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authorRoger Frank <rfrank@pglaf.org>2025-10-14 19:53:11 -0700
committerRoger Frank <rfrank@pglaf.org>2025-10-14 19:53:11 -0700
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+ <titleStmt>
+ <title>Principles Of Political Economy</title>
+ <author><name reg="Mill, John Stuart">John Stuart Mill</name></author>
+ <respStmt><resp>Abridged by</resp> <name>J. Laurence Laughlin, Ph. D.</name></respStmt>
+ </titleStmt>
+ <editionStmt>
+ <edition n="1">Edition 1</edition>
+ </editionStmt>
+ <publicationStmt>
+ <publisher>Project Gutenberg</publisher>
+ <date>September 27, 2009</date>
+ <idno type="etext-no">30107</idno>
+ <availability>
+ <p>This eBook is for the use of anyone anywhere at no cost and
+ with almost no restrictions whatsoever. You may copy it, give it
+ away or re-use it under the terms of the Project Gutenberg
+ License online at www.gutenberg.org/license</p>
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+ Produced by Chris Curnow, Matt Mello, David King, and the Online
+ Distributed Proofreading Team at &lt;http://www.pgdp.net/&gt;.
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+ <front>
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+ <div>
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+ </div>
+
+ <div rend="page-break-before: always">
+ <p rend="font-size: xx-large; text-align: center">Principles Of Political Economy</p>
+ <p rend="font-size: large; text-align: center">By</p>
+ <p rend="font-size: xx-large; text-align: center">John Stuart Mill</p>
+ <p rend="text-align: center">Abridged, with Critical, Bibliographical,</p>
+ <p rend="text-align: center">and Explanatory Notes, and a Sketch</p>
+ <p rend="text-align: center">of the History of Political Economy,</p>
+ <p rend="text-align: center">By</p>
+ <p rend="font-size: large; text-align: center">J. Laurence Laughlin, Ph. D.</p>
+ <p rend="text-align: center">Assistant Professor of Political Economy in Harvard University</p>
+ <p rend="text-align: center">A Text-Book For Colleges.</p>
+ <p rend="text-align: center">New York:</p>
+ <p rend="text-align: center">D. Appleton And Company,</p>
+ <p rend="text-align: center">1, 3, and 5 Bond Street.</p>
+ <p rend="text-align: center">1885</p>
+ </div>
+ <div rend="page-break-before: always">
+ <head>Contents</head>
+ <divGen type="toc" />
+ </div>
+
+ </front>
+<body>
+
+<pb n='iii'/><anchor id='Pgiii'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Preface.</head>
+
+<p>
+An experience of five years with Mr. Mill's treatise in
+the class-room not only convinced me of the great usefulness
+of what still remains one of the most lucid and systematic
+books yet published which cover the whole range of the
+study, but I have also been convinced of the need of such
+additions as should give the results of later thinking, without
+militating against the general tenor of Mr. Mill's system;
+of such illustrations as should fit it better for American
+students, by turning their attention to the application
+of principles in the facts around us; of a bibliography which
+should make it easier to get at the writers of other schools
+who offer opposing views on controverted questions; and of
+some attempts to lighten those parts of his work in which
+Mr. Mill frightened away the reader by an appearance of
+too great abstractness, and to render them, if possible, more
+easy of comprehension to the student who first approaches
+Political Economy through this author. Believing, also, that
+the omission of much that should properly be classed under
+the head of Sociology, or Social Philosophy, would narrow
+the field to Political Economy alone, and aid, perhaps, in
+<pb n='iv'/><anchor id='Pgiv'/>
+clearer ideas, I was led to reduce the two volumes into one,
+with, of course, the additional hope that the smaller book
+would tempt some readers who might hesitate to attack his
+larger work. In consonance with the above plan, I have
+abridged Mr. Mill's treatise, yet have always retained his own
+words; although it should be said that they are not always
+his consecutive words. Everything in the larger type on
+the page is taken literally from Mr. Mill, and, whenever it
+has been necessary to use a word to complete the sense, it
+has been always inserted in square brackets. All additional
+matter introduced by me has been printed in a smaller but
+distinctive type. The reader can see at a glance which part
+of the page is Mr. Mill's and which my own.
+</p>
+
+<p>
+It has seemed necessary to make the most additions to
+the original treatise under the subjects of the Wages Question;
+of Wages of Superintendence; of Socialism; of Cost
+of Production; of Bimetallism; of the Paper Money experiments
+in this country; of International Values; of the
+Future of the Laboring-Classes (in which the chapter was
+entirely rewritten); and of Protection. The treatment of
+Land Tenures has not been entirely omitted, but it does not
+appear as a separate subject, because it has at present less
+value as an elementary study for American students. The
+chapters on Land Tenures, the English currency discussion,
+and much of Book V, on the Influence of Government, have
+been simply omitted. In one case I have changed the order
+of the chapters, by inserting Chap. XV of Book III, treating
+of a standard of value, under the chapter treating of money
+and its functions. In other respects, the same order has
+been followed as in the original work.
+</p>
+
+<p>
+Wherever it has seemed possible, American illustrations
+have been inserted instead of English or Continental ones.
+</p>
+
+<pb n='v'/><anchor id='Pgv'/>
+
+<p>
+To interest the reader in home problems, twenty-four charts
+have been scattered throughout the volume, which bear upon
+our own conditions, with the expectation, also, that the different
+methods of graphic representation here presented would
+lead students to apply them to other questions. They are
+mainly such as I have employed in my class-room. The use
+and preparation of such charts ought to be encouraged. The
+earlier pages of the volume have been given up to a <q>Sketch
+of the History of Political Economy,</q> which aims to give
+the story of how we have arrived at our present knowledge
+of economic laws. The student who has completed Mill
+will then have a very considerable bibliography of the various
+schools and writers from which to select further reading, and
+to select this reading so that it may not fall wholly within the
+range of one class of writers. But, for the time that Mill is
+being first studied, I have added a list of the most important
+books for consultation. I have also collected, in Appendix I,
+some brief bibliographies on the Tariff, on Bimetallism, and
+on American Shipping, which may be of use to those who
+may not have the means of inquiring for authorities, and in
+Appendix II a number of questions and problems for the
+teacher's use.
+</p>
+
+<p>
+In some cases I have omitted Mr. Mill's statement entirely,
+and put in its stead a simpler form of the same exposition
+which I believed would be more easily grasped by a
+student. Of such cases, the argument to show that Demand
+for Commodities is not Demand for Labor, the Doctrine
+of International Values, and the Effect of the Progress
+of Society on wages, profits, and rent, are examples.
+Whether I have succeeded or not, must be left for the experience
+of the teacher to determine. Many small figures
+and diagrams have been used throughout the text, in order
+<pb n='vi'/><anchor id='Pgvi'/>
+to suggest the concrete means of getting a clear grasp of a
+principle.
+</p>
+
+<p>
+In conclusion, I wish to acknowledge my indebtedness
+to several friends for assistance in the preparation of this
+volume, among whom are Professor Charles F. Dunbar, Dr.
+F. W. Taussig, Dr. A. B. Hart, and Mr. Edward Atkinson.
+</p>
+
+<p>
+<hi rend='smallcaps'>J. Laurence Laughlin</hi>.<lb/>
+<hi rend='smallcaps'>Harvard University, Cambridge, Massachusetts</hi>,<lb/>
+<hi rend='italic'>September, 1884.</hi>
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/chart1.png' rend='width: 80%'>
+ <head>Chart I</head>
+ <figDesc>Illustration: Population Map of eastern United States, 1830</figDesc>
+ </figure>
+</p>
+<p rend='text-align: center'>
+ <figure url='images/chart2.png' rend='width: 80%'>
+ <head>Chart II</head>
+ <figDesc>Illustration: Population Map of United States, 1880</figDesc>
+ </figure>
+</p>
+
+</div>
+
+<pb n='001'/><anchor id='Pg001'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Introductory.</head>
+
+<div>
+<index index='toc'/>
+<index index='pdf'/>
+<head>A Sketch Of The History Of Political Economy.</head>
+
+<quote rend='display'>
+<p>
+<hi rend='smallcaps'>General Bibliography</hi>.&mdash;There is no satisfactory general
+history of political economy in English. Blanqui's <q>Histoire de l'économie
+politique en Europe</q> (Paris, 1837) is disproportioned and superficial,
+and he labors under the disadvantage of not understanding the English
+school of economists. He studies to give the history of economic facts,
+rather than of economic laws. The book has been translated into English
+(New York, 1880).
+</p>
+
+<p>
+Villeneuve-Bargemont, in his <q>Histoire de l'économie politique</q>
+(Paris, 1841), aims to oppose a <q>Christian political economy</q> to the
+<q>English</q> political economy, and indulges in religious discussions.
+</p>
+
+<p>
+Travers Twiss, <q>View of the Progress of Political Economy in Europe
+since the Sixteenth Century</q> (London, 1847), marked an advance
+by treating the subject in the last four centuries, and by separating the
+history of principles from the history of facts. It is brief, and only a
+sketch. Julius Kautz has published in German the best existing history,
+<q>Die geschichtliche Entwickelung der National-Oekonomie und ihrer
+Literatur</q> (Vienna, 1860). (See Cossa, <q>Guide to the Study of Political
+Economy,</q> page 80.) Cossa in his book has furnished a vast
+amount of information about writers, classified by epochs and countries,
+and a valuable discussion of the divisions of political economy by various
+writers, and its relation to other sciences. It is a very desirable
+little hand-book. McCulloch, in his <q>Introduction to the Wealth of
+Nations,</q> gives a brief sketch of the growth of economic doctrine. The
+editor begs to acknowledge his great indebtedness for information to his
+colleague, Professor Charles F. Dunbar, of Harvard University.
+</p>
+</quote>
+
+<p>
+Systematic study for an understanding of the laws of
+political economy is to be found no farther back than the
+<pb n='002'/><anchor id='Pg002'/>
+sixteenth century. The history of political economy is not
+the history of economic institutions, any more than the history
+of mathematics is the history of every object possessing
+length, breadth, and thickness. Economic history is the
+story of the gradual evolution in the thought of men of an
+understanding of the laws which to-day constitute the science
+we are studying. It is essentially modern.<note place='foot'>Yet
+Blanqui diffusively gives nearly one half of his <q>History of Political
+Economy</q> to the period before the sixteenth century, when politico-economic
+laws had not yet been recognized. A. L. Perry, <q>Political Economy</q> (eighteenth
+edition, 1883), also devotes thirty-five out of eighty-seven pages to the period
+in which there was no systematic study of political economy.</note>
+</p>
+
+<p>
+Aristotle<note place='foot'>Xenophon, <q>Means
+of increasing the Revenues of Attika,</q> ch. ix; also
+see his <q>Economics;</q> and Aristotle, <q>Politics,</q> b.
+i, ch. vi, b. iii, ch. i.</note> and Xenophon had some comprehension of the
+theory of money, and Plato<note place='foot'><q>Republic,</q> b.
+ii.</note> had defined its functions with
+some accuracy. The economic laws of the Romans were all
+summed up in the idea of enriching the metropolis at the
+expense of the dependencies. During the middle ages no
+systematic study was undertaken, and the nature of economic
+laws was not even suspected.
+</p>
+
+<p>
+It is worth notice that the first glimmerings of political
+economy came to be seen through the discussions on money,
+and the extraordinary movements of gold and silver. About
+the time of Charles V, the young study was born, accompanied
+by the revival of learning, the Reformation, the discovery
+of America, and the great fall in the value of gold
+and silver. Modern society was just beginning, and had
+already brought manufactures into existence&mdash;woolens in
+England, silks in France, Genoa, and Florence; Venice had
+become the great commercial city of the world; the Hanseatic
+League was carrying goods from the Mediterranean to the
+Baltic; and the Jews of Lombardy had by that time brought
+into use the bill of exchange. While the supply of the precious
+metals had been tolerably constant hitherto, the steady
+increase of business brought about a fall of prices. From the
+middle of the fourteenth to the end of the fifteenth century
+<pb n='003'/><anchor id='Pg003'/>
+the purchasing power of money increased in the ratio of
+four to ten. Then into this situation came the great influx
+of gold and silver from the New World. Prices rose unequally;
+the trading and manufacturing classes were flourishing,
+while others were depressed. In the sixteenth century
+the price of wheat tripled, but wages only doubled; the
+laboring-classes of England deteriorated, while others were
+enriched, producing profound social changes and the well-known
+flood of pauperism, together with the rise of the mercantile
+classes. Then new channels of trade were opened to
+the East and West. Of course, men saw but dimly the operation
+of these economic causes; although the books now began
+to hint at the right understanding of the movements
+and the true laws of money.
+</p>
+
+<p>
+Even before this time, however, Nicole Orêsme, Bishop
+of Lisieux (died 1382), had written intelligently on money;<note place='foot'>Roscher
+exhumed this book, entitled <q>De Origine, Natura, Jure et Mutationibus
+Monetarum,</q> and it was reprinted in 1864 by Wolowski at Paris,
+together with the treatise of Copernicus, <q>De Monetae Cudendae Ratione.</q></note>
+but, about 1526, the astronomer Copernicus gave a very good
+exposition of some of the functions of money. But he, as
+well as Latimer,<note place='foot'>Sermon at St. Paul's Cross,
+1549 (also see Jacob, <q>On the Precious Metals,</q>
+pp. 244, 245).</note> while noticing the economic changes,
+gave no correct explanation. The Seigneur de Malestroit,
+a councilor of the King of France, however, by his errors
+drew out Jean Bodin<note place='foot'>1530-1596. See II. Baudrillart's <q>J.
+Bodin et son temps</q> (Paris, 1853).
+Bodin wrote <q>Réponse aux paradoxes de M. de Malestroit touchant l'enchérissement
+de toutes les choses et des monnaies</q> (1568), and <q>Discours sur
+le rehaussement et la diminution des monnaies</q> (1578).</note>
+to say that the rise of prices was due
+to the abundance of money brought from America. But he
+was in advance of his time, as well as William Stafford,<note place='foot'><q>A
+Briefe Conceipte of English Policy</q> (1581). The book was published
+under the initials <q>W. S.,</q> and was long regarded as the production of
+Shakespere.</note> the
+author of the first English treatise on money, which showed
+a perfect insight into the subject. Stafford distinctly grasped
+<pb n='004'/><anchor id='Pg004'/>
+the idea that the high prices brought no loss to merchants,
+great gain to those who held long leases, and loss to those
+who did not buy and sell; that, in reality, commodities were
+exchanged when money was passed from hand to hand.
+</p>
+
+<p>
+Such was the situation<note place='foot'>For information
+on this as well as a later period, consult Jacob <q>On the
+Precious Metals</q> (1832), a history of the production and influences of gold and
+silver from the earliest times. He is considered a very high authority. Humboldt's
+<q>Essay on New Spain</q> gives estimates and facts on the production of
+the precious metals in America. A very excellent study has been made by
+Levasseur in his <q>Histoire des classes ouvrières en France jusqu'à la Révolution.</q>
+For pauperism and its history, Nicholl's <q>History of the Poor Laws</q>
+is, of course, to be consulted.</note> which prefaced the first general
+system destined to be based on supposed economic considerations,
+wrongly understood, to be sure, but vigorously carried
+out. I refer to the well-known mercantile system which
+over-spread Europe.<note place='foot'>See Cossa, <q>Guide,</q> p.
+119.</note> Spain, as the first receiver of American
+gold and silver, attributed to it abnormal power, and by
+heavy duties and prohibitions tried to keep the precious
+metals to herself. This led to a general belief in the tenets
+of the mercantile system, and its adoption by all Europe.
+1. It was maintained that, where gold and silver abounded,
+there would be found no lack of the necessaries of life; 2.
+Therefore governments should do all in their power to secure
+an abundance of money. Noting that commerce and political
+power seemed to be in the hands of the states having the
+greatest quantity of money, men wished mainly to create
+such a relation of exports and imports of goods as would
+bring about an importation of money. The natural sequence
+of this was, the policy of creating a favorable <q>balance of
+trade</q> by increasing exports and diminishing imports, thus
+implying that the gain in international trade was not a mutual
+one. The error consisted in supposing that a nation could
+sell without buying, and in overlooking the instrumental
+character of money. The errors even went so far as to create
+prohibitory legislation, in the hope of shutting out imported
+goods and keeping the precious metals at home. The system
+<pb n='005'/><anchor id='Pg005'/>
+spread over Europe, so that France (1544) and England (1552)
+forbade the export of specie. But, with the more peaceful
+conditions at the end of the sixteenth century, the expansion
+of commerce, the value of money became steadier, and prices
+advanced more slowly.
+</p>
+
+<p>
+Italian writers were among the first to discuss the laws
+of money intelligently,<note place='foot'>See Antonio Serra,
+<q>Breve Trattato delle Cause che possono fare abbondare
+li Regni d' Oro e d' Argento,</q> Naples, 1613.</note> but a number of acute Englishmen
+enriched the literature of the subject,<note place='foot'>Thomas Mun,
+<q>England's Treasure by Foreign Trade</q> (published in 1640
+and 1664); <q>Advice of the Council of Trade</q> (1660), in Lord Overstone's
+<q>Select Tracts on Money</q>; Sir William Petty, <q>Political Arithmetic,</q> etc.
+(about 1680); Sir Josiah Child, <q>New Discourse of Trade</q> (1690); Sir Dudley
+North, <q>Discourse on Trade</q> (1691); Davenant's Works (1690-1711); Joshua
+Gee, <q>Trade and Navigation of Great Britain</q> (1730); Sir Matthew Decker
+(according to McCulloch, William Richardson), <q>Essay on the Causes of the
+Decline of Foreign Trade</q> (1744); Sir James Steuart, <q>An Inquiry into the
+Principles of Political Economy</q> (1767). For this period also consult Anderson's
+<q>History of Commerce</q> (1764), Macpherson's <q>Annals of Commerce</q>
+(1803), and Lord Sheffield's <q>Observations on the Commerce of the American
+States</q> (1783).</note> and it may be said
+that any modern study of political economy received its first
+definite impulse from England and France.
+</p>
+
+<p>
+The prohibition of the export of coin was embarrassing
+to the East India Company and to merchants; and Mun
+tried to show that freedom of exportation would increase
+the amount of gold and silver in a country, since the profits
+in foreign trade would bring back more than went out. It
+probably was not clear to them, however, that the export of
+bullion to the East was advantageous, because the commodities
+brought back in return were more valuable in England
+than the precious metals. The purpose of the mercantilists
+was to increase the amount of gold and silver in the country.
+Mun, with some penetration, had even pointed out that too
+much money was an evil; but in 1663 the English Parliament
+removed the restriction on the exportation of coin.
+The balance-of-trade heresy, that exports should always exceed
+<pb n='006'/><anchor id='Pg006'/>
+imports (as if merchants would send out goods which,
+when paid for in commodities, should be returned in a form
+of less value than those sent out!), was the outcome of the
+mercantile system, and it has continued in the minds of many
+men to this day. The policy which aimed at securing a
+favorable balance of trade, and the plan of protecting home
+industries, had the same origin. If all consumable goods
+were produced at home, and none imported, that would
+increase exports, and bring more gold and silver into the
+country. As all the countries of Europe had adopted the
+mercantile theory after 1664, retaliatory and prohibitory
+tariffs were set up against each other by England, France,
+Holland, and Germany. Then, because it was seen that
+large sums were paid for carrying goods, in order that no
+coin should be required to pay foreigners in any branch
+of industry, navigation laws were enacted, which required
+goods to be imported only in ships belonging to the importing
+nation. These remnants of the mercantile system
+continue to this day in the shipping laws of this and other
+countries.<note place='foot'>The English
+Navigation Act of 1651 is usually described as the cause of the
+decline of Dutch shipping. The taxation necessitated by her wars is rather the
+cause, as history shows it to us. Sir Josiah Child (1668 and 1690) speaks of a
+serious depression in English commerce, and says the low rate of interest among
+the Dutch hurts the English trade. This does not show that the acts greatly
+aided English shipping. Moreover, Gee, a determined partisan of the mercantile
+theory, says, in 1730, that the ship-trade was languishing. Sir Matthew Decker
+(1744) confirms Gee's impressions. It looks very much as if the commercial
+supremacy of England was acquired by internal causes, and in spite of her
+navigation acts. The anonymous author of <q>Britannia Languens</q> confirms
+this view.</note>
+</p>
+
+<p>
+A natural consequence of the navigation acts, and of the
+mercantile system, was the so-called colonial policy, by which
+the colonies were excluded from all trade except with the
+mother-country. A plantation like New England, which
+produced commodities in competition with England, was
+looked upon with disfavor for her enterprise; and all this
+because of the fallacy, at the foundation of the mercantile
+<pb n='007'/><anchor id='Pg007'/>
+system, that the gain in international trade is not mutual, but
+that what one country gains another must lose.<note place='foot'>This was,
+in substance, the whole teaching of one of the leading and most
+intelligent writers, Sir James Steuart (1767), <q>Principles of Political Economy.</q>
+See also Held's <q>Carey's Socialwissenschaft und das Merkantilsystem</q>
+(1866), which places Carey among the mercantilists.</note>
+</p>
+
+<p>
+An exposition of mercantilism would not be complete
+without a statement of the form it assumed in France under
+the guidance of Colbert,<note place='foot'>Forbonnais, <q>Récherches
+sur les finances de la France</q> (1595-1721); Pierre
+Clément, <q>Histoire de Colbert et de son administration</q> (1874); <q>Lettres,
+instructions et mémoires de Colbert</q> (1861-1870); <q>Histoire du système protecteur
+en France</q> (1854); Martin, <q>Histoire de France,</q> tome xiii.</note>
+the great minister of Louis XIV,
+from 1661 to 1683. In order to create a favorable balance of
+trade, he devoted himself to fostering home productions, by
+attempts to abolish vexatious tolls and customs within the
+country, and by an extraordinary system of supervision in
+manufacturing establishments (which has been the stimulus
+to paternal government from which France has never since
+been able to free herself). Processes were borrowed from
+England, Germany, and Sweden, and new establishments for
+making tapestries and silk goods sprang up; even the sizes
+of fabrics were regulated by Colbert, and looms unsuitable
+for these sizes destroyed. In 1671 wool-dyers were given
+a code of detailed instructions as to the processes and materials
+that might be used. Long after, French industry felt
+the difficulty of struggling with stereotyped processes. His
+system, however, naturally resulted in a series of tariff measures
+(in 1664 and 1667). Moderate duties on the exportation
+of raw materials were first laid on, followed by heavy customs
+imposed on the importation of foreign goods. The shipment
+of coin was forbidden; but Colbert's criterion of prosperity
+was the favorable balance of trade. French agriculture was
+overlooked. The tariff of 1667 was based on the theory
+that foreigners must of necessity buy French wines, lace, and
+wheat; that the French could sell, but not buy; but the act
+of 1667 cut off the demand for French goods, and Portuguese
+<pb n='008'/><anchor id='Pg008'/>
+wines came into the market. England and Holland
+retaliated and shut off the foreign markets from France. The
+wine and wheat growers of the latter country were ruined,
+and the rural population came to the verge of starvation.
+Colbert's last years were full of misfortune and disappointment;
+and a new illustration was given of the fallacy that
+the gain from international trade was not mutual.
+</p>
+
+<p>
+From this time, economic principles began to be better
+apprehended. It is to be noted that the first just observations
+arose from discussions upon money, and thence upon
+international trade. So far England has furnished the most
+acute writers: now France became the scene of a new movement.
+Marshal Vauban,<note place='foot'><q>Dîme royale</q> (1707).</note>
+the great soldier, and Boisguillebert<note place='foot'><q>Factum
+de la France</q> (1707).</note>
+both began to emphasize the truth that wealth really
+consists, not in money alone, but in an abundance of commodities;
+that countries which have plenty of gold and silver
+are not wealthier than others, and that money is only a medium
+of exchange. It was not, however, until 1750 that
+evidences of any real advance began to appear; for Law's
+famous scheme (1716-1720) only served as a drag upon the
+growth of economic truth. But in the middle of the eighteenth
+century an intellectual revival set in: the <q>Encyclopædia</q>
+was published, Montesquieu wrote his <q>l'Ésprit des
+Lois,</q> Rousseau was beginning to write, and Voltaire was at
+the height of his power. In this movement political economy
+had an important share, and there resulted the first school
+of Economists, termed the Physiocrats.
+</p>
+
+<p>
+The founder and leader of this new body of economic
+thinkers was François Quesnay,<note place='foot'>When Quesnay
+was sixty-one years old he wrote the article, <q>Fermiers,</q> in
+the <q>Encyclopædia</q> (of Diderot and D'Alembert) in 1756; article <q>Grains,</q> in
+the same, 1757; <q>Tableau économique,</q> 1758; <q>Maximes générales du gouvernement
+économique d'un royaume</q>; <q>Problème économique</q>; <q>Dialogues
+sur le commerce et sur les travaux des artisans</q>; <q>Droit natural</q>
+(1768). <q>Collection des principaux économistes,</q> edited by E. Daire (1846), is a
+collection containing the works of Quesnay, Turgot, and Dupont de Nemours. See also
+Lavergne, <q>Les économistes françaises du 18<hi rend='vertical-align: super'>e</hi>
+siècle</q> (1870); and H. Martin, <q>Histoire de France.</q> Quesnay's <q>Tableau
+économique</q> was the Koran of the school.</note> a physician and favorite at
+<pb n='009'/><anchor id='Pg009'/>
+the court of Louis XV. Passing by his ethical basis of a
+natural order of society, and natural rights of man, his main
+doctrine, in brief, was that the cultivation of the soil was the
+only source of wealth; that labor in other industries was
+sterile; and that freedom of trade was a necessary condition
+of healthy distribution. While known as the <q>Economists,</q>
+they were also called the <q>Physiocrats,</q><note place='foot'>From
+χράτησις τῆς φύσεως, as indicating a reverence for natural
+laws.</note> or the <q>Agricultural
+School.</q> Quesnay and his followers distinguished between
+the creation of wealth (which could only come from the soil)
+and the union of these materials, once created, by labor in
+other occupations. In the latter case the laborer did not, in
+their theory, produce wealth. A natural consequence of this
+view appeared in a rule of taxation, by which all the burdens
+of state expenditure were laid upon the landed proprietors
+alone, since they alone received a surplus of wealth (the famous
+<foreign lang='fr' rend='italic'>net produit</foreign>)
+above their sustenance and expenses of production.
+This position, of course, did not recognize the old
+mercantile theory that foreign commerce enriched a nation
+solely by increasing the quantity of money. To a physiocrat
+the wealth of a community was increased not by money, but
+by an abundant produce from its own soil. In fact, Quesnay
+argued that the right of property included the right to dispose
+of it freely at home or abroad, unrestricted by the state. This
+doctrine was formulated in the familiar expression,
+<q><foreign lang='fr' rend='italic'>Laissez faire, laissez
+passer</foreign>.</q><note place='foot'>The words
+were not invented by Quesnay, but formed the phrase of a merchant,
+Legendre, in addressing Colbert; although it was later ascribed, as by
+Perry, <q>Political Economy</q> (p. 46), and Cossa (p. 150), to one of the Economists,
+Gournay. (See Wolowski, in his Essay prefixed to <q>Roscher's Political
+Economy,</q> p. 36, American translation.)</note> Condorcet and Condillac favored
+the new ideas. The <q>Economists</q> became the fashion in
+France; and even included in their number Joseph II of
+Austria, the Kings of Spain, Poland, Sweden, Naples, Catharine
+<pb n='010'/><anchor id='Pg010'/>
+of Russia, and the Margrave of Baden.<note place='foot'>The Margrave
+Karl Friedrich was the author of <q>Abrégé des principes
+de l'économie politique</q> (1775), and applied the physiocratic system of taxation
+to two of his villages with disastrous results.</note> Agriculture,
+therefore, received a great stimulus.
+</p>
+
+<p>
+Quesnay had many vigorous supporters, of whom the
+most conspicuous was the Marquis de Mirabeau<note place='foot'>He published
+a first work on <q>Population</q> (1756); the <q>Théorie de
+l'impôt</q> (1760); and <q>Philosophie rurale</q> (1763). In this latter work Mirabeau
+adopted the <q>Tableau économique</q> as the key to the subject, and classed
+it with the discovery of printing and of money.</note> (father of
+him of the Revolution), and the culmination of their popularity
+was reached about 1764. A feeling that the true
+increase of wealth was not in a mere increase of money, but
+in the products of the soil, led them naturally into a reaction
+against mercantilism, but also made them dogmatic and overbearing
+in their one-sided system, which did not recognize
+that labor in all industries created wealth. As the mercantile
+system found a great minister in Colbert to carry those
+opinions into effect on a national scale, so the Physiocrats
+found in Turgot<note place='foot'>In 1742 Turgot,
+when scarcely twenty, appeared as a sound writer on
+Paper Money in letters to Abbé Cicé. The physiocratic doctrines were presented
+in a more intelligible form in his greater work, <q>Réflexions sur la formation
+et la distribution des richesses</q> (1766). Three works of Turgot, on
+mining property, interest of money, and freedom in the corn-trade, bear a high
+reputation. For works treating of Turgot, see Batbie, <q>Turgot, philosophe,
+économiste et administrateur</q> (1861); Mastier, <q>Turgot, sa vie et sa doctrine</q>
+(1861); Tissot, <q>Turgot, sa vie, son administration et ses ouvrages</q>
+(1862).</note> a minister, under Louis XVI, who gave
+them a national field in which to try the doctrines of the
+new school. Benevolently devoted to bettering the condition
+of the people while Intendant of Limoges (1751), he
+was made comptroller-general of the finances by Louis XVI
+in 1774. Turgot had the ability to separate political economy
+from politics, law, and ethics. His system of freeing industry
+from governmental interference resulted in abolishing
+many abuses, securing a freer movement of grain, and in
+lightening the taxation. But the rigidity of national prejudices
+<pb n='011'/><anchor id='Pg011'/>
+was too strong to allow him success. He had little
+tact, and raised many difficulties in his way. The proposal
+to abolish the <foreign rend='italic'>corvées</foreign> (compulsory repair of roads by the
+peasants), and substitute a tax on land, brought his king into
+a costly struggle (1776), and attempts to undermine Turgot's
+power were successful. With his downfall ended the influence
+of the Economists. The last of them was Dupont
+de Nemours,<note place='foot'>He was the editor
+of the works of Quesnay and Turgot, and wrote a
+<q>Mémoire de Turgot</q> (1817). He opposed the issue of assignats during the
+French Revolution, and, falling into disfavor, he barely escaped the scaffold.
+Having been a correspondent of Jefferson's, when Napoleon returned from Elba,
+he came to America, and settled in Delaware, where he died in 1817. The
+connection between the Economists and the framers of our Constitution is interesting,
+because it explains some peculiarities introduced into our system of
+taxation in that document. The only direct taxes recognized by the Supreme
+Court under our Constitution are the poll and land taxes; and it is in this
+connection that the constitutionality of the income-tax (a direct tax)
+is doubted.</note> who saw a temporary popularity of the Physiocrats
+in the early years of the French Revolution, when the
+Constituent Assembly threw the burden of taxes on land.
+But the fire blazed up fitfully for a moment, only to die
+away entirely.
+</p>
+
+<p>
+All this, however, was the slow preparation for a newer
+and greater movement in political economy than had yet been
+known, and which laid the foundation of the modern study as
+it exists to-day. The previous discussions on money and the
+prominence given to agriculture and economic considerations
+by the Economists made possible the great achievements of
+Adam Smith and the English school. A reaction in England
+against the mercantile system produced a complete
+revolution in political economy. Vigorous protests against
+mercantilism had appeared long before,<note place='foot'>One of
+the earliest is that of Roger Coke (1675), in which he argues for
+free trade, and attacks the navigation acts. Sir Dudley North's <q>Discourse on
+Trade</q> (1691) urges that the whole world, as regards trade, is but one people,
+and explains that money is only merchandise.</note> and the true functions
+of money had come to be rightly understood.<note place='foot'>Joseph Harris,
+an official in the London Mint, published a very clear exposition
+of this subject in his <q>Essay upon Money and Coins</q> (1757); but,
+eighty years before, Rice Vaughan had given a satisfactory statement in his
+<q>Treatise of Money.</q></note> More
+<pb n='012'/><anchor id='Pg012'/>
+than that, many of the most important doctrines had been
+either discussed, or been given to the public in print. It is
+at least certain that hints of much that made so astonishing
+an effect in Adam Smith's <q>Wealth of Nations</q> (1776)
+had been given to the world before the latter was written.
+To what sources, among the minor writers, he was most
+indebted, it is hard to say. Two, at least, deserve considerable
+attention, David Hume and Richard Cantillon. The
+former published his <q>Economic Essays</q> in 1752, which
+contained what even now would be considered enlightened
+views on money, interest, balance of trade, commerce, and
+taxation; and a personal friendship existed between Hume
+and Adam Smith dating back as far as 1748, when the latter
+was lecturing in Edinburgh on rhetoric. The extent of
+Cantillon's acquirements and Adam Smith's possible indebtedness
+to him have been but lately recognized. In a recent
+study<note place='foot'><q>Contemporary Review,</q>
+January, 1881, <q>Richard Cantillon.</q> Adam
+Smith had quoted Cantillon on his discussion of the wages of labor, b. i, ch.
+viii, and evidently knew his book.</note> on
+Cantillon, the late Professor Jevons has pointed
+out that the former anticipated many of the doctrines later
+ascribed to Adam Smith, Malthus, and Ricardo. Certain it
+is that the author of the <q>Wealth of Nations</q> took the
+truth wherever he found it, received substantial suggestions
+from various sources, but, after having devoted himself
+in a peculiarly successful way to collecting facts, he
+wrought out of all he had gathered the first rounded system
+of political economy the world had yet known; which
+pointed out that labor was at the basis of production, not
+merely in agriculture, as the French school would have it,
+but in all industries; and which battered down all the defenses
+of the mediæval mercantile system. In a marked
+degree Adam Smith<note place='foot'>Born in 1723,
+and died 1790; he was eleven years younger than Hume.
+A Professor of Logic (1751) and Moral Philosophy (1752) at Glasgow, he
+published a treatise on ethical philosophy, entitled the <q>Theory of Moral Sentiments</q>
+(1739). Dugald Stewart is the authority as to Smith's life, having
+received information from a contemporary of Smith's, Professor Miller (see
+Playfair's edition of Smith's works); for Adam Smith destroyed all his own
+papers in his last illness. His lectures on political economy at Glasgow outlined
+the results as they appeared in the <q>Wealth of Nations</q>; it was not
+until 1764 that he resigned his professorship, and spent two years on the Continent
+(twelve months of this in France). On his return home he immured
+himself for ten years of quiet study, and published the <q>Wealth of Nations</q>
+in 1776. (See also McCulloch's introduction to his edition of the <q>Wealth of
+Nations,</q> and Bagehot's <q>Economic Studies,</q> iii.)</note>
+combined a logical precision and a
+<pb n='013'/><anchor id='Pg013'/>
+power of generalizing results out of confused data with a
+practical and intuitive regard for facts which are absolutely
+necessary for great achievements in the science of political
+economy. At Glasgow (1751-1764) Adam Smith gave lectures
+on natural theology, ethical philosophy, jurisprudence,
+and political economy, believing that these subjects were
+complementary to each other.
+</p>
+
+<p>
+A connected and comprehensive grasp of principles was
+the great achievement of Adam Smith;<note place='foot'>A glance
+at Sir James Steuart's treatise (1767) with the <q>Wealth of Nations</q>
+shows Adam Smith's great qualities; the former was a series of detached
+essays, although of wide range, but admittedly without any consistent
+plan.</note> for, although the
+<q>Wealth of Nations</q> was naturally not without faults, it has
+been the basis of all subsequent discussion and advance in
+political economy. In Books I and II his own system is elucidated,
+while Book IV contains his discussion of the Agricultural
+School and the attacks on the mercantile system.
+Seeing distinctly that labor was the basis of all production
+(not merely in agriculture), he shows (Books I and II) that
+the wealth of a country depends on the skill with which its
+labor is applied, and upon the proportion of productive to
+unproductive laborers. The gains from division of labor are
+explained, and money appears as a necessary instrument after
+society has reached such a division. He is then led to discuss
+prices (market price) and value; and, since from the
+price a distribution takes place among the factors of production,
+he is brought to wages, profit, and rent. The functions
+<pb n='014'/><anchor id='Pg014'/>
+of capital are explained in general; the separation of fixed
+from circulating capital is made; and he discusses the influence
+of capital on the distribution of productive and unproductive
+labor; the accumulation of capital, money, paper
+money, and interest. He, therefore, gets a connected set of
+ideas on production, distribution, and exchange. On questions
+of production not much advance has been made since his
+day; and his rules of taxation are now classic. He attacked
+vigorously the balance-of-trade theory, and the unnatural diversion
+of industry in England by prohibitions, bounties, and
+the arbitrary colonial system. In brief, he held that a plan
+for the regulation of industry by the Government was indefensible,
+and that to direct private persons how to employ
+their capital was either hurtful or useless. He taught that a
+country will be more prosperous if its neighbors are prosperous,
+and that nations have no interest in injuring each other.
+It was, however, but human that his work should have been
+somewhat defective.<note place='foot'><p>(<hi rend='italic'>a</hi>.)
+He went into a vague discussion upon labor as a measure of value.
+(<hi rend='italic'>b</hi>.)
+A legal rate of interest received his support, and his argument was answered
+effectually by Bentham (<q>Defense of Usury</q>). (<hi rend='italic'>c</hi>.)
+While not agreeing with
+the French school that agriculture is the only industry producing more than it
+consumes, and so land pays rent, yet he thinks that it produces more in proportion
+to the labor than other industries; that manufactures came next; and exportation
+and commerce after them. This error, however, did not modify his more
+important conclusions. Thorold Rogers and even Chevalier, however, claim that
+Adam Smith drew his inspiration from the French school. (<hi rend='italic'>d</hi>.) In
+the discussion of rent, he failed to follow out his ideas to a legitimate end, and did not
+get at the true doctrine. While hinting at the right connection between price
+and rent, he yet believed that rent formed a part of price. Of the fundamental
+principle in the doctrine of rent, the law of diminishing returns, he had no full
+knowledge, but came very close to it. He points out that in colonies, when the
+good soil has all been occupied, profits fall. (<hi rend='italic'>e</hi>.) In saying that
+every animal naturally multiplies in proportion to, and is limited by, the means of
+subsistence, Adam Smith just missed Malthus's law of population. In fact, Cantillon
+came quite as near it.
+</p>
+<p>
+Book III in his <q>Wealth of Nations</q> is concerned with the policy of Europe
+in encouraging commerce at the expense of agriculture, and has less interest
+for us. Book V considers the revenue of the sovereign, and much of it is now
+obsolete; but his discussion of taxation is still highly important.</p></note>
+A new period in the history of political
+<pb n='015'/><anchor id='Pg015'/>
+economy, however, begins with Adam Smith. As Roscher
+says, he stands in the center of economic history.
+</p>
+
+<p>
+New writers now appear who add gradually stone after
+stone to the good foundation already laid, and raise the edifice
+to fairer proportions. The first considerable addition
+comes from a contribution by a country clergyman, Thomas
+Robert Malthus,<note place='foot'><p>Among the
+English Liberals carried away by the French Revolution, and by
+such theories as those of Condorcet, was William Godwin, the author of <q>Political
+Justice</q> (1793) and the <q>Inquirer</q> (1797), who advocated the abolition
+of government and even marriage, since by the universal practice of the golden
+rule there would come about a lengthening of life. Malthus tells us that his
+study was brought forward as an answer to the doctrines of the <q>Inquirer,</q> and
+he applied his principles to Condorcet's and Godwin's ideas. It was a period
+when pauperism demanded attention from all. Malthus favored the repeal of
+the old poor-laws, as destroying independence of character among the poor.
+</p>
+<p>
+Malthus also wrote <q>Principles of Political Economy</q> (1821) and <q>Definitions
+in Political Economy</q> (1827), but the former did not increase his reputation.
+He believed in taxing imported corn, and he gave in his adherence to the
+doctrine of over-production. But, on the other hand, he was one of several
+writers who, almost at the same time, discovered the true theory of rent. His
+father was a friend of Godwin, and a correspondent of Rousseau. (See Bagehot,
+<q>Economic Studies,</q> p. 135.)</p></note> in
+his <q>Essay on the Principles of Population</q>
+(1798). Against the view of Pitt that <q>the man who
+had a large family was a benefactor to his country,</q> Malthus
+argued conclusively that <q>a perfectly happy and virtuous
+community, by physical law, is constrained to increase very
+rapidly.... By nature human food increases in a slow
+arithmetical ratio; man himself increases in a quick geometrical
+ratio, unless want and vice stop him.</q> In his second
+edition (1803), besides the positive check of vice and want,
+he gave more importance to the negative check of <q>self-restraint,
+moral and prudential.</q> The whole theory was crudely
+stated at first; and it raised the cry that such a doctrine was
+inconsistent with the belief in a benevolent Creator. In its
+essence, the law of population is simply that a tendency
+and ability exist in mankind to increase its numbers faster
+than subsistence, and that this result actually will happen
+unless checks retard it, or new means of getting subsistence
+<pb n='016'/><anchor id='Pg016'/>
+arise. If an undue increase of population led to vice and
+misery, in Malthus's theory, he certainly is not to be charged
+with unchristian feelings if he urged a self-restraint by which
+that evil result should be avoided. Malthus's doctrines excited
+great discussion: Godwin says that by 1820 thirty or
+forty answers to the essay had been written; and they have
+continued to appear. The chief contributions have been by A.
+H. Everett, <q>New Ideas on Population</q> (1823), who believed
+that an increase of numbers increased productive power; by
+M. T. Sadler, <q>Law of Population</q> (1830), who taught that
+human fertility varied inversely with numbers, falling off
+with density of population; by Sir Archibald Alison, <q>Principles
+of Population</q> (1840), who reasoned inductively that
+the material improvement of the human race is a proof that
+man can produce more than he consumes, or that in the progress
+of society preventive checks necessarily arise; by W.
+R. Greg, <q>Enigmas of Life</q> (1873); and by Herbert Spencer,
+<q>Westminster Review</q> (April, 1852), and <q>Principles
+of Biology,</q> (part vi, ch. xii and xiii), who worked out a physiological
+check, in that with a mental development out of lower
+stages there comes an increased demand upon the nervous
+energy which causes a diminution of fertility. Since Darwin's
+studies it has been very generally admitted that it is
+the innate <emph>tendency</emph> of all organic life to increase until numbers
+press upon the limit of food-production; not that population
+has always done so in every country.<note place='foot'>See Cairnes,
+<q>Logical Method,</q> Lecture VII, for the best modern statement
+of the question. Also, Roscher, <q>Principles of Political Economy,</q> b.
+v, whose extended notes furnish information on facts and as to books. H.
+Carey, <q>Social Science</q> (edition of 1877), iii, pp. 263-312, opposes the doctrine,
+as also Bowen, <q>American Political Economy</q> (1870), ch. viii, and Henry George,
+<q>Progress and Poverty</q> (1880), pp. 81-134.</note> Malthus's
+teachings resulted in the modern poor-house system, beginning
+with 1834 in England, and they corrected some of the
+abuses of indiscriminate charity.
+</p>
+
+<p>
+While Adam Smith had formulated very correctly the
+laws of production, in his way Malthus was adding to the
+<pb n='017'/><anchor id='Pg017'/>
+means by which a better knowledge of the principles of distribution
+was to be obtained; and the next advance, owing
+to the sharp discussions of the time on the corn laws, was, by
+a natural progress, to the law of diminishing returns and
+rent. An independent discovery of the law of rent is to be
+assigned to no less than four persons,<note place='foot'>J. Anderson,
+<q>An Inquiry into the Nature of the Corn Laws</q> (1777),
+<q>Agricultural Recreations,</q> vol. v, p. 401 (1801); Sir Edward West, <q>Essay
+on the Application of Capital to Land</q> (1815); Rev. T. R. Malthus, <q>An Inquiry
+into the Nature and Progress of Rent</q> (1815). The last two appeared
+after Anderson's discoveries had been forgotten, but he has the honor of first
+discovery.</note> but for the full perception
+of its truth and its connection with other principles
+of political economy the credit has been rightly given to
+David Ricardo,<note place='foot'>Born in 1772 of
+Jewish parentage, Ricardo died in 1824. A rich banker,
+who made a fortune on the Stock Exchange, he early in life retired from business.
+The discussions on the Restriction Act and the corn laws led him to investigate
+the laws governing the subjects of money and rent. He gained notice first by
+his <q>Letters on the High Price of Bullion</q> (1810). The <q>Reply to Mr. Bosanquet</q>
+(1811), and <q>Inquiry into Rent</q> (1815), were followed by his greater
+work, <q>Principles of Political Economy and Taxation</q> (1817). He entered the
+House of Commons from Portarlington, a pocket borough in Ireland, and was
+influential in the discussions on resumption. Although he was not on the
+committee, his views on depreciated paper are practically embodied in the
+famous <q>Bullion Report</q> (1810). Tooke, <q>History of Prices,</q> says the results
+of the restriction were not known until the time of Ricardo's contributions.
+Neither Mill nor Say has had so great an influence as Ricardo has gained,
+through the pages of his <q>Political Economy.</q></note>
+next to Adam Smith without question the
+greatest economist of the English school. Curiously enough,
+although Adam Smith was immersed in abstract speculations,
+his <q>homely sagacity</q> led him to the most practical results;
+but while Ricardo was an experienced and successful man of
+business, he it was, above all others, who established the abstract
+political economy, in the sense of a body of scientific
+laws to which concrete phenomena, in spite of temporary
+inconsistencies, must in the end conform. His work, therefore,
+supplemented that of Adam Smith; and there are very
+few doctrines fully worked out to-day of which hints have
+not been found in Ricardo's wonderfully compact statements.
+<pb n='018'/><anchor id='Pg018'/>
+With no graces of exposition, his writings seem dry, but are
+notwithstanding mines of valuable suggestions.
+</p>
+
+<p>
+In the field of distribution and exchange Ricardo made
+great additions. Malthus and West had shown that rent was
+not an element in cost of production; but both Malthus and
+Ricardo seemed to have been familiar with the doctrine of
+rent long before the former published his book. Ricardo,
+however, saw into its connection with other parts of a system
+of distribution.<note place='foot'>Johann Heinrich
+von Thünen, a rich land-owner of Mecklenburg, in his
+<q>Der isolirte Staat in Beziehung auf Landwirthschaft und National-Oekonomie</q>
+(1826), worked entirely by himself, but reached practically the same law of rent
+as Ricardo's. In spreading the doctrines of Adam Smith he has influenced later
+German writers.</note> The Malthusian doctrine of a pressure of
+population on subsistence naturally forced a recognition of
+the law of diminishing returns from land;<note place='foot'>The
+first distinct recognition of this important physical law, according to
+McCulloch (Introduction to <q>Wealth of Nations,</q> lv), was in a fanciful work of
+two volumes, entitled <q>Principes de tout gouvernement,</q> published in 1766:
+<q>Quand les cultivateurs, devenus nombreux, auront défriché toutes les bonnes
+terres; par leur augmentation successive, et par la continuité du défrichement,
+il se trouvera un point ou il sera plus avantageux à un nouveau colon de prendre
+à ferme des terres fécondes, que d'en défricher de nouvelles beaucoup moins
+bonnes</q> (I, p. 126). The author was, however, unaware of the importance
+of his discovery.</note> then as soon as
+different qualities of land were simultaneously cultivated, the
+best necessarily gave larger returns than the poorest; and the
+idea that the payment of rent was made for a superior instrument,
+and in proportion to its superiority over the poorest
+instrument which society found necessary to use, resulted in
+the law of rent. Ricardo, moreover, carried out this principle
+as it affected wages, profits, values, and the fall of profits;
+but did not give sufficient importance to the operation of
+forces in the form of improvements acting in opposition to
+the tendency toward lessened returns. The theory of rent still holds
+its place, although it has met with no little opposition.<note place='foot'>Carey,
+<q>Social Science</q> (I, ch. iv, v), and Bowen, <q>American Political
+Economy</q> (ch. ix), have denied Ricardo's doctrine of rent. Thesupposed connection
+between free trade and Ricardo's teachings on rent has prejudiced protectionists
+against him. Free trade follows from the theory of international
+trade, and has nothing to do with Ricardo's main doctrines. It is true, Ricardo
+was a vigorous free-trader. Of opposing views on rent, Carey's argument is
+the most important.</note>
+A doctrine, quite as important in its effects on free
+<pb n='019'/><anchor id='Pg019'/>
+exchange, was clearly established by Ricardo, under the name
+of the doctrine of <q>Comparative Cost,</q> which is the reason
+for the existence of any and all international trade.
+</p>
+
+<p>
+The work of Adam Smith was soon known to other countries,
+apart from translations. A most lucid and attractive
+exposition was given to the French by J. B. Say, <q>Traité
+d'économie politique</q> (1803), followed, after lecturing in
+Paris from 1815-1830, by a more complete treatise,<note place='foot'>Say drew
+considerable attention by his theory of <q>gluts.</q> He based his
+idea of value wholly on <emph>utility</emph>, which has lately been taken up again by
+Professor Jevons. Say was answered on this point by Ricardo in a later edition
+of his <q>Political Economy.</q> See Cairnes, <q>Leading Principles,</q> p. 17. As a
+free-trader and opponent of governmental interference, he went further than
+his master, Adam Smith. Napoleon did not like this part of Say's teaching,
+saying that it would destroy an empire of adamant, and tried to induce him to
+modify his position, but in vain. The second edition was not allowed to be
+published until 1815.</note> <q>Cours
+complète d'économie politique</q> (1828). While not contributing
+much that was new, Say did a great service by
+popularizing previous results in a happy and lively style,
+combined with good arrangement, and many illustrations.
+The theory that general demand and supply are identical is
+his most important contribution to the study. Although he
+translated Ricardo's book, he did not grasp the fact that
+rent did not enter into price. Say's work was later supplemented
+by an Italian, Pellegrino Rossi,<note place='foot'>Educated at
+Bologna, he went to Geneva in 1816, and was called (1833) by
+the French Government to succeed Say in the Collége de France. In 1845 he
+was sent as minister to Rome, led the revolutionary movement there, and was
+assassinated in 1848. His lectures were taken down in short-hand by one of his
+disciples, Porée, and later published.</note> who, in his <q>Cours
+d'économie politique</q> (1843-1851), naturalized the doctrines
+of Malthus and Ricardo on French soil. His work is of solid
+value, and he and Say have given rise to an active school of
+<pb n='020'/><anchor id='Pg020'/>
+political economy in France. In Switzerland, Sismondi expounded
+Adam Smith's results in his <q>De la richesse commerciale</q>
+(1803), but was soon led into a new position,
+explained in his <q>Nouveaux principes d'économie politique</q>
+(1819). This has made him the earliest and most distinguished
+of the humanitarian economists. Seeing the sufferings
+caused by readjustments of industries after the peace,
+and the warehouses filled with unsold goods, he thought
+the excess of production over the power of consumption was
+permanent, and attacked division of labor, labor-saving machinery,
+and competition. Discoveries which would supersede
+labor he feared would continue, and the abolition of patents,
+together with the limitation of population,<note place='foot'>Malthus,
+who held that the unproductive consumption of the rich was
+desirable for the poor, supported Sismondi. The latter was answered by Say
+and McCulloch (<q>Edinburgh Review,</q> March, 1821), to which Sismondi replied in
+his second edition, in 1827, and then withdrew from economic discussion.</note> was urged.
+These arguments furnished excellent weapons to the socialistic
+agitators. Heinrich Storch<note place='foot'>A native of Riga,
+educated in Germany, Storch was charged by the Czar
+Alexander with the duty of instructing his sons, the Grand Dukes Nicholas and
+Michael, and his treatise is the collection of his lectures. Knowing little of Malthus
+or Ricardo, he made a near approach to the doctrine of rent. His unsparing
+denunciation of Russian administrative corruption caused the Government to
+forbid the publication of the Russian translation.</note> aimed to spread the views
+of Adam Smith<note place='foot'>Cossa, <q>Guide</q> (p. 173),
+points out Sartorius, Lüder, Kraus, and Schlözer
+as teachers of Adam Smith, in Germany, followed later by G. Hufeland, J. F. E.
+Lotz, and L. H. von Jakob; Count Hogendorp and Gogel, in Holland; Count
+Szecheny, in Hungary, and (pp. 211-213) Cagnazzi, Bosellini, Ressi, Sanfilippo,
+and Scuderi (the last two protectionists), in Italy. Fuoco (1825-1827), in Italy,
+first saw the value of Ricardo's theory of rent, while Gioja opposed Adam Smith
+and Say. But K. H. Rau (died 1870), in his <q>Lehrbuch der politischen Oekonomie</q>
+(1826, fifth edition 1864), had the most extensive influence in Germany
+in expounding Adam Smith's system, with proper improvements. Another important
+writer of this school was F. B. W. von Hermann, <q>Staatswirthschaftliche
+Untersuchungen</q> (1832).</note> in Russia, by his <q>Cours d'économie politique</q>
+(1815). Without further developing the theory of
+political economy, he produced a book of exceptional merit
+by pointing out the application of the principles to Russia,
+particularly in regard to the effect of a progress of wealth on
+agriculture and manufactures; to the natural steps by which
+a new country changes from agriculture to a manufacturing
+<foreign rend='italic'>régime</foreign>; and to finance and currency, with an account of
+Russian depreciated paper since Catharine II.
+</p>
+
+<pb n='021'/><anchor id='Pg021'/>
+
+<p>
+For the next advance, we must again look to England.
+Passing by McCulloch<note place='foot'>From 1810
+to 1840, political economy was a favorite study in England,
+and many writers deserve mention. There were Huskisson, a great financier;
+Thomas Tooke (1773-1858), who began his matchless <q>History of Prices</q> (1823);
+Lord Overstone (Samuel Jones Loyd), <q>Tracts and other Publications on Metallic
+and Paper Currency</q> (1858); Robert Torrens (1784-1864), <q>Essay on the
+Production of Wealth</q> (1821); Archbishop Whately, <q>Introductory Lectures</q>
+(1831), and <q>Easy Lessons on Money Matters</q>; Cobden and Sir Robert Peel;
+N. W. Senior (1790-1864), Professor of Political Economy at Oxford, article on
+<q>Political Economy</q> (1836) in the <q>Encyclopædia Metropolitana,</q> and <q>Lectures
+on the Cost of obtaining Money</q> (1830). Senior showed great ability in
+analyzing cost of production, and stands far above McCulloch in real ability.
+J. R. McCulloch (1789-1864), who preceded Mill, wrote a good but dry textbook,
+<q>Principles of Political Economy</q> (1825), <q>A Treatise on the Principles,
+Practice, and History of Commerce</q> (1833), an excellent <q>Dictionary of Commerce</q>
+(last enlarged edition, 1882), <q>Literature of Political Economy</q> (1845).
+He edited Ricardo's works, with a biography, published a <q>Select Collection of
+Scarce and Valuable Tracts on Money</q> (1856), <q>A Treatise on the Principles and
+Practical Influence of Taxation and the Funding System</q> (1845). He contributed
+nothing practically new to the study. Miss Harriet Martineau (1802-1876)
+gave some admirable although somewhat extended stories in illustration of the various
+principles of political economy, entitled <q>Illustrations of Political Economy</q>
+(1859). This period in England was signalized by the abolition of the
+Corn Laws (1846), and the Navigation Laws (1849), the passage of the Bank
+Act (which separated the issue from the banking department, 1844), and the
+general abandonment of protective duties. Cf. Noble, <q>Fiscal Legislation,
+1842-1865</q> (1867).</note> and Senior, a gifted writer, the legitimate
+successor of Ricardo is John Stuart Mill.<note place='foot'>Born in 1806,
+he died in 1873. For his extraordinary education see his
+<q>Autobiography.</q> When thirteen years old, he began the study of political
+economy through lectures from his father while walking; he then (1819) read
+Ricardo and Adam Smith, and at fourteen he journeyed to France, where he
+lived for a time with J. B. Say. He entered the East India Office at seventeen,
+was occupied finally in conducting the correspondence for the directors, where
+he remained until 1858. When about twenty, Mill met twice a week in
+Threadneedle Street, from 8.30 to 10 <hi rend='smallcaps'>a.m.</hi>,
+with a political economy club, composed
+of Grote, Roebuck, Ellis, Graham, and Prescott, where they discussed
+James Mill's and Ricardo's books, and also Bailey's <q>Dissertations on Value.</q>
+In these discussions, chiefly with Graham, Mill elaborated his theory of international
+values. In 1865 he entered Parliament for Westminster, and for
+three years had a singular, characteristic, independent, but uninfluential career.
+His adherence to two radical reforms, woman suffrage and changes in the tenure
+of land, lost him any considerable influence.</note> His father,
+<pb n='022'/><anchor id='Pg022'/>
+James Mill,<note place='foot'>He (1773-1836) wrote
+the <q>History of India</q> (1817-1819), and <q>Elements
+of Political Economy</q> (1821). He was intimate with Ricardo, Bentham, Austin,
+and Zachary Macaulay.</note> introduced him into a circle of able men, of which
+Bentham was the ablest, although his father undoubtedly exercised
+the chief influence over his training. While yet but
+twenty-three, in his first book, <q>Essays on some Unsettled
+Questions of Political Economy</q> (1829-1830), he gained a
+high position as an economist. In one form or another, all
+his additions to the study are to be found here in a matured
+condition. The views on productive and unproductive consumption,
+profits, economic methods, and especially his very
+clever investigation on international values, were there presented.
+His <q>Logic</q> (1843) contains (Book VI) a careful
+statement of the relation of political economy to other sciences,
+and of the proper economic method to be adopted in investigations.
+Through his <q>Principles of Political Economy</q>
+(1848) he has exercised a remarkable influence upon men in
+all lands; not so much because of great originality, since, in
+truth, he only put Ricardo's principles in better and more
+attractive form, but chiefly by a method of systematic treatment
+more lucid and practical than had been hitherto reached,
+by improving vastly beyond the dry treatises of his predecessors
+(including Ricardo, who was concise and dull), by infusing
+a human element into his aims, and by illustrations and
+practical applications. Even yet, however, some parts of his
+book show the tendency to too great a fondness for abstract
+statement, induced probably by a dislike to slighting his
+reasons (due to his early training), and by the limits of his
+book, which obliged him to omit many possible illustrations.
+With a deep sympathy for the laboring-classes, he was
+<pb n='023'/><anchor id='Pg023'/>
+tempted into the field of sociology in this book, although he
+saw distinctly that political economy was but one of the sciences,
+a knowledge of which was necessary to a legislator in
+reaching a decision upon social questions. Mill shows an
+advance beyond Ricardo in this treatise, by giving the study
+a more practical direction. Although it is usual to credit
+Mill with originating the laws of international values, yet
+they are but a development of Ricardo's doctrine of international
+trade, and Mill's discussions of the progress of society
+toward the stationary state were also hinted at, although
+obscurely, by Ricardo. In the volumes of Mr. Mill the subject
+is developed as symmetrically as a proof in geometry.
+While he held strongly to free trade,<note place='foot'>In his
+<q>infant industries</q> argument, and his statement on navigation
+laws (B. v, ch. x, §1), he conceded a great deal of free-trade ground; but in a
+private letter, 1866 (see New York <q>Nation,</q> May 29, 1873), he denied that he
+intended the <q>infant industries</q> argument to apply to the United States. He
+did not consider New England and Pennsylvania any longer as young countries
+within the limits of his meaning. See also Taussig's <q>Protection to Young
+Industries</q> (1883).</note> he gave little space to
+the subject in his book. All in all, his book yet remains the
+best systematic treatise in the English language, although
+much has been done since his day.<note place='foot'>W. T. Thornton
+(1813-1880), in a volume <q>On Labor: its Wrongful Claims
+and Rightful Dues</q> (1869), attacked Mill's position on demand and supply, and
+on wages, so that Mill in consequence abandoned his doctrine of wages, in the
+<q>Fortnightly Review,</q> May 1, 1869. Mr. Cairnes, however, rescued the Wages-Fund
+theory from Mr. Mill in his <q>Leading Principles</q> (1874). Thornton also
+wrote <q>Over-Population, and its Remedy</q> (1846), and an excellent book,
+<q>Plea for Peasant Proprietorship</q> (1848). See also <q>Nineteenth Century,</q>
+August, 1879, for an answer by Thornton to Mr. Cairnes on the wages question.</note>
+</p>
+
+<p>
+He who has improved upon previous conceptions, and been
+the only one to make any very important advance in the science
+since Mill's day, is J. E. Cairnes,<note place='foot'>James Eliot
+Cairnes was born at Drogheda, 1824; was educated at Trinity
+College, Dublin, and made Whately Professor there in 1856. Having been
+Professor of Political Economy in Queen's College, Galway, he left Ireland in
+1866 to accept the chair of Political Economy in University College, London.
+In that year, through an attack of inflammatory rheumatism, he fell under
+the power of a painful and growing malady which rendered him physically
+helpless, and portended certain death in the near future. The three years
+before his death, while working only in hopeless pain, was the period of
+his greatest literary activity. He collected his <q>Essays in Political Economy,
+Theoretical and Applied</q> (1873), in which he traced with great ability
+the effect of the gold-discoveries; brought out his <q>Leading Principles</q> (1874),
+and an enlarged edition of his <q>Logical Method</q> (second edition, 1875). The
+first edition of this last book was the result of lectures delivered in Dublin about
+1858. In his earlier years the interest he felt in the United States led him into
+a very vigorous and masterly study of <q>The Slave Power; its Character, Career,
+and Probable Dangers</q> (1862); <q>The Revolution in America</q> (1862). He then
+wrote <q>Colonization and Colonial Government</q> (1864), and <q>Negro Suffrage</q>
+(1866). He finally succumbed to his fatal disease, and passed away prematurely,
+July 8, 1875. A short sketch of his personal character was written by
+Professor Fawcett, in the <q>Fortnightly Review,</q> August 1, 1875,
+p. 149.</note> in his <q>Leading Principles of
+<pb n='024'/><anchor id='Pg024'/>
+Political Economy newly expounded</q> (1874). Scarcely any
+previous writer has equaled him in logical clearness, originality,
+insight into economic phenomena, and lucidity of
+style. He subjected value, supply and demand, cost of production,
+and international trade, to a rigid investigation,
+which has given us actual additions to our knowledge of the
+study. The wages-fund theory was re-examined, and was
+stated in a new form, although Mr. Mill had given it up.
+Cairnes undoubtedly has given it its best statement. His
+argument on free trade (Part III, chapter iv) is the ablest and
+strongest to be found in modern writers. This volume is,
+however, not a systematic treatise on all the principles of
+political economy; but no student can properly pass by
+these great additions for the right understanding of the
+science. His <q>Logical Method of Political Economy</q>
+(1875) is a clear and able statement of the process to be
+adopted in an economic investigation, and is a book of exceptional
+merit and usefulness, especially in view of the rising
+differences in the minds of economists as to method.
+</p>
+
+<p>
+A group of English writers of ability in this period have
+written in such a way as to win for them mention in connection
+with Cairnes and Mill. Professor W. Stanley Jevons<note place='foot'>Professor
+Jevons (1835-1882) was educated at University College, London,
+and spent the years from 1854 to 1859 in the Australian Royal Mint, where he
+became interested in the gold question. He wrote a study on <q>A Serious Fall
+in the Value of Gold ascertained</q> (1863), which attracted great attention. A
+fine metaphysician and mathematician, he did not give his whole time to economic
+work. In 1866 he became Professor of Logic and Cobden Lecturer on
+Political Economy in Owens College, Manchester, but later became Professor of
+Political Economy in University College, London. In 1881 he gave up academic
+teaching, to devote himself to literature. He investigated the permanence of
+the English coal-supply in <q>The Coal Question</q> (second edition, 1866). <q>The
+Theory of Political Economy</q> (1871) contains his application of the mathematical
+method, and a bibliography of similar attempts. <q>The Railways and the
+State</q> are to be found in his <q>Essays and Addresses</q> (1874). He prepared
+an elementary book, <q>Primer of Political Economy</q> (second edition, 1878). He
+was a contributor to the journals, and especially to the <q>London Statistical
+Journal.</q> His last books were <q>The State in Relation to Labor</q> (1882), which
+deals with the question of state interference; and <q>Methods of Social Reform</q>
+(1883), containing a paper on industrial partnerships. He also advanced the
+theory that the presence of sun-spots affected agriculture unfavorably, and that,
+coming somewhat regularly, they produced a constant succession of commercial
+crises. (See <q>Nature,</q> xix, 33, 588.) At the early age of forty-seven he was
+unfortunately drowned while bathing near Bexhill, England (1882).</note>
+<pb n='025'/><anchor id='Pg025'/>
+put himself in opposition to the methods of the men just
+mentioned, and applied the mathematical process to political
+economy, but without reaching new results. His most serviceable
+work has been in the study of money, which appears
+in an excellent form, <q>The Money and Mechanism of
+Exchange</q> (1875), and in an investigation which showed a
+fall of the value of gold since the discoveries of 1849. In
+this latter he has furnished a model for any subsequent
+investigator. Like Professor Jevons, T. E. Cliffe Leslie<note place='foot'>Like
+Cairnes, Thomas Edward Cliffe Leslie was a native of Ireland, and
+educated at Trinity College, Dublin. He was called to the bar, but gave up the
+law when offered the professorship of Political Economy in Queen's College,
+Belfast. Besides his discussion of land tenures, he published <q>Political and
+Moral Philosophy</q> (1874). He long suffered from bad health, and died January
+28, 1882. His volume of <q>Land Systems</q> is now (1884) out of print, and
+scarce. He had also devoted himself to financial reform.</note>
+opposed the older English school (the so-called <q>orthodox</q>),
+but in the different way of urging with great ability the use
+of the historical method, of which more will be said in speaking
+of later German writers.<note place='foot'>See p.
+<ref target='Pg033'>33</ref>.</note> He also distinguished himself
+by a study of land tenures, in his <q>Land Systems and Industrial
+<pb n='026'/><anchor id='Pg026'/>
+Economy of Ireland, England, and Continental Countries</q>
+(1870), which was a brilliant exposition of the advantages of
+small holdings.
+</p>
+
+<p>
+By far the ablest of the group, both by reason of his
+natural gifts and his training as a banker and financial
+editor, was Walter Bagehot.<note place='foot'>Born 1826,
+died 1877. He was early made familiar with banking in connection
+with the Stuckey Banking Company, in Somersetshire; was educated at
+University College, London. In 1858 he married the daughter of James Wilson,
+the editor of the London <q>Economist,</q> whom he succeeded. He was a political
+student of a rare kind, as is shown by his <q>English Constitution</q> (second edition,
+1872), <q>Physics and Politics</q> (1872), <q>Literary Studies</q> (second edition,
+1879). He also wrote <q>Depreciation of Silver</q> (1877).</note>
+In his <q>Economic Studies</q>
+(1880) he has discussed with a remarkable economic insight
+the postulates of political economy, and the position of Adam
+Smith, Ricardo, and Malthus; in his <q>Lombard Street</q>
+(fourth edition, 1873), the money market is pictured with a
+vivid distinctness which implies the possession of rare qualities
+for financial writing; indeed, it is in this practical way
+also, as editor of the London <q>Economist,</q><note place='foot'>Established
+in 1848, and unquestionably the most useful economic publication
+for English questions.</note> that he made
+his great reputation.
+</p>
+
+<p>
+Of living English economists, Professor Henry Fawcett,<note place='foot'>Born
+1833. His eye-sight was lost by an accidental shot in 1858, but he was
+chosen Professor of Political Economy at Cambridge in 1863. His <q>Manual</q>
+and the <q>Economic Position of the British Laborer</q> (1865) gave him reputation,
+in 1865 he entered Parliament, and since 1880 he has been Postmaster-General
+in Mr. Gladstone's administration. He has published <q>Pauperism, its
+Causes and Remedies</q> (1871), <q>Speeches</q> (1878), <q>Free Trade and Protection</q>
+(1878). His wife (born 1847), Millicent Garret Fawcett, reduced his
+<q>Manual</q> into <q>Political Economy for Beginners</q> (1869), and also wrote
+<q>Tales in Political Economy</q> (1874). Died November 13, 1884.</note>
+in his <q>Manual of Political Economy</q> (1865; sixth edition,
+1883), is a close follower of Mill, giving special care to
+co-operation, silver, nationalization of land, and trades-unions.
+He is an exponent of the strict wages-fund theory, and a
+vigorous free-trader. Professor J. E. Thorold Rogers, of
+Oxford, also holds aloof from the methods of the old school.
+<pb n='027'/><anchor id='Pg027'/>
+His greatest contribution has been a <q>History of Agriculture
+and Prices in England,</q> from 1255 to 1793, in four volumes<note place='foot'>He
+has also published <q>Social Economy</q> (1872); a small <q>Manual of Political
+Economy</q> (third edition, 1878); and a very considerable work, <q>Six
+Centuries of Work and Wages: the History of English Labor,</q> 1250-1883
+(1884). He has edited Adam Smith's <q>Wealth of Nations,</q> and written <q>Cobden
+and Modern Political Opinion</q> (1873), and <q>The Colonial Question,</q> in
+the Cobden Club Essays (1872).</note>
+(1866-1882).
+</p>
+
+<p>
+Of all the writers<note place='foot'>Of other
+books, mention should be made of G. J. Goschen's most admirable
+<q>Theory of Foreign Exchanges</q> (eighth edition, 1875); <q>Reports and Speeches
+on Local Taxation</q> (1872); T. Brassey's <q>Work and Wages</q> (third edition,
+1883); E. Seyd, <q>Bullion and the Foreign Exchanges</q> (1868); H. D. McLeod,
+an eccentric writer, <q>Dictionary of Political Economy</q> (only one vol., A-C,
+1863, published); and <q>Theory and Practice of Banking</q> (second edition, 1875-1876);
+H. Sidgwick, <q>Principles of Political Economy</q> (1883); J. Caird,
+<q>Landed Interest</q> (fourth edition, 1880); L. Levi, <q>History of British Commerce</q>
+(1872).</note> since Cairnes, it may be said that, while
+adding to the data with which political economy has to do, and
+putting principles to the test of facts, they have made no actual
+addition to the existing body of principles; although questions
+of distribution and taxation are certainly not yet fully
+settled, as is seen by the wide differences of opinion expressed
+on subjects falling within these heads by writers of to-day.
+</p>
+
+<p>
+It now remains to complete this sketch of the growth of
+political economy by a brief account of the writers on the
+Continent and in the United States, beginning with France.
+About the time of the founding of the London <q>Economist</q>
+(1844) and <q>The Statistical Journal</q> (1839) in England, there
+was established in Paris the <q>Journal des Économistes</q>
+(1842), which contains many valuable papers. On the whole,
+the most popular writer since J. B. Say has been Bastiat,<note place='foot'>Frédéric
+Bastiat (1801-1850) began life in a commercial house at Bayonne,
+but gained notice first by an article, <q>De l'influence des tarifs français et
+anglais sur l'avenir des deux peuples,</q> in the <q>Journal des Économistes</q> of
+1844, and consequently had a very short period of literary activity. The corn-law
+agitation in England and the revolutionary movement of 1848 led him
+to write chiefly against protection and socialism. He translated Cobden's
+speeches, <q>Cobden et la Ligue</q> (1845). His arguments against protection,
+<q>Sophismes économiques</q> (1846-1847), have been translated and published in
+this country; but the more extended exposition of his doctrine of value diminishing
+with the growth of civilization, and the harmony of all interests is in the
+<q>Harmonies économiques</q> (1850). In this his position is not much different
+from Carey's. His other books were <q>Capital et rente</q> (1849), directed
+against gratuitous loans; <q>Protectionisme et communisme</q> (1849), showing
+protection to be communism for the rich; <q>Propriété et loi</q> (1848), directed
+against socialism; and <q>Essais sur l'économie politique</q> (1853); <q>Le
+Libre-échange</q> (1855). <q>Œuvres complètes,</q> 7 tom. (1855-1864).</note>
+who aspired to be the French Cobden. He especially urged
+<pb n='028'/><anchor id='Pg028'/>
+a new<note place='foot'>Carey, however, claimed, with probable truth, that Bastiat
+borrowed the idea from him, and Bastiat did not appear well in the controversy. Almost
+no one has followed the French writer in his theory except Professor A. L.
+Perry, of Williams College, Massachusetts, who has shaped his general argument
+according to this view of value. Also see Cairnes, <q>Essays in Political
+Economy,</q> p. 312.</note> view of value, which he defined as the relation established
+by an exchange of services; that nature's products are
+gratuitous, so that man can not exact anything except for a
+given service. Chiefly as a foe of protection, which he regarded
+as qualified socialism, he has won a reputation for
+popular and clever writing; and he was led to believe in a
+general harmony of interests between industrial classes; but
+in general he can not be said to have much influenced the
+course of French thought. On value, rent, and population,
+he is undoubtedly unsound. A writer of far greater depth
+than Bastiat, with uncommon industry and wide knowledge,
+was Michel Chevalier,<note place='foot'>Chevalier
+(1806-1879) first drew attention in an experiment of Saint-Simonism
+in 1830-1833. After traveling in the United States, and writing excellent
+books on the country and its railways, he became professor in the Collége de
+France, where his lectures were collected in a <q>Cours d'économie politique</q>
+(1842-1850; second edition, 1855-1866). His third volume, <q>La Monnaie,</q> is
+a standard treatise on money, with an extensive bibliography. His treatise
+<q>Examen du système commerciale connu sous le nom de système protecteur</q>
+(1851) is now somewhat out of date. In his book <q>De la Baisse, probable
+de l'or</q> (1859), translated by Richard Cobden, he held that, unless prevented,
+gold would drive out the French currency, as against Faucher, who thought the
+fall temporary, and would progressively diminish. Other books are, <q>De l'industrie
+manufacturière en France,</q> and <q>La liberté du travail</q> (1848).</note>
+easily the first among modern French
+economists. He has led in the discussion upon the fall of
+gold, protection, banking, and particularly upon money;
+an ardent free-trader, he had influence enough to induce
+France to enter into the commercial treaty of 1860 with
+England. One of the ablest writers on special topics is
+<pb n='029'/><anchor id='Pg029'/>
+Levasseur,<note place='foot'>Émile Levasseur
+(born 1828) was professor at Alençon, 1852-1854, and
+elected a member of the Academy of Sciences in 1868. He has published
+<q>Récherches historiques sur le système de Law</q> (1854); <q>La question de
+l'or</q> (1858); <q>Histoire des classes ouvrières en France depuis la conquête de
+Jules César jusqu'à la révolution</q> (1859); the same history continued, <q>Depuis
+1789 jusqu'à nos jours</q> (1867); <q>La France industriale</q> (1865); <q>Cours
+d'économie rurale, la France et ses colonies</q> (1868); <q>Précis d'économie
+politique</q> (fourth edition, 1883).</note>
+who has given us a history of the working-classes
+before and since the Revolution, and the best existing monograph
+on John Law. The most industrious and reliable of
+the recent writers is the well-known statistician, Maurice
+Block,<note place='foot'>Born in Berlin in 1816, but since 1821 living in France. He was
+long connected with the Bureau de Statistique Générale, and the Ministry of Agriculture
+and Commerce, but in 1861 he left office and gave himself wholly to private
+work. In this year he received the Montyon prize for statistics, not given since
+1857. His chief books are: <q>Des charges de l'agriculture dans les divers pays
+de l'Europe</q> (1850), a work crowned by the Institute; <q>Statistique de la France,
+comparée avec les divers états de l'Europe</q> (1860); <q>Le dictionnaire de
+l'administration française</q> (second edition, 1878); <q>Les finances de la France depuis
+1815</q> (1863); <q>Les théoriciens du socialisme en Allemagne</q> (1872); and in
+connection with M. Guillaumin, <q>L'annuaire de l'économie politique,</q> since
+1856.</note> while less profound economists were J. A.
+Blanqui<note place='foot'>Jérôme-Adolphe Blanqui <foreign rend='italic'>ainé</foreign>
+(1798-1854) in 1833 succeeded to the chair
+of J. B. Say in the Conservatoire des Arts et Métiers, and was one of the
+founders of the <q>Journal des économistes.</q> Besides his <q>Histoire de l'économie
+politique en l'Europe</q> (1837-1852), he published a <q>Résumé de l'histoire du
+commerce et de l'industrie</q> (1826); <q>Précis élémentaire d'économie politique</q>
+(1826); <q>Rapports, histoire de l'exposition des produits de l'industrie française
+en 1827</q> (1827); <q>Cours d'economie politique</q> (2 vols., 1837-1838), and
+notices of Huskisson and J. B. Say.</note>
+and Wolowski.<note place='foot'>Louis Wolowski
+(1810-1876), of Polish origin, was Chevalier's chief antagonist,
+and Professor of Legislation at the Conservatoire des Arts et Métiers
+(1839); founded the first Crédit Foncier of Paris, and was elected to the Institute
+in the place of Blanqui. In 1875 he was chosen senator. He was a fertile
+writer: <q>Mobilisation du Crédit Foncier</q> (1839); <q>De l'organisation du travail</q>
+(1846); <q>Études de l'économie politique et de statistique</q> (1848); <q>Henri
+IV, économiste, introduction de l'industrie de la soie en France</q> (1855);
+<q>Introduction de l'économie politique en Italie</q> (1859); <q>Les finances de la
+Russie</q> (1864); <q>La question des banques</q> (1864); his testimony in the
+<q>Enquête sur les principes et les faits généraux qui régissent la circulation
+monétaire et fiduciaire</q> (1866); <q>La banque d'Angleterre et les banques
+d'Écosse</q> (1867); <q>La liberté commerciale et les résultats du traité de commerce
+de 1860</q> (1868); <q>L'or et l'argent</q> (1870); <q>La change et la circulation</q>;
+and a translation of Roscher.</note> The latter devoted himself enthusiastically
+<pb n='030'/><anchor id='Pg030'/>
+to banks of issue, and bimetallism. A small group gave
+themselves up chiefly to studies on agriculture and land-tenures&mdash;H.
+Passy,<note place='foot'>Hippolyte-Philibert Passy (1793-1880) was educated for the army,
+and served at Waterloo. He was more prominent as a statesman than as an economist.
+In 1838 he entered the Academy in the place of Talleyrand, but politics
+left him unoccupied, and he wrote <q>Des systèmes de culture et de leur influence
+sur l'économie sociale</q> (1846), and <q>Des causes de l'inégalité des richesses</q>
+(1849).</note> Laveleye, and Lavergne.<note place='foot'>M. Léonce
+de Lavergne (1809-1880) came from Toulouse to Paris in 1840,
+elected deputy in 1846, a member of the Institute in 1855, and became professor
+in the Institut agronomique of Versailles. He was also the author of <q>L'économie
+rurale de l'Angleterre, de l'Écosse, et de l'Irlande</q> (1854), translated into
+English (1855); <q>L'agriculture et la population</q> (1857), a striking confirmation
+of Malthusianism; <q>Les économistes françaises du dixhuitième siècle</q>
+(1870). He also has contributed largely to the <q>Revue des Deux Mondes</q> and
+the <q>Journal des Économistes.</q> For a personal sketch by Cliffe Leslie, see
+<q>Fortnightly Review,</q> February, 1881.</note> The latter is
+by far the most important, as shown by his <q>L'économie
+rurale de la France depuis 1789</q> (1857), which gives a
+means of comparing recent French agriculture with that
+before the Revolution, as described in Arthur Young's
+<q>Travels in France</q> (1789). The best systematic treatise
+in French is the <q>Précis de la science économique</q> (1862),
+by Antoine-Élise Cherbuliez,<note place='foot'>Born at Geneva,
+1797, and died at Zurich, 1869. After studying law, he
+became an advocate, and in 1833 Professor of Law in the place of Rossi. In
+1837 he was made Professor of Political Economy and Public Law at Geneva.
+He was also a member of the Swiss Grand Council. Besides his treatise, he
+wrote: <q>Richesse ou pauvreté</q> (1840); <q>Le socialisme, c'est la barbarie</q>
+(1848); <q>Études sur les causes de la misère</q> (1853); and aided in the <q>Dictionnaire
+de l'économie politique.</q></note> a Genevan. The French were
+the first to produce an alphabetical encyclopædia of economics,
+<pb n='031'/><anchor id='Pg031'/>
+by Coquelin and Guillaumin, entitled the <q>Dictionnaire
+de l'économie politique</q> (1851-1853, third edition, 1864).
+Courcelle-Seneuil,<note place='foot'>J. G. Courcelle-Seneuil
+(born 1813) left a commercial career to become a
+writer, first for the journals, and later for the <q>Dictionnaire politique</q> (edited
+by Pagnerre). In 1848 he was connected with the Ministry of Finance, and
+called to a professorship of Political Economy in Santiago, Chili, 1853-1863.
+His chief work is a <q>Traité théorique et pratique d'économie politique</q> (1858),
+but he has also published <q>La crédit de banque</q> (1840), reforms for the bank
+of France; <q>Traité des opérations de banque</q> (1852; sixth edition, 1876);
+<q>Traité des entreprises industrielles, commerciales, et agricoles</q> (1854);
+<q>Études sur la science sociale</q> (1862); <q>Leçons élémentaires d'économie
+politique</q> (1864); <q>La banque libre</q> (1867); <q>Liberté et socialisme</q>
+(1868); and articles in the <q>Dictionnaire de l'économie politique.</q></note>
+by his <q>Traité théorique et pratique
+d'économie politique</q> (second edition, 1867); and Baudrillart,
+by a good compendium. Joseph Garnier, Dunoyer,<note place='foot'>Died
+1862; author of <q>De la liberté du travail</q> (1845).</note>
+Paul Leroy-Beaulieu,<note place='foot'>Professor of
+Political Economy at the Collége de France, author of an extended
+and able <q>Traité de la science des finances</q> (third edition, 1883). He
+has also published <q>De l'état moral et intellectual des populations ouvrières et
+de son influence sur le taux des salaires</q> (1868); <q>Récherches economiques,
+historiques, et statistiques sur les guerres contemporaines</q> (1869); <q>La question
+ouvrière au XIX siècle</q> (second edition, 1882); <q>L'administration locale
+en France et en Angleterre</q> (1872); <q>Le travail des femmes au XIX siècle</q>
+(1873); <q>Essai sur la répartition des richesses</q> (1880; second edition, 1883);
+and <q>De la colonisation chez les peuples modernes</q> (1882).</note>
+Reybaud,<note place='foot'>He published two volumes on Socialism (see list of books
+p. <ref target='Pg044'>44</ref>). In several volumes on the
+<q>Régime des manufactures</q> he described the condition of the silk, woolen, cotton,
+and iron industries.</note> De Parieu,<note place='foot'>The most vigorous advocate of
+monometallism in France. He also wrote well on taxation, <q>Traité des impôts</q>
+(4 vols., 1866-1867).</note> Léon Say,<note place='foot'>His <q>Rapport sur l'indemnité
+du guerre</q> to the Corps Législatif gives
+the account of the most marvelous exchange operation of modern times, arising
+from the payment of the indemnity by France to Germany (1871-1873).</note>
+Boiteau, and others, have done excellent work in France, and
+Walras<note place='foot'>An advocate of the mathematical method.</note> in Switzerland.
+</p>
+
+<p>
+As Cobden had an influence on Bastiat, so both had an
+influence in Germany in creating what has been styled by
+opponents the <q>Manchester school,</q> led by Prince-Smith
+(died 1874). They have worked to secure complete liberty of
+<pb n='032'/><anchor id='Pg032'/>
+commerce and industry, and include in their numbers many
+men of ability and learning. Yearly congresses have been
+organized for the purpose of disseminating liberal ideas, and
+an excellent review, the <q>Vierteljahrschrift für Volkswirthschaft,
+Politik, und Kulturgeschichte,</q><note place='foot'>Founded in
+1863, published at Berlin, and edited by Dr. Eduard Wiss.</note> has been established.
+They have devoted themselves successfully to reforms of
+labor-laws, interest, workingmen's dwellings, the money system,
+and banking, and strive for the abolition of protective
+duties. Schulze-Delitzsch has acquired a deserved reputation
+for the creation of people's banks, and other forms of
+co-operation. The translator of Mill into German, Adolph
+Soetbeer,<note place='foot'>Long Secretary to the Chamber of Commerce at Hamburg,
+and now honorary professor at Göttingen.</note>
+is the most eminent living authority on the production
+of the precious metals, and a vigorous monometallist.
+The school is represented in the <q>Handwörterbuch der Volkswirthschaftslehre</q>
+(1865) of Reutzsch. The other writers
+of this group are Von Böhmert,<note place='foot'>Professor of
+Political Economy at Zürich in 1866, since 1875 director of
+statistics at Dresden, and editor of <q>Der Arbeiterfreund.</q> He made a valuable
+study of industrial partnerships, <q>Die Gewinnbetheiligung</q> (second edition
+1878). He also wrote <q>Freiheit der Arbeit</q> (1858), and <q>Beiträge zur geschichte
+des Zunftwesens</q> (1861).</note> Faucher, Braun, Wolff, Michaelis,
+Emminghaus,<note place='foot'>His most important work is <q>Das Armenwesen und die
+Armengesetzebung in Europäischen Staaten</q> (1870). Selected essays from this have been
+translated into English by E. B. Eastwick, <q>Poor Relief in Different Parts of Europe</q>
+(1873).</note> Wirth,<note place='foot'>Max Wirth is at Vienna, and has devoted himself
+to a <q>Geschichte der Handelskrisen</q> (1874), including the crisis of 1873. Baron von
+Hock has written a history of the finances of France, and of the United
+States&mdash;<q>Die Finanzen und die Finanzgeschichte der vereinigten Staaten von
+Amerika</q> (1867).</note> Hertzka, and Von Holtzendorf.
+The best known of the German protectionists is Friedrich
+List, the author of <q>Das nationale System der politischen
+Oekonomie</q> (1841), whose doctrines are very similar
+to those of H. C. Carey in this country.<note place='foot'>This book has
+been translated into English by G. A. Matile, with notes by
+Stephen Colwell (1856).</note> An able writer on
+<pb n='033'/><anchor id='Pg033'/>
+administrative functions and finance<note place='foot'>Mohl on
+administration, and Rau and A. Wagner on finance, also deserve
+mention. Stein, besides other works, is the author of a handbook,
+<q>Die Verwaltungslehre</q> (1870).</note> is Lorenz Stein, of
+Vienna.
+</p>
+
+<p>
+But German economists are of interest, inasmuch as they
+have established a new school who urge the use of the historical
+method in political economy, and it is about the question
+of method that much of the interest of to-day centers. In
+1814 Savigny introduced this method into jurisprudence,
+and about 1850 it was applied to political economy. The
+new school claim that the English <q>orthodox</q> writers begin
+by an <hi rend='italic'>a priori</hi> process, and by deductions reach conclusions
+which are possibly true of imaginary cases, but are not true
+of man as he really acts. They therefore assert that economic
+laws can only be truly discovered by induction, or a
+study of phenomena first, as the means of reaching a generalization.
+To them Bagehot<note place='foot'><q>Fortnightly Review</q>
+(1876).</note> answers that scientific bookkeeping,
+or collections of facts, in themselves give no results
+ending in scientific laws; for instance, since the facts of
+banking change and vary every day, no one can by induction
+alone reach any laws of banking; or, for example, the study
+of a panic from the concrete phenomena would be like trying
+to explain the bursting of a boiler without a theory of steam.
+More lately,<note place='foot'>In Ely's <q>The
+Past and Present of Political Economy</q> (p. 9) it is clear
+the new school do not differ so much in reality as in seeming from the methods
+of the English writers, like Cairnes.</note> since it seems that the new school claim that
+induction does not preclude deduction, and as the old school
+never intended to disconnect themselves from <q>comparing
+conclusions with external facts,</q> there is not such a cause of
+difference as has previously appeared. Doubtless the insistence
+upon the merits of induction will be fruitful of good
+to <q>orthodox</q> writers, in the more general resort to the
+collection of statistics and means of verification. It is suggestive
+also that the leaders of the new school in Germany
+<pb n='034'/><anchor id='Pg034'/>
+and England have reached no different results by their new
+method, and in the main agree with the laws evolved by the
+old English school. The economist does not pretend that
+his assumptions are descriptions of economic conditions existing
+at a given time; he simply considers them as forces
+(often acting many on one point or occasion) to be inquired
+into separately, inasmuch as concrete phenomena are the
+resultants of several forces, not to be known until we know
+the separate operation of each of the conjoined forces.
+</p>
+
+<p>
+The most prominent of the new school is Wilhelm Roscher,<note place='foot'><p>The first
+division of Roscher's (born 1817) treatise, also known under the
+title of <q>Grundlagen der Nationalökonomie,</q> has been translated here by J. J.
+Lalor, in two volumes, <q>Principles of Political Economy</q> (1878), with an essay
+by Wolowski on the historical method inserted. In 1840 he was made
+<hi rend='italic'>Privat-Docent</hi>
+at Göttingen, and professor extraordinary in 1843. In 1844 he was
+called to a chair at Erlangen, but since 1848 he has remained at Leipsic. A list
+of Roscher's works is as follows:
+</p>
+<p>
+<q>Grundriss zu Vorlesungen über die Staatswirthschaft nach geschichtlicher
+Methode</q> (1843); <q>Kornhandel und Theuerungspolitik</q> (third edition, 1852);
+<q>Untersuchungen über das Colonialwesen</q>; <q>Verhältniss der Nationalökonomie
+zum klassischen Alterthume</q> (1849); <q>Geschichte der englischen Volkswirthschaftslehre
+im 16. und 17. Jahrhunderts</q>; <q>Ein nationalökonom. Princep der
+Forstwirthschaft</q>; <q>Ansichten der Volkswirthschaft aus dem geschichtlichen
+Standpunkte</q> (second edition, 1861); <q>Die deutsche Nationalökonomie an der
+Grenzscheide des 16. und 17. Jahrhunderts</q> (1862); <q>Gründungsgeschichte des
+Zollvereins</q> (1870); <q>Betrachtungen über die Währungsfrage der deutschen
+Müntzreform</q> (1872); <q>Geschichte der Nationalökonomie in Deutschland</q>
+(1874); <q>Nationalökonomie des Ackerbaues</q> (eighth edition, 1875). His histories
+of political economy in England and Germany are particularly valuable (see
+review by Cliffe Leslie, <q>Fortnightly Review,</q> July, 1875). But he does not
+rightly estimate the English writers when he takes McLeod as a type; and Carey
+is the only American to whom he refers.</p></note>
+of Leipsic, who wrote a systematic treatise, <q>System der
+Volkswirthschaft</q> (1854, sixteenth edition, 1883), in the first
+division of which the notes contain a marvelous collection
+of facts and authorities. He agrees in results with Adam
+Smith, Ricardo, Malthus, and Mill, but does not seem to
+have known much of Cairnes. This book, however, is only
+a first of four treatises eventually intended to include the
+political economy of (2) agriculture, (3) industry and commerce,
+<pb n='035'/><anchor id='Pg035'/>
+and (4) the state and commune. The ablest contemporary
+of Roscher, who was probably the first to urge the historical
+method, is Karl Knies,<note place='foot'>Professor at Marburg, then
+at the University of Friedburg, in Breisgau,
+and now at Heidelberg. He has also studied railways (1853), and telegraphs
+(1857), and money and credit, <q>Geld und Credit</q> (1873-1879).</note>
+in <q>Die politische Oekonomie
+vom Standpunkte der geschichtlichen Methode</q> (1853, second
+edition, 1881-1883). The third of the group who founded
+the historical school is Bruno Hildebrand,<note place='foot'>Died 1878. He devoted
+himself mainly to criticism of other systems, and
+seems to be the least able of the three.</note> of Jena, author of
+<q>Die Nationalökonomie der Gegenwart und Zukunft</q> (1848).
+</p>
+
+<p>
+The German mind has always been familiar with the interference
+of the state, and a class of writers has arisen, not
+only advocating the inductive method, but strongly imbued
+with a belief in a close connection of the state with industry;
+and, inasmuch as the essence of modern socialism is a resort
+to state-help, this body of men, with Wagner at their head,
+has received the name of <q>Socialists<note place='foot'><q>Catheder-Socialisten,</q>
+or <q>Professional Socialists.</q></note> of the Chair,</q> and
+now wield a wide influence in Germany. Of these writers,<note place='foot'><p>By far
+the ablest is Adolph Wagner, of Berlin, editor of Rau's <q>Lehrbuch
+der politischen Oekonomie</q> (1872). He also published <q>Die russische Papierwährung</q>
+(1868); <q>Staatspapiergeld, Reichs-Kassen Scheine, und Banknoten</q>
+(1874); <q>Unsere Müntzreform</q> (1877); <q>Finanzwissenschaft</q> (1877); and
+<q>Die Communalsteuerfrage</q> (1878).
+</p>
+<p>
+Dr. Eduard Engel was formerly the head of the Prussian Bureau of Statistics.
+Professor Gustav Schönberg, of Tübingen, with the assistance of twenty-one other
+economists, produced a large <q>Handbuch der politischen Oekonomie</q> (1882).
+The school have expressed their peculiar doctrines in the <q>Zeitschrift für die
+gesammte Staatswissenschaft</q> (quarterly, founded 1844, Tübingen), and the
+<q>Jahrbücher für Nationalökonomie</q> (established at Jena, 1863). Also, see
+A. Wagner's <q>Rede über die sociale Frage</q> (1872), H. v. Scheel's <q>Die Theorie
+der socialen Frage</q> (1871), and G. Schmoller's <q>Ueber einige Grundfrage
+des Rects und der Volkswirthschaft</q> (1875). A. E. F. Schäffle, once Minister
+of Commerce at Vienna, gained considerable reputation by <q>Das gesellschaftliche
+System der menschlichen Wirthschaft</q> (third edition, 1873).</p></note>
+Wagner, Engel, Schmoller, Von Scheel, Brentano, Held,
+Schönberg, and Schäffle are the most prominent.
+</p>
+
+<p>
+The historical school has received the adhesion of Émile
+<pb n='036'/><anchor id='Pg036'/>
+de Laveleye,<note place='foot'>Émile de Laveleye
+(born 1822) studied law at Ghent, but since 1848 has
+given himself up to political economy and public questions. Through the pages
+of the <q>Revue des Deux Mondes</q> he gained attention in 1863, and the next year
+was made Professor of Political Economy at the University of Liége. In 1869
+he received an election as corresponding member of the Academy of Sciences.
+While a fertile writer on political subjects, he has produced <q>La question
+d'or</q> (1860); <q>Essai sur l'économie rurale de la Belgique</q> (1863); a study
+on <q>Suisse,</q> see <q>Revue des Deux Mondes,</q> April 15, 1863; <q>Études d'économie
+rurale, la Neerlande</q> (1864); <q>La marché monetaire depuis cinquante
+ans</q> (1865); <q>Land Systems of Belgium and Holland,</q> in the Cobden Club
+volume on <q>Land Tenures</q> (1870); <q>Bi-metallic Money,</q> translated by G.
+Walker (1877); <q>La socialisme contemporaine</q> (1881); <q>Éléments d'économie
+politique</q> (1882), which satisfies a certain modern demand for <q>ethical
+political economy.</q></note> in Belgium, and other economists in England
+and the United States. While Cliffe Leslie has been the
+most vigorous opponent of the methods of the old school,
+there have been many others of less distinction. Indeed, the
+period, the close of which is marked by J. R. McCulloch's
+book, was one in which the old school had seemingly come
+to an end of its progress, from too close an adhesion to deductions
+from assumed premises. Mill's great merit was
+that he began the movement to better adapt political economy
+to society as it actually existed; and the historical school
+will probably give a most desirable impetus to the same
+results, even though its exaggerated claims as to the true
+method<note place='foot'>Leslie found support in a well-known paper read before the
+Association for the Advancement of Science (see <q>London Statistical Journal,</q>
+December, 1878; also see <q>Penn Monthly,</q> 1879), by J. K. Ingram, who claimed that the
+old school isolated the study of economic from other social phenomena, and that
+Ricardo's system was not only too abstract, but that its conclusions were of so
+absolute a character that they were little adapted for real use. Robert Lowe
+(Lord Sherbrooke) replied to Leslie and Ingram (<q>Nineteenth Century,</q> November,
+1878). For most of this literature it will be necessary to consult the magazines.
+Cliffe Leslie, <q>Fortnightly Review</q> (November, 1870), placed Adam
+Smith among the inductive economists; D. Syme attacked the old methods,
+<q>Westminster Review,</q> vol. xcvi (1871); Cairnes represented the old school,
+and discussed the new theories, <q>Political Economy and Comte,</q> in the <q>Fortnightly
+Review,</q> vol. xiii, p. 579 (1870), <q>Political Economy and Laissez
+Faire,</q> vol. xvi, p. 80 (1871), and in 1872; see also his admirable <q>Logical
+Method</q>; F. Harrison discussed the limits of political economy, ibid. (1865),
+and answered Cairnes in an article on <q>Cairnes on Political Economy and M.
+Comte,</q> <q>Fortnightly Review,</q> vol. xiv, p. 39 (1870). W. Newmarch gave
+attention to Ingram's paper, <q>Statistical Journal</q> (1871). Leslie, <q>Fortnightly
+Review</q> (1875), and G. Cohn, ibid. (1873), wrote on political economy in Germany.
+Leslie also contributed an article on <q>Political Economy and Sociology,</q>
+<q>Fortnightly Review,</q> vol. xxxi, p. 25 (1879), and the <q>Bicentenary of Political
+Economy,</q> in the <q>Bankers' Magazine,</q> vol. xxxii, p. 29. Leslie examined
+the philosophical method, <q>Penn Monthly</q> (1877); Jevons saw the only hope
+for the future in the mathematical method, <q>Fortnightly Review</q> (1876);
+McLeod asks, <q>What is political economy?</q> in the <q>Contemporary Review</q>
+(1875); Maurice Block entered the discussion, <q>Penn Monthly</q> (1877), and
+<q>Bankers' Magazine,</q> March and November, 1878. Henry Sidgwick answers
+Leslie in a paper on <q>Economic Method,</q> in the <q>Fortnightly Review,</q> vol.
+xxxi (1879), p. 301. See also essay by Wolowski prefixed to Roscher's <q>Political
+Economy</q> (English translation); Roscher's own statement in Chapters II
+and III of the Introduction to his <q>Political Economy,</q> and Laveleye's <q>New
+Tendencies of Political Economy</q> (1879). See also <q>Penn Monthly,</q> vol. vii,
+p. 190, and <q>Bankers' Magazine,</q> vol. xxxiii, pp. 601, 698, 761; vol. xxxvi, pp.
+349, 422; S. Newcomb for an admirable essay <q>On the Method and Province
+of Political Economy,</q> <q>North American Review</q> (1875), vol. cxxi, p. 241,
+in which the <q>Orthodox</q> method is strongly supported; and an extreme position
+in favor of the historical method in a pamphlet, <q>The Past and Present of
+Political Economy,</q> by R. T. Ely (1884).</note> can not possibly be admitted.
+</p>
+
+<pb n='037'/><anchor id='Pg037'/>
+
+<p>
+Italian writers have not received hitherto the attention
+they deserve. After 1830, besides Rossi, who went to
+France, there was Romagnosi, who dealt more with the relations
+of economics to other studies; Cattanes, who turned
+to rural questions and free trade (combating the German,
+List); Scialoja, at the University of Turin; and Francesco
+Ferrara, also at Turin from 1849 to 1858. The latter was a
+follower of Bastiat and Carey, as regards value and rent, and
+at the same time was a radical believer in
+<foreign lang='fr' rend='italic'>laissez-faire</foreign>. Since
+the union of Italy there has been a new interest in economic
+study, as with us after our war. The most eminent living
+Italian economist is said to be Angelo Messedaglia, holding
+a chair at Padua since 1858. He has excelled in statistical
+and financial subjects, and is now engaged on a treatise on
+money, <q>Moneta,</q> of which one part has been issued (1882).
+Marco Minghetti and Fedele Lampertico stand above others,
+the former for a study of the connection of political economy
+<pb n='038'/><anchor id='Pg038'/>
+with morals, and for his public career as a statesman; the latter
+for his studies on paper money and other subjects. Carlo
+Ferrais presented a good monograph on <q>Money and the
+Forced Currency</q> (1879); and Boccardo issued a library of
+selected works of the best economists, and a large Dictionary
+of Political Economy, <q>Dizionario universale di Economia
+Politica e di Commercio</q> (2 vols., second edition, 1875).
+Luigi Luzzati is a vigorous advocate of co-operation; and Elia
+Lattes has made a serious study of the early Venetian banks.
+</p>
+
+<p>
+Political economy has gained little from American writers.
+Of our statesmen none have made any additions to the
+science, and only Hamilton and Gallatin can properly be
+called economists. Hamilton, in his famous <q>Report on
+Manufactures</q> (1791), shared in some of the erroneous conceptions
+of his day; but this paper, together with his reports
+on a national bank and the public credit, are evidences of a
+real economic power. Gallatin's <q>Memorial in Favor of
+Tariff Reform</q> (1832) is as able as Hamilton's report on
+manufactures, and a strong argument against protection.
+Both men made a reputation as practical financiers.
+</p>
+
+<p>
+<q>With few exceptions, the works produced in the United
+States have been prepared as text-books<note place='foot'>Daniel
+Raymond, <q>The Elements of Political Economy</q> (1820). Thomas
+Cooper, <q>Lectures on the Elements of Political Economy</q> (1826); <q>A Manual
+of Political Economy</q> (1834). Willard Phillips, <q>A Manual of Political Economy</q>
+(1828); <q>Propositions concerning Protection and Free Trade</q> (1860).
+President Francis Wayland (1796-1865), <q>The Elements of Political Economy</q>
+(1837). Henry Vethake, <q>Principles of Political Economy</q> (1838). From
+1840 to the civil war there appeared F. Bowen's <q>Principles of Political
+Economy</q> (1856), since changed to <q>American Political Economy</q> (1873),
+which opposed the Malthusian doctrine and defended protection; John Bascom's
+<q>Political Economy</q> (1859); and Stephen Colwell's <q>Ways and Means
+of Payment</q> (1859). After the war, <q>Science of Wealth</q> (1866), by Amasa
+Walker, a lecturer in Amherst College, and father of F. A. Walker.</note>
+by authors engaged
+in college instruction, and therefore chiefly interested in
+bringing principles previously worked out by others within
+the easy comprehension of undergraduate students.</q><note place='foot'>Prof.
+C. F. Dunbar, <q>North American Review,</q> January, 1876, in an admirable
+review of economic science in America during the last century (1776-1876).</note> Of these
+<pb n='039'/><anchor id='Pg039'/>
+exceptions, Alexander H. Everett's <q>New Ideas on Population</q><note place='foot'>See
+<hi rend='italic'>supra</hi>, p. <ref target='Pg016'>16</ref>.</note>
+(1822), forms a valuable part in the discussion which
+followed the appearance of Malthus's <q>Essay.</q> The writer,
+however, who has drawn most attention, at home and abroad,
+for a vigorous attack on the doctrines of Ricardo is Henry
+Charles Carey.<note place='foot'>Carey (1793-1879)
+was the son of an Irish exile, and began a business career
+at the age of twelve. At twenty-eight he was the leading partner in the publishing
+firm of Carey &amp; Lea, Philadelphia, from which he retired in 1835, to devote
+himself wholly to political economy. His leading works have been translated
+into French, Italian, Portuguese, German, Swedish, Russian, Magyar, and
+Japanese. He has written thirteen octavo volumes, three thousand pages in
+pamphlet form, and twice that amount for the newspaper press. See <q>Proceedings
+of the American Academy of Science</q> (1881-1882, p. 417), and W.
+Elder's <q>Memoir of Henry C. Carey</q> (January 5, 1880). The latter gives a
+list of his books.</note> Beginning with <q>The Rate of Wages</q>
+(1835), he developed a new theory of value (see <q>Principles
+of Political Economy,</q> 1837-1840), <q>which he defined as a
+measure of the resistance to be overcome in obtaining things
+required for use, or the measure of the power of nature over
+man. In simpler terms, value is measured by the cost of
+reproduction. The value of every article thus declines as
+the arts advance, while the general command of commodities
+constantly increases. This causes a constant fall in the value
+of accumulated capital as compared with the results of present
+labor, from which is inferred a tendency toward harmony
+rather than divergence of interests between capitalist and
+laborer.</q> This theory of value<note place='foot'>Bastiat's
+<q>Harmonies économiques</q> appeared in 1850, and the question
+of his indebtedness to Carey was discussed, rather unfavorably to Bastiat, in a
+series of letters in the <q>Journal des économistes</q> for 1851.</note>
+he applied to land, and even
+to man, in his desire to give it universality. He next claimed
+to have discovered a law of increasing production from land
+in his <q>Past, Present, and Future</q> (1848), which was diametrically
+opposed to Ricardo's law of diminishing returns.
+His proof was an historical one, that in fact the poorer, not
+the richer lands, were first taken into cultivation. This,
+however, did not explain the fact that different grades of
+<pb n='040'/><anchor id='Pg040'/>
+land are simultaneously under cultivation, on which Ricardo's
+doctrine of rent is based. The constantly increasing production
+of land naturally led Carey to believe in the indefinite
+increase of population. He, however, was logically brought
+to accept the supposed law of an ultimate limit to numbers
+suggested by Herbert Spencer, based on a diminution of human
+fertility. He tried to identify physical and social laws,
+and fused his political economy in a system of <q>Social Science</q>
+(1853), and his <q>Unity of Law</q> (1872). From about
+1845 he became a protectionist, and his writings were vigorously
+controversial. In his doctrines on money he is distinctly
+a mercantilist;<note place='foot'>See an able
+study, by Adolphe Held, <q>Carey's Socialwissenschaft und das
+Merkantilsystem</q> (1866).</note> but, by his earnest attacks on all that
+has been gained in the science up to his day, he has done a
+great service in stimulating inquiry and causing a better
+statement of results. While undoubtedly the best known
+of American writers, yet, because of a prolix style and an
+illogical habit of mind, he has had no extended influence on
+his countrymen.<note place='foot'>His system appears also
+in the books of disciples: E. Peshine Smith, <q>A
+Manual of Political Economy</q> (1853), William Elder's <q>Questions of the Day</q>
+(1871), and of Robert E. Thompson's <q>Social Science and National Economy</q>
+(1875). A condensation of Carey's <q>Social Science</q> has been made by Kate
+McKean, in one volume, octavo.</note>
+</p>
+
+<p>
+The effect of the civil war is now beginning to show
+itself in an unmistakable drift toward the investigation of
+economic questions, and there is a distinctly energetic tone
+which may bring new contributions from American writers.
+General Francis A. Walker,<note place='foot'>The son of
+Amasa Walker, and formerly Professor of Political Economy
+and History in the Sheffield Scientific School of Yale College, he has become
+well known for his statistical work in connection with the United States census.
+His <q>Statistical Atlas of the United States</q> (1874) is unequaled. He has also
+published <q>Money</q> (1878); <q>Money, Trade, and Industry</q> (1879); <q>Political
+Economy</q> (1883); and <q>Land and Rent</q> (1884). The last book replies to
+various attacks on Ricardo's doctrine of rent, and particularly to Henry George's
+<q>Progress and Poverty.</q> General Walker in 1883 became President of the
+Massachusetts Institute of Technology in Boston. He is also well known as an
+advocate of bimetallism.</note> in his study on <q>The Wages
+Question</q> (1876), has combated the wages-fund theory, and
+<pb n='041'/><anchor id='Pg041'/>
+proposed in its place a doctrine that wages are paid out of the
+product, and not out of accumulated capital. Professor W.
+G. Sumner<note place='foot'>Professor of Political
+and Social Science in Yale College, and author of a
+<q>History of American Currency</q> (1874); <q>Lectures on the History of Protection
+in the United States</q> (1877); <q>What Social Classes owe to Each Other</q>
+(1883). He is a monometallist, and has devoted himself vigorously to the advocacy
+of free trade. His last book is a study in sociology, not in political
+economy.</note> is a vigorous writer in the school of Mill and
+Cairnes, and has done good work in the cause of sound money
+doctrines. Both General Walker and Professor Sumner hold
+to the method of economic investigation as expounded by
+Mr. Cairnes; although several younger economists show the
+influence of the German school. Professor A. L. Perry,<note place='foot'>He has
+written <q>Political Economy</q> (eighteenth edition, 1883), and also
+<q>Introduction to Political Economy,</q> an elementary work on the same basis as
+the former.</note> of
+Williams College, adopted Bastiat's theory of value. He also
+accepts the wages-fund theory, rejects the law of Malthus,
+and, although believing in the law of diminishing returns
+from land, regards rent as the reward for a service rendered.
+Another writer, Henry George,<note place='foot'>Henry George
+was born in Philadelphia, 1839, ran away to sea, and in
+1857 entered a printing-office in San Francisco. In 1871 he was one of the
+founders of the <q>San Francisco Post,</q> which he gave up in 1875, and received
+a public office. He first began to agitate his views in a pamphlet entitled
+<q>Our Land and Land Policy</q> (1871), but not until the comparative leisure of
+his occupation (1875) gave him opportunity did he seriously begin the study
+which resulted in his <q>Progress and Poverty.</q> This volume was begun in the
+summer of 1877, and finished in the spring of 1879. The sale of the book, it
+is needless to say, has been phenomenal. He has also applied his doctrine of
+land to Ireland, in a pamphlet entitled <q>The Irish Land Question</q> (1882). His
+last book is a collection of essays entitled <q>Social Problems</q> (1884). His
+home is now in New York.</note> has gained an abnormal
+prominence by a plausible book, <q>Progress and Poverty</q>
+(1880), which rejects the doctrine of Malthus, and argues
+that the increase of production of any kind augments the
+<pb n='042'/><anchor id='Pg042'/>
+demand for land, and so raises its value. His conclusions
+lead him to advocate the nationalization of land. Although
+in opposition to almost all that political economy has yet
+produced, his writing has drawn to him very unusual notice.
+The increasing interest in social questions, and the general
+lack of economic training, which prevents a right estimate of
+his reasoning by people in general, sufficiently account for
+the wide attention he has received.
+</p>
+
+<p>
+Of late, however, new activity has been shown in the
+establishment of better facilities for the study of political
+economy in the principal seats of learning&mdash;Harvard, Yale,
+Cornell, Columbia, Michigan, and Pennsylvania: and a
+<q>Cyclopædia of Political Science</q> (1881-1884, three volumes)
+has been published by J. J. Lalor, after the example
+of the French dictionaries.
+</p>
+
+</div>
+
+<pb n='043'/><anchor id='Pg043'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Books For Consultation (From English, French, And German Authors).</head>
+
+<p>
+<hi rend='smallcaps'>General Treatises forming a Parallel Course of Reading with
+Mill.</hi>
+</p>
+
+<p>
+Professor Fawcett's <q>Manual of Political Economy</q> (London, sixth
+edition, 1883) is a brief statement of Mill's book, with additional matter
+on the precious metals, slavery, trades-unions, co-operation, local taxation,
+etc.
+</p>
+
+<p>
+Antoine-Élise Cherbuliez's <q>Précis de la science économique</q>
+(Paris, 1862, 2 vols.) follows the same arrangement as Mill, and is considered
+the best treatise on economic science in the French language.
+He is methodical, profound, and clear, and separates pure from applied
+political economy.
+</p>
+
+<p>
+Other excellent books in French are: Courcelle-Seneuil's <q>Traité
+théorique et pratique d'économie politique</q> (1858), (Paris, second edition,
+1867, 2 vols.), and a compendium by Henri Baudrillart, <q>Manuel
+d'économie politique</q> (third edition, 1872).
+</p>
+
+<p>
+Roscher's <q>Principles of Political Economy</q> is a good example of
+the German historical method; its notes are crowded with facts; but
+the English translation (New York, 1878) is badly done. There is an
+excellent translation of it into French by Wolowski.
+</p>
+
+<p>
+A desirable elementary work, <q>The Economics of Industry</q> (London,
+1879), was prepared by Mr. and Mrs. Marshall.
+</p>
+
+<p>
+Professor Jevons wrote a <q>Primer of Political Economy</q> (1878),
+which is a simple, bird's-eye view of the subject in a very narrow
+compass.
+</p>
+
+<p>
+<hi rend='smallcaps'>Important General Works.</hi>
+</p>
+
+<p>
+Adam Smith's <q>Wealth of Nations</q> (1776). The edition of McCulloch
+is perhaps more serviceable than that of J. E. T. Rogers.
+</p>
+
+<pb n='044'/><anchor id='Pg044'/>
+
+<p>
+Ricardo's <q>Principles of Political Economy and Taxation</q> (1817).
+</p>
+
+<p>
+J. S. Mill's <q>Principles of Political Economy</q> (2 vols., 1848&mdash;sixth
+edition, 1865).
+</p>
+
+<p>
+Schönberg's <q>Handbuch der politischen Oekonomie</q> (1882). This
+is a large co-operative treatise by twenty-one writers from the historical
+school.
+</p>
+
+<p>
+Cairnes's <q>Leading Principles of Political Economy</q> (1874); <q>Logical
+Method</q> (1875), lectures first delivered in Dublin in 1857.
+</p>
+
+<p>
+Carey's <q>Social Science</q> (1877). This has been abridged in one
+volume by Kate McKean.
+</p>
+
+<p>
+F. A. Walker's <q>Political Economy</q> (1883). This author differs
+from other economists, particularly on wages and questions of distribution.
+</p>
+
+<p>
+H. George's <q>Progress and Poverty</q> (1879). In connection with
+this, read F. A. Walker's <q>Land and Rent</q> (1884).
+</p>
+
+<p>
+<hi rend='smallcaps'>Treatises on Special Subjects.</hi>
+</p>
+
+<p>
+W. T. Thornton's <q>On Labor</q> (1869).
+</p>
+
+<p>
+McLeod's <q>Theory and Practice of Banking</q> (second edition, 1875-1876).
+</p>
+
+<p>
+M. Block's <q>Traité théorique et pratique de statistique</q> (1878).
+</p>
+
+<p>
+Goschen's <q>Theory of Foreign Exchanges</q> (eighth edition, 1875).
+</p>
+
+<p>
+J. Caird's <q>Landed Interest</q> (fourth edition, 1880), treating of English
+land and the food-supply.
+</p>
+
+<p>
+W. G. Sumner's <q>History of American Currency</q> (1874).
+</p>
+
+<p>
+John Jay Knox's <q>United States Notes</q> (1884).
+</p>
+
+<p>
+Jevons's <q>Money and the Mechanism of Exchange</q> (1875).
+</p>
+
+<p>
+Tooke and Newmarch's <q>History of Prices</q> (1837-1856), in six
+volumes.
+</p>
+
+<p>
+Leroy-Beaulieu's <q>Traité de la science des finances</q> (1883). This
+is an extended work, in two volumes, on taxation and finance; <q>Essai
+sur la répartition des richesses</q> (second edition, 1883).
+</p>
+
+<p>
+F. A. Walker's <q>The Wages Question</q> (1876); <q>Money</q> (1878).
+</p>
+
+<p>
+L. Reybaud's <q>Études sur les réformateurs contemporains, ou
+socialistes modernes</q> (seventh edition, 1864).
+</p>
+
+<p>
+<hi rend='smallcaps'>Dictionaries.</hi>
+</p>
+
+<p>
+McCulloch's <q>Commercial Dictionary</q> (new and enlarged edition,
+1882).
+</p>
+
+<p>
+Lalor's <q>Cyclopædia of Political Science</q> (1881-84) is devoted to
+articles on political science, political economy, and American history.
+</p>
+
+<p>
+Coquelin and Guillaumin's <q>Dictionnaire de l'économie politique</q>
+(1851-1853, third edition, 1864), in two large volumes.
+</p>
+
+<pb n='045'/><anchor id='Pg045'/>
+
+<p>
+<hi rend='smallcaps'>Reports and Statistics.</hi>
+</p>
+
+<p>
+The <q>Compendiums of the Census</q> for 1840, 1850, 1860, and 1870,
+are desirable. The volumes of the tenth census (1880) are of great
+value for all questions; as is also F. A. Walker's <q>Statistical Atlas</q>
+(1874).
+</p>
+
+<p>
+The United States Bureau of Statistics issues quarterly statements;
+and annually a report on <q>Commerce and Navigation,</q> and another on
+the <q>Internal Commerce of the United States.</q>
+</p>
+
+<p>
+The <q>Statistical Abstract</q> is an annual publication, by the same
+department, compact and useful. It dates only from 1878.
+</p>
+
+<p>
+The Director of the Mint issues an annual report dealing with the
+precious metals and the circulation. Its tables are important.
+</p>
+
+<p>
+The Comptroller of the Currency (especially during the administration
+of J. J. Knox) has given important annual reports upon the banking
+systems of the United States.
+</p>
+
+<p>
+The reports of the Secretary of the Treasury deal with the general
+finances of the United States. These, with the two last mentioned,
+are bound together in the volume of <q>Finance Reports,</q> but often
+shorn of their tables.
+</p>
+
+<p>
+There are valuable special reports to Congress of commissioners on
+the tariff, shipping, and other subjects, published by the Government.
+</p>
+
+<p>
+The report on the <q>International Monetary Conference of 1878</q>
+contains a vast quantity of material on monetary questions.
+</p>
+
+<p>
+The British parliamentary documents contain several annual <q>Statistical
+Abstracts</q> of the greatest value, of which the one relating to
+other European states is peculiarly convenient and useful. These can
+always be purchased at given prices.
+</p>
+
+<p>
+A. R. Spofford's <q>American Almanac</q> is an annual of great usefulness.
+</p>
+
+</div>
+
+<pb n='047'/><anchor id='Pg047'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Preliminary Remarks.</head>
+
+<p>
+Writers on Political Economy profess to teach, or to
+investigate, the nature of Wealth, and the laws of its production
+and distribution; including, directly or remotely, the
+operation of all the causes by which the condition of mankind,
+or of any society of human beings, in respect to this
+universal object of human desire, is made prosperous or the
+reverse.
+</p>
+
+<quote rend='display'>
+It will be noticed that political economy does not include
+ethics, legislation, or the science of government. The results
+of political economy are offered to the statesman, who reaches
+a conclusion after weighing them in connection with moral and
+political considerations. Political Economy is distinct from
+Sociology; although it is common to include in the former
+everything which concerns social life. Some writers distinguish
+between the pure, or abstract science, and the applied
+art, and we can speak of a science of political economy only in
+the sense of a body of abstract laws or formulas. This, however,
+does not make political economy less practical than physics,
+for, after a principle is ascertained, its operation is to be
+observed in the same way that we study the force of gravitation
+in a falling stone, even when retarded by opposing forces.
+An economic force, or tendency, can be likewise distinctly observed,
+although other influences, working at the same time,
+prevent the expected effect from following its cause. It is, in
+short, the aim of political economy to investigate the laws
+which govern the phenomena of material wealth. (Cf. Cossa,
+<q>Guide,</q> chap. iii.)
+</quote>
+
+<p>
+While the [Mercantile] system prevailed, it was assumed,
+either expressly or tacitly, in the whole policy of nations,
+<pb n='048'/><anchor id='Pg048'/>
+that wealth consisted solely of money; or of the precious
+metals, which, when not already in the state of money, are
+capable of being directly converted into it. According to
+the doctrines then prevalent, whatever tended to heap up
+money or bullion in a country added to its wealth.
+</p>
+
+<quote rend='display'>
+More correctly the Mercantilists (in the sixteenth and seventeenth
+centuries) held that where money was most plentiful,
+there would be found the greatest abundance of the necessaries
+of life.<note place='foot'>Cf. p. <ref target='Pg004'>4</ref>,
+<hi rend='italic'>supra</hi>.</note>
+</quote>
+
+<p>
+Whatever sent the precious metals out of a country impoverished
+it. If a country possessed no gold or silver
+mines, the only industry by which it could be enriched was
+foreign trade, being the only one which could bring in
+money. Any branch of trade which was supposed to send
+out more money than it brought in, however ample and
+valuable might be the returns in another shape, was looked
+upon as a losing trade. Exportation of goods was favored
+and encouraged (even by means extremely onerous to the
+real resources of the country), because, the exported goods
+being stipulated to be paid for in money, it was hoped that
+the returns would actually be made in gold and silver. Importation
+of anything, other than the precious metals, was
+regarded as a loss to the nation of the whole price of the
+things imported; unless they were brought in to be re-exported
+at a profit, or unless, being the materials or instruments
+of some industry practiced in the country itself, they
+gave the power of producing exportable articles at smaller
+cost, and thereby effecting a larger exportation. The commerce
+of the world was looked upon as a struggle among
+nations, which could draw to itself the largest share of the
+gold and silver in existence; and in this competition no
+nation could gain anything, except by making others lose
+as much, or, at the least, preventing them from gaining it.
+</p>
+
+<p>
+The Mercantile Theory could not fail to be seen in its
+true character when men began, even in an imperfect manner,
+<pb n='049'/><anchor id='Pg049'/>
+to explore into the foundations of things. Money, as
+money, satisfies no want; its worth to any one consists in
+its being a convenient shape in which to receive his incomings
+of all sorts, which incomings he afterwards, at the times
+which suit him best, converts into the forms in which they
+can be useful to him. The difference between a country
+with money, and a country altogether without it, would be
+only one of convenience; a saving of time and trouble, like
+grinding by water instead of by hand, or (to use Adam
+Smith's illustration) like the benefit derived from roads;
+and to mistake money for wealth is the same sort of error
+as to mistake the highway, which may be the easiest way of
+getting to your house or lands, for the house and lands themselves.
+</p>
+
+<p>
+Money, being the instrument of an important public and
+private purpose, is rightly regarded as wealth; but everything
+else which serves any human purpose, and which
+nature does not afford gratuitously, is wealth also. To be
+wealthy is to have a large stock of useful articles, or the
+means of purchasing them. Everything forms, therefore, a
+part of wealth, which has a power of purchasing; for which
+anything useful or agreeable would be given in exchange.
+Things for which nothing could be obtained in exchange,
+however useful or necessary they may be, are not wealth in
+the sense in which the term is used in Political Economy.
+Air, for example, though the most absolute of necessaries,
+bears no price in the market, because it can be obtained
+gratuitously; to accumulate a stock of it would yield no
+profit or advantage to any one; and the laws of its production
+and distribution are the subject of a very different study
+from Political Economy. It is possible to imagine circumstances
+in which air would be a part of wealth. If it became
+customary to sojourn long in places where the air does not
+naturally penetrate, as in diving-bells sunk in the sea, a supply
+of air artificially furnished would, like water conveyed
+into houses, bear a price: and, if from any revolution in
+nature the atmosphere became too scanty for the consumption,
+<pb n='050'/><anchor id='Pg050'/>
+or could be monopolized, air might acquire a very high
+marketable value. In such a case, the possession of it, beyond
+his own wants, would be, to its owner, wealth; and the
+general wealth of mankind might at first sight appear to be
+increased, by what would be so great a calamity to them.
+The error would lie in not considering that, however rich
+the possessor of air might become at the expense of the rest
+of the community, all persons else would be poorer by all
+that they were compelled to pay for what they had before
+obtained without payment.
+</p>
+
+<p>
+Wealth, then, may be defined, all useful or agreeable
+things which possess exchangeable value; or, in other
+words, all useful or agreeable things except those which can
+be obtained, in the quantity desired, without labor or sacrifice.
+</p>
+
+<quote rend='display'>
+This is the usual definition of wealth. Henry George (see
+<q>Progress and Poverty,</q> pp. 34-37) regards wealth as consisting
+<q>of natural products that have been secured, moved, combined,
+separated, or in other ways <emph>modified by human exertion</emph>,
+so as to fit them for the gratification of human desires....
+Nothing which Nature supplies to man without his labor is
+wealth.... All things which have an exchange value are,
+therefore, not wealth. Only such things can be wealth the
+production of which increases and the destruction of which
+decreases the aggregate of wealth.... Increase in land values
+does not represent increase in the common wealth, for what
+land-owners gain by higher prices the tenants or purchasers who
+must pay them will lose.</q> Jevons (<q>Primer,</q> p. 13) defines
+wealth very properly as what is transferable, limited in supply,
+and useful. F. A. Walker defines wealth as comprising <q>all
+articles of value and nothing else</q> (<q>Political Economy,</q> p. 5).
+Levasseur's definition (<q>Précis,</q> p. 15) is, <q>all material objects
+possessing utility</q> (i.e., the power to satisfy a want). (Cf.
+various definitions in Roscher's <q>Political Economy,</q> section
+9, note 3.) Perry (<q>Political Economy,</q> p. 99) rejects the term
+<emph>wealth</emph> as a clog to progress in
+the science, and adopts <emph>property</emph>
+in its stead, defining it as that <q>which can be bought or sold.</q>
+Cherbuliez (<q>Précis,</q> p. 70) defines wealth as the material
+product of nature appropriated by labor for the wants of man.
+Carey (<q>Social Science,</q> i, 186) asserts that wealth consists in
+the power to command Nature's services, including in wealth
+such intangible things as mental qualities.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='053'/><anchor id='Pg053'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Book I. Production.</head>
+
+
+<div>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter I. Of The Requisites Of Production.</head>
+
+<div>
+<index index='toc' level1='§ 1. The requisites of production.'/>
+<head>§ 1. The Requisites of Production are Two: Labor, and
+Appropriate Natural Objects.</head>
+
+<quote rend='display'>
+There is a third requisite of production, capital (see page
+<ref target='Pg058'>58</ref>). Since the limitation to only two requisites applies solely
+to a primitive condition of existence, so soon as the element
+of <emph>time</emph> enters into production, then a store of capital becomes
+necessary; that is, so soon as production requires such a term
+that during the operation the laborer can not at the same time
+provide himself with subsistence, then capital is a requisite of
+production. This takes place also under any general division
+of labor in a community. When one man is making a pin-head,
+he must be supplied with food by some person until the
+pins are finished and exchanged.
+</quote>
+
+<p>
+Labor is either bodily or mental; or, to express the distinction
+more comprehensively, either muscular or nervous;
+and it is necessary to include in the idea, not solely the exertion
+itself, but all feelings of a disagreeable kind, all bodily
+inconvenience or mental annoyance, connected with the employment
+of one's thoughts, or muscles, or both, in a particular
+occupation.
+</p>
+
+<quote rend='display'>
+The word <q>sacrifice</q> conveys a just idea of what the laborer
+undergoes, and it corresponds to the abstinence of the capitalist.
+</quote>
+
+<pb n='054'/><anchor id='Pg054'/>
+
+<p>
+Of the other requisite&mdash;appropriate natural objects&mdash;it is
+to be remarked that some objects exist or grow up spontaneously,
+of a kind suited to the supply of human wants.
+There are caves and hollow trees capable of affording shelter;
+fruits, roots, wild honey, and other natural products, on
+which human life can be supported; but even here a considerable
+quantity of labor is generally required, not for the
+purpose of creating, but of finding and appropriating them.
+</p>
+
+<p>
+Of natural powers, some are unlimited, others limited in
+quantity. By an unlimited quantity is of course not meant
+literally, but practically unlimited: a quantity beyond the
+use which can in any, or at least in present circumstances,
+be made of it. Land is, in some newly settled countries,
+practically unlimited in quantity: there is more than can be
+used by the existing population of the country, or by any accession
+likely to be made to it for generations to come. But,
+even there, land favorably situated with regard to markets,
+or means of carriage, is generally limited in quantity: there
+is not so much of it as persons would gladly occupy and cultivate,
+or otherwise turn to use. In all old countries, land
+capable of cultivation, land at least of any tolerable fertility,
+must be ranked among agents limited in quantity. Coal,
+metallic ores, and other useful substances found in the earth,
+are still more limited than land.
+</p>
+
+<p>
+For the present I shall only remark that, so long as the
+quantity of a natural agent is practically unlimited, it can
+not, unless susceptible of artificial monopoly, bear any value
+in the market, since no one will give anything for what can
+be obtained gratis. But as soon as a limitation becomes
+practically operative&mdash;as soon as there is not so much of the
+thing to be had as would be appropriated and used if it could
+be obtained for asking&mdash;the ownership or use of the natural
+agent acquires an exchangeable value.
+</p>
+
+<quote rend='display'>
+Rich lands in our Western Territories a few years ago could
+be had practically for the asking; but now, since railways and
+an increase of population have brought them nearer to the markets,
+they have acquired a distinct exchange value. The value
+<pb n='055'/><anchor id='Pg055'/>
+of a commodity (it may be anticipated) is the quantity of other
+things for which it can be exchanged.
+</quote>
+
+<p>
+When more water-power is wanted in a particular district
+than there are falls of water to supply it, persons will
+give an equivalent for the use of a fall of water. When
+there is more land wanted for cultivation than a place possesses,
+or than it possesses of a certain quality and certain
+advantages of situation, land of that quality and situation
+may be sold for a price, or let for an annual rent.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_I_Chapter_I_Section_2'/>
+<head>§ 2. The Second Requisite
+of Production, Labor.</head>
+
+<quote rend='display'>
+<p>
+It is now our purpose to describe the second requisite
+of production, labor, and point out that it can be either direct
+or indirect. This division and subdivision can be seen from
+the classification given below. Under the head of indirect
+labor are to be arranged all the many employments subsidiary
+to the production of any one article, and which, as they furnish
+but a small part of labor for the one article (e.g., bread), are
+subsidiary to the production of a vast number of other articles;
+and hence we see the interdependence of one employment
+on another, which comes out so conspicuously at the time of a
+commercial depression.
+</p>
+
+<p>
+<q>We think it little to sit down to a table covered with articles
+from all quarters of the globe and from the remotest isles
+of the sea&mdash;with tea from China, coffee from Brazil, spices
+from the East, and sugar from the West Indies; knives from
+Sheffield, made with iron from Sweden and ivory from Africa;
+with silver from Mexico and cotton from South Carolina; all
+being lighted with oil brought from New Zealand or the Arctic
+Circle. Still less do we think of the great number of persons
+whose united agency is required to bring any one of these
+<pb n='056'/><anchor id='Pg056'/>
+finished products to our homes&mdash;of the merchants, insurers,
+sailors, ship-builders, cordage and sail makers, astronomical-instrument
+makers, men of science, and others, before a pound
+of tea can appear in our market.</q><note place='foot'>Bowen,
+<q>American Political Economy,</q> p. 25.</note>
+</p>
+</quote>
+
+<p>
+The labor<note place='foot'>This is the beginning of Chapter
+II in the original treatise.</note> which terminates in the production of an
+article fitted for some human use is either employed directly
+about the thing, or in previous operations destined to facilitate,
+perhaps essential to the possibility of, the subsequent
+ones. In making bread, for example, the labor employed
+about the thing itself is that of the baker; but the labor of
+the miller, though employed directly in the production not
+of bread but of flour, is equally part of the aggregate sum
+of labor by which the bread is produced; as is also the
+labor of the sower, and of the reaper. Some may think that
+all these persons ought to be considered as employing their
+labor directly about the thing; the corn, the flour, and the
+bread being one substance in three different states. Without
+disputing about this question of mere language, there is
+still the plowman, who prepared the ground for the seed,
+and whose labor never came in contact with the substance
+in any of its states; and the plow-maker, whose share in
+the result was still more remote. We must add yet another
+kind of labor; that of transporting the produce from the
+place of its production to the place of its destined use: the
+labor of carrying the corn to market, and from market to
+the miller's, the flour from the miller's to the baker's, and
+the bread from the baker's to the place of its final consumption.
+</p>
+
+<quote rend='display'>
+Besides the two classes of indirect laborers here mentioned,
+those engaged in producing materials and those in transportation,
+there are several others who are paid fractions out of the
+bread. Subsidiary to the direct labor of the bread-maker is the
+labor of all those who make the instruments employed in the
+process (as, e.g., the oven). Materials are completely changed
+in character by one use, as when the coal is burned, or the
+flour baked into bread; while an instrument, like an oven, is
+<pb n='057'/><anchor id='Pg057'/>
+capable of remaining intact throughout many operations. The
+producer of materials and the transporter are paid by the
+bread-maker in the price of his coal and flour when left at his
+door, so that the price of the loaf is influenced by these payments.
+Those persons, moreover, who, like the police and officers
+of our government, act to protect property and life, are
+also to be classed as laborers indirectly aiding in the production
+of the given article, bread (and by his taxes the bread-maker
+helps pay the wages of these officials). Shading off into a more
+distant, although essential, connection is another class&mdash;that
+of those laborers who train human beings in the branches of
+knowledge necessary to the attainment of proper skill in managing
+the processes and instruments of an industry. The acquisition
+of the rudiments of education, and, in many cases,
+the most profound knowledge of chemistry, physics and recondite
+studies, are essential to production; and teachers are indirect
+laborers in producing almost every article in the market.
+In this country, especially, are inventors a class of indirect
+laborers essential to all ultimate production as it now goes on.
+The improvements in the instruments of production are the
+results of an inventive ability which has made American machinery
+known all over the world. They, too, as well as the
+teacher, are paid (a small fraction, of course) out of the ultimate
+result, by an indirect path, and materially change the ease
+or difficulty, cheapness or dearness, of production in nearly
+every branch of industry. In the particular illustration given
+they have improved the ovens, ranges, and stoves, so that the
+same or better articles are produced at a less cost than formerly.
+All these indirect laborers receive, in the way of remuneration,
+a fraction, some more, some less (the farther they are removed
+from the direct process), of the value of the final result.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Of Capital as a Requisite of Production.</head>
+
+<quote rend='display'>
+But another set of laborers are to be placed in distinct
+contrast with these, so far as the grounds on which they receive
+their remuneration is concerned. These are the men engaged
+previously in providing the subsistence, and articles by which
+the former classes of labor can carry on their operations.
+</quote>
+
+<p>
+The previous employment of labor is an indispensable
+condition to every productive operation, on any other than
+the very smallest scale. Except the labor of the hunter and
+fisher, there is scarcely any kind of labor to which the returns
+are immediate. Productive operations require to be
+continued a certain time before their fruits are obtained.
+Unless the laborer, before commencing his work, possesses a
+<pb n='058'/><anchor id='Pg058'/>
+store of food, or can obtain access to the stores of some one
+else, in sufficient quantity to maintain him until the production
+is completed, he can undertake no labor but such as can
+be carried on at odd intervals, concurrently with the pursuit
+of his subsistence.
+</p>
+
+<quote rend='display'>
+The possession of capital is thus a third requisite of production,
+together with land and labor, as noted above. Henry
+George (<q>Progress and Poverty,</q> chap. iv) holds an opposite
+opinion: <q>The subsistence of the laborers who built the Pyramids
+was drawn, not from a previously hoarded stock</q> (does he
+not forget the story of Joseph's store of corn?), <q>but from the
+constantly recurring crops of the Nile Valley.</q>
+</quote>
+
+<p>
+He can not obtain food itself in any abundance; for every
+mode of so obtaining it requires that there be already food in
+store. Agriculture only brings forth food after the lapse of
+months; and, though the labors of the agriculturist are not
+necessarily continuous during the whole period, they must
+occupy a considerable part of it. Not only is agriculture impossible
+without food produced in advance, but there must
+be a very great quantity in advance to enable any considerable
+community to support itself wholly by agriculture. A
+country like England or the United States is only able to
+carry on the agriculture of the present year because that of
+past years has provided, in those countries or somewhere
+else, sufficient food to support their agricultural population
+until the next harvest. They are only enabled to produce
+so many other things besides food, because the food which
+was in store at the close of the last harvest suffices to maintain
+not only the agricultural laborers, but a large industrious
+population besides.
+</p>
+
+<p>
+The claim to remuneration founded on the possession of
+food, available for the maintenance of laborers, is of another
+kind; remuneration for abstinence, not for labor. If a person
+has a store of food, he has it in his power to consume it
+himself in idleness, or in feeding others to attend on him, or
+to fight for him, or to sing or dance for him. If, instead of
+these things, he gives it to productive laborers to support
+<pb n='059'/><anchor id='Pg059'/>
+them during their work, he can, and naturally will, claim a
+remuneration from the produce. He will not be content
+with simple repayment; if he receives merely that, he is
+only in the same situation as at first, and has derived no advantage
+from delaying to apply his savings to his own benefit
+or pleasure. He will look for some equivalent for this
+forbearance:<note place='foot'>This is his <q>sacrifice,</q>
+which corresponds to the exertion of the laborer.</note>
+he will expect his advance of food to come
+back to him with an increase, called, in the language of
+business, a profit; and the hope of this profit will generally
+have been a part of the inducement which made him accumulate
+a stock, by economizing in his own consumption; or, at
+any rate, which made him forego the application of it, when
+accumulated, to his personal ease or satisfaction.
+</p>
+
+</div>
+
+</div>
+
+<pb n='060'/><anchor id='Pg060'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter II. Of Unproductive Labor.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Definition of Productive and Unproductive Labor.</head>
+
+<p>
+Labor is indispensable to production, but has not
+always production for its effect. There is much labor, and
+of a high order of usefulness, of which production is not the
+object. Labor has accordingly been distinguished into Productive
+and Unproductive. Productive labor means labor
+productive of wealth. We are recalled, therefore, to the
+question touched upon in our [Preliminary Remarks], what
+Wealth is.
+</p>
+
+<p>
+By Unproductive Labor, on the contrary, will be understood
+labor which does not terminate in the creation of
+material wealth. And all labor, according to our present
+definition, must be classed as unproductive, which terminates
+in a permanent benefit, however important, provided
+that an increase of material products forms no part of that
+benefit. The labor of saving a friend's life is not productive,
+unless the friend is a productive laborer, and produces
+more than he consumes.
+</p>
+
+<quote rend='display'>
+The principle on which the distinction is made is perfectly
+clear, but in many cases persons may be misled chiefly in regard
+to matters of fact. A clergyman may at first sight be
+classed as an unproductive laborer; but, until we know the
+facts, we can not apply the principle of our definition. Unless
+we know that no clergyman, by inculcating rules of morality
+and self-control, ever caused an idler or wrong-doer to become
+a steady laborer, we can not say that a clergyman is a laborer
+unproductive of material wealth. Likewise the army, or the
+officers of our government at Washington, may or may not
+have aided in producing material wealth according as they do
+or do not, in fact, accomplish the protective purposes for which
+<pb n='061'/><anchor id='Pg061'/>
+they exist. So with teachers. There is, however, no disparagement
+implied in the word unproductive; it is merely an
+economic question, and has to do only with forces affecting the
+production of wealth.
+</quote>
+
+<p>
+Unproductive may be as useful as productive labor; it
+may be more useful, even in point of permanent advantage;
+or its use may consist only in pleasurable sensation, which
+when gone leaves no trace; or it may not afford even this,
+but may be absolute waste. In any case, society or mankind
+grow no richer by it, but poorer. All material products
+consumed by any one while he produces nothing are so
+much subtracted, for the time, from the material products
+which society would otherwise have possessed.
+</p>
+
+<p>
+To be wasted, however, is a liability not confined to unproductive
+labor. Productive labor may equally be waste,
+if more of it is expended than really conduces to production.
+If defect of skill in laborers, or of judgment in those who
+direct them, causes a misapplication of productive industry,
+labor is wasted. Productive labor may render a nation
+poorer, if the wealth it produces, that is, the increase it makes
+in the stock of useful or agreeable things, be of a kind not
+immediately wanted: as when a commodity is unsalable,
+because produced in a quantity beyond the present demand;
+or when speculators build docks and warehouses before there
+is any trade.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Productive and Unproductive Consumption.</head>
+
+<p>
+The distinction of Productive and Unproductive is
+applicable to Consumption as well as to Labor. All the
+members of the community are not laborers, but all are consumers,
+and consume either unproductively or productively.
+Whoever contributes nothing directly or indirectly to production
+is an unproductive consumer. The only productive
+consumers are productive laborers; the labor of direction
+being of course included, as well as that of execution. But
+the consumption even of productive laborers is not all of it
+Productive Consumption. There is unproductive consumption
+by productive consumers. What they consume in
+keeping up or improving their health, strength, and capacities
+<pb n='062'/><anchor id='Pg062'/>
+of work, or in rearing other productive laborers to succeed
+them, is Productive Consumption. But consumption
+on pleasures or luxuries, whether by the idle or by the industrious,
+since production is neither its object nor is in any
+way advanced by it, must be reckoned Unproductive: with
+a reservation, perhaps, of a certain quantum of enjoyment
+which may be classed among necessaries, since anything
+short of it would not be consistent with the greatest efficiency
+of labor. That alone is productive consumption
+which goes to maintain and increase the productive powers
+of the community; either those residing in its soil, in its
+materials, in the number and efficiency of its instruments of
+production, or in its people.
+</p>
+
+<p>
+I grant that no labor really tends to the enrichment of
+society, which is employed in producing things for the use
+of unproductive consumers. The tailor who makes a coat
+for a man who produces nothing is a productive laborer; but
+in a few weeks or months the coat is worn out, while the
+wearer has not produced anything to replace it, and the community
+is then no richer by the labor of the tailor than if
+the same sum had been paid for a stall at the opera. Nevertheless,
+society has been richer by the labor while the coat
+lasted. These things also [such as lace and pine-apples] are
+wealth until they have been consumed.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Distinction Between Labor for the Supply of Productive
+Consumption and Labor for the Supply of Unproductive Consumption.</head>
+
+<p>
+We see, however, by this, that there is a distinction
+more important to the wealth of a community than even that
+between productive and unproductive labor; the distinction,
+namely, between labor for the supply of productive, and for
+the supply of unproductive, consumption; between labor
+employed in keeping up or in adding to the productive resources
+of the country, and that which is employed otherwise.
+Of the produce of the country, a part only is destined to be
+consumed productively; the remainder supplies the unproductive
+consumption of producers, and the entire consumption
+of the unproductive class. Suppose that the proportion
+of the annual produce applied to the first purpose amounts
+to half; then one half the productive laborers of the country
+<pb n='063'/><anchor id='Pg063'/>
+are all that are employed in the operations on which the
+permanent wealth of the country depends. The other half
+are occupied from year to year and from generation to generation
+in producing things which are consumed and disappear
+without return; and whatever this half consume is
+as completely lost, as to any permanent effect on the national
+resources, as if it were consumed unproductively. Suppose
+that this second half of the laboring population ceased to
+work, and that the government maintained them in idleness
+for a whole year: the first half would suffice to produce, as
+they had done before, their own necessaries and the necessaries
+of the second half, and to keep the stock of materials
+and implements undiminished: the unproductive classes, indeed,
+would be either starved or obliged to produce their
+own subsistence, and the whole community would be reduced
+during a year to bare necessaries; but the sources of
+production would be unimpaired, and the next year there
+would not necessarily be a smaller produce than if no such
+interval of inactivity had occurred; while if the case had
+been reversed, if the first half of the laborers had suspended
+their accustomed occupations, and the second half had continued
+theirs, the country at the end of the twelvemonth
+would have been entirely impoverished. It would be a great
+error to regret the large proportion of the annual produce,
+which in an opulent country goes to supply unproductive
+consumption. That so great a surplus should be available
+for such purposes, and that it should be applied to them, can
+only be a subject of congratulation.
+</p>
+
+<p>
+This principle may be seen by the following classification:
+</p>
+
+<p>
+(A) Idlers; or unproductive laborers&mdash;e.g., actors.<lb/>
+(B) Productive laborers&mdash;e.g., farmers.<lb/>
+&nbsp;&nbsp;&nbsp;(C) Producing wealth for productive consumption, one half
+the annual produce.<lb/>
+&nbsp;&nbsp;&nbsp;(D) Producing wealth for unproductive consumption (A), one
+half the annual produce.
+</p>
+
+<pb n='064'/><anchor id='Pg064'/>
+
+<p>
+Group D are productive laborers, and their <emph>own necessaries</emph>
+are productively consumed, but they are supplied by C, who
+keep themselves and D in existence. So long as C work, both
+C and D can go on producing. If D stopped working, they
+could be still subsisted as before by C; but A would be forced
+to produce for themselves. But, if C stopped working, D and
+C would be left without the necessaries of life, and would be
+obliged to cease their usual work. In this way it may be seen
+how much more important to the increase of material wealth
+C are than D, who labor <q>for the supply of unproductive consumption.</q>
+Of course, group D are desirable on other than
+economic grounds, because their labor represents what can be
+enjoyed beyond the necessities of life.
+</p>
+
+</div>
+
+</div>
+
+<pb n='065'/><anchor id='Pg065'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter III. Of Capital.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Capital is Wealth Appropriated to Reproductive Employment.</head>
+
+<p>
+It has been seen in the preceding chapters that besides
+the primary and universal requisites of production,
+labor and natural agents, there is another requisite without
+which no productive operations beyond the rude and scanty
+beginnings of primitive industry are possible&mdash;namely, a
+stock, previously accumulated, of the products of former labor.
+This accumulated stock of the produce of labor is
+termed Capital. What capital does for production is, to
+afford the shelter, protection, tools, and materials which the
+work requires, and to feed and otherwise maintain the laborers
+during the process. These are the services which present
+labor requires from past, and from the produce of past,
+labor. Whatever things are destined for this use&mdash;destined
+to supply productive labor with these various prerequisites&mdash;are
+Capital.
+</p>
+
+<quote rend='display'>
+Professor Fawcett, <q>Manual</q> (chap. ii), says: <q>Since the
+laborer must be fed by previously accumulated food, ... some
+of the results of past labor are required to be set aside to sustain
+the laborer while producing. The third requisite of production,
+therefore, is a fund reserved from consumption, and
+devoted to sustain those engaged in future production....
+Capital is not confined to the food which feeds the laborers,
+but includes machinery, buildings, and, in fact, every product
+due to man's labor which can be applied to assist his industry</q>
+(chap. iv). General Walker (<q>Political Economy,</q> pages 68-70)
+defines capital as that portion of wealth (excluding unimproved
+land and natural agents) which is employed in the
+production of new forms of wealth. Henry George (<q>Progress
+and Poverty,</q> page 41) returns to Adam Smith's definition:
+<pb n='066'/><anchor id='Pg066'/>
+<q>That part of a man's stock which he expects to yield
+him a revenue is called his capital.</q> Cherbuliez (<q>Précis,</q>
+page 70) points out the increasing interdependence of industrial
+operations as society increases in wealth, and that there is not
+a single industry which does not demand the use of products
+obtained by previous labor. <q>These auxiliary products accumulated
+with a view to the production to which they are subservient</q>
+form what is called capital. Carey (<q>Social Science,</q>
+iii, page 48) regards as capital all things which in any
+way form the machinery by which society obtains wealth.
+Roscher's definition is, <q>Every product laid by for purposes
+of further production.</q> (<q>Political Economy,</q> section 42.)
+By some, labor is regarded as capital.<note place='foot'>See Roscher's
+note 1, section 42, for various definitions of capital.</note>
+</quote>
+
+<p>
+A manufacturer, for example, has one part of his capital
+in the form of buildings, fitted and destined for carrying on
+this branch of manufacture. Another part he has in the
+form of machinery. A third consists, if he be a spinner, of
+raw cotton, flax, or wool; if a weaver, of flaxen, woolen,
+silk, or cotton thread; and the like, according to the nature
+of the manufacture. Food and clothing for his operatives
+it is not the custom of the present age that he should directly
+provide; and few capitalists, except the producers of food
+or clothing, have any portion worth mentioning of their capital
+in that shape. Instead of this, each capitalist has money,
+which he pays to his work-people, and so enables them to
+supply themselves. What, then, is his capital? Precisely
+that part of his possessions, whatever it be, which he designs
+to employ in carrying on fresh production. It is of
+no consequence that a part, or even the whole of it, is in a
+form in which it can not directly supply the wants of laborers.
+</p>
+
+<quote rend='display'>
+Care should be taken to distinguish between wealth,
+capital, and money. Capital may be succinctly defined as
+<emph>saved wealth devoted to reproduction</emph>, and the relations of the
+three terms mentioned may be illustrated by the following
+figure: The area of the circle, A, represents the wealth of a
+country; the area of the inscribed circle, B, the quantity out
+of the whole wealth which is saved and devoted to reproduction
+and called capital. But money is only one part of capital,
+as shown by the area of circle C. Wherefore, it can be plainly
+<pb n='067'/><anchor id='Pg067'/>
+seen that not all capital, B, is money; that not all wealth, A,
+is capital, although all capital is necessarily wealth as included
+within it. It is not always understood that
+money is merely a convenient article by
+which other forms of wealth are exchanged
+against each other, and that a man may
+have capital without ever having any actual
+money in his possession. In times of
+commercial depression, that which is capital
+to-day may not to-morrow satisfy any
+desires (i.e., not be in demand), and so
+for the time it may, so to speak, drop entirely
+out of our circles above. For the
+moment, not having an exchange value, it can not be wealth,
+and so can the less be capital.
+</quote>
+
+<p rend='text-align: center'>
+ <figure url='images/capital-circle.png' rend='width: 40%'>
+ <figDesc>Illustration. Outer circle A, enclosing inner circle B, with small circle C
+overlapping edge of circle B.</figDesc>
+ </figure>
+</p>
+
+<p>
+Suppose, for instance, that the capitalist is a hardware
+manufacturer, and that his stock in trade, over and above
+his machinery, consists at present wholly in iron goods.
+Iron goods can not feed laborers. Nevertheless, by a mere
+change of the destination of the iron goods, he can cause
+laborers to be fed. Suppose that [the capitalist changed into
+wages what he had before spent] in buying plate and jewels;
+and, in order to render the effect perceptible, let us suppose
+that the change takes place on a considerable scale, and that
+a large sum is diverted from buying plate and jewels to employing
+productive laborers, whom we shall suppose to have
+been previously, like the Irish peasantry, only half employed
+and half fed. The laborers, on receiving their increased
+wages, will not lay them out in plate and jewels, but in food.
+There is not, however, additional food in the country; nor
+any unproductive laborers or animals, as in the former case,
+whose food is set free for productive purposes. Food will
+therefore be imported if possible; if not possible, the laborers
+will remain for a season on their short allowance: but
+the consequence of this change in the demand for commodities,
+occasioned by the change in the expenditure of capitalists
+from unproductive to productive, is that next year more
+food will be produced, and less plate and jewelry. So that
+again, without having had anything to do with the food of
+<pb n='068'/><anchor id='Pg068'/>
+the laborers directly, the conversion by individuals of a portion
+of their property, no matter of what sort, from an unproductive
+destination to a productive, has had the effect of
+causing more food to be appropriated to the consumption of
+productive laborers. The distinction, then, between Capital
+and Not-capital, does not lie in the kind of commodities, but
+in the mind of the capitalist&mdash;in his will to employ them for
+one purpose rather than another; and all property, however
+ill adapted in itself for the use of laborers, is a part of capital,
+so soon as it, or the value to be received from it, is set
+apart for productive reinvestment.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. More Capital Devoted to Production than Actually Employed in it.</head>
+
+<p>
+As whatever of the produce of the country is devoted
+to production is capital, so, conversely, the whole of
+the capital of the country is devoted to production. This
+second proposition, however, must be taken with some limitations
+and explanations. (1) A fund may be seeking for
+productive employment, and find none adapted to the inclinations
+of its possessor: it then is capital still, but unemployed
+capital. (2) Or the stock may consist of unsold goods, not
+susceptible of direct application to productive uses, and not,
+at the moment, marketable: these, until sold, are in the condition
+of unemployed capital.
+</p>
+
+<quote rend='display'>
+This is not an important distinction. The goods are doubtless
+marketable at some price, if offered low enough. If no
+one wants them, then, by definition, they are not wealth so
+long as that condition exists.
+</quote>
+
+<p>
+(3) [Or] suppose that the Government lays a tax on the
+production in one of its earlier stages, as, for instance, by taxing
+the material. The manufacturer has to advance the tax,
+before commencing the manufacture, and is therefore under
+a necessity of having a larger accumulated fund than is required
+for, or is actually employed in, the production which
+he carries on. He must have a larger capital to maintain the
+same quantity of productive labor; or (what is equivalent)
+with a given capital he maintains less labor. (4) For another
+example: a farmer may enter on his farm at such a time of
+the year that he may be required to pay one, two, or even
+<pb n='069'/><anchor id='Pg069'/>
+three quarters' rent before obtaining any return from the
+produce. This, therefore, must be paid out of his capital.
+</p>
+
+<p>
+(5) Finally, that large portion of the productive capital of a
+country which is employed in paying the wages and salaries
+of laborers, evidently is not, all of it, strictly and indispensably
+necessary for production. As much of it as exceeds the
+actual necessaries of life and health (an excess which in the
+case of skilled laborers is usually considerable) is not expended
+in supporting labor, but in remunerating it, and the
+laborers could wait for this part of their remuneration until
+the production is completed.
+</p>
+
+<quote rend='display'>
+The previous accumulation of commodities requisite for
+production must inevitably be large enough to cover necessaries,
+but need not be more, if the laborer is willing to wait
+for the additional amount of his wages (the amount of his unproductive
+consumption) until the completion of the industrial
+operation. In fact, however, the accumulation must be sufficient
+to pay the laborer all his wages from week to week, by
+force of custom (wherever there is any considerable division of
+labor), and also sufficient to purchase tools and materials. The
+various elements of capital are materials, instruments, and subsistence,
+giving <q>instruments</q> its wide signification which
+includes money (the tool of exchange), and other necessary
+appliances of each special kind of production.
+</quote>
+
+<p>
+In truth, it is only after an abundant capital had already
+been accumulated that the practice of paying in advance any
+remuneration of labor beyond a bare subsistence could possibly
+have arisen: since whatever is so paid is not really
+applied to production, but to the unproductive consumption
+of productive laborers, indicating a fund for production sufficiently
+ample to admit of habitually diverting a part of it
+to a mere convenience.
+</p>
+
+<p>
+It will be observed that I have assumed that the laborers
+are always subsisted from capital:<note place='foot'>General Walker
+(<q>Political Economy,</q> Part II, Chap. iv) adopts the same
+position, although seemingly inconsistent with his doctrine on the rate of wages.
+The <q>rate of wages</q> is, however, a different thing from the source of a laborer's
+subsistence. See <ref target='Book_II_Chapter_II_Section_2'>Book II, Chapter II,
+§ 2</ref>.</note> and this is obviously
+the fact, though the capital need not necessarily be furnished
+by a person called a capitalist.
+</p>
+
+<pb n='070'/><anchor id='Pg070'/>
+
+<p>
+The peasant does not subsist this year on the produce
+of this year's harvest, but on that of the last. The artisan
+is not living on the proceeds of the work he has in hand,
+but on those of work previously executed and disposed of.
+Each is supported by a small capital of his own, which he
+periodically replaces from the produce of his labor. The
+large capitalist is, in like manner, maintained from funds
+provided in advance.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Examination of Cases Illustrative of the Idea of Capital.</head>
+
+<p>
+That which is virtually capital to the individual is or
+is not capital to the nation, according as the fund which by
+the supposition he has not dissipated has or has not been
+dissipated by somebody else.
+</p>
+
+<quote rend='display'>
+Let the reader consider, in the four following suppositions,
+whether or not the given capital has wholly dropped out of the
+circle in the diagram, page <ref target='Pg067'>67</ref>. In (3) and (4) the wealth is
+entirely dissipated; as it can not longer be in circle A, it can
+not, of course, be in circle B.
+</quote>
+
+<p>
+(1.) For example, let property of the value of ten thousand
+pounds, belonging to A, be lent to B, a farmer or manufacturer,
+and employed profitably in B's occupation. It is as
+much capital as if it belonged to B. A is really a farmer
+or manufacturer, not personally, but in respect of his property.
+Capital worth ten thousand pounds is employed in
+production&mdash;in maintaining laborers and providing tools and
+materials&mdash;which capital belongs to A, while B takes the
+trouble of employing it, and receives for his remuneration
+the difference between the profit which it yields and the interest
+he pays to A. This is the simplest case.
+</p>
+
+<p>
+(2.) Suppose next that A's ten thousand pounds, instead
+of being lent to B, are lent on mortgage to C, a landed
+proprietor, by whom they are employed in improving the
+productive powers of his estate, by fencing, draining,
+road-making, or permanent manures. This is productive
+employment. The ten thousand pounds are sunk, but not
+<pb n='071'/><anchor id='Pg071'/>
+dissipated. They yield a permanent return; the land now
+affords an increase of produce, sufficient in a few years, if
+the outlay has been judicious, to replace the amount, and in
+time to multiply it manifold. Here, then, is a value of ten
+thousand pounds, employed in increasing the produce of the
+country. This constitutes a capital, for which C, if he lets
+his land, receives the returns in the nominal form of increased
+rent; and the mortgage entitles A to receive from
+these returns, in the shape of interest, such annual sum as
+has been agreed on.
+</p>
+
+<p>
+(3.) Suppose, however, that C, the borrowing landlord, is
+a spendthrift, who burdens his land not to increase his fortune
+but to squander it, expending the amount in equipages
+and entertainments. In a year or two it is dissipated, and
+without return. A is as rich as before; he has no longer
+his ten thousand pounds, but he has a lien on the land,
+which he could still sell for that amount. C, however, is ten
+thousand pounds poorer than formerly; and nobody is richer.
+It may be said that those are richer who have made profit
+out of the money while it was being spent. No doubt if C
+lost it by gaming, or was cheated of it by his servants, that
+is a mere transfer, not a destruction, and those who have
+gained the amount may employ it productively. But if C
+has received the fair value for his expenditure in articles of
+subsistence or luxury, which he has consumed on himself, or
+by means of his servants or guests, these articles have ceased
+to exist, and nothing has been produced to replace them:
+while if the same sum had been employed in farming or
+manufacturing, the consumption which would have taken
+place would have been more than balanced at the end of the
+year by new products, created by the labor of those who
+would in that case have been the consumers. By C's prodigality,
+that which would have been consumed with a return
+is consumed without return. C's tradesmen may have made
+a profit during the process; but, if the capital had been expended
+productively, an equivalent profit would have been
+made by builders, fencers, tool-makers, and the tradespeople
+<pb n='072'/><anchor id='Pg072'/>
+who supply the consumption of the laboring-classes;
+while, at the expiration of the time (to say nothing of an
+increase), C would have had the ten thousand pounds or
+its value replaced to him, which now he has not. There is,
+therefore, on the general result, a difference, to the disadvantage
+of the community, of at least ten thousand pounds,
+being the amount of C's unproductive expenditure. To A,
+the difference is not material, since his income is secured to
+him, and while the security is good, and the market rate of
+interest the same, he can always sell the mortgage at its
+original value. To A, therefore, the lien of ten thousand
+pounds on C's estate is virtually a capital of that amount;
+but is it so in reference to the community? It is not. A
+had a capital of ten thousand pounds, but this has been extinguished&mdash;dissipated
+and destroyed by C's prodigality. A
+now receives his income, not from the produce of his capital,
+but from some other source of income belonging to C, probably
+from the rent of his land, that is, from payments made
+to him by farmers out of the produce of <emph>their</emph> capital.
+</p>
+
+<p>
+(4.) Let us now vary the hypothesis still further, and
+suppose that the money is borrowed, not by a landlord, but
+by the state. A lends his capital to Government to carry
+on a war: he buys from the state what are called government
+securities; that is, obligations on the Government to
+pay a certain annual income. If the Government employed
+the money in making a railroad, this might be a productive
+employment, and A's property would still be used as capital;
+but since it is employed in war, that is, in the pay of officers
+and soldiers who produce nothing, and in destroying a quantity
+of gunpowder and bullets without return, the Government
+is in the situation of C, the spendthrift landlord, and
+A's ten thousand pounds are so much national capital which
+once existed, but exists no longer&mdash;virtually thrown into the
+sea, as wealth or production is concerned; though for
+other reasons the employment of it may have been justifiable.
+A's subsequent income is derived, not from the produce
+of his own capital, but from taxes drawn from the produce
+<pb n='073'/><anchor id='Pg073'/>
+of the remaining capital of the community; to whom
+his capital is not yielding any return, to indemnify them for
+the payment; it is all lost and gone, and what he now possesses
+is a claim on the returns to other people's capital
+and industry.
+</p>
+
+<p>
+The breach in the capital of the country was made when
+the Government spent A's money: whereby a value of ten
+thousand pounds was withdrawn or withheld from productive
+employment, placed in the fund for unproductive consumption,
+and destroyed without equivalent.
+</p>
+
+<quote rend='display'>
+The United States had borrowed in the late civil war, by August
+31, 1865, $2,845,907,626; and, to June 30, 1881, the Government
+had paid in interest on its bonds, <q>from taxes drawn
+from the produce of the remaining capital,</q> $1,270,596,784,
+as an income to bondholders. From this can be seen the
+enormous waste of wealth to the United States during the war,
+and consequently the less existing capital to-day in this country;
+since, under the same inducements to save, the smaller the
+outside circle (wealth), the less the inside circle (capital) must
+be.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='074'/><anchor id='Pg074'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_I_Chapter_IV'/>
+<head>Chapter IV. Fundamental Propositions Respecting Capital.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Industry is Limited by Capital.</head>
+
+<p>
+The first of these propositions is, that industry is
+limited by capital. To employ labor in a manufacture is to
+invest capital in the manufacture. This implies that industry
+can not be employed to any greater extent than there
+is capital to invest. The proposition, indeed, must be assented
+to as soon as it is distinctly apprehended. The expression
+<q>applying capital</q> is of course metaphorical: what
+is really applied is labor; capital being an indispensable
+condition. The food of laborers and the materials of production
+have no productive power; but labor can not exert
+its productive power unless provided with them. There can
+be no more industry than is supplied with materials to work
+up and food to eat. Self-evident as the thing is, it is often
+forgotten that the people of a country are maintained and
+have their wants supplied, not by the produce of present
+labor, but of past.
+</p>
+
+<quote rend='display'>
+Therefore, as capital increases, more labor can be employed.
+When the Pittsburg rioters, in 1877, destroyed property, or
+the product of past labor, they did not realize then that that
+property might, but now could never again, be employed for
+productive purposes, and thereby support laborers.
+</quote>
+
+<p>
+They consume what has been produced, not what is about
+to be produced. Now, of what has been produced, a part
+only is allotted to the support of productive labor; and there
+will not and can not be more of that labor than the portion
+<pb n='075'/><anchor id='Pg075'/>
+so allotted (which is the capital of the country) can feed, and
+provide with the materials and instruments of production.
+</p>
+
+<p>
+Because industry is limited by capital, we are not, however,
+to infer that it always reaches that limit. There may not
+be as many laborers obtainable as the capital would maintain and
+employ. This has been known to occur in new colonies, where
+capital has sometimes perished uselessly for want of labor.
+</p>
+
+<quote rend='display'>
+In the farming districts of our Middle and Western States,
+in harvest-time, crops have been often of late years ruined
+because farm-hands could not be obtained. In earlier days,
+President John Adams was unable to hire a man in Washington
+to cut wood in the surrounding forests with which to warm
+the White House.
+</quote>
+
+<p>
+The unproductive consumption of productive laborers,
+the whole of which is now supplied by capital, might cease,
+or be postponed, until the produce came in; and additional
+productive laborers might be maintained with the amount.
+</p>
+
+<p>
+[Governments] can create capital. They may lay on
+taxes, and employ the amount productively. They may do
+what is nearly equivalent: they may lay taxes on income or
+expenditure, and apply the proceeds toward paying off the
+public debts. The fund-holder, when paid off, would still
+desire to draw an income from his property, most of which,
+therefore, would find its way into productive employment,
+while a great part of it would have been drawn from the
+fund for unproductive expenditure, since people do not
+wholly pay their taxes from what they would have saved,
+but partly, if not chiefly, from what they would have spent.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_I_Chapter_IV_Section_2'/>
+<head>§ 2. Increase of Capital gives Increased Employment to Labor, Without
+Assignable Bounds.</head>
+
+<p>
+While, on the one hand, industry is limited by capital,
+so, on the other, every increase of capital gives, or is
+capable of giving, additional employment to industry; and
+this without assignable limit. I do not mean to deny that
+the capital, or part of it, may be so employed as not to support
+laborers, being fixed in machinery, buildings, improvement
+of land, and the like. In any large increase of capital
+a considerable portion will generally be thus employed, and
+will only co-operate with laborers, not maintain them.
+</p>
+
+<pb n='076'/><anchor id='Pg076'/>
+
+<quote rend='display'>
+It will be remembered, however, that subsistence is but
+one part or element of capital; that instruments and materials
+form a large part of capital. But still the question of
+mere maintenance is rightfully discussed, because it is asserted
+to-day that, while the rich are growing richer, the poor lack
+even the food to keep them alive; and throughout this discussion
+Mr. Mill has in view the fact that laborers may exist in
+the community either <q>half fed or unemployed.</q>
+</quote>
+
+<p>
+What I do intend to assert is, that the portion which is
+destined to their maintenance may (supposing no alteration
+in anything else) be indefinitely increased, without creating
+an impossibility of finding the employment: in other words,
+that if there are human beings capable of work, and food to
+feed them, they may always be employed in producing something.
+It is very much opposed to common doctrines.<note place='foot'>The opinion
+mentioned above in the text is that of the believers in over-production,
+of whom the most distinguished are Mr. Malthus, Dr. Chalmers, and
+Sismondi.</note> There
+is not an opinion more general among mankind than this,
+that the unproductive expenditure of the rich is necessary to
+the employment of the poor.
+</p>
+
+<quote rend='display'>
+It is to be noticed that, in fact, after the arts have so
+far advanced in a community that mankind can obtain by their
+exertion more than the amount of the mere necessaries of life
+sufficient on the average for the subsistence of all, any further
+production rendered possible to the human race by new discoveries
+and processes is naturally unproductively consumed, and
+that consequently a demand for labor for unproductive consumption
+is essential for the employment of all existing laborers.
+This, however, can be done, because enough capital has
+been brought into existence to create the demand for the labor.
+Yet it is clear that it is not <emph>expenditure</emph>, but capital, by which
+employment is given to the poor.
+</quote>
+
+<p>
+Suppose that every capitalist came to be of opinion that,
+not being more meritorious than a well-conducted laborer,
+he ought not to fare better; and accordingly laid by, from
+conscientious motives, the surplus of his profits; unproductive
+expenditure is now reduced to its lowest limit: and it is
+asked, How is the increased capital to find employment?
+<pb n='077'/><anchor id='Pg077'/>
+Who is to buy the goods which it will produce? There are
+no longer customers even for those which were produced
+before. The goods, therefore (it is said), will remain unsold;
+they will perish in the warehouses, until capital is brought
+down to what it was originally, or rather to as much less as
+the demand of the customers has lessened. But this is seeing
+only one half of the matter. In the case supposed, there
+would no longer be any demand for luxuries on the part of
+capitalists and land-owners. But, when these classes turn
+their income into capital, they do not thereby annihilate
+their power of consumption; they do but transfer it from
+themselves to the laborers to whom they give employment.
+Now, there are two possible suppositions in regard to the
+laborers: either there is, or there is not, an increase of their
+numbers proportional to the increase of capital. (1.) If there
+is, the case offers no difficulty. The production of necessaries
+for the new population takes the place of the production
+of luxuries for a portion of the old, and supplies
+exactly the amount of employment which has been lost.
+(2.) But suppose that there is no increase of population.
+The whole of what was previously expended in luxuries, by
+capitalists and landlords, is distributed among the existing
+laborers, in the form of additional wages. We will assume
+them to be already sufficiently supplied with necessaries.
+</p>
+
+<p>
+What follows? That the laborers become consumers of
+luxuries; and the capital previously employed in the production
+of luxuries is still able to employ itself in the same
+manner; the difference being, that the luxuries are shared
+among the community generally, instead of being confined
+to a few, supposing that the power of their labor were
+physically sufficient to produce all this amount of indulgences
+for their whole number. Thus the limit of wealth
+is never deficiency of consumers, but of producers and productive
+power. Every addition to capital gives to labor
+either additional employment or additional remuneration.
+</p>
+
+<quote rend='display'>
+<p>
+That laborers should get more (<hi rend='italic'>a</hi>) by capitalists abstaining
+from unproductive expenditure than (<hi rend='italic'>b</hi>) by expenditure
+<pb n='078'/><anchor id='Pg078'/>
+in articles unproductively consumed is a question difficult for
+many to comprehend, and needs all the elucidation possible.
+To start with, no one ever knew of a community all of whose
+wants were satisfied: in fact, civilization is constantly leading
+us into new fields of enjoyment, and results in a constant differentiation
+of new desires. To satisfy these wants is the spring
+to nearly all production and industry. There can, therefore,
+be no stop to production arising from lack of desire for commodities.
+<q>The limit of wealth is never deficiency of consumers,</q>
+but of productive power.
+</p>
+
+<p>
+Now, in supposition (2) of the text, remember that the
+laborers are supposed not to be employed up to their full productive
+power. If all capitalists abstain from unproductive consumption,
+and devote that amount of wealth to production,
+then, since there can be no production without labor, the same
+number of laborers have offered to them in the aggregate a
+larger sum of articles for their exertions, which is equivalent
+to saying they receive additional wages.
+</p>
+
+<p>
+But some persons want to see the process in the concrete,
+and the same principle may be illustrated by a practical case.
+It is supposed that all laborers have the necessaries of life
+only, but none of the comforts, decencies, and luxuries. Let A
+be a farmer in New York, who can also weave carpets, and B
+a lumberman in Maine. A begins to want a better house, and
+B wishes a carpet, both having food, clothing, and shelter.
+One of the capitalists abstaining from unproductive consumption,
+as above, is X, who, knowing the two desires of A and
+B, presents himself as a middle-man (i.e., he gives a market
+for both men, as is found in every center of trade, as well as in
+a country store), furnishing A the tools, materials, etc., and
+giving him the promise of lumber if he will create the carpet,
+and promising B the carpet if he will likewise produce the additional
+lumber. To be more matter of fact, X buys the carpet
+of A, and sells it to B for the lumber. Thus two new
+articles have been created, and for their exertions A has received
+additional wages (either in the form of lumber, or of the
+money paid him for the carpet), and B has received additional
+wages (either in the form of a carpet, or the money paid him
+by X for the lumber). If A and B are regarded as typifying
+all the laborers, and X all the above capitalists, in the multiplicity
+of actual exchanges, it will be seen that A and B
+are creating new articles to satisfy their own demand, instead
+of meeting the demands of X. If their primary wants are
+already supplied, then they take their additional wages in
+the form of comforts and decencies. When Class X forego
+their consumption, but add that amount to capital, they do not
+give up their title to that capital, but they transfer the use of
+<pb n='079'/><anchor id='Pg079'/>
+it, or their consuming power, to others for the time being.
+This question will be more fully discussed in
+<ref target='Book_I_Chapter_IV_Section_6'>§ 6</ref>.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Capital is the result of Saving, and all Capital is Consumed.</head>
+
+<p>
+A second fundamental theorem respecting capital
+relates to the source from which it is derived. It is the result
+of saving.
+</p>
+
+<p>
+If all persons were to expend in personal indulgences all
+that they produce, and all the income that they receive from
+what is produced by others, capital could not increase. Some
+saving, therefore, there must have been, even in the simplest
+of all states of economical relations; people must have produced
+more than they used, or used less than they produced.
+Still more must they do so before they can employ other
+laborers, or increase their production beyond what can be
+accomplished by the work of their own hands. If it were
+said, for instance, that the only way to accelerate the increase
+of capital is by increase of saving, the idea would probably
+be suggested of greater abstinence and increased privation.
+But it is obvious that whatever increases the productive
+power of labor, creates an additional fund to make savings
+from, and enables capital to be enlarged, not only without
+additional privation, but concurrently with an increase of
+personal consumption. Nevertheless, there is here an increase
+of saving, in the scientific sense. Though there is
+more consumed, there is also more spared. There is a greater
+excess of production over consumption. To consume less
+than is produced is saving; and that is the process by which
+capital is increased; not necessarily by consuming less, absolutely.
+</p>
+
+<quote rend='display'>
+The economic idea of saving involves, of course, the intention
+of using the wealth in reproduction. Saving, without this
+meaning, results only in hoarding of wealth, and while hoarded
+this amount is not capital. To explain the process by which
+capital comes into existence, Bastiat has given the well-known
+illustration of the plane in his <q>Sophisms of Protection.</q><note place='foot'>Page
+371, English translation, N. Y. (1871).</note>
+</quote>
+
+<p>
+A fundamental theorem respecting capital, closely connected
+with the one last discussed, is, that although saved,
+<pb n='080'/><anchor id='Pg080'/>
+and the result of saving, it is nevertheless consumed. The
+word saving does not imply that what is saved is not consumed,
+nor even necessarily that its consumption is deferred;
+but only that, if consumed immediately, it is not consumed
+by the person who saves it. If merely laid by for
+future use, it is said to be hoarded; and, while hoarded, is
+not consumed at all. But, if employed as capital, it is all
+consumed, though not by the capitalist. Part is exchanged
+for tools or machinery, which are worn out by use; part
+for seed or materials, which are destroyed as such by being
+sown or wrought up, and destroyed altogether by the consumption
+of the ultimate product. The remainder is paid
+in wages to productive laborers, who consume it for their
+daily wants; or if they in their turn save any part, this also
+is not, generally speaking, hoarded, but (through savings-banks,
+benefit clubs, or some other channel) re-employed as
+capital, and consumed. To the vulgar, it is not at all apparent
+that what is saved is consumed. To them, every one
+who saves appears in the light of a person who hoards. The
+person who expends his fortune in unproductive consumption
+is looked upon as diffusing benefits all around, and is
+an object of so much favor, that some portion of the same
+popularity attaches even to him who spends what does not
+belong to him; who not only destroys his own capital, if he
+ever had any, but, under pretense of borrowing, and on
+promise of repayment, possesses himself of capital belonging
+to others, and destroys that likewise.
+</p>
+
+<p>
+This popular error comes from attending to a small portion
+only of the consequences that flow from the saving or
+the spending; all the effects of either, which are out of sight,
+being out of mind. There is, in the one case, a wearing out
+of tools, a destruction of material, and a quantity of food
+and clothing supplied to laborers, which they destroy by use;
+in the other case, there is a consumption, that is to say, a
+destruction, of wines, equipages, and furniture. Thus far,
+the consequence to the national wealth has been much the
+same; an equivalent quantity of it has been destroyed in
+<pb n='081'/><anchor id='Pg081'/>
+both cases. But in the spending, this first stage is also the
+final stage; that particular amount of the produce of labor
+has disappeared, and there is nothing left; while, on the
+contrary, the saving person, during the whole time that the
+destruction was going on, has had laborers at work repairing
+it; who are ultimately found to have replaced, with an increase,
+the equivalent of what has been consumed.
+</p>
+
+<p>
+Almost all expenditure being carried on by means of
+money, the money comes to be looked upon as the main feature
+in the transaction; and since that does not perish, but
+only changes hands, people overlook the destruction which
+takes place in the case of unproductive expenditure. The
+money being merely transferred, they think the wealth also
+has only been handed over from the spendthrift to other
+people. But this is simply confounding money with wealth.
+The wealth which has been destroyed was not the money,
+but the wines, equipages, and furniture which the money
+purchased; and, these having been destroyed without return,
+society collectively is poorer by the amount. In proportion
+as any class is improvident or luxurious, the industry of the
+country takes the direction of producing luxuries for their
+use; while not only the employment for productive laborers
+is diminished, but the subsistence and instruments which are
+the means of such employment do actually exist in smaller
+quantity.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Capital is kept up by Perpetual Reproduction, as shown by the Recovery
+of Countries from Devastation.</head>
+
+<p>
+To return to our fundamental theorem. Everything
+which is produced is consumed&mdash;both what is saved and
+what is said to be spent&mdash;and the former quite as rapidly as
+the latter. All the ordinary forms of language tend to disguise
+this. When people talk of the ancient wealth of a
+country, of riches inherited from ancestors, and similar expressions,
+the idea suggested is, that the riches so transmitted
+were produced long ago, at the time when they are said to
+have been first acquired, and that no portion of the capital
+of the country was produced this year, except as much as
+may have been this year added to the total amount. The
+fact is far otherwise. The greater part, in value, of the
+<pb n='082'/><anchor id='Pg082'/>
+wealth now existing [in the United States] has been produced
+by human hands within the last twelve months.
+</p>
+
+<quote rend='display'>
+<q>In the State of Massachusetts it is estimated that the capital,
+on the average, belonging to each individual does not exceed
+$600, and that the average annual product <hi rend='italic'>per capita</hi> is
+about $200; so that the total capital is the product of only two
+or three years' labor.</q><note place='foot'>Edward Atkinson,
+<q>Labor and Capital, Allies not Enemies,</q> p. 60.</note>
+</quote>
+
+<p>
+The land subsists, and the land is almost the only thing
+that subsists. Everything which is produced perishes, and
+most things very quickly. Most kinds of capital are not
+fitted by their nature to be long preserved. Westminster
+Abbey has lasted many centuries, with occasional repairs;
+some Grecian sculptures have existed above two thousand
+years; the Pyramids perhaps double or treble that time.
+But these were objects devoted to unproductive use. Capital
+is kept in existence from age to age not by preservation,
+but by perpetual reproduction; every part of it is used and
+destroyed, generally very soon after it is produced, but those
+who consume it are employed meanwhile in producing more.
+The growth of capital is similar to the growth of population.
+Every individual who is born, dies, but in each year the
+number born exceeds the number who die; the population,
+therefore, always increases, though not one person of those
+composing it was alive until a very recent date.
+</p>
+
+<p>
+This perpetual consumption and reproduction of capital
+afford the explanation of what has so often excited wonder,
+the great rapidity with which countries recover from a state
+of devastation. The possibility of a rapid repair of their
+disasters mainly depends on whether the country has been
+depopulated. If its effective population have not been extirpated
+at the time, and are not starved afterward, then,
+with the same skill and knowledge which they had before,
+with their land and its permanent improvements undestroyed,
+and the more durable buildings probably unimpaired, or only
+partially injured, they have nearly all the requisites for their
+<pb n='083'/><anchor id='Pg083'/>
+former amount of production. If there is as much of food
+left to them, or of valuables to buy food, as enables them by
+any amount of privation to remain alive and in working condition,
+they will, in a short time, have raised as great a produce,
+and acquired collectively as great wealth and as great a
+capital, as before, by the mere continuance of that ordinary
+amount of exertion which they are accustomed to employ in
+their occupations. Nor does this evince any strength in the
+principle of saving, in the popular sense of the term, since
+what takes place is not intentional abstinence, but involuntary
+privation.
+</p>
+
+<quote rend='display'>
+The world has at any given period the power, under existing
+conditions of production and skill, to create a certain
+amount of wealth, as represented by the inner rectangle, W.
+Each increased power of production arising from conquests
+over Nature's forces, as the use of steam and labor-saving machinery,
+permits the total wealth
+to be enlarged, as, in the figure, to
+rectangle W'. For the production
+of wealth are required labor,
+capital, and land; therefore, if
+the labor and land are not destroyed
+by war, there need not
+necessarily be in existence all the
+previous capital. If there are
+the necessaries for all, and only sufficient tools to accomplish
+the work, they will, in a few years, again recreate all the
+wealth that formerly existed, regain the same position as before,
+and go on slowly increasing the total wealth just as fast
+as improvements in the arts of production render it possible.
+</quote>
+
+<p rend='text-align: center'>
+ <figure url='images/wealth-rectangles.png' rend='width: 40%'>
+ <figDesc>Illustration. Inner rectangle W, surrounded by rectangle W'.</figDesc>
+ </figure>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_I_Chapter_IV_Section_5'/>
+<head>§ 5. Effects of Defraying Government Expenditure by Loans.</head>
+
+<p>
+[An application of this truth has been made to the
+question of raising government supplies for war purposes.]
+Loans, being drawn from capital (in lieu of taxes, which
+would generally have been paid from income, and made
+up in part or altogether by increased economy), must, according
+to the principles we have laid down, tend to impoverish
+the country: yet the years in which expenditure of
+this sort has been on the greatest scale have often been years
+of great apparent prosperity: the wealth and resources of the
+country, instead of diminishing, have given every sign of
+<pb n='084'/><anchor id='Pg084'/>
+rapid increase during the process, and of greatly expanded
+dimensions after its close.
+</p>
+
+<quote rend='display'>
+During our civil war, at the same time that wealth was
+being destroyed on an enormous scale, there was a very general
+feeling that trade was good, and large fortunes were
+made. At the close of the war a period of speculation and
+overtrading continued until it was brought to a disastrous
+close by the panic of 1873. Much of this speculation, however,
+was due to an inflated paper currency.
+</quote>
+
+<p>
+We will suppose the most unfavorable case possible: that
+the whole amount borrowed and destroyed by the Government
+was abstracted by the lender from a productive employment
+in which it had actually been invested. The capital,
+therefore, of the country, is this year diminished by so
+much. But, unless the amount abstracted is something enormous,
+there is no reason in the nature of the case why next
+year the national capital should not be as great as ever. The
+loan can not have been taken from that portion of the capital
+of the country which consists of tools, machinery, and
+buildings. It must have been wholly drawn from the portion
+employed in paying laborers: and the laborers will suffer
+accordingly. But if none of them are starved, if their
+wages can bear such an amount of reduction, or if charity
+interposes between them and absolute destitution, there is no
+reason that their labor should produce less in the next year
+than in the year before. If they produce as much as usual,
+having been paid less by so many millions sterling, these
+millions are gained by their employers. The breach made
+in the capital of the country is thus instantly repaired, but
+repaired by the privations and often the real misery of the
+laboring-class.
+</p>
+
+<quote rend='display'>
+As Mr. Mill points out, during the Napoleonic wars, in
+France the withdrawal of laborers from industry into the army
+was so large that it caused a rise of wages, and a fall in the
+profits of capital; while in England, inasmuch as capital,
+rather than men, was sent to the Continent in the war, the very
+reverse took place: the diversion of <q>hundreds of millions of
+capital from productive employment</q> caused a fall of wages,
+<pb n='085'/><anchor id='Pg085'/>
+and the prosperity of the capitalist class, while the permanent
+productive resources did not fall off.
+</quote>
+
+<p>
+This leads to the vexed question to which Dr. Chalmers
+has very particularly adverted: whether the funds required
+by a government for extraordinary unproductive expenditure
+are best raised by loans, the interest only being provided
+by taxes, or whether taxes should be at once laid on
+to the whole amount; which is called, in the financial vocabulary,
+raising the whole of the supplies within the year.
+Dr. Chalmers is strongly for the latter method. He says
+the common notion is that, in calling for the whole amount
+in one year, you require what is either impossible, or very
+inconvenient; that the people can not, without great hardship,
+pay the whole at once out of their yearly income; and
+that it is much better to require of them a small payment
+every year in the shape of interest, than so great a sacrifice
+once for all. To which his answer is, that the sacrifice is
+made equally in either case. Whatever is spent can not but
+be drawn from yearly income. The whole and every part
+of the wealth produced in the country forms, or helps to
+form, the yearly income of somebody. The privation which
+it is supposed must result from taking the amount in the
+shape of taxes is not avoided by taking it in a loan. The
+suffering is not averted, but only thrown upon the laboring-classes,
+the least able, and who least ought, to bear it: while
+all the inconveniences, physical, moral, and political, produced
+by maintaining taxes for the perpetual payment of
+the interest, are incurred in pure loss. Whenever capital is
+withdrawn from production, or from the fund destined for
+production, to be lent to the state and expended unproductively,
+that whole sum is withheld from the laboring-classes:
+the loan, therefore, is in truth paid off the same year; the
+whole of the sacrifice necessary for paying it off is actually
+made: only it is paid to the wrong persons, and therefore
+does not extinguish the claim; and paid by the very worst
+of taxes, a tax exclusively on the laboring-class. And, after
+having, in this most painful and unjust of ways, gone through
+<pb n='086'/><anchor id='Pg086'/>
+the whole effort necessary for extinguishing the debt, the
+country remains charged with it, and with the payment of its
+interest in perpetuity.
+</p>
+
+<quote rend='display'>
+<p>
+The United States, for example, borrows capital from A, with
+which it buys stores from B. If the loan all comes from within
+the country, A's capital is <emph>borrowed</emph>, when the United States
+should have taken that amount outright by taxation. When the
+money is borrowed of A, the laborers undergo the sacrifice, the
+title to the whole sum remains in A's hands, and the claim against
+the Government by A still exists; while, if the amount were
+taken by taxation, the title to the sum raised is in the state,
+and it is paid to the right person.
+</p>
+
+<p>
+The experience of the United States during the civil war
+is an illustration of this principle. It is asserted that, as a
+matter of fact, the total expenses of the war were defrayed by
+the Northern States, during the four years of its continuance,
+out of surplus earnings; and yet at the close of the conflict a
+debt of $2,800,000,000 was saddled on the country.
+</p>
+
+<table rend="latexcolumns: 'l r';
+ tblcolumns: 'lw(30) r'">
+<row><cell>The United States borrowed</cell><cell>$2,400,000,000</cell></row>
+<row><cell>Revenue during that time</cell><cell>1,700,000,000</cell></row>
+<row><cell>Total cost of the war</cell><cell>$4,100,000,000</cell></row>
+</table>
+
+<p>
+In reality we borrowed only about $1,500,000,000 instead
+of $2,400,000,000, since (1) the Government issued paper which
+depreciated, and yet received it at par in subscriptions for loans.
+Moreover, the total cost would have been much reduced had
+we issued no paper and (2) thereby not increased the prices of
+goods to the state, and (3) if no interest account had been created
+by borrowing. But could the country have raised the whole
+sum each year by taxation? In the first fiscal year after the
+war the United States paid in war taxes $650,000,000. At the
+beginning of the struggle, to June 30, 1862, the expenditure
+was $515,000,000, and by June 30, 1863, it had amounted to
+$1,098,000,000; so that $600,000,000 of taxes a year would
+have paid the war expenses, and left us free of debt at the close.
+</p>
+
+<p>
+A confirmatory experience is that of England during the
+Continental wars, 1793-1817:
+</p>
+
+<table rend="latexcolumns: 'l{3cm} r';
+ tblcolumns: 'lw(40) r'">
+<row><cell>Total war expenditures</cell><cell>£1,060,000,000</cell></row>
+<row><cell>Interest charge on the existing debt</cell><cell>235,000,000</cell></row>
+<row><cell>Total amount required</cell><cell>£1,295,000,000</cell></row>
+<row><cell>Revenue for that period</cell><cell>1,145,000,000</cell></row>
+<row><cell>Deficit</cell><cell>£150,000,000</cell></row>
+</table>
+
+<p>
+To provide for this deficit, the Government actually increased
+<pb n='087'/><anchor id='Pg087'/>
+its debt by £600,000,000. A slight additional exertion
+would have provided £150,000,000 more of revenue, and saved
+£450,000,000 to the taxpayers.<note place='foot'>Cf. Bowen,
+<q>American Political Economy,</q> p. 399.</note>
+</p>
+</quote>
+
+<p>
+The practical state of the case, however, seldom exactly
+corresponds with this supposition. The loans of the less
+wealthy countries are made chiefly with foreign capital,
+which would not, perhaps, have been brought in to be invested
+on any less security than that of the Government:
+while those of rich and prosperous countries are generally
+made, not with funds withdrawn from productive employment,
+but with the new accumulations constantly making
+from income, and often with a part of them which, if not
+so taken, would have migrated to colonies, or sought other
+investments abroad.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_I_Chapter_IV_Section_6'/>
+<head>§ 6. Demand for Commodities is not Demand for Labor.</head>
+
+<quote rend='display'>
+<p>
+Mr. Mill's statement of the theorem respecting capital,
+discussed in the argument that <q>demand for commodities is
+not demand for labor,</q> needs some simplification. For this
+purpose represent by the letters of the alphabet, A, B, C, ...
+X, Y, Z, the different kinds of commodities produced in the
+world which are exchanged against each other in the process of
+reaching the consumers. This exchange of commodities for
+each other, it need hardly be said, does not increase the number
+or quantity of commodities already in existence; since
+their production, as we have seen, requires labor and capital in
+connection with natural agents. Mere exchange does not alter
+the quantity of commodities produced.
+</p>
+
+<p>
+To produce a plow, for example, the maker must have capital
+(in the form of subsistence, tools, and materials) of which
+some one has foregone the use by a process of saving in order
+that something else, in this case a plow, may be produced.
+This saving must be accomplished first to an amount sufficient
+to keep production going on from day to day. This capital is
+all consumed, but in a longer or shorter term (depending on the
+particular industrial operation) it is reproduced in new forms
+adapted to the existing wants of man. Moreover, without any
+new exertion of abstinence, this amount of capital may be again
+consumed and reproduced, and so go on forever, after once
+being saved (if never destroyed in the mean while, thereby
+passing out of the category not only of capital, but also of
+wealth). The total capital of the country, then, is not the sum
+<pb n='088'/><anchor id='Pg088'/>
+of one year's capital added to that of another; but that of last
+year reproduced in a new form this year, plus a fractional increase
+arising from new savings. But, once saved, capital can
+go on constantly aiding in production forever. This plow when
+made is exchanged (if a plow is wanted, and the production is
+properly adjusted to meet desires) for such other products,
+food, means for repairing tools, etc., as give back to the plow-maker
+all the commodities consumed in its manufacture (with
+an increase, called profit).
+</p>
+
+<p>
+Returning to our illustration of the alphabet, it is evident
+that a certain amount of capital united with labor (constituting
+what may be called a productive engine) lies behind the production
+of A (such as the plow, for example), and to which its
+existence is due. The same is true of Z. Suppose that 5,000
+of Z is produced, of which 4,000 is enough to reimburse the
+capital used up by labor in the operation, and that the owner
+of commodity Z spends the remaining 1,000 Z in exchange for
+1,000 of commodity A. It is evident (no money being used as
+yet) that this exchange of goods is regulated entirely by the
+desires of the two parties to the transaction. No more goods
+are created simply by the exchange; the simple process of exchange
+does not keep the laborers engaged on A occupied. And
+yet the owner of Z had a demand for commodity A; his demand
+was worthless, except through the fact of his production,
+which gave him actual wealth, or purchasing power, in the form
+of Z. His demand for commodity A was not the thing which
+employed the laborers engaged in producing A, although the
+demand (if known beforehand) would cause them to produce A
+rather than some other article&mdash;that is, the demand of one
+quantity of wealth for a certain thing determines the <emph>direction</emph>
+taken by the owner of capital A. But, since the exchange is
+merely the form in which the demand manifests itself, it is clear
+that the demand does not add to production, and so of itself
+does not employ labor. Of course, if there were no desires,
+there would be no demand, and so no production and employment
+of labor. But we may conclude by formulating the proposition,
+that wealth (Z) offered for commodities (A) necessitates
+the use of other wealth (than Z) as capital to support the operation
+by which those commodities (A) are produced. It
+makes no difference to the existing employment of labor what
+want is supplied by the producers of A, whether it is velvet
+(intended for unproductive consumption) or plows (intended
+for productive consumption). Even if Z is no longer offered
+in exchange for A, and if then A is no longer to be made, the
+laborers formerly occupied in producing A&mdash;if warning is
+given of the coming change; if not, loss results&mdash;having the
+plant, can produce something else wanted by the owner of Z.
+</p>
+
+<pb n='089'/><anchor id='Pg089'/>
+
+<p>
+Now into a community, as here pictured, all laborers supposed
+to be occupied, and all capital employed in producing
+A, B, C, ... X, Y, Z, imagine the coming of a shipwrecked
+crew. Instead of exchanging Z for A, as before, the owner of
+Z may offer his wealth to the crew to dance for him. The
+essential question is, Is more employment offered to labor by
+this action than the former exchange for A? That is, it is a
+question merely of distribution of wealth among the members
+of a community. The labor engaged on A is not thrown out
+of employment (if they have warning). There is no more
+wealth in existence, but it is differently distributed than before:
+the crew, instead of the former owner, now have 1,000
+of Z. So far as the question of employment is concerned, it
+makes no difference on what terms the crew got it: they
+might have been hired to stand in a row and admire the owner
+of Z when he goes out. But yet it may naturally be assumed
+that the crew were employed productively. In this case, after
+they have consumed the wealth Z, they have brought into
+existence articles in the place of those they consumed. But,
+although this last operation is economically more desirable for
+the future growth of wealth, yet no more laborers for the time
+were employed than if the crew had merely danced. The advantages
+or disadvantages of productive consumption are not
+to be discussed here. It is intended, however, to establish the
+proposition that <emph>wealth paid out in wages, or advanced to producers,
+itself supports labor</emph>; that wealth offered directly to
+laborers in this way employs more labor than when merely
+offered in exchange for other goods, or, in other words, by a
+demand for commodities; that an increased demand for commodities
+does not involve an increased demand for labor, since
+this can only be created by capital. The essential difference
+is, that the owner of Z in one case, by exchanging goods for
+A, did not forego his consuming power; in the other case, by
+giving Z to the unemployed crew, he actually went through the
+process of saving by foregoing his personal consumption, and
+handing it over to the crew. If the crew use it unproductively,
+it is in the end the same as if the owner of Z had done
+it; but meanwhile the additional laborers were employed. If
+the crew be employed productively, then the saving once made
+will go on forever, as explained above, and the world will be
+the richer by the wealth this additional capital can create.
+</p>
+
+<p>
+It may now be objected that, if A is no longer in demand,
+the laborers in that industry will be thrown out of employment.
+Out of that employment certainly, but not out of every
+other. One thousand of Z was able to purchase certain results
+of labor and capital in industry A, when in the hands of its
+former owner; and now when in the hands of the crew it will
+<pb n='090'/><anchor id='Pg090'/>
+control, as purchasing power, equivalent results of labor and
+capital. The crew may not want the same articles as the former
+owner of Z, but they will want the equivalents of 1,000 of Z in
+something, and that something will be produced now instead
+of A. The whole process may be represented by this diagram.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/demand-crew.png' rend='width: 40%'>
+ <figDesc>Illustration, showing interrelationships between A, Z, and Crew.</figDesc>
+ </figure>
+</p>
+
+<p>
+1. Z is exchanged
+against A, and the crew
+remain unemployed.
+</p>
+
+<p>
+2. Here the crew possess
+Z, and they themselves
+exchange Z for
+whatever A may produce
+in satisfaction of their
+wants, and the crew are
+then employed.
+</p>
+
+<p>
+It is possible that the
+intervention of money
+blinds some minds to a
+proper understanding of
+the operations described above. The supposition, as given,
+applies to a condition of barter, but is equally true if money is
+used.<note place='foot'>The functions of
+money are discussed later in the volume, and it is not proposed
+to unfold them here.</note> Imagine a display of all the industries of the world, A,
+B, C, ... X, Y, Z, presented within sight on one large field,
+and at the central spot the producer of gold and silver. When
+Z is produced, it is taken to the gold-counter, and exchanged
+for money; when A is produced, the same is done. Then the
+former money is given for A, and the latter for Z, so that in
+truth A is exchanged against Z through the medium of money,
+just as before money was considered. Now, it may be said by
+an objector, <q>If A is not wanted, after it is produced, and can
+not be sold, because the demand from Z has been withdrawn,
+then the capital used for A will not be returned, and the laborers
+in A will be thrown out of employment.</q> The answer is,
+of course, that the state of things here contemplated is a permanent
+and normal one wherein production is correctly adapted
+to human desires. If A is found not to be wanted, after the
+production of it, an industrial blunder has been committed, and
+wealth is wasted just as when burned up. It is ill-assorted production.
+The trouble is not in a lack of demand for what A
+may produce (of something else), but with the producers of A
+in not making that for which there were desires, from ignorance
+or lack of early information of the disposition of wealth
+Z. In practice, however, it will be found that most goods are
+made upon <q>orders,</q> and, except under peculiar circumstances,
+<pb n='091'/><anchor id='Pg091'/>
+not actually produced unless a market is foreseen. Indeed, as
+every man knows, the most important function of a successful
+business man is the adaptation of production to the market,
+that is, to the desires of consumers.
+</p>
+
+<p>
+One other form of this question needs brief mention. It is
+truly remarked that a large portion of industrial activity is engaged
+to-day, not in supplying productive consumption, such
+as food, shelter, and clothing, but in supplying the comforts
+and luxuries of low and high alike, or unproductive consumption;
+now, if there were not a demand for luxuries and comforts,
+many vast industries would cease to exist, and labor
+would be thrown out of employment. Is not a demand for
+such commodities, then, a cause of the present employment of
+labor? No, it is not. Luxuries and comforts are of course
+the objects of human wants; but a desire alone, without purchasing
+power, can not either buy or produce these commodities.
+To obtain a piano, one must produce goods, and this
+implies the possession of capital, by which to bring into existence
+goods, or purchasing power, to be offered for a piano.
+Nor is this sufficient. Even after a man, A, for example, offers
+purchasing power, he will not get a piano unless there exists an
+accumulation of unemployed capital, together with labor ready
+to manufacture the instrument. If capital were all previously
+occupied, no piano could be made, although A stood offering
+an equivalent in valuable goods. It may be said that A himself
+has the means. He has the <emph>wealth</emph>, and if he is willing to
+forego the use of this wealth, or, in other words, save it by devoting
+it to reproduction in the piano industry&mdash;that is, create
+the capital necessary for the purpose&mdash;then the piano can be
+made. But this shows again that, not a mere desire, but the
+existence of capital, is necessary to the production, and so to
+the employment of labor. An increased demand for commodities,
+therefore, does not give additional employment to labor,
+unless there be capital to support the labor.
+</p>
+
+<p>
+Some important corollaries result from this proposition:
+(<hi rend='italic'>a.</hi>) When a country by legislation creates a home demand for
+commodities, that does not of itself give additional employment
+to labor. If the goods had before been purchased abroad,
+under free discretion, then if produced at home they must require
+more capital and labor, or they would not have been
+brought from foreign countries. If produced at home, it would
+require, to purchase them, more of what was formerly sent
+abroad; or some must do without. The legislation can not,
+<hi rend='italic'>ipso facto</hi>, create capital, and only by an increase of capital
+can more employment result. It is possible, however, that
+legislation might cause a more effective use of existing capital;
+but that must be a question of fact, to be settled by circumstances
+<pb n='092'/><anchor id='Pg092'/>
+in each particular case. It is not a thing to be governed
+by principles.
+</p>
+
+<p>
+(<hi rend='italic'>b.</hi>) It follows from the above proposition also that taxes
+levied on the rich, and paid by a saving from their consumption
+of luxuries, do not fall on the poor because of a lessened demand
+for commodities; since, as we have seen, that demand does not
+create or diminish the demand for labor. But, if the taxes
+levied on the rich are paid by savings from what the rich would
+have expended in wages, then if the Government spends the
+amount of revenue thus taken in the direct purchase of labor,
+as of soldiers and sailors, the tax does not fall on the laboring-class
+taken as a whole. When the Government takes that
+wealth which was formerly capital, burns it up, or dissipates it
+in war, it ceases to exist any longer as a means of again producing
+wealth, or of employing labor.
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='093'/><anchor id='Pg093'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter V. On Circulating And Fixed Capital.</head>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_I_Chapter_V_Section_1'/>
+<head>§ 1. Fixed and Circulating Capital.</head>
+
+<p>
+Of the capital engaged in the production of any commodity,
+there is a part which, after being once used, exists
+no longer as capital; is no longer capable of rendering service
+to production, or at least not the same service, nor to the
+same sort of production. Such, for example, is the portion
+of capital which consists of materials. The tallow and alkali
+of which soap is made, once used in the manufacture, are destroyed
+as alkali and tallow. In the same division must be
+placed the portion of capital which is paid as the wages, or
+consumed as the subsistence, of laborers. That part of the
+capital of a cotton-spinner which he pays away to his work-people,
+once so paid, exists no longer as his capital, or as a
+cotton-spinner's capital. Capital which in this manner fulfills
+the whole of its office in the production in which it is
+engaged, by a single use, is called Circulating Capital. The
+term, which is not very appropriate, is derived from the circumstance
+that this portion of capital requires to be constantly
+renewed by the sale of the finished product, and
+when renewed is perpetually parted with in buying materials
+and paying wages; so that it does its work, not by being
+kept, but by changing hands.
+</p>
+
+<p>
+Another large portion of capital, however, consists in
+instruments of production, of a more or less permanent character;
+which produce their effect not by being parted with,
+but by being kept; and the efficacy of which is not exhausted
+by a single use. To this class belong buildings,
+<pb n='094'/><anchor id='Pg094'/>
+machinery, and all or most things known by the name of implements
+or tools. The durability of some of these is considerable,
+and their function as productive instruments is
+prolonged through many repetitions of the productive operation.
+In this class must likewise be included capital sunk
+(as the expression is) in permanent improvements of land.
+So also the capital expended once for all, in the commencement
+of an undertaking, to prepare the way for subsequent
+operations: the expense of opening a mine, for example; of
+cutting canals, of making roads or docks. Other examples
+might be added, but these are sufficient. Capital which exists
+in any of these durable shapes, and the return to which
+is spread over a period of corresponding duration, is called
+Fixed Capital.
+</p>
+
+<p>
+Of fixed capital, some kinds require to be occasionally
+or periodically renewed. Such are all implements and
+buildings: they require, at intervals, partial renewal by
+means of repairs, and are at last entirely worn out. In other
+cases the capital does not, unless as a consequence of some
+unusual accident, require entire renewal. A dock or a canal,
+once made, does not require, like a machine, to be made
+again, unless purposely destroyed. The most permanent of
+all kinds of fixed capital is that employed in giving increased
+productiveness to a natural agent, such as land.
+</p>
+
+<p>
+To return to the theoretical distinction between fixed and
+circulating capital. Since all wealth which is destined to be
+employed for reproduction comes within the designation of
+capital, there are parts of capital which do not agree with
+the definition of either species of it; for instance, the stock
+of finished goods which a manufacturer or dealer at any time
+possesses unsold in his warehouses. But this, though capital
+as to its destination, is not yet capital in actual exercise; it is
+not engaged in production, but has first to be sold or exchanged,
+that is, converted into an equivalent value of some
+other commodities, and therefore is not yet either fixed or
+circulating capital, but will become either one or the other,
+or be eventually divided between them.
+</p>
+
+</div>
+
+<pb n='095'/><anchor id='Pg095'/>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_I_Chapter_V_Section_2'/>
+<head>§ 2. Increase of Fixed Capital, when, at the Expense of Circulating, might be
+Detrimental to the Laborers.</head>
+
+<p>
+There is a great difference between the effects of
+circulating and those of fixed capital, on the amount of the
+gross produce of the country. Circulating capital being
+destroyed as such, the result of a single use must be a reproduction
+equal to the whole amount of the circulating capital
+used, and a profit besides. This, however, is by no means
+necessary in the case of fixed capital. Since machinery, for
+example, is not wholly consumed by one use, it is not necessary
+that it should be wholly replaced from the product of
+that use. The machine answers the purpose of its owner if
+it brings in, during each interval of time, enough to cover
+the expense of repairs, and the deterioration in value which
+the machine has sustained during the same time, with a surplus
+sufficient to yield the ordinary profit on the entire
+value of the machine.
+</p>
+
+<p>
+From this it follows that all increase of fixed capital,
+when taking place at the expense of circulating, must be, at
+least temporarily, prejudicial to the interests of the laborers.
+This is true, not of machinery alone, but of all improvements
+by which capital is sunk; that is, rendered permanently
+incapable of being applied to the maintenance and
+remuneration of labor.
+</p>
+
+<quote rend='display'>
+It is highly probable that in the twenty-five years preceding
+the panic of 1873, owing to the progress of invention, those
+industries in the United States employing much machinery
+were unduly stimulated in comparison with other industries,
+and that the readjustment was a slow and painful process.
+After the collapse vast numbers left the manufacturing to
+enter the extractive industries.
+</quote>
+
+<p>
+The argument relied on by most of those who contend
+that machinery can never be injurious to the laboring-class
+is, that by cheapening production it creates such an increased
+demand for the commodity as enables, ere long, a greater
+number of persons than ever to find employment in producing
+it. The argument does not seem to me to have
+the weight commonly ascribed to it. The fact, though too
+broadly stated, is, no doubt, often true. The copyists who
+were thrown out of employment by the invention of printing
+<pb n='096'/><anchor id='Pg096'/>
+were doubtless soon outnumbered by the compositors
+and pressmen who took their place; and the number of laboring
+persons now employed in the cotton manufacture is
+many times greater than were so occupied previously to the
+inventions of Hargreaves and Arkwright, which shows that,
+besides the enormous fixed capital now embarked in the
+manufacture, it also employs a far larger circulating capital
+than at any former time. But if this capital was drawn
+from other employments, if the funds which took the place
+of the capital sunk in costly machinery were supplied not
+by any additional saving consequent on the improvements,
+but by drafts on the general capital of the community, what
+better are the laboring-classes for the mere transfer?
+</p>
+
+<quote rend='display'>
+There is a machine used for sizing the cotton yarn to prepare
+it for weaving, by which it is dried over a steam cylinder,
+the wages for attendance on which were only two dollars per
+day, as compared with an expenditure for labor of fourteen
+dollars per day to accomplish the same ends before the machine
+was invented.
+</quote>
+
+<p>
+All attempts to make out that the laboring-classes as a
+collective body <emph>can not</emph> suffer temporarily by the introduction
+of machinery, or by the sinking of capital in permanent
+improvements, are, I conceive, necessarily fallacious.<note place='foot'>See,
+for the argument that machinery necessarily injures labor, <q>Land and
+Labor,</q> William Godwin Moody (1883); and for the answer, <q>North American
+Review,</q> May, 1884, p. 510.</note>
+That they would suffer in the particular department of industry
+to which the change applies is generally admitted,
+and obvious to common sense; but it is often said that,
+though employment is withdrawn from labor in one department,
+an exactly equivalent employment is opened for it in
+others, because what the consumers save in the increased
+cheapness of one particular article enables them to augment
+their consumption of others, thereby increasing the demand
+for other kinds of labor. This is plausible, but, as was
+shown in the last chapter, involves a fallacy; demand for
+commodities being a totally different thing from demand
+<pb n='097'/><anchor id='Pg097'/>
+for labor. It is true, the consumers have now additional
+means of buying other things; but this will not create the
+other things, unless there is capital to produce them, and the
+improvement has not set at liberty any capital, even if it has
+not absorbed some from other employments.
+</p>
+
+<quote rend='display'>
+If the improvement has lowered the cost of production, it
+has often required less capital (as well as less labor) to produce
+the same quantity of goods; or, what is the same thing, an
+increased product with the same capital.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;This seldom, if ever, occurs.</head>
+
+<p>
+Nevertheless, I do not believe that, as things are
+actually transacted, improvements in production are often, if
+ever, injurious, even temporarily, to the laboring-classes in
+the aggregate. They would be so if they took place suddenly
+to a great amount, because much of the capital sunk
+must necessarily in that case be provided from funds already
+employed as circulating capital. But improvements are
+always introduced very gradually, and are seldom or never
+made by withdrawing circulating capital from actual production,
+but are made by the employment of the annual
+increase. I doubt if there would be found a single example
+of a great increase of fixed capital, at a time and place where
+circulating capital was not rapidly increasing likewise.
+</p>
+
+<quote rend='display'>
+<p>
+In the United States, while the cost per yard of the manufactured
+goods has decreased, and so made accessible to poorer
+classes than before, the capital engaged in manufactures has increased
+so as to allow a vastly greater number of persons to be
+employed, as will be seen by the following comparison of 1860
+with 1880 taken from the last census returns. (Compendium,
+1880, pp. 928, 930.)
+</p>
+</quote>
+
+<table rend="latexcolumns: 'l p{1.3cm} p{1.5cm} p{1.5cm} p{1.8cm}';
+ tblcolumns: 'lw(10) r r r r'">
+<row><cell></cell><cell>Number of establishments.</cell><cell>Capital (Thousands).</cell>
+ <cell>Average number of hands employed.</cell>
+ <cell>Total amount paid in wages during the year.</cell></row>
+<row><cell>1860</cell><cell>140,433</cell><cell>$1,009,855</cell>
+ <cell>1,311,246</cell><cell>$378,878,966</cell></row>
+<row><cell>1880</cell><cell>253,852</cell><cell>2,790,272</cell>
+ <cell>2,732,595</cell><cell>947,953,795</cell></row>
+</table>
+
+<quote rend='display'>
+<p>
+<q>A hundred years ago, one person in every family of five
+or six must have been absolutely needed to spin and weave by
+<pb n='098'/><anchor id='Pg098'/>
+hand the fabrics required for the scanty clothing of the people;
+now one person in two hundred or two hundred and fifty
+only need work in the factory to produce the cotton and woolen
+fabrics of the most amply clothed nation of the world.</q><note place='foot'>Edward
+Atkinson, <q>Labor and Capital, Allies not Enemies,</q> p. 33.</note>
+</p>
+</quote>
+
+<p>
+To these considerations must be added, that, even if improvements
+did for a time decrease the aggregate produce
+and the circulating capital of the community, they would
+not the less tend in the long run to augment both. This
+tendency of improvements in production to cause increased
+accumulation, and thereby ultimately to increase the gross
+produce, even if temporarily diminishing it, will assume a
+still more decided character if it should appear that there
+are assignable limits both to the accumulation of capital and
+to the increase of production from the land, which limits
+once attained, all further increase of produce must stop; but
+that improvements in production, whatever may be their
+other effects, tend to throw one or both of these limits farther
+off. Now, these are truths which will appear in the
+clearest light in a subsequent stage of our investigation. It
+will be seen that the quantity of capital which will, or even
+which can, be accumulated in any country, and the amount
+of gross produce which will, or even which can, be raised,
+bear a proportion to the state of the arts of production there
+existing; and that every improvement, even if for the time it
+diminish the circulating capital and the gross produce, ultimately
+makes room for a larger amount of both than could
+possibly have existed otherwise. It is this which is the conclusive
+answer to the objections against machinery; and the
+proof thence arising of the ultimate benefit to laborers of
+mechanical inventions, even in the existing state of society,
+will hereafter be seen to be conclusive.<note place='foot'>See
+<ref target='Book_IV_Chapter_IV'>book iv, chap. iv</ref>.</note>
+</p>
+
+</div>
+
+</div>
+
+<pb n='099'/><anchor id='Pg099'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter VI. Of Causes Affecting The Efficiency Of Production.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. General Causes of Superior Productiveness.</head>
+
+<p>
+The most evident cause of superior productiveness
+is what are called natural advantages. These are various.
+Fertility of soil is one of the principal. The influence of
+climate [is another advantage, and] consists in lessening the
+physical requirements of the producers.
+</p>
+
+<quote rend='display'>
+<p>
+In spinning very fine cotton thread, England's natural climate
+gives in some parts of the country such advantages in
+proper moisture and electric conditions that the operation can
+be carried on out-of-doors; while in the United States it is
+generally necessary to create an artificial atmosphere. In
+ordinary spinning in our country more is accomplished when
+the wind is in one quarter than in another. The dry northwest
+wind in New England reduces the amount of product,
+while the dry northeast wind in England has a similar effect,
+and it is said has practically driven the cotton-spinners from
+Manchester to Oldham, where the climate is more equably
+moist. The full reasons for these facts are not yet ascertained.
+</p>
+
+<p>
+Experts in the woolen industry, also, explain that the quality
+and fiber of wool depend upon the soil and climate where the
+sheep are pastured. When Ohio sheep are transferred to Texas,
+in a few years their wool loses the distinctive quality it formerly
+possessed, and takes on a new character belonging to the breeds
+of Texas. The wool produced by one set of climatic conditions
+is quite different from that of another set, and is used by the
+manufacturers for different purposes.
+</p>
+</quote>
+
+<p>
+In hot regions, mankind can exist in comfort with less
+perfect housing, less clothing; fuel, that absolute necessary
+of life in cold climates, they can almost dispense with, except
+for industrial uses. They also require less aliment.
+Among natural advantages, besides soil and climate, must be
+<pb n='100'/><anchor id='Pg100'/>
+mentioned abundance of mineral productions, in convenient
+situations, and capable of being worked with moderate labor.
+Such are the coal-fields of Great Britain, which do so much
+to compensate its inhabitants for the disadvantages of climate;
+and the scarcely inferior resource possessed by this
+country and the United States, in a copious supply of an
+easily reduced iron-ore, at no great depth below the earth's
+surface, and in close proximity to coal-deposits available for
+working it. But perhaps a greater advantage than all these
+is a maritime situation, especially when accompanied with
+good natural harbors; and, next to it, great navigable rivers.
+These advantages consist indeed wholly in saving of cost of
+carriage. But few, who have not considered the subject,
+have any adequate notion how great an extent of economical
+advantage this comprises.
+</p>
+
+<p>
+As the second of the [general] causes of superior productiveness,
+we may rank the greater energy of labor. By this
+is not to be understood occasional, but regular and habitual
+energy. The third element which determines the productiveness
+of the labor of a community is the skill and knowledge
+therein existing, whether it be the skill and knowledge
+of the laborers themselves or of those who direct their labor.
+That the productiveness of the labor of a people is limited
+by their knowledge of the arts of life is self-evident, and
+that any progress in those arts, any improved application of
+the objects or powers of nature to industrial uses, enables the
+same quantity and intensity of labor to raise a greater produce.
+One principal department of these improvements
+consists in the invention and use of tools and machinery.<note place='foot'>See
+Mr. Babbage's <q>Economy of Machinery and Manufactures.</q></note>
+</p>
+
+<p>
+The deficiency of practical good sense, which renders the
+majority of the laboring-class such bad calculators&mdash;which
+makes, for instance, their domestic economy so improvident,
+lax, and irregular&mdash;must disqualify them for any but a low
+grade of intelligent labor, and render their industry far less
+productive than with equal energy it otherwise might be.
+<pb n='101'/><anchor id='Pg101'/>
+The moral qualities of the laborers are fully as important to
+the efficiency and worth of their labor as the intellectual.
+Independently of the effects of intemperance upon their bodily
+and mental faculties, and of flighty, unsteady habits upon
+the energy and continuity of their work (points so easily
+understood as not to require being insisted upon), it is well
+worthy of meditation how much of the aggregate effect of
+their labor depends on their trustworthiness.
+</p>
+
+<p>
+Among the secondary causes which determine the productiveness
+of productive agents, the most important is Security.
+By security I mean the completeness of the protection
+which society affords to its members.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Combination and Division of Labor Increase Productiveness.</head>
+
+<p>
+In the enumeration of the circumstances which promote
+the productiveness of labor, we have left one untouched,
+which is co-operation, or the combined action of numbers.
+Of this great aid to production, a single department, known
+by the name of Division of Labor, has engaged a large share
+of the attention of political economists; most deservedly, indeed,
+but to the exclusion of other cases and exemplifications
+of the same comprehensive law. In the lifting of heavy
+weights, for example, in the felling of trees, in the sawing
+of timber, in the gathering of much hay or corn during a
+short period of fine weather, in draining a large extent of
+land during the short season when such a work may be properly
+conducted, in the pulling of ropes on board ship, in the
+rowing of large boats, in some mining operations, in the
+erection of a scaffolding for building, and in the breaking of
+stones for the repair of a road, so that the whole of the road
+shall always be kept in good order: in all these simple operations,
+and thousands more, it is absolutely necessary that
+many persons should work together, at the same time, in the
+same place, and in the same way. [But] in the present state of
+society, the breeding and feeding of sheep is the occupation
+of one set of people; dressing the wool to prepare it for the
+spinner is that of another; spinning it into thread, of a third;
+weaving the thread into broadcloth, of a fourth; dyeing the
+cloth, of a fifth; making it into a coat, of a sixth; without
+<pb n='102'/><anchor id='Pg102'/>
+counting the multitude of carriers, merchants, factors, and
+retailers put in requisition at the successive stages of this
+progress.
+</p>
+
+<p>
+Without some separation of employments, very few things
+would be produced at all. Suppose a set of persons, or a
+number of families, all employed precisely in the same manner;
+each family settled on a piece of its own land, on which
+it grows by its labor the food required for its own sustenance,
+and, as there are no persons to buy any surplus produce where
+all are producers, each family has to produce within itself
+whatever other articles it consumes. In such circumstances,
+if the soil was tolerably fertile, and population did not tread
+too closely on the heels of subsistence, there would be, no
+doubt, some kind of domestic manufactures; clothing for the
+family might, perhaps, be spun and woven within it, by the
+labor, probably, of the women (a first step in the separation
+of employments); and a dwelling of some sort would be
+erected and kept in repair by their united labor. But beyond
+simple food (precarious, too, from the variations of the seasons),
+coarse clothing, and very imperfect lodging, it would
+be scarcely possible that the family should produce anything
+more.
+</p>
+
+<p>
+Suppose that a company of artificers, provided with tools,
+and with food sufficient to maintain them for a year, arrive in
+the country and establish themselves in the midst of the population.
+These new settlers occupy themselves in producing
+articles of use or ornament adapted to the taste of a simple
+people; and before their food is exhausted they have produced
+these in considerable quantity, and are ready to exchange
+them for more food. The economical position of
+the landed population is now most materially altered. They
+have an opportunity given them of acquiring comforts and
+luxuries. Things which, while they depended solely upon
+their own labor, they never could have obtained, because
+they could not have produced, are now accessible to them if
+they can succeed in producing an additional quantity of food
+and necessaries. They are thus incited to increase the productiveness
+<pb n='103'/><anchor id='Pg103'/>
+of their industry. The new settlers constitute
+what is called a <emph>market</emph> for surplus agricultural produce; and
+their arrival has enriched the settlement, not only by the
+manufactured articles which they produce, but by the food
+which would not have been produced unless they had been
+there to consume it.
+</p>
+
+<p>
+There is no inconsistency between this doctrine and the
+proposition we before
+maintained,<note place='foot'><ref target='Book_I_Chapter_IV_Section_6'>Book
+i, chap. iv, § 6</ref>.</note> that a market for commodities
+does not constitute employment for labor. The labor of
+the agriculturists was already provided with employment;
+they are not indebted to the demand of the new-comers for
+being able to maintain themselves. What that demand does
+for them is to call their labor into increased vigor and efficiency;
+to stimulate them, by new motives, to new exertions.
+</p>
+
+<p>
+From these considerations it appears that a country will
+seldom have a productive agriculture unless it has a large
+town population, or, the only available substitute, a large export
+trade in agricultural produce to supply a population
+elsewhere. I use the phrase <q>town population</q> for shortness,
+to imply a population non-agricultural.
+</p>
+
+<p>
+It is found that the productive power of labor is increased
+by carrying the separation further and further; by
+breaking down more and more every process of industry
+into parts, so that each laborer shall confine himself to an
+ever smaller number of simple operations. And thus, in
+time, arise those remarkable cases of what is called the division
+of labor, with which all readers on subjects of this nature
+are familiar. Adam Smith's illustration from pin-making,
+though so well known, is so much to the point that I
+will venture once more to transcribe it: <q>The business of
+making a pin is divided into about eighteen distinct operations.
+One man draws out the wire, another straights it, a
+third cuts it, a fourth points it, a fifth grinds it at the top
+for receiving the head; to make the head requires two or
+three distinct operations; to put it on, is a peculiar business;
+<pb n='104'/><anchor id='Pg104'/>
+to whiten the pins is another; it is even a trade by itself
+to put them into the paper.... I have seen a small manufactory
+where ten men only were employed, and where some
+of them, consequently, performed two or three distinct operations.
+But though they were very poor, and therefore but
+indifferently accommodated with the necessary machinery,
+they could, when they exerted themselves, make among
+them about twelve pounds of pins in a day. There are in a
+pound upward of four thousand pins of a middling size.
+Those ten persons, therefore, could make among them upward
+of forty-eight thousand pins in a day. Each person,
+therefore, making a tenth part of forty-eight thousand pins,
+might be considered as making four thousand eight hundred
+pins in a day. But if they had all wrought separately
+and independently, and without any of them having been
+educated to this peculiar business, they certainly could not
+each of them have made twenty, perhaps not one pin in a
+day.</q>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Advantages of Division of Labor.</head>
+
+<p>
+The causes of the increased efficiency given to labor
+by the division of employments are some of them too familiar
+to require specification; but it is worth while to attempt
+a complete enumeration of them. By Adam Smith they
+are reduced to three: <q>First, the increase of dexterity in
+every particular workman; secondly, the saving of the time
+which is commonly lost in passing from one species of work
+to another; and, lastly, the invention of a great number of
+machines which facilitate and abridge labor, and enable one
+man to do the work of many.</q>
+</p>
+
+<p>
+(1.) Of these, the increase of dexterity of the individual
+workman is the most obvious and universal. It does not follow
+that because a thing has been done oftener it will be
+done better. That depends on the intelligence of the workman,
+and on the degree in which his mind works along with
+his hands. But it will be done more easily. This is as true
+of mental operations as of bodily. Even a child, after much
+practice, sums up a column of figures with a rapidity which
+resembles intuition. The act of speaking any language, of
+<pb n='105'/><anchor id='Pg105'/>
+reading fluently, of playing music at sight, are cases as remarkable
+as they are familiar. Among bodily acts, dancing,
+gymnastic exercises, ease and brilliancy of execution on a
+musical instrument, are examples of the rapidity and facility
+acquired by repetition. In simpler manual operations the
+effect is, of course, still sooner produced.
+</p>
+
+<p>
+(2.) The second advantage enumerated by Adam Smith as
+arising from the division of labor is one on which I can not
+help thinking that more stress is laid by him and others than
+it deserves. To do full justice to his opinion, I will quote
+his own exposition of it: <q>It is impossible to pass very
+quickly from one kind of work to another, that is carried on
+in a different place, and with quite different tools. A country
+weaver, who cultivates a small farm, must lose a good
+deal of time in passing from his loom to the field, and from
+the field to his loom. When the two trades can be carried
+on in the same workhouse, the loss of time is no doubt much
+less. It is even in this case, however, very considerable. A
+man commonly saunters a little in turning his hand from one
+sort of employment to another.</q> I am very far from implying
+that these considerations are of no weight; but I
+think there are counter-considerations which are overlooked.
+If one kind of muscular or mental labor is different from
+another, for that very reason it is to some extent a rest from
+that other; and if the greatest vigor is not at once obtained
+in the second occupation, neither could the first have been
+indefinitely prolonged without some relaxation of energy.
+It is a matter of common experience that a change of occupation
+will often afford relief where complete repose would
+otherwise be necessary, and that a person can work many
+more hours without fatigue at a succession of occupations,
+than if confined during the whole time to one.<note place='foot'>Constant
+use of the same muscles, as by gold-beaters or writers, very often
+produces paralysis.</note> Different
+occupations employ different muscles, or different energies
+of the mind, some of which rest and are refreshed while
+<pb n='106'/><anchor id='Pg106'/>
+others work. Bodily labor itself rests from mental, and
+conversely. The variety itself has an invigorating effect on
+what, for want of a more philosophical appellation, we must
+term the animal spirits&mdash;so important to the efficiency of
+all work not mechanical, and not unimportant even to that.
+</p>
+
+<p>
+(3.) The third advantage attributed by Adam Smith to the
+division of labor is, to a certain extent, real. Inventions
+tending to save labor in a particular operation are more likely
+to occur to any one in proportion as his thoughts are intensely
+directed to that occupation, and continually employed
+upon it.
+</p>
+
+<quote rend='display'>
+This also can not be wholly true. <q>The founder of the
+cotton manufacture was a barber. The inventor of the power-loom
+was a clergyman. A farmer devised the application of the
+screw-propeller. A fancy-goods shopkeeper is one of the most
+enterprising experimentalists in agriculture. The most remarkable
+architectural design of our day has been furnished by a
+gardener. The first person who supplied London with water
+was a goldsmith. The first extensive maker of English roads
+was a blind man, bred to no trade. The father of English inland
+navigation was a duke, and his engineer was a millwright. The
+first great builder of iron bridges was a stone-mason, and the
+greatest railway engineer commenced his life as a colliery
+engineer.</q><note place='foot'>Hearn's <q>Plutology,</q> p. 279.</note>
+</quote>
+
+<p>
+(4.) The greatest advantage (next to the dexterity of the
+workmen) derived from the minute division of labor which
+takes place in modern manufacturing industry, is one not
+mentioned by Adam Smith, but to which attention has been
+drawn by Mr. Babbage: the more economical distribution of
+labor by classing the work-people according to their capacity.
+Different parts of the same series of operations require unequal
+degrees of skill and bodily strength; and those who
+have skill enough for the most difficult, or strength enough
+for the hardest parts of the labor, are made much more useful
+by being employed solely in them; the operations which
+everybody is capable of being left to those who are fit for
+no others.
+</p>
+
+<pb n='107'/><anchor id='Pg107'/>
+
+<p>
+The division of labor, as all writers on the subject have
+remarked, is limited by the extent of the market. If, by
+the separation of pin-making into ten distinct employments,
+forty-eight thousand pins can be made in a day, this separation
+will only be advisable if the number of accessible consumers
+is such as to require, every day, something like
+forty-eight thousand pins. If there is only a demand for
+twenty-four thousand, the division of labor can only be advantageously
+carried to the extent which will every day produce
+that smaller number. The increase of the general
+riches of the world, when accompanied with freedom of
+commercial intercourse, improvements in navigation, and inland
+communication by roads, canals, or railways, tends to
+give increased productiveness to the labor of every nation
+in particular, by enabling each locality to supply with its
+special products so much larger a market that a great extension
+of the division of labor in their production is an ordinary
+consequence. The division of labor is also limited, in
+many cases, by the nature of the employment. Agriculture,
+for example, is not susceptible of so great a division of occupations
+as many branches of manufactures, because its different
+operations can not possibly be simultaneous.
+</p>
+
+<quote rend='display'>
+(5.) <q>In the examples given above the advantage obtained
+was derived from the mere fact of the separation of employments,
+altogether independently of the mode in which the
+separated employments were distributed among the <emph>persons</emph>
+carrying them on, as well as of the <emph>places</emph> in which they were
+conducted. But a further gain arises when the employments
+are of a kind which, in order to their effective performance,
+call for special capacities in the workman, or special natural
+resources in the scene of operation. There would be a manifest
+waste of special power in compelling to a mere mechanical
+or routine pursuit a man who is fitted to excel in a professional
+career; and similarly, if a branch of industry were established
+on some site which offered greater facilities to an industry of
+another sort, a waste, analogous in character, would be incurred.
+In a word, while a great number of the occupations
+in which men engage are such as, with proper preparation for
+them, might equally well be carried on by any of those engaged
+in them, or in any of the localities in which they are
+respectively established, there are others which demand for
+<pb n='108'/><anchor id='Pg108'/>
+their effective performance special personal qualifications and
+special local conditions; and the general effectiveness of productive
+industry will, other things being equal, be proportioned
+to the completeness with which the adaptation is accomplished
+between occupation on the one hand and individuals and localities
+on the other.</q><note place='foot'>Cairnes, <q>Leading Principles,</q>
+pp. 299, 300.</note>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_I_Chapter_VI_Section_4'/>
+<head>§ 4. Production on a Large and Production on a Small Scale.</head>
+
+<p>
+Whenever it is essential to the greatest efficiency of
+labor that many laborers should combine, the scale of the
+enterprise must be such as to bring many laborers together,
+and the capital must be large enough to maintain them.
+Still more needful is this when the nature of the employment
+allows, and the extent of the possible market encourages,
+a considerable division of labor. The larger the
+enterprise the further the division of labor may be carried.
+This is one of the principal causes of large manufactories.
+Every increase of business would enable the
+whole to be carried on with a proportionally smaller amount
+of labor.
+</p>
+
+<p>
+As a general rule, the expenses of a business do not increase
+by any means proportionally to the quantity of business.
+Let us take as an example a set of operations which we
+are accustomed to see carried on by one great establishment,
+that of the Post-Office. Suppose that the business, let us
+say only of the letter-post, instead of being centralized in a
+single concern, were divided among five or six competing
+companies. Each of these would be obliged to maintain
+almost as large an establishment as is now sufficient for the
+whole. Since each must arrange for receiving and delivering
+letters in all parts of the town, each must send letter-carriers
+into every street, and almost every alley, and this,
+too, as many times in the day as is now done by the Post-Office,
+if the service is to be as well performed. Each must
+have an office for receiving letters in every neighborhood,
+with all subsidiary arrangements for collecting the letters
+from the different offices and redistributing them. To this
+must be added the much greater number of superior officers
+<pb n='109'/><anchor id='Pg109'/>
+who would be required to check and control the subordinates,
+implying not only a greater cost in salaries for such responsible
+officers, but the necessity, perhaps, of being satisfied in
+many instances with an inferior standard of qualification,
+and so failing in the object.
+</p>
+
+<p>
+Whether or not the advantages obtained by operating on
+a large scale preponderate in any particular case over the
+more watchful attention and greater regard to minor gains
+and losses usually found in small establishments, can be ascertained,
+in a state of free competition, by an unfailing test.
+Wherever there are large and small establishments in the
+same business, that one of the two which in existing circumstances
+carries on the production at greatest advantage will
+be able to undersell the other. The power of permanently
+underselling can only, generally speaking, be derived from
+increased effectiveness of labor; and this, when obtained by
+a more extended division of employment, or by a classification
+tending to a better economy of skill, always implies a
+greater produce from the same labor, and not merely the
+same produce from less labor; it increases not the surplus
+only, but the gross produce of industry. If an increased
+quantity of the particular article is not required, and part of
+the laborers in consequence lose their employment, the capital
+which maintained and employed them is also set at
+liberty, and the general produce of the country is increased
+by some other application of their labor.
+</p>
+
+<p>
+A considerable part of the saving of labor effected by
+substituting the large system of production for the small, is
+the saving in the labor of the capitalists themselves. If a
+hundred producers with small capitals carry on separately
+the same business, the superintendence of each concern will
+probably require the whole attention of the person conducting
+it, sufficiently, at least, to hinder his time or thoughts
+from being disposable for anything else; while a single
+manufacturer possessing a capital equal to the sum of theirs,
+with ten or a dozen clerks, could conduct the whole of their
+amount of business, and have leisure, too, for other occupations.
+</p>
+
+<pb n='110'/><anchor id='Pg110'/>
+
+<p>
+Production on a large scale is greatly promoted by the
+practice of forming a large capital by the combination of
+many small contributions; or, in other words, by the formation
+of stock companies. The advantages of the principle are
+important, [since] (1) many undertakings require an amount
+of capital beyond the means of the richest individual or private
+partnership. [Of course] the Government can alone be
+looked to for any of those works for which a great combination
+of means is requisite, because it can obtain those means
+by compulsory taxation, and is already accustomed to the
+conduct of large operations. For reasons, however, which
+are tolerably well known, government agency for the conduct
+of industrial operations is generally one of the least
+eligible of resources when any other is available. Of [the
+advantages referred to above] one of the most important is
+(2) that which relates to the intellectual and active qualifications
+of the directing head. The stimulus of individual
+interest is some security for exertion, but exertion is of little
+avail if the intelligence exerted is of an inferior order, which
+it must necessarily be in the majority of concerns carried
+on by the persons chiefly interested in them. Where the
+concern is large, and can afford a remuneration sufficient to
+attract a class of candidates superior to the common average,
+it is possible to select for the general management, and for all
+the skilled employments of a subordinate kind, persons of a
+degree of acquirement and cultivated intelligence which more
+than compensates for their inferior interest in the result. It
+must be further remarked that it is not a necessary consequence
+of joint-stock management that the persons employed,
+whether in superior or in subordinate offices, should
+be paid wholly by fixed salaries. In the case of the managers
+of joint-stock companies, and of the superintending and
+controlling officers in many private establishments, it is a
+common enough practice to connect their pecuniary interest
+with the interest of their employers, by giving them part
+of their remuneration in the form of a percentage on the
+profits.
+</p>
+
+<pb n='111'/><anchor id='Pg111'/>
+
+<p>
+The possibility of substituting the large system of production
+for the small depends, of course, in the first place, on
+the extent of the market. The large system can only be advantageous
+when a large amount of business is to be done:
+it implies, therefore, either a populous and flourishing community,
+or a great opening for exportation.
+</p>
+
+<p>
+In the countries in which there are the largest markets,
+the widest diffusion of commercial confidence and enterprise,
+the greatest annual increase of capital, and the greatest number
+of large capitals owned by individuals, there is a tendency
+to substitute more and more, in one branch of industry
+after another, large establishments for small ones. These
+are almost always able to undersell the smaller tradesmen,
+partly, it is understood, by means of division of labor, and
+the economy occasioned by limiting the employment of
+skilled agency to cases where skill is required; and partly,
+no doubt, by the saving of labor arising from the great scale
+of the transactions; as it costs no more time, and not much
+more exertion of mind, to make a large purchase, for example,
+than a small one, and very much less than to make a
+number of small ones. With a view merely to production,
+and to the greatest efficiency of labor, this change is wholly
+beneficial.
+</p>
+
+<quote rend='display'>
+A single large company very often, instead of being a
+monopoly, is generally better than two large companies; for
+there is little likelihood of competition and lower prices when
+the competitors are so few as to be able to agree not to compete.
+As Mr. Mill says in regard to parallel railroads: <q>No one can
+desire to see the enormous waste of capital and land (not to
+speak of increased nuisance) involved in the construction of a
+second railway to connect the same places already united by
+an existing one; while the two would not do the work better
+than it could be done by one, and after a short time would
+probably be amalgamated.</q> The actual tendency of charges
+to diminish on the railways, before the matter of parallel railways
+was suggested is clearly seen by reference to Chart V
+(p. <ref target='Pg137'>137</ref>).
+</quote>
+
+</div>
+
+</div>
+
+<pb n='112'/><anchor id='Pg112'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter VII. Of The Law Of The Increase Of Labor.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The Law of the Increase of Production Depends on those of Three
+Elements&mdash;Labor. Capital, and Land.</head>
+
+<p>
+Production is not a fixed but an increasing thing.
+When not kept back by bad institutions, or a low state of
+the arts of life, the produce of industry has usually tended to
+increase; stimulated not only by the desire of the producers
+to augment their means of consumption, but by the increasing
+number of the consumers.
+</p>
+
+<p>
+We have seen that the essential requisites of production
+are three&mdash;labor, capital, and natural agents; the term capital
+including all external and physical requisites which are
+products of labor, the term natural agents all those which are
+not. The increase of production, therefore, depends on the
+properties of these elements. It is a result of the increase
+either of the elements themselves, or of their productiveness.
+We proceed to consider the three elements successively, with
+reference to this effect; or, in other words, the law of the
+increase of production, viewed in respect of its dependence,
+first on Labor, secondly on Capital, and lastly on Land.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. The Law of Population.</head>
+
+<p>
+The increase of labor is the increase of mankind; of
+population. The power of multiplication inherent in all
+organic life may be regarded as infinite. There are many
+species of vegetables of which a single plant will produce in
+one year the germs of a thousand; if only two come to maturity,
+in fourteen years the two will have multiplied to sixteen
+thousand and more. It is but a moderate case of fecundity
+in animals to be capable of quadrupling their numbers
+in a single year; if they only do as much in half a century,
+<pb n='113'/><anchor id='Pg113'/>
+ten thousand will have swelled within two centuries to upward
+to two millions and a half. The capacity of increase is
+necessarily in a geometrical progression: the numerical ratio
+alone is different.
+</p>
+
+<p>
+To this property of organized beings, the human species
+forms no exception. Its power of increase is indefinite, and
+the actual multiplication would be extraordinarily rapid, if
+the power were exercised to the utmost. It never is exercised
+to the utmost, and yet, in the most favorable circumstances
+known to exist, which are those of a fertile region
+colonized from an industrious and civilized community,
+population has continued, for several generations, independently
+of fresh immigration, to double itself in not much
+more than twenty years.
+</p>
+
+<quote rend='display'>
+<table rend="latexcolumns: 'p{3cm} p{3cm} p{3cm}';
+ tblcolumns: 'lw(23) r r'">
+<row><cell>Years.</cell><cell>Population.</cell><cell>Food.</cell></row>
+<row><cell>25</cell><cell>11 mills</cell><cell>x</cell></row>
+<row><cell>25</cell><cell>22 mills</cell><cell>2x</cell></row>
+<row><cell>25</cell><cell>44 mills</cell><cell>3x</cell></row>
+<row><cell>25</cell><cell>88 mills</cell><cell>4x</cell></row>
+<row><cell>25</cell><cell>176 mills</cell><cell>5x</cell></row>
+</table>
+
+<p>
+By this table it will be seen that if
+population can double itself in twenty-five
+years, and if food can only be increased
+by as much as <hi rend='italic'>x</hi> (the subsistence
+of eleven millions) by additional application
+of another equal quantity of labor on
+the same land in each period, then at the
+end of one hundred years there would be
+the disproportion of one hundred and seventy-six
+millions of people, with subsistence
+for only fifty-five millions. Of course, this is prevented
+either by checking population to the amount of the subsistence;
+by sending off the surplus population; or by bringing in
+food from new lands.
+</p>
+
+<p>
+In the United States to 1860 population has doubled itself
+about every twenty years, while in France there is practically
+no increase of population. It is stated that the white population
+of the United States between 1790 and 1840 increased
+400.4 per cent, deducting immigration. The extraordinary
+advance of population with us, where subsistence is easily attainable,
+is to be seen in the chart on the next page (No. <ref target='Chart_III'>III</ref>),
+which shows the striking rapidity of increase in the United
+States when compared with the older countries of Europe. The
+steady demand for land can be seen by the gradual westward
+movement of the center of population, as seen in chart No. IV
+(p. 116), and by the rapid settlement of the distant parts of
+our country, as shown by the two charts (frontispieces), which
+represent to the eye by heavier colors the areas of the more
+densely settled districts in 1830 and in 1880.
+</p>
+</quote>
+
+<pb n='114'/><anchor id='Pg114'/>
+
+<anchor id='Chart_III'/>
+<p rend='text-align: center'>
+ <figure url='images/chart3.png' rend='width: 80%'>
+ <head>Chart III: Population of European Countries, XIXth Century.</head>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+</div>
+
+<pb n='115'/><anchor id='Pg115'/>
+
+<div>
+<index index='toc'/>
+<head>§ 3. By what Checks the Increase of Population is Practically Limited.</head>
+
+<p>
+The obstacle to a just understanding of the subject
+arises from too confused a notion of the causes which, at
+most times and places, keep the actual increase of mankind
+so far behind the capacity.
+</p>
+
+<p>
+The conduct of human creatures is more or less influenced
+by foresight of consequences, and by some impulses superior
+to mere animal instincts; and they do not, therefore, propagate
+like swine, but are capable, though in very unequal
+degrees, of being withheld by prudence, or by the social
+affections, from giving existence to beings born only to misery
+and premature death.
+</p>
+
+<quote rend='display'>
+Malthus found an explanation of the anomaly that in the
+Swiss villages, with the longest average duration of life, there
+were the fewest births, by noting that no one married until a
+cow-herd's cottage became vacant, and precisely because the
+tenants lived so long were the new-comers long kept out of a
+place.
+</quote>
+
+<p>
+In proportion as mankind rise above the condition of the
+beast, population is restrained by the fear of want, rather
+than by want itself. Even where there is no question of
+starvation, many are similarly acted upon by the apprehension
+of losing what have come to be regarded as the decencies
+of their situation in life. Among the middle classes, in
+many individual instances, there is an additional restraint
+exercised from the desire of doing more than maintaining
+their circumstances&mdash;of improving them; but such a desire
+is rarely found, or rarely has that effect, in the laboring-classes.
+If they can bring up a family as they were themselves
+brought up, even the prudent among them are usually
+satisfied. Too often they do not think even of that, but rely
+on fortune, or on the resources to be found in legal or voluntary
+charity.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/chart4.png' rend='width: 80%'>
+ <head>Chart IV: Westward Movement of Center of Population.</head>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+<quote rend='display'>
+This, in effect, is the well-known Malthusian doctrine. The
+thorough reader will also consult the original <q>Essay</q> of Malthus.
+Mr. Bowen<note place='foot'><q>American Political
+Economy,</q> p. 134. See also an article, <q>Malthusianism,
+Darwinism, and Pessimism,</q> <q>North American Review,</q> November, 1879.</note>
+and other writers oppose it, saying it has
+<pb n='116'/><anchor id='Pg116'/>
+<q>no relation to the times
+in which we live, or to any
+which are near at hand.</q>
+He thinks the productive
+power of the whole world
+prevents the necessity of
+considering the pressure of
+population upon subsistence
+as an actuality now or in
+the future. This, however,
+does not deny the existence
+of Malthus's principles, but
+opposes them only on the
+methods of their action. Mr.
+Rickards<note place='foot'>See Cairnes, <q>Logical Method,</q> pp.
+170-177.</note> holds that man's
+food&mdash;as, e.g., wheat&mdash;has
+the power to increase geometrically
+faster than man;
+but he omits to consider that
+for the growth of this food
+land is demanded; that land
+is not capable of such geometrical
+increase; and that
+without it the food can not
+be grown. Of course, any
+extension of the land area,
+as happened when England
+abolished the corn laws and
+drew her food from our prairies,
+removes the previous
+pressure of population on
+subsistence. No believer in
+the Malthusian doctrine is
+so absurd as to hold that
+the growth of population
+actually exceeds subsistence,
+but that there is a
+<q>constant <emph>tendency</emph> in all animated life to increase beyond the
+nourishment prepared for it,</q> no one can possibly doubt. This
+is not inconsistent with the fact that subsistence has at any time
+increased faster than population. It is as if a block of wood
+on the floor were acted on by two opposing forces, one tending
+to move it forward, one backward: if it moves backward, that
+does not prove the absence of any force working to move it forward,
+but only that the other force is the stronger of the two,
+<pb n='117'/><anchor id='Pg117'/>
+and that the final motion is the resultant of the two forces. It
+is only near-sighted generalization to say that since the block
+moves forward, there is therefore no opposing force to its advance.<note place='foot'>See
+also Walker's <q>Wages Question,</q> chap. vi, and Roscher, <q>Political
+Economy,</q> book v, chaps. i, ii, iii.</note>
+Mr. Doubleday maintains that, as people become better
+fed, they become unprolific. Mr. Mill's answer, referring to
+the large families of the English peerage, is unfortunate.<note place='foot'>See
+Galton's <q>Hereditary Genius,</q> p. 131-135.</note> In
+Sweden the increase of the peasantry is six times that of the
+middle classes, and fourteen times that of the nobility. The
+diminishing fertility of New England families gives a truer
+explanation, when it is seen that with the progress in material
+wealth later marriages are the rule. When New-Englanders
+emigrate to the Western States, where labor is in demand and
+where it is less burdensome to have large families, there is no
+question as to their fertility.<note place='foot'>See also
+Edward Jarvis, <q>Atlantic Monthly,</q> 1872, and F. A. Walker,
+<q>Social Science Journal,</q> vol. v, 1873, p. 71. For other literature, see <q>Sketch
+of the History of Political Economy,</q> p. 16.</note>
+</quote>
+
+<p>
+(1.) In a very backward state of society, like that of
+Europe in the middle ages, and many parts of Asia at present,
+population is kept down by actual starvation. The
+starvation does not take place in ordinary years, but in seasons
+of scarcity, which in those states of society are much
+more frequent and more extreme than Europe is now accustomed
+to. (2.) In a more improved state, few, even among
+the poorest of the people, are limited to actual necessaries,
+and to a bare sufficiency of those: and the increase is kept
+within bounds, not by excess of deaths, but by limitation of
+births.<note place='foot'>This is the
+<q>preventive check</q> of Mr. Malthus, while the limitation through
+war, starvation, etc., is the <q>positive check.</q></note>
+The limitation is brought about in various ways.
+In some countries, it is the result of prudent or conscientious
+self-restraint. There is a condition to which the laboring-people
+are habituated; they perceive that, by having too
+numerous families, they must sink below that condition, or
+fail to transmit it to their children; and this they do not
+choose to submit to.
+</p>
+
+<p>
+There are other cases in which the prudence and forethought,
+which perhaps might not be exercised by the people
+<pb n='118'/><anchor id='Pg118'/>
+themselves, are exercised by the state for their benefit; marriage
+not being permitted until the contracting parties can
+show that they have the prospect of a comfortable support.
+There are places, again, in which the restraining cause seems
+to be not so much individual prudence, as some general
+and perhaps even accidental habit of the country. In the
+rural districts of England, during the last century, the
+growth of population was very effectually repressed by the
+difficulty of obtaining a cottage to live in. It was the custom
+for unmarried laborers to lodge and board with their
+employers; it was the custom for married laborers to have a
+cottage: and the rule of the English poor-laws, by which a
+parish was charged with the support of its unemployed poor,
+rendered land-owners averse to promote marriage. About
+the end of the century, the great demand for men in war
+and manufactures made it be thought a patriotic thing to
+encourage population: and about the same time the growing
+inclination of farmers to live like rich people, favored as it
+was by a long period of high prices, made them desirous of
+keeping inferiors at a greater distance, and, pecuniary motives
+arising from abuses of the poor-laws being superadded,
+they gradually drove their laborers into cottages, which the
+landowners now no longer refused permission to build.
+</p>
+
+<p>
+It is but rarely that improvements in the condition of
+the laboring-classes do anything more than give a temporary
+margin, speedily filled up by an increase of their numbers.
+Unless, either by their general improvement in intellectual
+and moral culture, or at least by raising their habitual standard
+of comfortable living, they can be taught to make a better
+use of favorable circumstances, nothing permanent can
+be done for them; the most promising schemes end only in
+having a more numerous but not a happier people. There
+is no doubt that [the standard] is gradually, though slowly,
+rising in the more advanced countries of Western Europe.<note place='foot'>This
+is fully confirmed by the inaugural address of Mr. Giffen as President
+of the London Statistical Society, November 20, 1883, <hi rend='italic'>infra</hi>,
+<ref target='Book_IV_Chapter_V_Section_1'>book iv, chap. v, § 1</ref>.
+(See the London <q>Statistical Journal,</q> 1883.)</note>
+<pb n='119'/><anchor id='Pg119'/>
+Subsistence and employment in England have never increased
+more rapidly than in the last forty years, but every
+census since 1821 showed a smaller proportional increase of
+population than that of the period preceding; and the produce
+of French agriculture and industry is increasing in a progressive
+ratio, while the population exhibits, in every quinquennial
+census, a smaller proportion of births to the population.
+</p>
+
+<quote rend='display'>
+This brings forward the near connection between land-tenures
+and population. France is pre-eminently a country of
+small holdings, and it is undoubtedly true that the system has
+checked the thoughtless increase of numbers. On his few hectares,
+the French peasant sees in the size of his farm and the
+amount of its produce the limit of subsistence for himself and
+his family; as in no other way does he see beforehand the results
+of any lack of food from his lack of prudence.<note place='foot'>See
+Lavergne's <q>Agriculture et Population,</q> pp. 305-316.</note> From
+1790 to 1815 the average yearly increase of population was
+120,000; from 1815 to 1846, the golden age of French agriculture,
+200,000; from 1846 to 1856, when agriculture was not
+prosperous, 60,000; from 1856 to 1880 the increase has been
+not more than 36,000 yearly. In France the question shapes
+itself to the peasant proprietor, How many can be subsisted by
+the amount of produce, not on an unlimited area of land in
+other parts of the world, but on this particular property of a
+small size? While in England there are ten births to six deaths,
+in France there are about ten births to every nine deaths.<note place='foot'>For
+tables of relative births and deaths, see <q>Statesman's Year-Book,</q> p.
+253.</note> In
+no country has the doctrine of Malthus been more attacked
+than in France, and yet in no other country has there been a
+more marked obedience to its principles in actual practice.
+Since the French are practically not at all an emigrating people,
+population has strictly adapted itself to subsistence. For
+the relative increase of population in France and the United
+States, see also the movement of lines indicating the increase
+of population in chart No. III (p. <ref target='Pg114'>114</ref>).
+</quote>
+
+
+</div>
+
+</div>
+
+<pb n='120'/><anchor id='Pg120'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_I_Chapter_VIII'/>
+<head>Chapter VIII. Of The Law Of The Increase Of Capital.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Means for Saving in the Surplus above Necessaries.</head>
+
+<p>
+The requisites of production being labor, capital, and
+land, it has been seen from the preceding chapter that the
+impediments to the increase of production do not arise from
+the first of these elements. But production has other requisites,
+and, of these, the one which we shall next consider is
+Capital. There can not be more people in any country, or
+in the world, than can be supported from the produce of
+past labor until that of present labor comes in [although it
+is not to be supposed that capital consists wholly of food].
+We have next, therefore, to inquire into the conditions of the
+increase of capital: the causes by which the rapidity of its
+increase is determined, and the necessary limitations of that
+increase.
+</p>
+
+<p>
+Since all capital is the product of saving, that is, of abstinence
+from present consumption for the sake of a future
+good, the increase of capital must depend upon two things&mdash;the
+amount of the fund from which saving can be made,
+and the strength of the dispositions which prompt to it.
+</p>
+
+<pb n='121'/><anchor id='Pg121'/>
+
+<p>
+(1.) The fund from which saving can be made is the surplus
+of the produce of labor, after supplying the necessaries
+of life to all concerned in the production (including those
+employed in replacing the materials, and keeping the fixed
+capital in repair). More than this surplus can not be saved
+under any circumstances. As much as this, though it never
+is saved, always might be. This surplus is the fund from
+which the enjoyments, as distinguished from the necessaries
+of the producers, are provided; it is the fund from which all
+are subsisted who are not themselves engaged in production,
+and from which all additions are made to capital. The
+capital of the employer forms the revenue of the laborers,
+and, if this exceeds the necessaries of life, it gives them a
+surplus which they may either expend in enjoyments or save.
+</p>
+
+<quote rend='display'>
+It is evident that the whole unproductive consumption of the
+laborer can be saved. When it is considered how enormous a
+sum is spent by the working-classes in drink alone (and also
+in the great reserves of the Trades-Unions collected for purposes
+of strikes), it is indisputable that the laborers have the
+margin from which savings can be made, and by which they
+themselves may become capitalists. The great accumulations
+in the savings-banks by small depositors in the United States
+also show somewhat how much is actually saved. In 1882-1883
+there were 2,876,438 persons who had deposited in the savings-banks
+of the United States $1,024,856,787, with an average to
+each depositor of $356.29. The unproductive consumption,
+however, of all classes&mdash;not merely that of the working-men&mdash;is
+the possible fund which may be saved. That being the
+amount which <emph>can</emph> be saved, how much <emph>will</emph> be saved depends
+on the strength of the desire to save.
+</quote>
+
+<p>
+The greater the produce of labor after supporting the
+laborers, the more there is which <emph>can</emph> be saved. The same
+thing also partly contributes to determine how much <emph>will</emph> be
+saved. A part of the motive to saving consists in the prospect
+of deriving an income from savings; in the fact that
+capital, employed in production, is capable of not only reproducing
+itself but yielding an increase. The greater the
+profit that can be made from capital, the stronger is the motive
+to its accumulation.
+</p>
+
+</div>
+
+<pb n='122'/><anchor id='Pg122'/>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Motive for Saving in the Surplus above Necessaries.</head>
+
+<p>
+But the disposition to save does not wholly depend
+on the external inducement to it; on the amount of profit
+to be made from savings. With the same pecuniary inducement,
+the inclination is very different, in different persons,
+and in different communities.
+</p>
+
+<p>
+(2.) All accumulation involves the sacrifice of a present,
+for the sake of a future good.
+</p>
+
+<quote rend='display'>
+This is the fundamental motive underlying the effective
+desire of accumulation, and is far more important than any
+other. It is, in short, the test of civilization. In order to induce
+the laboring-classes to improve their condition and save
+capital, it is absolutely necessary to excite in them (by education
+or religion) a belief in a future gain greater than the present
+sacrifice. It is, to be sure, the whole problem of creating
+character, and belongs to sociology and ethics rather than to
+political economy.
+</quote>
+
+<p>
+In weighing the future against the present, the uncertainty
+of all things future is a leading element; and that uncertainty
+is of very different degrees. <q>All circumstances,</q>
+therefore, <q>increasing the probability of the provision
+we make for futurity being enjoyed by ourselves or others,
+tend</q> justly and reasonably <q>to give strength to the effective
+desire of accumulation. Thus a healthy climate or occupation,
+by increasing the probability of life, has a tendency
+to add to this desire. When engaged in safe occupations
+and living in healthy countries, men are much more
+apt to be frugal, than in unhealthy or hazardous occupations
+and in climates pernicious to human life. Sailors and soldiers
+are prodigals. In the West Indies, New Orleans, the
+East Indies, the expenditure of the inhabitants is profuse.
+The same people, coming to reside in the healthy parts of
+Europe, and not getting into the vortex of extravagant fashion,
+live economically. War and pestilence have always
+waste and luxury among the other evils that follow in their
+train. For similar reasons, whatever gives security to the
+affairs of the community is favorable to the strength of this
+principle. In this respect the general prevalence of law and
+<pb n='123'/><anchor id='Pg123'/>
+order and the prospect of the continuance of peace and tranquillity
+have considerable influence.</q><note place='foot'>This and
+the subsequent quotations are taken by Mr. Mill from Rae's
+<q>New Principles of Political Economy.</q></note>
+</p>
+
+<quote rend='display'>
+It is asserted that the prevalence of homicide in certain
+parts of the United States has had a vital influence in retarding
+the material growth of those sections. The Southern States
+have received but a very small fraction (from ten to thirteen
+per cent) of foreign immigration. <q>A country where law and
+order prevail to perfection may find its material prosperity
+checked by a deadly and fatal climate; or, on the other
+hand, a people may destroy all the advantages accruing from
+matchless natural resources and climate by persistent disregard
+of life and property. A rather startling confirmation of this
+economic truth is afforded by the fact that homicide has been
+as destructive of life in the South as yellow fever. Although
+there have been forty thousand deaths from yellow fever since
+the war, the deaths from homicide, for the same period, have
+been even greater.</q><note place='foot'><q>International Review,</q>
+article <q>Colonization,</q> 1881, p. 88. See H. V.
+Redfield, <q>Homicide North and South,</q> 1880.</note>
+The influence of the old slave <foreign rend='italic'>régime</foreign>,
+and its still existing influences, in checking foreign immigration
+into the South can be seen by the colored chart, No. VIII,
+showing the relative density of foreign-born inhabitants in the
+several parts of the United States. The deeper color shows
+the greater foreign-born population.
+</quote>
+
+<p>
+The more perfect the security, the greater will be the
+effective strength of the desire of accumulation. Where
+property is less safe, or the vicissitudes ruinous to fortunes
+are more frequent and severe, fewer persons will save at all,
+and, of those who do, many will require the inducement of a
+higher rate of profit on capital to make them prefer a doubtful
+future to the temptation of present enjoyment.
+</p>
+
+<p>
+In the circumstances, for example, of a hunting tribe,
+<q>man may be said to be necessarily improvident, and regardless
+of futurity, because, in this state, the future presents
+nothing which can be with certainty either foreseen or
+governed.... Besides a want of the motives exciting to
+provide for the needs of futurity through means of the abilities
+of the present, there is a want of the habits of perception
+<pb n='124'/><anchor id='Pg124'/>
+and action, leading to a constant connection in the mind of
+those distant points, and of the series of events serving to
+unite them. Even, therefore, if motives be awakened capable
+of producing the exertion necessary to effect this connection,
+there remains the task of training the mind to think and
+act so as to establish it.</q>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Examples of Deficiency in the Strength of this Desire.</head>
+
+<p>
+For instance: <q>Upon the banks of the St. Lawrence
+there are several little Indian villages. The cleared
+land is rarely, I may almost say never, cultivated, nor are any
+inroads made in the forest for such a purpose. The soil is,
+nevertheless, fertile, and, were it not, manure lies in heaps
+by their houses. Were every family to inclose half an acre
+of ground, till it, and plant it in potatoes and maize, it would
+yield a sufficiency to support them one half the year. They
+suffer, too, every now and then, extreme want, insomuch
+that, joined to occasional intemperance, it is rapidly reducing
+their numbers. This, to us, so strange apathy proceeds not,
+in any great degree, from repugnance to labor; on the contrary,
+they apply very diligently to it when its reward is
+immediate. It is evidently not the necessary labor that is
+the obstacle to more extended culture, but the distant return
+from that labor. I am assured, indeed, that among some of
+the more remote tribes, the labor thus expended much exceeds
+that given by the whites. On the Indian, succeeding
+years are too distant to make sufficient impression; though,
+to obtain what labor may bring about in the course of a few
+months, he toils even more assiduously than the white man.</q>
+</p>
+
+<p>
+This view of things is confirmed by the experience of
+the Jesuits, in their interesting efforts to civilize the Indians
+of Paraguay. The real difficulty was the improvidence of
+the people; their inability to think for the future; and the
+necessity accordingly of the most unremitting and minute
+superintendence on the part of their instructors. <q>Thus at
+first, if these gave up to them the care of the oxen with
+which they plowed, their indolent thoughtlessness would
+probably leave them at evening still yoked to the implement.
+Worse than this, instances occurred where they cut them up
+<pb n='125'/><anchor id='Pg125'/>
+for supper, thinking, when reprehended, that they sufficiently
+excused themselves by saying they were hungry.</q>
+</p>
+
+<p>
+As an example intermediate, in the strength of the effective
+desire of accumulation, between the state of things thus
+depicted and that of modern Europe, the case of the Chinese
+deserves attention. <q>Durability is one of the chief qualities,
+marking a high degree of the effective desire of accumulation.
+The testimony of travelers ascribes to the instruments
+formed by the Chinese a very inferior durability to
+similar instruments constructed by Europeans. The houses,
+we are told, unless of the higher ranks, are in general of
+unburnt bricks, of clay, or of hurdles plastered with earth;
+the roofs, of reeds fastened to laths. A greater degree of
+strength in the effective desire of accumulation would cause
+them to be constructed of materials requiring a greater present
+expenditure, but being far more durable. From the same
+cause, much land, that in other countries would be cultivated,
+lies waste. All travelers take notice of large tracts of lands,
+chiefly swamps, which continue in a state of nature. To
+bring a swamp into tillage is generally a process to complete
+which requires several years. It must be previously
+drained, the surface long exposed to the sun, and many
+operations performed, before it can be made capable of bearing
+a crop. Though yielding, probably, a very considerable
+return for the labor bestowed on it, that return is not made
+until a long time has elapsed. The cultivation of such land
+implies a greater strength of the effective desire of accumulation
+than exists in the empire. The amount of self-denial
+would seem to be small. It is their great deficiency in forethought
+and frugality in this respect which is the cause of
+the scarcities and famines that frequently occur.</q>
+</p>
+
+<p>
+That it is defect of providence, not defect of industry,
+that limits production among the Chinese, is still more
+obvious than in the case of the semi-agriculturized Indians.
+<q>Where the returns are quick, where the instruments formed
+require but little time to bring the events for which they
+were formed to an issue,</q> it is well known that <q>the great
+<pb n='126'/><anchor id='Pg126'/>
+progress which has been made in the knowledge of the arts
+suited to the nature of the country and the wants of its inhabitants</q>
+makes industry energetic and effective. <q>What
+marks the readiness with which labor is forced to form the
+most difficult materials into instruments, where these instruments
+soon bring to an issue the events for which they are
+formed, is the frequent occurrence, on many of their lakes
+and rivers, of structures resembling the floating gardens of
+the Peruvians, rafts covered with vegetable soil and cultivated.
+Labor in this way draws from the materials on which
+it acts very speedy returns. Nothing can exceed the luxuriance
+of vegetation when the quickening powers of a
+genial sun are ministered to by a rich soil and abundant
+moisture. It is otherwise, as we have seen, in cases where
+the return, though copious, is distant. European travelers are
+surprised at meeting these little floating farms by the side of
+swamps which only require draining to render them tillable.</q>
+</p>
+
+<p>
+When a country has carried production as far as in the
+existing state of knowledge it can be carried with an amount
+of return corresponding to the average strength of the effective
+desire of accumulation in that country, it has reached
+what is called the stationary state; the state in which no
+further addition will be made to capital, unless there takes
+place either some improvement in the arts of production, or
+an increase in the strength of the desire to accumulate. In
+the stationary state, though capital does not on the whole
+increase, some persons grow richer and others poorer. Those
+whose degree of providence is below the usual standard
+become impoverished, their capital perishes, and makes room
+for the savings of those whose effective desire of accumulation
+exceeds the average. These become the natural purchasers
+of the lands, manufactories, and other instruments of
+production owned by their less provident countrymen.
+</p>
+
+<p>
+In China, if that country has really attained, as it is supposed
+to have done, the stationary state, accumulation has
+stopped when the returns to capital are still as high as is indicated
+by a rate of interest legally twelve per cent, and practically
+<pb n='127'/><anchor id='Pg127'/>
+varying (it is said) between eighteen and thirty-six.
+It is to be presumed, therefore, that no greater amount of capital
+than the country already possesses can find employment
+at this high rate of profit, and that any lower rate does not
+hold out to a Chinese sufficient temptation to induce him to
+abstain from present enjoyment. What a contrast with
+Holland, where, during the most flourishing period of its
+history, the government was able habitually to borrow at two
+per cent, and private individuals, on good security, at three!
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Examples of Excess of this Desire.</head>
+
+<p>
+In [the United States and] the more prosperous
+countries of Europe, there are to be found abundance of
+prodigals: still, in a very numerous portion of the community,
+the professional, manufacturing, and trading classes, being
+those who, generally speaking, unite more of the means with
+more of the motives for saving than any other class, the spirit
+of accumulation is so strong that the signs of rapidly increasing
+wealth meet every eye: and the great amount of capital
+seeking investment excites astonishment, whenever peculiar
+circumstances turning much of it into some one channel, such
+as railway construction or foreign speculative adventure, bring
+the largeness of the total amount into evidence.
+</p>
+
+<p>
+There are many circumstances which, in England, give
+a peculiar force to the accumulating propensity. The long
+exemption of the country from the ravages of war and the
+far earlier period than elsewhere at which property was
+secure from military violence or arbitrary spoliation have
+produced a long-standing and hereditary confidence in the
+safety of funds when trusted out of the owner's hands, which
+in most other countries is of much more recent origin, and
+less firmly established.
+</p>
+
+<quote rend='display'>
+The growth of deposit-banking in Great Britain, therefore,
+advances with enormous strides, while in Continental countries
+it makes very little headway. The disturbed condition of the
+country in France, owing to wars, leads the thrifty to hoard
+instead of depositing their savings. But in the United States
+the same growth is seen as among the English. The net deposits
+of the national banks of the United States in 1871 were
+$636,000,000, but in 1883 they had increased more than 83
+<pb n='128'/><anchor id='Pg128'/>
+per cent to $1,168,000,000. Deposit accounts are the rule even
+with small tradesmen; and the savings-banks of Massachusetts
+alone show deposits in 1882-1883 of $241,311,362, and those
+of New York of $412,147,213. The United States also escapes
+from the heavy taxation which in Europe is imposed to maintain
+an extravagant army and navy chest. The effect of institutions,
+moreover, in stimulating the growth of material
+prosperity is far more true of the United States than of England,
+for the barriers raised against the movement from lower
+to higher social classes in the latter country are non-existent
+here, and consequently there is more stimulus toward acquiring
+the means of bettering a man's social condition.
+</quote>
+
+<p>
+The geographical causes which have made industry rather
+than war the natural source of power and importance to
+Great Britain [and the United States] have turned an unusual
+proportion of the most enterprising and energetic characters
+into the direction of manufactures and commerce;
+into supplying their wants and gratifying their ambition by
+producing and saving, rather than by appropriating what
+has been produced and saved. Much also depended on the
+better political institutions of this country, which, by the
+scope they have allowed to individual freedom of action,
+have encouraged personal activity and self-reliance, while,
+by the liberty they confer of association and combination,
+they facilitate industrial enterprise on a large scale. The
+same institutions, in another of their aspects, give a most
+direct and potent stimulus to the desire of acquiring wealth.
+The earlier decline of feudalism [in England] having removed
+or much weakened invidious distinctions between the
+originally trading classes and those who had been accustomed
+to despise them, and a polity having grown up which made
+wealth the real source of political influence, its acquisition
+was invested with a factitious value independent of its intrinsic
+utility. And, inasmuch as to be rich without industry
+has always hitherto constituted a step in the social scale
+above those who are rich by means of industry, it becomes
+the object of ambition to save not merely as much as will
+afford a large income while in business, but enough to retire
+from business and live in affluence on realized gains.
+</p>
+
+<pb n='129'/><anchor id='Pg129'/>
+
+<p>
+In [the United States,] England, and Holland, then, for a
+long time past, and now in most other countries in Europe,
+the second requisite of increased production, increase of capital,
+shows no tendency to become deficient. So far as that
+element is concerned, production is susceptible of an increase
+without any assignable bounds. The limitation to production,
+not consisting in any necessary limit to the increase of the
+other two elements, labor and capital, must turn upon the
+properties of the only element which is inherently, and in
+itself, limited in quantity. It must depend on the properties
+of land.
+</p>
+
+</div>
+
+</div>
+
+<pb n='130'/><anchor id='Pg130'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_I_Chapter_IX'/>
+<head>Chapter IX. Of The Law Of The Increase Of Production From Land.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The Law of Production from the Soil, a Law of Diminishing Return
+in Proportion to the Increased Application of Labor and Capital.</head>
+
+<p>
+Land differs from the other elements of production,
+labor, and capital, in not being susceptible of indefinite increase.
+Its extent is limited, and the extent of the more
+productive kinds of it more limited still. It is also evident
+that the quantity of produce capable of being raised on any
+given piece of land is not indefinite. This limited quantity
+of land and limited productiveness of it are the real limits
+to the increase of production.
+</p>
+
+<p>
+The limitation to production from the properties of the
+soil is not like the obstacle opposed by a wall, which stands
+immovable in one particular spot, and offers no hindrance to
+motion short of stopping it entirely. We may rather compare
+it to a highly elastic and extensible band, which is
+hardly ever so violently stretched that it could not possibly
+be stretched any more, yet the pressure of which is felt long
+before the final limit is reached, and felt more severely the
+nearer that limit is approached.
+</p>
+
+<p>
+After a certain, and not very advanced, stage in the progress
+of agriculture&mdash;as soon, in fact, as mankind have applied
+themselves to cultivation with any energy, and have
+brought to it any tolerable tools&mdash;from that time it is the
+law of production from the land, that in any given state of
+agricultural skill and knowledge, by increasing the labor, the
+produce is not increased in an equal degree; doubling the
+labor does not double the produce; or, to express the same
+thing in other words, every increase of produce is obtained
+<pb n='131'/><anchor id='Pg131'/>
+by a more than proportional increase in the application of
+labor to the land. This general law of agricultural industry
+is the most important proposition in political economy. Were
+the law different, nearly all the phenomena of the production
+and distribution of wealth would be other than they are.
+</p>
+
+<quote rend='display'>
+It is not generally considered that in the United States,
+where in many sparsely settled parts of the country new land
+is constantly being brought into cultivation, an additional population
+under existing conditions of agricultural skill can be
+maintained with constantly increasing returns up to a certain
+point before the law of diminishing returns begins to operate.
+Where more laborers are necessary, and more capital wanted,
+to co-operate in a new country before all the land can give its
+maximum product, in such a stage of cultivation it can not be
+said that the law of diminishing returns has yet practically set in.
+</quote>
+
+<p>
+When, for the purpose of raising an increase of produce,
+recourse is had to inferior land, it is evident that, so far, the
+produce does not increase in the same proportion with the
+labor. The very meaning of inferior land is land which
+with equal labor returns a smaller amount of produce. Land
+may be inferior either in fertility or in situation. The one
+requires a greater proportional amount of labor for growing
+the produce, the other for carrying it to market. If the land
+A yields a thousand quarters of wheat to a given outlay in
+wages, manure, etc., and, in order to raise another thousand,
+recourse must be had to the land B, which is either less
+fertile or more distant from the market, the two thousand
+quarters will cost more than twice as much labor as the
+original thousand, and the produce of agriculture will be
+increased in a less ratio than the labor employed in procuring
+it.
+</p>
+
+<p>
+Instead of cultivating the land B, it would be possible,
+by higher cultivation, to make the land A produce more.
+It might be plowed or harrowed twice instead of once, or
+three times instead of twice; it might be dug instead of
+being plowed; after plowing, it might be gone over with
+a hoe instead of a harrow, and the soil more completely pulverized;
+it might be oftener or more thoroughly weeded;
+<pb n='132'/><anchor id='Pg132'/>
+the implements used might be of higher finish, or more
+elaborate construction; a greater quantity or more expensive
+kinds of manure might be applied, or, when applied, they
+might be more carefully mixed and incorporated with the soil.
+</p>
+
+<quote rend='display'>
+The example of market-gardens in the vicinity of great
+cities and towns shows how the intensive culture permits an
+increase of labor and capital with larger returns. These lands,
+by their situation, are superior lands for this particular purpose,
+although they might be inferior lands as regards absolute
+productiveness when compared with the rich wheat-lands of
+Dakota. New England and New Jersey farms, generally
+speaking, no longer attempt the culture of grains, but (when
+driven out of that culture by the great railway lines which
+have opened up the West) they have arranged themselves in a
+scale of adaptability for stock, grass, fruit, dairy, or vegetable
+farming; and have thereby given greater profits to their owners
+than the same land did under the old <foreign rend='italic'>régime</foreign>. Even on
+lands where any grain can still be grown, corn, buckwheat, barley,
+oats, and rye, cover the cultivated areas instead of wheat.
+</quote>
+
+<p>
+Inferior lands, or lands at a greater distance from the
+market, of course yield an inferior return, and an increasing
+demand can not be supplied from them unless at an
+augmentation of cost, and therefore of price. If the additional
+demand could continue to be supplied from the superior
+lands, by applying additional labor and capital, at no
+greater proportional cost than that at which they yield the
+quantity first demanded of them, the owners or farmers of
+those lands could undersell all others, and engross the whole
+market. Lands of a lower degree of fertility or in a more
+remote situation might indeed be cultivated by their proprietors,
+for the sake of subsistence or independence; but
+it never could be the interest of any one to farm them for
+profit. That a profit can be made from them, sufficient to
+attract capital to such an investment, is a proof that cultivation
+on the more eligible lands has reached a point beyond
+which any greater application of labor and capital would
+yield, at the best, no greater return than can be obtained at
+the same expense from less fertile or less favorably situated
+lands.
+</p>
+
+<pb n='133'/><anchor id='Pg133'/>
+
+<p>
+<q>It is long,</q> says a late traveler in the United
+States,<note place='foot'><q>Letters from America,</q> by John Robert Godley,
+vol. i. p. 42. See also
+Lyell's <q>Travels in America,</q> vol. ii, p. 83.&mdash;Mill.</note>
+<q>before an English eye becomes reconciled to the lightness
+of the crops and the careless farming (as we should call it)
+which is apparent. One forgets that, where land is so plentiful
+and labor so dear as it is here, a totally different principle
+must be pursued from that which prevails in populous countries,
+and that the consequence will of course be a want of
+tidiness, as it were, and finish, about everything which requires
+labor.</q> Of the two causes mentioned, the plentifulness
+of land seems to me the true explanation, rather than
+the dearness of labor; for, however dear labor may be, when
+food is wanted, labor will always be applied to producing it
+in preference to anything else. But this labor is more effective
+for its end by being applied to fresh soil than if it were
+employed in bringing the soil already occupied into higher
+cultivation.
+</p>
+
+<quote rend='display'>
+The Western movement of what might be called the <q>wheat-center</q>
+is quite perceptible. Until recently Minnesota has
+been a great wheat-producing State, and vast tracts of land
+were there planted with that grain when the soil was first
+broken. The profits on the first few crops have been enormous,
+but it is now said to be more desirable for wheat-growers
+to move onward to newer lands, and to sell the land to cultivators
+of a different class (of fruit and varied products), who
+produce for a denser population. So that (in 1884) Dakota,
+instead of Minnesota, has become the district of the greatest
+wheat production.<note place='foot'>Cf. <q>American Agriculture,</q>
+<q>Princeton Review,</q> May, 1882, by F. A.
+Walker.</note>
+</quote>
+
+<p>
+Only when no soils remain to be broken up, but such as
+either from distance or inferior quality require a considerable
+rise of price to render their cultivation profitable, can it
+become advantageous to apply the high farming of Europe
+to any American lands; except, perhaps, in the immediate
+vicinity of towns, where saving in cost of carriage may compensate
+for great inferiority in the return from the soil itself.
+</p>
+
+<pb n='134'/><anchor id='Pg134'/>
+
+<p>
+The principle which has now been stated must be received,
+no doubt, with certain explanations and limitations.
+Even after the land is so highly cultivated that the mere
+application of additional labor, or of an additional amount of
+ordinary dressing, would yield no return proportioned to the
+expense, it may still happen that the application of a much
+greater additional labor and capital to improving the soil
+itself, by draining or permanent manures, would be as liberally
+remunerated by the produce as any portion of the labor
+and capital already employed. It would sometimes be much
+more amply remunerated. This could not be, if capital always
+sought and found the most advantageous employment.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Antagonist Principle to the Law of Diminishing Return;
+the Progress of Improvements in Production.</head>
+
+<p>
+That the produce of land increases,
+<foreign lang='la' rend='italic'>cæteris paribus</foreign>,
+in a diminishing ratio to the increase in the labor employed,
+is, as we have said (allowing for occasional and temporary
+exceptions), the universal law of agricultural industry. This
+principle, however, has been denied. So much so, indeed,
+that (it is affirmed) the worst land now in cultivation produces
+as much food per acre, and even as much to a given
+amount of labor, as our ancestors contrived to extract from
+the richest soils in England.
+</p>
+
+<quote rend='display'>
+The law of diminishing returns is the physical fact upon
+which the economic doctrine of rent is based, and requires careful
+attention. Carey asserts, instead, that there is a law of
+increasing productiveness, since, as men grow in numbers and
+intelligence, there arises an ability to get more from the
+soil.<note place='foot'><q>Social Science,</q> vol. iii, p. 19.</note>
+Some objectors even deny that different grades of land are
+cultivated, and that there is no need of taking inferior soils
+into cultivation. If this were true, why would not one half an
+acre of land be as good as a whole State? Johnston<note place='foot'><q>Notes
+on North America,</q> 1851, vol. ii, pp. 116, 117.</note> says:
+<q>In a country and among poor settlers ... poor land is a
+relative term. Land is called poor which is not suitable to a
+poor man, which on mere clearing and burning will not yield
+good first crops. Thus that which is poor land for a poor man
+may prove rich land to a rich man.</q><note place='foot'>See also Cairnes,
+<q>Logical Method,</q> p. 35.</note> Moreover, as is constantly
+the case in our country, it often happens that a railway
+may bring new lands into competition with old lands in a given
+<pb n='135'/><anchor id='Pg135'/>
+market; of which the most conspicuous example is the competition
+of Western grain-fields with the Eastern farms. In
+these older districts, before the competition came, there was a
+given series of grades in the cultivated land; after the railway
+was built there was a disarrangement of the old series, some
+going out of cultivation, some remaining, and some of the new
+lands entering the list. The result is a new series of grades
+better suited to satisfy the wants of men.
+</quote>
+
+<p>
+This, however, does not prove that the law of which we
+have been speaking does not exist, but only that there is
+some antagonizing principle at work, capable for a time of
+making head against the law. Such an agency there is, in
+habitual antagonism to the law of diminishing return from
+land; and to the consideration of this we shall now proceed.
+It is no other than the progress of civilization. The most obvious
+[part of it] is the progress of agricultural knowledge, skill,
+and invention. Improved processes of agriculture are of two
+kinds: (1) some enable the land to yield a greater absolute
+produce, without an equivalent increase of labor; (2) others
+have not the power of increasing the produce, but have that of
+diminishing the labor and expense by which it is obtained.
+(1.) Among the first are to be reckoned the disuse of fallows,
+by means of the rotation of crops; and the introduction of new
+articles of cultivation capable of entering advantageously into
+the rotation. The change made in agriculture toward the
+close of the last century, by the introduction of turnip-husbandry,
+is spoken of as amounting to a revolution. Next in
+order comes the introduction of new articles of food, containing
+a greater amount of sustenance, like the potato, or more
+productive species or varieties of the same plant, such as the
+Swedish turnip. In the same class of improvements must
+be placed a better knowledge of the properties of manures,
+and of the most effectual modes of applying them; the introduction
+of new and more powerful fertilizing agents, such as
+guano, and the conversion to the same purpose of substances
+previously wasted; inventions like subsoil-plowing or tile-draining,
+by which the produce of some kinds of lands is so
+greatly multiplied; improvements in the breed or feeding of
+<pb n='136'/><anchor id='Pg136'/>
+laboring cattle; augmented stock, of the animals which consume
+and convert into human food what would otherwise be
+wasted; and the like. (2.) The other sort of improvements,
+those which diminish labor, but without increasing the capacity
+of the land to produce, are such as the improved construction
+of tools; the introduction of new instruments which
+spare manual labor, as the winnowing and thrashing machines.
+These improvements do not add to the productiveness
+of the land, but they are equally calculated with the
+former to counteract the tendency in the cost of production
+of agricultural produce, to rise with the progress of population
+and demand.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;In Railways.</head>
+
+<p>
+Analogous in effect to this second class of agricultural
+improvements are improved means of communication.
+Good roads are equivalent to good tools. It is of no consequence
+whether the economy of labor takes place in extracting
+the produce from the soil, or in conveying it to the place
+where it is to be consumed.
+</p>
+
+<quote rend='display'>
+The functions performed by railways in the system of
+production is highly important. They are among the most
+influential causes affecting the cost of producing commodities,
+particularly those which satisfy the primary wants of man, of
+which food is the chief. The amount of tonnage carried is
+enormous; and the cost of this service to the producers and
+consumers of the United States is a question of very great
+magnitude. The serious reduction in the cost of transportation
+on the railways will be a surprise to all who have not followed
+the matter very closely; the more so, that it has been brought
+about by natural causes, and independent of legislation. Corn,
+meat, and dairy products form, it is said, at least 50 per cent,
+and coal and timber about 30 per cent, of the tonnage moved
+on all the railways of the United States. If a lowered cost of
+transportation has come about, it has then cost less to move the
+main articles of immediate necessity. Had the charge in 1880
+remained as high even as it was from 1866 to 1869, the number
+of tons carried in 1880 would have cost the United States from
+$500,000,000 to $800,000,000 more than the charge actually
+made, owing to the reductions by the railways. It seems, however,
+that this process of reduction culminated about 1879. In
+order to show the facts of this process, note the changes in
+the following chart, No. V. The railways of the State of New
+York are taken, but the same is also true of those of Ohio:
+</quote>
+
+<pb n='137'/><anchor id='Pg137'/>
+
+<anchor id='Chart_V'/>
+<quote rend='display'>
+<p>
+Chart V.
+</p>
+
+<p>
+<hi rend='italic'>Cost of 20 Barrels of Flour, 10 Beef, 10 Pork,
+100 Bushels Wheat, 100 Corn, 100 Oats, 100 Pounds Butter, 100 Lard, and
+100 Fleece Wool, in New York City, at the Average of each Year,
+Compiled by Months, in Gold; Compared Graphically with the
+Decrease in the Charge per Ton per Mile, on all the Railroads of
+the State of New York, during the Same Period.</hi>
+</p>
+
+<table rend="latexcolumns: 'p{1.5cm} p{1.8cm} p{1.8cm} p{1.8cm} p{1.8cm}';
+ tblcolumns: 'lw(10) r r r r'">
+<row><cell>Year.</cell><cell>Price in gold of staple farm products. (Dollars)</cell>
+ <cell>Charge for carrying one ton one mile. (Cents)</cell>
+ <cell>Decrease in the railroad expenses per ton. (Cents)</cell>
+ <cell>Decrease in the profits of the railroads for carrying one ton.
+ (Cents)</cell></row>
+<row><cell>1870</cell><cell>776.02</cell><cell>1.7016</cell><cell>1.1471</cell>
+ <cell>.5545</cell></row>
+<row><cell>1871</cell><cell>735.33</cell><cell>1.7005</cell><cell>1.1450</cell>
+ <cell>.5555</cell></row>
+<row><cell>1872</cell><cell>675.92</cell><cell>1.6645</cell><cell>1.1490</cell>
+ <cell>.5155</cell></row>
+<row><cell>1873</cell><cell>662.50</cell><cell>1.6000</cell><cell>1.0864</cell>
+ <cell>.5136</cell></row>
+<row><cell>1874</cell><cell>748.54</cell><cell>1.4480</cell><cell>.9730</cell>
+ <cell>.4750</cell></row>
+<row><cell>1875</cell><cell>696.40</cell><cell>1.3039</cell><cell>.9587</cell>
+ <cell>.3452</cell></row>
+<row><cell>1876</cell><cell>651.74</cell><cell>1.1604</cell><cell>.8561</cell>
+ <cell>.3043</cell></row>
+<row><cell>1877</cell><cell>751.95</cell><cell>1.0590</cell><cell>.7740</cell>
+ <cell>.2850</cell></row>
+<row><cell>1878</cell><cell>569.81</cell><cell>.9994</cell><cell>.6900</cell>
+ <cell>.3094</cell></row>
+<row><cell>1879</cell><cell>568.34</cell><cell>.8082</cell><cell>.5847</cell>
+ <cell>.2295</cell></row>
+<row><cell>1880</cell><cell>631.32</cell><cell>.9220</cell><cell>.6030</cell>
+ <cell>.3190</cell></row>
+<row><cell>1881</cell><cell>703.10</cell><cell>.8390</cell><cell>.5880</cell>
+ <cell>.2510</cell></row>
+<row><cell>1882</cell><cell>776.12</cell><cell>.8170</cell><cell>.6010</cell>
+ <cell>.2160</cell></row>
+<row><cell>1883</cell><cell>662.11</cell><cell>.8990</cell><cell>.6490</cell>
+ <cell>.2500</cell></row>
+</table>
+
+<p>
+In 1855 the charge per ton per mile was 3.27 cents, as compared with 0.89
+in 1883.
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell>Tons moved 1 m. in 1883 by railroads of N.Y.</cell>
+ <cell>9,286,216,628</cell></row>
+<row><cell>At rate of 1855, would cost</cell><cell>$303,659,283</cell></row>
+<row><cell>Actual cost in 1883</cell><cell>83,464,919</cell></row>
+<row><cell>Saving to the State</cell><cell>$220,194,364</cell></row>
+</table>
+
+<pb n='138'/><anchor id='Pg138'/>
+
+<p>
+The explanation of this reduced cost is given by Mr. Edward
+Atkinson<note place='foot'>I am indebted
+to Mr. Atkinson for advanced proofs of the annexed charts.
+See his paper in the <q>Journal of the American Agricultural Association,</q> vol.
+i, Nos. 3 and 4, p. 154, and a later discussion in the supplement of the Boston
+<q>Manufacturers' Gazette,</q> August 9, 1884, entitled <q>The Railway, the Farmer,
+and the Public.</q> His figures are drawn mainly from Poor's <q>Railway
+Manual.</q></note> as (1) the competition of water-ways, (2) the competition
+of one railway with another, and (3) the competition of
+other countries, which forces our railways to try to lay our
+staple products down in foreign markets at a price which will
+warrant continued shipment. Besides these reasons, much
+ought also (4) to be assigned to the progress of inventions and
+the reduced cost of steel and all appliances necessary to the
+railways.
+</p>
+
+<p>
+The large importance of the railways shows itself in an
+influence on general business prosperity, and as a place for
+large investments of a rapidly growing capital. The building
+of railways, however, has been going on, at some times with
+greater speed than at others. Instead of 33,908 miles of railways
+at the close of our war, we have now (1884) over 120,000
+miles. How the additional mileage has been built year by
+year, with two distinct eras of increased building&mdash;one from
+1869 to 1873, and another from 1879 to 1884&mdash;may be seen by
+the shorter lines of the subjoined chart, No. <ref target='Chart_VI'>VI</ref>.
+</p>
+
+<p>
+That speculation has been excited at different times by the
+opening up of our Western country, there can be no doubt.
+And if a comparison be made with Chart No. <ref target='Chart_XVII'>XVII</ref>
+(<ref target='Book_III_Chapter_III'>Book IV,
+Chap. III</ref>), which gives the total grain-crops of the United
+States, it will be seen that since 1879, although our population has
+increased from 12-½ per cent to 14 per cent, our grain-crops only
+5 per cent, yet our railway mileage has increased 40 per cent.
+</p>
+
+<p>
+The extent to which the United States has carried railway-building,
+as compared with European countries, although we
+have a very much greater area, is distinctly shown by Chart
+No. <ref target='Chart_VII'>VII</ref>. This application of one form of improvement to
+oppose the law of diminishing returns in the United States
+has produced extraordinary results, especially when we consider
+that we are probably not yet using all our best lands,
+or, in other words, that we have not yet felt the law of diminishing
+returns in some large districts.
+</p>
+</quote>
+
+<anchor id='Chart_VI'/>
+<p>
+Chart VI.
+</p>
+
+<p>
+<hi rend='italic'>Miles of Railroad in Operation on the 1st January in each Year, and the
+Miles added in the Year Ensuing.</hi>
+</p>
+
+<table rend="latexcolumns: 'p{1.5cm} p{3cm} p{2cm}';
+ tblcolumns: 'lw(10) r r'">
+<row><cell>Year.</cell><cell>Miles of Railroad.</cell><cell>Miles added.</cell></row>
+<row><cell>1865</cell><cell>33,908</cell><cell>1,177</cell></row>
+<row><cell>1866</cell><cell>35,085</cell><cell>1,716</cell></row>
+<row><cell>1867</cell><cell>36,801</cell><cell>2,449</cell></row>
+<row><cell>1868</cell><cell>39,250</cell><cell>2,979</cell></row>
+<row><cell>1869</cell><cell>42,229</cell><cell>4,615</cell></row>
+<row><cell>1870</cell><cell>46,844</cell><cell>6,070</cell></row>
+<row><cell>1871</cell><cell>52,914</cell><cell>7,379</cell></row>
+<row><cell>1872</cell><cell>60,293</cell><cell>5,878</cell></row>
+<row><cell>1873</cell><cell>66,171</cell><cell>4,107</cell></row>
+<row><cell>1874</cell><cell>70,278</cell><cell>2,105</cell></row>
+<row><cell>1875</cell><cell>72,383</cell><cell>1,713</cell></row>
+<row><cell>1876</cell><cell>74,096</cell><cell>2,712</cell></row>
+<row><cell>1877</cell><cell>76,808</cell><cell>2,281</cell></row>
+<row><cell>1878</cell><cell>79,089</cell><cell>2,687</cell></row>
+<row><cell>1879</cell><cell>81,776</cell><cell>4,721</cell></row>
+<row><cell>1880</cell><cell>86,497</cell><cell>7,048</cell></row>
+<row><cell>1881</cell><cell>93,545</cell><cell>9,789</cell></row>
+<row><cell>1882</cell><cell>103,334</cell><cell>11,591</cell></row>
+<row><cell>1883</cell><cell>114,925</cell><cell>6,618</cell></row>
+</table>
+
+<p>
+Railways and canals are virtually a diminution of the cost
+of production of all things sent to market by them; and literally
+so of all those the appliances and aids for producing
+which they serve to transmit. By their means land can be
+<pb n='140'/><anchor id='Pg140'/>
+cultivated, which would not otherwise have remunerated the
+cultivators without a rise of price. Improvements in navigation
+have, with respect to food or materials brought from
+beyond sea, a corresponding effect.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;In Manufactures.</head>
+
+<p>
+From similar considerations, it appears that many
+purely mechanical improvements, which have, apparently, at
+least, no peculiar connection with agriculture, nevertheless
+enable a given amount of food to be obtained with a smaller
+expenditure of labor. A great improvement in the process
+of smelting iron would tend to cheapen agricultural implements,
+diminish the cost of railroads, of wagons and carts,
+ships, and perhaps buildings, and many other things to which
+iron is not at present applied, because it is too costly; and
+would thence diminish the cost of production of food. The
+same effect would follow from an improvement in those processes
+of what may be termed manufacture, to which the
+material of food is subjected after it is separated from the
+ground. The first application of wind or water power to
+grind corn tended to cheapen bread as much as a very important
+discovery in agriculture would have done; and any
+great improvement in the construction of corn-mills would
+have, in proportion, a similar influence.
+</p>
+
+<p>
+Those manufacturing improvements which can not be
+made instrumental to facilitate, in any of its stages, the actual
+production of food, and therefore do not help to counteract
+or retard the diminution of the proportional return to labor
+from the soil, have, however, another effect, which is practically
+equivalent. What they do not prevent, they yet, in
+some degree, compensate
+for.<note place='foot'>Cf. <ref target='Book_IV_Chapter_I'>Book IV, Chap. I</ref>.</note>
+</p>
+
+<anchor id='Chart_VII'/>
+<p>
+Chart VII.
+</p>
+
+<p>
+<hi rend='italic'>Ratio of Miles of Railroad to the Areas of States and
+Countries&mdash;United States and Europe. The relative proportion is 1 Mile Railroad
+to 4 Square Miles of Area.</hi>
+</p>
+
+<table rend="latexcolumns: 'p{1cm} p{2.5cm} p{1.5cm} p{2cm}';
+ tblcolumns: 'r lw(10) r r'">
+<row><cell>No.</cell><cell>Name.</cell><cell>Rank in Size.</cell>
+ <cell>Relative.</cell></row>
+<row><cell>1</cell><cell>Massachusetts</cell><cell>67</cell><cell>98</cell></row>
+<row><cell>2</cell><cell>Belgium</cell><cell>62</cell><cell>96</cell></row>
+<row><cell>3</cell><cell>England and Wales</cell><cell>29</cell><cell>88</cell></row>
+<row><cell>4</cell><cell>New Jersey</cell><cell>62</cell><cell>81</cell></row>
+<row><cell>5</cell><cell>Connecticut</cell><cell>68</cell><cell>80</cell></row>
+<row><cell>6</cell><cell>Rhode Island</cell><cell>71</cell><cell>65</cell></row>
+<row><cell>7</cell><cell>Ohio</cell><cell>44</cell><cell>60</cell></row>
+<row><cell>8</cell><cell>Illinois</cell><cell>32</cell><cell>59</cell></row>
+<row><cell>9</cell><cell>Pennsylvania</cell><cell>40</cell><cell>55</cell></row>
+<row><cell>10</cell><cell>Delaware</cell><cell>69</cell><cell>53</cell></row>
+<row><cell>11</cell><cell>Indiana</cell><cell>50</cell><cell>52</cell></row>
+<row><cell>12</cell><cell>New Hampshire</cell><cell>65</cell><cell>45</cell></row>
+<row><cell>13</cell><cell>Switzerland</cell><cell>59</cell><cell>44</cell></row>
+<row><cell>14</cell><cell>New York</cell><cell>39</cell><cell>41</cell></row>
+<row><cell>15</cell><cell>Iowa</cell><cell>33</cell><cell>39</cell></row>
+<row><cell>16</cell><cell>German Empire</cell><cell>4</cell><cell>38</cell></row>
+<row><cell>17</cell><cell>Scotland</cell><cell>52</cell><cell>37</cell></row>
+<row><cell>18</cell><cell>Maryland</cell><cell>63</cell><cell>36</cell></row>
+<row><cell>19</cell><cell>Vermont</cell><cell>64</cell><cell>35</cell></row>
+<row><cell>20</cell><cell>Ireland</cell><cell>51</cell><cell>29</cell></row>
+<row><cell>21</cell><cell>Michigan</cell><cell>31</cell><cell>28</cell></row>
+<row><cell>22</cell><cell>France</cell><cell>5</cell><cell>27</cell></row>
+<row><cell>23</cell><cell>Denmark</cell><cell>60</cell><cell>26</cell></row>
+<row><cell>24</cell><cell>Netherlands</cell><cell>57</cell><cell>25</cell></row>
+<row><cell>25</cell><cell>Missouri</cell><cell>26</cell><cell>24</cell></row>
+<row><cell>26</cell><cell>Wisconsin</cell><cell>34</cell><cell>23</cell></row>
+<row><cell>27</cell><cell>Austrian Empire</cell><cell>3</cell><cell>21</cell></row>
+<row><cell>28</cell><cell>Virginia</cell><cell>45</cell><cell>19</cell></row>
+<row><cell>29</cell><cell>Italy</cell><cell>13</cell><cell>18</cell></row>
+<row><cell>30</cell><cell>Georgia</cell><cell>30</cell><cell>17</cell></row>
+<row><cell>31</cell><cell>Kansas</cell><cell>22</cell><cell>16</cell></row>
+<row><cell>32</cell><cell>Kentucky</cell><cell>46</cell><cell>15</cell></row>
+<row><cell>33</cell><cell>South Carolina</cell><cell>49</cell><cell>14</cell></row>
+<row><cell>34</cell><cell>Tennessee</cell><cell>42</cell><cell>14</cell></row>
+<row><cell>35</cell><cell>Minnesota</cell><cell>21</cell><cell>13</cell></row>
+<row><cell>36</cell><cell>Alabama</cell><cell>36</cell><cell>13</cell></row>
+<row><cell>37</cell><cell>West Virginia</cell><cell>55</cell><cell>12</cell></row>
+<row><cell>38</cell><cell>Roumania</cell><cell>41</cell><cell>12</cell></row>
+<row><cell>39</cell><cell>North Carolina</cell><cell>37</cell><cell>12</cell></row>
+<row><cell>40</cell><cell>Maine</cell><cell>48</cell><cell>12</cell></row>
+<row><cell>41</cell><cell>Nebraska</cell><cell>23</cell><cell>10</cell></row>
+<row><cell>42</cell><cell>Mississippi</cell><cell>38</cell><cell>9</cell></row>
+<row><cell>43</cell><cell>Spain</cell><cell>6</cell><cell>9</cell></row>
+<row><cell>44</cell><cell>Portugal</cell><cell>47</cell><cell>9</cell></row>
+<row><cell>45</cell><cell>Sweden</cell><cell>7</cell><cell>9</cell></row>
+<row><cell>46</cell><cell>Arkansas</cell><cell>35</cell><cell>8</cell></row>
+<row><cell>47</cell><cell>Louisiana</cell><cell>43</cell><cell>8</cell></row>
+<row><cell>48</cell><cell>Colorado</cell><cell>16</cell><cell>8</cell></row>
+<row><cell>49</cell><cell>California</cell><cell>8</cell><cell>7</cell></row>
+<row><cell>50</cell><cell>Turkey</cell><cell>27</cell><cell>7</cell></row>
+<row><cell>51</cell><cell>Texas</cell><cell>2</cell><cell>7</cell></row>
+<row><cell>52</cell><cell>Utah</cell><cell>20</cell><cell>6</cell></row>
+<row><cell>53</cell><cell>Florida</cell><cell>28</cell><cell>6</cell></row>
+<row><cell>54</cell><cell>Dakota</cell><cell>7</cell><cell>6</cell></row>
+<row><cell>55</cell><cell>Russia in Europe</cell><cell>1</cell><cell>5</cell></row>
+<row><cell>56</cell><cell>Nevada</cell><cell>15</cell><cell>5</cell></row>
+<row><cell>57</cell><cell>Norway</cell><cell>11</cell><cell>5</cell></row>
+<row><cell>58</cell><cell>Oregon</cell><cell>18</cell><cell>4</cell></row>
+<row><cell>59</cell><cell>Bulgaria</cell><cell>54</cell><cell>4</cell></row>
+<row><cell>60</cell><cell>New Mexico</cell><cell>12</cell><cell>3</cell></row>
+<row><cell>61</cell><cell>Wyoming</cell><cell>17</cell><cell>2</cell></row>
+<row><cell>62</cell><cell>Indian Territory</cell><cell>25</cell><cell>2</cell></row>
+<row><cell>63</cell><cell>Washington</cell><cell>24</cell><cell>1</cell></row>
+<row><cell>64</cell><cell>Arizona</cell><cell>14</cell><cell>1</cell></row>
+<row><cell>65</cell><cell>Idaho</cell><cell>19</cell><cell>1</cell></row>
+<row><cell>66</cell><cell>Greece</cell><cell>58</cell><cell>0</cell></row>
+<row><cell>67</cell><cell>Montana</cell><cell>10</cell><cell>0</cell></row>
+<row><cell>68</cell><cell>Bosnia and Herzegovina</cell><cell>53</cell><cell>0</cell></row>
+<row><cell>69</cell><cell>Servia</cell><cell>56</cell><cell>0</cell></row>
+<row><cell>70</cell><cell>Eastern Roumelia</cell><cell>61</cell><cell>0</cell></row>
+<row><cell>71</cell><cell>Montenegro</cell><cell>70</cell><cell>0</cell></row>
+<row><cell>72</cell><cell>Andorra</cell><cell>72</cell><cell>0</cell></row>
+</table>
+
+<p>
+(The United States have substantially one mile of railway to each 540 inhabitants.
+Europe has one mile to each 3,000 inhabitants, if Russia be included; about
+one mile to each 2,540, exclusive of Russia.)
+</p>
+
+<p>
+The materials of manufactures being all drawn from the
+land, and many of them from agriculture, which supplies in
+particular the entire material of clothing, the general law
+of production from the land, the law of diminishing return,
+must in the last resort be applicable to manufacturing as
+well as to agricultural history. As population increases, and
+<pb n='142'/><anchor id='Pg142'/>
+the power of the land to yield increased produce is strained
+harder and harder, any additional supply of material, as well
+as of food, must be obtained by a more than proportionally
+increasing expenditure of labor. But the cost of the material
+forming generally a very small portion of the entire cost
+of the manufacture, the agricultural labor concerned in the
+production of manufactured goods is but a small fraction of
+the whole labor worked up in the commodity.
+</p>
+
+<quote rend='display'>
+<p>
+Mr. Babbage<note place='foot'><q>Economy of Manufactures,</q> pp. 163, 164.</note>
+gives an interesting illustration of this principle.
+Bar-iron of the value of £1 became worth, when manufactured
+into&mdash;
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell></cell><cell>£</cell></row>
+<row><cell>Slit-iron, for nails</cell><cell>1.10</cell></row>
+<row><cell>Natural steel</cell><cell>1.42</cell></row>
+<row><cell>Horseshoes</cell><cell>2.55</cell></row>
+<row><cell>Gun-barrels, ordinary</cell><cell>9.10</cell></row>
+<row><cell>Wood-saws</cell><cell>14.28</cell></row>
+<row><cell>Scissors, best</cell><cell>446.94</cell></row>
+<row><cell>Penknife-blades</cell><cell>657.14</cell></row>
+<row><cell>Sword-handles, polished steel</cell><cell>972.82</cell></row>
+</table>
+
+<p>
+It can not, however, be said of such manufactures as coarse
+cotton cloth, wherein the increased cost of raw cotton causes
+an immediate effect upon the price of the cloth, that the cost
+of the materials forms but a small portion of the cost of the
+manufacture.<note place='foot'>Cf. <ref target='Book_IV_Chapter_I_Section_4'>Book
+IV, Chap. I, § 4</ref>.</note>
+</p>
+</quote>
+
+<p>
+All the labor [not engaged in preparing materials] tends
+constantly and strongly toward diminution, as the amount of
+production increases. Manufactures are vastly more susceptible
+than agriculture of mechanical improvements and contrivances
+for saving labor. In manufactures, accordingly,
+the causes tending to increase the productiveness of industry
+preponderate greatly over the one cause which tends to diminish
+it; and the increase of production, called forth by the
+progress of society, takes place, not at an increasing, but at
+a continually diminishing proportional cost. This fact has
+manifested itself in the progressive fall of the prices and
+values of almost every kind of manufactured goods during
+two centuries past; a fall accelerated by the mechanical inventions
+of the last seventy or eighty years, and susceptible
+<pb n='143'/><anchor id='Pg143'/>
+of being prolonged and extended beyond any limit which
+it would be safe to specify. The benefit might even extend
+to the poorest class. The increased cheapness of clothing
+and lodging might make up to them for the augmented cost
+of their food.
+</p>
+
+<p>
+There is, thus, no possible improvement in the arts of
+production which does not in one or another mode exercise
+an antagonistic influence to the law of diminishing return to
+agricultural labor. Nor is it only industrial improvements
+which have this effect. Improvements in government, and
+almost every kind of moral and social advancement, operate
+in the same manner. We may say the same of improvements
+in education. The intelligence of the workman
+is a most important element in the productiveness of labor.
+The carefulness, economy, and general trustworthiness of
+laborers are as important as their intelligence. Friendly relations
+and a community of interest and feeling between
+laborers and employers are eminently so. In the rich and idle
+classes, increased mental energy, more solid instruction, and
+stronger feelings of conscience, public spirit, or philanthropy,
+would qualify them to originate and promote the most valuable
+improvements, both in the economical resources of their
+country and in its institutions and customs.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Law Holds True of Mining.</head>
+
+<p>
+We must observe that what we have said of agriculture
+is true, with little variation, of the other occupations
+which it represents; of all the arts which extract materials
+from the globe. Mining industry, for example, usually yields
+an increase of produce at a more than proportional increase
+of expense.
+</p>
+
+<p>
+It does worse, for even its customary annual produce requires
+to be extracted by a greater and greater expenditure
+of labor and capital. As a mine does not reproduce the coal
+or ore taken from it, not only are all mines at last exhausted,
+but even when they as yet show no signs of exhaustion they
+must be worked at a continually increasing cost; shafts must
+be sunk deeper, galleries driven farther, greater power applied
+to keep them clear of water; the produce must be
+<pb n='144'/><anchor id='Pg144'/>
+lifted from a greater depth, or conveyed a greater distance.
+The law of diminishing return applies therefore to mining
+in a still more unqualified sense than to agriculture; but the
+antagonizing agency, that of improvements in production,
+also applies in a still greater degree. Mining operations are
+more susceptible of mechanical improvements than agricultural:
+the first great application of the steam-engine was to
+mining; and there are unlimited possibilities of improvement
+in the chemical processes by which the metals are extracted.
+There is another contingency, of no unfrequent
+occurrence, which avails to counterbalance the progress of
+all existing mines toward exhaustion: this is, the discovery
+of new ones, equal or superior in richness.
+</p>
+
+<quote rend='display'>
+Professor Jevons has applied this economic law to the industrial
+situation of England.<note place='foot'><q>The Coal Question</q>
+(1866).</note> While explaining that the
+supply of cheap coal is the basis of English manufacturing
+prosperity, yet he insists that, if the demand for coal is constantly
+increasing, the point must inevitably be reached in the
+future when the increased supply can be obtained only at a
+higher cost. When coal costs England as much as it does any
+other nation, then her exclusive industrial advantage will cease
+to exist. In the United States the outlying iron deposits of
+Lake Superior, Lake Champlain, and Pennsylvania, so geologists
+tell us, will find competition arising from the new grades
+of greater productiveness in the richer deposits of States like
+Alabama. In that case we shall be going from poorer to better
+grades of iron-mines, but after the change is made a series of
+different grades of productiveness will be established as before.
+</quote>
+
+<p>
+To resume: all natural agents which are limited in quantity
+are not only limited in their ultimate productive power,
+but, long before that power is stretched to the utmost, they
+yield to any additional demands on progressively harder
+terms. This law may, however, be suspended, or temporarily
+controlled, by whatever adds to the general power of mankind
+over nature, and especially by any extension of their
+knowledge, and their consequent command, of the properties
+and powers of natural agents.
+</p>
+
+</div>
+
+</div>
+
+<pb n='145'/><anchor id='Pg145'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter X. Consequences Of The Foregoing Laws.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Remedies for Weakness of the Principle of Accumulation.</head>
+
+<p>
+From the preceding exposition it appears that the
+limit to the increase of production is twofold: from deficiency
+of capital, or of land. Production comes to a pause, either
+because the effective desire of accumulation is not sufficient
+to give rise to any further increase of capital, or because,
+however disposed the possessors of surplus income may be
+to save a portion of it, the limited land at the disposal of the
+community does not permit additional capital to be employed
+with such a return as would be an equivalent to them
+for their abstinence.
+</p>
+
+<p>
+In countries where the principle of accumulation is as
+weak as it is in the various nations of Asia, the desideratum
+economically considered is an increase of industry, and of
+the effective desire of accumulation. The means are, first,
+a better government: more complete security of property;
+moderate taxes, and freedom from arbitrary exaction under
+the name of taxes; a more permanent and more advantageous
+tenure of land, securing to the cultivator as far as possible
+the undivided benefits of the industry, skill, and economy
+he may exert. Secondly, improvement of the public intelligence.
+Thirdly, the introduction of foreign arts, which raise
+the returns derivable from additional capital to a rate corresponding
+to the low strength of the desire of accumulation.
+</p>
+
+<quote rend='display'>
+An excellent example of what might be done by this process
+is to be seen under our very eyes in the present development
+of Mexico, to which American capital and enterprise have been
+<pb n='146'/><anchor id='Pg146'/>
+so prominently drawn of late. All these proposed remedies,
+if put into use in Mexico, would undoubtedly result in a striking
+increase of wealth.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Even where the Desire to Accumulate is Strong,
+Population must be Kept within the Limits of Population from Land.</head>
+
+<p>
+But there are other countries, and England [and the
+United States are] at the head of them, in which neither the
+spirit of industry nor the effective desire of accumulation
+need any encouragement. In these countries there would
+never be any deficiency of capital, if its increase were never
+checked or brought to a stand by too great a diminution of
+its returns. It is the tendency of the returns to a progressive
+diminution which causes the increase of production to be
+often attended with a deterioration in the condition of the
+producers; and this tendency, which would in time put an
+end to increase of production altogether, is a result of the
+necessary and inherent conditions of production from the
+land.
+</p>
+
+<quote rend='display'>
+This, of course, is based on the supposition that no new
+lands, such as those of the United States, can be opened for
+cultivation. If there is no prohibition to the importation of
+cheaper food, new and richer land in any part of the world,
+within reach of the given country, is an influence which works
+against the tendency. Yet the tendency, or economic law, is
+there all the same, forever working.
+</quote>
+
+<p>
+In all countries which have passed beyond a very early
+stage in the progress of agriculture, every increase in the
+demand for food, occasioned by increased population, will
+always, unless there is a simultaneous improvement in production,
+diminish the share which on a fair division would
+fall to each individual. An increased production, in default
+of unoccupied tracts of fertile land, or of fresh improvements
+tending to cheapen commodities, can never be obtained
+but by increasing the labor in more than the same
+proportion. The population must either work harder or eat
+less, or obtain their usual food by sacrificing a part of their
+other customary comforts. Whenever this necessity is postponed,
+it is because the improvements which facilitate production
+continue progressive; because the contrivances of
+mankind for making their labor more effective keep up an
+<pb n='147'/><anchor id='Pg147'/>
+equal struggle with Nature, and extort fresh resources from
+her reluctant powers as fast as human necessities occupy and
+engross the old.
+</p>
+
+<p>
+From this results the important corollary, that the necessity
+of restraining population is not, as many persons believe,
+peculiar to a condition of great inequality of property.
+A greater number of people can not, in any given state of
+civilization, be collectively so well provided for as a smaller.
+The niggardliness of nature,<note place='foot'>Henry George,
+as well as the Socialists, thinks poverty arises from the
+injustice of society, and here takes issue with the present teaching. But the
+question can be better discussed under Distribution.</note>
+not the injustice of society, is
+the cause of the penalty attached to over-population. An
+unjust distribution of wealth does not even aggravate the
+evil, but, at most, causes it to be somewhat earlier felt. It
+is in vain to say that all mouths which the increase of mankind
+calls into existence bring with them hands. The new
+mouths require as much food as the old ones, and the hands
+do not produce as much.
+</p>
+
+<p>
+After a degree of density has been attained, sufficient to
+allow the principal benefits of combination of labor, all further
+increase tends in itself to mischief, so far as regards the
+average condition of the people; but the progress of improvement
+has a counteracting operation, and allows of increased
+numbers without any deterioration, and even consistently
+with a higher average of comfort. Improvement
+must here be understood in a wide sense, including not only
+new industrial inventions, or an extended use of those already
+known, but improvements in institutions, education, opinions,
+and human affairs generally, provided they tend, as
+almost all improvements do, to give new motives or new
+facilities to production.
+</p>
+
+<quote rend='display'>
+<p>
+The increase in the population of the United States has
+been enormous, as already seen, but the increase of production
+has been still greater, owing to the fertility of our land, to improvements
+in the arts, and to our great genius for invention,
+as may be seen by the following table (amounts in the second
+<pb n='148'/><anchor id='Pg148'/>
+column are given in millions).<note place='foot'>Henry Gannet,
+<q>International Review,</q> 1882, p. 503.</note> The steady increase of the
+valuation of our wealth goes on faster than the increase of
+population, so that it manifests itself in a larger average wealth
+to each inhabitant.
+</p>
+
+<table rend="latexcolumns: 'l p{1.5cm} p{1.3cm} p{1.5cm} p{1.3cm} p{1.5cm}';
+ tblcolumns: 'lw(6) r r r r r'">
+<row><cell>Decades.</cell><cell>Valuation.</cell>
+ <cell>Per cent of increase.</cell><cell>Population.</cell>
+ <cell>Per cent of increase.</cell><cell>Per capital valuation.</cell></row>
+<row><cell>1800</cell><cell>$1,742</cell><cell>..</cell><cell>5,308,483</cell>
+ <cell>..</cell><cell>$328</cell></row>
+<row><cell>1810</cell><cell>2,382</cell><cell>37</cell><cell>7,239,881</cell>
+ <cell>36</cell><cell>329</cell></row>
+<row><cell>1820</cell><cell>3,734</cell><cell>57</cell><cell>9,633,882</cell>
+ <cell>33</cell><cell>386</cell></row>
+<row><cell>1830</cell><cell>4,328</cell><cell>16</cell><cell>12,866,020</cell>
+ <cell>34</cell><cell>336</cell></row>
+<row><cell>1840</cell><cell>6,124</cell><cell>41</cell><cell>17,069,453</cell>
+ <cell>33</cell><cell>359</cell></row>
+<row><cell>1850</cell><cell>8,800</cell><cell>44</cell><cell>23,191,876</cell>
+ <cell>36</cell><cell>379</cell></row>
+<row><cell>1860</cell><cell>16,160</cell><cell>84</cell><cell>31,443,321</cell>
+ <cell>35</cell><cell>514</cell></row>
+<row><cell>1870</cell><cell>30,068</cell><cell>86</cell><cell>38,558,371</cell>
+ <cell>23</cell><cell>780</cell></row>
+<row><cell>1880</cell><cell>40,000</cell><cell>33</cell><cell>50,155,783</cell>
+ <cell>30</cell><cell>798</cell></row>
+</table>
+</quote>
+
+<p>
+If the productive powers of the country increase as rapidly
+as advancing numbers call for an augmentation of
+produce, it is not necessary to obtain that augmentation by
+the cultivation of soils more sterile than the worst already
+under culture, or by applying additional labor to the old soils
+at a diminished advantage; or at all events this loss of power
+is compensated by the increased efficiency with which, in the
+progress of improvement, labor is employed in manufactures.
+In one way or the other, the increased population is
+provided for, and all are as well off as before. But if the
+growth of human power over nature is suspended or slackened,
+and population does not slacken its increase; if, with
+only the existing command over natural agencies, those
+agencies are called upon for an increased produce; this
+greater produce will not be afforded to the increased population,
+without either demanding on the average a greater
+effort from each, or on the average reducing each to a smaller
+ration out of the aggregate produce.
+</p>
+
+<p>
+Ever since the great mechanical inventions of Watt,
+Arkwright, and their contemporaries, the return to labor has
+probably increased as fast as the population; and would
+<pb n='149'/><anchor id='Pg149'/>
+even have outstripped it, if that very augmentation of return
+had not called forth an additional portion of the inherent
+power of multiplication in the human species. During the
+twenty or thirty years last elapsed, so rapid has been the extension
+of improved processes of agriculture [in England],
+that even the land yields a greater produce in proportion to
+the labor employed; the average price of corn had become
+decidedly lower, even before the repeal of the corn laws had
+so materially lightened, for the time being, the pressure of
+population upon production. But though improvement may
+during a certain space of time keep up with, or even surpass,
+the actual increase of population, it assuredly never comes
+up to the rate of increase of which population is capable:
+and nothing could have prevented a general deterioration
+in the condition of the human race, were it not that population
+has in fact been restrained. Had it been restrained
+still more, and the same improvements taken place, there
+would have been a larger dividend than there now is, for the
+nation or the species at large. The new ground wrung
+from nature by the improvements would not have been all
+tied up in the support of mere numbers. Though the
+gross produce would not have been so great, there would
+have been a greater produce per head of the population.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Necessity of Restraining Population not superseded by Free
+Trade in Food.</head>
+
+<p>
+When the growth of numbers outstrips the progress
+of improvement, and a country is driven to obtain the means
+of subsistence on terms more and more unfavorable, by the
+inability of its land to meet additional demands except on
+more onerous conditions, there are two expedients, by which
+it may hope to mitigate that disagreeable necessity, even
+though no change should take place in the habits of the
+people with respect to their rate of increase. One of these
+expedients is the importation of food from abroad. The
+other is emigration.
+</p>
+
+<p>
+The admission of cheaper food from a foreign country is
+equivalent to an agricultural invention by which food could
+be raised at a similarly diminished cost at home. It equally
+increases the productive power of labor. The return was
+<pb n='150'/><anchor id='Pg150'/>
+before, so much food for so much labor employed in the
+growth of food: the return is now, a greater quantity of
+food for the same labor employed in producing cottons or
+hardware, or some other commodity to be given in exchange
+for food. The one improvement, like the other, throws
+back the decline of the productive power of labor by a
+certain distance: but in the one case, as in the other, it immediately
+resumes its course; the tide which has receded,
+instantly begins to readvance. It might seem, indeed, that,
+when a country draws its supply of food from so wide a surface
+as the whole habitable globe, so little impression can be
+produced on that great expanse by any increase of mouths
+in one small corner of it that the inhabitants of the country
+may double and treble their numbers without feeling
+the effect in any increased tension of the springs of production,
+or any enhancement of the price of food throughout
+the world. But in this calculation several things are overlooked.
+</p>
+
+<p>
+In the first place, the foreign regions from which corn
+can be imported do not comprise the whole globe, but those
+parts of it almost alone which are in the immediate neighborhood
+of coasts or navigable rivers; and of such there is
+not, in the productive regions of the earth, so great a multitude
+as to suffice during an indefinite time for a rapidly
+growing demand, without an increasing strain on the productive
+powers of the soil.
+</p>
+
+<p>
+In the next place, even if the supply were drawn from
+the whole instead of a small part of the surface of the exporting
+countries, the quantity of food would still be limited,
+which could be obtained from them without an increase
+of the proportional cost. The countries which export
+food may be divided into two classes: those in which the
+effective desire of accumulation is strong, and those in
+which it is weak. In Australia and the United States of
+America, the effective desire of accumulation is strong;
+capital increases fast, and the production of food might be
+very rapidly extended. But in such countries population
+<pb n='151'/><anchor id='Pg151'/>
+also increases with extraordinary rapidity. Their agriculture
+has to provide for their own expanding numbers, as
+well as for those of the importing countries. They must,
+therefore, from the nature of the case, be rapidly driven, if
+not to less fertile, at least what is equivalent, to remoter
+and less accessible lands, and to modes of cultivation like
+those of old countries, less productive in proportion to the
+labor and expense.
+</p>
+
+<quote rend='display'>
+The extraordinary resources of the United States are scarcely
+understood even by Americans. Chart No. <ref target='Chart_XVIII'>XVIII</ref> (see
+<ref target='Book_IV_Chapter_III'>Book IV, Chap. III</ref>)
+may give some idea of the agricultural
+possibilities of our land. It will be seen from this that the
+quantity of fertile land in but one of our States&mdash;Texas&mdash;is
+greater than that of Austria-Hungary.
+</quote>
+
+<p>
+But the countries which have at the same time cheap
+food and great industrial prosperity are few, being only those
+in which the arts of civilized life have been transferred full-grown
+to a rich and uncultivated soil. Among old countries,
+those which are able to export food, are able only because
+their industry is in a very backward state, because capital,
+and hence population, have never increased sufficiently to
+make food rise to a higher price. Such countries are Russia,
+Poland, and Hungary.
+</p>
+
+<p>
+The law, therefore, of diminishing return to industry,
+whenever population makes a more rapid progress than improvement,
+is not solely applicable to countries which are
+fed from their own soil, but in substance applies quite as
+much to those which are willing to draw their food from
+any accessible quarter that can afford it cheapest.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;Nor by Emigration.</head>
+
+<p>
+Besides the importation of corn, there is another
+resource which can be invoked by a nation whose increasing
+numbers press hard, not against their capital, but against
+the productive capacity of their land: I mean Emigration,
+especially in the form of Colonization. Of this remedy the
+efficacy as far as it goes is real, since it consists in seeking
+elsewhere those unoccupied tracts of fertile land which, if
+they existed at home, would enable the demand of an increasing
+<pb n='152'/><anchor id='Pg152'/>
+population to be met without any falling off in the
+productiveness of labor. Accordingly, when the region to
+be colonized is near at hand, and the habits and tastes of
+the people sufficiently migratory, this remedy is completely
+effectual. The migration from the older parts of the American
+Confederation to the new Territories, which is to all intents
+and purposes colonization, is what enables population
+to go on unchecked throughout the Union without having
+yet diminished the return to industry, or increased the difficulty
+of earning a subsistence.
+</p>
+
+<quote rend='display'>
+How strictly true this is may be seen by examining the map
+given in the last census returns,<note place='foot'>Volume on
+Population, p. 481.</note> showing the residence of the
+natives of the State of New York. The greater or less frequency
+of natives of New York, residing in other States, is
+shown by different degrees of shading on the map. A large
+district westward as far as the Mississippi shows a density of
+natives of New York of from two to six to a square mile, and
+a lesser density from Minnesota to Indian Territory, on the
+other side of the Mississippi. The same is shown of other older
+States. The explanation of the movement can not be anything
+else than the same as that for the larger movement from Europe
+to America.
+</quote>
+
+<p>
+There is no probability that even under the most enlightened
+arrangements (in older countries) a permanent stream of
+emigration could be kept up, sufficient to take off, as in
+America, all that portion of the annual increase (when proceeding
+at its greatest rapidity) which, being in excess of
+the progress made during the same short period in the arts
+of life, tends to render living more difficult for every averagely
+situated individual in the community. And, unless this
+can be done, emigration can not, even in an economical point
+of view, dispense with the necessity of checks to population.
+</p>
+
+<p>
+The influence of immigration to the United States from
+European countries, in lessening the tension in the relation
+between food and numbers, is one of the most marked events
+in this century. The United States has received about one
+fourth of its total population in 1880 from abroad since the
+foundation of the republic, as will be seen by this table:
+</p>
+
+<pb n='153'/><anchor id='Pg153'/>
+
+<p>
+Total Immigration Into The
+United States.
+</p>
+
+<table rend="latexcolumns: 'p{3cm} r{3cm}';
+ tblcolumns: 'lw(10) r'">
+<row><cell>Periods.</cell><cell>Numbers.</cell></row>
+<row><cell>From 1789-1820</cell>
+ <cell>250,000<note place='foot'>Estimated.</note></cell></row>
+<row><cell>1820-1830</cell><cell>151,824</cell></row>
+<row><cell>1831-1840</cell><cell>599,125</cell></row>
+<row><cell>1841-1850</cell><cell>1,713,251</cell></row>
+<row><cell>1851-1860</cell><cell>2,598,214</cell></row>
+<row><cell>1861-1870</cell><cell>2,491,451</cell></row>
+<row><cell>1871-1880</cell><cell>2,812,191</cell></row>
+<row><cell>1881-1883</cell><cell>2,061,745</cell></row>
+<row><cell>Total</cell><cell>12,677,801</cell></row>
+</table>
+
+<p>
+Of this number, 5,333,991 came
+from the British Isles, of which 3,367,624
+were Irish.
+</p>
+
+<p>
+There came 3,860,624 Germans,
+593,021 Scandinavians, and 334,064
+French. (See United States <q>Statistical
+Abstract,</q> 1878, 1880, 1883.)
+</p>
+
+<p>
+The causes operating on this
+movement of men&mdash;a movement
+unequaled in history&mdash;are undoubtedly
+economic. Like the
+migration of the early Teutonic
+races from the Baltic to Southern
+Europe, it is due to the pressure
+of numbers on subsistence.
+</p>
+
+<p>
+A still more interesting study
+is that of the causes which attempt
+to explain the direction of
+this stream after it has reached
+our shores. It is a definite fact
+that the old slave States have
+hitherto received practically
+none of this vast foreign immigration.<note place='foot'>See article
+<q>Colonization,</q> <q>International Review,</q> 1881, p. 88.</note>
+The actual distribution
+of the foreign born in the
+United States is to be seen in a
+most interesting way by aid of
+the colored map, Chart No. VIII,
+giving the different densities of
+foreign-born population in different parts of the Union. It seems
+almost certain that the general belief hitherto in the insecurity
+of life and property in the old slave States has worked against
+the material prosperity of that section.
+</p>
+
+<p>
+The different ages of the native- and foreign-born inhabitants
+of the United States may be seen from the accompanying
+diagrams<note place='foot'>See F. A. Walker's <q>Statistical Atlas.</q></note>
+comparing the aggregate population of the United
+States with the foreign-born. This may profitably be compared
+with a similar diagram relating to the Chinese in the
+United States (<ref target='Book_II_Chapter_III_Section_3'>Book II, Chap. III, § 3</ref>).
+</p>
+
+<p>
+Aggregate: 1870.
+The figures give the number of thousands of each sex.
+</p>
+
+<table rend="latexcolumns: 'p{2cm} r r';
+ tblcolumns: 'r r r'">
+<row><cell>Decade of Life.</cell><cell>Males.</cell><cell>Females.</cell></row>
+<row><cell>1</cell><cell>136</cell><cell>132</cell></row>
+<row><cell>2</cell><cell>115</cell><cell>114</cell></row>
+<row><cell>3</cell><cell>87</cell><cell>90</cell></row>
+<row><cell>4</cell><cell>62</cell><cell>63</cell></row>
+<row><cell>5</cell><cell>47</cell><cell>44</cell></row>
+<row><cell>6</cell><cell>31</cell><cell>27</cell></row>
+<row><cell>7</cell><cell>17</cell><cell>15</cell></row>
+<row><cell>8</cell><cell>7</cell><cell>7</cell></row>
+<row><cell>9</cell><cell>2</cell><cell>2</cell></row>
+</table>
+
+<p>
+Foreign: 1870.
+</p>
+
+<table rend="latexcolumns: 'p{2cm} r r';
+ tblcolumns: 'r r r'">
+<row><cell>Decade of Life.</cell><cell>Males.</cell><cell>Females.</cell></row>
+<row><cell>1</cell><cell>24</cell><cell>23</cell></row>
+<row><cell>2</cell><cell>48</cell><cell>49</cell></row>
+<row><cell>3</cell><cell>128</cell><cell>114</cell></row>
+<row><cell>4</cell><cell>134</cell><cell>113</cell></row>
+<row><cell>5</cell><cell>107</cell><cell>84</cell></row>
+<row><cell>6</cell><cell>60</cell><cell>44</cell></row>
+<row><cell>7</cell><cell>27</cell><cell>23</cell></row>
+<row><cell>8</cell><cell>9</cell><cell>9</cell></row>
+<row><cell>9</cell><cell>2</cell><cell>2</cell></row>
+</table>
+
+</div>
+
+</div>
+
+</div>
+
+<pb n='155'/><anchor id='Pg155'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Book II. Distribution.</head>
+
+<div>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter I. Of Property.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Individual Property and its opponents.</head>
+
+<p>
+The laws and conditions of the Production of
+Wealth partake of the character of physical truths. There
+is nothing optional or arbitrary in them. It is not so with
+the Distribution of Wealth. That is a matter of human institution
+solely. The things once there, mankind, individually
+or collectively, can do with them as they like. They can
+place them at the disposal of whomsoever they please, and
+on whatever terms. The Distribution of Wealth depends
+on the laws and customs of society. The rules by which it
+is determined are what the opinions and feelings of the ruling
+portion of the community make them, and are very different
+in different ages and countries; and might be still
+more different, if mankind so chose. We have here to consider,
+not the causes, but the consequences, of the rules according
+to which wealth may be distributed. Those, at least,
+are as little arbitrary, and have as much the character of
+physical laws, as the laws of production.
+</p>
+
+<p>
+We proceed, then, to the consideration of the different
+modes of distributing the produce of land and labor, which
+have been adopted in practice, or may be conceived in theory.
+Among these, our attention is first claimed by that
+primary and fundamental institution, on which, unless in
+<pb n='156'/><anchor id='Pg156'/>
+some exceptional and very limited cases, the economical
+arrangements of society have always rested, though in
+its secondary features it has varied, and is liable to vary.
+I mean, of course, the institution of individual property.
+</p>
+
+<p>
+Private property, as an institution, did not owe its origin
+to any of those considerations of utility which plead for
+the maintenance of it when established. Enough is known
+of rude ages, both from history and from analogous states of
+society in our own time, to show that tribunals (which always
+precede laws) were originally established, not to determine
+rights, but to repress violence and terminate quarrels.
+With this object chiefly in view, they naturally enough gave
+legal effect to first occupancy, by treating as the aggressor
+the person who first commenced violence, by turning, or attempting
+to turn, another out of possession.
+</p>
+
+<p>
+In considering the institution of property as a question
+in social philosophy, we must leave out of consideration its
+actual origin in any of the existing nations of Europe. We
+may suppose a community unhampered by any previous possession;
+a body of colonists, occupying for the first time an
+uninhabited country. (1.) If private property were adopted,
+we must presume that it would be accompanied by none of
+the initial inequalities and injustice which obstruct the beneficial
+operation of the principle in old society. Every full-grown
+man or woman, we must suppose, would be secured
+in the unfettered use and disposal of his or her bodily and
+mental faculties; and the instruments of production, the
+land and tools, would be divided fairly among them, so that
+all might start, in respect to outward appliances, on equal
+terms. It is possible also to conceive that, in this original
+apportionment, compensation might be made for the injuries
+of nature, and the balance redressed by assigning to the less
+robust members of the community advantages in the distribution,
+sufficient to put them on a par with the rest. But
+the division, once made, would not again be interfered with;
+individuals would be left to their own exertions and to the
+<pb n='157'/><anchor id='Pg157'/>
+ordinary chances for making an advantageous use of what
+was assigned to them. (2.) If individual property, on the
+contrary, were excluded, the plan which must be adopted
+would be to hold the land and all instruments of production
+as the joint property of the community, and to carry on the
+operations of industry on the common account. The direction
+of the labor of the community would devolve upon a
+magistrate or magistrates, whom we may suppose elected by
+the suffrages of the community, and whom we must assume
+to be voluntarily obeyed by them. The division of the
+produce would in like manner be a public act. The principle
+might either be that of complete equality, or of apportionment
+to the necessities or deserts of individuals, in whatever
+manner might be conformable to the ideas of justice or
+policy prevailing in the community.
+</p>
+
+<p>
+The assailants of the principle of individual property
+may be divided into two classes: (1) those whose scheme
+implies absolute equality in the distribution of the physical
+means of life and enjoyment, and (2) those who admit inequality,
+but grounded on some principle, or supposed principle,
+of justice or general expediency, and not, like so many
+of the existing social inequalities, dependent on accident
+alone. The characteristic name for this [first] economical
+system is Communism, a word of Continental origin, only
+of late introduced into this country. The word Socialism,
+which originated among the English Communists, and was
+assumed by them as a name to designate their own doctrine,
+is now, on the Continent, employed in a larger sense; not
+necessarily implying Communism, or the entire abolition of
+private property, but applied to any system which requires
+that the land and the instruments of production should be
+the property, not of individuals, but of communities, or associations,
+or of the government.
+</p>
+
+<quote rend='display'>
+It should be said, moreover, that Socialism is to-day used in
+the distinct sense of a system which abolishes private property,
+and places the control of the capital, labor, and combined industries
+of the country in the hands of the state. The essence
+<pb n='158'/><anchor id='Pg158'/>
+of modern socialism is the appeal to state-help and the weakening
+of individual self-help. Collectivism is also a term now
+used by German and French writers to describe an organization
+of the industries of a country under a collective instead of an
+individual management. Collectivism is but the French expression
+for the system of state socialism.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. The case for Communism against private property presented.</head>
+
+<p>
+The objection ordinarily made to a system of community
+of property and equal distribution of the produce,
+that each person would be incessantly occupied in evading
+his fair share of the work, points, undoubtedly, to a real
+difficulty. But those who urge this objection forget to how
+great an extent the same difficulty exists under the system
+on which nine tenths of the business of society is now conducted.
+And though the <q>master's eye,</q> when the master
+is vigilant and intelligent, is of proverbial value, it must be
+remembered that, in a Socialist farm or manufactory, each
+laborer would be under the eye, not of one master, but of
+the whole community. If Communistic labor might be less
+vigorous than that of a peasant proprietor, or a workman
+laboring on his own account, it would probably be more energetic
+than that of a laborer for hire, who has no personal
+interest in the matter at all.
+</p>
+
+<p>
+Another of the objections to Communism is that if every
+member of the community were assured of subsistence for
+himself and any number of children, on the sole condition of
+willingness to work, prudential restraint on the multiplication
+of mankind would be at an end, and population would
+start forward at a rate which would reduce the community
+through successive stages of increasing discomfort to actual
+starvation. But Communism is precisely the state of things
+in which opinion might be expected to declare itself with
+greatest intensity against this kind of selfish intemperance.
+An augmentation of numbers which diminished the comfort
+or increased the toil of the mass would then cause (which now
+it does not) immediate and unmistakable inconvenience to
+every individual in the association; inconvenience which
+could not then be imputed to the avarice of employers, or
+the unjust privileges of the rich.
+</p>
+
+<pb n='159'/><anchor id='Pg159'/>
+
+<p>
+A more real difficulty is that of fairly apportioning the
+labor of the community among its members. There are
+many kinds of work, and by what standard are they to be
+measured one against another? Who is to judge how much
+cotton-spinning, or distributing goods from the stores, or
+brick-laying, or chimney-sweeping, is equivalent to so much
+plowing? Besides, even in the same kind of work, nominal
+equality of labor would be so great a real inequality that
+the feeling of justice would revolt against its being enforced.
+All persons are not equally fit for all labor; and the same
+quantity of labor is an unequal burden on the weak and the
+strong, the hardy and the delicate, the quick and the slow,
+the dull and the intelligent.<note place='foot'>For a further
+discussion of the difference between the motive powers under
+private property and under Communism, see Mr. Mill's posthumous <q>Chapters
+on Socialism,</q> <q>Fortnightly Review,</q> 1879 (vol. xxxi).</note>
+</p>
+
+<p>
+If, therefore, the choice were to be made between Communism
+with all its chances and the present state of society
+with all its sufferings and injustices, all the difficulties, great
+or small, of Communism, would be but as dust in the balance.
+But, to make the comparison applicable, we must compare
+Communism at its best with the <foreign rend='italic'>régime</foreign>
+of individual property,
+not as it is, but as it might be made. The laws of
+property have never yet conformed to the principles on
+which the justification of private property rests. They have
+made property of things which never ought to be property,
+and absolute property where only a qualified property ought
+to exist. Private property, in every defense made of it, is
+supposed to mean the guarantee to individuals of the fruits
+of their own labor and abstinence. The guarantee to them
+of the fruits of the labor and abstinence of others, transmitted
+to them without any merit or exertion of their own, is
+not of the essence of the institution, but a mere incidental
+consequence, which, when it reaches a certain height, does
+not promote, but conflicts with the ends which render private
+property legitimate. To judge of the final destination
+of the institution of property, we must suppose everything
+<pb n='160'/><anchor id='Pg160'/>
+rectified which causes the institution to work in a manner
+opposed to that equitable principle, of proportion between
+remuneration and exertion, on which, in every vindication of
+it that will bear the light, it is assumed to be grounded. We
+must also suppose two conditions realized, without which
+neither Communism nor any other laws or institutions could
+make the condition of the mass of mankind other than degraded
+and miserable. One of these conditions is, universal
+education; the other, a due limitation of the numbers of the
+community. With these, there could be no poverty, even
+under the present social institutions: and, these being supposed,
+the question of socialism is not, as generally stated by
+Socialists, a question of flying to the sole refuge against the
+evils which now bear down humanity, but a mere question
+of comparative advantages, which futurity must determine.
+We are too ignorant either of what individual agency in its
+best form, or socialism in its best form, can accomplish, to be
+qualified to decide which of the two will be the ultimate
+form of human society.
+</p>
+
+<p>
+If a conjecture may be hazarded, the decision will probably
+depend mainly on one consideration, viz., which of the
+two systems is consistent with the greatest amount of human
+liberty and spontaneity. It is yet to be ascertained whether
+the communistic scheme would be consistent with that multiform
+development of human nature, those manifold unlikenesses,
+that diversity of tastes and talents, and variety of
+intellectual points of view, which not only form a great part
+of the interest of human life, but, by bringing intellects into
+stimulating collision and by presenting to each innumerable
+notions that he would not have conceived of himself, are the
+mainspring of mental and moral progression.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. The Socialists who appeal to state-help.</head>
+
+<quote rend='display'>
+<p>
+For general purposes, a clearer understanding of the
+various schemes may be gained by observing that (1) one class
+of socialists intend to include the state itself within their plan,
+and (2) another class aim to form separate communities inside
+the state, and under its protection.
+</p>
+
+<p>
+Of this first system there are no present examples; but
+the object of most of the socialistic organizations in the United
+<pb n='161'/><anchor id='Pg161'/>
+States and Europe is to strive for the assumption by the
+state of the production and distribution of wealth.<note place='foot'>For
+an exposition of the varying forms of modern state socialism, and that
+form of it which advocates the nationalization of land (in H. George's <q>Progress
+and Poverty,</q> and Alfred Russel Wallace's <q>Land Nationalization, its
+Necessity and its Aims</q>) see a chapter in Henry Fawcett's last (sixth) edition
+of his <q>Manual</q> (1884). For a general and valuable treatise on Socialism, but
+one which does not describe schemes much later than Owen's, see Louis Reybaud's
+<q>Études sur les reformateurs, ou socialistes modernes</q> (seventh edition,
+1864). An excellent bibliography is given, vol. ii, pp. 453-470.</note> At present
+the most active Socialists are to be found in Germany. The
+origin of this influence, however, is to be traced to France.<note place='foot'>Pierre
+Joseph Proudhon (born 1809) made a well-known attack on private
+property in his <q>Qu'est-ce que la Propriété,</q> <q>What is Property?</q> (1840). His
+answer was, <q>It is robbery.</q> See also Ely, <q>French and German Socialism</q>
+(1883), p. 140.</note>
+Louis Blanc,<note place='foot'>Louis Blanc
+(born 1813, died 1882). His chief book, the <q>Organization of
+Labor,</q> appeared in 1840, in the columns of the <q>Revue du Progrès.</q></note>
+in his <q>Organisation du Travail,</q> considers property
+the great scourge of society. The Government, he asserts,
+should regulate production; raise money to be appropriated
+without interest for creating state workshops, in which the
+workmen should elect their own overseers, and all receive the
+same wages; and the sums needed should be raised from the
+abolition of collateral inheritance. The important practical
+part of his scheme was that the great state workshops, aided
+by the Government, would make private competition in those
+industries impossible, and thus bring about the change from
+the private to the socialistic system.
+</p>
+
+<p>
+The founder of modern German socialism was Karl Marx,<note place='foot'>Karl Marx
+(born 1818, died 1883) published <q>The Criticism of Political
+Economy</q> (1859); and an extension of the same book under the new title of
+<q>Capital</q> (1867), of which only the first volume has appeared, on <q>The Process
+of the Production of Capital.</q> This was again enlarged in 1872 to 822
+pages. A large part of the work is filled with extracts from parliamentary reports
+on the condition of English workmen. Before the Revolution of 1848 he
+edited a communistic journal, and was obliged to leave the country afterward,
+by which he was led to London. He was an able writer on history and politics.
+Marx was assisted by Friedrich Engels, who wrote <q>The Condition of the Working
+Classes in England</q> (1845). See Ely, ibid., chap. x.</note>
+and almost the only Socialist who pretended to economic
+knowledge. He aimed his attack on the present social system
+against the question of value, by asserting that the amount
+of labor necessary for the production of an article is the sole
+measure of its exchange value. It follows from this that the
+<pb n='162'/><anchor id='Pg162'/>
+right of property in the article vests wholly in the laborer,
+while the capitalist, if he claims a share of the product, is nothing
+less than a robber. No just system, he avers, can properly
+exist so long as the rate of wages is fixed by free contract between
+the employer and laborer; therefore the only remedy is
+the nationalization of all the elements of production, land, tools,
+materials, and all existing appliances, which involves, of course,
+the destruction of the institution of private property. An obvious
+weakness in this scheme is the provision that the Government
+should determine what goods are to be produced, and
+that every one is bound to perform that work which is assigned
+by the state. In this there is no choice of work, and the
+tyranny of one master would be supplanted by the tyranny
+of a greater multiplex master in the officers of Government.
+Moreover, it can not be admitted that exchange value is determined
+by the quantity of labor alone. Every one knows
+that the result of ten days' labor of a skilled watch-maker does
+not exchange for the result of ten days' labor of an unskilled
+hodman. Of two men making shoes, one may produce a good
+the other a poor article, although both may work the same
+length of time; so that their exchange value ought not to be
+determined by the mere quantity of labor expended. Above
+all, Marx would extend the equality of wages for the same
+time to the manager and superintendent also. In other words,
+he proposes to take away all the incentives to the acquirement
+or exercise of superior and signal ability in every work of life,
+the result of which would inevitably lead to a deadening extension
+of mediocrity.
+</p>
+
+<p>
+This system gained an undue attention because it was
+made the instrument of a socialist propaganda under the leadership
+of Ferdinand Lassalle.<note place='foot'>Born 1825,
+the son of a rich Jewish merchant. In philosophy and jurisprudence
+he won the praise of Humboldt and Boeckh. But vanity and wild
+ambition checked the success due to great abilities and energy of character.
+He was finally shot in a duel in 1864. He appears as the antagonist of Schultze
+(of Delitzsch), advocating state-help against the self-help of the originator of
+the People's Banks.</note> This active leader, in 1863,
+founded the German <q>Workingmen's Union,</q> a year earlier
+than the <q>International<note place='foot'>For an
+account of this society see Theodore D. Woolsey's <q>Communism
+and Socialism</q> (1880); <q>Nineteenth Century,</q> July, 1878; and Ely, ibid.,
+chap. xi.</note> Association.</q> In 1869 Liebknecht
+and his friends established the <q>Social Democratic Workingmen's
+Party,</q> which after some difficulties absorbed the followers
+of Lassalle in a congress at Gotha in 1875, and form the
+<pb n='163'/><anchor id='Pg163'/>
+present Socialist party in Germany. Their programme,<note place='foot'>See
+New York <q>Nation,</q> Nos. 684, 686.</note> as
+announced at Gotha, is as follows:
+</p>
+
+<p>
+I. Labor is the source of all riches and of all culture. As
+general profitable labor can only be done by the human society,
+the whole product of labor belongs to society&mdash;i.e., to all its
+members&mdash;who have the same duties and the same right to
+work, each according to his reasonable wants.
+</p>
+
+<p>
+In the present society the means of work are the monopoly
+of the class of capitalists. The class of workingmen thus become
+dependent on them, and consequently are given over to
+all degrees of misery and servitude.
+</p>
+
+<p>
+In order to emancipate labor it is requisite that the means
+of work be transformed into the common property of society,
+that all production be regulated by associations, and that the
+entire product of labor be turned over to society and justly
+distributed for the benefit of all.
+</p>
+
+<p>
+None but the working-class itself can emancipate labor, as
+in relation to it all other classes are only a reactionary mass.
+</p>
+
+<p>
+II. Led by these principles, the German Social Workingmen's
+party, by all legal means, strives for a free state and society,
+the breaking down of the iron laws of wages by abolishing
+the system of hired workingmen, by abolishing exploitation in
+every shape, and doing away with all social and political inequality.
+</p>
+
+<p>
+The German Social Workingmen's party, although first
+working within its national confines, is fully conscious of the
+international character of the general workingmen's movement,
+and is resolved to fulfill all duties which it imposes on each
+workingman in order to realize the fraternity of all men.
+</p>
+
+<p>
+The German Social Workingmen's party, for the purpose
+of preparing the way, and for the solution of the social problem,
+demands the creation of social productive associations, to
+be supported by the state government, and under the control
+of the working-people. The productive associations are to be
+founded in such numbers that the social organization of the
+whole production can be effected by them.
+</p>
+
+<p>
+The German Social Workingmen's party requires as the
+basis of state government:
+</p>
+
+<p>
+1. Universal, equal, direct, and secret suffrage, which, beginning
+with the twentieth year, obliges all citizens to vote in
+all State, county, and town elections. Election-day must be a
+Sunday or a holiday.
+</p>
+
+<p>
+2. Direct legislation by the people; decision as to war and
+peace by the people.
+</p>
+
+<pb n='164'/><anchor id='Pg164'/>
+
+<p>
+3. General capability of bearing arms; popular defense in
+place of standing armies.
+</p>
+
+<p>
+4. Abolition of all exceptional laws, especially those relating
+to the press, public meetings, and associations&mdash;in short, of all
+laws which hinder the free expression of ideas and thought.
+</p>
+
+<p>
+5. Gratuitous administration of justice by the people.
+</p>
+
+<p>
+6. General and equal, popular and gratuitous education by
+the Government in all classes and institutes of learning; general
+duty to attend school; religion to be declared a private affair.
+</p>
+
+<p>
+The German Social Workingmen's party insists on realizing
+in the present state of society:
+</p>
+
+<p>
+1. The largest possible extension of political rights and
+freedom in conformity to the above six demands.
+</p>
+
+<p>
+2. A single progressive income-tax for State, counties, and
+towns, instead of those which are imposed at present, and in
+place of indirect taxes, which unequally burden the people.
+</p>
+
+<p>
+3. Unlimited right of combination.
+</p>
+
+<p>
+4. A normal working-day corresponding with the wants of
+society; prohibition of Sunday labor.
+</p>
+
+<p>
+5. Prohibition of children's work and of women's work, so
+far as it injures their health and morality.
+</p>
+
+<p>
+6. Protective laws for the life and health of workingmen;
+sanitary control of their dwellings; superintendence of mines,
+factories, industry, and home work by officers chosen by the
+workingmen; an effectual law guaranteeing the responsibility
+of employers.
+</p>
+
+<p>
+7. Regulation of prison-work.
+</p>
+
+<p>
+8. Unrestricted self-government of all banks established for
+the mutual assistance of workingmen.
+</p>
+
+<p>
+The above scheme also represents very well the character of
+the Socialist agitators in the United States, who are themselves
+chiefly foreigners, and have foreign conceptions of socialism.
+On this form of socialism it is interesting to have Mr. Mill's
+later opinions<note place='foot'>From his
+posthumous <q>Chapters on Socialism,</q> <q>Fortnightly Review,</q>
+1879, p. 513 (vol. xxxi), and written in 1869.</note> in his own words.
+</p>
+</quote>
+
+<p>
+<q>Among those who call themselves Socialists, two kinds
+of persons may be distinguished. There are, in the first
+place, (1) those whose plans for a new order of society, in
+which private property and individual competition are to be
+superseded and other motives to action substituted, are on
+the scale of a village community or township, and would be
+applied to an entire country by the multiplication of such
+<pb n='165'/><anchor id='Pg165'/>
+self-acting units; of this character are the systems of Owen,
+of Fourier, and the more thoughtful and philosophic Socialists
+generally. The other class (2) who are more a product
+of the Continent than of Great Britain, and may be called
+the revolutionary Socialists, propose to themselves a much
+bolder stroke. Their scheme is the management of the
+whole productive resources of the country by one central
+authority, the general Government. And with this view
+some of them avow as their purpose that the working-classes,
+or somebody in their behalf, should take possession
+of all the property of the country, and administer it for the
+general benefit. The aim of that is to substitute the new
+rule for the old at a single stroke, and to exchange the
+amount of good realized under the present system, and its
+large possibilities of improvement, for a plunge without any
+preparation into the most extreme form of the problem of
+carrying on the whole round of the operations of social life
+without the motive power which has always hitherto worked
+the social machinery. It must be acknowledged that those
+who would play this game on the strength of their own
+private opinion, unconfirmed as yet by any experimental
+verification, must have a serene confidence in their own
+wisdom on the one hand, and a recklessness of people's sufferings
+on the other, which Robespierre and St. Just, hitherto
+the typical instances of those united attributes, scarcely
+came up to.</q>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Of various minor schemes, Communistic and Socialistic.</head>
+
+<p>
+[Of the schemes to be tried within a state], the
+two elaborate forms of non-communistic Socialism known
+as Saint-Simonism and Fourierism are totally free from the
+objections usually urged against Communism. The Saint-Simonian<note place='foot'>The
+Count de Saint-Simon served in our Revolutionary War in the French
+army, while very young, and ended a life of misfortune and poverty in 1825, a
+month after the publication of his <q>Nouveau Christianisme</q> (Woolsey's <q>Communism
+and Socialism,</q> p. 107). For a fuller account, see R. T. Ely's <q>French
+and German Socialism,</q> p. 53; A. J. Booth's <q>Saint-Simon and Saint-Simonism</q>
+(London, 1871); and Reybaud, ibid.</note>
+scheme does not contemplate an equal, but an
+<pb n='166'/><anchor id='Pg166'/>
+unequal division of the produce; it does not propose that
+all should be occupied alike, but differently, according to
+their vocation or capacity; the function of each being assigned,
+like grades in a regiment, by the choice of the directing
+authority, and the remuneration being by salary, proportioned
+to the importance, in the eyes of that authority,
+of the function itself, and the merits of the person who fulfills
+it. But to suppose that one or a few human beings,
+howsoever selected, could, by whatever machinery of subordinate
+agency, be qualified to adapt each person's work
+to his capacity, and proportion each person's remuneration
+to his merits, is a supposition almost too chimerical to be
+reasoned against.<note place='foot'>This experiment
+when put on trial in France first brought up the question
+of the legal justice of giving an absolute right to inherited property, and numbered
+among its disciples the economists, Michel Chevalier and Adolphe Blanqui,
+and the philosopher, Auguste Comte.</note>
+</p>
+
+<p>
+The most skillfully combined, and with the greatest foresight
+of objections, of all the forms of Socialism is that commonly
+known as Fourierism.<note place='foot'>Fourier was
+born at Besançon in 1772. He wrote the <q>Theory of the
+Four Movements</q> (1808); <q>A Treatise on Domestic and Agricultural Association</q>
+(1822); <q>The Theory of Universal Unity</q> (1841). Died 1837. See Ely,
+ibid., p. 81; Victor Considérant's <q>La Destinée Sociale</q> (fourth edition, 1851);
+and Reybaud, ibid.</note> This system does not contemplate
+the abolition of private property, nor even of inheritance:
+on the contrary, it avowedly takes into consideration,
+as an element in the distribution of the produce,
+capital as well as labor. It proposes that the operations of
+industry should be carried on by associations of about two
+thousand members, combining their labor on a district of
+about a square league in extent, under the guidance of
+chiefs selected by themselves (the <q>phalanstery</q>). In the
+distribution a certain minimum is first assigned for the
+subsistence of every member of the community, whether
+capable or not of labor. The remainder of the produce
+is shared in certain proportions, to be determined beforehand,
+among the three elements, Labor, Capital, and Talent.
+<pb n='167'/><anchor id='Pg167'/>
+The capital of the community may be owned in unequal
+shares by different members, who would in that case receive,
+as in any other joint-stock company, proportional dividends.
+The claim of each person on the share of the produce
+apportioned to talent is estimated by the grade or rank
+which the individual occupies in the several groups of laborers
+to which he or she belongs, these grades being in all
+cases conferred by the choice of his or her companions.
+The remuneration, when received, would not of necessity be
+expended or enjoyed in common; there would be separate
+<foreign rend='italic'>ménages</foreign> for all who
+preferred them, and no other community
+of living is contemplated than that all the members of
+the association should reside in the same pile of buildings;
+for saving of labor and expense, not only in building, but
+in every branch of domestic economy; and in order that,
+the whole buying and selling operations of the community
+being performed by a single agent, the enormous portion of
+the produce of industry now carried off by the profits of
+mere distributors might be reduced to the smallest amount
+possible.
+</p>
+
+<quote rend='display'>
+<p>
+Fourierism was tried in West Virginia by American disciples,
+and it was advocated by Horace Greeley. A modified
+form appeared in the famous community at Brook Farm (near
+Dedham, Massachusetts), which drew there George Ripley,
+Margaret Fuller, and even George William Curtis and Nathaniel
+Hawthorne.
+</p>
+
+<p>
+There have been many smaller communities established in
+the United States, but it can not be said that they have been
+successful from the point of view either of numbers or material
+prosperity. The followers of Rapp, or the Harmonists, in
+Pennsylvania and Indiana; the Owenites,<note place='foot'>Robert Owen
+(father of Robert Dale Owen), born 1771, in 1799 was engaged
+in the famous New Lanark Mills, of which Jeremy Bentham was one of
+the partners. In 1825 he purchased Harmony, in Indiana, from Mr. Rapp. He
+believed in a full community of property; that the Government should employ
+the surplus of labor for which there was no demand; and that, until the members
+became fully trained, affairs should be managed by one head (as in
+Saint-Simonism).</note> in Indiana; the
+community of Zoar, in Ohio; the Inspirationists, in New York
+<pb n='168'/><anchor id='Pg168'/>
+and Iowa; the Perfectionists, at Oneida and Wallingford&mdash;are
+all evidently suffering from the difficulties due to the absence of
+family life, from the increasing spirit of personal independence
+which carries away the younger members of the organizations,<note place='foot'>For
+Brook Farm, see Noyes's <q>History of American Socialism,</q> chapter
+xi, and the life of <q>George Ripley,</q> by O. B. Frothingham (1882). In general,
+also, for American experiments see Charles Nordhoff's <q>The Communistic Societies
+of the United States</q>; W. A. Hinds's <q>American Communists</q> (1878);
+Woolsey's <q>Communism and Socialism</q> (1880); and Noyes's <q>American Socialism</q>
+(1870).</note>
+and the want of that executive ability which distinguishes the
+successful manager in private enterprises.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. The Socialist objections to the present order of Society examined.</head>
+
+<p>
+<q rend='pre'>The attacks<note place='foot'>The extracts
+in large type in this section are taken from Mr. Mill's <q>Chapters
+on Socialism</q> (<q>Fortnightly Review,</q> 1879), being only the beginning of
+a larger work begun in 1869, and given to the public since his death. They
+are of interest because they give his conclusions twenty years after his <q>Political
+Economy</q> was written.</note> on the present social order are vigorous
+and earnest, but open to the charge of exaggeration.</q>
+</p>
+
+<p>
+<q rend='pre'>In the first place, it is unhappily true that the wages of
+ordinary labor, in all the countries of Europe, are wretchedly
+insufficient to supply the physical and moral necessities of
+the population in any tolerable measure. But when it is
+further alleged that even this insufficient remuneration has a
+tendency to diminish; that there is, in the words of M. Louis
+Blanc, <foreign lang='fr' rend='italic'>une baisse
+continue des salaires</foreign>; the assertion is in
+opposition to all accurate information, and to many notorious
+facts. It has yet to be proved that there is any country
+in the civilized world where the ordinary wages of labor, estimated
+either in money or in articles of consumption, are
+declining; while in many they are, on the whole, on the increase;
+and an increase which is becoming, not slower, but
+more rapid. There are, occasionally, branches of industry
+which are being gradually superseded by something else,
+and in those, until production accommodates itself to demand,
+wages are depressed.</q>
+</p>
+
+<p>
+<q rend='pre'>M. Louis Blanc appears to have fallen into the same error
+which was at first committed by Malthus and his followers,
+that of supposing because population has a greater power of
+<pb n='169'/><anchor id='Pg169'/>
+increase than subsistence, its pressure upon subsistence must
+be always growing more severe. It is a great point gained
+for truth when it comes to be seen that the tendency to over-population
+is a fact which Communism, as well as the existing
+order of society, would have to deal with. However
+this may be, experience shows that in the existing state of
+society the pressure of population on subsistence, which is
+the principal cause of low wages, though a great, is not an
+increasing evil; on the contrary, the progress of all that is
+called civilization has a tendency to diminish it, partly by
+the more rapid increase of the means of employing and maintaining
+labor, partly by the increased facilities opened to
+labor for transporting itself to new countries and unoccupied
+fields of employment, and partly by a general improvement
+in the intelligence and prudence of the population. It is,
+of course, open to discussion what form of society has the
+greatest power of dealing successfully with the pressure of
+population on subsistence, and on this question there is
+much to be said for Socialism; but it has no just claim
+to be considered as the sole means of preventing the
+general and growing degradation of the mass of mankind
+through the peculiar tendency of poverty to produce over-population.</q>
+</p>
+
+<p>
+<q rend='pre'>Next, it must be observed that Socialists generally, and
+even the most enlightened of them, have a very imperfect
+and one-sided notion of the operation of competition. They
+see half its effects, and overlook the other half. They forget
+that competition is a cause of high prices and values as well
+as of low; that the buyers of labor and of commodities compete
+with one another as well as the sellers; and that, if it is
+competition which keeps the prices of labor and commodities
+as low as they are, it is competition which keeps them from
+falling still lower. To meet this consideration, Socialists are
+reduced to affirm that, when the richest competitor has got
+rid of all his rivals, he commands the market and can demand
+any price he pleases. But in the ordinary branches of
+industry no one rich competitor has it in his power to drive
+<pb n='170'/><anchor id='Pg170'/>
+out all the smaller ones. Some businesses show a tendency
+to pass out of the hands of small producers or dealers into a
+smaller number of larger ones; but the cases in which this
+happens are those in which the possession of a larger capital
+permits the adoption of more powerful machinery, more
+efficient by more expensive processes, or a better organized
+and more economical mode of carrying on business, and this
+enables the large dealer legitimately and permanently to
+supply the commodity cheaper than can be done on the small
+scale; to the great advantage of the consumers, and therefore
+of the laboring-classes, and diminishing, <foreign rend='italic'>pro tanto</foreign>, that
+waste of the resources of the community so much complained
+of by Socialists, the unnecessary multiplication of mere distributors,
+and of the various other classes whom Fourier calls
+the parasites of industry.</q>
+</p>
+
+<p>
+<q rend='pre'>Another point on which there is much misapprehension
+on the part of Socialists, as well as of trades-unionists and
+other partisans of labor against capital, relates to the proportion
+in which the produce of the country is really shared and
+the amount of what is actually diverted from those who produce
+it, to enrich other persons. When, for instance, a capitalist
+invests £20,000 in his business, and draws from it an income
+of (suppose) £2,000 a year, the common impression is
+as if he were the beneficial owner both of the £20,000 and
+of the £2,000, while the laborers own nothing but their wages.
+The truth, however, is that he only obtains the £2,000 on
+condition of applying no part of the £20,000 to his own
+use. He has the legal control over it, and might squander
+it if he chose, but if he did he would not have the
+£2,000 a year also. For all personal purposes they have
+the capital and he has but the profits, which it only yields
+to him on condition that the capital itself is employed in
+satisfying not his own wants, but those of laborers. Even
+of his own share a small part only belongs to him as the
+owner of capital. The portion of the produce which falls
+to capital merely as capital is measured by the interest of
+money, since that is all that the owner of capital obtains
+<pb n='171'/><anchor id='Pg171'/>
+when he contributes to production nothing except the capital
+itself.</q>
+</p>
+
+<p>
+<q>The result of our review of the various difficulties of Socialism
+has led us to the conclusion that the various schemes
+for managing the productive resources of the country by
+public instead of private agency have a case for a trial, and
+some of them may eventually establish their claims to preference
+over the existing order of things, but that they are at
+present workable only by the <foreign rend='italic'>élite</foreign> of mankind, and have
+yet to prove their power of training mankind at large to the state
+of improvement which they presuppose.</q>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_II_Chapter_I_Section_6'/>
+<head>§ 6. Property in land different from property in Movables.</head>
+
+<p>
+It is next to be considered what is included in the
+idea of private property and by what considerations the application
+of the principle should be bounded.
+</p>
+
+<p>
+The institution of property, when limited to its essential
+elements, consists in the recognition, in each person, of a
+right to the exclusive disposal of what he or she have produced
+by their own exertions, or received either by gift or
+by fair agreement, without force or fraud, from those who
+produced it. The foundation of the whole is, the right of
+producers to what they themselves have produced. Nothing
+is implied in property but the right of each to his (or her)
+own faculties, to what he can produce by them, and to whatever
+he can get for them in a fair market: together with his
+right to give this to any other person if he chooses, and the
+right of that other to receive and enjoy it.
+</p>
+
+<p>
+It follows, therefore, that although the right of bequest,
+or gift after death, forms part of the idea of private property,
+the right of inheritance, as distinguished from bequest, does
+not. That the property of persons who have made no disposition
+of it during their lifetime should pass first to their
+children, and, failing them, to the nearest relations, may be
+a proper arrangement or not, but is no consequence of the
+principle of private property. I see no reason why collateral
+inheritance should exist at all. Mr. Bentham long ago proposed,
+and other high authorities have agreed in the opinion,
+that, if there are no heirs either in the descending or in the
+<pb n='172'/><anchor id='Pg172'/>
+ascending line, the property, in case of intestacy, should escheat
+to the state. The parent owes to society to endeavor
+to make the child a good and valuable member of it, and
+owes to the children to provide, so far as depends on him,
+such education, and such appliances and means, as will enable
+them to start with a fair chance of achieving by their
+own exertions a successful life. To this every child has a
+claim; and I can not admit that as a child he has a claim to
+more.
+</p>
+
+<p>
+The essential principle of property being to assure to all
+persons what they have produced by their labor and accumulated
+by their abstinence, this principle can not apply to what
+is not the produce of labor, the raw material of the earth. If
+the land derived its productive power wholly from nature,
+and not at all from industry, or if there were any means of
+discriminating what is derived from each source, it not only
+would not be necessary, but it would be the height of injustice,
+to let the gift of nature be engrossed by individuals.
+[But] the use of the land in agriculture must indeed, for the
+time being, be of necessity exclusive; the same person who
+has plowed and sown must be permitted to reap.
+</p>
+
+<p>
+But though land is not the produce of industry, most of
+its valuable qualities are so. Labor is not only requisite for
+using, but almost equally so for fashioning, the instrument.
+Considerable labor is often required at the commencement,
+to clear the land for cultivation. In many cases, even when
+cleared, its productiveness is wholly the effect of labor and
+art. One of the barrenest soils in the world, composed of
+the material of the Goodwin Sands, the Pays de Waes in
+Flanders, has been so fertilized by industry as to have become
+one of the most productive in Europe. Cultivation
+also requires buildings and fences, which are wholly the produce
+of labor. The fruits of this industry can not be reaped
+in a short period. The labor and outlay are immediate, the
+benefit is spread over many years, perhaps over all future
+time. A holder will not incur this labor and outlay when
+strangers and not himself will be benefited by it. If he
+<pb n='173'/><anchor id='Pg173'/>
+undertakes such improvements, he must have a sufficient
+period before him in which to profit by them; and he is in
+no way so sure of having always a sufficient period as when
+his tenure is perpetual.
+</p>
+
+<p>
+These are the reasons which form the justification, in an
+economical point of view, of property in land. It is seen
+that they are only valid in so far as the proprietor of land is
+its improver. Whenever, in any country, the proprietor,
+generally speaking, ceases to be the improver, political economy
+has nothing to say in defense of landed property, as there
+established.
+</p>
+
+<p>
+When the <q>sacredness of property</q> is talked of, it
+should always be remembered that any such sacredness
+does not belong in the same degree to landed property. No
+man made the land. It is the original inheritance of the
+whole species. Its appropriation is wholly a question of
+general expediency. When private property in land is not
+expedient, it is unjust. The reverse is the case with property
+in movables, and in all things the product of labor:
+over these, the owner's power both of use and of exclusion
+should be absolute, except where positive evil to others
+would result from it; but, in the case of land, no exclusive
+right should be permitted in any individual which can not
+be shown to be productive of positive good. To be allowed
+any exclusive right at all, over a portion of the common inheritance,
+while there are others who have no portion, is
+already a privilege. No quantity of movable goods which
+a person can acquire by his labor prevents others from acquiring
+the like by the same means; but, from the very
+nature of the case, whoever owns land keeps others out
+of the enjoyment of it. When land is not intended to be
+cultivated, no good reason can in general be given for its
+being private property at all. Even in the case of cultivated
+land, a man whom, though only one among millions, the law
+permits to hold thousands of acres as his single share, is not
+entitled to think that all this is given to him to use and
+abuse, and deal with as if it concerned nobody but himself.
+<pb n='174'/><anchor id='Pg174'/>
+The rents or profits which he can obtain from it are at
+his sole disposal; but with regard to the land, in everything
+which he does with it, and in everything which he abstains
+from doing, he is morally bound, and should, whenever the
+case admits, be legally compelled to make his interest and
+pleasure consistent with the public good.
+</p>
+
+</div>
+
+</div>
+
+<pb n='175'/><anchor id='Pg175'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_II_Chapter_II'/>
+<head>Chapter II. Of Wages.</head>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_II_Chapter_II_Section_1'/>
+<head>§ 1. Of Competition and Custom.</head>
+
+<p>
+Political economists generally, and English political
+economists above others, have been accustomed to lay
+almost exclusive stress upon the first of [two] agencies
+[competition and custom]; to exaggerate the effect of competition,
+and to take into little account the other and conflicting
+principle. They are apt to express themselves as
+if they thought that competition actually does, in all cases,
+whatever it can be shown to be the tendency of competition
+to do. This is partly intelligible, if we consider that only
+through the principle of competition has political economy
+any pretension to the character of a science. So far as rents,
+profits, wages, prices, are determined by competition, laws
+may be assigned for them. Assume competition to be their
+exclusive regulator, and principles of broad generality and
+scientific precision may be laid down, according to which
+they will be regulated. The political economist justly deems
+this his proper business: and, as an abstract or hypothetical
+science, political economy can not be required to do, and indeed
+can not do, anything more. But it would be a great
+misconception of the actual course of human affairs to suppose
+that competition exercises in fact this unlimited sway.
+I am not speaking of monopolies, either natural or artificial,
+or of any interferences of authority with the liberty of production
+or exchange. Such disturbing causes have always
+been allowed for by political economists. I speak of cases
+in which there is nothing to restrain competition; no hindrance
+<pb n='176'/><anchor id='Pg176'/>
+to it either in the nature of the case or in artificial
+obstacles; yet in which the result is not determined by
+competition, but by custom or usage; competition either
+not taking place at all, or producing its effect in quite a different
+manner from that which is ordinarily assumed to be
+natural to it.
+</p>
+
+<quote rend='display'>
+As stated by Mr. Cairnes,<note place='foot'><q>Logical Method,</q>
+pp. 34, 36.</note> political economy is a science
+just as is any recognized physical science&mdash;astronomy, chemistry,
+physiology. The economic <q>facts we find existing are
+the results of causes, between which and them the connection
+is constant and invariable. It is, then, the constant relations
+exhibited in economic phenomena that we have in view when
+we speak of the laws of the phenomena of wealth; and in the
+exposition of these laws consists the science of political economy.</q>
+It is to be remembered that economic laws are <emph>tendencies</emph>,
+not actual descriptions of any given conditions in this or
+that place.
+</quote>
+
+<p>
+Competition, in fact, has only become in any considerable
+degree the governing principle of contracts, at a comparatively
+modern period. The further we look back into history,
+the more we see all transactions and engagements under
+the influence of fixed customs. The relations, more especially
+between the land-owner and the cultivator, and the
+payments made by the latter to the former, are, in all states
+of society but the most modern, determined by the usage of
+the country. The custom of the country is the universal
+rule; nobody thinks of raising or lowering rents, or of letting
+land, on other than the customary conditions. Competition,
+as a regulator of rent, has no existence.
+</p>
+
+<p>
+Prices, whenever there was no monopoly, came earlier
+under the influence of competition, and are much more universally
+subject to it, than rents. The wholesale trade, in
+the great articles of commerce, is really under the dominion
+of competition. But retail price, the price paid by the
+actual consumer, seems to feel very slowly and imperfectly
+the effect of competition; and, when competition does exist,
+<pb n='177'/><anchor id='Pg177'/>
+it often, instead of lowering prices, merely divides the gains
+of the high price among a greater number of dealers. The
+influence of competition is making itself felt more and more
+through the principal branches of retail trade in the large
+towns.
+</p>
+
+<p>
+All professional remuneration is regulated by custom.
+The fees of physicians, surgeons, and barristers, the charges
+of attorneys, are nearly invariable. Not certainly for want
+of abundant competition in those professions, but because
+the competition operates by diminishing each competitor's
+chance of fees, not by lowering the fees themselves.
+</p>
+
+<p>
+These observations must be received as a general correction
+to be applied whenever relevant, whether expressly
+mentioned or not, to the conclusions contained in the subsequent
+portions of this treatise. Our reasonings must, in
+general, proceed as if the known and natural effects of competition
+were actually produced by it, in all cases in which
+it is not restrained by some positive obstacle. Where competition,
+though free to exist, does not exist, or where it
+exists, but has its natural consequences overruled by any
+other agency, the conclusions will fail more or less of being
+applicable. To escape error, we ought, in applying the conclusions
+of political economy to the actual affairs of life, to
+consider not only what will happen supposing the maximum
+of competition, but how far the result will be affected if
+competition falls short of the maximum.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_II_Chapter_II_Section_2'/>
+<head>§ 2. The Wages-fund, and the Objections to it Considered.</head>
+
+<p>
+Under the head of Wages are to be considered, first,
+the causes which determine or influence the wages of labor
+generally, and secondly, the differences that exist between
+the wages of different employments. It is convenient to
+keep these two classes of considerations separate; and in
+discussing the law of wages, to proceed in the first instance
+as if there were no other kind of labor than common unskilled
+labor, of the average degree of hardness and disagreeableness.
+</p>
+
+<p>
+Competition, however, must be regarded, in the present
+state of society, as the principal regulator of wages, and custom
+<pb n='178'/><anchor id='Pg178'/>
+or individual character only as a modifying circumstance,
+and that in a comparatively slight degree.
+</p>
+
+<p>
+Wages, then, depend mainly upon the demand and supply
+of labor; or, as it is often expressed, on the proportion
+between population and capital. By population is here
+meant the number only of the laboring-class, or rather of
+those who work for hire; and by capital, only circulating
+capital, and not even the whole of that, but the part which
+is expended in the direct purchase of labor. To this, however,
+must be added all funds which, without forming a part
+of capital, are paid in exchange for labor, such as the wages
+of soldiers, domestic servants, and all other unproductive
+laborers. There is unfortunately no mode of expressing, by
+one familiar term, the aggregate of what may be called the
+wages-fund of a country: and, as the wages of productive
+labor form nearly the whole of that fund, it is usual to overlook
+the smaller and less important part, and to say that
+wages depend on population and capital. It will be convenient
+to employ this expression, remembering, however,
+to consider it as elliptical, and not as a literal statement of
+the entire truth.
+</p>
+
+<p>
+With these limitations of the terms, wages not only depend
+upon the relative amount of capital and population,
+but can not, under the rule of competition, be affected by
+anything else. Wages (meaning, of course, the general rate)
+can not rise, but by an increase of the aggregate funds
+employed in hiring laborers, or a diminution in the number
+of the competitors for hire; nor fall, except either by a
+diminution of the funds devoted to paying labor, or by an
+increase in the number of laborers to be paid.
+</p>
+
+<quote rend='display'>
+<p rend='text-align: center'>
+ <figure url='images/wages-fund.png' rend='width: 40%'>
+ <figDesc>Illustration: Pie chart of Fixed Capital, Raw Materials, and Wages
+ Fund.</figDesc>
+ </figure>
+</p>
+
+<p>
+This is the simple statement of the well-known Wages-Fund
+Theory, which has given rise to no little animated discussion.
+Few economists now assent to this doctrine when stated as
+above, and without changes. The first attack on this explanation
+of the rate of wages came from what is now a very scarce
+pamphlet, written by F. D. Longe, entitled <q>A Refutation of
+the Wage-Fund Theory of Modern Political Economy</q> (1866).
+Because laborers do not really compete with each other, he
+<pb n='179'/><anchor id='Pg179'/>
+regarded the idea of average wages as absurd as the idea of an
+average price of ships and cloth; he declared that there was no
+predetermined wages-fund necessarily expended on labor; and
+that <q>demand for commodities</q> determined the amount of
+wealth devoted to paying wages (p. 46). While the so-called
+wages-fund limits the total amount which the laborers <emph>can</emph> receive,
+the employer would try to get his workmen at as much less
+than that amount as possible, so that the aggregate fund would
+have no bearing on the actual amount paid in wages. The
+quantity of work to be done, he asserts, determines the quantity
+of labor to be employed. About the same time (but unknown
+to Mr. Longe), W. T. Thornton was studying the same
+subject, and attracted considerable attention by his publication,
+<q>On Labor</q> (1868), which in Book II, Chap. I, contained an
+extended argument to show that demand and supply (i.e., the
+proportion between wages-fund and laborers) did not regulate
+wages, and denied the existence of a predetermined wages-fund
+fixed in amount. His attack, however, assumes a very different
+conception of an economic law from that which we think right to
+insist upon. The character of mankind being what it is, it will
+be for their interest to invest so
+much and no more in labor, and
+we must believe that in this sense
+there is a predetermination of
+wealth to be paid in wages. In
+order to make good investments,
+a certain amount must, if capitalists
+follow their best interests,
+go to the payment of labor.<note place='foot'>Cf. Cairnes,
+<q>Leading Principles,</q> pp. 180-188.</note> Mr.
+Thornton's argument attracted
+the more attention because Mr.
+Mill<note place='foot'>In the <q>Fortnightly Review,</q> May 1,
+1869.</note> admitted that Mr. Thornton
+had induced him to abandon his
+Wages-Fund Theory. The subject
+was, however, taken up, re-examined
+by Mr. Cairnes,<note place='foot'><q>Leading Principles,</q> pp. 149-189.</note>
+and stated in a truer form. (1.) The
+total wealth of a country (circle A in the diagram) is the outside
+limit of its capital. How much capital will be saved out of this
+depends upon the effective desire of accumulation in the community
+(as set forth in <ref target='Book_I_Chapter_VIII'>Book I, Chap. VIII</ref>).
+The size of circle
+B within circle A, therefore, depends on the character of the
+people. The wages-fund, then, depends ultimately on the extent
+of A, and proximately on the extent of B. It can never
+<pb n='180'/><anchor id='Pg180'/>
+be larger than B. So far, at least, its amount is <q>predetermined</q>
+in the economic sense by general laws regarding the
+accumulation of capital and the expectation of profit. Circle
+B contracts and expands under influences which have nothing
+to do with the immediate bargains between capitalists and laborers.
+(2.) Another influence now comes in to affect the amount
+of capital actually paid as wages, one also governed by general
+causes outside the reach of laborer or capitalist, that is, the
+state of the arts of production. In production, the particular
+conditions of each industry will determine how much capital
+is to be set apart for raw material, how much for machinery,
+buildings, and all forms of fixed capital, and how many laborers
+will be assigned to a given machine for a given amount of
+material. With some kinds of hand-made goods the largest
+share of capital goes to wages, a less amount for materials,
+and a very small proportion for machinery and tools. In
+many branches of agriculture and small farming this holds true.
+The converse, however, is true in many manufactures, where
+machinery is largely used. No two industries will maintain
+the same proportion between the three elements. The nature
+of the industry, therefore, will determine whether a greater or
+a less share of capital will be spent in wages. It is needless to
+say that this condition of things is not one to be changed at
+the demand of either of the two parties to production, Labor
+and Capital; it responds only to the advance of mechanical science
+or general intelligence. It is impossible, then, to escape
+the conclusion that general causes restrict the amount which
+will, under any normal investment, go to the payment of
+wages. Only within the limits set by these forces can any
+further expansion or contraction take place. (3.) Within these
+limits, of course, minor changes may take place, so that the
+fund can not be said to be <q>fixed</q> or <q>absolutely predetermined</q>;
+but these changes must take place within such narrow
+limits that they do not much affect the practical side of
+the question. How these changes act, may be seen in a part of
+the following illustration of the above principles:
+</p>
+
+<p>
+Suppose a cotton-mill established in one of the valleys of
+Vermont, for the management of which the owner has $140,000
+of capital. Of this, $100,000 is given for buildings, machinery,
+and plant. If he turns over his remaining capital ($40,000)
+each month, we will suppose that $28,000 spent in raw materials
+will keep five hundred men occupied at a monthly expenditure
+of $12,000. The present state of cotton-manufacture
+itself settles the relation between a given quantity of raw cotton
+and a certain amount of machinery. A fixed amount of
+cotton, no more, no less, can be spun by each spindle and
+woven by each loom; and the nature of the process determines
+<pb n='181'/><anchor id='Pg181'/>
+the number of laborers to each machine. This proportion is
+something which an owner must obey, if he expects to compete
+with other manufacturers: the relationship is fixed for, not by,
+him. Now, each of the five hundred laborers being supposed
+to receive on an average $1.00 a day, imagine an influx of a
+body of French Canadians who offer to work, on an average,
+for eighty cents a day.<note place='foot'>Counting six
+days to a week and four weeks to a month.</note> The five hundred men will now receive
+but $9,600 monthly instead of $12,000, as before, as a wages-fund;
+the monthly payment for wages now is nearly seven per
+cent, while formerly it was nearly nine per cent of the total
+capital invested ($140,000). Thus it will be seen that the
+wages-fund can change with a change in the supply of labor:
+but the point to be noticed is that it is a change in the subdivision,
+$12,000, of the total $140,000. That is, this alteration
+can take place only within the limits set by the nature of the
+industry. Now, if this $2,400 (i.e., $12,000 less $9,600) saved
+out of the wages-fund were to be reinvested, it must necessarily
+be divided between raw materials, fixed capital, and wages
+in the existing relations, that is, only seven per cent of the new
+$2,400 would be added to the wages-fund. It is worth while
+calling attention to this, if for no other reason than to show
+that in this way a change can be readily made in the wages-fund
+by natural movements; and that no one can be so absurd
+as to say that it is absolutely fixed in amount. But it certainly
+is <q>predetermined</q> in the economic sense, in that any reinvestments,
+as well as former funds, must necessarily be distributed
+according to the above general principles, independent of
+the <q>higgling</q> in the labor market. The following is Mr.
+Cairnes's statement of the amount and <q>predetermination</q> of
+the wages-fund:
+</p>
+
+<p>
+<q>I believe that, in the existing state of the national wealth,
+the character of Englishmen being what it is, a certain prospect
+of profit will <q>determine</q> a certain proportion of this
+wealth to productive investment; that the amount thus <q>determined</q>
+will increase as the field for investment is extended,
+and that it will not increase beyond what this field can find
+employment for at that rate of profit which satisfies English
+commercial expectation. Further, I believe that, investment
+thus taking place, the form which it shall assume will be <q>determined</q>
+by the nature of the national industries&mdash;<q>determined,</q>
+not under acts of Parliament, or in virtue of any physical
+law, but through the influence of the investor's interests;
+while this, the form of the investment, will again <q>determine</q>
+the proportion of the whole capital which shall be paid as
+<pb n='182'/><anchor id='Pg182'/>
+wages to laborers.</q><note place='foot'><q>Leading Principles,</q>
+p. 185.</note> In this excellent and masterly conception,
+the doctrine of a wages-fund is not open to the objections
+usually urged against it. Indeed, with the exception of Professor
+Fawcett, scarcely any economist believes in an absolutely
+fixed wages-fund. In this sense, then, and in view of the
+above explanation, it will be understood what is meant by saying
+that wages depend upon the proportion of the wages-fund
+to the number of the wage-receivers.<note place='foot'>Mr. Thornton
+replied to Mr. Cairnes (<q>Nineteenth Century,</q> August, 1879).
+A succinct statement of the condition of the wages-fund controversy has been
+made by Henry Sidgwick, <q>Fortnightly Review,</q> September 1, 1879. See also
+W. G. Sumner, <q>Princeton Review,</q> <q>Wages,</q> November, 1882.</note>
+</p>
+
+<p>
+In applying these principles to the question of strikes, it is
+evident enough that if they result in an actual expansion of the
+whole circle B, by forcing saving from unproductive expenditure,
+a real addition, of some extent, may be made to the
+wages-fund; but only by increasing the total capital. If, however,
+they attempt to increase one of the elements of capital, the
+wages-fund, without also adding to the other elements, fixed
+capital and materials, in the proportion fixed by the nature of
+the industry, they will destroy all possibility of continuing that
+production in the normal way, and the capitalist must withdraw
+from the enterprise.
+</p>
+
+<p>
+Francis A. Walker<note place='foot'>He advanced
+the same view in the <q>North American Review,</q> vol. cxx,
+January, 1875. In his <q>Political Economy</q> (1883) he advances a more extensive
+theory of distribution. See <q>Atlantic Monthly,</q> July, 1883, p.
+129.</note> has also offered a solution of this problem
+in his <q>Wages Question</q> (1876), in which he holds that
+<q>wages are, in a philosophical view of the subject, paid out of
+the product of present industry, and hence that production
+furnishes the true measure of wages</q> (p. 128). <q>It is the
+prospect of a profit in production which determines the employer
+to hire laborers; it is the anticipated value of the product
+which determines how much he can pay him</q> (p. 144).
+No doubt wages <emph>can</emph> be (and often are) paid out of the current
+product; but <emph>what</emph> amount? What is the principle of distribution?
+Wherever the incoming product is a moral certainty
+(and, unless this is true, in no case could wages be paid out of
+the future product), saving is as effective upon it as upon the
+actual accumulations of the past; and the amount of the coming
+product which will be saved and used as capital is determined
+by the same principles which govern the saving of past products.
+An increase of circle A by a larger production makes
+possible an increase of circle B, but whether it will be enlarged
+<pb n='183'/><anchor id='Pg183'/>
+or not depends on the principle of accumulation. The larger
+the total production of wealth, the greater the <emph>possible</emph> wages,
+all must admit; but it does not seem clear that General Walker
+has given us a solution of the real question at issue. The
+larger the house you build, the larger the rooms may be; but
+it does not follow that the rooms will be necessarily large&mdash;as
+any inmate of a summer hotel will testify.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_II_Chapter_II_Section_3'/>
+<head>§ 3. Examination of some popular Opinions respecting Wages.</head>
+
+<p>
+There are, however, some facts in apparent contradiction
+to this [the Wages-Fund] doctrine, which it is incumbent
+on us to consider and explain.
+</p>
+
+<p>
+1. For instance, it is a common saying that wages are high
+when trade is good. The demand for labor in any particular
+employment is more pressing, and higher wages are
+paid, when there is a brisk demand for the commodity produced;
+and the contrary when there is what is called a
+stagnation: then work-people are dismissed, and those who
+are retained must submit to a reduction of wages; though
+in these cases there is neither more nor less capital than before.
+This is true; and is one of those complications in the
+concrete phenomena which obscure and disguise the operation
+of general causes; but it is not really inconsistent with
+the principles laid down. Capital which the owner does
+not employ in purchasing labor, but keeps idle in his hands,
+is the same thing to the laborers, for the time being, as
+if it did not exist. All capital is, from the variations of
+trade, occasionally in this state. A manufacturer, finding
+a slack demand for his commodity, forbears to employ laborers
+in increasing a stock which he finds it difficult to
+dispose of; or if he goes on until all his capital is locked up
+in unsold goods, then at least he must of necessity pause
+until he can get paid for some of them. But no one expects
+either of these states to be permanent; if he did, he would
+at the first opportunity remove his capital to some other
+occupation, in which it would still continue to employ labor.
+The capital remains unemployed for a time, during
+which the labor market is overstocked, and wages fall.
+Afterward the demand revives, and perhaps becomes unusually
+brisk, enabling the manufacturer to sell his commodity
+<pb n='184'/><anchor id='Pg184'/>
+even faster than he can produce it; his whole capital
+is then brought into complete efficiency, and, if he is able,
+he borrows capital in addition, which would otherwise have
+gone into some other employment. These, however, are
+but temporary fluctuations: the capital now lying idle will
+next year be in active employment, that which is this year
+unable to keep up with the demand will in its turn be locked
+up in crowded warehouses; and wages in these several departments
+will ebb and flow accordingly: but nothing can
+permanently alter general wages, except an increase or a
+diminution of capital itself (always meaning by the term,
+the funds of all sorts, destined for the payment of labor) compared
+with the quantity of labor offering itself to be hired.
+</p>
+
+<p>
+2. Again, it is another common notion that high prices
+make high wages; because the producers and dealers, being
+better off, can afford to pay more to their laborers. I have
+already said that a brisk demand, which causes temporary
+high prices, causes also temporary high wages. But high
+prices, in themselves, can only raise wages if the dealers,
+receiving more, are induced to save more, and make an
+addition to their capital, or at least to their purchases of
+labor. Wages will probably be temporarily higher in the
+employment in which prices have risen, and somewhat lower
+in other employments: in which case, while the first half of
+the phenomenon excites notice, the other is generally overlooked,
+or, if observed, is not ascribed to the cause which
+really produced it. Nor will the partial rise of wages last
+long: for, though the dealers in that one employment gain
+more, it does not follow that there is room to employ a
+greater amount of savings in their own business: their increasing
+capital will probably flow over into other employments,
+and there counterbalance the diminution previously
+made in the demand for labor by the diminished savings of
+other classes.
+</p>
+
+<quote rend='display'>
+<p>
+A clear distinction must be made between real wages and
+money wages; the former is of importance to the laborer as
+being his real receipts. The quantity of commodities satisfying
+<pb n='185'/><anchor id='Pg185'/>
+his desires which the laborer receives for his exertion constitutes
+his real wages. The mere amount of money he receives
+for his exertions, irrespective of what the money will exchange
+for, forms his money wages. Since the functions of money
+have not yet been explained, it is difficult to discuss the relation
+between prices and money wages here. But, as the total
+value of the products in a certain industry is the sum out of
+which both money wages and profits are paid, this total will
+rise or fall (efficiency of labor remaining the same) with the
+price of the particular article. If the price rises, profits will
+be greater than elsewhere, and more capital will be invested in
+that one business; that is, the capital will be a demand for
+more labor, and, until equalization is accomplished in all trades
+between wages and profits, money wages will be higher in
+some trades than in others.<note place='foot'>See Cairnes,
+<q>Leading Principles,</q> p. 209.</note>
+</p>
+
+<p>
+When reference is had to the connection between real
+wages and prices, the question is a different one. General
+high prices would not change general <emph>real wages</emph>. But if high
+prices cause higher money wages in particular branches of trade,
+then, because the movement is not general, there will accrue, to
+those receiving more money, the means to buy more of real
+wages. And, as in practice, changes in prices which arise from
+an increased demand are partial, and not general, it often happens
+that high prices produce high real wages (not general high
+wages) in some, not in all employments. (For a further study
+of this relation between prices and wages the reader is advised
+to recall this discussion in connection with that in a later part
+of the volume, Book III, Chaps. <ref target='Book_III_Chapter_XX'>XX</ref> and
+<ref target='Book_III_Chapter_XXI'>XXI</ref>.)
+</p>
+</quote>
+
+<p>
+3. Another opinion often maintained is, that wages (meaning
+of course money wages) vary with the price of food;
+rising when it rises, and falling when it falls. This opinion
+is, I conceive, only partially true; and, in so far as true, in
+no way affects the dependence of wages on the proportion
+between capital and labor: since the price of food, when
+it affects wages at all, affects them through that law. Dear
+or cheap food caused by variety of seasons does not affect
+wages (unless they are artificially adjusted to it by law or
+charity): or rather, it has some tendency to affect them in
+the contrary way to that supposed; since in times of scarcity
+people generally compete more violently for employment,
+and lower the labor market against themselves. But dearness
+<pb n='186'/><anchor id='Pg186'/>
+or cheapness of food, when of a permanent character,
+and capable of being calculated on beforehand, may affect
+wages. (1.) In the first place, if the laborers have, as is often
+the case, no more than enough to keep them in working
+condition and enable them barely to support the ordinary
+number of children, it follows that, if food grows permanently
+dearer without a rise of wages, a greater number of
+the children will prematurely die; and thus wages will
+ultimately be higher, but only because the number of people
+will be smaller, than if food had remained cheap. (2.)
+But, secondly, even though wages were high enough to admit
+of food's becoming more costly without depriving the laborers
+and their families of necessaries; though they could
+bear, physically speaking, to be worse off, perhaps they
+would not consent to be so. They might have habits of
+comfort which were to them as necessaries, and sooner than
+forego which, they would put an additional restraint on
+their power of multiplication; so that wages would rise,
+not by increase of deaths but by diminution of births. In
+these cases, then, wages do adapt themselves to the price
+of food, though after an interval of almost a generation.<note place='foot'>This
+proposition needs to be kept in mind for the future discussion of the
+cost of production of food and its relation to cost of labor.
+<ref target='Book_II_Chapter_V_Section_5'>Book II, Chap. V,
+§ 5</ref>.</note>
+If wages were previously so high that they could bear reduction,
+to which the obstacle was a high standard of comfort
+habitual among the laborers, a rise of the price of food, or
+any other disadvantageous change in their circumstances,
+may operate in two ways: (<hi rend='italic'>a</hi>) it may correct itself by a rise
+of wages, brought about through a gradual effect on the prudential
+check to population; or (<hi rend='italic'>b</hi>) it may permanently lower
+the standard of living of the class, in case their previous
+habits in respect of population prove stronger than their
+previous habits in respect of comfort. In that case the injury
+done to them will be permanent, and their deteriorated
+condition will become a new minimum, tending to perpetuate
+<pb n='187'/><anchor id='Pg187'/>
+itself as the more ample minimum did before. It is to
+be feared that, of the two modes in which the cause may
+operate, the last (<hi rend='italic'>b</hi>) is the most frequent, or at all events
+sufficiently so to render all propositions, ascribing a self-repairing
+quality to the calamities which befall the laboring-classes,
+practically of no validity.
+</p>
+
+<p>
+The converse case occurs when, by improvements in agriculture,
+the repeal of corn laws, or other such causes, the
+necessaries of the laborers are cheapened, and they are enabled
+with the same [money] wages to command greater comforts
+than before. Wages will not fall immediately: it is even
+possible that they may rise; but they will fall at last, so as
+to leave the laborers no better off than before, unless during
+this interval of prosperity the standard of comfort regarded
+as indispensable by the class is permanently raised. Unfortunately
+this salutary effect is by no means to be counted
+upon: it is a much more difficult thing to raise, than to
+lower, the scale of living which the laborers will consider as
+more indispensable than marrying and having a family.
+According to all experience, a great increase invariably takes
+place in the number of marriages in seasons of cheap food
+and full employment.
+</p>
+
+<quote rend='display'>
+<p>
+This is to be seen by some brief statistics of marriages in
+Vermont and Massachusetts.
+</p>
+
+<table rend="latexcolumns: 'p{2cm} p{3cm} p{3cm}';
+ tblcolumns: 'lw(20) r r'">
+<row><cell>Year.</cell><cell>Vermont</cell><cell>Massachusetts</cell></row>
+<row><cell>1860</cell><cell>2,179</cell><cell>12,404</cell></row>
+<row><cell>1861</cell><cell>2,188</cell><cell>10,972</cell></row>
+<row><cell>1862</cell><cell>1,962</cell><cell>11,014</cell></row>
+<row><cell>1863</cell><cell>2,007</cell><cell>10,873</cell></row>
+<row><cell>1864</cell><cell>1,804</cell><cell>12,513</cell></row>
+<row><cell>1865</cell><cell>2,569</cell><cell>13,052</cell></row>
+<row><cell>1866</cell><cell>3,001</cell><cell>14,428</cell></row>
+<row><cell>1867</cell><cell>2,857</cell><cell>14,451</cell></row>
+</table>
+
+<p>
+In Vermont, while the average number of marriages was
+reached in 1860 and 1861, it fell off on the breaking out of the
+war; rose in 1863, under the fair progress of the Northern
+arms; again fell off in 1864, during
+the period of discouragement; and
+since 1865 has kept a steadily
+higher average. In manufacturing
+Massachusetts the number fell earlier
+than in agricultural Vermont,
+at the beginning of the difficulties.
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{3cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell>1856, July to Jan.</cell><cell>6,418</cell></row>
+<row><cell>1857, Jan. to July</cell><cell>5,803</cell></row>
+<row><cell>1857, July to Jan.</cell><cell>5,936</cell></row>
+<row><cell>1858, Jan. to July</cell><cell>4,917</cell></row>
+<row><cell>1858, July to Jan.</cell><cell>5,610</cell></row>
+</table>
+
+<p>
+The effects of the financial panic of 1857, in Massachusetts,
+<pb n='188'/><anchor id='Pg188'/>
+show a similar movement in the number of marriages. The
+crisis came in October, 1857. In the three months following
+that date there were 400 less marriages.
+</p>
+</quote>
+
+<p>
+To produce permanent advantage, the temporary cause
+operating upon them must be sufficient to make a great change
+in their condition&mdash;a change such as will be felt for many
+years, notwithstanding any stimulus which it may give during
+one generation to the increase of people. When, indeed,
+the improvement is of this signal character, and a generation
+grows up which has always been used to an improved scale
+of comfort, the habits of this new generation in respect to
+population become formed upon a higher minimum, and the
+improvement in their condition becomes permanent.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Certain rare Circumstances excepted, High Wages imply Restraints
+on Population.</head>
+
+<p>
+Wages depend, then, on the proportion between the
+number of the laboring population and the capital or other
+funds devoted to the purchase of labor; we will say, for
+shortness, the capital. If wages are higher at one time or
+place than at another, if the subsistence and comfort of the
+class of hired laborers are more ample, it is for no other
+reason than because capital bears a greater proportion to
+population. It is not the absolute amount of accumulation
+or of production that is of importance to the laboring-class;
+it is not the amount even of the funds destined for distribution
+among the laborers; it is the proportion between those
+funds and the numbers among whom they are shared. The
+condition of the class can be bettered in no other way than
+by altering that proportion to their advantage: and every
+scheme for their benefit which does not proceed on this as its
+foundation is, for all permanent purposes, a delusion.
+</p>
+
+<p>
+In countries like North America and the Australian colonies,
+where the knowledge and arts of civilized life and a
+high effective desire of accumulation coexist with a boundless
+extent of unoccupied land, the growth of capital easily
+keeps pace with the utmost possible increase of population,
+and is chiefly retarded by the impracticability of obtaining
+laborers enough. All, therefore, who can possibly be born
+can find employment without overstocking the market: every
+<pb n='189'/><anchor id='Pg189'/>
+laboring family enjoys in abundance the necessaries, many
+of the comforts, and some of the luxuries of life; and, unless
+in case of individual misconduct, or actual inability to
+work, poverty does not, and dependence need not, exist.
+[In England] so gigantic has been the progress of the cotton
+manufacture since the inventions of Watt and Arkwright,
+that the capital engaged in it has probably quadrupled in the
+time which population requires for doubling. While, therefore,
+it has attracted from other employments nearly all the
+hands which geographical circumstances and the habits or
+inclinations of the people rendered available; and while the
+demand it created for infant labor has enlisted the immediate
+pecuniary interest of the operatives in favor of promoting,
+instead of restraining, the increase of population; nevertheless
+wages in the great seats of the manufacture are still so
+high that the collective earnings of a family amount, on an
+average of years, to a very satisfactory sum; and there is as
+yet no sign of decrease, while the effect has also been felt
+in raising the general standard of agricultural wages in the
+counties adjoining.
+</p>
+
+<p>
+But those circumstances of a country, or of an occupation,
+in which population can with impunity increase at its
+utmost rate, are rare and transitory. Very few are the countries
+presenting the needful union of conditions. Either the
+industrial arts are backward and stationary, and capital therefore
+increases slowly, or, the effective desire of accumulation
+being low, the increase soon reaches its limit; or, even though
+both these elements are at their highest known degree, the
+increase of capital is checked, because there is not fresh land
+to be resorted to of as good quality as that already occupied.
+Though capital should for a time double itself simultaneously
+with population, if all this capital and population are to
+find employment on the same land, they can not, without
+an unexampled succession of agricultural inventions, continue
+doubling the produce; therefore, if wages do not fall, profits
+must; and, when profits fall, increase of capital is slackened.
+</p>
+
+<p>
+Except, therefore, in the very peculiar cases which I have
+<pb n='190'/><anchor id='Pg190'/>
+just noticed, of which the only one of any practical importance
+is that of a new colony, or a country in circumstances
+equivalent to it, it is impossible that population should increase
+at its utmost rate without lowering wages. In no old
+country does population increase at anything like its utmost
+rate; in most, at a very moderate rate: in some countries,
+not at all. These facts are only to be accounted for in two
+ways. Either the whole number of births which nature
+admits of, and which happen in some circumstances, do not
+take place; or, if they do, a large proportion of those who
+are born, die. The retardation of increase results either from
+mortality or prudence; from Mr. Malthus's positive, or from
+his preventive check: and one or the other of these must
+and does exist, and very powerfully too, in all old societies.
+Wherever population is not kept down by the prudence
+either of individuals or of the state, it is kept down by starvation
+or disease.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Due Restriction of Population the only Safeguard of a Laboring-Class.</head>
+
+<p>
+Where a laboring-class who have no property but
+their daily wages, and no hope of acquiring it, refrain from
+over-rapid multiplication, the cause, I believe, has always
+hitherto been, either actual legal restraint, or a custom of
+some sort which, without intention on their part, insensibly
+molds their conduct, or affords immediate inducements not
+to marry. It is not generally known in how many countries
+of Europe direct legal obstacles are opposed to improvident
+marriages.
+</p>
+
+<p>
+Where there is no general law restrictive of marriage,
+there are often customs equivalent to it. When the guilds
+or trade corporations of the middle ages were in vigor, their
+by-laws or regulations were conceived with a very vigilant
+eye to the advantage which the trade derived from limiting
+competition; and they made it very effectually the interest
+of artisans not to marry until after passing through the two
+stages of apprentice and journeyman, and attaining the rank
+of master.
+</p>
+
+<p>
+Unhappily, sentimentality rather than common sense
+usually presides over the discussions of these subjects. Discussions
+<pb n='191'/><anchor id='Pg191'/>
+on the condition of the laborers, lamentations over
+its wretchedness, denunciations of all who are supposed to
+be indifferent to it, projects of one kind or another for improving
+it, were in no country and in no time of the world
+so rife as in the present generation; but there is a tacit
+agreement to ignore totally the law of wages, or to dismiss
+it in a parenthesis, with such terms as <q>hard-hearted Malthusianism</q>;
+as if it were not a thousand times more hard-hearted
+to tell human beings that they may, than that they
+may not, call into existence swarms of creatures who are
+sure to be miserable, and most likely to be depraved!
+</p>
+
+<p>
+I ask, then, is it true or not, that if their numbers were
+fewer they would obtain higher wages? This is the question,
+and no other: and it is idle to divert attention from it,
+by attacking any incidental position of Malthus or some
+other writer, and pretending that to refute that is to disprove
+the principle of population. Some, for instance, have
+achieved an easy victory over a passing remark of Mr. Malthus,
+hazarded chiefly by way of illustration, that the increase
+of food may perhaps be assumed to take place in an arithmetical
+ratio, while population increases in a geometrical:
+when every candid reader knows that Mr. Malthus laid no
+stress on this unlucky attempt to give numerical precision to
+things which do not admit of it, and every person capable
+of reasoning must see that it is wholly superfluous to his
+argument. Others have attached immense importance to
+a correction which more recent political economists have
+made in the mere language of the earlier followers of Mr.
+Malthus. Several writers had said that it is the tendency
+of population to <emph>increase faster</emph> than the means of subsistence.
+The assertion was true in the sense in which they
+meant it, namely, that population would in most circumstances
+increase faster than the means of subsistence, if it
+were not checked either by mortality or by prudence. But
+inasmuch as these checks act with unequal force at different
+times and places, it was possible to interpret the language of
+these writers as if they had meant that population is usually
+<pb n='192'/><anchor id='Pg192'/>
+gaining ground upon subsistence, and the poverty of the
+people becoming greater. Under this interpretation of their
+meaning, it was urged that the reverse is the truth: that as
+civilization advances, the prudential check tends to become
+stronger, and population to slacken its rate of increase, relatively
+to subsistence; and that it is an error to maintain
+that population, in any improving community, tends to increase
+faster than, or even so fast as, subsistence.<note place='foot'>Mr.
+Carey takes this ground.</note> The word
+tendency<note place='foot'>See the explanation of an economic law,
+<ref target='Book_II_Chapter_II_Section_1'>Book II, Chap. II, § 1</ref>.</note>
+is here used in a totally different sense from that
+of the writers who affirmed the proposition; but waiving the
+verbal question, is it not allowed, on both sides, that in old
+countries population presses too closely upon the means of
+subsistence?
+</p>
+
+</div>
+
+</div>
+
+<pb n='193'/><anchor id='Pg193'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter III. Of Remedies For Low Wages.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. A Legal or Customary Minimum of Wages, with a Guarantee of
+Employment.</head>
+
+<p>
+The simplest expedient which can be imagined for
+keeping the wages of labor up to the desirable point would
+be to fix them by law; and this is virtually the object aimed
+at in a variety of plans which have at different times been,
+or still are, current, for remodeling the relation between
+laborers and employers. No one, probably, ever suggested
+that wages should be absolutely fixed, since the interests of
+all concerned often require that they should be variable; but
+some have proposed to fix a minimum of wages, leaving the
+variations above that point to be adjusted by competition.
+Another plan, which has found many advocates among the
+leaders of the operatives, is that councils should be formed,
+which in England have been called local boards of trade, in
+France <q>conseils de prud'hommes,</q> and other names; consisting
+of delegates from the work-people and from the employers,
+who, meeting in conference, should agree upon a
+rate of wages, and promulgate it from authority, to be binding
+generally on employers and workmen; the ground of
+decision being, not the state of the labor market, but natural
+equity; to provide that the workmen shall have <emph>reasonable</emph>
+wages, and the capitalist reasonable profits.
+</p>
+
+<quote rend='display'>
+The one expedient most suggested by politicians and labor-reformers
+in the United States is an eight-hour law, mandatory
+upon all employers. It is to be remembered, however, that in
+very many industries piece-work exists, and if a diminution of
+hours is enforced, that will mean a serious reduction in the
+amount of wages which can be possibly earned in a day.
+<pb n='194'/><anchor id='Pg194'/>
+Even if all industries were alike in the matter of arranging
+their work, this plan means higher wages for the same work,
+or the same wages for less work, and so an increased cost of
+labor. This would, then, take its effect on profits at once; and
+the effects would be probably seen in a withdrawal of capital
+from many industries, where, as now, the profits are very low.
+It must be recalled, however, that in the United States there
+has been, under the influence of natural causes, unaided by
+legislation, a very marked reduction in the hours of labor, accompanied
+by an increase of wages. For example, in 1840,
+Rhode Island operatives in the carding-room of the cotton-mills
+worked fourteen hours a day for $3.28 a week, while in 1884
+they work eleven hours and receive $5.40 a week. This result
+is most probably due to the gain arising from the invention of
+labor-saving machinery.
+</quote>
+
+<p>
+Others again (but these are rather philanthropists interesting
+themselves for the laboring-classes, than the laboring
+people themselves) are shy of admitting the interference of
+authority in contracts for labor: they fear that if law intervened,
+it would intervene rashly and ignorantly; they are
+convinced that two parties, with opposite interests, attempting
+to adjust those interests by negotiation through their
+representatives on principles of equity, when no rule could
+be laid down to determine what was equitable, would merely
+exasperate their differences instead of healing them; but
+what it is useless to attempt by the legal sanction, these persons
+desire to compass by the moral. Every employer, they
+think, <emph>ought</emph> to give <emph>sufficient</emph> wages; and if he does it not
+willingly, should be compelled to it by general opinion; the
+test of sufficient wages being their own feelings, or what they
+suppose to be those of the public. This is, I think, a fair
+representation of a considerable body of existing opinion on
+the subject.
+</p>
+
+<p>
+I desire to confine my remarks to the principle involved
+in all these suggestions, without taking into account practical
+difficulties, serious as these must at once be seen to be. I
+shall suppose that by one or other of these contrivances
+wages could be kept above the point to which they would
+be brought by competition. This is as much as to say, above
+the highest rate which can be afforded by the existing capital
+<pb n='195'/><anchor id='Pg195'/>
+consistently with employing all the laborers. For it is a
+mistake to suppose that competition merely keeps down
+wages. It is equally the means by which they are kept up.
+When there are any laborers unemployed, these, unless maintained
+by charity, become competitors for hire, and wages
+fall; but when all who were out of work have found employment,
+wages will not, under the freest system of competition,
+fall lower. There are strange notions afloat concerning
+the nature of competition. Some people seem to imagine
+that its effect is something indefinite; that the competition
+of sellers may lower prices, and the competition of laborers
+may lower wages, down to zero, or some unassignable minimum.
+Nothing can be more unfounded. Goods can only
+be lowered in price by competition to the point which calls
+forth buyers sufficient to take them off; and wages can only
+be lowered by competition until room is made to admit all
+the laborers to a share in the distribution of the wages-fund.
+If they fell below this point, a portion of capital would remain
+unemployed for want of laborers; a counter-competition
+would commence on the side of capitalists, and wages
+would rise.
+</p>
+
+<quote rend='display'>
+The assumption in the last chapter in regard to competition
+and custom should be kept in mind in all this reasoning. As
+a matter of fact, there is not that mobility of labor which insures
+so free an operation of competition that equality of payment
+always exists. In reality there is no competition at all
+between the lower grades of laborers and the higher classes of
+skilled labor. Of course, the <emph>tendency</emph> is as explained by Mr.
+Mill, and as time goes on there is a distinctly greater mobility
+of labor visible. Vast numbers pass from Scandinavia and
+other countries of Europe to the United States, or from England
+to Australia, urged by the desire to go from a community
+of low to one of higher wages.
+</quote>
+
+<p>
+Since, therefore, the rate of wages which results from
+competition distributes the whole wages-fund among the
+whole laboring population, if law or opinion succeeds in
+fixing wages above this rate, some laborers are kept out of
+employment; and as it is not the intention of the philanthropists
+that these should starve, they must be provided for
+<pb n='196'/><anchor id='Pg196'/>
+by a forced increase of the wages-fund&mdash;by a compulsory
+saving. It is nothing to fix a minimum of wages unless
+there be a provision that work, or wages at least, be found
+for all who apply for it. This, accordingly, is always part
+of the scheme, and is consistent with the ideas of more people
+than would approve of either a legal or a moral minimum
+of wages. Popular sentiment looks upon it as the duty of
+the rich, or of the state, to find employment for all the poor.
+If the moral influence of opinion does not induce the rich to
+spare from their consumption enough to set all the poor at
+work at <q>reasonable wages,</q> it is supposed to be incumbent
+on the state to lay on taxes for the purpose, either by local
+rates or votes of public money. The proportion between
+labor and the wages-fund would thus be modified to the advantage
+of the laborers, not by restriction of population, but
+by an increase of capital.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. &mdash;Would Require as a Condition Legal Measures for Repression of
+Population.</head>
+
+<p>
+If this claim on society could be limited to the existing
+generation; if nothing more were necessary than a compulsory
+accumulation, sufficient to provide permanent employment
+at ample wages for the existing numbers of the
+people; such a proposition would have no more strenuous
+supporter than myself. Society mainly consists of those who
+live by bodily labor; and if society, that is, if the laborers,
+lend their physical force to protect individuals in the enjoyment
+of superfluities, they are entitled to do so, and have
+always done so, with the reservation of a power to tax those
+superfluities for purposes of public utility; among which
+purposes the subsistence of the people is the foremost.
+Since no one is responsible for having been born, no pecuniary
+sacrifice is too great to be made by those who have
+more than enough, for the purpose of securing enough to all
+persons already in existence.
+</p>
+
+<p>
+But it is another thing altogether when those who have
+produced and accumulated are called upon to abstain from
+consuming until they have given food and clothing, not only
+to all who now exist, but to all whom these or their descendants
+may think fit to call into existence. Such an obligation
+<pb n='197'/><anchor id='Pg197'/>
+acknowledged and acted upon, would suspend all checks,
+both positive and preventive; there would be nothing to
+hinder population from starting forward at its rapidest rate;
+and as the natural increase of capital would, at the best, not
+be more rapid than before, taxation, to make up the growing
+deficiency, must advance with the same gigantic strides.
+But let them work ever so efficiently, the increasing population
+could not, as we have so often shown, increase the produce
+proportionally; the surplus, after all were fed, would
+bear a less and less proportion to the whole produce and to
+the population: and the increase of people going on in a constant
+ratio, while the increase of produce went on in a diminishing
+ratio, the surplus would in time be wholly absorbed;
+taxation for the support of the poor would engross the whole
+income of the country; the payers and the receivers would
+be melted down into one mass.
+</p>
+
+<p>
+It would be possible for the state to guarantee employment
+at ample wages to all who are born. But if it does
+this, it is bound in self-protection, and for the sake of every
+purpose for which government exists, to provide that no person
+shall be born without its consent. To give profusely to
+the people, whether under the name of charity or of employment,
+without placing them under such influences that prudential
+motives shall act powerfully upon them, is to lavish
+the means of benefiting mankind without attaining the object.
+But remove the regulation of their wages from their
+own control; guarantee to them a certain payment, either by
+law or by the feeding of the community; and no amount of
+comfort that you can give them will make either them or
+their descendants look to their own self-restraint as the proper
+means for preserving them in that state.
+</p>
+
+<quote rend='display'>
+<p>
+The famous poor-laws of Elizabeth, enacted in 1601, were
+at first intended to relieve the destitute poor, sick, aged, and
+impotent, but in their administration a share was given to all
+who <emph>begged</emph> it. Employers, of course, found it cheaper to hire
+labor partly paid for by the parish, and the independent farm-laborer
+who would not go on the parish found his own wages
+lowered by this kind of competition. This continued a crying
+<pb n='198'/><anchor id='Pg198'/>
+evil until it reached the proportions described by May: <q>As
+the cost of pauperism, thus encouraged, was increasing, the
+poorer rate-payers were themselves reduced to poverty. The
+soil was ill-cultivated by pauper labor, and its rental consumed
+by parish rates. In a period of fifty years, the poor-rates were
+quadrupled, and had reached, in 1833, the enormous amount
+of £8,600,000. In many parishes they were approaching the
+annual value of the land itself.</q><note place='foot'><q>Constitutional
+History of England,</q> vol. ii, p. 563. See also Nicholls's
+<q>History of the Poor Laws,</q> vol. ii, p. 303.</note> The old poor-laws were repealed,
+and there went into effect in 1834 the workhouse system,
+which, while not denying subsistence to all those born,
+required that the giving of aid should be made as disagreeable
+as possible, in order to stimulate among the poor a feeling of
+repugnance to all aid from the community. This is also the
+general idea of poor-relief in the United States.
+</p>
+
+<p>
+The cultivation of the principle of self-help in each laborer
+is certainly the right object at which to aim. In the United
+States voluntary charitable organizations have associated together,
+in some cities, in order to scrutinize all cases of poverty
+through a number of visitors in each district, who advise
+and counsel the unfortunate, but never give money. This system
+has been very successful, and, by basing its operations on
+the principle of self-help, has given the best proof of its right
+to an increasing influence.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_II_Chapter_III_Section_3'/>
+<head>§ 3. Allowances in Aid of Wages and the Standard of Living.</head>
+
+<p>
+Next to the attempts to regulate wages, and provide
+artificially that all who are willing to work shall receive an
+adequate price for their labor, we have to consider another
+class of popular remedies, which do not profess to interfere
+with freedom of contract; which leave wages to be fixed by
+the competition of the market, but, when they are considered
+insufficient, endeavor by some subsidiary resource to make
+up to the laborers for the insufficiency. Of this nature was
+the allowance system. The principle of this scheme being
+avowedly that of adapting the means of every family to its
+necessities, it was a natural consequence that more should be
+given to the married than to the single, and to those who had
+large families than to those who had not: in fact, an allowance
+was usually granted for every child. It is obvious that
+this is merely another mode of fixing a minimum of wages.
+</p>
+
+<p>
+There is a rate of wages, either the lowest on which the
+<pb n='199'/><anchor id='Pg199'/>
+people can, or the lowest on which they will consent, to live.
+We will suppose this to be seven shillings a week. Shocked
+at the wretchedness of this pittance, the parish authorities
+humanely make it up to ten. But the laborers are accustomed
+to seven, and though they would gladly have more,
+will live on that (as the fact proves) rather than restrain the
+instinct of multiplication. Their habits will not be altered
+for the better by giving them parish pay. Receiving three
+shillings from the parish, they will be as well off as before,
+though they should increase sufficiently to bring down wages
+to four shillings. They will accordingly people down to that
+point; or, perhaps, without waiting for an increase of numbers,
+there are unemployed laborers enough in the workhouse
+to produce the effect at once. It is well known that the allowance
+system did practically operate in the mode described,
+and that under its influence wages sank to a lower rate than
+had been known in England before.
+</p>
+
+<quote rend='display'>
+<p>
+The operation of a low standard upon the wages of those in
+the community who have a higher one, has been seen in the
+United States to a certain extent by the landing on our shores
+of Chinese laborers, who maintain a decidedly lower standard
+of living than either their American or Irish competitors. If
+they come in such numbers as to retain their lower standard
+by forming a group by themselves, and are thereby not assimilated
+into the body
+of laborers who have
+a higher standard of
+comfort, they can, to
+the extent of their
+ability to do work,
+drive other laborers
+out of employment.
+This, moreover, is
+exactly what was
+done by the Irish, who
+drove Americans out
+of the mills of New England, and who are now being driven
+out, probably, by the French Canadians, with a standard lower
+than the Irish. The Chinese come here now without their
+families, as may be seen by the accompanying diagram, in
+which the shaded side represents the males on the left, and the
+unshaded the females on the right, of the perpendicular line.
+</p>
+
+<table rend="latexcolumns: 'l r r';
+ tblcolumns: 'lw(10) r r'">
+<row><cell>Decade.</cell><cell>Males.</cell><cell>Females.</cell></row>
+<row><cell>1</cell><cell>6</cell><cell>4</cell></row>
+<row><cell>2</cell><cell>106</cell><cell>12</cell></row>
+<row><cell>3</cell><cell>351</cell><cell>37</cell></row>
+<row><cell>4</cell><cell>283</cell><cell>15</cell></row>
+<row><cell>5</cell><cell>139</cell><cell>3</cell></row>
+<row><cell>6</cell><cell>32</cell><cell>1</cell></row>
+<row><cell>7</cell><cell>10</cell><cell>0</cell></row>
+<row><cell>8</cell><cell>1</cell><cell>0</cell></row>
+<row><cell>9</cell><cell>0</cell><cell>0</cell></row>
+</table>
+
+<pb n='200'/><anchor id='Pg200'/>
+
+<p>
+The horizontal lines show the ages, the largest number being
+about thirty years of age. It will be noted how many come in
+the prime of life, and how few children and females there are.
+</p>
+
+<p>
+It need hardly be said that the economic side of a question
+is here discussed, which requires for its solution many ethical
+and political considerations besides.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Grounds for Expecting Improvement in Public Opinion on the Subject
+of Population.</head>
+
+<p>
+By what means, then, is poverty to be contended
+against? How is the evil of low wages to be remedied?
+If the expedients usually recommended for the purpose are
+not adapted to it, can no others be thought of? Is the
+problem incapable of solution? Can political economy do
+nothing, but only object to everything, and demonstrate that
+nothing can be done? Those who think it hopeless that the
+laboring-classes should be induced to practice a sufficient
+degree of prudence in regard to the increase of their families,
+because they have hitherto stopped short of that point,
+show an inability to estimate the ordinary principles of
+human action. Nothing more would probably be necessary
+to secure that result, than an opinion generally diffused that
+it was desirable.
+</p>
+
+<p>
+But let us try to imagine what would happen if the idea
+became general among the laboring-class that the competition
+of too great numbers was the principal cause of their
+poverty. We are often told that the most thorough perception
+of the dependence of wages on population will not influence
+the conduct of a laboring-man, because it is not the
+children he himself can have that will produce any effect in
+generally depressing the labor market. True, and it is also
+true that one soldier's running away will not lose the battle;
+accordingly, it is not that consideration which keeps each
+soldier in his rank: it is the disgrace which naturally and
+inevitably attends on conduct by any one individual which,
+if pursued by a majority, everybody can see would be fatal.
+Men are seldom found to brave the general opinion of their
+class, unless supported either by some principle higher than
+regard for opinion, or by some strong body of opinion elsewhere.
+</p>
+
+<p>
+If the opinion were once generally established among the
+<pb n='201'/><anchor id='Pg201'/>
+laboring-class that their welfare required a due regulation
+of the numbers of families, the respectable and well-conducted
+of the body would conform to the prescription, and
+only those would exempt themselves from it who were in
+the habit of making light of social obligations generally;
+and there would be then an evident justification for converting
+the moral obligation against bringing children into the
+world, who are a burden to the community, into a legal
+one; just as in many other cases of the progress of opinion,
+the law ends by enforcing against recalcitrant minorities
+obligations which, to be useful, must be general, and which,
+from a sense of their utility, a large majority have voluntarily
+consented to take upon themselves.
+</p>
+
+<p>
+The dependence of wages on the number of the competitors
+for employment is so far from hard of comprehension,
+or unintelligible to the laboring-classes, that by great bodies
+of them it is already recognized and habitually acted on. It
+is familiar to all trades-unions: every successful combination
+to keep up wages owes its success to contrivances for
+restricting the number of competitors; all skilled trades are
+anxious to keep down their own numbers, and many impose,
+or endeavor to impose, as a condition upon employers, that
+they shall not take more than a prescribed number of apprentices.
+There is, of course, a great difference between limiting
+their numbers by excluding other people, and doing the
+same thing by a restraint imposed on themselves; but the
+one as much as the other shows a clear perception of the relation
+between their numbers and their remuneration. The
+principle is understood in its application to any one employment,
+but not to the general mass of employment. For this
+there are several reasons: first, the operation of causes is
+more easily and distinctly seen in the more circumscribed
+field; secondly, skilled artisans are a more intelligent class
+than ordinary manual laborers; and the habit of concert,
+and of passing in review their general condition as
+a trade, keeps up a better understanding of their collective
+interests; thirdly and lastly, they are the most
+<pb n='202'/><anchor id='Pg202'/>
+provident, because they are the best off, and have the most
+to preserve.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Twofold means of Elevating the Habits of the Laboring-People; by Education,
+and by Foreign and Home Colonization.</head>
+
+<p>
+For the purpose, therefore, of altering the habits of
+the laboring people, there is need of a twofold action, directed
+simultaneously upon their intelligence and their poverty.
+An effective national education of the children of the laboring-class
+is the first thing needful; and, coincidently with
+this, a system of measures which shall (as the Revolution
+did in France) extinguish extreme poverty for one whole
+generation. Without entering into disputable points, it may
+be asserted without scruple that the aim of all intellectual
+training for the mass of the people should be to cultivate
+common sense; to qualify them for forming a sound practical
+judgment of the circumstances by which they are surrounded.
+[But] education is not compatible with extreme
+poverty. It is impossible effectually to teach an indigent
+population. Toward effecting this object there are two resources
+available, without wrong to any one, without any of
+the liabilities of mischief attendant on voluntary or legal
+charity, and not only without weakening, but on the contrary
+strengthening, every incentive to industry, and every
+motive to forethought.
+</p>
+
+<p>
+The first is a great national measure of colonization. I
+mean, a grant of public money, sufficient to remove at once,
+and establish in the colonies, a considerable fraction of the
+youthful agricultural population. It has been shown by
+others that colonization on an adequate scale might be so
+conducted as to cost the country nothing, or nothing that
+would not be certainly repaid; and that the funds required,
+even by way of advance, would not be drawn from the capital
+employed in maintaining labor, but from that surplus
+which can not find employment at such profit as constitutes
+an adequate remuneration for the abstinence of the possessor,
+and which is therefore sent abroad for investment, or wasted
+at home in reckless speculations.
+</p>
+
+<p>
+The second resource would be to devote all common
+land, hereafter brought into cultivation, to raising a class of
+<pb n='203'/><anchor id='Pg203'/>
+small proprietors. What I would propose is, that common
+land should be divided into sections of five acres or thereabout,
+to be conferred in absolute property on individuals
+of the laboring-class who would reclaim and bring them into
+cultivation by their own labor.
+</p>
+
+<quote rend='display'>
+This suggestion works to the same purpose as the proposal
+that our Government should retain its public lands and aid in
+the formation of a great number of small farmers, rather than,
+by huge grants, to foster large holdings in the Western States
+and Territories.<note place='foot'>For further discussion of
+the advantages of small holdings, see <ref target='Book_IV_Chapter_V_Section_2'>Book IV,
+Chap. V, § 2</ref>.</note>
+</quote>
+
+<p>
+The preference should be given to such laborers, and
+there are many of them, as had saved enough to maintain
+them until their first crop was got in, or whose character
+was such as to induce some responsible person to advance
+to them the requisite amount on their personal security.
+The tools, the manure, and in some cases the subsistence
+also, might be supplied by the parish, or by the state; interest
+for the advance, at the rate yielded by the public funds,
+being laid on as a perpetual quitrent, with power to the
+peasant to redeem it at any time for a moderate number of
+years' purchase. These little landed estates might, if it were
+thought necessary, be indivisible by law; though, if the plan
+worked in the manner designed, I should not apprehend any
+objectionable degree of subdivision. In case of intestacy,
+and in default of amicable arrangement among the heirs,
+they might be bought by government at their value, and re-granted
+to some other laborer who could give security for the
+price. The desire to possess one of these small properties
+would probably become, as on the Continent, an inducement
+to prudence and economy pervading the whole laboring population;
+and that great desideratum among a people of hired
+laborers would be provided, an intermediate class between
+them and their employers; affording them the double advantage
+of an object for their hopes, and, as there would be
+good reason to anticipate, an example for their imitation.
+</p>
+
+<pb n='204'/><anchor id='Pg204'/>
+
+<p>
+It would, however, be of little avail that either or both
+of these measures of relief should be adopted, unless on such
+a scale as would enable the whole body of hired laborers
+remaining on the soil to obtain not merely employment, but
+a large addition to the present wages&mdash;such an addition as
+would enable them to live and bring up their children in a
+degree of comfort and independence to which they have
+hitherto been strangers.
+</p>
+
+</div>
+
+</div>
+
+<pb n='205'/><anchor id='Pg205'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter IV. Of The Differences Of Wages In Different Employments.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Differences of Wages Arising from Different Degrees of Attractiveness in
+Different Employments.</head>
+
+<p>
+In treating of wages, we have hitherto confined ourselves
+to the causes which operate on them generally, and
+<foreign rend='italic'>en masse</foreign>; the laws which govern the remuneration of
+ordinary or average labor, without reference to the existence of
+different kinds of work which are habitually paid at different
+rates, depending in some degree on different laws. We
+will now take into consideration these differences, and examine
+in what manner they affect or are affected by the conclusions
+already established.
+</p>
+
+<p>
+The differences, says [Adam Smith], arise partly <q>from
+certain circumstances in the employments themselves, which
+either really, or at least in the imaginations of men, make
+up for a small pecuniary gain in some, and counterbalance
+a great one in others.</q> These circumstances he considers to
+be: <q>First, the agreeableness or disagreeableness of the employments
+themselves; secondly, the easiness and cheapness,
+or the difficulty and expense of learning them; thirdly, the
+constancy or inconstancy of employment in them; fourthly,
+the small or great trust which must be reposed in those who
+exercise them; and, fifthly, the probability or improbability
+of success in them.</q>
+</p>
+
+<p>
+(1.) <q>The wages of labor vary with the ease or hardship,
+the cleanliness or dirtiness, the honorableness or dishonorableness
+of the employment. A journeyman blacksmith,
+though an artificer, seldom earns so much in twelve hours
+as a collier, who is only a laborer, does in eight. His work
+<pb n='206'/><anchor id='Pg206'/>
+is not quite so dirty, is less dangerous, and is carried on in
+daylight and above ground. Honor makes a great part of
+the reward of all honorable professions. In point of pecuniary
+gain, all things considered,</q> their recompense is, in his
+opinion, below the average. <q>Disgrace has the contrary
+effect. The trade of a butcher is a brutal and an odious
+business; but it is in most places more profitable than the
+greater part of common trades. The most detestable of all
+employments, that of the public executioner, is, in proportion
+to the quantity of work done, better paid than any common
+trade whatever.</q>
+</p>
+
+<p>
+(2.) <q>Employment is much more constant,</q> continues
+Adam Smith, <q>in some trades than in others. In the greater
+part of manufactures, a journeyman may be pretty sure
+of employment almost every day in the year that he is able
+to work. A mason or brick-layer, on the contrary, can work
+neither in hard frost nor in foul weather, and his employment
+at all other times depends upon the occasional calls of
+his customers. He is liable, in consequence, to be frequently
+without any. What he earns, therefore, while he is employed,
+must not only maintain him while he is idle, but
+make him some compensation for those anxious and desponding
+moments which the thought of so precarious a situation
+must sometimes occasion.</q>
+</p>
+
+<p>
+<q>When (1) the inconstancy of the employment is combined
+with (2) the hardship, disagreeableness, and dirtiness
+of the work, it sometimes raises the wages of the most common
+labor above those of the most skillful artificers. A
+collier working by the piece is supposed, at Newcastle, to
+earn commonly about double, and in many parts of Scotland
+about three times, the wages of common labor. His high
+wages arise altogether from the hardship, disagreeableness,
+and dirtiness of his work. His employment may, upon most
+occasions, be as constant as he pleases. The coal-heavers in
+London exercise a trade which in hardship, dirtiness, and
+disagreeableness almost equals that of colliers; and from
+the unavoidable irregularity in the arrivals of coal-ships, the
+<pb n='207'/><anchor id='Pg207'/>
+employment of the greater part of them is necessarily very
+inconstant. If colliers, therefore, commonly earn double and
+triple the wages of common labor, it ought not to seem unreasonable
+that coal-heavers should sometimes earn four or
+five times those wages. In the inquiry made into their condition
+a few years ago, it was found that, at the rate at which
+they were then paid, they could earn about four times the
+wages of common labor in London.</q>
+</p>
+
+<p>
+These inequalities of remuneration, which are supposed
+to compensate for the disagreeable circumstances of particular
+employments, would, under certain conditions, be natural
+consequences of perfectly free competition: and as between
+employments of about the same grade, and filled by nearly
+the same description of people, they are, no doubt, for the
+most part, realized in practice.
+</p>
+
+<p>
+But it is altogether a false view of the state of facts to
+present this as the relation which generally exists between
+agreeable and disagreeable employments. The really exhausting
+and the really repulsive labors, instead of being
+better paid than others, are almost invariably paid the worst
+of all, because performed by those who have no choice. If
+the laborers in the aggregate, instead of exceeding, fell short
+of the amount of employment, work which was generally
+disliked would not be undertaken, except for more than
+ordinary wages. But when the supply of labor so far exceeds
+the demand that to find employment at all is an uncertainty,
+and to be offered it on any terms a favor, the case is
+totally the reverse. Partly from this cause, and partly from
+the natural and artificial monopolies, which will be spoken of
+presently, the inequalities of wages are generally in an opposite
+direction to the equitable principle of compensation,
+erroneously represented by Adam Smith as the general law
+of the remuneration of labor.
+</p>
+
+<p>
+(3.) One of the points best illustrated by Adam Smith is
+the influence exercised on the remuneration of an employment
+by the uncertainty of success in it. If the chances are
+great of total failure, the reward in case of success must be
+<pb n='208'/><anchor id='Pg208'/>
+sufficient to make up, in the general estimation, for those
+adverse chances. Put your son apprentice to a shoemaker,
+there is little doubt of his learning to make a pair of shoes;
+but send him to study the law, it is at least twenty to one if
+ever he makes such proficiency as will enable him to live by
+the business. In a perfectly fair lottery, those who draw the
+prizes ought to gain all that is lost by those who draw the
+blanks. In a profession where twenty fail for one that succeeds,
+that one ought to gain all that should have been gained
+by the unsuccessful twenty. How extravagant soever the
+fees of counselors-at-law may sometimes appear, their real
+retribution is never equal to this.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Differences arising from Natural Monopolies.</head>
+
+<p>
+The preceding are cases in which inequality of
+remuneration is necessary to produce equality of attractiveness,
+and are examples of the equalizing effect of free competition.
+The following are cases of real inequality, and
+arise from a different principle.
+</p>
+
+<p>
+(4.) <q>The wages of labor vary according to the small or
+great trust which must be reposed in the workmen. The
+wages of goldsmiths and jewelers are everywhere superior
+to those of many other workmen, not only of equal but of
+much superior ingenuity, on account of the precious materials
+with which they are intrusted.</q> The superiority of
+reward is not here the consequence of competition, but of its
+absence: not a compensation for disadvantages inherent in
+the employment, but an extra advantage; a kind of monopoly
+price, the effect not of a legal, but of what has been termed
+a natural monopoly. If all laborers were trustworthy, it
+would not be necessary to give extra pay to working goldsmiths
+on account of the trust. The degree of integrity required
+being supposed to be uncommon, those who can make
+it appear that they possess it are able to take advantage of
+the peculiarity, and obtain higher pay in proportion to its
+rarity.
+</p>
+
+<quote rend='display'>
+This same explanation of a natural monopoly applies exactly
+to the causes which give able executive managers, who
+watch over productive operations, the usually high rewards for
+<pb n='209'/><anchor id='Pg209'/>
+labor under the name of <q>wages of superintendence.</q> If successful
+managers of cotton or woolen mills were as plentiful, in
+proportion to the demand for them, as ordinary artisans, in
+proportion to the demand for them, then the former would get
+no higher rewards than the latter. Able executive and business
+managers secure high wages solely on the ground&mdash;as explained
+above&mdash;of monopoly; that is, because their numbers,
+owing to natural causes, are few relatively to the demand for
+them in every industry in the land.
+</quote>
+
+<p>
+(5.) Some employments require a much longer time to
+learn, and a much more expensive course of instruction, than
+others; and to this extent there is, as explained by Adam
+Smith, an inherent reason for their being more highly remunerated.
+Wages, consequently, must yield, over and above
+the ordinary amount, an annuity sufficient to repay these
+sums, with the common rate of profit, within the number of
+years [the laborer] can expect to live and be in working condition.
+</p>
+
+<p>
+But, independently of these or any other artificial monopolies,
+there is a natural monopoly in favor of skilled
+laborers against the unskilled, which makes the difference of
+reward exceed, sometimes in a manifold proportion, what is
+sufficient merely to equalize their advantages. But the fact
+that a course of instruction is required, of even a low degree
+of costliness, or that the laborer must be maintained for a
+considerable time from other sources, suffices everywhere to
+exclude the great body of the laboring people from the possibility
+of any such competition. Until lately, all employments
+which required even the humble education of reading
+and writing could be recruited only from a select class, the
+majority having had no opportunity of acquiring those attainments.
+</p>
+
+<quote rend='display'>
+Here is found the germ of the idea, which has been elaborately
+worked out by Mr. Cairnes<note place='foot'><q>Leading Principles,</q>
+pp. 64-69.</note> in his theory of non-competing
+groups of laborers: <q>What we find, in effect, is not a
+whole population competing indiscriminately for all occupations,
+but a series of industrial layers superposed on one another,
+within each of which the various candidates for employment
+<pb n='210'/><anchor id='Pg210'/>
+possess a real and effective power of selection, while
+those occupying the several strata are, for all purposes of
+effective competition, practically isolated from each other.</q>
+(Mr. Mill certainly understood this fully, and stated it clearly
+again in <ref target='Book_III_Chapter_II_Section_2'>Book III, Chap. II, § 2</ref>.)
+</quote>
+
+<p>
+The changes, however, now so rapidly taking place in
+usages and ideas, are undermining all these distinctions; the
+habits or disabilities which chained people to their hereditary
+condition are fast wearing away, and every class is exposed
+to increased and increasing competition from at least the
+class immediately below it. The general relaxation of conventional
+barriers, and the increased facilities of education
+which already are, and will be in a much greater degree,
+brought within the reach of all, tend to produce, among
+many excellent effects, one which is the reverse: they tend
+to bring down the wages of skilled labor.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Effect on Wages of the Competition of Persons having other Means of
+Support.</head>
+
+<p>
+A modifying circumstance still remains to be noticed,
+which interferes to some extent with the operation of
+the principles thus far brought to view. While it is true, as
+a general rule, that the earnings of skilled labor, and especially
+of any labor which requires school education, are at a
+monopoly rate, from the impossibility, to the mass of the
+people, of obtaining that education, it is also true that the
+policy of nations, or the bounty of individuals, formerly did
+much to counteract the effect of this limitation of competition,
+by offering eleemosynary instruction to a much larger
+class of persons than could have obtained the same advantages
+by paying their price.
+</p>
+
+<p>
+[Adam Smith has pointed out that] <q>whenever the law
+has attempted to regulate the wages of workmen, it has always
+been rather to lower them than to raise them. But the
+law has upon many occasions attempted to raise the wages of
+curates, and, for the dignity of the Church, to oblige the
+rectors of parishes to give them more than the wretched
+maintenance which they themselves might be willing to accept
+of. And in both cases the law seems to have been
+equally ineffectual, and has never been either able to raise
+<pb n='211'/><anchor id='Pg211'/>
+the wages of curates or to sink those of laborers to the degree
+that was intended, because it has never been able to hinder
+either the one from being willing to accept of less than the
+legal allowance, on account of the indigence of their situation
+and the multitude of their competitors, or the other
+from receiving more, on account of the contrary competition
+of those who expected to derive either profit or pleasure from
+employing them.</q>
+</p>
+
+<p>
+Although the highest pecuniary prizes of successful authorship
+are incomparably greater than at any former period,
+yet on any rational calculation of the chances, in the existing
+competition, scarcely any writer can hope to gain a living by
+books, and to do so by magazines and reviews becomes daily
+more difficult. It is only the more troublesome and disagreeable
+kinds of literary labor, and those which confer no personal
+celebrity, such as most of those connected with newspapers,
+or with the smaller periodicals, on which an educated
+person can now rely for subsistence. Of these, the remuneration
+is, on the whole, decidedly high; because, though exposed
+to the competition of what used to be called <q>poor
+scholars</q> (persons who have received a learned education
+from some public or private charity), they are exempt from
+that of amateurs, those who have other means of support
+being seldom candidates for such employments.
+</p>
+
+<p>
+When an occupation is carried on chiefly by persons who
+derive the main portion of their subsistence from other
+sources, its remuneration may be lower almost to any extent
+than the wages of equally severe labor in other employments.
+The principal example of the kind is domestic
+manufactures. When spinning and knitting were carried on
+in every cottage, by families deriving their principal support
+from agriculture, the price at which their produce was sold
+(which constituted the remuneration of their labor) was often
+so low that there would have been required great perfection
+of machinery to undersell it. The amount of the remuneration
+in such a case depends chiefly upon whether the quantity
+of the commodity produced by this description of labor
+<pb n='212'/><anchor id='Pg212'/>
+suffices to supply the whole of the demand. If it does not,
+and there is consequently a necessity for some laborers who
+devote themselves entirely to the employment, the price of
+the article must be sufficient to pay those laborers at the ordinary
+rate, and to reward, therefore, very handsomely the domestic
+producers. But if the demand is so limited that the
+domestic manufacture can do more than satisfy it, the price
+is naturally kept down to the lowest rate at which peasant
+families think it worth while to continue the production.
+Thus far, as to the remuneration of the subsidiary employment;
+but the effect to the laborers of having this additional
+resource is almost certain to be (unless peculiar counteracting
+causes intervene) a proportional diminution of the wages
+of their main occupation.
+</p>
+
+<p>
+For the same reason it is found that,
+<foreign lang='la' rend='italic'>cæteris paribus</foreign>,
+those trades are generally the worst paid in which the wife
+and children of the artisan aid in the work. The income
+which the habits of the class demand, and down to which
+they are almost sure to multiply, is made up in those trades
+by the earnings of the whole family, while in others the
+same income must be obtained by the labor of the man alone.
+It is even probable that their collective earnings will amount
+to a smaller sum than those of the man alone in other trades,
+because the prudential restraint on marriage is unusually weak
+when the only consequence immediately felt is an improvement
+of circumstances, the joint earnings of the two going
+further in their domestic economy after marriage than before.
+</p>
+
+<quote rend='display'>
+<p>
+This statement seems to be borne out by the statistics of
+wages<note place='foot'>See Young, <q>Labor in
+Europe.</q></note> both in England and the United States. In our cotton-mills,
+where women do certain kinds of work equally well with
+men, the wages of the men are lower than in outside employments
+into which women can not enter.
+</p>
+
+<p>
+Blacksmiths, per week: $16.74<lb/>
+Family of four: Drawers-in, cotton-mill&mdash;man, per week: $5.50<lb/>
+Family of four: Drawers-in, cotton-mill&mdash;woman, per week: $5.50<lb/>
+Family of four: Tenders, two boys: $4.50<lb/>
+Total: $15.50
+</p>
+
+<pb n='213'/><anchor id='Pg213'/>
+
+<p>
+In this case the family of four all together receive only
+about the same as the wages of the single blacksmith alone.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Wages of Women, why Lower than those of Men.</head>
+
+<p>
+Where men and women work at the same employment,
+if it be one for which they are equally fitted in point
+of physical power, they are not always unequally paid.
+Women in factories sometimes earn as much as men; and
+so they do in hand-loom weaving, which, being paid by the
+piece, brings their efficiency to a sure test. When the efficiency
+is equal, but the pay unequal, the only explanation that
+can be given is custom. But the principal question relates
+to the peculiar employments of women. The remuneration
+of these is always, I believe, greatly below that of employments
+of equal skill and equal disagreeableness carried on
+by men. In some of these cases the explanation is evidently
+that already given: as in the case of domestic servants, whose
+wages, speaking generally, are not determined by competition,
+but are greatly in excess of the market value of the
+labor, and in this excess, as in almost all things which are
+regulated by custom, the male sex obtains by far the largest
+share. In the occupations in which employers take full advantage
+of competition, the low wages of women, as compared
+with the ordinary earnings of men, are a proof that
+the employments are overstocked: that although so much
+smaller a number of women than of men support themselves
+by wages, the occupations which law and usage make
+accessible to them are comparatively so few that the field of
+their employment is still more overcrowded.
+</p>
+
+<quote rend='display'>
+Yet within the employments open to women, such as millinery
+and dress-making, certain women are able to charge
+excessively high prices for work, because, having obtained a
+reputation for especial skill and taste, they can exact in the
+high prices of their articles what is really their high wages.
+Within these employments women are unable to earn a living
+not so much by the lack of work, as by not bringing to their
+occupation that amount of skill and those business qualities
+(owing, of course, to their being brought up unaccustomed to
+business methods) which are requisite for the success of any
+one, either man or woman.
+</quote>
+
+<pb n='214'/><anchor id='Pg214'/>
+
+<p>
+It must be observed that, as matters now stand, a sufficient
+degree of overcrowding may depress the wages of
+women to a much lower minimum than those of men. The
+wages, at least of single women, must be equal to their support,
+but need not be more than equal to it; the minimum,
+in their case, is the pittance absolutely requisite for the
+sustenance of one human being. Now the lowest point
+to which the most superabundant competition can permanently
+depress the wages of a man is always somewhat more
+than this. Where the wife of a laboring-man does not by
+general custom contribute to his earnings, the man's wages
+must be at least sufficient to support himself, a wife, and
+a number of children adequate to keep up the population,
+since, if it were less, the population would not be
+kept up.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Differences of Wages Arising from Laws, Combinations, or Customs.</head>
+
+<p>
+Thus far we have, throughout this discussion, proceeded
+on the supposition that competition is free, so far as
+regards human interference; being limited only by natural
+causes, or by the unintended effect of general social circumstances.
+But law or custom may interfere to limit competition.
+If apprentice laws, or the regulations of corporate
+bodies, make the access to a particular employment slow,
+costly, or difficult, the wages of that employment may be
+kept much above their natural proportion to the wages of
+common labor. In some trades, however, and to some extent,
+the combinations of workmen produce a similar effect.
+Those combinations always fail to uphold wages at an artificial
+rate unless they also limit the number of competitors.
+Putting aside the atrocities sometimes committed by workmen
+in the way of personal outrage or intimidation, which
+can not be too rigidly repressed, if the present state of the
+general habits of the people were to remain forever unimproved,
+these partial combinations, in so far as they do succeed
+in keeping up the wages of any trade by limiting its
+numbers, might be looked upon as simply intrenching round
+a particular spot against the inroads of over-population, and
+making the wages of the class depend upon their own rate of
+<pb n='215'/><anchor id='Pg215'/>
+increase, instead of depending on that of a more reckless and
+improvident class than themselves.
+</p>
+
+<p>
+To conclude this subject, I must repeat an observation
+already made, that there are kinds of labor of which the
+wages are fixed by custom, and not by competition. Such
+are the fees or charges of professional persons&mdash;of physicians,
+surgeons, barristers, and even attorneys.
+</p>
+
+</div>
+
+</div>
+
+<pb n='216'/><anchor id='Pg216'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_II_Chapter_V'/>
+<head>Chapter V. Of Profits.</head>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_II_Chapter_V_Section_1'/>
+<head>§ 1. Profits include Interest and Risk; but, correctly speaking, do not
+include Wages of Superintendence.</head>
+
+<p>
+Having treated of the laborer's share of the produce,
+we next proceed to the share of the capitalist; the profits of
+capital or stock; the gains of the person who advances the
+expenses of production&mdash;who, from funds in his possession,
+pays the wages of the laborers, or supports them during the
+work; who supplies the requisite buildings, materials, and
+tools or machinery; and to whom, by the usual terms of the
+contract, the produce belongs, to be disposed of at his pleasure.
+After indemnifying him for his outlay, there commonly
+remains a surplus, which is his profit; the net income
+from his capital [and skill]; the amount which he can afford
+to expend in necessaries or pleasures, or from which by further
+saving he can add to his wealth.
+</p>
+
+<p>
+As the wages of the laborer are the remuneration of labor,
+so [a part of] the profits of the capitalist are properly,
+according to Mr. Senior's well-chosen expression, the remuneration
+of abstinence. They are what he gains by forbearing
+to consume his capital for his own uses, and allowing it
+to be consumed by productive laborers for their uses. For
+this forbearance he requires a recompense.
+</p>
+
+<p>
+Of the gains, however, which the possession of a capital
+enables a person to make, (1) a part only is properly an
+equivalent for the use of the capital itself; namely, as much
+as a solvent person would be willing to pay for the loan of it.
+This, which as everybody knows is called interest, is all that
+a person is enabled to get by merely abstaining from the
+<pb n='217'/><anchor id='Pg217'/>
+immediate consumption of his capital, and allowing it to be
+used for productive purposes by others. The remuneration
+which is obtained in any country for mere abstinence is
+measured by the current rate of interest on the best security;
+such security as precludes any appreciable chance of losing
+the principal. What a person expects to gain, who superintends
+the employment of his own capital, is always more, and
+generally much more, than this. The rate of profit greatly
+exceeds the rate of interest. (2.) The surplus is partly compensation
+for risk. By lending his capital on unexceptionable
+security he runs little or no risk. But if he embarks in
+business on his own account, he always exposes his capital to
+some, and in many cases to very great, danger of partial or
+total loss. For this danger he must be compensated, otherwise
+he will not incur it. (3.) He must likewise be remunerated
+for the devotion of his time and labor. The control of
+the operations of industry usually belongs to the person who
+supplies the whole or the greatest part of the funds by which
+they are carried on, and who, according to the ordinary arrangement,
+is either alone interested, or is the person most
+interested (at least directly), in the result. To exercise this
+control with efficiency, if the concern is large and complicated,
+requires great assiduity, and often no ordinary skill.
+This assiduity and skill must be remunerated.
+</p>
+
+<p>
+The gross profits from capital, the gains returned to those
+who supply the funds for production, must suffice for these
+three purposes; and the three parts into which profit may
+be considered as resolving itself may be described respectively
+as interest, insurance, and wages of superintendence.
+</p>
+
+<quote rend='display'>
+Inasmuch as risk is the cause affecting the rate of interest,
+it would be much simpler to consider the whole reward for abstinence
+as interest, the rate of which is affected by the risk;
+and to carefully exclude from the profits of capital the payment
+for <q>assiduity and skill,</q> which is distinctly wages of labor.
+The <q>wages of superintendence,</q> as every one on a moment's
+reflection must admit, have no necessary connection whatever
+with the possession of capital. The thing with which the laborer
+is occupied does not give the reason for associating his
+<pb n='218'/><anchor id='Pg218'/>
+wages with the name of that thing; because a highly-qualified
+manager supervises the operations of capital, it does not follow
+that he has capital, or should be regarded as being paid for the
+possession of capital. The man who shovels ashes is not paid
+wages of ashes, any more than a man who superintends other
+people's capital is paid the reward of capital. The payment
+for services, in the one case as in the other, depends upon the
+skill of the manager, just as it does with an ordinary mechanic,
+rising or falling with his fitness for the peculiar work. Skill
+as a manager is the cause; the amount of the remuneration is
+the consequence. If so, then the wages of superintendence
+have no logical connection, in the economic sense, with capital
+as the thing which determines the amount of its reward,
+any more than it affects the wages of any and all labor. The
+payment for the use of capital, simply as capital, may be seen
+by the amount which a widow who is not engaged in active
+business receives from her property invested as trust funds.
+Moreover, it is less and less true that the manager of the operations
+of industry is necessarily the capitalist. To see this,
+mark the executive managers (called <q>treasurers</q> by custom)
+of cotton and woolen mills, who receive a remuneration entirely
+distinct from any capital they may have invested in the
+shares of the corporation; and the officials of the great mutual
+insurance companies, who receive the wages of managers, but
+for managing the capital of others. A large&mdash;by far the largest&mdash;part
+of what is usually called profit, therefore, should be
+treated as wages, and the forces which govern its amount are
+the same as those affecting the amounts of all other kinds of
+wages, such as are discussed in the preceding chapter. The
+acknowledgment of this distinction is of extreme importance,
+and affects, in a profound way, the whole question of distribution.
+To include <q>wages of superintendence</q> in profits of
+capital is to unnecessarily complicate one of the most serious
+economic questions&mdash;namely, the relations of capital and labor.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. The Minimum of Profits; what produces Variations in the Amount
+of Profits.</head>
+
+<p>
+The lowest rate of profit that can permanently exist
+is that which is barely adequate, at the given place and time,
+to afford an equivalent for the abstinence, risk, and exertion
+implied in the employment of capital. From the gross profit
+has first to be deducted as much as will form a fund sufficient
+on the average to cover all losses incident to the employment.
+Next, it must afford such an equivalent to the owner
+of the capital for forbearing to consume it as is then and
+there a sufficient motive to him to persist in his abstinence.
+How much will be required to form this equivalent depends
+<pb n='219'/><anchor id='Pg219'/>
+on the comparative value placed, in the given society, upon
+the present and the future (in the words formerly used): on
+the strength of the effective desire of accumulation. Further,
+after covering all losses, and remunerating the owner
+for forbearing to consume, there must be something left to
+recompense the labor and skill of the person who devotes
+his time to the business.
+</p>
+
+<p>
+Such, then, is the minimum of profits: but that minimum
+is exceedingly variable, and at some times and places
+extremely low, on account of the great variableness of two
+out of its three elements. That the rate of necessary remuneration
+for abstinence, or in other words the effective desire
+of accumulation, differs widely in different states of society
+and civilization, has been seen in a former chapter. There
+is a still wider difference in the element which consists in
+compensation for risk.
+</p>
+
+<p>
+The remuneration of capital in different employments,
+much more than the remuneration of labor, varies according
+to the circumstances which render one employment more attractive
+or more repulsive than another. The profits, for example,
+of retail trade, in proportion to the capital employed,
+exceed those of wholesale dealers or manufacturers, for this
+reason among others, that there is less consideration attached
+to the employment. The greatest, however, of these differences,
+is that caused by difference of risk. The profits of a
+gunpowder-manufacturer must be considerably greater than
+the average, to make up for the peculiar risks to which he
+and his property are constantly exposed. When, however,
+as in the case of marine adventure, the peculiar risks are
+capable of being, and commonly are, commuted for a fixed
+payment, the premium of insurance takes its regular place
+among the charges of production, and the compensation
+which the owner of the ship or cargo receives for that payment
+does not appear in the estimate of his profits, but is
+included in the replacement of his capital.
+</p>
+
+<quote rend='display'>
+The minimum of profits can not properly include wages of
+superintendence, nor is it so included, practically, in Mr. Mill's
+<pb n='220'/><anchor id='Pg220'/>
+discussions on the minimum of profits in a later part of this
+volume. The operation of the various elements in changing the
+amount of profits might be expressed as follows: As between
+different countries and communities, who have a different effective
+desire of accumulation, profits may vary with the element
+of interest and risk; within the same district, where interest
+is generally the same on the same security, profits may
+vary with the risk attached to different industries; and, within
+the same occupations, interest and risk being given, the wages
+of superintendence may make a greater variation than either
+of the other two causes&mdash;since a skillful manager may make a
+large return, a poor one none at all. Or between two employments,
+interest and risk remaining the same, wages of superintendence
+sometimes produce a wide difference.
+</quote>
+
+<p>
+The portion, too, of the gross profit, which forms the
+remuneration for the labor and skill of the dealer or producer,
+is very different in different employments. This is
+the explanation always given of the extraordinary rate of
+apothecaries' profit. There are cases, again, in which a considerable
+amount of labor and skill is required to conduct a
+business necessarily of limited extent. In such cases a higher
+than common rate of profit is necessary to yield only the
+common rate of remuneration.
+</p>
+
+<p>
+All the natural monopolies (meaning thereby those which
+are created by circumstances, and not by law) which produce
+or aggravate the disparities in the remuneration of different
+kinds of labor, operate similarly between different employments
+of capital.
+</p>
+
+<quote rend='display'>
+In this passage Mr. Mill points out distinctly that the movement
+up and down in the wages of a manager are governed by
+the same laws as those which regulate differences in the different
+rewards of labor, but yet he connects it improperly with
+capital. It will be seen that Mr. Mill uses the term <q>gross
+profit</q> on the next page in order to avoid the difficulty, which
+rises unconsciously in his mind, of the anomalous presence of
+the wages of the manager in the question of profit.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. General Tendency of Profits to an Equality.</head>
+
+<p>
+After due allowance is made for these various causes
+of inequality, namely, difference in the risk or agreeableness
+of different employments, and natural or artificial monopolies
+[which give greater or less wages of superintendence],
+<pb n='221'/><anchor id='Pg221'/>
+the rate of profit on capital in all employments tends
+to an equality. That portion of profit which is properly
+interest, and which forms the real remuneration for abstinence,
+is strictly the same at the same time and place, whatever
+be the employment. The rate of interest, on equally
+good security, does not vary according to the destination of
+the principal, though it does vary from time to time very
+much, according to the circumstances of the market.
+</p>
+
+<p>
+It is far otherwise with gross profit, which, though (as
+will presently be seen) it does not vary much from employment
+to employment, varies very greatly from individual to
+individual, and can scarcely be in any two cases the same.
+It depends on the knowledge, talents, economy, and energy
+of the capitalist himself, or of the agents whom he employs;
+on the accidents of personal connection; and even on chance.
+Hardly any two dealers in the same trade, even if their commodities
+are equally good and equally cheap, carry on their
+business at the same expense, or turn over their capital in
+the same time. That equal capitals give equal profits, as a
+general maxim of trade, would be as false as that equal age
+or size gives equal bodily strength, or that equal reading or
+experience gives equal knowledge. The effect depends as
+much upon twenty other things as upon the single cause
+specified. On an average (whatever may be the occasional
+fluctuations) the various employments of capital are on such
+a footing as to hold out, not equal profits, but equal expectations
+of profit, to persons of average abilities and advantages.
+By equal, I mean after making compensation for any
+inferiority in the agreeableness or safety of an employment.
+If the case were not so; if there were, evidently, and to
+common experience, more favorable chances of pecuniary
+success in one business than in others, more persons would
+engage their capital in the business. If, on the contrary, a
+business is not considered thriving; if the chances of profit
+in it are thought to be inferior to those in other employments;
+capital gradually leaves it, or at least new capital is
+not attracted to it; and by this change in the distribution of
+<pb n='222'/><anchor id='Pg222'/>
+capital between the less profitable and the more profitable
+employments, a sort of balance is restored.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/capital-profitability.png' rend='width: 80%'>
+ <figDesc>Illustration: Parallel vertical lines AB and GD, with horizontal
+lines EG and FC joining them.</figDesc>
+ </figure>
+</p>
+
+<quote rend='display'>
+This may be easily shown by a diagram in
+which the capital in one employment is represented
+by <hi rend='italic'>A B</hi>, and which exceeds <hi rend='italic'>C D</hi>, that in
+another employment, by the amount of <hi rend='italic'>A F</hi>. It
+is not necessary that the whole of the excess,
+<hi rend='italic'>A F</hi> should be transferred to <hi rend='italic'>C D</hi> to make the
+two capitals equal, but only <hi rend='italic'>A E</hi>, which, added
+to <hi rend='italic'>C D</hi>, brings
+<hi rend='italic'>C D</hi> to an equality with <hi rend='italic'>E B</hi>.
+</quote>
+
+<p>
+This equalizing process, commonly described
+as the transfer of capital from one employment
+to another, is not necessarily the onerous, slow,
+and almost impracticable operation which it is very often
+represented to be. In the first place, it does not always
+imply the actual removal of capital already embarked in an
+employment. In a rapidly progressive state of capital, the
+adjustment often takes place by means of the new accumulations
+of each year, which direct themselves in preference
+toward the more thriving trades. Even when a real transfer
+of capital is necessary, it is by no means implied that any
+of those who are engaged in the unprofitable employment
+relinquish business and break up their establishments. The
+numerous and multifarious channels of credit through which,
+in commercial nations, unemployed capital diffuses itself over
+the field of employment, flowing over in greater abundance
+to the lower levels, are the means by which the equalization
+is accomplished. The process consists in a limitation by one
+class of dealers or producers and an extension by the other
+of that portion of their business which is carried on with borrowed
+capital.
+</p>
+
+<quote rend='display'>
+<q>Political economists say that capital sets toward the most
+profitable trades, and that it rapidly leaves the less profitable
+and non-paying trades. But in ordinary countries this is a slow
+process, and some persons, who want to have ocular demonstrations
+of abstract truths, have been inclined to doubt it because
+they could not see it. The process would be visible
+enough if you could only see the books of the bill-brokers and
+the bankers. If the iron-trade ceases to be as profitable as
+<pb n='223'/><anchor id='Pg223'/>
+usual, less iron is sold; the fewer the sales the fewer the bills;
+and in consequence the number of iron bills [at the banks] is
+diminished. On the other hand, if, in consequence of a bad
+harvest, the corn trade becomes on a sudden profitable, immediately
+<q>corn bills</q> are created in large numbers, and, if good,
+are discounted [at the banks]. Thus capital runs as surely
+and instantly where it is most wanted, and where there is most
+to be made of it, as water runs to find its level.</q><note place='foot'>Walter
+Bagehot, <q>Lombard Street,</q> p. 13.</note>
+</quote>
+
+<p>
+In the case of an altogether declining trade, in which it
+is necessary that the production should be, not occasionally
+varied, but greatly and permanently diminished, or perhaps
+stopped altogether, the process of extricating the capital is,
+no doubt, tardy and difficult, and almost always attended with
+considerable loss; much of the capital fixed in machinery,
+buildings, permanent works, etc., being either not applicable
+to any other purpose, or only applicable after expensive alterations;
+and time being seldom given for effecting the change
+in the mode in which it would be effected with least loss,
+namely, by not replacing the fixed capital as it wears out.
+There is besides, in totally changing the destination of a capital,
+so great a sacrifice of established connection, and of acquired
+skill and experience, that people are always very slow
+in resolving upon it, and hardly ever do so until long after
+a change of fortune has become hopeless.
+</p>
+
+<p>
+In general, then, although profits are very different to
+different individuals, and to the same individual in different
+years, there can not be much diversity at the same time and
+place in the average profits of different employments (other
+than the standing differences necessary to compensate for difference
+of attractiveness), except for short periods, or when
+some great permanent revulsion has overtaken a particular
+trade. It is true that, to persons with the same amount of
+original means, there is more chance of making a large fortune
+in some employments than in others. But it would be
+found that in those same employments bankruptcies also are
+more frequent, and that the chance of greater success is balanced
+by a greater probability of complete failure.
+</p>
+
+</div>
+
+<pb n='224'/><anchor id='Pg224'/>
+
+<div>
+<index index='toc'/>
+<head>§ 4. The Cause of the Existence of any Profit; the Advances of Capitalists
+consist of Wages of Labor.</head>
+
+<p>
+The preceding remarks have, I hope, sufficiently
+elucidated what is meant by the common phrase, <q>the ordinary
+rate of profit,</q> and the sense in which, and the limitations
+under which, this ordinary rate has a real existence. It
+now remains to consider what causes determine its amount.
+</p>
+
+<p>
+The cause of profit is, that labor produces more than is required
+for its support; the reason why capital yields a profit
+is, because food, clothing, materials, and tools last longer than
+the time which is required to produce them; so that if a capitalist
+supplies a party of laborers with these things, on condition
+of receiving all they produce, they will, in addition to
+reproducing their own necessaries and instruments, have a
+portion of their time remaining, to work for the capitalist.
+We thus see that profit arises, not from the incident of exchange,
+but from the productive power of labor; and the
+general profit of the country is always what the productive
+power of labor makes it, whether any exchange takes place
+or not. I proceed, in expansion of the considerations thus
+briefly indicated, to exhibit more minutely the mode in which
+the rate of profit is determined.
+</p>
+
+<p>
+I assume, throughout, the state of things which, where
+the laborers and capitalists are separate classes, prevails, with
+few exceptions, universally; namely, that the capitalist advances
+the whole expenses, including the entire remuneration
+of the laborer. That he should do so is not a matter of
+inherent necessity; the laborer might wait until the production
+is complete for all that part of his wages which exceeds
+mere necessaries, and even for the whole, if he has funds in
+hand sufficient for his temporary support. But in the latter
+case the laborer is to that extent really a capitalist, investing
+capital in the concern, by supplying a portion of the funds
+necessary for carrying it on; and even in the former case
+he may be looked upon in the same light, since, contributing
+his labor at less than the market price, he may be regarded
+as lending the difference to his employer, and receiving it
+back with interest (on whatever principle computed) from
+the proceeds of the enterprise.
+</p>
+
+<pb n='225'/><anchor id='Pg225'/>
+
+<p>
+The capitalist, then, may be assumed to make all the
+advances and receive all the produce. His profit consists of
+the excess of the produce above the advances; his <emph>rate</emph> of
+profit is the ratio which that excess bears to the amount
+advanced.
+</p>
+
+<quote rend='display'>
+For example, if A advances 8,000 bushels of corn to laborers
+in return for 10,000 yards of cloth (and if one bushel of
+corn sells for the same sum as one yard of cloth), his profit
+consists of 2,000 yards of cloth. The ratio of the excess, 2,000,
+to 8,000, the outlay, or 25 per cent, is the <emph>rate</emph> of profit. It is
+not the ratio of 2,000 to 10,000.
+</quote>
+
+<p>
+But what do the advances consist of? It is, for the present,
+necessary to suppose that the capitalist does not pay
+any rent; has not to purchase the use of any appropriated
+natural agent. The nature of rent, however, we have not
+yet taken into consideration; and it will hereafter appear
+that no practical error, on the question we are now examining,
+is produced by disregarding it.
+</p>
+
+<p>
+If, then, leaving rent out of the question, we inquire in
+what it is that the advances of the capitalist, for purposes of
+production, consist, we shall find that they consist of wages
+of labor.
+</p>
+
+<p>
+A large portion of the expenditure of every capitalist
+consists in the direct payment of wages. What does not consist
+of this is composed of materials and implements, including
+buildings. But materials and implements are produced
+by labor; and as our supposed capitalist is not meant to represent
+a single employment, but to be a type of the productive
+industry of the whole country, we may suppose that he
+makes his own tools and raises his own materials. He does
+this by means of previous advances, which, again, consist
+wholly of wages. If we suppose him to buy the materials
+and tools instead of producing them, the case is not altered:
+he then repays to a previous producer the wages which that
+previous producer has paid. It is true he repays it to him
+with a profit; and, if he had produced the things himself, he
+himself must have had that profit on this part of his outlay
+<pb n='226'/><anchor id='Pg226'/>
+as well as on every other part. The fact, however, remains,
+that in the whole process of production, beginning with the
+materials and tools and ending with the finished product, all
+the advances have consisted of nothing but wages, except
+that certain of the capitalists concerned have, for the sake of
+general convenience, had their share of profit paid to them
+before the operation was completed.
+</p>
+
+<quote rend='display'>
+This idea may be more clear, perhaps, if we imagine a large
+corporation, not only making woolen cloth, but owning sheep-ranches,
+where the raw materials are produced; the shops
+where all machinery is made; and who even produce on their
+own property all the food, clothing, shelter, and consumption
+of the laborers employed by them. A line of division may be
+passed through the returns in all these branches of the industry,
+separating what is wages from what is profit. Then it can
+be easily imagined that all the returns on one side, representing
+profits, go to capitalists, no matter whether they are thousands
+in number, or only one capitalist typifying the rest, or a
+single corporation acting for many small capitalists.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_II_Chapter_V_Section_5'/>
+<head>§ 5. The Rate of Profit depends on the Cost of Labor.</head>
+
+<p>
+It thus appears that the two elements on which, and
+which alone, the gains of the capitalists depend, are, first, the
+magnitude of the produce, in other words, the productive
+power of labor; and secondly, the proportion of that produce
+obtained by the laborers themselves; the ratio which the remuneration
+of the laborers bears to the amount they produce.
+</p>
+
+<p>
+We thus arrive at the conclusion of Ricardo and others,
+that the rate of profits depends upon wages; rising as wages
+fall, and falling as wages rise. In adopting, however, this
+doctrine, I must insist upon making a most necessary alteration
+in its wording. Instead of saying that profits depend
+on wages, let us say (what Ricardo really meant) that they
+depend on the <emph>cost of labor</emph>.
+</p>
+
+<quote rend='display'>
+This is an entirely different question from that concerning
+the rate of wages before discussed (<ref target='Book_II_Chapter_II'>Book
+II, Chap. II</ref>). That
+had to do with the amount of the capital which each laborer,
+on an average, received as real wages, and this average rate
+was affected by the number of competitors for labor, as compared
+with the existing capital, taking into account the nature
+of the industries in a country. An increase of population,
+bringing more laborers to compete for employment, will lower
+<pb n='227'/><anchor id='Pg227'/>
+the average amount of real wages received by each one; and a
+decrease of population will bring about the reverse. The rate of
+wages, however, now that we are considering the matter from
+the point of view of the capitalist, is but one of the things to
+be considered affecting <emph>cost of labor</emph>. The former question was
+one as to the distribution of capital; the latter is one as to the
+amount by which the total production is greater than the total
+capital advanced. Since all capital consists of advances to labor,
+the present inquiry is one in regard to the quantity of advances
+compared with the quantity returned; that is, the relation of
+the total capital to the total production arising from the use of
+that capital. In the diagram before used (<ref target='Pg179'>p. 179</ref>) the question
+is not how the contents of circle B are to be distributed, but the
+relative size of circle B to circle A. In order to produce circle
+A, it is necessary to advance what is represented by circle B.
+</quote>
+
+<p>
+Wages and the cost of labor; what labor brings in to
+the laborer and what it costs to the capitalist are ideas
+quite distinct, and which it is of the utmost importance to
+keep so. For this purpose it is essential not to designate
+them, as is almost always done, by the same name. Wages,
+in public discussions, both oral and printed, being looked
+upon from the same point of view of the payers, much
+oftener than from that of the receivers, nothing is more common
+than to say that wages are high or low, meaning only
+that the cost of labor [to the capitalist] is high or low. The
+reverse of this would be oftener the truth: the cost of labor
+is frequently at its highest where wages are lowest. This
+may arise from two causes. (1.) In the first place, the labor,
+though cheap, may be inefficient.
+</p>
+
+<quote rend='display'>
+The facts presented by Mr. Brassey<note place='foot'><q>Work
+and Wages.</q></note> very fully illustrate
+this principle. Although French workmen in their ship-yards
+receive less wages for the same kind of work than the English
+workmen in English yards, yet it costs less per ton to build
+ships in England than in France. The same correspondence
+between high wages and efficient work was found to be true of
+railway construction in different parts of the world. With
+different character, varying amounts of industrial energy, varying
+intelligence, and endurance, different people do not have
+the same efficiency of labor. It is ascertained that inefficiency
+is, as a rule, accompanied by low wages. Even though wages
+paid for ordinary labor in constructing railways were in India
+<pb n='228'/><anchor id='Pg228'/>
+only from nine to twelve cents a day, and in England from
+seventy-five to eighty-seven cents a day, yet it cost as much to
+build a mile of railway in India as in England. The English
+laborer gave a full equivalent for his higher wages. Moreover,
+while an English weaver tends from two to three times as
+many looms as his Russian competitor, the workman in the
+United States, it is said, will tend even more than the Englishman.
+In American sailing-vessels, also, a less number of sailors,
+relatively to the tonnage, is required than in English sailing-ships.
+Mr. Brassey, besides, came to the conclusion that the
+working power, or efficiency, of ordinary English laborers was
+to the French as five to three.
+</quote>
+
+<p>
+(2.) The other cause which renders wages and the cost of
+labor no real criteria of one another is the varying costliness
+of the articles which the laborer consumes. If these are
+cheap, wages, in the sense which is of importance to the
+laborer, may be high, and yet the cost of labor may be low;
+if dear, the laborer may be wretchedly off, though his labor
+may cost much to the capitalist. This last is the condition
+of a country over-peopled in relation to its land; in which,
+food being dear, the poorness of the laborer's real reward
+does not prevent labor from costing much to the purchaser,
+and low wages and low profits coexist. The opposite case
+is exemplified in the United States of America. The laborer
+there enjoys a greater abundance of comforts than in any
+other country of the world, except some of the newest colonies;
+but owing to the cheap price at which these comforts
+can be obtained (combined with the great efficiency of the
+labor), the cost of labor to the capitalist is considerably lower
+than in Europe. It must be so, since the rate of profit is
+higher; as indicated by the rate of interest, which is six per
+cent at New York when it is three or three and a quarter
+per cent in London.
+</p>
+
+<p>
+The cost of labor, then, is, in the language of mathematics,
+a function of three variables: (1) the efficiency of labor;
+(2) the wages of labor (meaning thereby the real reward [or
+real wages] of the laborer); and (3) the greater or less cost<note place='foot'>The
+reader is advised to consider, in connection with this, the former discussion
+on the relation between wages and the price of food (pp. <ref target='Pg185'>185</ref>,
+<ref target='Pg186'>186</ref>).</note>
+<pb n='229'/><anchor id='Pg229'/>
+at which the articles composing that real reward can be produced
+or purchased. It is plain that the cost of labor to the
+capitalist must be influenced by each of these three circumstances,
+and by no others. These, therefore, are also the circumstances
+which determine the rate of profit; and it can not
+be in any way affected except through one or other of them.
+</p>
+
+<quote rend='display'>
+<p>
+The efficiency of labor, in this connection, is highly important
+in its practical aspects, and as affecting the labor question,
+because as a function of cost of labor, that is, as an element
+affecting the quantity of things advanced to the laborers
+in comparison with the quantity of things returned to the employer,
+it includes the whole influence of machinery, labor-saving
+devices, and the results of invention. The quantity of
+produce depends, for a given advance, on the kind of machinery,
+the speed with which it is run, and on the general state of
+the arts and industrial inventions. The extent to which the
+productive capacity of a single laborer has been increased in
+the United States has been almost incredible. Instead of
+weaving cloth by hand, as was done a hundred years ago,
+<q>one operative in Lowell, working one year, can produce the
+cotton fabric needed for the year's supply of 1,500 to 1,800
+Chinese.</q> Moreover, there is no question as to the fact that
+no nation in the world compares with ours in the power to invent,
+construct, and manage the most ingenious and complicated
+machinery. The inventive faculty belongs to every class
+in our country; and, in studying cost of labor, it must be well
+borne in mind that the efficiency of American labor, particularly
+as combined with mechanical appliances, is one of the
+great causes of our enormous production. The result of this,
+for instance, has been that, without lowering profits, although
+the price of cloth has been greatly reduced, employers have
+been able to raise the wages of operatives, and shorten their
+hours of labor, because machinery has so vastly increased the
+production for a given outlay. As one of a few facts showing
+this tendency in the last fifty years, note the following table,
+taken from the books of the Namquit cotton-mill in Bristol,
+Rhode Island:
+</p>
+
+<table rend="latexcolumns: 'p{3cm} p{2cm} p{2cm}';
+ tblcolumns: 'lw(35) r r'">
+<row><cell>Kind Of Labor.</cell><cell>1841.</cell><cell>1884.</cell></row>
+<row><cell>Card-room help, per week</cell><cell>$3.28</cell><cell>$5.40</cell></row>
+<row><cell>Card-strippers, per week</cell><cell>4.98</cell><cell>6.00</cell></row>
+<row><cell>Weavers, per week</cell><cell>4.75</cell><cell>6.00</cell></row>
+<row><cell>Carding-room overseer, per week</cell><cell>7.00</cell><cell>13.50</cell></row>
+</table>
+
+<p>
+The hours per week
+have decreased in the
+same time from 84 to 66,
+while the product of the
+mill in pounds has increased
+25 per cent. It
+may be unnecessary, perhaps,
+to say that these figures represent the current wages in
+<pb n='230'/><anchor id='Pg230'/>
+other mills at the same periods; and that these facts can be
+sustained by the records of other mills.
+</p>
+
+<p>
+In its economic effect we must also consider, under efficiency,
+the whole question of natural advantages of soil, climate,
+and natural resources. Laborers of the same skill, paid
+the same real wages, of the same cost, will produce a vastly
+greater amount of wheat in Dakota than in Vermont or England.
+This is the chief reason why profits are so high in the
+United States. In many industries we have very marked natural
+advantages, which permits a high reward to labor, and yet
+yields a high profit to the capitalist. This applies not merely
+to agriculture, but to all the extractive industries, such as the
+production of petroleum, wood, copper, etc.
+</p>
+
+<p>
+In short, the whole matter of ease and difficulty of production,
+of high or low cost of production, taking it in the sense
+of great or little sacrifice (compare carefully
+<ref target='Book_III_Chapter_II_Section_4'>Book III, Chap.
+II, § 4</ref>), comes in under the element of efficiency, in cost of
+labor. The reader can not be too strongly urged to connect
+different parts of the economic system together. And the
+questions of Cost of Labor and Cost of Production are of
+paramount importance to a proper understanding of political
+economy.
+</p>
+</quote>
+
+<p>
+If labor generally became more efficient, without being
+more highly rewarded; if, without its becoming less efficient,
+its remuneration fell, no increase taking place in the
+cost of the articles composing that remuneration; or if those
+articles became less costly, without the laborers obtaining
+more of them; in any one of these three cases, profits would
+rise. If, on the contrary, labor became less efficient (as it
+might do from diminished bodily vigor in the people, destruction
+of fixed capital, or deteriorated education); or if
+the laborer obtained a higher remuneration, without any increased
+cheapness in the things composing it; or if, without
+his obtaining more, that which he did obtain became more
+costly; profits, in all these cases, would suffer a diminution.
+And there is no other combination of circumstances in which
+the general rate of profit of a country, in all employments
+indifferently, can either fall or rise.
+</p>
+
+<quote rend='display'>
+<p>
+The connection of profit with the three constituents of cost
+of labor may probably be better seen by aid of the following
+illustration; it being premised that as yet money is not used,
+<pb n='231'/><anchor id='Pg231'/>
+and that the laborers are paid in the articles which their
+money wages would have bought had money been used. For
+simplicity we will suppose that all articles of the laborer's consumption
+are represented by corn. Imagine a large woolen-mill
+employing 500 men, and paying them in corn; and suppose
+that one yard of woolen cloth exchanges for one bushel of corn
+in the open market. In the beginning, with a given condition
+of efficiency, suppose that each man produces on an average
+1,200 yards of cloth, for which he is paid 1,000 bushels of corn:
+</p>
+
+<p>
+500 men, each producing 1,200 yards, give a total product of 600,000 yards.<lb/>
+500 men, each paid 1,000 bushels, cause an outlay of 500,000 yards.<lb/>
+Profit: 100,000 yards.
+</p>
+
+<p>
+(1.) Now suppose a change increasing the efficiency of labor
+to such an extent that each laborer produces 1,300 instead
+of 1,200 yards, then the account will stand, if the other elements
+remain unchanged:
+</p>
+
+<p>
+500 men, each producing 1,300 yards, give a total product of 650,000 yards.<lb/>
+500 men, each paid 1,000 bushels, cause an outlay of 500,000 yards.<lb/>
+Profit: 150,000 yards.
+</p>
+
+<p>
+(2.) If efficiency and the cost of producing food remain
+the same as at first, suppose a change to occur which raises
+the quantity of corn each laborer receives from 1,000 to 1,100,
+or, as it is called, increases his real wages&mdash;then the account
+will be:
+</p>
+
+<p>
+500 men, each producing 1,200 yards, give a total product of 600,000 yards.<lb/>
+500 men, each paid 1,100 bushels, cause an outlay of 550,000 yards.<lb/>
+Profit: 50,000 yards.
+</p>
+
+<p>
+(3.) If efficiency and real wages remain the same, suppose
+such an increase in the cost to the employers of obtaining
+corn that they are obliged to give one and one tenth yard of
+their goods for one bushel of corn (1,000 bushels of corn costing
+them 1,100 yards of cloth), then the statement will read:
+</p>
+
+<p>
+500 men, each producing 1,200 yards, give a total product of 600,000 yards.<lb/>
+500 men, each paid 1,000 bushels, cause an outlay of 550,000 yards.<lb/>
+Profit: 50,000 yards.
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='232'/><anchor id='Pg232'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_II_Chapter_VI'/>
+<head>Chapter VI. Of Rent.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Rent the Effect of a Natural Monopoly.</head>
+
+<p>
+The requisites of production being labor, capital,
+and natural agents, the only person, besides the laborer and
+the capitalist, whose consent is necessary to production, and
+who can claim a share of the produce as the price of that
+consent, is the person who, by the arrangements of society,
+possesses exclusive power over some natural agent. The
+land is the principal of the natural agents which are capable
+of being appropriated, and the consideration paid for its use
+is called rent. Landed proprietors are the only class, of any
+numbers or importance, who have a claim to a share in the
+distribution of the produce, through their ownership of something
+which neither they nor any one else have produced.
+If there be any other cases of a similar nature, they will be
+easily understood, when the nature and laws of rent are
+comprehended.
+</p>
+
+<p>
+It is at once evident that rent is the effect of a monopoly.
+The reason why land-owners are able to require rent
+for their land is, that it is a commodity which many want,
+and which no one can obtain but from them. If all the land
+of the country belonged to one person, he could fix the rent
+at his pleasure. This case, however, is nowhere known to
+exist; and the only remaining supposition is that of free
+competition; the land-owners being supposed to be, as in
+fact they are, too numerous to combine.
+</p>
+
+<quote rend='display'>
+The ratio of the land to the cultivators shows the limited
+quantity of land. It is very desirable to keep the connection
+<pb n='233'/><anchor id='Pg233'/>
+of one part of the subject with another wherever possible.
+<q>Agricultural rent, as it actually exists,</q> says Mr.
+Cairnes,<note place='foot'><q>Logical Method,</q> p. 206.</note>
+truly, <q>is not a consequence of the <emph>monopoly</emph> of the soil, but
+of its diminishing productiveness.</q> The doctrine of rent depends
+upon the law of diminishing returns; and it is only by
+the pressure of population upon land that the lessened productiveness
+of land, whether because of poorer qualities or poorer
+situations, is made apparent. Or, to take things in their natural
+sequence, an increase of population necessitates more food;
+and this implies a resort to more expensive methods, or poorer
+soils, so soon as land is pushed to the extent that it will not
+yield an increased crop for the same application of labor and
+capital as formerly. Different qualities of land, then, being
+in cultivation at the same time, the better qualities must, of
+course, yield a greater return than the poorer, and the conditions
+then exist under which land pays rent. Those, therefore,
+who admit the law of diminishing returns are inevitably led to
+the doctrine of rent.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. No Land can pay Rent except Land of such Quality or Situation as exists in
+less Quantity than the Demand.</head>
+
+<p>
+A thing which is limited in quantity, even though
+its possessors do not act in concert, is still a monopolized
+article. But even when monopolized, a thing which is the
+gift of nature, and requires no labor or outlay as the condition
+of its existence, will, if there be competition among
+the holders of it, command a price only if it exist in less
+quantity than the demand.
+</p>
+
+<p>
+If the whole land of a country were required for cultivation,
+all of it might yield a rent. But in no country of any
+extent do the wants of the population require that all the
+land, which is capable of cultivation, should be cultivated.
+The food and other agricultural produce which the people
+need, and which they are willing and able to pay for at a
+price which remunerates the grower, may always be obtained
+without cultivating all the land; sometimes without cultivating
+more than a small part of it; the more fertile lands,
+or those in the more convenient situations, being of course
+preferred. There is always, therefore, some land which can
+not, in existing circumstances, pay any rent; and no land
+ever pays rent unless, in point of fertility or situation, it
+belongs to those superior kinds which exist in less quantity
+<pb n='234'/><anchor id='Pg234'/>
+than the demand&mdash;which can not be made to yield all the
+produce required for the community, unless on terms still
+less advantageous than the resort to less favored soils. (1.)
+The worst land which can be cultivated as a means of subsistence
+is that which will just replace the seed and the food
+of the laborers employed on it, together with what Dr. Chalmers
+calls their secondaries; that is, the laborers required
+for supplying them with tools, and with the remaining necessaries
+of life. Whether any given land is capable of doing
+more than this is not a question of political economy, but of
+physical fact. The supposition leaves nothing for profits,
+nor anything for the laborers except necessaries: the land,
+therefore, can only be cultivated by the laborers themselves,
+or else at a pecuniary loss; and, <foreign rend='italic'>a fortiori</foreign>, can not in
+any contingency afford a rent. (2.) The worst land which can be
+cultivated as an investment for capital is that which, after
+replacing the seed, not only feeds the agricultural laborers
+and their secondaries, but affords them the current rate of
+wages, which may extend to much more than mere necessaries,
+and leaves, for those who have advanced the wages of
+these two classes of laborers, a surplus equal to the profit
+they could have expected from any other employment of
+their capital. (3.) Whether any given land can do more than
+this is not merely a physical question, but depends partly
+on the market value of agricultural produce. What the
+land can do for the laborers and for the capitalist, beyond
+feeding all whom it directly or indirectly employs, of course
+depends upon what the remainder of the produce can be
+sold for. The higher the market value of produce, the
+lower are the soils to which cultivation can descend, consistently
+with affording to the capital employed the ordinary
+rate of profit.
+</p>
+
+<p>
+As, however, differences of fertility slide into one another
+by insensible gradations; and differences of accessibility,
+that is, of distance from markets do the same; and
+since there is land so barren that it could not pay for its
+cultivation at any price; it is evident that, whatever the
+<pb n='235'/><anchor id='Pg235'/>
+price may be, there must in any extensive region be some
+land which at that price will just pay the wages of the cultivators,
+and yield to the capital employed the ordinary
+profit, and no more. Until, therefore, the price rises higher,
+or until some improvement raises that particular land to a
+higher place in the scale of fertility, it can not pay any rent.
+It is evident, however, that the community needs the produce
+of this quality of land; since, if the lands more fertile
+or better situated than it could have sufficed to supply the
+wants of society, the price would not have risen so high as
+to render its cultivation profitable. This land, therefore,
+will be cultivated; and we may lay it down as a principle
+that, so long as any of the land of a country which is fit for
+cultivation, and not withheld from it by legal or other factitious
+obstacles, is not cultivated, the worst land in actual
+cultivation (in point of fertility and situation together) pays
+no rent.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. The Rent of Land is the Excess of its Return above the Return to the worst
+Land in Cultivation.</head>
+
+<p>
+If, then, of the land in cultivation, the part which
+yields least return to the labor and capital employed on it
+gives only the ordinary profit of capital, without leaving
+anything for rent, a standard [i.e., the <q>margin of cultivation</q>]
+is afforded for estimating the amount of rent which
+will be yielded by all other land. Any land yields just as
+much more than the ordinary profits of stock as it yields
+more than what is returned by the worst land in cultivation.
+The surplus is what the farmer can afford to pay as rent to
+the landlord; and since, if he did not so pay it, he would
+receive more than the ordinary rate of profit, the competition
+of other capitalists, that competition which equalizes
+the profits of different capitals, will enable the landlord to
+appropriate it. The rent, therefore, which any land will
+yield, is the excess of its produce, beyond what would be
+returned to the same capital if employed on the worst land
+in cultivation.
+</p>
+
+<p>
+It has been denied that there can be any land in cultivation
+which pays no rent, because landlords (it is contended)
+would not allow their land to be occupied without payment.
+<pb n='236'/><anchor id='Pg236'/>
+Inferior land, however, does not usually occupy, without
+interruption, many square miles of ground; it is dispersed
+here and there, with patches of better land intermixed, and
+the same person who rents the better land obtains along
+with it the inferior soils which alternate with it. He pays
+a rent, nominally for the whole farm, but calculated on the
+produce of those parts alone (however small a portion of
+the whole) which are capable of returning more than the
+common rate of profit. It is thus scientifically true that
+the remaining parts pay no rent.
+</p>
+
+<quote rend='display'>
+This point seems to need some illustration. Suppose that
+all the lands in a community are of five different grades of
+productiveness. When the price of agricultural produce was
+such that grades one, two, and three all came into cultivation,
+lands of poorer quality would not be cultivated. When a man
+rents a farm, he always gets land of varying degrees of fertility
+within its limits. Now, in determining what he ought to
+pay as rent, the farmer will agree to give that which will still
+leave him a profit on his working capital; if in his fields he
+finds land which would not enter into the question of rental,
+because it did not yield more than the profit on working it,
+after he rented the farm he would find it to his interest to cultivate
+it, simply because it yielded him a profit, and because
+he was not obliged to pay rent upon it; if required to pay rent
+for it, he would lose the ordinary rate of profit, would have no
+reason for cultivating it, of course, and would throw it out of
+cultivation. Moreover, suppose that lands down to grade three
+paid rent when A took the farm; now, if the price of produce
+rises slightly, grade four may pay something, but possibly not
+enough to warrant any rent going to a landlord. A will put
+capital on it for this return, but certainly not until the price
+warrants it; that is, not until the price will return him at least
+the cost of working the land, <emph>plus</emph> the profit on his outlay. But
+the community needed this land, or the price would not have
+gone up to the point which makes possible its cultivation even
+for a profit, without rent. There must always be somewhere
+some land affected in just this way.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;Or to the Capital employed in the least advantageous
+Circumstances.</head>
+
+<p>
+Let us, however, suppose that there were a validity
+in this objection, which can by no means be conceded to it;
+that, when the demand of the community had forced up food
+to such a price as would remunerate the expense of producing
+it from a certain quality of soil, it happened nevertheless
+<pb n='237'/><anchor id='Pg237'/>
+that all the soil of that quality was withheld from cultivation,
+the increase of produce, which the wants of society required,
+would for the time be obtained wholly (as it always is partially),
+not by an extension of cultivation, but by an increased
+application of labor and capital to land already cultivated.
+</p>
+
+<p>
+Now we have already seen that this increased application
+of capital, other things being unaltered, is always attended
+with a smaller proportional return. The rise of price enables
+measures to be taken for increasing the produce, which could
+not have been taken with profit at the previous price. The
+farmer uses more expensive manures, or manures land which
+he formerly left to nature; or procures lime or marl from a
+distance, as a dressing for the soil; or pulverizes or weeds
+it more thoroughly; or drains, irrigates, or subsoils portions
+of it, which at former prices would not have paid the cost
+of the operation; and so forth. The farmer or improver
+will only consider whether the outlay he makes for the purpose
+will be returned to him with the ordinary profit, and
+not whether any surplus will remain for rent. Even, therefore,
+if it were the fact that there is never any <emph>land</emph> taken
+into cultivation, for which rent, and that too of an amount
+worth taking into consideration, was not paid, it would be
+true, nevertheless, that there is always some <emph>agricultural
+capital</emph> which pays no rent, because it returns nothing beyond
+the ordinary rate of profit: this capital being the portion
+of capital last applied&mdash;that to which the last addition
+to the produce was due; or (to express the essentials of the
+case in one phrase) that which is applied in the least favorable
+circumstances. But the same amount of demand and
+the same price, which enable this least productive portion of
+capital barely to replace itself with the ordinary profit, enable
+every other portion to yield a surplus proportioned to
+the advantage it possesses. And this surplus it is which
+competition enables the landlord to appropriate.
+</p>
+
+<quote rend='display'>
+If land were all occupied, and of only one grade, the first
+installment of labor and capital produced, we will say, twenty
+bushels of wheat; when the price of wheat rose, and it became
+<pb n='238'/><anchor id='Pg238'/>
+profitable to resort to greater expense on the soil, a second installment
+of the same amount of labor and capital when applied,
+however, only yielded fifteen bushels more; a third, ten bushels
+more; and a fourth, five bushels more. The soil now gives fifty
+bushels only under the highest pressure. But, if it was profitable
+to invest the same installment of labor and capital simply
+for the five bushels that at first had received a return of twenty
+bushels, the price must have gone up so that five bushels should
+sell for as much as the twenty did formerly; so,
+<foreign rend='italic'>mutatis mutandis</foreign>,
+of installments second and third. So that if the demand
+is such as to require all of the fifty bushels, the agricultural
+capital which produced the five bushels will be the standard
+according to which the rent of the capital, which grew twenty,
+fifteen, and ten bushels respectively, is measured. The principle
+is exactly the same as if equal installments of capital and
+labor were invested on four different grades of land returning
+twenty, fifteen, ten, and five bushels for each installment. Or,
+as if in the table on <ref target='Pg240'>page 240</ref>, A, B, C, and D each represented
+different installments of the same amount of labor and capital
+put upon the same spot of ground, instead of being, as there,
+put upon different grades of land.
+</quote>
+
+<p>
+The rent of all land is measured by the excess of the return
+to the whole capital employed on it above what is necessary
+to replace the capital with the ordinary rate of profit,
+or, in other words, above what the same capital would yield
+if it were all employed in as disadvantageous circumstances
+as the least productive portion of it: whether that least productive
+portion of capital is rendered so by being employed
+on the worst soil, or by being expended in extorting more
+produce from land which already yielded as much as it could
+be made to part with on easier terms.
+</p>
+
+<p>
+It will be true that the farmer requires the ordinary rate
+of profit on the whole of his capital; that whatever it returns
+to him beyond this he is obliged to pay to the landlord, but
+will not consent to pay more; that there is a portion of capital
+applied to agriculture in such circumstances of productiveness
+as to yield only the ordinary profits; and that the
+difference between the produce of this and of any other capital
+of similar amount is the measure of the tribute which that
+other capital can and will pay, under the name of rent, to
+the landlord. This constitutes a law of rent, as near the
+<pb n='239'/><anchor id='Pg239'/>
+truth as such a law can possibly be; though of course modified
+or disturbed, in individual cases, by pending contracts,
+individual miscalculations, the influence of habit, and even
+the particular feelings and dispositions of the persons concerned.
+</p>
+
+<quote rend='display'>
+<p>
+The law of rent, in the economic sense, operates in the
+United States as truly as elsewhere, although there is no separate
+class of landlords here. With us, almost all land is owned
+by the cultivator; so that two functions, those of the landlord
+and farmer, are both united in one person. Although one payment
+is made, it is still just as distinctly made up of two parts,
+one of which is a payment to the owner for the superior quality
+of his soil, and the other a payment (to the same person, if the
+owner is the cultivator) of profit on the farmer's working capital.
+Land which in the United States will only return enough
+to pay a profit on this capital can not pay any rent. And land
+which can pay more than a profit on this working capital, returns
+that excess as rent, even if the farmer is also the owner
+and landlord. The principle which regulates the amount of
+that excess&mdash;which is the essential point&mdash;is the principle which
+determines the amount of economic rent, and it holds true in
+the United States or Finland, provided only that different
+grades of land are called into cultivation. The governing
+principle is the same, no matter whether a payment is made to
+one man as profit and to another as rent, or whether the two
+payments are made to the same man in two capacities. It has
+been urged that the law of rent does not hold in the United
+States, because <q>the price of grain and other agricultural produce
+has not risen in proportion to the increase of our numbers,
+as it ought to have done if Ricardo's theory were true, but has
+fallen, since 1830, though since that time our population has
+been more than tripled.</q><note place='foot'><q>American
+Political Economy,</q> p. 164.</note> This overlooks the fact that we
+have not even yet taken up all our best agricultural lands, so
+that for some products the law of diminishing productiveness
+has not yet shown itself. The reason is, that the extension of
+our railway system has only of late years brought the really
+good grain-lands into cultivation. The fact that there has been
+no rise in agricultural products is due to the enormous extent of
+marvelously fertile grain-lands in the West, and to the cheapness
+of transportation from those districts to the seaboard.
+</p>
+
+<p>
+For a general understanding of the law of rent the following
+table will show how, under constant increase of population
+(represented by four different advances of population, in the
+<pb n='240'/><anchor id='Pg240'/>
+first column), first the best and then the poorer lands are
+brought into cultivation. We will suppose (1) that the most
+fertile land, A, at first pays no rent; then (2), when more food
+is wanted than land A can supply, it will be profitable to till
+land B, but which, as yet, pays no rent. But if eighteen bushels
+are a sufficient return to a given amount of labor and capital,
+then when an equal amount of labor and capital engaged
+on A returns twenty-four bushels, six of that are beyond the
+ordinary profit, and form the rent on land A, and so on; C will
+next be the line of comparison, and then D; as the poorer soils
+are cultivated, the rent of A increases:
+</p>
+</quote>
+
+<table rend="latexcolumns: 'p{1.3cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.8cm} p{0.8cm}';
+ tblcolumns: 'lw(8) rw(8) rw(8) rw(8) rw(8) rw(8) rw(8) rw(8) rw(8)'">
+<row><cell>Population Increase.</cell><cell>A</cell><cell></cell>
+ <cell>B</cell><cell></cell><cell>C</cell><cell></cell><cell>D</cell>
+ <cell></cell></row>
+<row><cell></cell><cell>24 bushels</cell><cell></cell>
+ <cell>18 bushels</cell><cell></cell><cell>12 bushels</cell><cell></cell>
+ <cell>6 bushels</cell><cell></cell></row>
+<row><cell></cell><cell>Total product</cell><cell>Rent in Bushels</cell>
+ <cell>Total product</cell><cell>Rent in Bushels</cell>
+ <cell>Total product</cell><cell>Rent in Bushels</cell>
+ <cell>Total product</cell><cell>Rent in Bushels</cell></row>
+<row><cell>I.</cell><cell>24</cell><cell>0</cell><cell>..</cell><cell>..</cell>
+ <cell>..</cell><cell>..</cell><cell>..</cell><cell>..</cell></row>
+<row><cell>II.</cell><cell>24</cell><cell>6</cell><cell>18</cell><cell>0</cell>
+ <cell>..</cell><cell>..</cell><cell>..</cell><cell>..</cell></row>
+<row><cell>III.</cell><cell>24</cell><cell>12</cell><cell>18</cell><cell>6</cell>
+ <cell>12</cell><cell>0</cell><cell>..</cell><cell>..</cell></row>
+<row><cell>IV.</cell><cell>24</cell><cell>18</cell><cell>18</cell><cell>12</cell>
+ <cell>12</cell><cell>6</cell><cell>6</cell><cell>0</cell></row>
+</table>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Opposing Views of the Law of Rent.</head>
+
+<p>
+Under the name of rent, many payments are commonly
+included, which are not a remuneration for the original
+powers of the land itself, but for capital expended on
+it. The buildings are as distinct a thing from the farm as
+the stock or the timber on it; and what is paid for them can
+no more be called rent of land than a payment for cattle
+would be, if it were the custom that the landlord should
+stock the farm for the tenant. The buildings, like the cattle,
+are not land, but capital, regularly consumed and reproduced;
+and all payments made in consideration for them are properly
+interest.
+</p>
+
+<p>
+But with regard to capital actually sunk in improvements,
+and not requiring periodical renewal, but spent once for all
+in giving the land a permanent increase of productiveness,
+it appears to me that the return made to such capital loses
+altogether the character of profits, and is governed by the
+principles of rent. It is true that a landlord will not expend
+capital in improving his estate unless he expects from the
+improvement an increase of income surpassing the interest
+<pb n='241'/><anchor id='Pg241'/>
+of his outlay. Prospectively, this increase of income may
+be regarded as profit; but, when the expense has been incurred
+and the improvement made, the rent of the improved
+land is governed by the same rules as that of the unimproved.
+</p>
+
+<quote rend='display'>
+Mr. Carey (as well as Bastiat) has declared that there is a
+law of increasing returns from land. He points out that everything
+now existing could be reproduced to-day at a less cost
+than that involved in its original production, owing to our
+advance in skill, knowledge, and all the arts of production;
+that, for example, it costs less to make an axe now than it did
+five hundred years ago; so also with a farm, since a farm of a
+given amount of productiveness can be brought into cultivation
+at less cost to-day than that originally spent upon it.
+The gain of society has, we all admit, been such that we produce
+almost everything at a less cost now than long ago; but
+to class a farm and an axe together overlooks, in the most
+remarkable way, the fact that land can not be created by labor
+and capital, while axes can, and that too indefinitely. Nor can
+the <emph>produce</emph> from the land be increased indefinitely at a diminishing
+cost. This is sometimes denied by the appeal to facts:
+<q>It can be abundantly proved that, if we take any two periods
+sufficiently distant to afford a fair test, whether fifty or one
+hundred or five hundred years, the production of the land
+relatively to the labor employed upon it has progressively become
+greater and greater.</q><note place='foot'>Rickards,
+<q>Population and Capital,</q> p. 135.</note> But this does not prove that an
+existing tendency to diminishing returns has not been more
+than offset by the progress of the arts and improvements.
+<q>The advance of a ship against wind and tide is [no] proof
+that there is no wind and tide.</q>
+</quote>
+
+<p>
+In a work entitled <q>The Past, the Present, and the
+Future,</q> Mr. Carey takes [a] ground of objection to the
+Ricardo theory of rent, namely, that in point of historical
+fact the lands first brought under cultivation are not the
+most fertile, but the barren lands. <q>We find the settler invariably
+occupying the high and thin lands requiring little
+clearing and no drainage. With the growth of population
+and wealth, other soils yielding a larger return to labor are
+always brought into activity, with a constantly increasing
+return to the labor expended upon them.</q>
+</p>
+
+<p>
+In whatever order the lands come into cultivation, those
+<pb n='242'/><anchor id='Pg242'/>
+which when cultivated yield the least return, in proportion
+to the labor required for their culture, will always regulate
+the price of agricultural produce; and all other lands will
+pay a rent simply equivalent to the excess of their produce
+over this minimum. Whatever unguarded expressions may
+have been occasionally used in describing the law of rent,
+these two propositions are all that was ever intended by it.
+If, indeed, Mr. Carey could show that the return to labor
+from the land, agricultural skill and science being supposed
+the same, is not a diminishing return, he would overthrow a
+principle much more fundamental than any law of rent.
+But in this he has wholly failed.
+</p>
+
+<quote rend='display'>
+Another objection taken against the law of diminishing
+returns, and so against the law of rent, is that the potential increase
+of food, e.g., of a grain of wheat, is far greater than
+that of man.<note place='foot'>Rickards, ibid., p. 75.</note>
+No one disputes the fact that one grain of wheat
+can reproduce itself more times than man, and that too in a
+geometric increase; but not without land. A grain of wheat
+needs land in which it can multiply itself, and this necessary
+element of its increase is limited; and it is the very thing
+which limits the multiplication of the grains of wheat. On
+the same piece of land, one can not get more than what comes
+from one act of reproduction in the grain. If one grain produces
+100 of its kind, doubling the capital will not repeatedly
+cause a geometric increase in the ratio of reproduction of each
+grain on this same land, so that one grain, by one process, produces
+of its kind 200, 400, 800, or 1,600, because you can not
+multiply the land in any such ratio as would accompany this
+potential reduplication of the grain. This objection would not
+seem worth answering, were it not that it furnishes some difficulty
+to really honest inquirers.
+</quote>
+
+<p>
+Others, again, allege as an objection against Ricardo, that
+if all land were of equal fertility it might still yield a rent.
+But Ricardo says precisely the same. It is also distinctly a
+portion of Ricardo's doctrine that, even apart from differences
+of situation, the land of a country supposed to be of
+uniform fertility would, all of it, on a certain supposition,
+pay rent, namely, if the demand of the community required
+<pb n='243'/><anchor id='Pg243'/>
+that it should all be cultivated, and cultivated beyond the
+point at which a further application of capital begins to be
+attended with a smaller proportional return.
+</p>
+
+<quote rend='display'>
+<p>
+This is simply the question, before discussed, whether, if
+only one class of land were cultivated, some agricultural capital
+would pay rent or not. It all depends on the fact whether
+population&mdash;and so the demand for food&mdash;has increased to the
+point where it calls out a recognition of the diminishing productiveness
+of the soil. In that case different capitals would
+be invested, so that there would be different returns to the
+same amount of capital; and the prior or more advantageous
+investments of capital on the land would yield more than the
+ordinary rate of profit, which could be claimed as rent.
+</p>
+
+<p>
+A. L. Perry<note place='foot'><q>Political Economy,</q>
+p. 288.</note> admits the law of diminishing returns, but
+holds that, <q>as land is capital, and as every form of capital
+may be loaned or rented, and thus become fruitful in the hands
+of another, the rent of land does not differ essentially in its
+nature from the rent of buildings in cities, or from the interest
+of money.</q> Henry George admits Ricardo's law of rent to its
+full extent, but very curiously says: <q>Irrespective of the increase
+of population, the effect of improvements in methods of
+production and exchange is to increase rent.... The effect of
+labor-saving improvements will be to increase the production
+of wealth. Now, for the production of wealth, two things are
+required, labor and land. Therefore, the effect of labor-saving
+improvements will be to <emph>extend the demand for land</emph>, and,
+wherever the limit of the quality of land in use is reached, to
+bring into cultivation lands of less natural productiveness, or
+to extend cultivation on the same lands to a point of lower
+natural productiveness. And thus, while the primary effect of
+labor-saving improvements is to increase the power of labor,
+the secondary effect is to extend cultivation, and, where this
+lowers the margin of cultivation, to increase rent.</q><note place='foot'><q>Progress
+and Poverty,</q> pp. 220, 221.</note> Francis
+Bowen<note place='foot'><q>American Political Economy,</q>
+p. 164.</note> rejects Ricardo's law, and says, <q>Rent depends, not
+on the increase, but on the distribution, of the population</q>&mdash;asserting
+that the existence of large cities and towns determines
+the amount of rent paid by neighboring land.<note place='foot'>For other
+writers opposed to the doctrine of Rent as maintained by Ricardo
+and Mill, see Bonamy Price, <q>Practical Political Economy,</q> chap. x; McLeod,
+<q>Principles of Economic Philosophy,</q> chap. x; and J. E. T. Rogers, <q>Manual
+of Political Economy,</q> chap. xii.</note>
+</p>
+</quote>
+
+</div>
+
+<pb n='244'/><anchor id='Pg244'/>
+
+<div>
+<index index='toc'/>
+<head>§ 6. Rent does not enter into the Cost of Production of
+Agricultural Produce.</head>
+
+<p>
+Rent does not really form any part of the expenses
+of [agricultural] production, or of the advances of the capitalist.
+The grounds on which this assertion was made are
+now apparent. It is true that all tenant-farmers, and many
+other classes of producers, pay rent. But we have now seen
+that whoever cultivates land, paying a rent for it, gets in return
+for his rent an instrument of superior power to other
+instruments of the same kind for which no rent is paid. The
+superiority of the instrument is in exact proportion to the
+rent paid for it. If a few persons had steam-engines of superior
+power to all others in existence, but limited by physical
+laws to a number short of the demand, the rent which a
+manufacturer would be willing to pay for one of these steam-engines
+could not be looked upon as an addition to his outlay,
+because by the use of it he would save in his other expenses
+the equivalent of what it cost him: without it he could not
+do the same quantity of work, unless at an additional expense
+equal to the rent. The same thing is true of land.
+The real expenses of production are those incurred on the
+worst land, or by the capital employed in the least favorable
+circumstances. This land or capital pays, as we have seen,
+no rent, but the expenses to which it is subject cause all
+other land or agricultural capital to be subjected to an equivalent
+expense in the form of rent. Whoever does pay rent
+gets back its full value in extra advantages, and the rent
+which he pays does not place him in a worse position than,
+but only in the same position as, his fellow-producer who pays
+no rent, but whose instrument is one of inferior efficiency.
+</p>
+
+<quote rend='display'>
+Soils are of every grade: some, which if cultivated, might
+replace the capital, but give no profit; some give a slight
+but not an ordinary profit; some, the ordinary profit. That
+is, <q>there is a point up to which it is profitable to cultivate,
+and beyond which it is not profitable to cultivate. The price
+of corn will not, for any long time, remain at a higher rate
+than is sufficient to cover with ordinary profit the cost of that
+portion of the general crop which is raised at greatest
+expense.</q><note place='foot'>Cairnes, <q>Logical Method,</q> p. 199.</note>
+For similar reasons the price will not remain at a
+<pb n='245'/><anchor id='Pg245'/>
+lower rate. If, then, the cost of production of grain is determined
+by that land which replaces the capital, yields only the
+ordinary profit, and pays no rent, rent forms no part of this
+cost, since that land does not and can not pay any rent.
+McLeod,<note place='foot'><q>Theory and Practice of Banking,</q>
+vol. i, p. 13. Cf. Cairnes, <q>Logical Method,</q> p. 106.</note>
+however, says it is not the cost of production which
+regulates the value of agricultural produce, but the value which
+regulates the cost.
+</quote>
+
+</div>
+
+</div>
+
+</div>
+
+<pb n='249'/><anchor id='Pg249'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Book III. Exchange.</head>
+
+<div>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter I. Of Value.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Definitions of Value in Use, Exchange Value, and Price.</head>
+
+<p>
+It is evident that, of the two great departments of
+Political Economy, the production of wealth and its distribution,
+the consideration of Value has to do with the latter
+alone; and with that only so far as competition, and not
+usage or custom, is the distributing agency.
+</p>
+
+<p>
+The use of a thing, in political economy, means its capacity
+to satisfy a desire, or serve a purpose. Diamonds
+have this capacity in a high degree, and, unless they had it,
+would not bear any price. Value in use, or, as Mr. De Quincey
+calls it, <hi rend='italic'>teleologic</hi> value, is the extreme limit of value in
+exchange. The exchange value of a thing may fall short, to
+any amount, of its value in use; but that it can ever exceed
+the value in use implies a contradiction; it supposes that
+persons will give, to possess a thing, more than the utmost
+value which they themselves put upon it, as a means of gratifying
+their inclinations.
+</p>
+
+<p>
+The word Value, when used without adjunct, always
+means, in political economy, value in exchange.
+</p>
+
+<p>
+Exchange value requires to be distinguished from Price.
+Writers have employed Price to express the value of a thing
+in relation to money&mdash;the quantity of money for which it
+will exchange. By the price of a thing, therefore, we shall
+<pb n='250'/><anchor id='Pg250'/>
+henceforth understand its value in money; by the value, or
+exchange value of a thing, its general power of purchasing;
+the command which its possession gives over purchasable
+commodities in general. What is meant by command over
+commodities in general? The same thing exchanges for a
+greater quantity of some commodities, and for a very small
+quantity of others. A coat may exchange for less bread this
+year than last, if the harvest has been bad, but for more glass
+or iron, if a tax has been taken off those commodities, or an
+improvement made in their manufacture. Has the value of
+the coat, under these circumstances, fallen or risen? It is
+impossible to say: all that can be said is, that it has fallen in
+relation to one thing, and risen in respect to another. Suppose,
+for example, that an invention has been made in machinery,
+by which broadcloth could be woven at half the
+former cost. The effect of this would be to lower the value
+of a coat, and, if lowered by this cause, it would be lowered
+not in relation to bread only or to glass only, but to all purchasable
+things, except such as happened to be affected at
+the very time by a similar depressing cause. Those [changes]
+which originate in the commodities with which we compare
+it affect its value in relation to those commodities; but those
+which originate in itself affect its value in relation to all
+commodities.
+</p>
+
+<p>
+There is such a thing as a general rise of prices. All
+commodities may rise in their money price. But there can
+not be a general rise of values. It is a contradiction in
+terms. A can only rise in value by exchanging for a greater
+quantity of B and C; in which case these must exchange for
+a smaller quantity of A. All things can not rise relatively
+to one another. If one half of the commodities in the market
+rise in exchange value, the very terms imply a fall of the
+other half; and, reciprocally, the fall implies a rise. Things
+which are exchanged for one another can no more all fall, or
+all rise, than a dozen runners can each outrun all the rest, or
+a hundred trees all overtop one another. A general rise or a
+general fall of prices is merely tantamount to an alteration
+<pb n='251'/><anchor id='Pg251'/>
+in the value of money, and is a matter of complete indifference,
+save in so far as it affects existing contracts for receiving
+and paying fixed pecuniary amounts.
+</p>
+
+<p>
+Before commencing the inquiry into the laws of value
+and price, I have one further observation to make. I must
+give warning, once for all, that the cases I contemplate are
+those in which values and prices are determined by competition
+alone. In so far only as they are thus determined, can
+they be reduced to any assignable law. The buyers must be
+supposed as studious to buy cheap as the sellers to sell dear.
+</p>
+
+<quote rend='display'>
+The reader is advised to study the definitions of value given
+by other writers. Cairnes<note place='foot'><q>Leading Principles,</q>
+p. 11.</note> defines value as <q>the ratio in which
+commodities in open market are exchanged against each other.</q>
+F. A. Walker<note place='foot'><q>Political Economy,</q> p.
+5.</note> holds that <q>value is the power which an article
+confers upon its possessor, irrespective of legal authority or
+personal sentiments, of commanding, in exchange for itself,
+the labor, or the products of the labor, of others.</q> Carey<note place='foot'><q>Social
+Science,</q> vol. i, p. 158.</note>
+says, <q>Value is the measure of the resistance to be overcome
+in obtaining those commodities or things required for our purposes&mdash;of
+the power of nature over man.</q> Value is thus, with
+him, the antithesis of wealth, which is (according to Carey) the
+power of man over nature. In this school, value is the service
+rendered by any one who supplies the article for the use
+of another. This is also Bastiat's idea,<note place='foot'><q>Harmonies,</q>
+p. 171.</note> <q><foreign lang='fr' rend='italic'>le rapport de deux
+services échangés</foreign>.</q> Following Bastiat, A. L.
+Perry<note place='foot'><q>Political Economy,</q> p. 126.</note> defines
+value as <q>always and everywhere the relation of mutual purchase
+established between two services by their exchange.</q>
+Roscher<note place='foot'><q>Political Economy,</q> Introduction,
+Chap. I, § 5.</note> explains exchange value as <q>the quality which makes
+them exchangeable against other goods.</q> He also makes a
+distinction between utility and value in use: <q>Utility is a
+quality of things themselves, in relation, it is true, to human
+wants. Value in use is a quality imputed to them, the result
+of man's thought, or his view of them. Thus, for instance, in
+a beleaguered city, the stores of food do not increase in utility,
+but their value in use does.</q> Levasseur<note place='foot'><q>Précis
+d'Économie politique,</q> p. 175.</note> regards value as <q>the
+relation resulting from exchange</q>&mdash;<foreign lang='fr' rend='italic'>le
+rapport resultant de l'échange</foreign>. Cherbuliez<note place='foot'><q>Précis
+de la Science économique,</q> vol. i, p. 202.</note> asserts that <q>the
+value of a product or
+<pb n='252'/><anchor id='Pg252'/>
+of a service can be expressed only as the products or services
+which it obtains in exchange.... If I exchange the thing A
+against B, A is the value of B, B is the value of A.</q>
+Jevons<note place='foot'><q>Political Economy Primer,</q> p. 98.</note>
+defines value as <q>proportion in exchange.</q>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Conditions of Value: Utility, Difficulty of Attainment,
+and Transferableness.</head>
+
+<p>
+That a thing may have any value in exchange, two
+conditions are necessary. 1. It must be of some use; that is
+(as already explained), it must conduce to some purpose, satisfy
+some desire. No one will pay a price, or part with anything
+which serves some of his purposes, to obtain a thing
+which serves none of them. 2. But, secondly, the thing
+must not only have some utility, there must also be some
+difficulty in its attainment.
+</p>
+
+<quote rend='display'>
+The question is one as to the conditions essential to the existence
+of any value. Very justly Cairnes<note place='foot'><q>Leading Principles,</q>
+p. 15.</note> adds also a third
+condition, <q>the possibility of transferring the possession of the
+articles which are the subject of the exchange.</q> For instance,
+a cargo of wheat at the bottom of the sea has value in use and
+difficulty of attainment, but it is not transferable. Jevons (following
+J. B. Say) maintains that <q>value depends entirely on
+utility.</q> If utility means the power to satisfy a desire, things
+which merely have utility and no difficulty of attainment could
+have no exchange value.<note place='foot'><q>Theory of Political Economy,</q> pp. 82-91.
+See Cairnes, ibid., pp. 17-19.</note> F. A. Walker<note place='foot'><q>Political
+Economy,</q> p. 92.</note> believes that <q>value
+depends wholly on the relation between demand and supply.</q>
+Carey<note place='foot'><q>Social Science,</q> vol. ii, p.
+335.</note> holds that value depends merely on the cost of reproduction
+of the given article. Roscher<note place='foot'><q>Political Economy,</q>
+Introduction, Chap. I, § 5.</note> finds that exchange value
+is <q>based on a combination of value in use with cost value.</q>
+Cherbuliez<note place='foot'><q>Précis,</q> p. 206.</note>
+calls the conditions of value two, <q>the ability to
+give satisfaction, and inability of attainment without effort.
+The first element is subjective; it is determined wholly by the
+needs or desires of the parties to the exchange. The second is
+objective; it depends upon material considerations, which are
+the conditions of the existence of the thing, and upon which the
+needs of the persons exchanging have no influence whatever.</q>
+It is, as usual, one of Cherbuliez's clear expositions. A. L.
+Perry<note place='foot'><q>Political Economy,</q> p. 165.</note>
+states that, <q>while value always takes its rise in the
+<emph>desires</emph> of men, it is never realized except through the
+<emph>efforts</emph> of men, and through these efforts as mutually exchanged.</q>
+</quote>
+
+<pb n='253'/><anchor id='Pg253'/>
+
+<p>
+The difficulty of attainment which determines value is
+not always the same kind of difficulty: (1.) It sometimes
+consists in an absolute limitation of the supply. There are
+things of which it is physically impossible to increase the
+quantity beyond certain narrow limits. Such are those wines
+which can be grown only in peculiar circumstances of soil, climate,
+and exposure. Such also are ancient sculptures; pictures
+by the old masters; rare books or coins, or other articles of
+antiquarian curiosity. Among such may also be reckoned
+houses and building-ground, in a town of definite extent.
+</p>
+
+<quote rend='display'>
+De Quincey<note place='foot'><q>Logic of Political Economy.</q></note>
+has presented some ingenious diagrams to
+represent the operations of the two constituents of value in
+each of the three following cases: U represents the
+power of the article to satisfy some desire, and D
+difficulty of attainment. In the first case, exchange
+value is not hindered by D from going up to any
+height, and so it rises and falls entirely according
+to the force of U. D being practically infinite,
+the horizontal line, exchange value, is not kept
+down by D, but it rises just as far as U, the desires
+of purchasers, may carry it.
+</quote>
+
+<p rend='text-align: center'>
+ <figure url='images/value-1.png' rend='width: 50%'>
+ <figDesc>Illustration: Vertical line D, paralleled by shorter vertical
+line U, D and U connected at top of U by horizontal line.</figDesc>
+ </figure>
+</p>
+
+<p>
+(2.) But there is another category (embracing the majority
+of all things that are bought and sold), in which the obstacle
+to attainment consists only in the labor and expense
+requisite to produce the commodity. Without a certain
+labor and expense it can not be had; but, when any one is
+willing to incur these, there needs be no limit to the multiplication
+of the product. If there were laborers enough and
+machinery enough, cottons, woolens, or linens might be produced
+by thousands of yards for every single yard now manufactured.
+</p>
+
+<quote rend='display'>
+In case (2) the horizontal line, representing
+exchange value, follows the force of D entirely.
+The utility of the article is very great, but the
+value is only limited by the difficulty of obtaining
+it. So far as U is concerned, exchange
+value can go up a great distance, but will go no
+higher than the point where the article can be
+<pb n='254'/><anchor id='Pg254'/>
+obtained. The dotted lines underneath the horizontal line indicate
+that the exchange value of articles in this class tend to
+fall in value.
+</quote>
+
+<p rend='text-align: center'>
+ <figure url='images/value-2.png' rend='width: 50%'>
+ <figDesc>Illustration: Parallel vertical lines U and D, U being longer, joined
+by several horizontal lines of Exchange Value.</figDesc>
+ </figure>
+</p>
+
+<p>
+(3.) There is a third case, intermediate between the two
+preceding, and rather more complex, which I shall at present
+merely indicate, but the importance of which in political
+economy is extremely great. There are commodities which
+can be multiplied to an indefinite extent by labor and expenditure,
+but not by a fixed amount of labor and expenditure.
+Only a limited quantity can be produced at a given
+cost; if more is wanted, it must be produced at a greater
+cost. To this class, as has been often repeated, agricultural
+produce belongs, and generally all the rude produce of the
+earth; and this peculiarity is a source of very important consequences;
+one of which is the necessity of a limit to population;
+and another, the payment of rent.
+</p>
+
+<quote rend='display'>
+In case (3) articles like agricultural produce have a very
+great power to satisfy desires, and if scarce would
+have a high value. So far as U is concerned, here
+also, as in case (2), exchange value might mount
+upward to almost any height, but it can go no
+higher than D permits. In commodities of this
+class, affected by the law of diminishing returns,
+the tendency is for D to increase, and so for exchange
+value to rise, as indicated by the dotted lines
+above that of the exchange value.
+</quote>
+
+<p rend='text-align: center'>
+ <figure url='images/value-3.png' rend='width: 50%'>
+ <figDesc>Illustration: Same as before.</figDesc>
+ </figure>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_I_Section_3'/>
+<head>§ 3. Commodities limited in Quantity by the law of Demand and Supply:
+General working of this Law.</head>
+
+<p>
+These being the three classes, in one or other of
+which all things that are bought and sold must take their
+place, we shall consider them in their order. And first, of
+things absolutely limited in quantity, such as ancient sculptures
+or pictures.
+</p>
+
+<p>
+Of such things it is commonly said that their value depends
+on their scarcity; others say that the value depends
+on the demand and supply. But this statement requires
+much explanation. The supply of a commodity is an intelligible
+expression: it means the quantity offered for sale;
+the quantity that is to be had, at a given time and place, by
+those who wish to purchase it. But what is meant by the
+demand? Not the mere desire for the commodity. A beggar
+<pb n='255'/><anchor id='Pg255'/>
+may desire a diamond; but his desire, however great,
+will have no influence on the price. Writers have therefore
+given a more limited sense to demand, and have defined
+it, the wish to possess, combined with the power of
+purchasing.<note place='foot'>Although here using demand
+in its proper sense, a little later Mr. Mill defines
+it as the <q>quantity demanded.</q> As he again uses it in the proper sense
+in discussing excess of money (<ref target='Book_III_Chapter_V'>Book III, Chap. V</ref>),
+supply (<ref target='Book_III_Chapter_XI'>Book III, Chap. XI</ref>),
+and foreign trade (<ref target='Book_III_Chapter_XIV'>Book III, Chap. XIV</ref>),
+I have omitted from his present exposition
+his evidently inconsistent use of the word.</note>
+To distinguish demand in this technical sense from
+the demand which is synonymous with desire, they call the
+former <emph>effectual</emph> demand.
+</p>
+
+<quote rend='display'>
+<p>
+General supply consists in the commodities offered in exchange
+for other commodities; general demand likewise, if no
+money exists, consists in the commodities offered as purchasing
+power in exchange for other commodities. That is, one can
+not increase the demand for certain things without increasing
+the supply of some articles which will be received in exchange
+for the desired commodities. Demand is based upon the production
+of articles having exchange value, in its economic
+sense; and the measure of this demand is necessarily the quantity
+of commodities offered in exchange for the desired goods.
+General demand and supply are thus reciprocal to each other.
+But as soon as money, or general purchasing power, is introduced,
+Mr. Cairnes<note place='foot'><q>Leading Principles,</q>
+p. 25.</note> defines <q>demand as the desire for commodities
+or services, seeking its end by an offer of general purchasing
+power; and supply, as the desire for general purchasing
+power, seeking its end by an offer of specific commodities or
+services.</q> But many persons find a difficulty because they
+insist upon separating the idea of supply from that of demand,
+owing to the fact that producers seem to be a distinct class in
+the community, different from consumers. That they are in
+reality the same persons can be easily explained by the following
+statement: <q>A certain number of people, A, B, C, D, E,
+F, etc., are engaged in industrial occupations&mdash;A produces for
+B, C, D, E, F; B for A, C, D, E, F; C for A, B, D, E, F, and
+so on. In each case the producer and the consumers are distinct,
+and hence, by a very natural fallacy, it is concluded that
+the whole body of consumers is distinct from the whole body of
+producers, whereas they consist of precisely the same persons.</q>
+</p>
+
+<p>
+But in regard to demand and supply of particular commodities
+(not general demand and supply), the increase of the demand
+<pb n='256'/><anchor id='Pg256'/>
+is not necessarily followed by an increased supply, or
+<hi rend='italic'>vice versa</hi>. Out of the total production (which constitutes
+general demand) a varying amount, sometimes more, sometimes
+less, may be directed by the desires of men to the purchase of
+some given thing. This should be borne in mind, in connection
+with the future discussion of over-production. The identity
+of general demand with general supply shows there can be
+no general over-production: but so long as there exists the possibility
+that the demand for a particular commodity may diminish
+without a corresponding effect being thereby produced on
+the supply of that commodity, by a necessary connection, we
+see that there may be over-production of particular commodities;
+that is, a production in excess of the demand.
+</p>
+</quote>
+
+<p>
+The proper mathematical analogy [between demand and
+supply] is that of an <emph>equation</emph>. If unequal at any moment,
+competition equalizes them, and the manner in which this is
+done is by an adjustment of the value. If the demand increases,
+the value rises; if the demand diminishes, the value
+falls; again, if the supply falls off, the value rises; and falls,
+if the supply is increased. The rise or the fall continues
+until the demand and supply are again equal to one another:
+and the value which a commodity will bring in any market
+is no other than the value which, in that market, gives a
+demand just sufficient to carry off the existing or expected
+supply.
+</p>
+
+<p>
+Mr. Cairnes<note place='foot'><q>Leading Principles,</q>
+p. 108.</note> finally defined market value as the price
+<q>which is sufficient, and no more than sufficient, to carry the
+existing supply over, with such a surplus as circumstances
+may render advisable, to meet the new supplies forthcoming,</q>
+which is nothing more than a paraphrase of the words <q>existing
+or expected supply</q> just used by Mr. Mill. It seems
+unnecessary, therefore, that Mr. Cairnes should have added:
+<q>According to Mr. Mill, the <emph>actual market price</emph> is the price
+which equalizes supply and demand in a given market; as I
+view the case, the <q>proper market price</q> is the price which
+equalizes supply and demand, <emph>not</emph> as existing in the particular
+market, but in the larger sense which I have assigned to the
+terms. To this price the <emph>actual market price</emph> will, according
+to my view, approximate, in proportion to the intelligence and
+knowledge of the dealers.</q>
+</p>
+
+<pb n='257'/><anchor id='Pg257'/>
+
+<p>
+Adam Smith, who introduced the expression <q>effectual
+demand,</q> employed it to denote the demand of those who
+are willing and able to give for the commodity what he calls
+its natural price&mdash;that is, the price which will enable it to be
+permanently produced and brought to market.<note place='foot'>See his
+chapter on <q>Natural and Market Price,</q> book i, chap. vii.</note>
+</p>
+
+<p>
+This, then, is the Law of Value, with respect to all commodities
+not susceptible of being multiplied at pleasure.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Miscellaneous Cases falling under this Law.</head>
+
+<p>
+There are but few commodities which are naturally
+and necessarily limited in supply. But any commodity
+whatever may be artificially so. The monopolist can fix the
+value as high as he pleases, short of what the consumer either
+could not or would not pay; but he can only do so by limiting
+the supply. Monopoly value, therefore, does not depend
+on any peculiar principle, but is a mere variety of the ordinary
+case of demand and supply.
+</p>
+
+<p>
+Again, though there are few commodities which are at
+all times and forever unsusceptible of increase of supply,
+any commodity whatever may be temporarily so; and with
+some commodities this is habitually the case. Agricultural
+produce, for example, can not be increased in quantity before
+the next harvest; the quantity of corn already existing in
+the world is all that can be had for sometimes a year to
+come. During that interval, corn is practically assimilated
+to things of which the quantity can not be increased. In the
+case of most commodities, it requires a certain time to increase
+their quantity; and if the demand increases, then,
+until a corresponding supply can be brought forward, that
+is, until the supply can accommodate itself to the demand,
+the value will so rise as to accommodate the demand to the
+supply.
+</p>
+
+<p>
+There is another case the exact converse of this. There
+are some articles of which the supply may be indefinitely
+increased, but can not be rapidly diminished. There are
+things so durable that the quantity in existence is at all times
+very great in comparison with the annual produce. Gold
+<pb n='258'/><anchor id='Pg258'/>
+and the more durable metals are things of this sort, and
+also houses. The supply of such things might be at once
+diminished by destroying them; but to do this could only
+be the interest of the possessor if he had a monopoly of the
+article, and could repay himself for the destruction of a part
+by the increased value of the remainder. The value, therefore,
+of such things may continue for a long time so low,
+either from excess of supply or falling off in the demand, as
+to put a complete stop to further production; the diminution
+of supply by wearing out being so slow a process that a
+long time is requisite, even under a total suspension of production,
+to restore the original value. During that interval
+the value will be regulated solely by supply and demand,
+and will rise very gradually as the existing stock wears out,
+until there is again a remunerating value, and production
+resumes its course.
+</p>
+
+<quote rend='display'>
+The total value of gold and silver in the world is variously
+estimated at from $10,000,000,000 to $14,000,000,000; while
+the annual production of both gold and silver in the world
+during 1882<note place='foot'><q>Report of the Director of the Mint,</q>
+1883, p. 69.</note> was only $212,000,000. The loss of gold by
+abrasion is about 1/1000 annually, and of silver about 1/700, but
+much depends on the size of the coin. A change in the annual
+production of the precious metals can have a perceptible effect
+on their value only after such a time as will permit the change
+to affect the existing quantity in a way somewhat comparable
+with its previous amount. The quantity, however, of wheat
+produced is nearly all consumed between harvests; and the
+annual supply bears a very large ratio to the existing quantity.
+Consequently the price of wheat will be very seriously affected
+by the quantity coming from the annual product.
+</quote>
+
+<p>
+Finally, there are commodities of which, though capable
+of being increased or diminished to a great and even an unlimited
+extent, the value never depends upon anything but
+demand and supply. This is the case, in particular, with the
+commodity Labor, of the value of which we have treated
+copiously in the preceding book; and there are many cases
+besides in which we shall find it necessary to call in this
+<pb n='259'/><anchor id='Pg259'/>
+principle to solve difficult questions of exchange value. This
+will be particularly exemplified when we treat of International
+Values; that is, of the terms of interchange between
+things produced in different countries, or, to speak more generally,
+in distant places.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Commodities which are Susceptible of Indefinite Multiplication without
+Increase of Cost. Law of their Value Cost of Production.</head>
+
+<p>
+When the production of a commodity is the effect of
+labor and expenditure, whether the commodity is susceptible
+of unlimited multiplication or not, there is a minimum value
+which is the essential condition of its being permanently
+produced. The value at any particular time is the result of
+supply and demand, and is always that which is necessary
+to create a market for the existing supply. But unless that
+value is sufficient to repay the Cost of Production, and to
+afford, besides, the ordinary expectation of profit, the commodity
+will not continue to be produced. Capitalists will
+not go on permanently producing at a loss. When such
+profit is evidently not to be had, if people do not actually
+withdraw their capital, they at least abstain from replacing
+it when consumed. The cost of production, together with
+the ordinary profit, may, therefore, be called the <emph>necessary</emph>
+price or value of all things made by labor and capital. Nobody
+willingly produces in the prospect of loss.
+</p>
+
+<p>
+When a commodity is not only made by labor and capital,
+but can be made by them in indefinite quantity, this
+Necessary Value, the minimum with which the producers
+will be content, is also, if competition is free and active, the
+maximum which they can expect. If the value of a commodity
+is such that it repays the cost of production not only
+with the customary but with a higher rate of profit, capital
+rushes to share in this extra gain, and, by increasing the supply
+of the article, reduces its value. This is not a mere supposition
+or surmise, but a fact familiar to those conversant
+with commercial operations. Whenever a new line of business
+presents itself, offering a hope of unusual profits, and
+whenever any established trade or manufacture is believed
+to be yielding a greater profit than customary, there is sure
+to be in a short time so large a production or importation of
+<pb n='260'/><anchor id='Pg260'/>
+the commodity as not only destroys the extra profit, but
+generally goes beyond the mark, and sinks the value as much
+too low as it had before been raised too high, until the over-supply
+is corrected by a total or partial suspension of further
+production. As already intimated,<note place='foot'><hi rend='italic'>Supra</hi>,
+p. <ref target='Pg222'>222</ref>.</note> these variations in the
+quantity produced do not presuppose or require that any
+person should change his employment. Those whose business
+is thriving, increase their produce by availing themselves
+more largely of their credit, while those who are not
+making the ordinary profit, restrict their operations, and (in
+manufacturing phrase) work short time. In this mode is
+surely and speedily effected the equalization, not of profits,
+perhaps, but of the expectations of profit, in different occupations.
+</p>
+
+<p>
+As a general rule, then, things tend to exchange for one
+another at such values as will enable each producer to be
+repaid the cost of production with the ordinary profit; in
+other words, such as will give to all producers the same rate
+of profit on their outlay. But in order that the profit may
+be equal where the outlay, that is, the cost of production,
+is equal, things must on the average exchange for one another
+in the ratio of their cost of production; things of
+which the cost of production is the same, must be of the
+same value.
+</p>
+
+<quote rend='display'>
+Mr. Mill has here used cost of production almost exactly
+in the sense of cost of labor, and as excluding profit (while in
+the next chapter he includes some part of profit in the analysis).
+It will be well, for the sake of definiteness, to collect the
+phrases above in which he describes cost of production: <q>Unless
+that value is sufficient to repay the cost of production, and
+to afford, <emph>besides</emph>, the ordinary expectation of profit, the commodity
+will not continue to be produced</q>; <q>the cost of production,
+<emph>together with</emph> the ordinary profit, may therefore be
+called the <emph>necessary</emph> price, or value</q>; <q>it repays the cost of
+production, not only <emph>with</emph> the customary, but <emph>with</emph> a higher
+rate of profit</q>; <q>the cost of production with the ordinary
+profit&mdash;in other words, such as will give to all producers the
+same rate of profit on their outlay</q>; <q>that the profit may be
+<pb n='261'/><anchor id='Pg261'/>
+equal where <emph>the outlay, that is, the cost of production</emph>, is equal.</q>
+This is a view which distinctly uses cost of production in the
+sense of the outlay to the capitalist, or cost of labor. In no
+other way can profit vary with <q>cost of production</q> than in the
+sense that it is what a given article <q>costs to the capitalist</q>;
+but that is Mr. Mill's definition of cost of labor (p. <ref target='Pg227'>227</ref>).
+It is, however, very puzzling when in the next section he speaks of
+<q>the natural value, that is, the cost of production.</q> Above,
+value included cost of production and profit also. Having
+thus pointed out what is Mr. Mill's conception of cost of production,
+it will remain for us in the next chapter to consider
+whether any other view of it is more satisfactory.
+</quote>
+
+<p>
+Adam Smith and Ricardo have called that value of a
+thing which is proportional to its cost of production, its
+Natural Value (or its Natural Price). They meant by this,
+the point about which the value oscillates, and to which it
+always tends to return; the center value, toward which, as
+Adam Smith expresses it, the market value of a thing is
+constantly gravitating; and any deviation from which is
+but a temporary irregularity which, the moment it exists,
+sets forces in motion tending to correct it. On an average
+of years sufficient to enable the oscillations on one side of
+the central line to be compensated by those on the other,
+the market value agrees with the natural value; but it very
+seldom coincides exactly with it at any particular time. The
+sea everywhere tends to a level, but it never is at an exact
+level; its surface is always ruffled by waves, and often agitated
+by storms. It is enough that no point, at least in the
+open sea, is permanently higher than another. Each place
+is alternately elevated and depressed; but the ocean preserves
+its level.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. The Value of these Commodities confirm, in the long run, to their
+Cost of Production through the operation of Demand and Supply.</head>
+
+<p>
+The latent influence by which the values of things
+are made to conform in the long run to the cost of production
+is the variation that would otherwise take place in the
+supply of the commodity. The supply would be increased
+if the thing continued to sell above the ratio of its cost of production,
+and would be diminished if it fell below that ratio.
+</p>
+
+<quote rend='display'>
+If one dollar covers the expense of making one spade, then
+when a spade, by virtue of a sudden demand, rises in value to one
+<pb n='262'/><anchor id='Pg262'/>
+dollar and ten cents, the manufacturers get an extra profit of
+ten cents. This could not long remain so, because other capital
+would enter this industry, and so increase the supply that
+one spade would sell for only one dollar; then all would receive
+the average profit. If, owing to a cessation of demand for
+spades, the price fell to ninety cents, then the manufacturers
+would lose ten cents on each one made and sold. Thereupon
+they would cease to do a losing business, capital would be
+withdrawn, and spades would not be made until the supply was
+suited to the necessary expense of making them (one dollar).
+In this way, whenever there is a departure of the value from
+the normal cost, there is set in motion <hi rend='italic'>ipso facto</hi> a series of
+forces which automatically restores the value to that cost. So
+here again we see the nature of an economic law: the value
+may not often correspond exactly with cost of production, but
+there is a <emph>tendency</emph> in all values to conform to that cost, and
+this tendency they irresistibly obey. A body possessing weight
+does not move downward under all circumstances (stones may
+be thrown upward), but the law of gravitation holds true, nevertheless.
+</quote>
+
+<p>
+There is no need that there should be any actual alteration
+of supply; and when there is, the alteration, if permanent,
+is not the cause but the consequence of the alteration
+in value. If, indeed, the supply <emph>could</emph> not be increased, no
+diminution in the cost of production would lower the value;
+but there is by no means any necessity that it <emph>should</emph>. The
+mere possibility often suffices; the dealers are aware of what
+would happen, and their mutual competition makes them
+anticipate the result by lowering the price.
+</p>
+
+<quote rend='display'>
+Before the electric light was yet known as a feasible means
+of lighting (in 1878), the mere rumor of Edison's invention,
+before it was made public, and long before it became practicable,
+caused a serious fall in the price of gas stocks.
+</quote>
+
+<p>
+It is, therefore, strictly correct to say that the value of
+things which can be increased in quantity at pleasure does
+not depend (except accidentally, and during the time necessary
+for production to adjust itself) upon demand and supply;
+on the contrary, demand and supply depend upon it.
+There is a demand for a certain quantity of the commodity
+at its natural or cost value, and to that the supply in the
+long run endeavors to conform.
+</p>
+
+<pb n='263'/><anchor id='Pg263'/>
+
+<quote rend='display'>
+Mr. Cairnes<note place='foot'><q>Leading Principles,</q> p.
+41.</note> fitly says: <q>The supply of a commodity always
+tends to adapt itself to the demand at the normal price.
+I may here say briefly that by the normal price of a commodity
+I mean that price which suffices, and no more than suffices,
+to yield to the producers what is considered to be the
+average and usual remuneration on such sacrifices as they
+undergo.</q>
+</quote>
+
+<p>
+When at any time it fails of so conforming, it is either
+from miscalculation, or from a change in some of the elements
+of the problem; either in the natural value, that is,
+in the cost of production, or in the demand, from an alteration
+in public taste, or in the number or wealth of the consumers.
+If a value different from the natural value be necessary
+to make the demand equal to the supply, the market
+value will deviate from the natural value; but only for a
+time, for the permanent tendency of supply is to conform
+itself to the demand which is found by experience to exist
+for the commodity when selling at its natural value. If the
+supply is either more or less than this, it is so accidentally,
+and affords either more or less than the ordinary rate of
+profit, which, under free and active competition, can not
+long continue to be the case.
+</p>
+
+<p>
+To recapitulate: demand and supply govern the value
+of all things which can not be indefinitely increased; except
+that even for them, when produced by industry, there is a
+minimum value, determined by the cost of production. But
+in all things which admit of indefinite multiplication, demand
+and supply only determine the perturbations of value
+during a period which can not exceed the length of time
+necessary for altering the supply. While thus ruling the
+oscillations of value, they themselves obey a superior force,
+which makes value gravitate toward Cost of Production, and
+which would settle it and keep it there, if fresh disturbing
+influences were not continually arising to make it again deviate.
+</p>
+
+</div>
+
+</div>
+
+<pb n='264'/><anchor id='Pg264'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter II. Ultimate Analysis Of Cost Of Production.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Of Labor, the principal Element in Cost of Production.</head>
+
+<p>
+The component elements of Cost of Production have
+been set forth in the First Part of this
+inquiry.<note place='foot'><ref target='Book_I_Chapter_I_Section_2'>Book I,
+Chap. I, § 2</ref>.</note> The principal
+of them, and so much the principal as to be nearly the
+sole, was found to be Labor. What the production of a thing
+costs to its producer, or its series of producers, is the labor
+expended in producing it. If we consider as the producer
+the capitalist who makes the advances, the word Labor may
+be replaced by the word Wages: what the produce costs to
+him, is the wages which he has had to pay. At the first
+glance, indeed, this seems to be only a part of his outlay,
+since he has not only paid wages to laborers, but has likewise
+provided them with tools, materials, and perhaps buildings.
+These tools, materials, and buildings, however, were produced
+by labor and capital; and their value, like that of the
+article to the production of which they are subservient, depends
+on cost of production, which again is resolvable into
+labor. The cost of production of broadcloth does not wholly
+consist in the wages of weavers; which alone are directly
+paid by the cloth-manufacturer. It consists also of the wages
+of spinners and wool-combers, and, it may be added, of shepherds,
+all of which the clothier has paid for in the price of
+yarn. It consists, too, of the wages of builders and brick-makers,
+which he has reimbursed in the contract price of
+erecting his factory. It partly consists of the wages of machine-makers,
+iron-founders, and miners. And to these must
+be added the wages of the carriers who transported any of
+<pb n='265'/><anchor id='Pg265'/>
+the means and appliances of the production to the place
+where they were to be used, and the product itself to the
+place where it is to be sold.
+</p>
+
+<quote rend='display'>
+Confirmation is here given, in the above words, of the
+opinion that, in Mr. Mill's mind, Cost of Production was looked
+at wholly from the stand-point of the capitalist, and was identical
+with Cost of Labor to the capitalist.
+</quote>
+
+<p>
+The value of commodities, therefore, depends principally
+(we shall presently see whether it depends solely) on the
+quantity of labor required for their production, including
+in the idea of production that of conveyance to the market.
+But since the cost of production to the capitalist is not labor
+but wages, and since wages may be either greater or less, the
+quantity of labor being the same, it would seem that the
+value of the product can not be determined solely by the
+quantity of labor, but by the quantity together with the remuneration,
+and that values must partly depend on wages.
+</p>
+
+<p>
+Now the relation of one thing to another can not be altered
+by any cause which affects them both alike. A rise or fall of
+general wages is a fact which affects all commodities in the
+same manner, and therefore affords no reason why they should
+exchange for each other in one rather than in another proportion.
+Though there is no such thing as a general rise of
+values, there is such a thing as a general rise of prices. As
+soon as we form distinctly the idea of values, we see that
+high or low wages can have nothing to do with them; but
+that high wages make high prices, is a popular and widely
+spread opinion. The whole amount of error involved in this
+proposition can only be seen thoroughly when we come to
+the theory of money; at present we need only say that if it
+be true, there can be no such thing as a real rise of wages;
+for if wages could not rise without a proportional rise of the
+price of everything, they could not, for any substantial purpose,
+rise at all. It must be remembered, too, that general
+high prices, even supposing them to exist, can be of no use
+to a producer or dealer, considered as such; for, if they increase
+his money returns, they increase in the same degree
+<pb n='266'/><anchor id='Pg266'/>
+all his expenses. There is no mode in which capitalists can
+compensate themselves for a high cost of labor, through any
+action on values or prices. It can not be prevented from
+taking its effect in low profits. If the laborers really get
+more, that is, get the produce of more labor, a smaller percentage
+must remain for profit.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_II_Section_2'/>
+<head>§ 2. Wages affect Values, only if different in different employments;
+<q>non-competing groups.</q></head>
+
+<p>
+Although, however, <emph>general</emph> wages, whether high or
+low, do not affect values, yet if wages are higher in one employment
+than another, or if they rise or fall permanently in
+one employment without doing so in others, these inequalities
+do really operate upon values. Things, for example,
+which are made by skilled labor, exchange for the produce
+of a much greater quantity of unskilled labor, for no reason
+but because the labor is more highly paid. We have before
+remarked that the difficulty of passing from one class of employments
+to a class greatly superior has hitherto caused the
+wages of all those classes of laborers who are separated from
+one another by any very marked barrier to depend more
+than might be supposed upon the increase of the population
+of each class considered separately, and that the inequalities
+in the remuneration of labor are much greater than could
+exist if the competition of the laboring people generally
+could be brought practically to bear on each particular employment.
+It follows from this that wages in different employments
+do not rise or fall simultaneously, but are, for
+short and sometimes even for long periods, nearly independent
+of one another. All such disparities evidently alter the
+<emph>relative</emph> cost of production of different commodities, and will
+therefore be completely represented in their natural or average
+value.
+</p>
+
+<quote rend='display'>
+This is again a clear recognition of the influence of Mr.
+Cairnes's theory of <q>non-competing groups.</q><note place='foot'>See
+<hi rend='italic'>supra</hi>, p. <ref target='Pg210'>210</ref>.</note>
+</quote>
+
+<p>
+Wages do enter into value. The relative <emph>wages</emph> of the
+labor necessary for producing different commodities affect
+their value just as much as the relative <emph>quantities</emph> of labor.
+<pb n='267'/><anchor id='Pg267'/>
+It is true, the absolute wages paid have no effect upon values;
+but neither has the absolute quantity of labor. If that were
+to vary simultaneously and equally in all commodities, values
+would not be affected. If, for instance, the general efficiency
+of all labor were increased, so that all things without exception
+could be produced in the same quantity as before with a
+smaller amount of labor, no trace of this general diminution
+of cost of production would show itself in the values of commodities.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Profits an element in Cost of Production.</head>
+
+<p>
+Thus far of labor or wages as an element in cost of
+production. But in our analysis, in the First Book, of the
+requisites of production, we found that there is another necessary
+element in it besides labor. There is also capital; and
+this being the result of abstinence, the produce, or its value,
+must be sufficient to remunerate, not only all the labor required,
+but the abstinence of all the persons by whom the
+remuneration of the different classes of laborers was advanced.
+The return from abstinence is Profit. And profit,
+we have also seen, is not exclusively the surplus remaining
+to the capitalist after he has been compensated for his outlay,
+but forms, in most cases, no unimportant part of the outlay
+itself. The flax-spinner, part of whose expenses consists of
+the purchase of flax and of machinery, has had to pay, in
+their price, not only the wages of the labor by which the flax
+was grown and the machinery made, but the profits of the
+grower, the flax-dresser, the miner, the iron-founder, and the
+machine-maker. All these profits, together with those of
+the spinner himself, were again advanced by the weaver, in
+the price of his material&mdash;linen yarn; and along with them
+the profits of a fresh set of machine-makers, and of the miners
+and iron-workers who supplied them with their metallic
+material. All these advances form part of the cost of production
+of linen. Profits, therefore, as well as wages, enter
+into the cost of production which determines the value of
+the produce.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_II_Section_4'/>
+<head>§ 4. Cost of Production properly represented by sacrifice, or cost, to the
+Laborer as well as to the Capitalist; the relation of this conception to the
+Cost of Labor.</head>
+
+<quote rend='display'>
+<p>
+In discussing Cost of Labor (<hi rend='italic'>supra</hi>, pp.
+<ref target='Pg225'>225</ref>, <ref target='Pg226'>226</ref>), Mr.
+Mill found that the advances of the immediate producer consisted
+<pb n='268'/><anchor id='Pg268'/>
+not only of wages, but also of tools, materials, etc., in the
+price of which he was including the profits of an auxiliary capitalist
+who advanced the capital for making these tools, etc.
+But, then, if a line of division were to be passed down through
+all these advances, separating wages from profits, he urged that,
+if all the capitalists (auxiliary and immediate both) were one,
+all the advances of the capitalist might be considered as wages.
+Profits did not form a part of the outlay to the capitalists in
+the former analysis. And this seems correct enough. Now,
+however, he suggests that the outlay of the immediate producers
+should include the profit of the auxiliary capitalist. More
+than this, Mr. Mill now includes in cost to the capitalist the
+profit of the immediate capitalist. For example, in his illustration
+of the manufacture of linen, he includes not merely
+the profit of the auxiliary capital engaged in spinning and
+weaving, but the profit of the immediate and last capitalist, the
+linen-manufacturer, also. This includes in the cost of producing
+an article a profit not realized until after the commodity is
+produced.
+</p>
+
+<p>
+It is now time to give a more correct idea of cost of production.
+Every one admits, for example, that the <q>cost of production</q>
+of wheat is less in the United States than in England. If,
+for instance, three men with a capital of one hundred dollars may
+on a plot of ground, A, in the United States produce one hundred
+bushels of wheat, it will happen that the same men and capital
+will only produce sixty bushels on ground, B, in England.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/cost-of-production.png' rend='width: 80%'>
+ <figDesc>Illustration: Cost of Production.</figDesc>
+ </figure>
+</p>
+
+<p>
+In ordinary language, then, we say that the cost of production
+is greater in England than in the United States, because the
+same labor and capital here produce one hundred bushels for
+sixty in England; or, what amounts to the same thing, that less
+labor and capital could produce sixty bushels in the United
+States than sixty bushels in England. If we suppose that one
+fourth of the crop is profit, and three fourths is assigned to
+wages in both countries, then in the United States the one
+hundred dollars of capital receives twenty-five bushels of profit,
+while in England it receives only fifteen; and the three men
+receive as wages in the United States twenty-five bushels each,
+while in England they receive only fifteen bushels each. The
+first important induction to be made is that where cost of production
+<pb n='269'/><anchor id='Pg269'/>
+is low, wages and profits are high. The high productiveness
+of extractive industries in the United States is the
+reason why wages and profits are higher here than in older
+countries.
+</p>
+
+<p>
+Now the second important question is, Is cost of production
+made up of wages and profits, and is it true that the cost rises
+with a rise of wages and profits? Certainly not. Wages and
+profits are both higher in the United States than in England,
+but no one is so absurd as to say that the cost of production of
+wheat (as above explained) is higher here than there. It is
+exactly because cost of production of wheat is lower in the
+United States that wages and profits measured in wheat are
+higher here than in England. Therefore, it can not be granted,
+as Mr. Mill expounds the doctrine, that cost of production is
+made up of wages and profits. When we speak of an increased
+cost of production of a given article, we mean that its
+production requires more labor and capital than before; and of
+a decrease in cost of production, that it requires less labor and
+capital than before; meaning by <q>more labor</q> that a given
+quality of labor is exerted for a longer or shorter time, and by
+<q>more capital</q> that a greater or less quantity of wealth abstained
+from is employed for a longer or shorter time; or, in
+other words, that laborers and capitalists undergo more or less
+sacrifice in exertion and abstinence, respectively, to attain a
+given result. This is the contribution to cost of production
+made by Mr. Cairnes, and briefly defined as follows: <q>In the
+case of labor, the cost of producing a given commodity will be
+represented by the number of average laborers employed in its
+production&mdash;regard at the same time being had to the severity
+of the work and the degree of risk it involves&mdash;multiplied by
+the duration of their labors. In that of abstinence, the principle
+is analogous; the sacrifice will be measured by the quantity of
+wealth abstained from, taken in connection with the risk incurred,
+and multiplied by the duration of the abstinence.</q><note place='foot'><q>Leading
+Principles,</q> part i, chap. iii, p. 87.</note>
+</p>
+
+<p>
+This view of cost of production takes into consideration,
+in the act of production, what Mr. Mill does not include, the
+cost, or real sacrifice, to the laborer as well as to the capitalist.
+It may, then, be well to state the relations of cost of production,
+taken in this better sense, to value.
+</p>
+
+<p>
+Within competing groups, where there is free choice for
+labor and capital to select the most remunerative occupations,
+the hardest and most disagreeable employments will be
+best paid, and the wages and profits will be in proportion to
+the sacrifice involved in each case. If so, the amount paid
+in wages and profits represents the sacrifices in each case.
+<pb n='270'/><anchor id='Pg270'/>
+Now, the aggregate product of an industry is the source from
+which is drawn its wages and profits: the aggregate wages
+and profits, therefore, must vary with the value of the total
+product. If the total value depart from the sum hitherto sufficient
+to pay the given wages and profits, then some will be
+paid proportionally less than their sacrifice. The value of a
+commodity, therefore, within the competing group, must conform
+to the costs of production. If, for example (<hi rend='italic'>a</hi>), the value
+at any time were such as not to give the laborer the usual
+equivalent for his sacrifice, he would change his employment
+to another within the group where he could get it; if (<hi rend='italic'>b</hi>) the
+share of the capitalist were at any time insufficient to give him
+the usual reward for his abstinence, he would change the investment
+of his capital. Therefore, within such limits as allow a
+free competition of labor and capital, value must conform itself
+to cost of production.
+</p>
+
+<p>
+Not so, however, with the products of non-competing industrial
+groups. As shown by Mr. Mill, labor does not pass freely
+from one employment to another; and it must be said that
+capital does not either, although vastly more ready to move
+than labor. In a large and thinly settled country capital does
+not move freely over the whole area of industry; if it did, different
+rates of profit would not prevail, as we all know they
+do, in the United States. Now, as before stated, the total
+value of the commodities resulting from the exertions of each
+group of producers is the source from which wages and profits
+are drawn. The aggregate wages and profits in each industry
+will vary with the value of the aggregate products. But this
+total value depends upon what it will exchange for of the
+products of other groups; that is, this value depends on the
+reciprocal demand of one group for the commodities of the
+other groups, as compared with the demand of the other groups
+for its products. For example, although cost of production is
+low in group A, if the demand from outside groups were to be
+strong, the exchange value of A's products would rise, and A
+would get more of other goods in exchange; that is, the total
+produce is large, but a second increment, arising from a higher
+exchange value, is to be shared among A's laborers and capitalists.
+A few years ago, about 1878-1879, the value of wheat in
+the United States rose because of the increased demand from
+Europe, where the harvests had been unusually deficient.
+There had been no falling off in the productiveness of the
+farming industry of the United States to cause the increased
+price; but the relative demand of other industrial groups for
+wheat, the product of the farming industry, raised the exchange
+value of wheat, and so increased the industrial rewards
+of those engaged as laborers and capitalists in farming. So
+<pb n='271'/><anchor id='Pg271'/>
+it is to be concluded that since there is no free movement of
+labor and capital between non-competing groups, wages and
+profits may constantly remain at rates which are not in correspondence
+with the actual sacrifice, or cost, to labor and capital
+in different groups; hence, their products do not exchange for
+each other in proportion to their costs of production. Reciprocal
+demand is the law of their value.
+</p>
+
+<p>
+It will be said, at once, that the foregoing conception of
+cost of production is entirely opposed to the language of practical
+men of affairs. They constantly speak of higher or lower
+wages as increasing their cost of production, or as affecting
+their ability to compete with foreigners. So universal a usage
+implies a foundation of truth which demands attention. Wages
+do represent cost to the capitalist, that is, the chief part of the
+outlay he makes in order to get a given return; but we have
+already seen this, and, in the language of Political Economy,
+termed it <q>cost of labor</q> to the capitalist. When the business
+world use the phrase cost of production, they use it in the
+sense of cost of labor, as hitherto explained. When they are
+obliged by strikers to pay more wages, they say that it increases
+their <q>cost of production,</q> meaning the cost to them of getting
+their product, and that it affects their profits. This, then,
+will show that there is no objection to be urged, in its true
+sense, against the phrase cost of production, arising from its
+misuse in the common language of business.
+</p>
+
+<p>
+The real connection between the proper conception of cost
+of production and cost of labor is, however, worth attention.
+It touches cost of labor through that one of its elements called
+<q>efficiency of labor.</q> The more productive an industry is, the
+higher its wages and profits may be, and it is exactly at this
+point that more attention should be given to the relations of
+labor and capital. If productiveness can be increased, higher
+wages as well as higher profits are possible. The proper understanding
+of the idea that where cost of production is low
+wages and profits are high, throws a flood of light on many
+industrial questions in the United States. In the connection
+in which it stands, as I have shown, to cost of labor, it means
+that if commodities can be produced at a less sacrifice to labor
+and capital by the use of machinery and new processes, higher
+wages are consistent with a lower price of the given product.
+It explains the fact that, owing to skill or natural resources,
+labor, although paid much higher rates, can produce articles
+cheaper than laborers who are less highly paid. Mr. Brassey<note place='foot'><q>Work
+and Wages.</q></note>
+has pointed out that English wages are higher than on the
+Continent; and yet England, through low cost of production,
+<pb n='272'/><anchor id='Pg272'/>
+owing to skill, natural resources, etc., can produce so much
+more of commodities for a given outlay that (while keeping
+her usual rate of profit) she can generally undersell her competitors
+who employ cheaper labor. The same observations
+apply to the United States; but the question of foreign competition
+will be further discussed (<ref target='Book_III_Chapter_XX'>Book III, Chap. XX</ref>)
+after we have studied international trade and values.
+</p>
+
+<p>
+<q>And here it may be well to state precisely what is to be
+understood by a <q>fluctuation of the market,</q> as distinguished
+from those changes of normal price which we have been considering.
+Normal price, as we have seen, is governed, according
+to the circumstances of the case [as to whether there is
+free industrial competition or not], by one or other of two
+causes&mdash;cost of production and reciprocal demand. A change
+in normal price, therefore, is a change which is the consequence
+of an alteration in one or other of these conditions. So long
+as the determining condition&mdash;be it cost of production or reciprocal
+demand&mdash;remains constant, the normal price must be considered
+as remaining constant; but, the normal price remaining
+constant, the market price (which, as we have seen, depends
+on the opinion of dealers respecting the state of supply and
+demand in relation to the particular article) may undergo a
+change&mdash;may deviate, that is to say, either upward or downward
+from the normal level. Such changes of price, occurring
+while the permanent conditions of production remain unaffected,
+can only be temporary, calling into action, as they do,
+forces which at once tend to restore the normal state of things:
+they may therefore be properly described as <q>fluctuations of
+the market.</q></q><note place='foot'><q>Leading Principles,</q> p. 136.</note>
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. When profits vary from Employment to Employment, or are spread over
+unequal lengths of Time, they affect Values accordingly.</head>
+
+<p>
+Value, however, being purely relative, can not depend
+upon absolute profits, no more than upon absolute
+wages, but upon relative profits only. High general profits
+can not, any more than high general wages, be a cause of
+high values, because high general values are an absurdity and
+a contradiction. In so far as profits enter into the cost of
+production of all things, they can not affect the value of any.
+It is only by entering in a greater degree into the cost of
+production of some things than of others, that they can have
+any influence on value.
+</p>
+
+<p>
+Profits, however, may enter more largely into the conditions
+of production of one commodity than of another, even
+<pb n='273'/><anchor id='Pg273'/>
+though there be no difference in the <emph>rate</emph> of profit between
+the two employments. The one commodity may be called
+upon to yield a profit during a longer period of time than
+the other. The example by which this case is usually illustrated
+is that of wine. Suppose a quantity of wine and a
+quantity of cloth, made by equal amounts of labor, and that
+labor paid at the same rate. The cloth does not improve by
+keeping; the wine does. Suppose that, to attain the desired
+quality, the wine requires to be kept five years. The producer
+or dealer will not keep it, unless at the end of five
+years he can sell it for as much more than the cloth as
+amounts to five years' profit, accumulated at compound interest.
+The wine and the cloth were made by the same original
+outlay. Here, then, is a case in which the natural values,
+relatively to one another, of two commodities, do not conform
+to their cost of production alone, but to their cost of production
+<emph>plus</emph> something else&mdash;unless, indeed, for the sake of
+generality in the expression, we include the profit which the
+wine-merchant foregoes during the five years, in the cost of
+production of the wine, looking upon it as a kind of additional
+outlay, over and above his other advances, for which
+outlay he must be indemnified at last.
+</p>
+
+<quote rend='display'>
+Regarding cost of production as the amounts of labor and
+abstinence required in production, and not as Mr. Mill regards
+it, as the amounts of wages and profits, the above is simply a
+case where, in the production of wine, there is a longer <emph>duration
+of the abstinence</emph> than in the production of cloth. If there
+is a free movement of labor and capital between the two industries,
+they will exchange for each other in proportion to the
+sacrifices involved; so that the wine would exchange for more
+of cloth, because there was more sacrifice undergone. The
+same explanation also holds good in the following illustration:
+</quote>
+
+<p>
+All commodities made by machinery are assimilated, at
+least approximately, to the wine in the preceding example.
+In comparison with things made wholly by immediate labor,
+profits enter more largely into their cost of production.
+Suppose two commodities, A and B, each requiring a year
+for its production, by means of a capital which we will on
+<pb n='274'/><anchor id='Pg274'/>
+this occasion denote by money, and suppose it to be £1,000.
+A is made wholly by immediate labor, the whole £1,000
+being expended directly in wages. B is made by means
+of labor which cost £500 and a machine which cost £500,
+and the machine is worn out by one year's use. The two
+commodities will be of exactly the same value, which, if
+computed in money, and if profits are 20 per cent per annum,
+will be £1,200. But of this £1,200, in the case of A,
+only £200, or one sixth, is profit; while in the case of B
+there is not only the £200, but as much of £500 (the price
+of the machine) as consisted of the profits of the machine-maker;
+which, if we suppose the machine also to have taken
+a year for its production, is again one sixth. So that in the
+case of A only one sixth of the entire return is profit, while
+in B the element of profit comprises not only a sixth of the
+whole, but an additional sixth of a large part.
+</p>
+
+<p>
+From the unequal proportion in which, in different employments,
+profits enter into the advances of the capitalist,
+and therefore into the returns required by him, two consequences
+follow in regard to value. (1). One is, that commodities
+do not exchange in the ratio simply of the quantities of
+labor required to produce them; not even if we allow for
+the unequal rates at which different kinds of labor are permanently
+remunerated.
+</p>
+
+<p>
+(2.) A second consequence is, that every rise or fall of general
+profits will have an effect on values. Not, indeed, by
+raising or lowering them generally (which, as we have so often
+said, is a contradiction and an impossibility), but by altering
+the proportion in which the values of things are affected by
+the unequal lengths of time for which profit is due. When
+two things, though made by equal labor, are of unequal value
+because the one is called upon to yield profit for a greater
+number of years or months than the other, this difference of
+value will be greater when profits are greater, and less when
+they are less. The wine which has to yield five years' profit
+more than the cloth will surpass it in value much more if
+profits are forty per cent than if they are only twenty.
+</p>
+
+<pb n='275'/><anchor id='Pg275'/>
+
+<p>
+It follows from this that even a general rise of wages,
+when it involves a real increase in the cost of labor, does in
+some degree influence values. It does not affect them in the
+manner vulgarly supposed, by raising them universally; but
+an increase in the cost of labor lowers profits, and therefore
+lowers in natural values the things into which profits enter
+in a greater proportion than the average, and raises those
+into which they enter in a less proportion than the average.
+All commodities in the production of which machinery bears
+a large part, especially if the machinery is very durable, are
+lowered in their relative value when profits fall; or, what
+is equivalent, other things are raised in value relatively to
+them. This truth is sometimes expressed in a phraseology
+more plausible than sound, by saying that a rise of wages
+raises the value of things made by labor in comparison with
+those made by machinery. But things made by machinery,
+just as much as any other things, are made by labor&mdash;namely,
+the labor which made the machinery itself&mdash;the only difference
+being that profits enter somewhat more largely into the
+production of things for which machinery is used, though
+the principal item of the outlay is still labor.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. Occasional Elements in Cost of Production; taxes and ground-rent.</head>
+
+<p>
+Cost of Production consists of several elements, some
+of which are constant and universal, others occasional. The
+universal elements of cost of production are the wages of
+the labor, and the profits of the capital. The occasional elements
+are taxes, and any extra cost occasioned by a scarcity
+value of some of the requisites. Besides the natural and
+necessary elements in cost of production&mdash;labor and profits&mdash;there
+are others which are artificial and casual, as, for instance,
+a tax. The taxes on hops and malt are as much a
+part of the cost of production of those articles as the wages
+of the laborers. The expenses which the law imposes, as
+well as those which the nature of things imposes, must be
+reimbursed with the ordinary profit from the value of the
+produce, or the things will not continue to be produced.
+But the influence of taxation on value is subject to the same
+conditions as the influence of wages and of profits. It is not
+<pb n='276'/><anchor id='Pg276'/>
+general taxation, but differential taxation, that produces the
+effect. If all productions were taxed so as to take an equal
+percentage from all profits, relative values would be in no
+way disturbed. If only a few commodities were taxed, their
+value would rise; and if only a few were left untaxed, their
+value would fall.
+</p>
+
+<p>
+But the case in which scarcity value chiefly operates in
+adding to cost of production is the case of natural agents.
+These, when unappropriated, and to be had for the taking,
+do not enter into the cost of production, save to the extent
+of the labor which may be necessary to fit them for use.
+Even when appropriated, they do not (as we have already
+seen) bear a value from the mere fact of the appropriation,
+but only from scarcity&mdash;that is, from limitation of supply.
+But it is equally certain that they often do bear a scarcity
+value.
+</p>
+
+<p>
+No one can deny that rent sometimes enters into cost of
+production [of other than agricultural products]. If I buy
+or rent a piece of ground, and build a cloth-manufactory on
+it, the ground-rent forms legitimately a part of my expenses
+of production, which must be repaid by the product. And
+since all factories are built on ground, and most of them in
+places where ground is peculiarly valuable, the rent paid for
+it must, on the average, be compensated in the values of all
+things made in factories. In what sense it is true that rent
+does not enter into the cost of production or affect the value
+of <emph>agricultural</emph> produce will be shown in the succeeding
+chapter.
+</p>
+
+<quote rend='display'>
+These occasional elements in cost of production, such as
+taxes, insurance, ground-rent, etc., are to be considered as just
+so much of an increase in the quantity of capital required for
+the operation involved in the particular production, and, consequently,
+result in an increased cost of production, because
+there is either more abstinence, or abstinence for a longer time,
+to be rewarded. These elements, therefore, if they are not universal
+(or common to all articles), will affect the exchange value
+of commodities, wherever there is a free competition.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='277'/><anchor id='Pg277'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_III'/>
+<head>Chapter III. Of Rent, In Its Relation To Value.</head>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_III_Section_1'/>
+<head>§ 1. Commodities which are susceptible of indefinite Multiplication, but not
+without increase of Cost. Law of their Value, Cost of Production in the most
+unfavorable existing circumstances.</head>
+
+<p>
+We have investigated the laws which determine the
+value of two classes of commodities&mdash;the small class which,
+being limited to a definite quantity, have their value entirely
+determined by demand and supply, save that their cost of
+production (if they have any) constitutes a minimum below
+which they can not permanently fall; and the large class,
+which can be multiplied <hi rend='italic'>ad libitum</hi> by labor and capital, and
+of which the cost of production fixes the maximum as well
+as the minimum at which they can permanently exchange [if
+there be free competition]. But there is still a third kind of
+commodities to be considered&mdash;those which have, not one,
+but several costs of production; which can always be increased
+in quantity by labor and capital, but not by the same
+amount of labor and capital; of which so much may be produced
+at a given cost, but a further quantity not without a
+greater cost. These commodities form an intermediate class,
+partaking of the character of both the others. The principal
+of them is agricultural produce. We have already made
+abundant reference to the fundamental truth that in agriculture,
+the state of the art being given, doubling the labor
+does not double the produce; that, if an increased quantity
+of produce is required, the additional supply is obtained at
+a greater cost than the first. Where a hundred quarters of
+corn are all that is at present required from the lands of a
+given village, if the growth of population made it necessary
+to raise a hundred more, either by breaking up worse land
+now uncultivated, or by a more elaborate cultivation of the
+land already under the plow, the additional hundred, or
+some part of them, at least, might cost double or treble as
+much per quarter as the former supply.
+</p>
+
+<pb n='278'/><anchor id='Pg278'/>
+
+<p>
+If the first hundred quarters were all raised at the same
+expense (only the best land being cultivated), and if that
+expense would be remunerated with the ordinary profit by
+a price of 20<hi rend='italic'>s.</hi> the quarter, the natural price of wheat, so
+long as no more than that quantity was required, would be
+20<hi rend='italic'>s.</hi>; and it could only rise above or fall below that price
+from vicissitudes of seasons, or other casual variations in supply.
+But if the population of the district advanced, a time
+would arrive when more than a hundred quarters would be
+necessary to feed it. We must suppose that there is no
+access to any foreign supply. By the hypothesis, no more
+than a hundred quarters can be produced in the district, unless
+by either bringing worse land into cultivation, or altering
+the system of culture to a more expensive one. Neither
+of these things will be done without a rise in price. This
+rise of price will gradually be brought about by the increasing
+demand. So long as the price has risen, but not risen
+enough to repay with the ordinary profit the cost of producing
+an additional quantity, the increased value of the
+limited supply partakes of the nature of a scarcity value.
+Suppose that it will not answer to cultivate the second best
+land, or land of the second degree of remoteness, for a less
+return than 25<hi rend='italic'>s.</hi> the quarter; and that this price is also necessary
+to remunerate the expensive operations by which an
+increased produce might be raised from land of the first
+quality. If so, the price will rise, through the increased demand,
+until it reaches 25<hi rend='italic'>s.</hi> That will now be the natural
+price; being the price without which the quantity, for which
+society has a demand at that price, will not be produced. At
+that price, however, society can go on for some time longer;
+could go on perhaps forever, if population did not increase.
+The price, having attained that point, will not again permanently
+recede (though it may fall temporarily from accidental
+abundance); nor will it advance further, so long as society
+can obtain the supply it requires without a second increase
+of the cost of production.
+</p>
+
+<p>
+In the case supposed, different portions of the supply of
+<pb n='279'/><anchor id='Pg279'/>
+corn have different costs of production. Though the twenty,
+or fifty, or one hundred and fifty quarters additional have
+been produced at a cost proportional to 25<hi rend='italic'>s.</hi>, the original
+hundred quarters per annum are still produced at a cost only
+proportional to 20<hi rend='italic'>s.</hi> This is self-evident, if the original and
+the additional supply are produced on different qualities of
+land. It is equally true if they are produced on the same
+land. Suppose that land of the best quality, which produced
+one hundred quarters at 20<hi rend='italic'>s.</hi>, has been made to produce one
+hundred and fifty by an expensive process, which it would
+not answer to undertake without a price of 25<hi rend='italic'>s.</hi> The cost
+which requires 25<hi rend='italic'>s.</hi> is incurred for the sake of fifty quarters
+alone: the first hundred might have continued forever to
+be produced at the original cost, and with the benefit, on
+that quantity, of the whole rise of price caused by the increased
+demand: no one, therefore, will incur the additional
+expense for the sake of the additional fifty, unless they alone
+will pay for the whole of it. The fifty, therefore, will be
+produced at their natural price, proportioned to the cost of
+their production; while the other hundred will now bring in
+5<hi rend='italic'>s.</hi> a quarter more than their natural price&mdash;than the price
+corresponding to, and sufficing to remunerate, their lower
+cost of production.
+</p>
+
+<p>
+If the production of any, even the smallest, portion of
+the supply requires as a necessary condition a certain price,
+that price will be obtained for all the rest. We are not able
+to buy one loaf cheaper than another because the corn from
+which it was made, being grown on a richer soil, has cost less
+to the grower. The value, therefore, of an article (meaning
+its natural, which is the same with its average value) is determined
+by the cost of that portion of the supply which is
+produced and brought to market at the greatest expense.
+This is the Law of Value of the third of the three classes
+into which all commodities are divided.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Such commodities, when Produced in circumstances more favorable, yield a
+Rent equal to the difference of Cost.</head>
+
+<p>
+If the portion of produce raised in the most unfavorable
+circumstances obtains a value proportioned to its cost
+of production; all the portions raised in more favorable circumstances,
+<pb n='280'/><anchor id='Pg280'/>
+selling as they must do at the same value, obtain
+a value more than proportioned to their cost of production.
+</p>
+
+<p>
+The owners, however, of those portions of the produce
+enjoy a privilege; they obtain a value which yields them
+more than the ordinary profit. The advantage depends on
+the possession of a natural agent of peculiar quality, as, for
+instance, of more fertile land than that which determines the
+general value of the commodity; and when this natural
+agent is not owned by themselves, the person who does
+own it is able to exact from them, in the form of rent, the
+whole extra gain derived from its use. We are thus brought
+by another road to the Law of Rent, investigated in the concluding
+chapter of the Second Book. Rent, we again see,
+is the difference between the unequal returns to different
+parts of the capital employed on the soil. Whatever surplus
+any portion of agricultural capital produces, beyond
+what is produced by the same amount of capital on the
+worst soil, or under the most expensive mode of cultivation,
+which the existing demands of society compel a recourse to,
+that surplus will naturally be paid as rent from that capital,
+to the owner of the land on which it is employed.
+</p>
+
+<quote rend='display'>
+<p>
+The discussion of rent is here followed wholly from the
+point of view of value, while before (<ref target='Book_II_Chapter_VI'>Book II,
+Chap. VI</ref>) the
+law of rent was reached through a limitation of the quantity
+of land due to the influence of population. In the former case
+the rent and produce were stated in bushels. By introducing
+price now (as the convenient symbol of value), instead of the
+separate increased demands of population in our illustration
+than used (p. <ref target='Pg240'>240</ref>), it will be seen how the same operation,
+looking at it solely in respect to value, brings us to the same law:
+</p>
+</quote>
+
+<table rend="latexcolumns: 'p{1.3cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.9cm} p{0.9cm}';
+ tblcolumns: 'lw(8) rw(8) rw(8) rw(8) rw(8) rw(8) rw(8) rw(8)'">
+<row><cell>Price per Bushel.</cell><cell>A</cell><cell></cell>
+ <cell>B</cell><cell></cell><cell>C</cell><cell></cell><cell>D</cell></row>
+<row><cell></cell><cell>24 bushels</cell><cell></cell>
+ <cell>18 bushels</cell><cell></cell><cell>12 bushels</cell><cell></cell>
+ <cell>6 bushels</cell></row>
+<row><cell></cell><cell>Total value of product.</cell><cell>Rent.</cell>
+ <cell>Total value of product.</cell><cell>Rent.</cell>
+ <cell>Total value of product.</cell><cell>Rent.</cell>
+ <cell>Total value of product.</cell></row>
+<row><cell>$1.00</cell><cell>$24.00</cell><cell>$0.00</cell>
+ <cell>....</cell><cell>....</cell><cell>....</cell><cell>....</cell>
+ <cell>....</cell></row>
+<row><cell>$1.33</cell><cell>$32.00</cell><cell>$8.00</cell>
+ <cell>$24.00</cell><cell>$0.00</cell><cell>....</cell><cell>....</cell>
+ <cell>....</cell></row>
+<row><cell>$2.00</cell><cell>$48.00</cell><cell>$24.00</cell>
+ <cell>$36.00</cell><cell>$12.00</cell><cell>$24.00</cell><cell>$0.00</cell>
+ <cell>....</cell></row>
+<row><cell>$4.00</cell><cell>$96.00</cell><cell>$72.00</cell>
+ <cell>$72.00</cell><cell>$48.00</cell><cell>$48.00</cell><cell>$24.00</cell>
+ <cell>$24.00</cell></row>
+</table>
+
+<pb n='281'/><anchor id='Pg281'/>
+
+<p>
+It was long thought by political economists, among the
+rest even by Adam Smith, that the produce of land is always
+at a monopoly value, because (they said), in addition
+to the ordinary rate of profit, it always yields something
+further for rent. This we now see to be erroneous. A thing
+can not be at a monopoly value when its supply can be increased
+to an indefinite extent if we are only willing to
+incur the cost. As long as there is any land fit for cultivation,
+which at the existing price can not be profitably cultivated
+at all, there must be some land a little better, which
+will yield the ordinary profit, but allow nothing for rent:
+and that land, if within the boundary of a farm, will be
+cultivated by the farmer; if not so, probably by the proprietor,
+or by some other person on sufferance. Some such
+land at least, under cultivation, there can scarcely fail to be.
+</p>
+
+<p>
+Rent, therefore, forms no part of the cost of production
+which determines the value of agricultural produce. The
+land or the capital most unfavorably circumstanced among
+those actually employed, pays no rent, and that land or capital
+determines the cost of production which regulates the
+value of the whole produce. Thus rent is, as we have already
+seen, no cause of value, but the price of the privilege
+which the inequality of the returns to different portions of
+agricultural produce confers on all except the least favored
+portion.
+</p>
+
+<p>
+Rent, in short, merely equalizes the profits of different
+farming capitals, by enabling the landlord to appropriate
+all extra gains occasioned by superiority of natural advantages.
+If all landlords were unanimously to forego their
+rent, they would but transfer it to the farmers, without
+benefiting the consumer; for the existing price of corn
+would still be an indispensable condition of the production
+of part of the existing supply, and if a part obtained that
+price the whole would obtain it. Rent, therefore, unless
+artificially increased by restrictive laws, is no burden on
+the consumer: it does not raise the price of corn, and is no
+otherwise a detriment to the public than inasmuch as if the
+<pb n='282'/><anchor id='Pg282'/>
+state had retained it, or imposed an equivalent in the shape
+of a land-tax, it would then have been a fund applicable to
+general instead of private advantage.
+</p>
+
+<quote rend='display'>
+The nationalization of the land, consequently, would not
+benefit the laboring-classes a whit through lowering the price
+to them, or any consumer, of food or agricultural produce.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Rent of Mines and Fisheries and ground-rent of Buildings, and cases of gain
+analogous to Rent.</head>
+
+<p>
+Agricultural productions are not the only commodities
+which have several different costs of production at once,
+and which, in consequence of that difference, and in proportion
+to it, afford a rent. Mines are also an instance. Almost
+all kinds of raw material extracted from the interior
+of the earth&mdash;metals, coals, precious stones, etc.&mdash;are obtained
+from mines differing considerably in fertility&mdash;that
+is, yielding very different quantities of the product to the
+same quantity of labor and capital. There are, perhaps,
+cases in which it is impossible to extract from a particular
+vein, in a given time, more than a certain quantity of ore,
+because there is only a limited surface of the vein exposed,
+on which more than a certain number of laborers can not be
+simultaneously employed. But this is not true of all mines.
+In collieries, for example, some other cause of limitation
+must be sought for. In some instances the owners limit the
+quantity raised, in order not too rapidly to exhaust the mine;
+in others there are said to be combinations of owners, to keep
+up a monopoly price by limiting the production. Whatever
+be the causes, it is a fact that mines of different degrees of
+richness are in operation, and since the value of the produce
+must be proportional to the cost of production at the worst
+mine (fertility and situation taken together), it is more than
+proportional to that of the best. All mines superior in produce
+to the worst actually worked will yield, therefore, a
+rent equal to the excess. They may yield more; and the
+worst mine may itself yield a rent. Mines being comparatively
+few, their qualities do not graduate gently into one
+another, as the qualities of land do; and the demand may be
+such as to keep the value of the produce considerably above
+the cost of production at the worst mine now worked, without
+<pb n='283'/><anchor id='Pg283'/>
+being sufficient to bring into operation a still worse.
+During the interval, the produce is really at a scarcity value.
+</p>
+
+<p>
+Fisheries are another example. Fisheries in the open sea
+are not appropriated, but fisheries in lakes or rivers almost
+always are so, and likewise oyster-beds or other particular
+fishing-grounds on coasts. We may take salmon-fisheries as
+an example of the whole class. Some rivers are far more
+productive in salmon than others. None, however, without
+being exhausted, can supply more than a very limited demand.
+All others, therefore, will, if appropriated, afford a
+rent equal to the value of their superiority.
+</p>
+
+<p>
+Both in the case of mines and of fisheries, the natural
+order of events is liable to be interrupted by the opening of
+a new mine, or a new fishery, of superior quality to some of
+those already in use. In this case, when things have permanently
+adjusted themselves, the result will be that the scale
+of qualities which supply the market will have been cut
+short at the lower end, while a new insertion will have been
+made in the scale at some point higher up; and the worst
+mine or fishery in use&mdash;the one which regulates the rents
+of the superior qualities and the value of the commodity&mdash;will
+be a mine or fishery of better quality than that by
+which they were previously regulated.
+</p>
+
+<p>
+The ground-rent of a building, and the rent of a garden
+or park attached to it, will not be less than the rent which
+the same land would afford in agriculture, but may be greater
+than this to an indefinite amount; the surplus being either
+in consideration of beauty or of convenience, the convenience
+often consisting in superior facilities for pecuniary gain.
+Sites of remarkable beauty are generally limited in supply,
+and therefore, if in great demand, are at a scarcity value.
+Sites superior only in convenience are governed as to their
+value by the ordinary principles of rent. The ground-rent
+of a house in a small village is but little higher than the rent
+of a similar patch of ground in the open fields.
+</p>
+
+<quote rend='display'>
+<p>
+Suppose the various kinds of land to be represented by the
+alphabet; that those below O pay no agricultural rent, and that
+<pb n='284'/><anchor id='Pg284'/>
+all lands increase in fertility and situation as we approach the
+beginning of the alphabet, but which, as far up as K, are used
+in agriculture; that higher than K all are more profitably used
+for building purposes, viz.:
+</p>
+
+<p>
+A, B, C, ... | K, L, M, N, O, | ... X, Y, Z.
+</p>
+
+<p>
+Now it will happen that land is chosen for building purposes
+irrespective of its fertility for agricultural purposes. It will
+not be true, as some may think, that no land will be used for
+building until it will pay a ground-rent greater than the greatest
+agricultural rent paid by any piece of land. It is not true,
+for example, if N be selected for a building-lot, that it must
+pay a ground-rent as high as the agricultural rent of K, the
+most fertile land cultivated in agriculture. It must pay a
+ground-rent higher only than it itself would pay, if cultivated.
+It is only necessary that it pay more than the same (not better)
+land would pay as rent if used only in agriculture.
+</p>
+</quote>
+
+<p>
+The rents of wharfage, dock, and harbor room, water-power,
+and many other privileges, may be analyzed on similar
+principles. Take the case, for example, of a patent or
+exclusive privilege for the use of a process by which the
+cost of production is lessened. If the value of the product
+continues to be regulated by what it costs to those who are
+obliged to persist in the old process, the patentee will make
+an extra profit equal to the advantage which his process possesses
+over theirs. This extra profit is essentially similar to
+rent, and sometimes even assumes the form of it, the patentee
+allowing to other producers the use of his privilege in consideration
+of an annual payment.
+</p>
+
+<p>
+The extra gains which any producer or dealer obtains
+through superior talents for business, or superior business
+arrangements, are very much of a similar kind. If all his
+competitors had the same advantages, and used them, the
+benefit would be transferred to their customers through the
+diminished value of the article; he only retains it for himself
+because he is able to bring his commodity to market at
+a lower cost, while its value is determined by a higher.<note place='foot'>F. A.
+Walker (<q>Political Economy,</q> pp. 248-259) expands this idea, and
+makes it the pivotal part of his whole theory of distribution among laborers,
+capitalists, and landlords.</note>
+</p>
+
+</div>
+
+<pb n='285'/><anchor id='Pg285'/>
+
+<div>
+<index index='toc'/>
+<head>§ 4. <hi rend='italic'>Résumé</hi> of the laws of value of each of the three
+classes of commodities.</head>
+
+<p>
+A general <hi rend='italic'>résumé</hi> of the laws of value, where a free
+movement of labor and capital exists, may now be briefly made
+in the following form:
+</p>
+
+<p>
+Exchange value has three conditions, viz.:<lb/>
+1. Utility, or ability to satisfy a desire (U).<lb/>
+2. Difficulty of attainment (D), according to which there are three classes of
+commodities.<lb/>
+3. Transferableness.
+</p>
+
+<p>
+Of the second condition, there are three classes:<lb/>
+1. Those limited in supply&mdash;e.g., ancient pictures or monopolized articles.<lb/>
+2. Those whose supply is capable of indefinite increase by the use of
+labor and capital.<lb/>
+3. Those whose supply is gained at a gradually increasing cost, under the law
+of diminishing returns.
+</p>
+
+<p>
+Of those limited in supply, their value is regulated by Demand and Supply.
+The only limit is U.
+</p>
+
+<p>
+Of those whose supply is capable of indefinite increase, their normal and permanent
+value is regulated by Cost of Production, and their temporary or market value is
+regulated by Demand and Supply, oscillating around Cost of Production (which consists
+of the amount of labor and abstinence required).
+</p>
+
+<p>
+Of those whose supply is gained at a gradually increasing cost, their normal value is
+regulated by the Cost of Production of that portion of the whole amount of the whole
+amount needed, which is brought to market at the greatest expense, and their market
+value is regulated by Demand and Supply (as in class 2).
+</p>
+
+<p>
+If there be no free competition between industries, then the
+value of those commodities which has been said, in the above
+classification, to depend on cost of production, will be governed
+by the law of Reciprocal Demand.
+</p>
+
+</div>
+
+</div>
+
+<pb n='286'/><anchor id='Pg286'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_IV'/>
+<head>Chapter IV. Of Money.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The three functions of Money&mdash;a Common Denominator of Value,
+a Medium of Exchange, a <q>Standard of Value</q>.</head>
+
+<p>
+Having proceeded thus far in ascertaining the general
+laws of Value, without introducing the idea of Money
+(except occasionally for illustration), it is time that we should
+now superadd that idea, and consider in what manner the
+principles of the mutual interchange of commodities are
+affected by the use of what is termed a Medium of Exchange.
+</p>
+
+<quote rend='display'>
+<p>
+As Professor Jevons<note place='foot'><q>Money and the Mechanism of
+Exchange,</q> chap. iii.</note> has pointed out, money performs three
+distinct services, capable of being separated by the mind, and
+worthy of separate definition and explanation:
+</p>
+
+<p>
+1. A Common Measure, or Common Denominator, of Value.
+</p>
+
+<p>
+2. A Medium of Exchange.
+</p>
+
+<p>
+3. A Standard of Value.
+</p>
+
+<p>
+F. A. Walker,<note place='foot'><q>Political Economy,</q>
+p. 127.</note> however, says: <q>Money is the medium of
+exchange. Whatever performs this function, does this work,
+is money, no matter what it is made of.... That which does
+the money-work is the money-thing.</q>
+</p>
+</quote>
+
+<p>
+(1.) [If we had no money] the first and most obvious [inconvenience]
+would be the want of a <emph>common measure for
+values</emph> of different sorts. If a tailor had only coats, and
+wanted to buy bread or a horse, it would be very troublesome
+to ascertain how much bread he ought to obtain for a coat,
+or how many coats he should give for a horse. The calculation
+must be recommenced on different data every time he
+bartered his coats for a different kind of article, and there
+could be no current price or regular quotations of value. As
+it is much easier to compare different lengths by expressing
+<pb n='287'/><anchor id='Pg287'/>
+them in a common language of feet and inches, so it is much
+easier to compare values by means of a common language of
+[dollars and cents].
+</p>
+
+<quote rend='display'>
+<p>
+The need of a common denominator of values (an excellent
+term, introduced by Storch), to whose terms the values of all
+other commodities may be reduced, and so compared, is as
+great as that the inhabitants of the different States of the
+United States should have a common language as a means by
+which ideas could be communicated to the whole nation. A
+man may have a horse, whose value he wishes to compare in
+some common term with the value of his house, although he
+might not wish to sell either. A valuation by the State for
+taxation could not exist but for this common denominator, or
+register, of value.
+</p>
+
+<p>
+(2.) The second function is that of a medium of exchange.
+The distinction between this function and the common denominator
+of value is that the latter measures value, the former
+transfers value. The man owning the horse, after having measured
+its value by comparison with a given thing, may now wish
+to exchange it for other things. This discloses the need of another
+quality in money.
+</p>
+</quote>
+
+<p>
+The inconveniences of barter are so great that, without
+some more commodious means of effecting exchanges, the
+division of employments could hardly have been carried to
+any considerable extent. A tailor, who had nothing but
+coats, might starve before he could find any person having
+bread to sell who wanted a coat: besides, he would not want
+as much bread at a time as would be worth a coat, and the
+coat could not be divided. Every person, therefore, would
+at all times hasten to dispose of his commodity in exchange
+for anything which, though it might not be fitted to his own
+immediate wants, was in great and general demand, and
+easily divisible, so that he might be sure of being able to
+purchase with it whatever was offered for sale. The thing
+which people would select to keep by them for making purchases
+must be one which, besides being divisible and generally
+desired, does not deteriorate by keeping. This reduces
+the choice to a small number of articles.
+</p>
+
+<quote rend='display'>
+<p>
+This need is well explained by the following facts furnished
+by Professor Jevons: <q>Some years since, Mademoiselle Zélie,
+<pb n='288'/><anchor id='Pg288'/>
+a singer of the Théâtre Lyrique at Paris, made a professional
+tour round the world, and gave a concert in the Society Islands.
+In exchange for an air from <q>Norma</q> and a few other songs,
+she was to receive a third part of the receipts. When counted,
+her share was found to consist of three pigs, twenty-three turkeys,
+forty-four chickens, five thousand cocoanuts, besides considerable
+quantities of bananas, lemons, and oranges. In the
+Society Islands, however, pieces of money were very scarce;
+and, as mademoiselle could not consume any considerable portion
+of the receipts herself, it became necessary in the mean
+time to feed the pigs and poultry with the fruit.</q><note place='foot'><q>Money
+and the Mechanism of Exchange,</q> p. 1.</note>
+</p>
+
+<p>
+(3.) The third function desired of money is what is usually
+termed a <q>standard of value.</q> It is, perhaps, better expressed
+by F. A. Walker<note place='foot'><q>Political Economy,</q>
+p. 144.</note> as a <q>standard of deferred payments.</q> Its
+existence is due to the desire to have a means of comparing the
+purchasing power of a commodity at one time with its purchasing
+power at another distant time; that is, that for long contracts,
+exchanges may be in unchanged ratios at the beginning
+and at the end of the contracts. There is no distinction between
+this function and the first, except one arising from the
+introduction of <emph>time</emph>. At the same time and place, the <q>standard
+of value</q> is given in the common denominator of value.
+</p>
+</quote>
+
+<p>
+A Measure of Value,<note place='foot'>The substance of Mr. Mill's former chapter,
+XV (Book III), is here inserted
+in its direct connection with the functions of money.</note>
+in the ordinary sense of the word
+measure, would mean something by comparison with which
+we may ascertain what is the value of any other thing.
+When we consider, further, that value itself is relative, and
+that two things are necessary to constitute it, independently
+of the third thing which is to measure it, we may define a
+Measure of Value to be something, by comparing with which
+any two other things, we may infer their value in relation
+to one another.
+</p>
+
+<p>
+In this sense, any commodity will serve as a measure of
+value at a given time and place; since we can always infer
+the proportion in which things exchange for one another,
+when we know the proportion in which each exchanges for
+any third thing. To serve as a convenient measure of value
+is one of the functions of the commodity selected as a medium
+<pb n='289'/><anchor id='Pg289'/>
+of exchange. It is in that commodity that the values
+of all other things are habitually estimated.
+</p>
+
+<p>
+But the desideratum sought by political economists is
+not a measure of the value of things at the same time and
+place, but a measure of the value of the same thing at different
+times and places: something by comparison with
+which it may be known whether any given thing is of
+greater or less value now than a century ago, or in this
+country than in America or China. To enable the money
+price of a thing at two different periods to measure the
+quantity of things in general which it will exchange for, the
+same sum of money must correspond at both periods to the
+same quantity of things in general&mdash;that is, money must
+always have the same exchange value, the same general purchasing
+power. Now, not only is this not true of money, or
+of any other commodity, but we can not even suppose any
+state of circumstances in which it would be true.
+</p>
+
+<quote rend='display'>
+<p>
+It being very clear that money, or the precious metals, do
+not themselves remain absolutely stable in value for long periods,
+the only way in which a <q>standard of value</q> can be properly
+established is by the proposed <q>multiple standard of
+value,</q> stated as follows:
+</p>
+
+<p>
+<q>A number of articles in general use&mdash;corn, beef, potatoes,
+wool, cotton, silk, tea, sugar, coffee, indigo, timber, iron, coal,
+and others&mdash;shall be taken, in a definite quantity of each, so
+many pounds, or bushels, or cords, or yards, to form a standard
+required. The value of these articles, in the quantities specified,
+and all of standard quality, shall be ascertained monthly
+or weekly by Government, and the total sum [in money] which
+would then purchase this bill of goods shall be, thereupon,
+officially promulgated. Persons may then, if they choose, make
+their contracts for future payments in terms of this multiple
+or tabular standard.</q><note place='foot'>F. A. Walker,
+<q>Political Economy,</q> p. 363. A German, Count Soden
+(1805), Joseph Lowe (1822), and G. Poulett Scrope (1833), proposed this scheme.
+See Jevons, <q>Money and the Mechanism of Exchange,</q> chap. xxv.</note>
+A, who had borrowed $1,000 of B in
+1870 for ten years, would make note of the total money value
+of all these articles composing the multiple standard, which we
+will suppose is $125 in 1870. Consequently, A would promise
+to pay B eight multiple units in ten years (that is, eight times
+$125, or $1,000). But, if other things change in value relatively
+<pb n='290'/><anchor id='Pg290'/>
+to money during these ten years, the same sum of money&mdash;$1,000&mdash;in
+1880 will not return to B the same just amount
+of purchasing power which he parted with in 1870. Now, if,
+in 1880, when his note falls due, the government list is examined,
+and it is found that commodities in general have fallen in
+value relatively to gold, the multiple unit will not amount to
+as much gold as it did in 1870; perhaps each unit may be
+rated only at $100. In that case, A is obliged to pay back but
+eight multiple units, which costs him only $800 in money, while
+B receives from A the same amount of purchasing power over
+other commodities which he loaned to him. B had no just claim
+to ten units, since the fall of all commodities relatively to gold
+was not due to his exertions. On the other hand, if, between
+1870 and 1880, prices had risen, <hi rend='italic'>mutatis mutandis</hi>, the eight
+units would have cost A more than $1,000 in gold; but he would
+have been justly obliged to return the same amount of purchasing
+power to B which he received from him.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Gold and Silver, why fitted for those purposes.</head>
+
+<p>
+By a tacit concurrence, almost all nations, at a very
+early period, fixed upon certain metals, and especially gold
+and silver, to serve this purpose. No other substances unite
+the necessary qualities in so great a degree, with so many
+subordinate advantages. These were the things which it
+most pleased every one to possess, and which there was most
+certainty of finding others willing to receive in exchange
+for any kind of produce. They were among the most imperishable
+of all substances. They were also portable, and,
+containing great value in small bulk, were easily hid; a consideration
+of much importance in an age of insecurity.
+Jewels are inferior to gold and silver in the quality of
+divisibility; and are of very various qualities, not to be accurately
+discriminated without great trouble. Gold and silver
+are eminently divisible, and, when pure, always of the
+same quality; and their purity may be ascertained and certified
+by a public authority.
+</p>
+
+<p>
+Jevons<note place='foot'><q>Money and the Mechanism of Exchange,</q>
+p. 31.</note> has more fully stated the requisites for a perfect
+money as&mdash;
+</p>
+
+<list type='ordered'>
+<item>1. Value.</item>
+<item>2. Portability.</item>
+<item>3. Indestructibility.</item>
+<item>4. Homogeneity.</item>
+<item>5. Divisibility.</item>
+<item>6. Stability of value.</item>
+<item>7. Cognizability.</item>
+</list>
+
+<pb n='291'/><anchor id='Pg291'/>
+
+<p>
+Accordingly, though furs have been employed as money
+in some countries, cattle in others, in Chinese Tartary cubes
+of tea closely pressed together, the shells called cowries on
+the coast of Western Africa, and in Abyssinia at this day
+blocks of rock-salt, gold and silver have been generally preferred
+by nations which were able to obtain them, either by
+industry, commerce, or conquest. To the qualities which
+originally recommended them, another came to be added,
+the importance of which only unfolded itself by degrees.
+Of all commodities, they are among the least influenced by
+any of the causes which produce fluctuations of value. No
+commodity is quite free from such fluctuations. Gold and
+silver have sustained, since the beginning of history, one
+great permanent alteration of value, from the discovery of
+the American mines.
+</p>
+
+<p>
+In the present age the opening of new sources of supply,
+so abundant as the Ural Mountains, California, and Australia,
+may be the commencement of another period of decline, on
+the limits of which it would be useless at present to speculate.
+But, on the whole, no commodities are so little exposed
+to causes of variation. They fluctuate less than almost
+any other things in their cost of production. And, from
+their durability, the total quantity in existence is at all times
+so great in proportion to the annual supply, that the effect
+on value even of a change in the cost of production is not
+sudden: a very long time being required to diminish materially
+the quantity in existence, and even to increase it very
+greatly not being a rapid process. Gold and silver, therefore,
+are more fit than any other commodity to be the subject
+of engagements for receiving or paying a given quantity
+at some distant period.
+</p>
+
+<quote rend='display'>
+Since Mr. Mill wrote, two great changes in the production
+of the precious metals have occurred. The discoveries of gold,
+briefly referred to by him, have led to an enormous increase of
+the existing fund of gold (see chart <ref target='Chart_IX'>No. IX</ref>,
+<ref target='Book_III_Chapter_VI'>Chap. VI</ref>), and a
+fall in the value of gold within twenty years after the discoveries,
+according to Mr. Jevons's celebrated study,<note place='foot'><q>A Serious
+Fall in the Value of Gold</q> (1863).</note> of from nine
+<pb n='292'/><anchor id='Pg292'/>
+to fifteen per cent. Another change took place, a change in
+the value, of silver, in 1876, which has resulted in a permanent
+fall of its value since that time (see chart <ref target='Chart_X'>No. X</ref>,
+<ref target='Book_III_Chapter_VII'>Chap. VII</ref>).
+Before that date, silver sold at about 60<hi rend='italic'>d.</hi>
+per ounce in the central market of the world, London; and now it remains about
+52<hi rend='italic'>d.</hi> per ounce, although it once fell to
+47<hi rend='italic'>d.</hi>, in July, 1876. In
+spite of Mr. Mill's expressions of confidence in their stability of
+value&mdash;although certainly more stable than other commodities&mdash;the
+events of the last thirty-five years have fully shown that
+neither gold nor silver&mdash;silver far less than gold&mdash;can successfully
+serve as a perfect <q>standard of value</q> for any considerable
+length of time.
+</quote>
+
+<p>
+When gold and silver had become virtually a medium
+of exchange, by becoming the things for which people generally
+sold, and with which they generally bought, whatever
+they had to sell or to buy, the contrivance of coining obviously
+suggested itself. By this process the metal was
+divided into convenient portions, of any degree of smallness,
+and bearing a recognized proportion to one another; and the
+trouble was saved of weighing and assaying at every change
+of possessors&mdash;an inconvenience which, on the occasion of
+small purchases, would soon have become insupportable.
+Governments found it their interest to take the operation
+into their own hands, and to interdict all coining by private
+persons.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Money a mere contrivance for facilitating exchanges, which does not
+affect the laws of value.</head>
+
+<p>
+It must be evident, however, that the mere introduction
+of a particular mode of exchanging things for one
+another, by first exchanging a thing for money, and then exchanging
+the money for something else, makes no difference
+in the essential character of transactions. It is not with
+money that things are really purchased. Nobody's income
+(except that of the gold or silver miner) is derived from the
+precious metals. The [dollars or cents] which a person receives
+weekly or yearly are not what constitutes his income;
+they are a sort of tickets or orders which he can present for
+payment at any shop he pleases, and which entitle him to receive
+a certain value of any commodity that he makes choice
+of. The farmer pays his laborers and his landlord in these
+tickets, as the most convenient plan for himself and them;
+<pb n='293'/><anchor id='Pg293'/>
+but their real income is their share of his corn, cattle, and
+hay, and it makes no essential difference whether he distributes
+it to them directly, or sells it for them and gives
+them the price. There can not, in short, be intrinsically a
+more insignificant thing, in the economy of society, than
+money; except in the character of a contrivance for sparing
+time and labor. It is a machine for doing quickly and commodiously
+what would be done, though less quickly and
+commodiously, without it; and, like many other kinds of
+machinery, it only exerts a distinct and independent influence
+of its own when it gets out of order.
+</p>
+
+<p>
+The introduction of money does not interfere with the
+operation of any of the Laws of Value laid down in the preceding
+chapters. The reasons which make the temporary or
+market value of things depend on the demand and supply,
+and their average and permanent values upon their cost of
+production, are as applicable to a money system as to a system
+of barter. Things which by barter would exchange for
+one another will, if sold for money, sell for an equal amount
+of it, and so will exchange for one another still, though the
+process of exchanging them will consist of two operations
+instead of only one. The relations of commodities to one
+another remain unaltered by money; the only new relation
+introduced is their relation to money itself; how much or
+how little money they will exchange for; in other words,
+how the Exchange Value of money itself is determined.
+Money is a commodity, and its value is determined like that
+of other commodities, temporarily by demand and supply,
+permanently and on the average by cost of production.
+</p>
+
+</div>
+
+</div>
+
+<pb n='294'/><anchor id='Pg294'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_V'/>
+<head>Chapter V. Of The Value Of Money, As Dependent On Demand And Supply.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Value of Money, an ambiguous expression.</head>
+
+<p>
+The Value of Money is to appearance an expression as
+precise, as free from possibility of misunderstanding, as any
+in science. The value of a thing is what it will exchange
+for; the value of money is what money will exchange for,
+the purchasing power of money. If prices are low, money
+will buy much of other things, and is of high value; if prices
+are high, it will buy little of other things, and is of low
+value. The value of money is inversely as general prices;
+falling as they rise, and rising as they fall. When one person
+lends to another, as well as when he pays wages or rent
+to another, what he transfers is not the mere money, but a
+right to a certain value of the produce of the country, to be
+selected at pleasure; the lender having first bought this
+right, by giving for it a portion of his capital. What he
+really lends is so much capital; the money is the mere instrument
+of transfer. But the capital usually passes from the
+lender to the receiver through the means either of money, or
+of an order to receive money, and at any rate it is in money
+that the capital is computed and estimated. Hence, borrowing
+capital is universally called borrowing money; the loan
+market is called the money market; those who have their
+capital disposable for investment on loan are called the moneyed
+class; and the equivalent given for the use of capital,
+or, in other words, interest, is not only called the interest of
+money, but, by a grosser perversion of terms, the value of
+money.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. The Value of Money depends on its quantity.</head>
+
+<p>
+The value or purchasing power of money depends,
+<pb n='295'/><anchor id='Pg295'/>
+in the first instance, on demand and supply. But demand
+and supply, in relation to money, present themselves in a
+somewhat different shape from the demand and supply of
+other things.
+</p>
+
+<p>
+The supply of a commodity means the quantity offered
+for sale. But it is not usual to speak of offering money for
+sale. People are not usually said to buy or sell money.
+This, however, is merely an accident of language. In point
+of fact, money is bought and sold like other things, whenever
+other things are bought and sold <emph>for</emph> money. Whoever sells
+corn, or tallow, or cotton, buys money. Whoever buys bread,
+or wine, or clothes, sells money to the dealer in those articles.
+The money with which people are offering to buy, is money
+offered for sale. The supply of money, then, is the quantity
+of it which people are wanting to lay out; that is, all the
+money they have in their possession, except what they are
+hoarding, or at least keeping by them as a reserve for future
+contingencies. The supply of money, in short, is all the
+money in <emph>circulation</emph> at the time.
+</p>
+
+<p>
+The demand for money, again, consists of all the goods
+offered for sale. Every seller of goods is a buyer of money,
+and the goods he brings with him constitute his demand.
+The demand for money differs from the demand for other
+things in this, that it is limited only by the means of the
+purchaser.
+</p>
+
+<quote rend='display'>
+In this last statement Mr. Mill is misled by his former definition
+of demand as <q>quantity demanded.</q> He has the true idea
+of demand in this case regarding money; but the demand for
+money does not, as he thinks, differ from the demand for other
+things, inasmuch as, in our corrected view of demand for other
+things (p. <ref target='Pg255'>255</ref>), it was found that the demand for other things
+than money was also limited by the means of the purchaser.<note place='foot'>F. A.
+Walker defines the demand for money as <q>the occasion for the use
+of money in effecting exchanges; in other words, it is the amount of money-work
+to be done</q> (<q>Political Economy,</q> p. 133); and the supply of money as
+<q>the money-force available to do the money-work which the demand for money
+indicates as required to be done, in the given community, at the given time. The
+supply of money is measured by ... the amount of money and the rapidity of
+circulation</q> (ibid., p. 136).</note>
+</quote>
+
+<pb n='296'/><anchor id='Pg296'/>
+
+<p>
+As the whole of the goods in the market compose the
+demand for money, so the whole of the money constitutes
+the demand for goods. The money and the goods are seeking
+each other for the purpose of being exchanged. They
+are reciprocally supply and demand to one another. It is
+indifferent whether, in characterizing the phenomena, we
+speak of the demand and supply of goods, or the supply and
+the demand of money. They are equivalent expressions.
+</p>
+
+<p>
+Supposing the money in the hands of individuals to be
+increased, the wants and inclinations of the community collectively
+in respect to consumption remaining exactly the
+same, the increase of demand would reach all things equally,
+and there would be a universal rise of prices. Let us rather
+suppose, therefore, that to every pound, or shilling, or penny
+in the possession of any one, another pound, shilling, or
+penny were suddenly added. There would be an increased
+money demand, and consequently an increased money value,
+or price, for things of all sorts. This increased value would
+do no good to any one; would make no difference, except
+that of having to reckon [dollars and cents] in higher numbers.
+It would be an increase of values only as estimated in
+money, a thing only wanted to buy other things with; and
+would not enable any one to buy more of them than before.
+Prices would have risen in a certain ratio, and the value of
+money would have fallen in the same ratio.
+</p>
+
+<p>
+It is to be remarked that this ratio would be precisely
+that in which the quantity of money had been increased. If
+the whole money in circulation was doubled, prices would be
+doubled. If it was only increased one fourth, prices would
+rise one fourth. There would be one fourth more money, all
+of which would be used to purchase goods of some description.
+When there had been time for the increased supply
+of money to reach all markets, or (according to the conventional
+metaphor) to permeate all the channels of circulation,
+all prices would have risen one fourth. But the general rise
+of price is independent of this diffusing and equalizing process.
+Even if some prices were raised more, and others less,
+<pb n='297'/><anchor id='Pg297'/>
+the average rise would be one fourth. This is a necessary
+consequence of the fact that a fourth more money would
+have been given for only the same quantity of goods. <emph>General</emph>
+prices, therefore, would in any case be a fourth higher.
+</p>
+
+<p>
+So that the value of money, other things being the same,
+varies inversely as its quantity; every increase of quantity
+lowering the value, and every diminution raising it, in a ratio
+exactly equivalent. This, it must be observed, is a property
+peculiar to money. We did not find it to be true of commodities
+generally, that every diminution of supply raised
+the value exactly in proportion to the deficiency, or that
+every increase lowered it in the precise ratio of the excess.
+Some things are usually affected in a greater ratio than that
+of the excess or deficiency, others usually in a less; because,
+in ordinary cases of demand, the desire, being for the thing
+itself, may be stronger or weaker; and the amount of what
+people are willing to expend on it, being in any case a limited
+quantity, may be affected in very unequal degrees by
+difficulty or facility of attainment. But in the case of
+money, which is desired as the means of universal purchase,
+the demand consists of everything which people have to sell;
+and the only limit to what they are willing to give, is the
+limit set by their having nothing more to offer. The whole
+of the goods being in any case exchanged for the whole of
+the money which comes into the market to be laid out, they
+will sell for less or more of it, exactly according as less or
+more is brought.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;Together with the Rapidity of Circulation.</head>
+
+<p>
+It might be supposed that there is always in circulation
+in a country a quantity of money equal in value to the
+whole of the goods then and there on sale. But this would
+be a complete misapprehension. The money laid out is
+equal in value to the goods it purchases; but the quantity of
+money laid out is not the same thing with the quantity in
+circulation. As the money passes from hand to hand, the
+same piece of money is laid out many times before all the
+things on sale at one time are purchased and finally removed
+from the market; and each pound or dollar must be counted
+<pb n='298'/><anchor id='Pg298'/>
+for as many pounds or dollars as the number of times it
+changes hands in order to effect this object.
+</p>
+
+<p>
+If we assume the quantity of goods on sale, and the number
+of times those goods are resold, to be fixed quantities, the
+value of money will depend upon its quantity, together with
+the average number of times that each piece changes hands
+in the process. The whole of the goods sold (counting each
+resale of the same goods as so much added to the goods) have
+been exchanged for the whole of the money, multiplied by
+the number of purchases made on the average by each piece.
+Consequently, the amount of goods and of transactions being
+the same, the value of money is inversely as its quantity
+multiplied by what is called the rapidity of circulation. And
+the quantity of money in circulation is equal to the money
+value of all the goods sold, divided by the number which
+expresses the rapidity of circulation.
+</p>
+
+<quote rend='display'>
+<p>
+This may be expressed in mathematical language, where V
+is the value of money, Q is the quantity in circulation, and R
+the number expressing the rapidity of circulation, as follows:
+</p>
+
+<p>
+V = 1 / (Q × R).
+</p>
+</quote>
+
+<p>
+The phrase, rapidity of circulation, requires some comment.
+It must not be understood to mean the number of
+purchases made by each piece of money in a given time.
+Time is not the thing to be considered. The state of society
+may be such that each piece of money hardly performs more
+than one purchase in a year; but if this arises from the
+small number of transactions&mdash;from the small amount of
+business done, the want of activity in traffic, or because
+what traffic there is mostly takes place by barter&mdash;it constitutes
+no reason why prices should be lower, or the value of
+money higher. The essential point is, not how often the
+same money changes hands in a given time, but how often
+it changes hands in order to perform a given amount of
+traffic. We must compare the number of purchases made
+by the money in a given time, not with the time itself, but
+with the goods sold in that same time. If each piece of
+<pb n='299'/><anchor id='Pg299'/>
+money changes hands on an average ten times while goods
+are sold to the value of a million sterling, it is evident that
+the money required to circulate those goods is £100,000.
+And, conversely, if the money in circulation is £100,000, and
+each piece changes hands, by the purchase of goods, ten times
+in a month, the sales of goods for money which take place
+every month must amount, on the average, to £1,000,000.
+[The essential point to be considered is] the average number
+of purchases made by each piece in order to affect a given
+pecuniary amount of transactions.
+</p>
+
+<quote rend='display'>
+<q>There is no doubt that the rapidity of circulation varies
+very much between one country and another. A thrifty people
+with slight banking facilities, like the French, Swiss, Belgians,
+and Dutch, hoard coin much more than an improvident
+people like the English, or even a careful people, with a perfect
+banking system, like the Scotch. Many circumstances,
+too, affect the rapidity of circulation. Railways and rapid
+steamboats enable coin and bullion to be more swiftly remitted
+than of old; telegraphs prevent its needless removal, and the
+acceleration of the mails has a like effect.</q> <q>So different are
+the commercial habits of different peoples, that there evidently
+exists no proportion whatever between the amount of currency
+in a country and the aggregate of the exchanges which can be
+effected by it.</q><note place='foot'>Jevons, <q>Money and
+the Mechanism of Exchange,</q> pp. 336, 339.</note>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Explanations and Limitations of this Principle.</head>
+
+<p>
+The proposition which we have laid down respecting
+the dependence of general prices upon the quantity of money
+in circulation must be understood as applying only to a state
+of things in which money&mdash;that is, gold or silver&mdash;is the exclusive
+instrument of exchange, and actually passes from
+hand to hand at every purchase, credit in any of its shapes
+being unknown. When credit comes into play as a means
+of purchasing, distinct from money in hand, we shall hereafter
+find that the connection between prices and the amount
+of the circulating medium is much less direct and intimate,
+and that such connection as does exist no longer admits of
+so simple a mode of expression. That an increase of the
+quantity of money raises prices, and a diminution lowers
+them, is the most elementary proposition in the theory of
+<pb n='300'/><anchor id='Pg300'/>
+currency, and without it we should have no key to any of
+the others. In any state of things, however, except the
+simple and primitive one which we have supposed, the
+proposition is only true, other things being the same.
+</p>
+
+<p>
+It is habitually assumed that whenever there is a greater
+amount of money in the country, or in existence, a rise of
+prices must necessarily follow. But this is by no means an
+inevitable consequence. In no commodity is it the quantity
+in existence, but the quantity offered for sale, that determines
+the value. Whatever may be the quantity of money
+in the country, only that part of it will affect prices which
+goes into the market of commodities, and is there actually
+exchanged against goods. Whatever increases the amount
+of this portion of the money in the country tends to raise
+prices.
+</p>
+
+<quote rend='display'>
+This statement needs modification, since the change in the
+amounts of specie in the bank reserves, particularly of England
+and the United States, determines the amount of credit
+and purchasing power granted, and so affects prices in that
+way; but prices are affected not by this specie being actually
+exchanged against goods.
+</quote>
+
+<p>
+It frequently happens that money to a considerable
+amount is brought into the country, is there actually invested
+as capital, and again flows out, without having ever
+once acted upon the markets of commodities, but only upon
+the market of securities, or, as it is commonly though improperly
+called, the money market.
+</p>
+
+<p>
+A foreigner landing in the country with a treasure might
+very probably prefer to invest his fortune at interest; which
+we shall suppose him to do in the most obvious way by becoming
+a competitor for a portion of the stock, railway debentures,
+mercantile bills, mortgages, etc., which are at all
+times in the hands of the public. By doing this he would
+raise the prices of those different securities, or in other
+words would lower the rate of interest; and since this
+would disturb the relation previously existing between the
+rate of interest on capital in the country itself and that in
+<pb n='301'/><anchor id='Pg301'/>
+foreign countries, it would probably induce some of those
+who had floating capital seeking employment to send it
+abroad for foreign investment, rather than buy securities at
+home at the advanced price. As much money might thus
+go out as had previously come in, while the prices of commodities
+would have shown no trace of its temporary presence.
+This is a case highly deserving of attention; and it is
+a fact now beginning to be recognized that the passage of
+the precious metals from country to country is determined
+much more than was formerly supposed by the state of the
+loan market in different countries, and much less by the state
+of prices.
+</p>
+
+<p>
+If there be, at any time, an increase in the number of
+money transactions, a thing continually liable to happen
+from differences in the activity of speculation, and even in
+the time of year (since certain kinds of business are transacted
+only at particular seasons), an increase of the currency
+which is only proportional to this increase of transactions,
+and is of no longer duration, has no tendency to raise prices.
+</p>
+
+<quote rend='display'>
+For example, bankers in Eastern cities each year send in
+the autumn to the West, as the crops are gathered, very large
+sums of money, to settle transactions in the buying and selling
+of grain, wool, etc., but it again flows back to the great centers
+of business in a short time, in payment of purchases from
+Eastern merchants.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='302'/><anchor id='Pg302'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_VI'/>
+<head>Chapter VI. Of The Value Of Money, As Dependent On Cost Of Production.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The value of Money, in a state of Freedom, conforms to the value of the
+Bullion contained in it.</head>
+
+<p>
+But money, no more than commodities in general,
+has its value definitely determined by demand and supply.
+The ultimate regulator of its value is Cost of Production.
+</p>
+
+<p>
+We are supposing, of course, that things are left to themselves.
+Governments have not always left things to themselves.
+It was, until lately, the policy of all governments to
+interdict the exportation and the melting of money; while,
+by encouraging the exportation and impeding the importation
+of other things, they endeavored to have a stream of
+money constantly flowing in. By this course they gratified
+two prejudices: they drew, or thought that they drew, more
+money into the country, which they believed to be tantamount
+to more wealth; and they gave, or thought that they
+gave, to all producers and dealers, high prices, which, though
+no real advantage, people are always inclined to suppose to
+be one.
+</p>
+
+<p>
+We are, however, to suppose a state, not of artificial regulation,
+but of freedom. In that state, and assuming no charge
+to be made for coinage, the value of money will conform to
+the value of the bullion of which it is made. A pound-weight
+of gold or silver in coin, and the same weight in an ingot,
+will precisely exchange for one another. On the supposition
+of freedom, the metal can not be worth more in the state of
+bullion than of coin; for as it can be melted without any loss
+of time, and with hardly any expense, this would of course
+be done until the quantity in circulation was so much diminished
+<pb n='303'/><anchor id='Pg303'/>
+as to equalize its value with that of the same weight in
+bullion. It may be thought, however, that the coin, though
+it can not be of less, may be, and being a manufactured article
+will naturally be, of greater value than the bullion contained
+in it, on the same principle on which linen cloth is
+of more value than an equal weight of linen yarn. This
+would be true, were it not that Government, in this country
+and in some others, coins money gratis for any one who furnishes
+the metal. If Government, however, throws the expense
+of coinage, as is reasonable, upon the holder, by making
+a charge to cover the expense (which is done by giving back
+rather less in coin than has been received in bullion, and is
+called levying a seigniorage), the coin will rise, to the extent
+of the seigniorage, above the value of the bullion. If the
+mint kept back one per cent, to pay the expense of coinage,
+it would be against the interest of the holders of bullion to
+have it coined, until the coin was more valuable than the
+bullion by at least that fraction. The coin, therefore, would
+be kept one per cent higher in value, which could only be
+by keeping it one per cent less in quantity, than if its coinage
+were gratuitous.
+</p>
+
+<quote rend='display'>
+In the United States there was no charge for seigniorage
+on gold and silver to 1853, when one half of one per cent was
+charged as interest on the delay if coin was immediately delivered
+on the deposit of bullion; in 1873 it was reduced to
+one fifth of one per cent; and in 1875, by a provision of the
+Resumption Act, it was wholly abolished (the depositor, however,
+paying for the copper alloy). For the trade-dollars, as
+was consistent with their being only coined ingots and not legal
+money, a seigniorage was charged equal simply to the expense
+of coinage, which was one and a quarter per cent at
+Philadelphia, and one and a half per cent at San Francisco on
+the tale value.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. &mdash;Which is determined by the cost of production.</head>
+
+<p>
+The value of money, then, conforms permanently,
+and in a state of freedom almost immediately, to the value
+of the metal of which it is made; with the addition, or not,
+of the expenses of coinage, according as those expenses are
+borne by the individual or by the state.
+</p>
+
+<p>
+To the majority of civilized countries gold and silver are
+<pb n='304'/><anchor id='Pg304'/>
+foreign products: and the circumstances which govern the
+values of foreign products present some questions which we
+are not yet ready to examine. For the present, therefore,
+we must suppose the country which is the subject of our inquiries
+to be supplied with gold and silver by its own mines
+[as in the case of the United States], reserving for future
+consideration how far our conclusions require modification
+to adapt them to the more usual case.
+</p>
+
+<p>
+Of the three classes into which commodities are divided&mdash;those
+absolutely limited in supply, those which may be
+had in unlimited quantity at a given cost of production, and
+those which may be had in unlimited quantity, but at an
+increasing cost of production&mdash;the precious metals, being the
+produce of mines, belong to the third class. Their natural
+value, therefore, is in the long run proportional to their cost
+of production in the most unfavorable existing circumstances,
+that is, at the worst mine which it is necessary to work in
+order to obtain the required supply. A pound weight of
+gold will, in the gold-producing countries, ultimately tend
+to exchange for as much of every other commodity as is
+produced at a cost equal to its own; meaning by its own
+cost the cost in labor and expense at the least productive
+sources of supply which the then existing demand makes it
+necessary to work. The average value of gold is made to
+conform to its natural value in the same manner as the values
+of other things are made to conform to their natural value.
+Suppose that it were selling above its natural value; that is,
+above the value which is an equivalent for the labor and expense
+of mining, and for the risks attending a branch of industry
+in which nine out of ten experiments have usually
+been failures. A part of the mass of floating capital which
+is on the lookout for investment would take the direction
+of mining enterprise; the supply would thus be increased,
+and the value would fall. If, on the contrary, it were selling
+below its natural value, miners would not be obtaining
+the ordinary profit; they would slacken their works; if the
+depreciation was great, some of the inferior mines would
+<pb n='305'/><anchor id='Pg305'/>
+perhaps stop working altogether: and a falling off in the
+annual supply, preventing the annual wear and tear from
+being completely compensated, would by degrees reduce the
+quantity, and restore the value.
+</p>
+
+<p>
+When examined more closely, the following are the details
+of the process: If gold is above its natural or cost
+value&mdash;the coin, as we have seen, conforming in its value
+to the bullion&mdash;money will be of high value, and the prices
+of all things, labor included, will be low. These low prices
+will lower the expenses of all producers; but, as their returns
+will also be lowered, no advantage will be obtained by any
+producer, except the producer of gold; whose returns from
+his mine, not depending on price, will be the same as before,
+and, his expenses being less, he will obtain extra profits, and
+will be stimulated to increase his production. <hi rend='italic'>E converso</hi>,
+if the metal is below its natural value; since this is as much
+as to say that prices are high, and the money expenses of all
+producers unusually great; for this, however, all other producers
+will be compensated by increased money returns; the
+miner alone will extract from his mine no more metal than
+before, while his expenses will be greater: his profits, therefore,
+being diminished or annihilated, he will diminish his
+production, if not abandon his employment.
+</p>
+
+<p>
+In this manner it is that the value of money is made to
+conform to the cost of production of the metal of which it is
+made. It may be well, however, to repeat (what has been
+said before) that the adjustment takes a long time to effect,
+in the case of a commodity so generally desired and at the
+same time so durable as the precious metals. Being so
+largely used, not only as money but for plate and ornament,
+there is at all times a very large quantity of these metals in
+existence: while they are so slowly worn out that a comparatively
+small annual production is sufficient to keep up
+the supply, and to make any addition to it which may be
+required by the increase of goods to be circulated, or by the
+increased demand for gold and silver articles by wealthy consumers.
+Even if this small annual supply were stopped entirely,
+<pb n='306'/><anchor id='Pg306'/>
+it would require many years to reduce the quantity
+so much as to make any very material difference in prices.
+The quantity may be increased much more rapidly than it
+can be diminished; but the increase must be very great before
+it can make itself much felt over such a mass of the
+precious metals as exists in the whole commercial world.
+And hence the effects of all changes in the conditions of
+production of the precious metals are at first, and continue
+to be for many years, questions of quantity only, with little
+reference to cost of production. More especially is this the
+case when, as at the present time, many new sources of supply
+have been simultaneously opened, most of them practicable
+by labor alone, without any capital in advance beyond
+a pickaxe and a week's food, and when the operations are as
+yet wholly experimental, the comparative permanent productiveness
+of the different sources being entirely unascertained.
+</p>
+
+<quote rend='display'>
+<p>
+For the facts in regard to the production of the precious metals,
+see the investigation by Dr. Adolf
+Soetbeer,<note place='foot'><q>Edelmetall-Production,</q> in Petermann's
+<q>Mittheilungen,</q> Ergänzungsheft,
+No. 57.</note> from which
+Chart IX has been taken. It is worthy of careful study. The
+figures in each period, at the top of the respective spaces, give the
+average annual production during those years. The last period
+has been added by me from figures taken from the reports of
+the Director of the United States Mint. Other accessible
+sources, for the production of the precious metals, are the
+tables in the appendices to the Report of the Committee to
+the House of Commons on the <q>Depreciation of Silver</q>
+(1876); the French official Procès-Verbaux of the International
+Monetary Conference of 1881, which give Soetbeer's
+figures to a later date than his publication above mentioned;
+the various papers in the British parliamentary documents;
+and the reports of the director of our mint. Since 1850 more
+gold has been produced than in the whole period preceding,
+from 1492 to 1850. Previous to 1849 the annual average product
+of gold, out of the total product of both gold and silver,
+was thirty-six per cent; for the twenty-six years ending in
+1875, it has been seventy and one half per cent. The result
+has been a rise in gold prices certainly down to 1862,<note place='foot'>See
+Jevons's <q>A Serious Fall in the Value of Gold.</q></note> as shown
+by the following chart.
+<pb n='308'/><anchor id='Pg308'/>
+It will be observed how much
+higher the prices rose
+during the depression after 1858
+than it was during a period of
+similar conditions after 1848.
+The result, it may be said, was
+predicted by Chevalier.<note place='foot'>In his book
+<q>De la Baisse probable de l'Or</q> (1859). See also Cairnes's
+<q>Essays.</q> For authorities on the new gold, see Robinson's <q>California</q> (Larkin's
+and Mason's Reports, pp. 17, 33); Executive Documents of United States,
+1848, I, 1; Westgarth's <q>Colony of Victoria,</q> pp. 122, 315; Wood, <q>Sixteen
+Months in the Gold Diggings,</q> p. 125; Lalor's <q>Cyclopædia,</q> II, p. 851;
+Walker, <q>Money,</q> part i, chaps. vii, viii. For the probable effects, see <q>North
+American Review,</q> October, 1852; Tooke's <q>History of Prices,</q> vi, p. 224;
+<q>Statistical Journal,</q> 1878, p. 230; Levasseur, <q>Question de l'Or.</q> As to how
+far the value of gold was lowered, Jevons, <q>Serious Fall,</q> etc.; <q>Statistical
+Journal,</q> 1865; ibid., 1869, p. 445; and Giffen's <q>Essays in Finance,</q>
+p. 82.</note>
+</p>
+</quote>
+
+<anchor id='Chart_IX'/>
+<p>
+Chart IX.
+</p>
+
+<p>
+<hi rend='italic'>Chart showing the Production of the Precious Metals,
+according to Value, from 1493 to 1879.</hi>
+</p>
+
+<table rend="latexcolumns: 'p{2cm} p{1.8cm} p{1.8cm} p{1.8cm}';
+ tblcolumns: 'lw(5) r r r'">
+<row><cell>Years.</cell><cell>Silver.</cell><cell>Gold.</cell><cell>Total.</cell></row>
+<row><cell>1493-1520</cell><cell>$2,115,000</cell><cell>$4,045,500</cell>
+ <cell>$6,160,500</cell></row>
+<row><cell>1521-1544</cell><cell>4,059,000</cell><cell>4,994,000</cell>
+ <cell>9,053,000</cell></row>
+<row><cell>1545-1560</cell><cell>14,022,000</cell><cell>5,935,500</cell>
+ <cell>19,957,500</cell></row>
+<row><cell>1561-1580</cell><cell>13,477,500</cell><cell>4,770,750</cell>
+ <cell>18,248,250</cell></row>
+<row><cell>1581-1600</cell><cell>18,850,500</cell><cell>5,147,500</cell>
+ <cell>23,998,000</cell></row>
+<row><cell>1601-1620</cell><cell>19,030,500</cell><cell>5,942,750</cell>
+ <cell>24,973,250</cell></row>
+<row><cell>1621-1640</cell><cell>17,712,000</cell><cell>5,789,250</cell>
+ <cell>23,501,250</cell></row>
+<row><cell>1641-1660</cell><cell>16,483,500</cell><cell>6,117,000</cell>
+ <cell>22,600,500</cell></row>
+<row><cell>1661-1680</cell><cell>15,165,000</cell><cell>6,458,750</cell>
+ <cell>21,623,750</cell></row>
+<row><cell>1681-1700</cell><cell>15,385,500</cell><cell>7,508,500</cell>
+ <cell>22,894,000</cell></row>
+<row><cell>1701-1720</cell><cell>16,002,000</cell><cell>8,942,000</cell>
+ <cell>24,944,000</cell></row>
+<row><cell>1721-1740</cell><cell>19,404,000</cell><cell>13,308,250</cell>
+ <cell>32,712,250</cell></row>
+<row><cell>1741-1760</cell><cell>23,991,500</cell><cell>17,165,500</cell>
+ <cell>41,157,000</cell></row>
+<row><cell>1761-1780</cell><cell>29,373,250</cell><cell>14,441,750</cell>
+ <cell>43,815,000</cell></row>
+<row><cell>1781-1800</cell><cell>39,557,750</cell><cell>12,408,500</cell>
+ <cell>51,966,250</cell></row>
+<row><cell>1801-1810</cell><cell>40,236,750</cell><cell>12,400,000</cell>
+ <cell>52,636,750</cell></row>
+<row><cell>1811-1820</cell><cell>24,334,750</cell><cell>7,983,000</cell>
+ <cell>32,317,750</cell></row>
+<row><cell>1821-1830</cell><cell>20,725,250</cell><cell>9,915,750</cell>
+ <cell>30,641,000</cell></row>
+<row><cell>1831-1840</cell><cell>26,840,250</cell><cell>14,151,500</cell>
+ <cell>40,991,750</cell></row>
+<row><cell>1841-1850</cell><cell>35,118,750</cell><cell>38,194,250</cell>
+ <cell>73,313,000</cell></row>
+<row><cell>1851-1855</cell><cell>39,875,250</cell><cell>137,766,750</cell>
+ <cell>177,642,000</cell></row>
+<row><cell>1856-1860</cell><cell>40,724,500</cell><cell>143,725,250</cell>
+ <cell>184,449,750</cell></row>
+<row><cell>1861-1865</cell><cell>49,551,750</cell><cell>129,123,250</cell>
+ <cell>178,675,000</cell></row>
+<row><cell>1866-1870</cell><cell>60,258,750</cell><cell>133,850,000</cell>
+ <cell>194,108,750</cell></row>
+<row><cell>1871-1875</cell><cell>88,624,000</cell><cell>119,045,750</cell>
+ <cell>207,669,750</cell></row>
+<row><cell>1876-1879</cell><cell>110,575,000</cell><cell>119,710,000</cell>
+ <cell>230,285,000</cell></row>
+</table>
+
+<p rend='text-align: center'>
+ <figure url='images/gold-prices.png' rend='width: 40%'>
+ <head>Chart showing rise of average gold prices after the gold
+discoveries of 1849 to 1862.</head>
+ <figDesc>Illustration: Rise of Average Gold Prices.</figDesc>
+ </figure>
+</p>
+
+<quote rend='display'>
+<p>
+The fall of prices from 1873
+to 1879, owing to the commercial
+panic in the former year,
+however, is regarded, somewhat
+unjustly, in my opinion, as an
+evidence of an appreciation of
+gold. Mr. Giffen's paper in
+the <q>Statistical Journal,</q> vol.
+xlii, is the basis on which Mr.
+Goschen founded an argument
+in the <q>Journal of the Institute
+of Bankers</q> (London), May,
+1883, and which attracted considerable
+attention. On the other
+side, see Bourne, <q>Statistical
+Journal,</q> vol. xlii. The claim
+that the value of gold has risen
+seems particularly hasty, especially
+when we consider that after
+the panics of 1857 and 1866
+the value of money rose, for reasons
+not affecting gold, respectively
+fifteen and twenty-five
+per cent.
+</p>
+
+<p>
+The very thing for which the precious metals are most recommended
+for use as the materials of money&mdash;their <emph>durability</emph>&mdash;is
+also the very thing which has, for all practical purposes,
+excepted them from the law of cost of production, and caused
+<pb n='309'/><anchor id='Pg309'/>
+their value to depend practically upon the law of demand and
+supply. Their durability is the reason of the vast accumulations
+in existence, and this it is which makes the annual product
+very small in relation to the whole existing supply, and so
+prevents its value from conforming, except after a long term
+of years, to the cost of production of the annual supply.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. This law, how related to the principle laid down in the preceding
+chapter.</head>
+
+<p>
+Since, however, the value of money really conforms,
+like that of other things, though more slowly, to its cost of
+production, some political economists have objected altogether
+to the statement that the value of money depends on
+its quantity combined with the rapidity of circulation, which,
+they think, is assuming a law for money that does not exist
+for any other commodity, when the truth is that it is governed
+by the very same laws. To this we may answer, in
+the first place, that the statement in question assumes no
+peculiar law. It is simply the law of demand and supply,
+which is acknowledged to be applicable to all commodities,
+and which, in the case of money, as of most other things, is
+controlled, but not set aside, by the law of cost of production,
+since cost of production would have no effect on value
+if it could have none on supply. But, secondly, there really
+is, in one respect, a closer connection between the value of
+money and its quantity than between the values of other
+things and their quantity. The value of other things conforms
+to the changes in the cost of production, without requiring,
+as a condition, that there should be any actual
+alteration of the supply: the potential alteration is sufficient;
+and, if there even be an actual alteration, it is but a
+temporary one, except in so far as the altered value may
+make a difference in the demand, and so require an increase
+or diminution of supply, as a consequence, not a cause, of the
+alteration in value. Now, this is also true of gold and silver,
+considered as articles of expenditure for ornament and luxury;
+but it is not true of money. If the permanent cost of
+production of gold were reduced one fourth, it might happen
+that there would not be more of it bought for plate,
+gilding, or jewelry, than before; and if so, though the value
+would fall, the quantity extracted from the mines for these
+<pb n='310'/><anchor id='Pg310'/>
+purposes would be no greater than previously. Not so with
+the portion used as money: that portion could not fall in
+value one fourth unless actually increased one fourth; for,
+at prices one fourth higher, one fourth more money would
+be required to make the accustomed purchases; and, if this
+were not forthcoming, some of the commodities would be
+without purchasers, and prices could not be kept up. Alterations,
+therefore, in the cost of production of the precious
+metals do not act upon the value of money except just in
+proportion as they increase or diminish its quantity; which
+can not be said of any other commodity. It would, therefore,
+I conceive, be an error, both scientifically and practically, to
+discard the proposition which asserts a connection between
+the value of money and its quantity.
+</p>
+
+<quote rend='display'>
+There are cases, however, in which the <emph>potential</emph> change of
+the precious metals affects their value as money in the same
+way that it affects the value of other things. Such a case
+was the change in the value of silver in 1876. The usual causes
+assigned for that serious fall in value were the greatly increased
+production from the mines of Nevada; the demonetization of
+silver by Germany; and the decreased demand for export to
+India. It is true that the exports of silver from England to
+India fell off from about $32,000,000 in 1871-1872 to about
+$23,000,000 in 1874-1875; but none of the increased Nevada
+silver was exported from the United States to London, nor had Germany
+put more than $30,000,000 of her silver on the market;<note place='foot'><q>Report
+of the House of Commons on Depreciation of Silver,</q> 1876, p. v.</note>
+and yet the price of silver so fell that the depreciation
+amounted to 20-¼ per cent as compared with the average price
+between 1867 and 1872. The change in value, however, took
+place without any corresponding change in the actual quantity
+in circulation. The relation between prices and the quantities
+of the precious metals is, therefore, not so exact, certainly as
+regards silver, as Mr. Mill would have us believe; and thus
+their values conform more nearly to the general law of Demand
+and Supply in the same way that it affects things other than
+money.
+</quote>
+
+<p>
+It is evident, however, that the cost of production, in
+the long run, regulates the quantity; and that every country
+(temporary fluctuation excepted) will possess, and have in
+<pb n='311'/><anchor id='Pg311'/>
+circulation, just that quantity of money which will perform
+all the exchanges required of it, consistently with maintaining
+a value conformable to its cost of production. The
+prices of things will, on the average, be such that money
+will exchange for its own cost in all other goods: and, precisely
+because the quantity can not be prevented from affecting
+the value, the quantity itself will (by a sort of self-acting
+machinery) be kept at the amount consistent with that standard
+of prices&mdash;at the amount necessary for performing, at
+those prices, all the business required of it.
+</p>
+
+</div>
+
+</div>
+
+<pb n='312'/><anchor id='Pg312'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_VII'/>
+<head>Chapter VII. Of A Double Standard And Subsidiary Coins.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Objections to a Double Standard.</head>
+
+<p>
+Though the qualities necessary to fit any commodity
+for being used as money are rarely united in any considerable
+perfection, there are two commodities which possess
+them in an eminent and nearly an equal degree&mdash;the two
+precious metals, as they are called&mdash;gold and silver. Some
+nations have accordingly attempted to compose their circulating
+medium of these two metals indiscriminately.
+</p>
+
+<p>
+There is an obvious convenience in making use of the
+more costly metal for larger payments, and the cheaper one
+for smaller; and the only question relates to the mode in
+which this can best be done. The mode most frequently
+adopted has been to establish between the two metals a fixed
+proportion [to decide by law, for example, that sixteen
+grains of silver should be equivalent to one grain of gold];
+and it being left free to every one who has a [dollar] to pay,
+either to pay it in the one metal or in the other.
+</p>
+
+<p>
+If [their] natural or cost values always continued to bear
+the same ratio to one another, the arrangement would be unobjectionable.
+This, however, is far from being the fact.
+Gold and silver, though the least variable in value of all
+commodities, are not invariable, and do not always vary
+simultaneously. Silver, for example, was lowered in permanent
+value more than gold by the discovery of the American
+mines; and those small variations of value which take place
+occasionally do not affect both metals alike. Suppose such
+a variation to take place&mdash;the value of the two metals relatively
+to one another no longer agreeing with their rated
+<pb n='313'/><anchor id='Pg313'/>
+proportion&mdash;one or other of them will now be rated below its
+bullion value, and there will be a profit to be made by melting
+it.
+</p>
+
+<p>
+Suppose, for example, that gold rises in value relatively
+to silver, so that the quantity of gold in a sovereign is now
+worth more than the quantity of silver in twenty shillings.
+Two consequences will ensue. No debtor will any longer
+find it his interest to pay in gold. He will always pay in
+silver, because twenty shillings are a legal tender for a debt
+of one pound, and he can procure silver convertible into
+twenty shillings for less gold than that contained in a sovereign.
+The other consequence will be that, unless a sovereign
+can be sold for more than twenty shillings, all the
+sovereigns will be melted, since as bullion they will purchase
+a greater number of shillings than they exchange for as coin.
+The converse of all this would happen if silver, instead of
+gold, were the metal which had risen in comparative value.
+A sovereign would not now be worth so much as twenty
+shillings, and whoever had a pound to pay would prefer paying
+it by a sovereign; while the silver coins would be collected
+for the purpose of being melted, and sold as bullion
+for gold at their real value&mdash;that is, above the legal valuation.
+The money of the community, therefore, would never
+really consist of both metals, but of the one only which, at
+the particular time, best suited the interest of debtors; and
+the standard of the currency would be constantly liable to
+change from the one metal to the other, at a loss, on each
+change, of the expense of coinage on the metal which fell
+out of use.
+</p>
+
+<quote rend='display'>
+This is the operation by which is carried into effect the law
+of Sir Thomas Gresham (a merchant of the time of Elizabeth)
+to the purport that <q>money of less value drives out money of
+more value,</q> where both are legal payments among individuals.
+A celebrated instance is that where the clipped coins of England
+were received by the state on equal terms with new and
+perfect coin before 1695. They hanged men and women, but
+they did not prevent the operation of Gresham's law and the
+disappearance of the perfect coins. When the state refused the
+clipped coins at legal value, by no longer receiving them in payment
+<pb n='314'/><anchor id='Pg314'/>
+of taxes, the trouble ceased.<note place='foot'>See Macaulay,
+<q>History of England,</q> chap. xxi.</note> Jevons gives a striking
+illustration of the same law: <q>At the time of the treaty of
+1858 between Great Britain, the United States, and Japan,
+which partially opened up the last country to European traders,
+a very curious system of currency existed in Japan. The most
+valuable Japanese coin was the kobang, consisting of a thin
+oval disk of gold about two inches long, and one and a quarter
+inch wide, weighing two hundred grains, and ornamented in a
+very primitive manner. It was passing current in the towns of
+Japan for four silver itzebus, but was worth in English money
+about 18<hi rend='italic'>s.</hi> 5<hi rend='italic'>d.</hi>,
+whereas the silver itzebu was equal only to
+about 1<hi rend='italic'>s.</hi> 4<hi rend='italic'>d.</hi>
+[four itzebus being worth in English money 5<hi rend='italic'>s.</hi>
+4<hi rend='italic'>d.</hi>]. The earliest European traders enjoyed a rare opportunity
+for making profit. By buying up the kobangs at the native
+rating they trebled their money, until the natives, perceiving
+what was being done, withdrew from circulation the remainder
+of the gold.</q><note place='foot'><q>Money and the Mechanism of
+Exchange,</q> p. 84.</note>
+</quote>
+
+<p>
+It appears, therefore, that the value of money is liable to
+more frequent fluctuations when both metals are a legal tender
+at a fixed valuation than when the exclusive standard of
+the currency is either gold or silver. Instead of being only
+affected by variations in the cost of production of one metal,
+it is subject to derangement from those of two. The particular
+kind of variation to which a currency is rendered
+more liable by having two legal standards is a fall of value,
+or what is commonly called a depreciation, since practically
+that one of the two metals will always be the standard of
+which the real has fallen below the rated value. If the tendency
+of the metals be to rise in value, all payments will be
+made in the one which has risen least; and, if to fall, then
+in that which has fallen most.
+</p>
+
+<quote rend='display'>
+<p>
+While liable to <q>more frequent fluctuations,</q> prices do not
+follow the <emph>extreme</emph> fluctuations of both metals, as some suppose,
+and as is shown by the following diagram.<note place='foot'>Jevons,
+ibid., p. 138.</note> A represents the
+line of the value of gold, and B of silver, relatively to some
+third commodity represented by the horizontal line. Superposing
+these curves, C would show the line of <emph>extreme</emph> variations,
+while since prices would follow the metal which <emph>falls</emph> in
+<pb n='315'/><anchor id='Pg315'/>
+value, D would show the actual course of variations. While
+the fluctuations are more frequent in D, they are less extreme
+than in C.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/double-standard.png' rend='width: 50%'>
+ <head>Chart showing the line of prices under a double standard.</head>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_VII_Section_2'/>
+<head>§ 2. The use of the two metals as money, and the management of Subsidiary
+Coins.</head>
+
+<p>
+The plan of a double standard is still occasionally
+brought forward by here and there a writer or orator as a
+great improvement in currency.
+</p>
+
+<p>
+It is probable that, with most of its adherents, its chief
+merit is its tendency to a sort of depreciation, there being at
+all times abundance of supporters for any mode, either open
+or covert, of lowering the standard. [But] the advantage
+without the disadvantages of a double standard seems to be
+best obtained by those nations with whom one only of the
+two metals is a legal tender, but the other also is coined, and
+allowed to pass for whatever value the market assigns to it.
+</p>
+
+<p>
+When this plan is adopted, it is naturally the more costly
+metal which is left to be bought and sold as an article of
+commerce. But nations which, like England, adopt the
+more costly of the two as their standard, resort to a different
+expedient for retaining them both in circulation, namely (1),
+to make silver a legal tender, but only for small payments.
+In England no one can be compelled to receive silver in payment
+for a larger amount than forty shillings. With this
+regulation there is necessarily combined another, namely (2),
+that silver coin should be rated, in comparison with gold,
+somewhat above its intrinsic value; that there should not
+<pb n='316'/><anchor id='Pg316'/>
+be, in twenty shillings, as much silver as is worth a sovereign;
+for, if there were, a very slight turn of the market
+in its favor would make it worth more than a sovereign, and
+it would be profitable to melt the silver coin. The overvaluation
+of the silver coin creates an inducement to buy
+silver and send it to the mint to be coined, since it is given
+back at a higher value than properly belongs to it; this,
+however, has been guarded against (3) by limiting the quantity
+of the silver coinage, which is not left, like that of gold,
+to the discretion of individuals, but is determined by the
+Government, and restricted to the amount supposed to be required
+for small payments. The only precaution necessary
+is, not to put so high a valuation upon the silver as to hold
+out a strong temptation to private coining.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_VII_Section_3'/>
+<head>§ 3. The experience of the United States with a double standard from
+1792 to 1883.</head>
+
+<quote rend='display'>
+<p>
+The experience of the United States with a double
+standard, extending as it does from 1792 to 1873 without a
+break, and from 1878 to the present time, is a most valuable
+source of instruction in regard to the practical working of bimetallism.
+While we have nominally had a double standard,
+in reality we have either had one alone, or been in a transition
+from one to the other standard; and the history of our coinage
+strikingly illustrates the truth that the natural values of the
+two metals, in spite of all legislation, so vary relatively to each
+other that a constant ratio can not be maintained for any
+length of time; and that <q>the poor money drives out the
+good,</q> according to Gresham's statement. For clearness, the
+period may be divided, in accordance with the changes of legislation,
+into four divisions:
+</p>
+
+<p>
+I. 1792-1834. Transition from gold to silver.
+</p>
+
+<p>
+II. 1834-1853. Transition from silver to gold.
+</p>
+
+<p>
+III. 1853-1878. Single gold currency (except 1862-1879,
+the paper period).
+</p>
+
+<p>
+IV. 1878-1884. Transition from gold to silver.
+</p>
+
+<p>
+I. With the establishment of the mint, Hamilton agreed
+upon the use of both gold and silver in our money, at a ratio
+of 15 to 1: that is, that the amount of pure silver in a dollar
+should be fifteen times the weight of gold in a dollar. So,
+while the various Spanish dollars then in circulation in the
+United States seemed to contain on the average about 371-¼
+grains of pure silver, and since Hamilton believed the relative
+market value of gold and silver to be about 1 to 15, he
+put 1/15 of 371-¼ grains, or 24-¾ grains of pure gold, into the
+gold dollar. It was the best possible example of the bimetallic
+<pb n='317'/><anchor id='Pg317'/>
+system to be found, and the mint ratio was intended to conform
+to the market ratio. If this conformity could have been maintained,
+there would have been no disturbance. But a cause was
+already in operation affecting the supply of one of the metals&mdash;silver&mdash;wholly
+independent of legislation, and without correspondingly
+affecting gold.
+</p>
+
+<p>
+Two periods of production of silver, in which the production
+of silver was great relatively to gold, stand out prominently
+in the history of that metal. (1) One was the enormous
+yield from the mines of the New World, continuing from 1545
+to about 1640, and (2) the only other period of great production
+at all comparable with it (that is, as regards the production
+of silver relatively to gold) was that lasting from 1780 to
+1820, due to the richness of the Mexican silver-mines. The
+first period of ninety-five years was longer than the second,
+which was only forty years; yet while about forty-seven times
+as much silver as gold was produced on an average during the
+first period, the average annual amount of silver produced
+relatively to gold was probably a little greater from 1780 to
+1820. The effect of the first period in lowering the relation
+of silver to gold is well recognized in the history of the precious
+metals (see <ref target='Chart_X'>Chart X</ref> for the fall in the value of silver
+relatively to gold); that the effect of the second period on the
+value of silver has not been greater than was actually caused&mdash;it
+has not been small&mdash;is explicable only by the laws of the
+value of money. If you let the same amount of water into a
+small reservoir which you let into a large one, the level of the
+former will be raised more than the level of the latter. The
+great production of the first period was added to a very small
+existing stock of silver; that of the second period was added
+to a stock increased by the great previous production just mentioned.
+The smallness of the annual product relatively to the
+total quantity existing in the world requires some time, even
+for a production of silver forty-seven times greater than the
+gold production, to take its effect on the value of the total
+silver stock in existence. The effect of this process was beginning
+to be felt soon after the United States decided on a double
+standard. For this reason the value of silver was declining about
+1800, and, although the annual silver product fell off seriously
+after 1820, the value of silver continued to decline even after
+that time, because the increased production, dating back to
+1780, was just beginning to make itself felt. Thus we have
+the phenomenon&mdash;which seems very difficult for some persons
+to understand&mdash;of a falling off in the annual production of silver,
+accompanied by a decrease in its value relatively to gold.
+</p>
+
+<p>
+This diminishing value of silver began to affect the coinage
+of the United States as early as 1811, and by 1820 the
+<pb n='319'/><anchor id='Pg319'/>
+disappearance of gold was everywhere commented upon. The
+process by which this result is produced is a simple one, and
+is adopted as soon as a margin of profit is seen arising from a
+divergence between the mint and market ratios. In 1820 the
+market ratio of gold to silver was 1 to 15.7&mdash;that is, the amount
+of gold in a dollar (24-¾ grains) would exchange for 15.7 times
+as many grains of silver in the market, in the form of bullion;
+while at the mint, in the form of coin, it would exchange for
+only 15 times as many grains of silver. A broker having 1,000
+gold dollars could buy with them in the market silver bullion
+enough (1,000 × 15.7 grains) to have coined, when presented
+at the mint, 1,000 dollars in silver pieces, and yet have left
+over as a profit by the operation 700 grains of silver. So long
+as this can be done, silver (the cheapest money) will be presented
+at the mint, and gold (the dearest money) will become
+an article of merchandise too valuable to be used as money
+when the cheaper silver is legally as good. The best money,
+therefore, disappears from circulation, as it did in the United
+States before 1820, owing to the fall in the value of silver. It
+is to be said, that it has been seriously urged by some writers
+that silver did not fall, but that gold rose, in value, owing to
+the demand of England for resumption in 1819.<note place='foot'>See S. Dana Horton,
+<q>Gold and Silver,</q> 1877, p. 84, <hi rend='italic'>et seq.</hi></note> Chronology
+kills this view; for the change in the value of silver began too
+early to have been due to English measures, even if conclusive
+reasons have not been given above why silver should naturally
+have fallen in value.
+</p>
+
+<anchor id='Chart_X'/>
+<p rend='text-align: center'>
+ <figure url='images/chartx.png' rend='width: 80%'>
+ <head>Chart X. Chart showing the Changes in the Relative Values of
+Gold and Silver from 1501 to 1880. From 1501 to 1680 a space is allotted to each
+20 years; from 1681 to 1871, to each 10 years; from 1876 to 1880, to each year.</head>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+<p>
+II. The change in the relative values of gold and silver finally
+forced the United States to change their mint ratio in 1834.
+Two courses were open to us: (1) either to increase the quantity
+of silver in the dollar until the dollar of silver was intrinsically
+worth the gold in the gold dollar; or (2) debase the
+gold dollar-piece until it was reduced in value proportionate to
+the depreciation of silver since 1792. The latter expedient,
+without any seeming regard to the effect on contracts and the
+integrity of our monetary standard, was adopted: 6.589 per
+cent was taken out of the gold dollar, leaving it containing
+23.22 grains of pure gold; and as the silver dollar remained
+unchanged (371-¼ grains) the mint ratio established was 1 to
+15.988, or, as commonly stated, 1 to 16. Did this correspond
+with the market ratio then existing? No. Having seen the
+former steady fall in silver, and believing that it would continue,
+Congress hoped to anticipate any further fall by making
+the mint ratio of gold to silver a little larger than the market
+ratio. This was done by establishing the mint ratio of 1 to
+15.988, while the market ratio in 1834 was 1 to 15.73. Here,
+<pb n='320'/><anchor id='Pg320'/>
+again, appeared the difficulty arising from the attempt to balance
+a ratio on a movable fulcrum. It will be seen that the
+act of 1834 set at work forces for another change in the coinage&mdash;forces
+of a similar kind, but working in exactly the opposite
+direction to those previous to 1834. A dollar of gold coin
+would now exchange for more grains of silver at the mint
+(15.98) than it would in the form of bullion in the market
+(15.73). Therefore it would be more profitable to put gold into
+coin than exchange it as bullion. Gold was sent to the mint,
+while silver began to be withdrawn from circulation, silver
+now being more valuable as bullion than as coin. By 1840 a
+silver dollar was worth 102 cents in gold.<note place='foot'>See
+Linderman, <q>Money and Legal Tender,</q> p. 161.</note> This movement,
+which was displacing silver with gold, received a surprising
+and unexpected impetus by the gold discoveries of California
+and Australia in 1849, before mentioned, and made gold less
+valuable relatively to silver, by lowering the value of gold.
+Here, again, was another natural cause, independent of legislation,
+and not to be foreseen, altering the value of one of the
+precious metals, and in exactly the opposite direction from that
+in the previous period, when silver was lowered by the increase
+from the Mexican mines. In 1853 a silver dollar was worth
+104 cents in gold (i.e., of a gold dollar containing 23.22 grains);
+but, some years before, all silver dollars had disappeared from
+use, and only gold was in circulation. For a large part of this
+period we had in reality a single standard of gold, the other
+metal not being able to stay in the currency.
+</p>
+
+<p>
+III. After our previous experience, the impossibility of retaining
+both metals in the coinage together, on equal terms,
+now came to be generally recognized, and was accepted by
+Congress in the legislation of 1853. This act made no further
+changes intended to adapt the mint to the market ratios, but
+remained satisfied with the gold circulation. But hitherto no
+regard had been paid to the principles on which a subsidiary
+coinage is based, as explained by Mr. Mill in the last section
+(<ref target='Book_III_Chapter_VII_Section_2'>§ 2</ref>).
+The act of 1853, while acquiescing in the single gold
+standard, had for its purpose the readjustment of the subsidiary
+coins, which, together with silver dollar-pieces, had all
+gone out of circulation. Before this, two halves, four quarters,
+or ten dimes contained the same quantity of pure silver as
+the dollar-piece (371-¼ grains); therefore, when it became profitable
+to withdraw the dollar-pieces and substitute gold, it gave
+exactly the same profit to withdraw two halves or four quarters
+in silver. For this reason all the subsidiary silver had
+gone out of circulation, and there was no <q>small change</q> in
+the country. The legislation of 1853 rectified this error: (1)
+<pb n='321'/><anchor id='Pg321'/>
+by reducing the quantity of pure silver in a dollar's worth of
+subsidiary coin to 345.6 grains. By making so much less an
+amount of silver equal to a dollar of small coins, it was more
+valuable in that shape than as bullion, and there was no reason
+for melting it, or withdrawing it (since even if gold and silver
+changed considerably in their relative values, 345.6 grains of
+silver could not easily rise sufficiently to become equal in
+value to a gold dollar, when 371-¼ grains were worth only 104
+cents of the gold dollar); (2) this over-valuation of silver in
+subsidiary coin would cause a great flow of silver to the mint,
+since silver would be more valuable in subsidiary coin than as
+bullion; but this was prevented by the provision (section 4 of
+the act of 1853) that the amount or the small coinage should be
+limited according to the discretion of the Secretary of the
+Treasury; and, (3) in order that the overvalued small coinage
+might not be used for purposes other than for effecting change,
+its legal-tender power was restricted to payments not exceeding
+five dollars. This system, a single gold standard for large,
+and silver for small, payments, continued without question, and
+with great convenience, until the days of the war, when paper
+money (1862-1879) drove out (by its cheapness, again) both
+gold and silver. Paper was far cheaper than the cheapest of
+the two metals.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/relative-gold-silver.png' rend='width: 60%'>
+ <head>Relative values of gold and silver, by months, in 1876.</head>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+<p>
+The mere fact that the silver dollar-piece had not circulated
+since even long before 1853 led the authorities to drop
+out the provisions for the coinage of silver dollars and in 1873
+remove it from the list of legal coins (at the ratio of 1 to 15.98,
+<pb n='322'/><anchor id='Pg322'/>
+the obsolete ratio fixed as far back as 1834). This is what
+is known as the <q>demonetization</q> of silver. It had no effect
+on the circulation of silver dollars, since none were in use, and
+had not been for more than twenty-five years. There had been
+no desire up to this time to use silver, since it was more expensive
+than gold; indeed, it is somewhat humiliating to our sense
+of national honor to reflect that it was not until silver fell so
+surprisingly in value (in 1876) that the agitation for its use in
+the coinage arose. When a silver dollar was worth 104 cents,
+no one wanted it as a means of liquidating debts; when it
+came to be worth 86 cents, it was capable of serving debtors
+even better than the then appreciating greenbacks. Thus, while
+from 1853 (and even before) we had legally two standards,
+of both gold and silver, but really only one, that of gold, from
+1873 to 1878 we had both legally and really only one standard,
+that of gold.
+</p>
+
+<p>
+It might be here added, that I have spoken of the silver
+dollar as containing 371-¼ grains of pure silver. Of course,
+alloy is mixed with the pure silver, sufficient, in 1792, to
+make the original dollar weigh 416 grains in all, its <q>standard</q>
+weight. In 1837 the amount of alloy was changed from
+1/12 to 1/10 of the standard weight, which (as the 371-¼ grains of
+pure silver were unchanged) gave the total weight of the dollar
+as 412-½ grains, whence the familiar name assigned to this piece.
+In 1873, moreover, the mint was permitted to put its stamp and
+devices&mdash;to what was not money at all, but a <q>coined ingot</q>&mdash;on
+378 grains of pure silver (420 grains, standard), known as
+the <q>trade-dollar.</q> It was intended by this means to make
+United States silver more serviceable in the Asiatic trade.
+Oriental nations care almost exclusively for silver in payments.
+The Mexican silver dollar contained 377-¼ grains of pure silver;
+the Japanese yen, 374-4/10; and the United States dollar, 371-¼.
+By making the <q>trade-dollar</q> slightly heavier than any coin
+used in the Eastern world, it would give our silver a new market;
+and the United States Government was simply asked to
+certify to the fineness and weight by coining it, provided the
+owners of silver paid the expenses of coinage. Inadvertently
+the trade-dollar was included in the list of coins in the act of
+1873 which were legal tender for payments of five dollars, but,
+when this was discovered, it was repealed in 1876. So that the
+trade-dollar was not a legal coin, in any sense (although it contained
+more silver than the 412-½-grains dollar). They ceased
+to be coined in 1878, to which time there had been made $35,959,360.
+</p>
+
+<p>
+IV. In February, 1878, an indiscreet and unreasonable movement
+induced Congress to authorize the recoinage of the silver
+dollar-piece at the obsolete ratio of 1834 (1 to 15.98), while the
+<pb n='323'/><anchor id='Pg323'/>
+market ratio was 1 to 17.87. So extraordinary a reversal of all
+sound principles and such blindness to our previous experience
+could be explained only by a desire to force this country to
+use a silver coinage only, and had its origin with the owners
+of silver-mines, aided by the desires of debtors for a cheap
+unit in which to absolve themselves from their indebtedness.
+There was no pretense of setting up a double standard about
+it; for it was evident to the most ignorant that so great a disproportion
+between the mint and market ratios must inevitably
+lead to the disappearance of gold entirely. This would happen,
+if owners could bring their silver freely, in any amounts, to
+the mint for coinage (<q>Free Coinage</q>), and so exchange silver
+against gold coin for the purpose of withdrawing gold, since
+gold would exchange for less as coin than as bullion. This
+immediate result was prevented by a provision in the law,
+which prevented the <q>free coinage</q> of silver, and required the
+Government itself to buy silver and coin at least $2,000,000 in
+silver each month. This retarded, but will not ultimately prevent,
+the change from the present gold to a single silver standard.
+At the rate of $24,000,000 a year, it is only a question
+of time when the Treasury will be obliged to pay out, for
+its regular disbursements on the public debt, silver in such
+amounts as will drive gold out of circulation. In February,
+1884, it was feared that this was already at hand, and was
+practically reached in the August following. Unless a repeal
+of the law is reached very soon, the uncomfortable spectacle
+will be seen of a gradual disarrangement of prices, and consequently
+of trade, arising from a change of the standard.
+</p>
+
+<p>
+In order that the alternate movements of silver and gold to
+the mint for coinage may be seen, there is appended a statement
+of the coinage<note place='foot'>Director of the Mint, Report, 1883, p. 49,
+and Linderman, ibid., p. 173.</note> during the above periods, which well
+shows the effects of Gresham's law.
+</p>
+
+<table rend="latexcolumns: 'p{2.0cm} p{1.4cm} p{1.6cm} p{1.6cm}';
+ tblcolumns: 'lw(25) r r r'">
+<row><cell>Ratio in the mint and in the market.</cell>
+ <cell>Period.</cell><cell>Gold coinage.</cell>
+ <cell>Silver dollars coined.</cell></row>
+<row><cell>1:15 (silver lower in market)</cell><cell>1792-1834</cell>
+ <cell>$11,825,890</cell><cell>$36,275,077</cell></row>
+<row><cell>1:15.98 (gold lower in market)</cell><cell>1834-1853</cell>
+ <cell>224,965,730</cell><cell>42,936,294</cell></row>
+<row><cell>1:15.98 (gold lower in market)</cell><cell>1853-1873</cell>
+ <cell>544,864,921</cell><cell>5,538,948</cell></row>
+<row><cell>Single gold standard.</cell><cell>1873-1878</cell>
+ <cell>166,253,816</cell><cell>........</cell></row>
+<row><cell>1:15.98 (silver lower, but no free coinage)</cell><cell>1878-1883</cell>
+ <cell>354,019,865</cell><cell>147,255,899</cell></row>
+</table>
+
+<p>
+From this it will be seen that there has been an enforced
+coinage by the Treasury, of almost twice as many silver dollars
+<pb n='324'/><anchor id='Pg324'/>
+since 1878 as were coined in all the history of the mint
+before, since the establishment of the Government.
+</p>
+
+<p>
+It may, perhaps, be asked why the silver dollar of 412-½
+grains, being worth intrinsically only from 86 to 89 cents, does
+not depreciate to that value. The Government buys the silver,
+owns the coin, and holds all that it can not induce the public
+to receive voluntarily; so that but a part of the total coinage
+is out of the Treasury. And most of the coins issued are returned
+for deposit and silver certificates received in return.
+There being no free coinage, and no greater amount in circulation
+than satisfies the demand for change, instead of small
+bills, the dollar-pieces will circulate at their full value, on the
+principle of subsidiary coin, even though overvalued. And the
+silver certificates practically go through a process of constant
+redemption by being received for customs dues equally with
+gold. When they become too great in quantity to be needed
+for such purposes, then we may look for the depreciation with
+good reason.<note place='foot'>See <q>Atlantic Monthly,</q>
+<q>The Silver Danger,</q> May, 1884.</note>
+</p>
+
+<p>
+There are, then, the following kinds of legal tender in the
+United States in 1884: (1) Gold coins (if not below tolerance);
+(2) the silver dollar of 412-½ grains; (3) United States notes
+(except for customs and interest on the public debt); (4) subsidiary
+silver coinage, to the amount of five dollars; and (5)
+minor coins, to the amount of twenty-five cents.
+</p>
+
+<p>
+The question of a double standard has provoked no little
+vehement discussion and has called forth a considerable literature
+since the fall of silver in 1876. A body of opinion exists,
+best represented in this country by F. A. Walker and S. D.
+Horton, that the relative values of gold and silver may be kept
+unchanged, in spite of all natural causes, by the force of law,
+which, provided that enough countries join in the plan, shall
+fix the ratio of exchange in the coinage for all great commercial
+countries, and by this means keep the coinage ratio equivalent
+to the bullion ratio. The difficulty with this scheme, even
+if it were wholly sufficient, has thus far been in the obstacles
+to international agreement. After several international monetary
+conferences, in 1867, 1878, and 1881, the project seems
+now to have been practically abandoned by all except the most
+sanguine. (For a fuller list of authorities on bimetallism, see
+<ref target='Appendix_I'>Appendix I</ref>.)
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='325'/><anchor id='Pg325'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter VIII. Of Credit, As A Substitute For Money.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Credit not a creation but a Transfer of the means of Production.</head>
+
+<p>
+Credit has a great, but not, as many people seem to
+suppose, a magical power; it can not make something out of
+nothing. How often is an extension of credit talked of as
+equivalent to a creation of capital, or as if credit actually
+were capital! It seems strange that there should be any
+need to point out that, credit being only permission to use
+the capital of another person, the means of production can
+not be increased by it, but only transferred. If the borrower's
+means of production and of employing labor are increased
+by the credit given him, the lender's are as much
+diminished. The same sum can not be used as capital both
+by the owner and also by the person to whom it is lent; it
+can not supply its entire value in wages, tools, and materials,
+to two sets of laborers at once. It is true that the capital
+which A has borrowed from B, and makes use of in his
+business, still forms a part of the wealth of B for other purposes;
+he can enter into arrangements in reliance on it, and
+can borrow, when needful, an equivalent sum on the security
+of it; so that to a superficial eye it might seem as if both
+B and A had the use of it at once. But the smallest consideration
+will show that, when B has parted with his capital to
+A, the use of it as capital rests with A alone, and that B has
+no other service from it than in so far as his ultimate claim
+upon it serves him to obtain the use of another capital from
+a third person, C.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. In what manner it assists Production.</head>
+
+<p>
+But, though credit is never anything more than a
+transfer of capital from hand to hand, it is generally, and
+<pb n='326'/><anchor id='Pg326'/>
+naturally, a transfer to hands more competent to employ the
+capital efficiently in production. If there were no such
+thing as credit, or if, from general insecurity and want of
+confidence, it were scantily practiced, many persons who
+possess more or less of capital, but who from their occupations,
+or for want of the necessary skill and knowledge, can
+not personally superintend its employment, would derive no
+benefit from it: their funds would either lie idle, or would
+be, perhaps, wasted and annihilated in unskillful attempts
+to make them yield a profit. All this capital is now lent at
+interest, and made available for production. Capital thus
+circumstanced forms a large portion of the productive resources
+of any commercial country, and is naturally attracted
+to those producers or traders who, being in the greatest
+business, have the means of employing it to most advantage,
+because such are both the most desirous to obtain it and able
+to give the best security. Although, therefore, the productive
+funds of the country are not increased by credit, they
+are called into a more complete state of productive activity.
+As the confidence on which credit is grounded extends
+itself, means are developed by which even the smallest portions
+of capital, the sums which each person keeps by him to
+meet contingencies, are made available for productive uses.
+The principal instruments for this purpose are banks of deposit.
+Where these do not exist, a prudent person must keep
+a sufficient sum unemployed in his own possession to meet
+every demand which he has even a slight reason for thinking
+himself liable to. When the practice, however, has
+grown up of keeping this reserve not in his own custody,
+but with a banker, many small sums, previously lying idle,
+become aggregated in the banker's hands; and the banker,
+being taught by experience what proportion of the amount
+is likely to be wanted in a given time, and knowing that, if
+one depositor happens to require more than the average,
+another will require less, is able to lend the remainder, that
+is, the far greater part, to producers and dealers: thereby
+adding the amount, not indeed to the capital in existence,
+<pb n='327'/><anchor id='Pg327'/>
+but to that in employment, and making a corresponding addition
+to the aggregate production of the community.
+</p>
+
+<p>
+While credit is thus indispensable for rendering the
+whole capital of the country productive, it is also a means
+by which the industrial talent of the country is turned to
+better account for purposes of production. Many a person
+who has either no capital of his own, or very little, but who
+has qualifications for business which are known and appreciated
+by some possessors of capital, is enabled to obtain
+either advances in money, or, more frequently, goods on
+credit, by which his industrial capacities are made instrumental
+to the increase of the public wealth.
+</p>
+
+<p>
+Such are, in the most general point of view, the uses of
+credit to the productive resources of the world. But these
+considerations only apply to the credit given to the industrious
+classes&mdash;to producers and dealers. Credit given by
+dealers to unproductive consumers is never an addition, but
+always a detriment, to the sources of public wealth. It
+makes over in temporary use, not the capital of the unproductive
+classes to the productive, but that of the productive
+to the unproductive.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Function of Credit in economizing the use of Money.</head>
+
+<p>
+But a more intricate portion of the theory of Credit
+is its influence on prices; the chief cause of most of the mercantile
+phenomena which perplex observers. In a state of
+commerce in which much credit is habitually given, <emph>general
+prices at any moment depend much more upon the state of
+credit than upon the quantity of money</emph>. For credit, though
+it is not productive power, is purchasing power; and a person
+who, having credit, avails himself of it in the purchase
+of goods, creates just as much demand for the goods, and
+tends quite as much to raise their price, as if he made an
+equal amount of purchases with ready money.
+</p>
+
+<p>
+The credit which we are now called upon to consider, as
+a distinct purchasing power, independent of money, is of
+course not credit in its simplest form, that of money lent by
+one person to another, and paid directly into his hands; for,
+when the borrower expends this in purchases, he makes the
+<pb n='328'/><anchor id='Pg328'/>
+purchases with money, not credit, and exerts no purchasing
+power over and above that conferred by the money. The
+forms of credit which create purchasing power are those in
+which no money passes at the time, and very often none
+passes at all, the transaction being included with a mass of
+other transactions in an account, and nothing paid but a balance.
+This takes place in a variety of ways, which we shall
+proceed to examine, beginning, as is our custom, with the
+simplest.
+</p>
+
+<p>
+First: Suppose A and B to be two dealers, who have
+transactions with each other both as buyers and as sellers.
+A buys from B on credit. B does the like with respect to
+A. At the end of the year, the sum of A's debts to B is
+set against the sum of B's debts to A, and it is ascertained
+to which side a balance is due. This balance, which may be
+less than the amount of many of the transactions singly, and
+is necessarily less than the sum of the transactions, is all that
+is paid in money; and perhaps even this is not paid, but
+carried over in an account current to the next year. A
+single payment of a hundred pounds may in this manner
+suffice to liquidate a long series of transactions, some of
+them to the value of thousands.
+</p>
+
+<p>
+But, secondly: The debts of A to B may be paid without
+the intervention of money, even though there be no reciprocal
+debts of B to A. A may satisfy B by making over to
+him a debt due to himself from a third person, C. This is
+conveniently done by means of a written instrument, called
+a bill of exchange, which is, in fact, a transferable order by
+a creditor upon his debtor, and when <emph>accepted</emph> by the debtor,
+that is, authenticated by his signature, becomes an acknowledgment
+of debt.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Bills of Exchange.</head>
+<p>
+Bills of exchange were first introduced to save the
+expense and risk of transporting the precious metals from
+place to place.
+</p>
+
+<p>
+The trade between New York and Liverpool affords a constant
+illustration of the uses of a bill of exchange. Suppose that
+A in New York ships a cargo of wheat, worth $100,000, or
+<pb n='329'/><anchor id='Pg329'/>
+£20,000, to B in Liverpool; also suppose that C in Liverpool
+(independently of the negotiations of A and B) ships, about
+the same time, a cargo of steel rails to D in New York, also
+worth £20,000. Without the use of bills of exchange, B would
+have been obliged to send £20,000 in gold across the Atlantic,
+and so would D, at the risk of loss to both. By the device of
+bills of exchange the goods
+are really bartered against
+each other, and all transmission
+of money saved.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/bill-of-exchange.png' rend='width: 50%'>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+<p>
+A has money due to him in
+Liverpool, and he sells his
+claim to this money to any
+one who wants to make a payment in Liverpool. Going to
+his banker (the middle-man between exporters and importers
+and the one who deals in such bills) he finds there D, inquiring
+for some one who has a claim to money in Liverpool, since D
+owes C in Liverpool for his cargo of steel rails. A makes out
+a paper title to the £20,000 which B owes him (i.e., a bill of exchange)
+and by selling it to D gets immediately his £20,000 there
+in New York. The form in which this is done is as follows:
+</p>
+
+<quote rend='display'>
+<p>
+<hi rend='smallcaps'>New York</hi>, <hi rend='italic'>January 1, 1884</hi>.
+</p>
+
+<p>
+At sight [or sixty days after date] of this first bill of exchange
+(second and third unpaid), pay to the order of D [the
+importer of steel rails] £20,000, value received, and charge the
+same to the account of
+</p>
+
+<p>
+[Signed] A [exporter of wheat].<lb/>
+To B [buyer of wheat],<lb/>
+Liverpool, Eng.
+</p>
+</quote>
+
+<p>
+D has now paid $100,000, or £20,000, to A for a title to
+money across the Atlantic in Liverpool, and with this title he
+can pay his debt to C for the rails. D indorses the bill of exchange,
+as follows:
+</p>
+
+<quote rend='display'>
+<p>
+Pay to the order of C [the seller of steel rails], Liverpool,
+value in account. D [importer of steel rails].
+</p>
+
+<p>
+To B [the buyer of wheat].
+</p>
+</quote>
+
+<p>
+By this means D transfers his title to the £20,000 to C,
+sends the bill across by mail (<q>first</q> in one steamer, <q>second</q>
+in another, to insure certain transmission) to C, who then calls
+upon B to pay him the £20,000 instead of B sending it across
+the Atlantic to A; and all four persons have made their payments
+the more safely by the use of this convenient device.
+This is the simplest form of the transaction, and it does not
+change the principle on which it is based, when, as is the case,
+a banker buys the bills of A, and sells the bills to D&mdash;since A
+typifies all exporters and D all importers.
+</p>
+
+<pb n='330'/><anchor id='Pg330'/>
+
+<p>
+Bills of exchange having been found convenient as means
+of paying debts at distant places without the expense of
+transporting the precious metals, their use was afterward
+greatly extended from another motive. It is usual in every
+trade to give a certain length of credit for goods bought:
+three months, six months, a year, even two years, according
+to the convenience or custom of the particular trade. A
+dealer who has sold goods, for which he is to be paid in six
+months, but who desires to receive payment sooner, draws a
+bill on his debtor payable in six months, and gets the bill
+discounted by a banker or other money-lender, that is, transfers
+the bill to him, receiving the amount, minus interest for
+the time it has still to run. It has become one of the chief
+functions of bills of exchange to serve as a means by which
+a debt due from one person can thus be made available for
+obtaining credit from another.
+</p>
+
+<quote rend='display'>
+Bills of exchange are drawn between the various cities of
+the United States. In the West, the factor who is purchasing
+grain or wool for a New York firm draws on his New York
+correspondents, and this bill (usually certified to by the bill of
+lading) is presented for discount at the Western banks; and,
+if there are many bills, funds are possibly sent westward to
+meet these demands. But the purchases of the West in New
+York will serve, even if a little later in time, somewhat to offset
+this drain; and the funds will again move eastward, as goods
+move westward, practically bartered against each other by the
+use of bills. There is, however, less movement of funds of late,
+now that Western cities have accumulated more capital of their
+own.
+</quote>
+
+<p>
+The notes given in consequence of a real sale of goods
+can not be considered as on that account <emph>certainly</emph> representing
+any actual property. Suppose that A sells £100 worth
+of goods to B at six months' credit, and takes a bill at six
+months for it; and that B, within a month after, sells the
+same goods, at a like credit, to C, taking a like bill; and
+again, that C, after another month, sells them to D, taking
+a like bill, and so on. There may then, at the end of six
+months, be six bills of £100 each existing at the same time,
+and every one of these may possibly have been discounted.
+<pb n='331'/><anchor id='Pg331'/>
+Of all these bills, then, only one represents any actual property.
+</p>
+
+<p>
+The extent of a man's actual sales forms some limit to
+the amount of his real notes; and, as it is highly desirable in
+commerce that credit should be dealt out to all persons in
+some sort of regular and due proportion, the measure of a
+man's actual sales, certified by the appearance of his bills
+drawn in virtue of those sales, is some rule in the case,
+though a very imperfect one in many respects. When a
+bill drawn upon one person is paid to another (or even to
+the same person) in discharge of a debt or a pecuniary claim,
+it does something for which, if the bill did not exist, money
+would be required: it performs the functions of currency.
+This is a use to which bills of exchange are often applied.
+</p>
+
+<p>
+Many bills, both domestic and foreign, are at last presented
+for payment quite covered with indorsements, each
+of which represents either a fresh discounting, or a pecuniary
+transaction in which the bill has performed the functions
+of money.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Promissory Notes.</head>
+
+<p>
+A third form in which credit is employed as a substitute
+for currency is that of promissory notes.
+</p>
+
+<quote rend='display'>
+<p>
+The difference between a bill of exchange and a promissory
+note is, that the former is an order for the payment of money,
+while the latter is a promise to pay money. In a note the
+promissor is primarily liable; in a bill the drawer becomes liable
+only after an ineffectual resort to the drawee.
+</p>
+
+<p>
+In the United States a Western merchant who buys $1,000
+worth of cotton goods, for instance, of a Boston commission-house
+on credit, customarily gives his note for the amount, and
+this note is put upon the market, or presented at a bank for
+discount. This plan, however, puts all risk upon the one who
+discounted the note. In the United States such promissory
+notes are the forms of credit most used between merchants and
+buyers. The custom, however, is quite different in England
+and Germany (and generally, it is stated, on the Continent),
+where bills of exchange are employed in cases where we use a
+promissory note. A house in London sells $1,000 worth of cotton
+goods to A, in Carlisle, on a credit of sixty days, draws a bill
+of exchange on A, which is a demand upon A to pay in a given
+time (e.g., sixty days), and if <q>accepted</q> by him is a legal obligation.
+The London house takes this bill (perhaps adding its own
+<pb n='332'/><anchor id='Pg332'/>
+firm name as indorsers to the paper), and presents it for discount
+at a London bank. This now explains why it is that,
+when a particular industry is prosperous and many goods are
+sold, there is more <q>paper</q> offered for discount at the banks
+(cf. p. <ref target='Pg222'>222</ref>), and why capital flows readily in that direction.
+</p>
+</quote>
+
+<p>
+It is chiefly in the latter form [promissory notes] that it
+has become, in commercial countries, an express occupation
+to issue such substitutes for money. Dealers in money wish
+to lend, not their capital merely, but their credit, and not
+only such portion of their credit as consists of funds actually
+deposited with them, but their power of obtaining credit
+from the public generally, so far as they think they can safely
+employ it. This is done in a very convenient manner by
+lending their own promissory notes payable to bearer on demand&mdash;the
+borrower being willing to accept these as so much
+money, because the credit of the lender makes other people
+willingly receive them on the same footing, in purchases or
+other payments. These notes, therefore, perform all the
+functions of currency, and render an equivalent amount of
+money, which was previously in circulation, unnecessary.
+As, however, being payable on demand, they may be at any
+time returned on the issuer, and money demanded for them,
+he must, on pain of bankruptcy, keep by him as much money
+as will enable him to meet any claims of that sort which can
+be expected to occur within the time necessary for providing
+himself with more; and prudence also requires that he
+should not attempt to issue notes beyond the amount which
+experience shows can remain in circulation without being
+presented for payment.
+</p>
+
+<p>
+The convenience of this mode of (as it were) coining
+credit having once been discovered, governments have
+availed themselves of the same expedient, and have issued
+their own promissory notes in payment of their expenses;
+a resource the more useful, because it is the only mode in
+which they are able to borrow money without paying interest.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. Deposits and Checks.</head>
+
+<p>
+A fourth mode of making credit answer the purposes
+of money, by which, when carried far enough, money
+<pb n='333'/><anchor id='Pg333'/>
+may be very completely superseded, consists in making payments
+by checks. The custom of keeping the spare cash reserved
+for immediate use, or against contingent demands, in
+the hands of a banker, and making all payments, except
+small ones, by orders on bankers, is in this country spreading
+to a continually larger portion of the public. If the
+person making the payment and the person receiving it
+keep their money with the same banker, the payment takes
+place without any intervention of money, by the mere transfer
+of its amount in the banker's books from the credit of the
+payer to that of the receiver. If all persons in [New York]
+kept their cash at the same banker's, and made all their payments
+by means of checks, no money would be required or
+used for any transactions beginning and terminating in [New
+York]. This ideal limit is almost attained, in fact, so far
+as regards transactions between [wholesale] dealers. It is
+chiefly in the retail transactions between dealers and consumers,
+and in the payment of wages, that money or bank-notes
+now pass, and then only when the amounts are small.
+As for the merchants and larger dealers, they habitually
+make all payments in the course of their business by checks.
+They do not, however, all deal with the same banker, and,
+when A gives a check to B, B usually pays it not into the
+same but into some other bank. But the convenience of
+business has given birth to an arrangement which makes all
+the banking-houses of [a] city, for certain purposes, virtually
+one establishment. A banker does not send the checks which
+are paid into his banking-house to the banks on which they
+are drawn, and demand money for them. There is a building
+called the Clearing-House, to which every [member of
+the association] sends, each afternoon, all the checks on other
+bankers which he has received during the day, and they are
+there exchanged for the checks on him which have come
+into the hands of other bankers, the balances only being paid
+in money; or even these not in money, but in checks.
+</p>
+
+<quote rend='display'>
+<p>
+A clearing-house is simply a circular railing containing as
+many openings as there are banks in the association; a clerk
+<pb n='334'/><anchor id='Pg334'/>
+from each bank presents, in the form of a bundle of checks, at
+his opening, all the claims of his bank against all others, and
+notes the total amount; a clerk inside takes the checks, distributes
+each check to the clerk of the bank against whom it
+is drawn, and all that are left at his opening constitute the
+total demands of all the other banks against itself; and this
+sum total is set off against the given bank's demands upon the
+others. The difference, for or against the bank, as the case
+may be, may then be settled by a check.<note place='foot'>See
+<q>International Review,</q> September, 1876; and for some further explanation
+of banks, see <q>Atlantic Monthly,</q> 1882, pp. 196, 695, 696.</note>
+</p>
+
+<p>
+The total amount of exchanges made through the New
+York Clearing-House in 1883 was $40,293,165,258 (or about
+twenty-five times the total of our national debt in that year),
+and the balances paid in money were only 3.9 per cent of the
+exchanges.<note place='foot'><q>Report of the Comptroller
+of the Currency,</q> 1883, p. 34.</note>
+For valuable explanations on this subject, consult
+Jevons, <q>Money and the Mechanism of Exchange,</q> Chapters
+XIX-XXIII. The explanation of the functions of a bank,
+Chapter XX, is very good.
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='335'/><anchor id='Pg335'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter IX. Influence Of Credit On Prices.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. What acts on prices is Credit, in whatever shape given.</head>
+
+<p>
+Having now formed a general idea of the modes in
+which credit is made available as a substitute for money, we
+have to consider in what manner the use of these substitutes
+affects the value of money, or, what is equivalent, the prices
+of commodities. It is hardly necessary to say that the permanent
+value of money&mdash;the natural and average prices of
+commodities&mdash;are not in question here. These are determined
+by the cost of producing or of obtaining the precious
+metals. An ounce of gold or silver will in the long run exchange
+for as much of every other commodity as can be produced
+or imported at the same cost with itself. And an
+order, or note of hand, or bill payable at sight, for an ounce
+of gold, while the credit of the giver is unimpaired, is worth
+neither more nor less than the gold itself.
+</p>
+
+<p>
+It is not, however, with ultimate or average, but with
+immediate and temporary prices that we are now concerned.
+These, as we have seen, may deviate very widely from the
+standard of cost of production. Among other causes of
+fluctuation, one we have found to be the quantity of money
+in circulation. Other things being the same, an increase of
+the money in circulation raises prices; a diminution lowers
+them. If more money is thrown into circulation than the
+quantity which can circulate at a value conformable to its
+cost of production, the value of money, so long as the excess
+lasts, will remain below the standard of cost of production,
+and general prices will be sustained above the natural rate.
+</p>
+
+<p>
+But we have now found that there are other things, such
+<pb n='336'/><anchor id='Pg336'/>
+as bank-notes, bills of exchange, and checks, which circulate
+as money, and perform all the functions of it, and the question
+arises, Do these various substitutes operate on prices in
+the same manner as money itself? I apprehend that bank-notes,
+bills, or checks, as such, do not act on prices at all.
+What does act on prices is Credit, in whatever shape given,
+and whether it gives rise to any transferable instruments
+capable of passing into circulation or not.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Credit a purchasing Power, similar to Money.</head>
+
+<p>
+Money acts upon prices in no other way than by
+being tendered in exchange for commodities. The demand
+which influences the prices of commodities consists of the
+money offered for them. Money not in circulation has no
+effect on prices.
+</p>
+
+<p>
+In the case, however, of payment by checks, the purchases
+are, at any rate, made, though not with the money in
+the buyer's possession, yet with money to which he has a
+right. But he may make purchases with money which he
+only expects to have, or even only pretends to expect. He
+may obtain goods in return for his acceptances payable at a
+future time, or on his note of hand, or on a simple book-credit&mdash;that
+is, on a mere promise to pay. All these purchases
+have exactly the same effect on price as if they were
+made with ready money. The amount of purchasing power
+which a person can exercise is composed of all the money
+in his possession or due to him, and of all his credit. For
+exercising the whole of this power he finds a sufficient motive
+only under peculiar circumstances, but he always possesses
+it; and the portion of it which he at any time does
+exercise is the measure of the effect which he produces on
+price.
+</p>
+
+<p>
+Suppose that, in the expectation that some commodity
+will rise in price, he determines not only to invest in it all
+his ready money, but to take up on credit, from the producers
+or importers, as much of it as their opinion of his
+resources will enable him to obtain. Every one must see
+that by thus acting he produces a greater effect on price
+than if he limited his purchases to the money he has actually
+<pb n='337'/><anchor id='Pg337'/>
+in hand. He creates a demand for the article to the full
+amount of his money and credit taken together, and raises
+the price proportionally to both. And this effect is produced,
+though none of the written instruments called substitutes
+for currency may be called into existence; though the
+transaction may give rise to no bill of exchange, nor to the
+issue of a single bank-note. The buyer, instead of taking a
+mere book-credit, might have given a bill for the amount,
+or might have paid for the goods with bank-notes borrowed
+for that purpose from a banker, thus making the purchase
+not on his own credit with the seller, but on the banker's
+credit with the seller, and his own with the banker. Had he
+done so, he would have produced as great an effect on price
+as by a simple purchase to the same amount on a book-credit,
+but no greater effect. The credit itself, not the form and
+mode in which it is given, is the operating cause.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Great extensions and contractions of Credit. Phenomena of a
+commercial crisis analyzed.</head>
+
+<p>
+The inclination of the mercantile public to increase
+their demand for commodities by making use of all or much
+of their credit as a purchasing power depends on their expectation
+of profit. When there is a general impression
+that the price of some commodity is likely to rise from an
+extra demand, a short crop, obstructions to importation, or
+any other cause, there is a disposition among dealers to increase
+their stocks in order to profit by the expected rise.
+This disposition tends in itself to produce the effect which
+it looks forward to&mdash;a rise of price; and, if the rise is considerable
+and progressive, other speculators are attracted,
+who, so long as the price has not begun to fall, are willing
+to believe that it will continue rising. These, by further
+purchases, produce a further advance, and thus a rise of
+price, for which there were originally some rational grounds,
+is often heightened by merely speculative purchases, until it
+greatly exceeds what the original grounds will justify. After
+a time this begins to be perceived, the price ceases to rise,
+and the holders, thinking it time to realize their gains, are
+anxious to sell. Then the price begins to decline, the holders
+rush into the market to avoid a still greater loss, and,
+<pb n='338'/><anchor id='Pg338'/>
+few being willing to buy in a falling market, the price falls
+much more suddenly than it rose. Those who have bought
+at a higher price than reasonable calculation justified, and
+who have been overtaken by the revulsion before they had
+realized, are losers in proportion to the greatness of the fall
+and to the quantity of the commodity which they hold, or
+have bound themselves to pay for.
+</p>
+
+<p>
+This is the ideal extreme case of what is called a commercial
+crisis. There is said to be a commercial crisis when
+a great number of merchants and traders at once either have,
+or apprehend that they shall have, a difficulty in meeting
+their engagements. The most usual cause of this general
+embarrassment is the recoil of prices after they have been
+raised by a spirit of speculation, intense in degree, and extending
+to many commodities. When, after such a rise, the
+reaction comes and prices begin to fall, though at first perhaps
+only through the desire of the holders to realize, speculative
+purchases cease; but, were this all, prices would only
+fall to the level from which they rose, or to that which is
+justified by the state of the consumption and of the supply.
+They fall, however, much lower; for as, when prices were
+rising, and everybody apparently making a fortune, it was
+easy to obtain almost any amount of credit, so now, when
+everybody seems to be losing, and many fail entirely, it is
+with difficulty that firms of known solidity can obtain even
+the credit to which they are accustomed, and which it is the
+greatest inconvenience to them to be without, because all
+dealers have engagements to fulfill, and, nobody feeling sure
+that the portion of his means which he has intrusted to
+others will be available in time, no one likes to part with
+ready money, or to postpone his claim to it. To these rational
+considerations there is superadded, in extreme cases,
+a panic as unreasoning as the previous over-confidence;
+money is borrowed for short periods at almost any rate of
+interest, and sales of goods for immediate payment are made
+at almost any sacrifice. Thus general prices, during a commercial
+revulsion, fall as much below the usual level as
+<pb n='339'/><anchor id='Pg339'/>
+during the previous period of speculation they have risen
+above it; the fall, as well as the rise, originating not in anything
+affecting money, but in the state of credit.
+</p>
+
+<quote rend='display'>
+<p>
+Professor Jevons seriously advanced a theory that, inasmuch
+as the harvests of the world were the causes of good or
+bad trade, and that their deficiency would regularly be followed
+by commercial distress, then a periodic cause of bad
+harvests, if found, would explain the constant recurrence of
+commercial crises. This cause he claimed to have found in
+the sun-spots, which periodically deprive the crops of that
+source of growth which is usually furnished by the sun when
+no spots appear.<note place='foot'>See <q>Nature,</q> xix,
+33, 588.</note> It has not received general acceptance.
+</p>
+
+<p>
+In the United States financial disasters have occurred in
+1814, 1819, 1825, 1837-1839, 1857, and 1873. Those of 1837
+and 1873 seem to have been the most serious in their effects;
+but this field, so far as scientific study is concerned, has not
+been fully worked, and much remains to be learned about these
+crises in the United States. The crisis of 1873 was due to
+excessive railway-building. It was testified<note place='foot'>See
+Walker's <q>Money,</q> p. 473.</note> concerning the
+New York banks in 1873 that <q>their capital needed for legitimate
+purposes was practically lent out on certain iron rails,
+railroad-ties, bridges, and rolling-stock, <emph>called</emph> railroads, many
+of them laid down in places where these materials were practically
+useless.</q>
+</p>
+
+<p>
+Under the effects due to swift communication by steam,
+but especially to the electric telegraph, modern credit is a very
+different thing from what it was fifty years ago. Now, a
+shock on the Bourse at Vienna is felt the same day at Paris,
+London, and New York. A commercial crisis in one great
+money-center is felt at every other point in the world which
+has business connections with it. Moreover, as Cherbuliez<note place='foot'>Vol. i,
+p. 302. See Sumner's <q>History of American Currency</q> and Walker's
+<q>Money</q> for much valuable material.</note>
+says: <q>A country is more subject to crises the more advanced
+is its economical development. There are certain maladies
+which attack only grown-up persons who have reached a certain
+degree of vigor and maturity.</q>
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Influence of the different forms of Credit on Prices.</head>
+
+<p>
+It does not, indeed, follow that credit <emph>will</emph> be more
+used because it <emph>can</emph> be. When the state of trade holds out
+no particular temptation to make large purchases on credit,
+dealers will use only a small portion of the credit-power,
+and it will depend only on convenience whether the portion
+<pb n='340'/><anchor id='Pg340'/>
+which they use will be taken in one form or in another.
+One single exertion of the credit-power in the form of (1)
+book-credit, is only the foundation of a single purchase; but,
+if (2) a bill is drawn, that same portion of credit may serve
+for as many purchases as the number of times the bill
+changes hands; while (3) every bank-note issued renders
+the credit of the banker a purchasing power to that amount
+in the hands of all the successive holders, without impairing
+any power they may possess of effecting purchases on their
+own credit. Credit, in short, has exactly the same purchasing
+power with money; and as money tells upon prices
+not simply in proportion to its amount, but to its amount
+multiplied by the number of times it changes hands, so also
+does credit; and credit transferable from hand to hand is in
+that proportion more potent than credit which only performs
+one purchase.
+</p>
+
+<p>
+There is a form of credit transactions (4) by checks on
+bankers, and transfers in a banker's books, which is exactly
+parallel in every respect to bank-notes, giving equal facilities
+to an extension of credit, and capable of acting on prices quite
+as powerfully. A bank, instead of lending its notes to a merchant
+or dealer, might open an account with him, and credit
+the account with the sum it had agreed to advance, on an
+understanding that he should not draw out that sum in any
+other mode than by drawing checks against it in favor of
+those to whom he had occasion to make payments. These
+checks might possibly even pass from hand to hand like
+bank-notes; more commonly, however, the receiver would
+pay them into the hands of his own banker, and when he
+wanted the money would draw a fresh check against it; and
+hence an objector may urge that as the original check would
+very soon be presented for payment, when it must be paid
+either in notes or in coin, notes or coin to an equal amount
+must be provided as the ultimate means of liquidation. It
+is not so, however. The person to whom the check is transferred
+may perhaps deal with the same banker, and the
+check may return to the very bank on which it was drawn.
+</p>
+
+<pb n='341'/><anchor id='Pg341'/>
+
+<p>
+This is very often the case in country districts; if so, no
+payment will be called for, but a simple transfer in the
+banker's books will settle the transaction. If the check is
+paid into a different bank, it will not be presented for payment,
+but liquidated by set-off against other checks; and,
+in a state of circumstances favorable to a general extension
+of banking credits, a banker who has granted more credit,
+and has therefore more checks drawn on him, will also have
+more checks on other bankers paid to him, and will only
+have to provide notes or cash for the payment of balances;
+for which purpose the ordinary reserve of prudent bankers,
+one third of their liabilities, will abundantly suffice.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. On what the use of Credit depends.</head>
+
+<p>
+The credit given to any one by those with whom he
+deals does not depend on the quantity of bank-notes or coin
+in circulation at the time, but on their opinion of his solvency.
+If any consideration of a more general character
+enters into their calculation, it is only in a time of pressure
+on the loan market, when they are not certain of being themselves
+able to obtain the credit on which they have been accustomed
+to rely; and even then, what they look to is the
+general state of the loan market, and not (preconceived theory
+apart) the amount of bank-notes. So far, as to the willingness
+to <emph>give</emph> credit. And the willingness of a dealer to
+<emph>use</emph> his credit depends on his expectations of gain, that is, on
+his opinion of the probable future price of his commodity;
+an opinion grounded either on the rise or fall already going
+on, or on his prospective judgment respecting the supply
+and the rate of consumption. When a dealer extends his
+purchases beyond his immediate means of payment, engaging
+to pay at a specified time, he does so in the expectation
+either that the transaction will have terminated favorably
+before that time arrives, or that he shall then be in possession
+of sufficient funds from the proceeds of his other transactions.
+The fulfillment of these expectations depends upon
+prices, but not specially upon the amount of bank-notes.
+It is obvious, however, that prices do not depend on money,
+but on purchases. Money left with a banker, and not drawn
+<pb n='342'/><anchor id='Pg342'/>
+against, or drawn against for other purposes than buying
+commodities, has no effect on prices, any more than credit
+which is not used. Credit which <emph>is</emph> used to purchase commodities
+affects prices in the same manner as money. Money
+and credit are thus exactly on a par in their effect on prices.
+</p>
+
+<quote rend='display'>
+It is often seen, in our large cities, that money is very plentiful,
+but no one seems to wish its use (that is, no one with safe
+securities). Inability to find investments and to find industries
+in which the rate of profit is satisfactory&mdash;all of which
+depends on the business character and activity of the people&mdash;will
+prevent credit from being used, no matter how many
+bank-notes, or greenbacks, or how much gold there is in the
+country. It is impossible to make people invest, simply by increasing
+the number of counters by which commodities are
+exchanged against each other; that is, by increasing the money.
+The reason why more credit is wanted is because men see that
+increased production is possible of a kind that will find other
+commodities ready to be offered (i.e., demand) in exchange for
+that production. Normal credit, therefore, on a healthy basis,
+increases and slackens with the activity or dullness of trade.
+Speculation, or the wild extension of credit, on the other hand,
+is apt to be begotten by a plethora of money, which has induced
+low rates for loans, and moves with the uncertain waves
+of popular impression. By normal credit we mean that the
+wealth represented by the credit is really at the disposal of the
+borrowers; in a crisis, the quantity of wealth supposed to be
+represented by credit is very much greater than that at the
+disposal of the lenders.<note place='foot'>See Cherbuliez, vol. i, p. 299.</note>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. What is essential to the idea of Money?</head>
+
+<p>
+There has been a great amount of discussion and
+argument on the question whether several of these forms of
+credit, and in particular whether bank-notes, ought to be
+considered as money. It seems to be an essential part of
+the idea of money that it be legal tender. An inconvertible
+paper which is legal tender is universally admitted to be
+money; in the French language the phrase
+<foreign lang='fr' rend='italic'>papier-monnaie</foreign>
+actually <emph>means</emph> inconvertibility, convertible notes being merely
+<foreign lang='fr' rend='italic'>billets à porteur</foreign>.
+An instrument which would be deprived
+of all value by the insolvency of a corporation can
+not be money in any sense in which money is opposed to
+credit. It either is not money, or it is money and credit too.
+</p>
+
+<pb n='343'/><anchor id='Pg343'/>
+
+<quote rend='display'>
+It would seem, from all study of the essentials of money
+(<ref target='Book_III_Chapter_IV'>Book III, Chapter IV</ref>),
+that the necessary part of the idea of
+money is that it should have value in itself. No one parts with
+valuable commodities for a medium of exchange which does not
+possess value; and we have seen that Legislatures can not control
+the natural value of even the precious metals by giving
+them legal-tender power. Much less could it be done for paper
+money. Paper, therefore, may, as an instrument of credit, be
+a substitute for money; but, in accordance with the above test,
+it can not properly be considered as money in the full sense.
+Of course, paper money, checks, etc., perform some of the functions
+of money equally well with the precious metals. F. A.
+Walker holds that anything is money which performs money-work;
+but he excludes checks from his catalogue of things
+which may serve as money. It is practically of little importance,
+however, what we include under money, so long as its
+functions are well understood; it is merely a question of nomenclature,
+and need not disturb us.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='344'/><anchor id='Pg344'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_X'/>
+<head>Chapter X. Of An Inconvertible Paper Currency.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. What determines the value of an inconvertible paper money?</head>
+
+<p>
+After experience had shown that pieces of paper, of
+no intrinsic value, by merely bearing upon them the written
+profession of being equivalent to a certain number of francs,
+dollars, or pounds, could be made to circulate as such, and
+to produce all the benefit to the issuers which could have
+been produced by the coins which they purported to represent,
+governments began to think that it would be a happy
+device if they could appropriate to themselves this benefit,
+free from the condition to which individuals issuing such
+paper substitutes for money were subject, of giving, when
+required, for the sign, the thing signified. They determined
+to try whether they could not emancipate themselves
+from this unpleasant obligation, and make a piece of
+paper issued by them pass for a pound, by merely calling
+it a pound, and consenting to receive it in payment of the
+taxes.
+</p>
+
+<p>
+In the case supposed, the functions of money are performed
+by a thing which derives its power of performing
+them solely from convention; but convention is quite sufficient
+to confer the power; since nothing more is needful to
+make a person accept anything as money, and even at any
+arbitrary value, than the persuasion that it will be taken
+from him on the same terms by others. The only question
+is, what determines the value of such a currency, since it can
+not be, as in the case of gold and silver (or paper exchangeable
+for them at pleasure), the cost of production.
+</p>
+
+<pb n='345'/><anchor id='Pg345'/>
+
+<p>
+We have seen, however, that even in the case of metallic
+currency, the immediate agency in determining its value
+is its quantity. If the quantity, instead of depending on
+the ordinary mercantile motives of profit and loss, could be
+arbitrarily fixed by authority, the value would depend on
+the fiat of that authority, not on cost of production. The
+quantity of a paper currency not convertible into the metals
+at the option of the holder <emph>can</emph> be arbitrarily fixed,
+especially if the issuer is the sovereign power of the
+state. The value, therefore, of such a currency is entirely
+arbitrary.
+</p>
+
+<quote rend='display'>
+<p>
+The value of paper money is, of course, primarily and mainly
+dependent on the quantity issued. The general level of
+value depends on the <emph>quantity</emph>; but we also find that deviations
+from this general level, in the direction of further depreciation
+than could be due to quantity alone, is caused by any
+event which shakes the confidence of any one that he may get
+the existing value for his paper. The <q>convention</q> by which
+real value (the essential idea of money) was associated with
+this paper in the minds of all is thereby broken.
+<emph>Fiat</emph> money&mdash;that
+is, a piece of paper, not containing a promise to pay a
+dollar, but a simple declaration that this is a dollar&mdash;therefore,
+separates the paper from any connection with value. And yet
+we see that <emph>fiat</emph> money has some, although a fluctuating, value
+at certain times: if the State receives it for taxes, if it is a legal
+acquittal of obligations, then, to that extent, a certain quantity
+of it is given a value equal to the wealth represented by the
+taxes, or the debts. Jevons remarks on this point<note place='foot'><q>Money
+and the Mechanism of Exchange,</q> p. 232.</note> that, if
+<q>the quantity of notes issued was kept within such moderate
+limits that any one wishing to realize the metallic value of the
+notes could find some one wanting to pay taxes, and therefore
+willing to give coin for notes,</q> stability of value might be secured.
+If there is more in circulation than performs these functions,
+it will depreciate in the proportion of the <emph>quantity</emph> to the
+extent of the uses assigned to it; so that the relation of quantity
+to uses is the only thing which can give value to <emph>fiat</emph> money,
+but beyond a certain point in the issues other forces than mere
+quantity begin to affect the value. Although the paper is not
+even a promise to pay value, the form of expression on its face,
+or the term used as its designation, generally tends, under the
+force of convention and habit, to give a popular value to paper.
+</p>
+
+<pb n='346'/><anchor id='Pg346'/>
+
+<p>
+Although the State may not promise to pay a dollar, yet, wherever
+such paper money carries any purchasing power with it
+(which has very seldom happened, and then only for short periods),
+it will be found that there is a vague popular understanding
+that the State intends, at some time or other, to redeem the
+notes with value in coin to some amount. In the early cases of
+irredeemable money in our colonies, the income of taxes, or similar
+resources, were promised as a means of redemption. To some&mdash;although
+a slight&mdash;extent, the idea of value was associated
+with such paper. The actual quantity issued did not measure
+the depreciation. The paper did depreciate with increased issues.
+But only in so far as the increased issues proved to the
+community that there was less and less possibility of ever receiving
+value for them did they depreciate. In other words, we come
+to the familiar experience, known to many, of a paper money depending
+for its value on the opinions of men in the country. This
+was partially true, even of our own greenbacks, which were not
+<hi rend='italic'>fiat</hi> money, but promises to pay (although not then redeemable),
+as may be seen by the movement of the line in <ref target='Chart_XII'>Chart XII</ref>
+(p. <ref target='Pg359'>359</ref>), which represents
+the fluctuations of our paper money during
+the civil war. The upward movement of the line, which indicates
+the premium on gold during our late war, of course represents
+correspondingly the depreciation of the paper. Every
+victory or defeat of the Union arms raised or lowered the premium
+on gold; it was the register of the opinion of the people as to
+the value to be associated with the paper. The second and third
+resorts to issues of greenbacks were regarded as confessions of
+financial distress; it was this which produced the effect on their
+value. It was not only the quantity but also that which caused
+the issue of the quantity. It is, of course, clear that the value of
+a paper money like the greenbacks, which were the promises to
+pay of a rich country, would bear a definite relation to the actual
+quantity issued; and this is to be seen by the generally
+higher level of the line on the chart, showing a steadily diminishing
+purchasing power as the issues increased. But the thing
+which weighed largely in people's minds was the possibility of
+ultimate redemption; and the premium on gold was practically
+a register of the <q>betting</q> on this possibility. In 1878, when
+Secretary Sherman's reserve was seen to be increasing to an
+effective amount, and when it became evident that he would
+have the means (i.e., the value represented by all the paper
+that was likely to be presented) to resume on the day set, January
+1, 1879, the premium gradually faded away. The general
+shifting of the level to a lower stage in this later period was
+not due to any decrease in the quantity outstanding, because
+the contraction had been stopped in 1868, and that consequent
+on the resumption act in May, 1878.
+</p>
+</quote>
+
+<pb n='347'/><anchor id='Pg347'/>
+
+<p>
+Suppose that, in a country of which the currency is
+wholly metallic, a paper currency is suddenly issued, to the
+amount of half the metallic circulation; not by a banking
+establishment, or in the form of loans, but by the Government,
+in payment of salaries and purchase of commodities.
+The currency being suddenly increased by one half, all prices
+will rise, and, among the rest, the prices of all things made
+of gold and silver. An ounce of manufactured gold will become
+more valuable than an ounce of gold coin, by more
+than that customary difference which compensates for the
+value of the workmanship; and it will be profitable to melt
+the coin for the purpose of being manufactured, until as
+much has been taken from the currency by the subtraction
+of gold as had been added to it by the issue of paper. Then
+prices will relapse to what they were at first, and there will
+be nothing changed, except that a paper currency has been
+substituted for half of the metallic currency which existed
+before. Suppose, now, a second emission of paper; the
+same series of effects will be renewed; and so on, until the
+whole of the metallic money has disappeared [see Chart
+No. <ref target='Chart_XIV'>XIV</ref>,
+<ref target='Book_III_Chapter_XV'>Chap. XV</ref>, for the exportation of gold from the
+United States after the issue of our paper money in 1862]:
+that is, if paper be issued of as low a denomination as
+the lowest coin; if not, as much will remain as convenience
+requires for the smaller payments. The addition
+made to the quantity of gold and silver disposable for
+ornamental purposes will somewhat reduce, for a time, the
+value of the article; and as long as this is the case, even
+though paper has been issued to the original amount of
+the metallic circulation, as much coin will remain in circulation
+along with it as will keep the value of the currency
+down to the reduced value of the metallic material;
+but the value having fallen below the cost of production, a
+stoppage or diminution of the supply from the mines will
+enable the surplus to be carried off by the ordinary agents of
+destruction, after which the metals and the currency will
+recover their natural value. We are here supposing, as we
+<pb n='348'/><anchor id='Pg348'/>
+have supposed throughout, that the country has mines of its
+own, and no commercial intercourse with other countries;
+for, in a country having foreign trade, the coin which is rendered
+superfluous by an issue of paper is carried off by a
+much prompter method.
+</p>
+
+<quote rend='display'>
+Mr. Mill's statement, that, if paper be not issued of as low
+a denomination as the lowest coin, <q>as much will remain as
+convenience requires for the smaller payments,</q> will not hold
+true. During our recent experiment of depreciated paper, the
+depreciation was such as to drive out the subsidiary silver coins,
+by July, 1862, and we were forced to supply their place by a
+fractional paper currency. By an amendment inserted June 17,
+1862, into the act authorizing a second issue of $150,000,000 of
+greenbacks, it was ordered <q>that no note shall be issued for
+the fractional part of a dollar, and not more than $35,000,000
+shall be of lower denominations than five dollars</q> (act, finally
+passed July 11, 1862). Although there were no fractional
+notes, yet one-dollar notes drove out subsidiary silver, simply
+because the paper had depreciated to a value below that of the
+345.6 grains of silver in two halves or four quarters of a dollar.
+By July 2d the disappearance of small coin was distinctly noted.
+Let the value of gold be represented by 100; and a dollar of
+small silver coin (345.6 grains), relatively to a gold dollar,
+by 96. Now, if paper depreciates to 90, relatively to gold, it
+will drive out the subsidiary silver at 96, in accordance with
+Gresham's law.
+</quote>
+
+<p>
+Up to this point the effects of a paper currency are substantially
+the same, whether it is convertible into specie or
+not. It is when the metals have been completely superseded
+and driven from circulation that the difference between
+convertible and inconvertible paper begins to be operative.
+When the gold or silver has all gone from circulation,
+and an equal amount of paper has taken its place,
+suppose that a still further issue is superadded. The same
+series of phenomena recommences: prices rise, among the
+rest the prices of gold and silver articles, and it becomes an
+object, as before, to procure coin, in order to convert it into
+bullion. There is no longer any coin in circulation; but, if
+the paper currency is convertible, coin may still be obtained
+from the issuers in exchange for notes. All additional notes,
+therefore, which are attempted to be forced into circulation
+<pb n='349'/><anchor id='Pg349'/>
+after the metals have been completely superseded, will return
+upon the issuers in exchange for coin; and they will not be
+able to maintain in circulation such a quantity of convertible
+paper as to sink its value below the metal which it represents.
+It is not so, however, with an inconvertible currency.
+To the increase of that (if permitted by law) there is no
+check. The issuers may add to it indefinitely, lowering its
+value and raising prices in proportion; they may, in other
+words, depreciate the currency without limit.
+</p>
+
+<p>
+Such a power, in whomsoever vested, is an intolerable
+evil. All variations in the value of the circulating medium
+are mischievous: they disturb existing contracts and expectations,
+and the liability to such changes renders every pecuniary
+engagement of long date entirely precarious. The person
+who buys for himself, or gives to another, an annuity
+of one [hundred dollars], does not know whether it will be
+equivalent to [two hundred or to fifty dollars] a few years
+hence. Great as this evil would be if it depended only on
+accident, it is still greater when placed at the arbitrary disposal
+of an individual or a body of individuals, who may
+have any kind or degree of interest to be served by an artificial
+fluctuation in fortunes, and who have at any rate a
+strong interest in issuing as much as possible, each issue
+being in itself a source of profit&mdash;not to add, that the issuers
+may have, and, in the case of a government paper, always
+have, a direct interest in lowering the value of the
+currency, because it is the medium in which their own debts
+are computed.
+</p>
+
+<quote rend='display'>
+The United States Supreme Court had decided in December,
+1870, by the second legal-tender decision, that the issue of
+greenbacks (inconvertible from 1862 to 1879) was constitutional
+during a time of war; but it was thought that the reissue of
+these notes since the war, when no war emergency could be
+pleaded, was unconstitutional. This view, however, was met by
+the unfortunate decision of the Supreme Court, delivered by
+Justice Gray, March, 1884, which announced the doctrine that
+the expediency of an issue of legal-tender paper money was to
+be determined solely by Congress; and that, if Congress judged
+the issue expedient, it was within the limits of those provisions
+<pb n='350'/><anchor id='Pg350'/>
+of the Constitution (section 8), which gave Congress the means
+to do whatever was <q>necessary and proper</q> to carry out the
+powers expressly granted to it. Nothing now can prevent
+Congress, should it choose to do so, from issuing paper money
+of any description whatever, even if of absolutely no value.
+The disaster that might be brought upon the country by a
+rising tide of repudiation among debtors, taking its effect
+through a facile and plastic Congress (as in the case of the
+silver coinage in 1878), is appalling to reflect upon.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. If regulated by the price of Bullion, as inconvertible Currency
+might be safe, but not Expedient.</head>
+
+<p>
+In order that the value of the currency may be
+secure from being altered by design, and may be as little as
+possible liable to fluctuation from accident, the articles least
+liable of all known commodities to vary in their value, the
+precious metals, have been made in all civilized countries
+the standard of value for the circulating medium; and no
+paper currency ought to exist of which the value can not be
+made to conform to theirs. Nor has this fundamental maxim
+ever been entirely lost sight of, even by the governments
+which have most abused the power of creating inconvertible
+paper. If they have not (as they generally have) professed
+an intention of paying in specie at some indefinite future
+time, they have at least, by giving to their paper issues the
+names of their coins, made a virtual, though generally a false,
+profession of intending to keep them at a value corresponding
+to that of the coins. This is not impracticable, even
+with an inconvertible paper. There is not, indeed, the self-acting
+check which convertibility brings with it. But there
+is a clear and unequivocal indication by which to judge
+whether the currency is depreciated, and to what extent.
+That indication is the price of the precious metals. When
+holders of paper can not demand coin to be converted into
+bullion, and when there is none left in circulation, bullion
+rises and falls in price like other things; and if it is above
+the mint price&mdash;if an ounce of gold, which would be coined
+into the equivalent of [$18.60], is sold for [$20 or $25] in
+paper&mdash;the value of the currency has sunk just that much
+below what the value of a metallic currency would be. If,
+therefore, the issue of inconvertible paper were subjected to
+<pb n='351'/><anchor id='Pg351'/>
+strict rules, one rule being that, whenever bullion rose above
+the mint price, the issues should be contracted until the
+market price of bullion and the mint price were again in
+accordance, such a currency would not be subject to any
+of the evils usually deemed inherent in an inconvertible
+paper.
+</p>
+
+<p>
+But, also, such a system of currency would have no advantages
+sufficient to recommend it to adoption. An inconvertible
+currency, regulated by the price of bullion, would
+conform exactly, in all its variations, to a convertible one;
+and the only advantage gained would be that of exemption
+from the necessity of keeping any reserve of the precious
+metals, which is not a very important consideration, especially
+as a government, so long as its good faith is not suspected,
+need not keep so large a reserve as private issuers,
+being not so liable to great and sudden demands, since there
+never can be any real doubt of its solvency.
+</p>
+
+<quote rend='display'>
+The United States since 1879 finds that a reserve of from
+$130,000,000 to $140,000,000 is a sufficient reserve for outstanding
+notes to the amount of $346,000,000, and greenbacks
+are now at a par with gold.
+</quote>
+
+<p>
+Against this small advantage is to be set, in the first place,
+the possibility of fraudulent tampering with the price of
+bullion for the sake of acting on the currency, in the manner
+of the fictitious sales of corn, to influence the averages,
+so much and so justly complained of while the corn laws
+were in force. But a still stronger consideration is the importance
+of adhering to a simple principle, intelligible to
+the most untaught capacity. Everybody can understand
+convertibility; every one sees that what can be at any moment
+exchanged for five [dollars] is worth five [dollars].
+Regulation by the price of bullion is a more complex idea,
+and does not recommend itself through the same familiar
+associations. There would be nothing like the same confidence,
+by the public generally, in an inconvertible currency
+so regulated, as in a convertible one: and the most instructed
+person might reasonably doubt whether such a rule would be
+<pb n='352'/><anchor id='Pg352'/>
+as likely to be inflexibly adhered to. The grounds of the
+rule not being so well understood by the public, opinion
+would probably not enforce it with as much rigidity, and,
+in any circumstances of difficulty, would be likely to turn
+against it; while to the Government itself a suspension of
+convertibility would appear a much stronger and more extreme
+measure than a relaxation of what might possibly
+be considered a somewhat artificial rule. There is therefore
+a great preponderance of reasons in favor of a convertible,
+in preference to even the best regulated inconvertible,
+currency. The temptation to over-issue, in certain
+financial emergencies, is so strong, that nothing is admissible
+which can tend, in however slight a degree, to weaken the
+barriers that restrain it.
+</p>
+
+<quote rend='display'>
+The French Government, in the Franco-Prussian War
+(1870), issued inconvertible paper on this plan, as explained
+by Mr. Mill; but, acting through the Bank of France, they conducted
+their issues so successfully that the notes never depreciated
+more than about one half of one per cent. But this
+was a very rare management of inconvertible paper, since the
+issues were actually limited as the price of gold in paper rose
+above par.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Examination of the doctrine that an inconvertible Current is safe,
+if representing actual Property.</head>
+
+<p>
+Projectors every now and then start up, with plans
+for curing all the economical evils of society by means of an
+unlimited issue of inconvertible paper. There is, in truth, a
+great charm in the idea. To be able to pay off the national
+debt, defray the expenses of government without taxation,
+and, in fine, to make the fortunes of the whole community,
+is a brilliant prospect, when once a man is capable of believing
+that printing a few characters on bits of paper will do it.
+The philosopher's stone could not be expected to do more.<note place='foot'>For
+John Law's famous scheme (1718-1720) in France, called the <q>Mississippi
+Bubble,</q> the best authority is Levasseur's <q>Système de Law</q> (1854).
+Also consult M. Thiers's <q>The Mississippi Bubble</q> (translated by F. F. Fiske,
+1859); Steuart's <q>Political Economy</q> (1767); and McLeod's <q>Dictionary of
+Political Economy,</q> article on <q>Banking in France.</q></note>
+</p>
+
+<p>
+As these projects, however often slain, always resuscitate,
+it is not superfluous to examine one or two of the fallacies
+<pb n='353'/><anchor id='Pg353'/>
+by which the schemers impose upon themselves. One of the
+commonest is, that a paper currency can not be issued in excess
+so long as every note issued <emph>represents</emph> property, or has
+a <emph>foundation</emph> of actual property to rest on. These phrases,
+of representing and resting, seldom convey any distinct or
+well-defined idea; when they do, their meaning is no more
+than this&mdash;that the issuers of the paper must <emph>have</emph> property,
+either of their own, or intrusted to them, to the value of all
+the notes they issue, though for what purpose does not very
+clearly appear; for, if the property can not be claimed
+in exchange for the notes, it is difficult to divine in what
+manner its mere existence can serve to uphold their value.
+I presume, however, it is intended as a guarantee that
+the holders would be finally reimbursed, in case any untoward
+event should cause the whole concern to be wound
+up. On this theory there have been many schemes for
+<q>coining the whole land of the country into money</q> and
+the like.
+</p>
+
+<p>
+In so far as this notion has any connection at all with
+reason, it seems to originate in confounding two entirely distinct
+evils, to which a paper currency is liable. One is, the
+insolvency of the issuers; which, if the paper is grounded
+on their credit&mdash;if it makes any promise of payment in cash,
+either on demand or at any future time&mdash;of course deprives
+the paper of any value which it derives from the promise.
+To this evil paper credit is equally liable, however moderately
+used; and against it, a proviso that all issues should
+be <q>founded on property,</q> as for instance that notes should
+only be issued on the security of some valuable thing, expressly
+pledged for their redemption, would really be efficacious
+as a precaution. But the theory takes no account of
+another evil, which is incident to the notes of the most solvent
+firm, company, or government; that of being depreciated
+in value from being issued in excessive quantity. The
+assignats, during the French Revolution, were an example of
+a currency grounded on these principles. The assignats
+<q>represented</q> an immense amount of highly valuable property,
+<pb n='354'/><anchor id='Pg354'/>
+namely, the lands of the crown, the church, the monasteries,
+and the emigrants; amounting possibly to half the
+territory of France. They were, in fact, orders or assignments
+on this mass of land. The revolutionary government
+had the idea of <q>coining</q> these lands into money; but, to
+do them justice, they did not originally contemplate the immense
+multiplication of issues to which they were eventually
+driven by the failure of all other financial resources. They
+imagined that the assignats would come rapidly back to the
+issuers in exchange for land, and that they should be able to
+reissue them continually until the lands were all disposed
+of, without having at any time more than a very moderate
+quantity in circulation. Their hope was frustrated: the land
+did not sell so quickly as they expected; buyers were not
+inclined to invest their money in possessions which were
+likely to be resumed without compensation if the revolution
+succumbed; the bits of paper which represented land, becoming
+prodigiously multiplied, could no more keep up their
+value than the land itself would have done if it had all been
+brought to market at once; and the result was that it at last
+required an assignat of five hundred francs to pay for a cup
+of coffee.
+</p>
+
+<p>
+The example of the assignats has been said not to be conclusive,
+because an assignat only represented land in general,
+but not a definite quantity of land. To have prevented their
+depreciation, the proper course, it is affirmed, would have
+been to have made a valuation of all the confiscated property
+at its metallic value, and to have issued assignats up to, but
+not beyond, that limit; giving to the holders a right to demand
+any piece of land, at its registered valuation, in exchange
+for assignats to the same amount. There can be no
+question about the superiority of this plan over the one actually
+adopted. Had this course been followed, the assignats
+could never have been depreciated to the inordinate degree
+they were; for&mdash;as they would have retained all their purchasing
+power in relation to land, however much they might
+have fallen in respect to other things&mdash;before they had lost
+<pb n='355'/><anchor id='Pg355'/>
+very much of their market value, they would probably
+have been brought in to be exchanged for land. It must
+be remembered, however, that their not being depreciated
+would presuppose that no greater number of them
+continued in circulation than would have circulated if they
+had been convertible into cash. However convenient, therefore,
+in a time of revolution, this currency convertible into
+land on demand might have been, as a contrivance for
+selling rapidly a great quantity of land with the least possible
+sacrifice, it is difficult to see what advantage it would
+have, as the permanent system of a country, over a currency
+convertible into coin; while it is not at all difficult to
+see what would be its disadvantages, since land is far more
+variable in value than gold and silver; and besides, land, to
+most persons, being rather an incumbrance than a desirable
+possession, except to be converted into money, people would
+submit to a much greater depreciation before demanding
+land, than they will before demanding gold or silver.<note place='foot'>For
+the best brief account of the issues of assignats, see President A. D.
+White's <q>Paper Money Inflation in France.</q> See also F. A. Walker, <q>Money,</q>
+pp. 336-347; Bazot's <q>Assignats</q>; and Alison's <q>History of the French
+Revolution,</q> vol. ii, p. 606.</note>
+</p>
+
+<quote rend='display'>
+It has been said that the assignats circulated without legal-tender
+power. They were received by the French treasury,
+and a law was passed condemning a man to six years in irons
+for exchanging gold or silver for assignats at a greater than
+the nominal or face value of the latter. The subsequent issues,
+called <foreign lang='fr' rend='italic'>mandats</foreign>,
+did not <emph>represent</emph> land, but were directly exchangeable
+for the land. Even that kind of money is no more
+valuable than a proportional amount of tax receipts for land.
+In a very short time <foreign lang='fr' rend='italic'>mandats</foreign>
+were worth 1/1000 of their face
+value, and assignats very much less. The assignats, moreover,
+were not limited in quantity to the money value of the lands
+they represented. By 1796, 45,000,000,000 francs of assignats
+had been issued.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Experiments with paper Money in the United States.</head>
+
+<quote rend='display'>
+<p>
+The experience of the colonies before our Revolution
+is rich in warning examples of the over-issue of inconvertible
+paper money. Those of Rhode Island<note place='foot'>See
+<q>Some Account of the Bills of Credit or Paper Money of Rhode Island,
+1710-1786,</q> in <q>Rhode Island Historical Tracts,</q> No. 8 (1880), by E. S. Potter
+and S. S. Rider.</note> and the Province
+<pb n='356'/><anchor id='Pg356'/>
+of Massachusetts<note place='foot'>See Felt's <q>History
+of Massachusetts Currency.</q> Consult also Minot,
+Hutchinson, and Gouge. Walker, <q>Money,</q> and Sumner, <q>History of American
+Currency,</q> have given considerable accounts of paper experiments in the
+United States, and should be well studied.</note>
+are the most conspicuous, perhaps, because
+we have better knowledge of them, but other colonies
+suffered in as great a degree. The experience of the latter
+illustrates as well as any, perhaps, not only the general theory
+of inconvertible paper, but the device of supporting the paper
+by paying interest upon the notes. Although the issues
+since 1690 had depreciated, in 1702 £10,000 more notes were
+issued, because, as it was said, there was a scarcity of money.
+It is always noticeable that the more issues of paper money
+there are made, the more there is a cry of scarcity, much like
+the thirst of a hard drinker after the first exhilaration has
+passed off. On the new issues five per cent interest was paid,
+and even excises and imposts were set aside as security for their
+payment. The year 1709 saw a new expedition to Canada, and
+saw also the broken promises of the province, when £20,000
+more notes were put out; the collection of the taxes with which
+to pay the notes was deferred in 1707 for two years; in 1709
+deferred for four years; in 1710 for five years; in 1711 for six
+years. By 1712 they had depreciated thirty per cent, when the
+charm of legal tender was thrown around them, but to no purpose.
+The idea of value was not associated with them in people's
+minds, and they put no faith in promises. The usual result
+took place. People divided politically on the money question,
+and parties began to agitate for banks which should issue notes
+based on real estate, or for loans from the state to private persons
+at interest to be paid annually. Such facts show the train
+of evils following the first innocent departure from the maintenance
+of a currency equivalent to coin. The people forgot, or
+did not know, the nature of money, or the offices it performed.
+They did not understand that creating paper money did not
+create wealth. This experiment closed only in 1750 (March
+31st), when the province had courage enough to resume specie
+payments. The effect was to transfer the West India trade
+from paper-issuing colonies to Massachusetts, and to produce
+a steady prosperity in her business interests.
+</p>
+
+<anchor id='Chart_XI'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxi.png' rend='width: 80%'>
+ <head>Chart XI. Continental Currency, Issue and Depreciation.</head>
+ <figDesc>Illustration: Chart XI.</figDesc>
+ </figure>
+</p>
+
+<p>
+The issue of paper money as a means of making a forced
+loan from the people, when there seem to be no other means of
+getting funds, has been fully illustrated in our country by the
+Continental currency issued during our Revolution. It is not,
+however, considered that this is also accompanied by a process
+by which every debtor takes <q>a forced contribution from his
+creditor.</q> Congress had no power to tax, and the separate
+<pb n='358'/><anchor id='Pg358'/>
+States would not do it; and this has been considered as the excuse
+for making issues of that well-known paper money, which
+has given rise to the familiar by-word for absence of value,
+<q>not worth a Continental.</q> Without going into details,<note place='foot'>See
+Walker, <q>Money,</q> p. 329.</note> in one
+year, 1779, Congress issued $140,000,000, worth in coin only
+$7,000,000. They, however, bravely declared that paper had
+not depreciated, but that the price of coin had gone up!
+Legal attempts were made to repress the premium on silver;
+but resolutions do not create wealth as fast as money can be
+printed. The depreciation went on more rapidly than the issues
+(see <ref target='Chart_XI'>Chart No. XI</ref>, in which the black line represents the
+amounts of issues, and the broken line the depreciation of paper,
+starting at 100); and, finally, March 18, 1780, Congress decided
+to admit a depreciation, and resumed in silver at the
+rate of one dollar in silver for forty in paper.
+</p>
+
+<p>
+The question of government issues<note place='foot'>See J.
+J. Knox's <q>United States Notes</q> (1884); the Finance Reports during
+and since the war to 1879; Spaulding's <q>Financial History of the War</q>
+(1869); Bowen's <q>American Political Economy,</q> chap. xv; <q>Chapters of Erie,</q>
+by H. Adams and F. A. Walker; and the voluminous pages of the <q>Congressional
+Globe.</q> For the decisions in the legal-tender cases, see <q>Banker's Magazine,</q>
+1869-1870, p. 712, and 1871-1872, pp. 752, 780. A collection of statutes
+affecting United States finance, especially since 1860, has been made in
+a small pamphlet, by Professor C. F. Dunbar (published by Sever, Cambridge,
+Massachusetts).</note> of paper money again
+came up in the United States in 1862, during the civil war,
+and part of our present currency is the result of the policy
+then adopted. The first step&mdash;the one that generally costs&mdash;however,
+was taken July 17, 1861, when the Treasury issued
+$50,000,000 of <q>demand notes,</q> not bearing interest. These
+notes, however, were not made legal tender. They could be used
+in payment of salaries and other dues from the United States.
+It may be well to state that the Treasury balanced the arguments
+for and against the issues of paper at the beginning of the experiment,
+and we can see how these views were realized as we
+go along. In favor of paper issues it was urged that we could
+borrow a large amount without interest, as in the case of
+the Continental currency; that there would be no expense beyond
+the coin necessary for keeping the paper at par; and
+that the country would gain a uniform currency. On the other
+hand, it was seen that there might be temptations to issue without
+provisions for redemption; that even if a fund were kept,
+a disturbance of the money market would precipitate a demand
+for coin, and all upon this single fund; and, lastly, that there
+were all the dangers of over-issue. Secretary Chase<note place='foot'>Report
+of 1861.</note> then decided
+<pb n='359'/><anchor id='Pg359'/>
+against paper issues. Government bonds, however, did
+not sell, and the attempt of the banks toward the end of 1861
+to carry $150,000,000 of bonds brought on a suspension of specie
+payments, December 31, 1861. Without any taxation policy,
+the country drifted along, until in a spasm of dread at
+seeing an empty Treasury, Congress passed the legal-tender
+act (February 25, 1862), issuing $150,000,000 of paper in the
+form of promises to pay. A committee of bankers showed that
+the issue could have been avoided by selling bonds at their
+market price; but Congress would not sell them below par.
+No necessity for the issues of paper need have arrived. In
+four months another issue of $150,000,000 was authorized
+(July 11, 1862); and a third issue of a like amount (March 3,
+1863), in all $450,000,000. The depreciation took place (see
+<ref target='Chart_XII'>Chart No. XII</ref>),
+for, as Secretary Chase anticipated, no provision
+was made for redemption. They were made legal tender,
+but this <q>essential idea</q> did not preserve their value; nor
+did the provision that they be received for taxes (except customs),
+avail for this purpose.
+</p>
+
+<p>
+The effects of the depreciation were as evil as can well be
+imagined. (1) The expenses of the Government were increased
+by the rise in prices, so that (2) our national debt became
+hundreds of millions larger than it need have been; (3) a
+vicious speculation in gold began, leading to the unsettling of
+legitimate trade and to greater variations in prices; (4) the existence
+of depreciated paper later gave rise to all the dishonest
+schemes for paying the coin obligations of the United States
+in cheap issues, to the ruin of its credit and honor; and (5) it
+has practically become a settled part of our circulation, and a
+possible source of danger.
+</p>
+
+<p>
+Of the whole $450,000,000, $50,000,000 were set aside as a
+reserve for temporary deposits; but in July, 1864, $431,000,000
+were in circulation. At this time (June 30, 1864) Congress,
+retaining distinctly the feeling that the issue of paper was but
+a temporary measure, forbade any further issues. Secretary
+McCulloch, immediately on the close of the war, began to contract,
+and, by a resolution of the lower branch in Congress
+(December 18, 1865), a cordial concurrence in the measures for
+contraction was manifested. Of course, the return from the
+path of inflated credit and high prices was painful, and Congress
+began to feel the pressure of its constituents. Had they
+not yielded, much of the severity of the crisis of 1873 might
+have been avoided; but (April 12, 1866) they forbade any
+greater contraction than $4,000,000 a month. Here was a lack
+of courage not foreseen by Secretary Chase. This was again
+shown (February 4, 1868) by a law which absolutely forbade
+the Secretary to further reduce the currency, which now stood
+<pb n='360'/><anchor id='Pg360'/>
+at $356,000,000. This marks an important change in the attitude
+of the Government, as compared with 1862. After the
+panic of 1873, the paper evil produced its usual effect in the
+cry for more money, and, as in the Province of Massachusetts
+in 1712, parties divided on the question of inflation or contraction.
+A bill to expand the Government issues to $400,000,000
+(and the national-bank notes also to $400,000,000) actually
+passed both Houses of Congress, and we were fortunately saved
+from it only by the veto of President Grant (April 22, 1874).
+This was another landmark in the history of our paper money.
+Secretary Richardson, however, had already, without authority,
+reissued $26,000,000 of the $44,000,000 withdrawn by Secretary
+McCulloch, and the amount outstanding was thus
+$382,000,000. A compromise measure was passed (June 20,
+1874), which retained this amount in the circulation.
+</p>
+
+<p>
+When the resumption act was passed (January 14, 1875),
+the provision that, for every $100 of new national-bank notes
+issued, $80 of United States notes should be retired, resulted in
+a contraction of the latter from $382,000,000 to $346,000,000.
+The reason of this was, that there was no provision for the increase
+of United States notes when national banks withdrew
+their own issues; and after the crisis many banks naturally did
+so. The culmination of the policy of Congress came in a law
+(May 31, 1878) which absolutely forbade all further retirement
+of United States notes, and we are now left at the present
+time with an inelastic limit of $346,000,000. Finally, in 1877
+and 1878, Secretary Sherman, aided by a most fortunate state
+of foreign trade, began to accumulate gold in order to carry
+out the provisions of the resumption act, which required him
+to resume specie payments on January 1, 1879. He successfully
+collected $133,000,000 of gold, and on December 17, 1878,
+the premium on gold disappeared, and resumption was accomplished
+quietly on the day appointed, without a jar to business.
+</p>
+
+<p>
+But it is a significant fact that even after all the evils inflicted
+on our country by over-issues, in spite of the temptation
+to misuse paper money if it is in any way permitted, in spite of
+all the warnings of history, there seems to be a dangerous acquiescence
+in the presence of government paper money in our
+currency. It is an open pitfall, tempting to evils whenever
+sudden emergencies arise. It ought not to be allowed to remain
+any longer.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Examination of the gain arising from the increase and issue of paper
+Currency.</head>
+
+<p>
+Another of the fallacies from which the advocates
+of an inconvertible currency derive support is the notion
+that an increase of the currency quickens industry. Mr.
+Attwood maintained that a rise of prices produced by an increase
+<pb n='361'/><anchor id='Pg361'/>
+of paper currency stimulates every producer to his
+utmost exertions, and brings all the capital and labor of the
+country into complete employment; and that this has invariably
+happened in all periods of rising prices, when the rise
+was on a sufficiently great scale. I presume, however, that
+the inducement which, according to Mr. Attwood, excited
+this unusual ardor in all persons engaged in production
+must have been the expectation of getting more of commodities
+generally, more real wealth, in exchange for the produce
+of their labor, and not merely more pieces of paper. This
+expectation, however, must have been, by the very terms of
+the supposition, disappointed, since, all prices being supposed
+to rise equally, no one was really better paid for his goods
+than before. It calculates on finding the whole world persisting
+forever in the belief that more pieces of paper are
+more riches, and never discovering that, with all their paper,
+they can not buy more of anything than they could before.
+At the periods which Mr. Attwood mistook for times of
+prosperity, and which were simply (as all periods of high
+prices, under a convertible currency, must be) times of speculation,
+the speculators did not think they were growing rich
+because the high prices would last, but because they would
+not last, and because whoever contrived to realize while they
+did last would find himself, after the recoil, in possession of
+a greater number of [dollars], without their having become
+of less value.
+</p>
+
+<p>
+Hume's version of the doctrine differed in a slight degree
+from Mr. Attwood's. He thought that all commodities would
+not rise in price simultaneously, and that some persons therefore
+would obtain a real gain, by getting more money for
+what they had to sell, while the things which they wished to
+buy might not yet have risen. And those who would reap
+this gain would always be (he seems to think) the first comers.
+It seems obvious, however, that, for every person who
+thus gains more than usual, there is necessarily some other
+person who gains less. The loser, if things took place as
+Hume supposes, would be the seller of the commodities
+<pb n='362'/><anchor id='Pg362'/>
+which are slowest to rise; who, by the supposition, parts
+with his goods at the old prices, to purchasers who have
+already benefited by the new. This seller has obtained for
+his commodity only the accustomed quantity of money, while
+there are already some things of which that money will no
+longer purchase as much as before. If, therefore, he knows
+what is going on, he will raise his price, and then the buyer
+will not have the gain, which is supposed to stimulate his
+industry. But if, on the contrary, the seller does not know
+the state of the case, and only discovers it when he finds, in
+laying his money out, that it does not go so far, he then obtains
+less than the ordinary remuneration for his labor and
+capital; and, if the other dealer's industry is encouraged, it
+should seem that his must, from the opposite cause, be impaired.
+</p>
+
+<p>
+An issue of notes is a manifest gain to the issuers, who,
+until the notes are returned for payment, obtain the use of
+them as if they were a real capital; and, so long as the notes
+are no permanent addition to the currency, but merely supersede
+gold or silver to the same amount, the gain of the
+issuer is a loss to no one; it is obtained by saving to the
+community the expense of the more costly material. But, if
+there is no gold or silver to be superseded&mdash;if the notes are
+added to the currency, instead of being substituted for the
+metallic part of it&mdash;all holders of currency lose, by the depreciation
+of its value, the exact equivalent of what the issuer
+gains. A tax is virtually levied on them for his benefit.
+</p>
+
+<p>
+But besides the benefit reaped by the issuers, or by others
+through them, at the expense of the public generally, there
+is another unjust gain obtained by a larger class&mdash;namely, by
+those who are under fixed pecuniary obligations. All such
+persons are freed, by a depreciation of the currency, from a
+portion of the burden of their debts or other engagements;
+in other words, part of the property of their creditors is
+gratuitously transferred to them. On a superficial view it
+may be imagined that this is an advantage to industry; since
+the productive classes are great borrowers, and generally owe
+<pb n='363'/><anchor id='Pg363'/>
+larger debts to the unproductive (if we include among the
+latter all persons not actually in business) than the unproductive
+classes owe to them, especially if the national debt
+be included. It is only thus that a general rise of prices can
+be a source of benefit to producers and dealers, by diminishing
+the pressure of their fixed burdens. And this might be
+accounted an advantage, if integrity and good faith were of
+no importance to the world, and to industry and commerce
+in particular.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. <hi rend='italic'>Résumé</hi> of the subject of money.</head>
+
+<quote rend='display'>
+<p>
+Before passing on to another branch of our subject, it
+may be a gain to clearer ideas to collect in the form of the following
+classification the main points discussed
+(in Chaps. <ref target='Book_III_Chapter_IV'>IV</ref>
+to <ref target='Book_III_Chapter_X'>X</ref>)
+under money and credit, in continuance of a similar
+classification of value:
+</p>
+
+<pb n='364'/><anchor id='Pg364'/>
+
+<lg>
+<l>Money measures and transfers value.:</l>
+<l>(1.) Hence best served by the precious metals, on account
+of their peculiar qualities.</l>
+<l>(2.) Depends for its value, in the long run, on the cost of
+production at the worst mine worked (Class III); but
+practically on demand and supply (Class I). And (if no credit
+exists) its value changes exactly with the supply, which
+is expressed by V = 1/(Q × R)</l>
+<l>(3.) Under two legal standards, obeys Gresham's law&mdash;e.g.,
+experience of Japan and the United States.</l>
+<l>(4.) Substitutes for money, called <emph>credit</emph> (which is not capital,
+but calls out inactive capital).</l>
+</lg>
+
+<p>
+Of these substitutes for money, (1) Use of credit depends not on quality of coin
+and notes, and (2) Various kinds of credit.
+</p>
+
+<p>
+Of those various kinds of credit, there are (1) Book credits, (2) Bills of
+exchange, (3) Promissory notes, and (4) checks processed via clearing-house.
+</p>
+
+<p>
+Of the promissory notes, they are of either (1) Individuals, (2) Banks (Coin Banks
+or Land Banks, etc.), or
+(3) Governments.
+</p>
+
+<p>
+Of Government notes, there are (1) Convertible or (2) Inconvertible.
+</p>
+
+</quote>
+
+</div>
+
+</div>
+
+<pb n='365'/><anchor id='Pg365'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_XI'/>
+<head>Chapter XI. Of Excess Of Supply.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The theory of a general Over-Supply of Commodities stated.</head>
+
+<p>
+After the elementary exposition of the theory of
+money contained in the last few chapters, we shall return to
+a question in the general theory of Value which could not
+be satisfactorily discussed until the nature and operations of
+Money were in some measure understood, because the errors
+against which we have to contend mainly originate in a misunderstanding
+of those operations.
+</p>
+
+<p>
+Because the phenomenon of over-supply and consequent
+inconvenience or loss to the producer or dealer may exist in
+the case of any one commodity whatever, many persons, including
+some distinguished political economists,<note place='foot'>Mr. Malthus,
+Dr. Chalmers, M. de Sismondi, and various minor writers.
+It is especially likely that, in times of commercial depression, the journals of
+the day will contain arguments to show a general over-production.</note> have thought
+that it may exist with regard to all commodities; that there
+may be a general over-production of wealth; a supply of
+commodities in the aggregate surpassing the demand; and a
+consequent depressed condition of all classes of producers.
+</p>
+
+<p>
+The doctrine appears to me to involve so much inconsistency
+in its very conception that I feel considerable difficulty
+in giving any statement of it which shall be at once clear and
+satisfactory to its supporters. They agree in maintaining
+that there may be, and sometimes is, an excess of productions
+in general beyond the demand for them; that when
+this happens, purchasers can not be found at prices which
+will repay the cost of production with a profit; that there
+ensues a general depression of prices or values (they are seldom
+<pb n='366'/><anchor id='Pg366'/>
+accurate in discriminating between the two), so that
+producers, the more they produce, find themselves the poorer
+instead of richer; and Dr. Chalmers accordingly inculcates
+on capitalists the practice of a moral restraint in reference
+to the pursuit of gain, while Sismondi deprecates machinery
+and the various inventions which increase productive power.
+They both maintain that accumulation of capital may proceed
+too fast, not merely for the moral but for the material
+interest of those who produce and accumulate; and they
+enjoin the rich to guard against this evil by an ample unproductive
+consumption.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. The supply of commodities in general can not exceed the power
+of Purchase.</head>
+
+<p>
+When these writers speak of the supply of commodities
+as outrunning the demand, it is not clear which of
+the two elements of demand they have in view&mdash;the desire
+to possess, or the means of purchase; whether their meaning
+is that there are, in such cases, more consumable products in
+existence than the public desires to consume, or merely more
+than it is able to pay for. In this uncertainty, it is necessary
+to examine both suppositions.
+</p>
+
+<quote rend='display'>
+It will be here noticed that Mr. Mill uses demand in the
+sense for which we contended it should be used
+(<ref target='Book_III_Chapter_I_Section_3'>Book III,
+Chap. I, § 3</ref>), and not as <q>quantity demanded.</q> The present
+discussion of over-production should also be connected by the
+student with the former reference to it,
+<ref target='Book_I_Chapter_IV_Section_2'>Book I, Chap. IV, § 2</ref>.
+</quote>
+
+<p>
+First, let us suppose that the quantity of commodities
+produced is not greater than the community would be glad
+to consume; is it, in that case, possible that there should be
+a deficiency of demand for all commodities for want of the
+means of payment? Those who think so can not have considered
+what it is which constitutes the means of payment
+for commodities. It is simply commodities. Each person's
+means of paying for the productions of other people consists
+of those which he himself possesses. All sellers are
+inevitably and <hi rend='italic'>ex vi termini</hi> buyers. Could we suddenly
+double the productive powers of the country, we should
+double the supply of commodities in every market; but we
+should, by the same stroke, double the purchasing power.
+</p>
+
+<pb n='367'/><anchor id='Pg367'/>
+
+<p>
+Everybody would bring a double demand as well as supply;
+everybody would be able to buy twice as much, because
+every one would have twice as much to offer in exchange.
+It is probable, indeed, that there would now be a superfluity
+of certain things. Although the community would willingly
+double its aggregate consumption, it may already have as
+much as it desires of some commodities, and it may prefer
+to do more than double its consumption of others, or to exercise
+its increased purchasing power on some new thing.
+If so, the supply will adapt itself accordingly, and the values
+of things will continue to conform to their cost of production.
+At any rate, it is a sheer absurdity that all things
+should fall in value, and that all producers should, in consequence,
+be insufficiently remunerated. If values remain the
+same, what becomes of prices is immaterial, since the remuneration
+of producers does not depend on how much money,
+but on how much of consumable articles, they obtain for
+their goods. Besides, money is a commodity; and, if all
+commodities are supposed to be doubled in quantity, we
+must suppose money to be doubled too, and then prices
+would no more fall than values would.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. There can never be a lack of Demand arising from lack of Desire to
+Consume.</head>
+
+<p>
+A general over-supply, or excess of all commodities
+above the demand, so far as demand consists in means of
+payment, is thus shown to be an impossibility. But it may,
+perhaps, be supposed that it is not the ability to purchase,
+but the desire to possess, that falls short, and that the general
+produce of industry may be greater than the community
+desires to consume&mdash;the part, at least, of the community
+which has an equivalent to give.
+</p>
+
+<p>
+This is much the most plausible form of the doctrine,
+and does not, like that which we first examined, involve a
+contradiction. There may easily be a greater quantity of
+any particular commodity than is desired by those who have
+the ability to purchase, and it is abstractedly conceivable
+that this might be the case with all commodities. The error
+is in not perceiving that, though all who have an equivalent
+to give <emph>might</emph> be fully provided with every consumable
+<pb n='368'/><anchor id='Pg368'/>
+article which they desire, the fact that they go on adding to
+the production proves that this is not <emph>actually</emph> the case. Assume
+the most favorable hypothesis for the purpose, that of
+a limited community, every member of which possesses as
+much of necessaries and of all known luxuries as he desires,
+and, since it is not conceivable that persons whose wants
+were completely satisfied would labor and economize to obtain
+what they did not desire, suppose that a foreigner
+arrives and produces an additional quantity of something
+of which there was already enough. Here, it will be said, is
+over-production. True, I reply; over-production of that
+particular article. The community wanted no more of that,
+but it wanted something. The old inhabitants, indeed,
+wanted nothing; but did not the foreigner himself want
+something? When he produced the superfluous article, was
+he laboring without a motive? He has produced&mdash;but the
+wrong thing instead of the right. He wanted, perhaps,
+food, and has produced watches, with which everybody was
+sufficiently supplied. The new-comer brought with him into
+the country a demand for commodities equal to all that he
+could produce by his industry, and it was his business to see
+that the supply he brought should be suitable to that demand.
+If he could not produce something capable of exciting
+a new want or desire in the community, for the satisfaction
+of which some one would grow more food and give
+it to him in exchange, he had the alternative of growing
+food for himself, either on fresh land, if there was any unoccupied,
+or as a tenant, or partner, or servant of some former
+occupier, willing to be partially relieved from labor. He
+has produced a thing not wanted, instead of what was
+wanted, and he himself, perhaps, is not the kind of producer
+who is wanted&mdash;but there is no over-production; production
+is not excessive, but merely ill-assorted. We saw before
+that whoever brings additional commodities to the market
+brings an additional power of purchase; we now see that he
+brings also an additional desire to consume, since if he had
+not that desire he would not have troubled himself to produce.
+<pb n='369'/><anchor id='Pg369'/>
+Neither of the elements of demand, therefore, can
+be wanting when there is an additional supply, though it is
+perfectly possible that the demand may be for one thing, and
+the supply may, unfortunately, consist of another.
+</p>
+
+<quote rend='display'>
+It is not sufficiently borne in mind, also, that the whole
+progress of civilization results in a differentiation of new wants
+and desires. To take but a single instance, with the growth of
+the artistic sense the articles of common use change their entire
+form; and the advances in the arts disclose new commodities
+which satisfy the world's desires, and for these new
+satisfactions people are willing to work and produce in order
+to attain them. With education also comes a wider horizon
+and a more refined perception of taste, which creates wants for
+new things for which the mind before had no desires. A little
+reflection, therefore, must inevitably lead us to see that no person,
+no community, ever had, or probably ever will have, all its
+wants satisfied. So far as we know man, it does not seem possible
+that there will ever be a falling off in demand, because of
+a satiety of all material satisfactions.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Origin and Explanation of the notion of general Over-Supply.</head>
+
+<p>
+I have already described the state of the markets for
+commodities which accompanies what is termed a commercial
+crisis. At such times there is really an excess of all
+commodities above the money demand: in other words,
+there is an under-supply of money. From the sudden annihilation
+of a great mass of credit, every one dislikes to part
+with ready money, and many are anxious to procure it at
+any sacrifice. Almost everybody, therefore, is a seller, and
+there are scarcely any buyers: so that there may really be,
+though only while the crisis lasts, an extreme depression of
+general prices, from what may be indiscriminately called a
+glut of commodities or a dearth of money. But it is a great
+error to suppose, with Sismondi, that a commercial crisis is
+the effect of a general excess of production. It is simply
+the consequence of an excess of speculative purchases. It is
+not a gradual advent of low prices, but a sudden recoil from
+prices extravagantly high: its immediate cause is a contraction
+of credit, and the remedy is, not a diminution of supply,
+but the restoration of confidence. It is also evident
+that this temporary derangement of markets is an evil only
+<pb n='370'/><anchor id='Pg370'/>
+because it is temporary. The fall being solely of money
+prices, if prices did not rise again no dealer would lose,
+since the smaller price would be worth as much to him as
+the larger price was before. In no matter does this phenomenon
+answer to the description which these celebrated
+economists have given of the evil of over-production. That
+permanent decline in the circumstances of producers, for
+want of markets, which those writers contemplate, is a conception
+to which the nature of a commercial crisis gives no
+support.
+</p>
+
+<p>
+The other phenomenon from which the notion of a general
+excess of wealth and superfluity of accumulation seems
+to derive countenance is one of a more permanent nature,
+namely, the fall of profits and interest which naturally takes
+place with the progress of population and production. The
+cause of this decline of profit is the increased cost of maintaining
+labor, which results from an increase of population
+and of the demand for food, outstripping the advance of
+agricultural improvement. This important feature in the
+economical progress of nations will receive full consideration
+and discussion in the succeeding book.<note place='foot'><ref
+target='Book_IV_Chapter_II'>Book IV, Chap. II</ref>.</note> It is obviously
+a totally different thing from a want of market for commodities,
+though often confounded with it in the complaints
+of the producing and trading classes. The true interpretation
+of the modern or present state of industrial economy is,
+that there is hardly any amount of business which may not
+be done, if people will be content to do it on small profits;
+and this all active and intelligent persons in business perfectly
+well know: but even those who comply with the necessities
+of their time grumble at what they comply with,
+and wish that there were less capital,<note place='foot'>This
+is practically the argument of a little book, <q>Excessive Saving a Cause
+of Commercial Distress</q> (1884), by Uriel H. Crocker.</note> or, as they express it,
+less competition, in order that there might be greater profits.
+Low profits, however, are a different thing from deficiency
+<pb n='371'/><anchor id='Pg371'/>
+of demand, and the production and accumulation which
+merely reduce profits can not be called excess of supply or
+of production. What the phenomenon really is, and its
+effects and necessary limits, will be seen when we treat of
+that express subject.
+</p>
+
+</div>
+
+</div>
+
+<pb n='372'/><anchor id='Pg372'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter XII. Of Some Peculiar Cases Of Value.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Values of commodities which have a joint cost of production.</head>
+
+<p>
+The general laws of value, in all the more important
+cases of the interchange of commodities in the same
+country, have now been investigated. We examined, first,
+the case of monopoly, in which the value is determined by
+either a natural or an artificial limitation of quantity, that
+is, by demand and supply: secondly, the case of free competition,
+when the article can be produced in indefinite quantity
+at the same cost; in which case the permanent value is
+determined by the cost of production, and only the fluctuations
+by supply and demand: thirdly, a mixed case, that of
+the articles which can be produced in indefinite quantity,
+but not at the same cost; in which case the permanent value
+is determined by the greatest cost which it is necessary to
+incur in order to obtain the required supply: and, lastly,
+we have found that money itself is a commodity of the third
+class; that its value, in a state of freedom, is governed by
+the same laws as the values of other commodities of its
+class; and that prices, therefore, follow the same laws as
+values.
+</p>
+
+<p>
+From this it appears that demand and supply govern the
+fluctuations of values and prices in all cases, and the permanent
+values and prices of all things of which the supply is
+determined by any agency other than that of free competition:
+but that, under the <hi rend='italic'>régime</hi> of competition, things are,
+on the average, exchanged for each other at such values, and
+sold at such prices, as afford equal expectation of advantage
+to all classes of producers; which can only be when things
+<pb n='373'/><anchor id='Pg373'/>
+exchange for one another in the ratio of their cost of production.
+</p>
+
+<quote rend='display'>
+Here, again, is a distinct recognition of the true meaning of
+cost of production, and its ruling influence within a competing
+group, which has been seen in its full significance by Mr.
+Cairnes.
+</quote>
+
+<p>
+It sometimes happens [however] that two different commodities
+have what may be termed a joint cost of production.
+They are both products of the same operation, or set
+of operations, and the outlay is incurred for the sake of both
+together, not part for one and part for the other. The same
+outlay would have to be incurred for either of the two, if the
+other were not wanted or used at all. There are not a few
+instances of commodities thus associated in their production.
+For example, coke and coal-gas are both produced from the
+same material, and by the same operation. In a more partial
+sense, mutton and wool are an example; beef, hides, and tallow;
+calves and dairy produce; chickens and eggs. Cost of
+production can have nothing to do with deciding the value
+of the associated commodities relatively to each other. It
+only decides their joint value. Cost of production does not
+determine their prices, but the sum of their prices. A principle
+is wanting to apportion the expenses of production between
+the two.
+</p>
+
+<p>
+Since cost of production here fails us, we must revert to
+a law of value anterior to cost of production, and more
+fundamental, the law of demand and supply. The law is,
+that the demand for a commodity varies with its value, and
+that the value adjusts itself so that the demand shall be
+equal to the supply. This supplies the principle of repartition
+which we are in quest of.
+</p>
+
+<p>
+Suppose that a certain quantity of gas is produced and
+sold at a certain price, and that the residuum of coke is
+offered at a price which, together with that of the gas, repays
+the expenses with the ordinary rate of profit. Suppose,
+too, that, at the price put upon the gas and coke respectively,
+the whole of the gas finds an easy market, without
+<pb n='374'/><anchor id='Pg374'/>
+either surplus or deficiency, but that purchasers can not
+be found for all the coke corresponding to it. The coke will
+be offered at a lower price in order to force a market. But
+this lower price, together with the price of the gas, will not
+be remunerating; the manufacture, as a whole, will not pay
+its expenses with the ordinary profit, and will not, on these
+terms, continue to be carried on. The gas, therefore, must
+be sold at a higher price, to make up for the deficiency on
+the coke. The demand consequently contracting, the production
+will be somewhat reduced; and prices will become
+stationary when, by the joint effect of the rise of gas and
+the fall of coke, so much less of the first is sold, and so much
+more of the second, that there is now a market for all the
+coke which results from the existing extent of the gas-manufacture.
+</p>
+
+<p>
+Or suppose the reverse case; that more coke is wanted
+at the present prices than can be supplied by the operations
+required by the existing demand for gas. Coke, being now
+in deficiency, will rise in price. The whole operation will
+yield more than the usual rate of profit, and additional capital
+will be attracted to the manufacture. The unsatisfied
+demand for coke will be supplied; but this can not be done
+without increasing the supply of gas too; and, as the existing
+demand was fully supplied already, an increased quantity can
+only find a market by lowering the price. Equilibrium will
+be attained when the demand for each article fits so well
+with the demand for the other, that the quantity required of
+each is exactly as much as is generated in producing the
+quantity required of the other.
+</p>
+
+<p>
+When, therefore, two or more commodities have a joint
+cost of production, their natural values relatively to each
+other are those which will create a demand for each, in the
+ratio of the quantities in which they are sent forth by the
+productive process.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Values of the different kinds of agricultural produce.</head>
+
+<p>
+Another case of value which merits attention is
+that of the different kinds of agricultural produce. The case
+would present nothing peculiar, if different agricultural products
+<pb n='375'/><anchor id='Pg375'/>
+were either grown indiscriminately and with equal advantage
+on the same soils, or wholly on different soils. The
+difficulty arises from two things: first, that most soils are
+fitter for one kind of produce than another, without being
+absolutely unfit for any; and, secondly, the rotation of crops.
+</p>
+
+<p>
+For simplicity, we will confine our supposition to two
+kinds of agricultural produce; for instance, wheat and oats.
+If all soils were equally adapted for wheat and for oats, both
+would be grown indiscriminately on all soils, and their relative
+cost of production, being the same everywhere, would
+govern their relative value. If the same labor which grows
+three quarters of wheat on any given soil would always
+grow on that soil five quarters of oats, the three and the five
+quarters would be of the same value. The fact is, that both
+wheat and oats can be grown on almost any soil which is
+capable of producing either.
+</p>
+
+<p>
+It is evident that each grain will be cultivated in preference
+on the soils which are better adapted for it than for
+the other; and, if the demand is supplied from these alone,
+the values of the two grains will have no reference to one
+another. But when the demand for both is such as to require
+that each should be grown not only on the soils peculiarly
+fitted for it, but on the medium soils which, without
+being specifically adapted to either, are about equally suited
+for both, the cost of production on those medium soils will
+determine the relative value of the two grains; while the
+rent of the soils specifically adapted to each will be regulated
+by their productive power, considered
+with reference to that one [grain]
+alone to which they are peculiarly applicable.
+Thus far the question presents
+no difficulty, to any one to whom the
+general principles of value are familiar.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/agricultural-produce.png' rend='width: 80%'>
+ <figDesc>Illustration: Agricultural Produce.</figDesc>
+ </figure>
+</p>
+
+<quote rend='display'>
+This may be easily shown by a diagram,
+in which A represents the grade of
+land best adapted for oats; B, C, D, respectively,
+lands of diminishing productiveness for oats, until
+<pb n='376'/><anchor id='Pg376'/>
+E is reached, which is, perhaps, equally good for oats or wheat;
+<hi rend='italic'>a</hi>, <hi rend='italic'>b</hi>,
+<hi rend='italic'>c</hi>, <hi rend='italic'>d</hi>,
+and E likewise represent the wheat-lands, the best
+beginning with <hi rend='italic'>a</hi>. The rent of A, or B, is determined by a
+comparison with whatever grade of land planted in oats is cultivated
+at the least return, as E, for example. So, if all the
+wheat-lands are cultivated, land <hi rend='italic'>a</hi>,
+or <hi rend='italic'>b</hi>, is compared with E,
+but in regard to the capacity of E to produce wheat.
+</quote>
+
+<p>
+It may happen, however, that the demand for one of the
+two, as for example wheat, may so outstrip the demand for
+the other, as not only to occupy the soils specially suited for
+wheat, but to engross entirely those equally suitable to both,
+and even encroach upon those which are better adapted to
+oats. To create an inducement for this unequal apportionment
+of the cultivation, wheat must be relatively dearer, and
+oats cheaper, than according to the cost of their production
+on the medium land. Their relative value must be in proportion
+to the cost on that quality of land, whatever it may
+be, on which the comparative demand for the two grains
+requires that both of them should be grown. If, from the
+state of the demand, the two cultivations meet on land more
+favorable to one than to the other, that one will be cheaper
+and the other dearer, in relation to each other and to things
+in general, than if the proportional demand were as we at
+first supposed.
+</p>
+
+<quote rend='display'>
+As in the diagram just mentioned, if the demand for wheat
+forces its cultivation downward not only on to land E, suited
+to either indifferently, but, still farther on, to lands still less
+adapted for wheat (although good land for oats), wheat may
+be pushed down one stem of the V and up the other to D, or
+even to C. Then the value of wheat will be regulated by the
+cost of production on C, and the rent will be determined by a
+comparison between the productiveness of <hi rend='italic'>a</hi>,
+<hi rend='italic'>b</hi>, etc. (running
+downward through E), with C. The price of wheat will be
+high relatively to oats, which are now cultivated only on lands,
+A, B, better suited to growing oats, and whose cost of production
+on C is much less than on D or E.
+</quote>
+
+<p>
+Here, then, we obtain a fresh illustration, in a somewhat
+different manner, of the operation of demand, not as an occasional
+disturber of value, but as a permanent regulator of
+it, conjoined with, or supplementary to, cost of production.
+</p>
+
+</div>
+
+</div>
+
+<pb n='377'/><anchor id='Pg377'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter XIII. Of International Trade.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Cost of Production not a regulator of international values.
+Extension of the word <q>international.</q></head>
+
+<p>
+Some things it is physically impossible to produce,
+except in particular circumstances of heat, soil, water, or atmosphere.
+But there are many things which, though they
+could be produced at home without difficulty, and in any
+quantity, are yet imported from a distance. The explanation
+which would be popularly given of this would be, that it is
+cheaper to import than to produce them: and this is the true
+reason. But this reason itself requires that a reason be given
+for it. Of two things produced in the same place, if one is
+cheaper than the other, the reason is that it can be produced
+with less labor and capital, or, in a word, at less cost. Is this
+also the reason as between things produced in different
+places? Are things never imported but from places where
+they can be produced with less labor (or less of the other
+element of cost, time) than in the place to which they are
+brought? Does the law, that permanent value is proportioned
+to cost of production, hold good between commodities
+produced in distant places, as it does between those produced
+in adjacent places?
+</p>
+
+<p>
+We shall find that it does not. A thing may sometimes
+be sold cheapest, by being produced in some other place
+than that at which it can be produced with the smallest
+amount of labor and abstinence.
+</p>
+
+<p>
+This could not happen between adjacent places. If the
+north bank of the Thames possessed an advantage over the
+south bank in the production of shoes, no shoes would be
+produced on the south side; the shoemakers would remove
+themselves and their capitals to the north bank, or would
+have established themselves there originally; for, being competitors
+<pb n='378'/><anchor id='Pg378'/>
+in the same market with those on the north side,
+they could not compensate themselves for their disadvantage
+at the expense of the consumer; the amount of it would fall
+entirely on their profits; and they would not long content
+themselves with a smaller profit, when, by simply crossing a
+river, they could increase it. But between distant places,
+and especially between different countries, profits may continue
+different; because persons do not usually remove themselves
+or their capitals to a distant place without a very
+strong motive. If capital removed to remote parts of the
+world as readily, and for as small an inducement, as it moves
+to another quarter of the same town&mdash;if people would transport
+their manufactories to America or China whenever they
+could save a small percentage in their expenses by it&mdash;profits
+would be alike (or equivalent) all over the world, and all
+things would be produced in the places where the same labor
+and capital would produce them in greatest quantity and of
+best quality. A tendency may, even now, be observed toward
+such a state of things: capital is becoming more and
+more cosmopolitan; there is so much greater similarity of
+manners and institutions than formerly, and so much less
+alienation of feeling, among the more civilized countries,
+that both population and capital now move from one of
+those countries to another on much less temptation than
+heretofore. But there are still extraordinary differences,
+both of wages and of profits, between different parts of the
+world.
+</p>
+
+<p>
+Between all distant places, therefore, in some degree, but
+especially between different countries (whether under the
+same supreme government or not), there may exist great inequalities
+in the return to labor and capital, without causing
+them to move from one place to the other in such quantity as
+to level those inequalities. The capital belonging to a country
+will, to a great extent, remain in the country, even if
+there be no mode of employing it in which it would not be
+more productive elsewhere. Yet even a country thus circumstanced
+might, and probably would, carry on trade with
+<pb n='379'/><anchor id='Pg379'/>
+other countries. It would export articles of some sort, even
+to places which could make them with less labor than itself;
+because those countries, supposing them to have an advantage
+over it in all productions, would have a greater advantage
+in some things than in others, and would find it their
+interest to import the articles in which their advantage was
+smallest, that they might employ more of their labor and
+capital on those in which it was greatest.
+</p>
+
+<quote rend='display'>
+It might seem that a special theory of value is required
+for international trade, as compared with domestic trade, for
+the particular reason that in the former there exists <emph>no free
+movement of labor and capital</emph> from one trading country to
+another. But we shall see that no new theory is necessary.
+As before pointed out,<note place='foot'><ref
+target='Book_III_Chapter_II_Section_4'>Book III, Chap. II,
+§ 4</ref>.</note> commodities exchange for each other
+at their relative costs wherever there is that free competition
+which insures perfect facility of movement for labor and capital.
+It has been usually assumed that capital and labor move
+freely as between different parts of the same country, but
+not between different countries. This, however, is not consistent
+with the facts. We saw that there were non-competing
+industrial groups within the same nation. Mr. Mill here,
+in a pointed way, suggests this, when he speaks of <q>distant
+places.</q> The addition, therefore, made to Mr. Mill's exposition
+by Mr. Cairnes<note place='foot'><q>Leading Principles,</q>
+pp. 302-307.</note> is, that the word <q>international</q> (in
+default of a better term) should be applied to those conditions
+either within a country, or between two countries, which,
+because of the actual immobility of labor and capital from one
+occupation to another, furnishes a substantial interference with
+industrial competition. The obstacles to the free movement of
+labor and capital which produce the conditions called <q>international</q>
+are: 1. <q>Geographical distance; 2. Difference in
+political institutions; 3. Difference in language, religion, and
+social customs&mdash;in a word, in forms of civilization.</q> These
+differences exist between Maine and Montana; or even between
+two adjoining States, Ohio and Kentucky, one a free
+and the other an old slave State. Labor and capital have not
+in the past moved freely even across Mason and Dixon's line.
+There is, therefore, no treatment of international trade and
+values separate from the laws of value already laid down concerning
+non-competing groups, since there is also no free competition
+between all the industrial groups within a country.
+</quote>
+
+</div>
+
+<pb n='380'/><anchor id='Pg380'/>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Interchange of commodities between distance places determined by
+differences not in their absolute, but in the comparative, costs of
+production.</head>
+
+<p>
+As I have said elsewhere<note place='foot'><q>Essays on some Unsettled
+Questions of Political Economy,</q> Essay I.</note> after Ricardo (the thinker
+who has done most toward clearing up this subject),<note place='foot'>I at one
+time believed Mr. Ricardo to have been the sole author of the doctrine
+now universally received by political economists, on the nature and measure
+of the benefit which a country derives from foreign trade. But Colonel Torrens,
+by the republication of one of his early writings, <q>The Economists refuted,</q>
+has established at least a joint claim with Mr. Ricardo to the origination of the
+doctrine, and an exclusive one to its earliest
+publication.&mdash;<hi rend='smallcaps'>Mill</hi>.</note> <q>it is
+not a difference in the <emph>absolute</emph> cost of production which
+determines the interchange, but a difference in the <emph>comparative</emph>
+cost. It may be to our advantage to procure iron from
+Sweden in exchange for cottons, even although the mines of
+England as well as her manufactories should be more productive
+than those of Sweden; for if we have an advantage of
+one half in cottons, and only an advantage of a quarter in
+iron, and could sell our cottons to Sweden at the price which
+Sweden must pay for them if she produced them herself, we
+should obtain our iron with an advantage [over Sweden] of
+one half, as well as our cottons. We may often, by trading
+with foreigners, obtain their commodities at a smaller expense
+of labor and capital than they cost to the foreigners
+themselves. The bargain is still advantageous to the foreigner,
+because the commodity which he receives in exchange,
+though it has cost us less, would have cost him
+more.</q>
+</p>
+
+<quote rend='display'>
+<p>
+This may be illustrated as follows:
+</p>
+</quote>
+
+<table rend="latexcolumns: 'p{1cm} p{2.5cm} p{2.5cm}';
+ tblcolumns: 'lw(10) lw(20) lw(20)'">
+<row><cell>Articles interchanged.</cell><cell>England.</cell><cell>Sweden.</cell></row>
+<row><cell>Cotton.</cell>
+ <cell>10 days' labor produces <hi rend='italic'>x</hi> yds.</cell>
+ <cell>15 days' labor produces <hi rend='italic'>x</hi> yds.</cell></row>
+<row><cell>Iron.</cell>
+ <cell>12 days' labor produces <hi rend='italic'>y</hi> cwts.</cell>
+ <cell>15 days' labor produces <hi rend='italic'>y</hi> cwts.</cell></row>
+</table>
+
+<quote rend='display'>
+<p>
+Here England has the advantage over Sweden in both cotton
+and iron, since she can produce <hi rend='italic'>x</hi> yards of cotton in ten
+days' labor to fifteen days in Sweden, and <hi rend='italic'>y</hi> cwts. of iron in
+twelve days' labor to fifteen days in Sweden. The ship which
+takes <hi rend='italic'>x</hi> yards of cotton to Sweden, and there exchanges it, as
+may be done, for <hi rend='italic'>y</hi> cwts. of iron, brings back to England that
+which cost Sweden fifteen days' labor, while the cotton with
+<pb n='381'/><anchor id='Pg381'/>
+which the iron was bought cost England only ten days' labor.
+So that England also got her iron at an advantage over Sweden
+of one half of ten days' labor; and yet England had an absolute
+advantage over Sweden in iron of a less amount (i.e., of
+one fourth of twelve days' labor). It is to be distinctly understood
+that by difference in <emph>comparative cost</emph> we mean a difference
+in the comparative cost of producing two or more articles
+in the <emph>same country</emph>, and not the difference of cost of the same
+article in the different trading countries. In this example, for
+instance, it is the difference in the comparative costs in England
+of both cotton and iron (not the different costs of cotton
+in England and Sweden) which gives the reason for the existence
+of the foreign trade.
+</p>
+</quote>
+
+<p>
+To illustrate the cases in which interchange of commodities
+will not, and those in which it will, take place between
+two countries, the supposition may be made that the United
+States has an advantage over England in the production both
+of iron and of corn. It may first be supposed that the advantage
+is of equal amount in both commodities; the iron
+and the corn, each of which required 100 days' labor in the
+United States, requiring each 150 days' labor in England.
+It would follow that the iron of 150 days' labor in England,
+if sent to the United States, would be equal to the iron of
+100 days' labor in the United States; if exchanged for corn,
+therefore, it would exchange for the corn of only 100 days'
+labor. But the corn of 100 days' labor in the United States
+was supposed to be the same quantity with that of 150 days'
+labor in England. With 150 days' labor in iron, therefore,
+England would only get as much corn in the United States
+as she could raise with 150 days' labor at home; and she
+would, in importing it, have the cost of carriage besides. In
+these circumstances no exchange would take place. In this
+case the comparative costs of the two articles in England and
+in the United States were supposed to be the same, though
+the absolute costs were different; on which supposition we
+see that there would be no labor saved to either country by
+confining its industry to one of the two productions and importing
+the other.
+</p>
+
+<p>
+It is otherwise when the comparative and not merely
+<pb n='382'/><anchor id='Pg382'/>
+the absolute costs of the two articles are different in the two
+countries. If, while the iron produced with 100 days' labor
+in the United States was produced with 150 days' labor in
+England, the corn which was produced in the United States
+with 100 days' labor could not be produced in England with
+less than 200 days' labor, an adequate motive to exchange
+would immediately arise. With a quantity of iron which
+England produced with 150 days' labor, she would be able to
+purchase as much corn in the United States as was there produced
+with 100 days' labor; but the quantity which was there
+produced with 100 days' labor would be as great as the quantity
+produced in England with 200 days' labor. By importing
+corn, therefore, from the United States, and paying for
+it with iron, England would obtain for 150 days' labor what
+would otherwise cost her 200, being a saving of 50 days'
+labor on each repetition of the transaction; and not merely a
+saving to England, but a saving absolutely; for it is not obtained
+at the expense of the United States, who, with corn
+that cost her 100 days' labor, has purchased iron which, if
+produced at home, would have cost her the same. The
+United States, therefore, on this supposition, loses nothing;
+but also she derives no advantage from the trade, the imported
+iron costing her as much as if it were made at home.
+To enable the United States to gain anything by the interchange,
+something must be abated from the gain of England:
+the corn produced in the United States by 100 days' labor
+must be able to purchase from England more iron than the
+United States could produce by that amount of labor; more,
+therefore, than England could produce by 150 days' labor,
+England thus obtaining the corn which would have cost her
+200 days at a cost exceeding 150, though short of 200.
+England, therefore, no longer gains the whole of the labor
+which is saved to the two jointly by trading with one another.<note place='foot'>I
+have in this illustration retained almost the exact words quoted by Mr.
+Mill from his father's book, James Mill's <q>Elements of Political Economy,</q> but
+altered it by changing the trade from Poland to the United States, and by speaking
+of iron instead of cloth.</note>
+</p>
+
+<pb n='383'/><anchor id='Pg383'/>
+
+<quote rend='display'>
+<p>
+The case in which both England and the United States
+would gain from the trade may be thus briefly shown:
+</p>
+
+<table rend="latexcolumns: 'p{1cm} p{2.5cm} p{2.5cm}';
+ tblcolumns: 'lw(10) lw(20) lw(20)'">
+<row><cell>Articles interchanged.</cell><cell>United States.</cell>
+ <cell>England.</cell></row>
+<row><cell>Corn.</cell>
+ <cell>100 days' labor produces <hi rend='italic'>x</hi> bus.</cell>
+ <cell>200 days' labor produces <hi rend='italic'>x</hi> bus.</cell></row>
+<row><cell>Iron.</cell>
+ <cell>125 days' labor produces <hi rend='italic'>y</hi> tons.</cell>
+ <cell>150 days' labor produces <hi rend='italic'>y</hi> tons.</cell></row>
+</table>
+
+<p>
+The ship which carries <hi rend='italic'>x</hi> bushels of corn from the United
+States to England can there exchange it for at least <hi rend='italic'>y</hi> tons of
+iron (costing England 150 days' labor, since <hi rend='italic'>x</hi> bushels in England
+would cost 200 days' labor), and bring it home, gaining for the
+United States the difference between the 100 days' labor in
+corn, paid for the <hi rend='italic'>y</hi> tons of iron, and the 125 days which the
+iron would have cost here if produced at home. In this case
+the United States has an advantage over England in both corn
+and iron, but still an international trade will spring up, because
+the United States will derive a gain owing to the less cost of
+corn as compared with the cost of iron. Our <emph>comparative</emph> advantage
+is in corn. England, also, by sending to the United
+States <hi rend='italic'>y</hi> tons of iron, gets
+in return for it <hi rend='italic'>x</hi> bushels of corn.
+To produce the corn herself would have cost her 200 days' labor,
+but she bought that corn by only 150 days' labor spent on
+iron. England's <emph>comparative</emph> advantage is in iron. Then both
+countries will gain.
+</p>
+
+<p>
+Mr. Bowen<note place='foot'><q>American Political
+Economy,</q> p. 481.</note> gives an instance of international trade where
+one country has the advantage in both of the commodities
+entering into the exchange: <q>The inhabitants of Barbadoes,
+favored by their tropical climate and fertile soil, can raise
+provisions cheaper than we can in the United States. And
+yet Barbadoes buys nearly all her provisions from this country.
+Why is this so? Because, though Barbadoes has the
+advantage over us in the ability to raise provisions cheaply,
+she has a still greater advantage over us in her power to produce
+sugar and molasses. If she has an advantage of one
+fourth in raising provisions, she has an advantage of one half
+in regard to products exclusively tropical; and it is better
+for her to employ all her labor and capital in that branch
+of production in which her advantage is greatest. She can
+thus, by trading with us, obtain our breadstuffs and meat at a
+smaller expense of labor and capital than they cost ourselves.
+If, for instance, a barrel of flour costs ten days' labor in the
+United States and only eight days' labor in Barbadoes, the
+people of Barbadoes can still profitably buy the flour from this
+<pb n='384'/><anchor id='Pg384'/>
+country, if they can pay for it with sugar which cost them only
+six days' labor; and the people of this country can profitably
+sell them the flour, or buy from them the sugar, provided the
+sugar, if raised in the United States, would cost eleven days'
+labor.... The United States receive sugar, which would have
+cost them eleven days' labor, by paying for it with flour which
+costs them but ten days. Barbadoes receives flour, which would
+have cost her eight days' labor, by paying for it with sugar
+which costs her but six days. If Barbadoes produced both
+commodities with greater facility, but greater in precisely the
+same degree, there would be no motive for interchange.</q>
+</p>
+
+<p>
+It may be said, however, that in practice no business-man
+considers the question of <q>comparative cost</q> in making shipments
+of goods abroad; that all he thinks of is whether the
+price here, for example, is less than it is in London. And yet
+the very fact that the prices are less here implies that gold is
+of high value relatively to the given commodity; while in
+London, if money is to be sent back in payment, and if prices
+are high there, that implies that gold is there of less comparative
+value than commodities, and consequently that gold is the
+cheapest article to send to the United States. The doctrine,
+then, is as true of gold, or the precious metals, as it is of other
+commodities.<note place='foot'>For a fuller discussion of this
+question see Cairnes, <q>Leading Principles,</q> p. 319, ff.</note>
+It may be stated in the following language of
+Mr. Cairnes: <q>The proximate condition determining international
+exchange is the state of comparative prices in the exchanging
+countries as regards the commodities which form
+the subject of the trade. But comparative prices within
+the limits of each country are determined by two distinct
+principles&mdash;within the range of effective industrial competition,
+by cost of production; outside that range, by reciprocal
+demand.</q><note place='foot'><q>Leading Principles,</q> p. 323.</note>
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. The direct benefits of commerce consist in increased Efficiency of
+the productive powers of the World.</head>
+
+<p>
+From this exposition we perceive in what consists
+the benefit of international exchange, or, in other words,
+foreign commerce. Setting aside its enabling countries to
+obtain commodities which they could not themselves produce
+at all, its advantage consists in a more efficient employment
+of the productive forces of the world. If two countries
+which traded together attempted, as far as was physically
+possible, to produce for themselves what they now import
+from one another, the labor and capital of the two countries
+<pb n='385'/><anchor id='Pg385'/>
+would not be so productive, the two together would not obtain
+from their industry so great a quantity of commodities,
+as when each employs itself in producing, both for itself and
+for the other, the things in which its labor is relatively most
+efficient. The addition thus made to the produce of the two
+combined constitutes the advantage of the trade. It is possible
+that one of the two countries may be altogether inferior
+to the other in productive capacities, and that its labor and
+capital could be employed to greatest advantage by being removed
+bodily to the other. The labor and capital which
+have been sunk in rendering Holland habitable would have
+produced a much greater return if transported to America or
+Ireland. The produce of the whole world would be greater,
+or the labor less, than it is, if everything were produced
+where there is the greatest absolute facility for its production.
+But nations do not, at least in modern times, emigrate
+<hi rend='italic'>en masse</hi>; and, while the labor and capital of a country remain
+in the country, they are most beneficially employed in
+producing, for foreign markets as well as for its own, the
+things in which it lies under the least disadvantage, if there
+be none in which it possesses an advantage.
+</p>
+
+<quote rend='display'>
+<p>
+The fundamental ground on which all trade, or all exchange
+of commodities, rests, is division of labor, or separation of employments.
+Beyond the ordinary gain from division of labor,
+arising from increased dexterity, there exist gains arising from
+the development of <q>the special capacities or resources possessed
+by particular individuals or localities.</q> International
+exchanges call out chiefly the special advantages offered by
+particular <emph>localities</emph> for the prosecution of particular industries.
+</p>
+
+<p>
+<q>The only case, indeed, in which <emph>personal aptitudes</emph> go for
+much in the commerce of nations is where the nations concerned
+occupy different grades in the scale of civilization....
+The most striking example which the world has ever seen of a
+foreign trade determined by the peculiar personal qualities of
+those engaged in ministering to it is that which was furnished
+by the Southern States of the American Union previous to the
+abolition of slavery. The effect of that institution was to give
+a very distinct industrial character to the laboring population
+of those States which unfitted them for all but a very limited
+number of occupations, but gave them a certain special fitness
+for these. Almost the entire industry of the country was consequently
+<pb n='386'/><anchor id='Pg386'/>
+turned to the production of two or three crude commodities,
+in raising which the industry of slaves was found to
+be effective; and these were used, through an exchange with
+foreign countries, as the means of supplying the inhabitants
+with all other requisites.... In the main, however, it would
+seem that this cause [personal aptitudes] does not go for very
+much in international commerce.</q><note place='foot'>Cairnes,
+<q>Leading Principles,</q> p. 301.</note>
+</p>
+
+<p>
+In brief, then, international trade is but an extension of the
+principle of division of labor; and the gains to increased productiveness,
+arising from the latter, are exactly the same as
+those from the former.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;Not in a Vent for exports, nor in the gains of Merchants.</head>
+
+<p>
+According to the doctrine now stated, the only direct
+advantage of foreign commerce consists in the imports. A
+country obtains things which it either could not have produced
+at all, or which it must have produced at a greater
+expense of capital and labor than the cost of the things
+which it exports to pay for them. It thus obtains a more
+ample supply of the commodities it wants, for the same labor
+and capital; or the same supply, for less labor and capital,
+leaving the surplus disposable to produce other things. The
+vulgar theory disregards this benefit and deems the advantage
+of commerce to reside in the exports: as if not what a country
+obtains, but what it parts with, by its foreign trade, was
+supposed to constitute the gain to it. An extended market
+for its produce&mdash;an abundant consumption for its goods&mdash;a
+vent for its surplus&mdash;are the phrases by which it has been
+customary to designate the uses and recommendations of
+commerce with foreign countries. This notion is intelligible,
+when we consider that the authors and leaders of opinion on
+mercantile questions have always hitherto been the selling
+class. It is in truth a surviving relic of the Mercantile
+Theory, according to which, money being the only wealth,
+selling, or, in other words, exchanging goods for money,
+was (to countries without mines of their own) the only
+way of growing rich&mdash;and importation of goods, that is to
+say, parting with money, was so much subtracted from the
+benefit.
+</p>
+
+<pb n='387'/><anchor id='Pg387'/>
+
+<p>
+The notion that money alone is wealth has been long
+defunct, but it has left many of its progeny behind it. Adam
+Smith's theory of the benefit of foreign trade was, that it
+afforded an outlet for the surplus produce of a country, and
+enabled a portion of the capital of the country to replace itself
+with a profit. The expression, surplus produce, seems
+to imply that a country is under some kind of necessity of
+producing the corn or cloth which it exports; so that the
+portion which it does not itself consume, if not wanted and
+consumed elsewhere, would either be produced in sheer
+waste, or, if it were not produced, the corresponding portion
+of capital would remain idle, and the mass of productions in
+the country would be diminished by so much. Either of
+these suppositions would be entirely erroneous. The country
+produces an exportable article in excess of its own wants
+from no inherent necessity, but as the cheapest mode of supplying
+itself with other things. If prevented from exporting
+this surplus, it would cease to produce it, and would no
+longer import anything, being unable to give an equivalent;
+but the labor and capital which had been employed in producing
+with a view to exportation would find employment
+in producing those desirable objects which were previously
+brought from abroad; or, if some of them could not be produced,
+in producing substitutes for them. These articles
+would, of course, be produced at a greater cost than that of
+the things with which they had previously been purchased
+from foreign countries. But the value and price of the
+articles would rise in proportion; and the capital would
+just as much be replaced, with the ordinary profit, from
+the returns, as it was when employed in producing for the
+foreign market. The only losers (after the temporary inconvenience
+of the change) would be the consumers of the
+heretofore imported articles, who would be obliged either
+to do without them, consuming in lieu of them something
+which they did not like as well, or to pay a higher price
+for them than before.
+</p>
+
+<p>
+If it be said that the capital now employed in foreign
+<pb n='388'/><anchor id='Pg388'/>
+trade could not find employment in supplying the home
+market, I might reply that this is the fallacy of general
+over-production, discussed in a former chapter; but the thing
+is in this particular case too evident to require an appeal to
+any general theory. We not only see that the capital of the
+merchant would find employment, but we see what employment.
+There would be employment created, equal to that
+which would be taken away. Exportation ceasing, importation
+to an equal value would cease also, and all that part
+of the income of the country which had been expended in
+imported commodities would be ready to expend itself on
+the same things produced at home, or on others instead of
+them. Commerce is virtually a mode of cheapening production;
+and in all such cases the consumer is the person
+ultimately benefited; the dealer, in the end, is sure to get
+his profit, whether the buyer obtains much or little for his
+money.
+</p>
+
+<quote rend='display'>
+<hi rend='italic'>E converso</hi>, if for any reason, such as a removal of duties,
+capital should be withdrawn from the production of articles
+consumed at home, and imported commodities should entirely
+take their place, the very importation of the foreign commodities
+would imply that an increased corresponding production
+was going on in this country with which to pay for the imported
+goods. The capital thus thrown out of employment in an
+industry in which we had no comparative advantage (when
+competition became free) would necessarily be employed in
+the industries in which we had an advantage, and would supply&mdash;and
+the transferred capital would be the only means of supplying&mdash;the
+commodities which would be sent abroad to pay
+for those, which by the supposition are now imported, but were
+formerly produced at home. The result is a greater productiveness
+of industry, and so a greater sum from which both labor
+and capital may be rewarded. Whenever capital, unrestrained
+by artificial support, leaves one employment as unprofitable, it
+means that that employment is naturally, and in itself, less
+productive than the usual run of other industries in the country,
+and so less profitable to both labor and capital than the
+majority of other occupations.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Indirect benefits of Commerce, Economical and Moral; still
+greater than the Direct.</head>
+
+<p>
+Such, then, is the direct economical advantage of
+foreign trade. But there are, besides, indirect effects, which
+must be counted as benefits of a high order. (1) One is, the
+<pb n='389'/><anchor id='Pg389'/>
+tendency of every extension of the market to improve the
+processes of production. A country which produces for a
+larger market than its own can introduce a more extended
+division of labor, can make greater use of machinery, and
+is more likely to make inventions and improvements in the
+processes of production. Whatever causes a greater quantity
+of anything to be produced in the same place tends to the
+general increase of the productive powers of the
+world.<note place='foot'><ref target='Book_I_Chapter_VI_Section_4'>Book I,
+chap. VI, § 4</ref>.</note>
+There is (2) another consideration, principally applicable to
+an early stage of industrial advancement. The opening of
+a foreign trade, by making them acquainted with new objects,
+or tempting them by the easier acquisition of things
+which they had not previously thought attainable, sometimes
+works a sort of industrial revolution in a country whose resources
+were previously undeveloped for want of energy and
+ambition in the people; inducing those who were satisfied
+with scanty comforts and little work to work harder for the
+gratification of their new tastes, and even to save, and accumulate
+capital, for the still more complete satisfaction of
+those tastes at a future time.
+</p>
+
+<p>
+But (3) the economical advantages of commerce are surpassed
+in importance by those of its effects which are intellectual
+and moral. It is hardly possible to overrate the
+value, in the present low state of human improvement, of
+placing human beings in contact with persons dissimilar to
+themselves, and with modes of thought and action unlike
+those with which they are familiar. Commerce is now,
+what war once was, the principal source of this contact.
+Such communication has always been, and is peculiarly in
+the present age, one of the primary sources of progress.
+Finally, (4) commerce first taught nations to see with goodwill
+the wealth and prosperity of one another. Before, the
+patriot, unless sufficiently advanced in culture to feel the
+world his country, wished all countries weak, poor, and ill-governed
+but his own: he now sees in their wealth and
+<pb n='390'/><anchor id='Pg390'/>
+progress a direct source of wealth and progress to his own
+country. It is commerce which is rapidly rendering war
+obsolete, by strengthening and multiplying the personal interests
+which are in natural opposition to it. And it may
+be said without exaggeration that the great extent and rapid
+increase of international trade, in being the principal guarantee
+of the peace of the world, is the great permanent security
+for the uninterrupted progress of the ideas, the institutions,
+and the character of the human race.
+</p>
+
+</div>
+
+</div>
+
+<pb n='391'/><anchor id='Pg391'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_XIV'/>
+<head>Chapter XIV. Of International Values.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The values of imported commodities depend on the Terms of
+international interchange.</head>
+
+<p>
+The values of commodities produced at the same
+place, or in places sufficiently adjacent for capital to move
+freely between them&mdash;let us say, for simplicity, of commodities
+produced in the same country&mdash;depend (temporary fluctuations
+apart) upon their cost of production. But the value
+of a commodity brought from a distant place, especially from
+a foreign country, does not depend on its cost of production
+in the place from whence it comes. On what, then, does it
+depend? The value of a thing in any place depends on the
+cost of its acquisition in that place; which, in the case of an
+imported article, means the cost of production of the thing
+which is exported to pay for it.
+</p>
+
+<p>
+If, then, the United States imports wine from Spain,
+giving for every pipe of wine a bale of cloth, the exchange
+value of a pipe of wine in the United States will not depend
+upon what the production of the wine may have cost in
+Spain, but upon what the production of the cloth has cost in
+the United States. Though the wine may have cost in Spain
+the equivalent of only ten days' labor, yet, if the cloth costs
+in the United States twenty days' labor, the wine, when
+brought to the United States, will exchange for the produce
+of twenty days' American labor, <emph>plus</emph> the cost of carriage,
+including the usual profit on the importer's capital during
+the time it is locked up and withheld from other employment.<note place='foot'>I have
+changed the illustration from England to the United States in this
+example.</note>
+</p>
+
+<p>
+The value, then, in any country, of a foreign commodity,
+<pb n='392'/><anchor id='Pg392'/>
+depends on the quantity of home produce which must be
+given to the foreign country in exchange for it. In other
+words, the values of foreign commodities depend on the
+terms of international exchange. What, then, do these depend
+upon? What is it which, in the case supposed, causes
+a pipe of wine from Spain to be exchanged with the United
+States for exactly that quantity of cloth? We have seen
+that it is not their cost of production. If the cloth and the
+wine were both made in Spain, they would exchange at their
+cost of production in Spain; if they were both made in the
+United States, they would [possibly] exchange at their cost
+of production in the United States: but all the cloth being
+made in the United States, and all the wine in Spain, they
+are in circumstances to which we have already determined
+that the law of cost of production is not applicable. We
+must accordingly, as we have done before in a similar embarrassment,
+fall back upon an antecedent law, that of supply
+and demand; and in this we shall again find the solution of
+our difficulty.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. The values of foreign commodities depend, not upon Cost of Production,
+but upon Reciprocal Demand and Supply.</head>
+
+<quote rend='display'>
+<p>
+It has been previously explained that the conditions
+called. <q>international</q> are those, either within a nation, or those
+existing between two separate nations, which are such as to
+prevent the free movement of labor and capital from one group
+of industries to another, or from one locality to another distant
+one. Even if woolen cloth could be made cheaper in England
+than in the United States, we know that neither capital nor
+labor would easily leave the United States for England, although
+it might go from Rhode Island to Massachusetts under
+similar inducements. If shoes can be made with less advantage
+in Providence than in Lynn, the shoe industry will come
+to Lynn; but it does not follow that the English shoe industry
+would come to Lynn, even if the advantages of the latter were
+greater than those in England. If there be no obstacle to the
+free movement of labor and capital between places or occupations,
+and if some place or occupation can produce at a less
+cost than another place or occupation, then there will be a
+migration of the instruments of production. Since there is
+no free movement of labor and capital between one country
+and another, then two countries stand in the same relation as
+that of two <q>non-competing groups</q> within the same country,
+as before explained. When this fact is once fully grasped, the
+<pb n='393'/><anchor id='Pg393'/>
+subject of international values becomes very simple. It does
+not differ from the question of those domestic values for which
+we found<note place='foot'><ref target='Book_III_Chapter_II_Section_4'>Book
+III, Chap. II, § 4</ref>.</note> that the dependence on cost of production would
+not hold, but that their values were governed by reciprocal demand
+and supply.
+</p>
+
+<p>
+Attention should be drawn to the real nature of the present
+inquiry. It is not here a question as to what causes international
+<emph>trade</emph> between two countries: that has been treated in
+the preceding chapter, and has been found to be a difference
+in the comparative cost. The question now is one of <emph>exchange
+value</emph>, that is, for how much of other commodities a given
+commodity will exchange. The reasons for the trade are supposed
+to exist; but we now want to know what the law is which
+determines the proportions of the exchange. Why does one
+article exchange for more or less of another? Not, as we have
+seen, because one costs more or less to produce than the other.
+</p>
+
+<p>
+In the trade between the United States and England in
+iron and corn, formerly referred to (p. <ref target='Pg383'>383</ref>),
+it was seen that a
+100 days' labor of corn buys from England iron which would
+have cost the United States 125 days' labor. England sends
+150 days' labor of iron and buys from the United States corn
+which would have cost her 200 days' labor. But what rule
+fixes the proportions between 100 and 125 for the United
+States, and between 150 and 200 for England, at which the
+exchanges will take place? The trade increases the productiveness
+of both countries, but in what ratio will the two countries
+share this gain? The answer is, briefly, in <emph>the ratio set
+by reciprocal demand and supply</emph>, that is, the relative strength,
+as compared with each other, of the demands of the two countries
+respectively for iron and corn. This, however, may be
+capable of explanation in a simple form.
+</p>
+
+<p>
+A has spades, and B has oats, to dispose of; and each wishes
+to get the article belonging to the other. Will A give one spade
+for one bushel of oats, or for two? Will B give two bushels of
+oats for one spade? That depends upon how strong a desire A
+has for oats; the intensity of his demand may induce him to
+give two spades for one bushel. But the exchange also depends
+upon B. If he has no great need for spades, and A has a strong
+desire for oats, B will get more spades for oats than otherwise,
+possibly two spades for one bushel of oats; that is, oats will
+have a larger exchange value. If, on the other hand, A cares
+less for oats than B does for spades, then the exchange will result
+in an increased value of spades relatively to oats. When
+two commodities exchange against each other, their exchange
+values will depend entirely upon the relative intensity of the demand
+<pb n='394'/><anchor id='Pg394'/>
+on each side for the other commodity. And this simple
+form of the statement of reciprocal demand and supply is also
+the law of international values.
+</p>
+
+<p>
+If instead of spades and oats we substitute iron and corn,
+and let the trade be between England and the United States,
+the quantity of corn required to buy a given quantity of iron
+will depend upon the relative demands of England for corn
+and of the United States for iron. Something may cut off
+England's demand for our breadstuffs, and they will then
+have a less exchange value relatively to iron (if we keep up our
+demand), and their prices will fall. But if, on the other hand,
+England has poor harvests, and consequently a great demand
+for corn, and if our demand for iron is not excessive at the
+same time, then our breadstuffs will rise in value. And this
+was precisely what happened from 1877 to 1879. Now, in the
+above illustration of corn and iron, how can we know whether
+or not <hi rend='italic'>x</hi> bushels of corn (the produce of 100 days' labor in the
+United States) will exchange for exactly <hi rend='italic'>y</hi> tons of English
+iron? That, again, will depend upon the reciprocal demands
+of the two countries for corn and iron respectively. Moreover,
+it will have been already observed that the ratio of exchange
+is not capable of being ascertained exactly, since it varies
+with changing conditions, namely, the desires of the people
+of the two countries, together with their means of purchase.
+</p>
+
+<p>
+But yet these variations are capable of ascertainment as
+regards their extreme limits. The reciprocal demand can not
+carry the exchange value in either country beyond the line set
+by the cost of production of the article. For instance, an urgent
+need in England for corn (if the United States has a light
+demand for English iron) can not carry the ratio of exchange
+to a point such that England will offer so much more than 150
+days' labor in iron for <hi rend='italic'>x</hi> bushels of American corn that it will
+go beyond 200 days' labor in iron. It will be seen at once, then,
+if that were the case, that England would produce the corn
+herself; and that she would then have no gain whatever from
+the trade. The ratio of exchange will thus be limited by the
+reciprocal demand on one side to the cost of production (200
+days' labor) of English corn. On the other hand, if the supposition
+were reversed, and the United States had a great demand
+for iron, but England had little need for our corn, then
+we would not offer more than 125 days' labor of corn for <hi rend='italic'>y</hi> tons
+of iron, because for that expenditure of labor we could produce
+the iron ourselves.
+</p>
+
+<p>
+In the above examples we have considered the case of a
+trade in corn and iron only. If corn were to typify all our
+goods wanted by England, and iron all English goods wanted
+by the United States, the conclusions would be exactly the
+<pb n='395'/><anchor id='Pg395'/>
+same. The ratios of a myriad of things, each governed by its
+particular reciprocal demand, exchanging against each other,
+give a general result by which the goods sent out exchange
+against the goods brought back at such rates as are fixed by
+the reciprocal demands acting on all the goods. Goods are payments
+for goods; the ratio of exchange depends on reciprocal
+demand and supply. If we now add more countries to the example,
+we simply increase the number of persons (although in
+different countries) wanting our goods, as set off against our
+demands for the goods of this greater number of persons. If
+France, Germany, and England all want our corn, we must
+have some demand for the goods of France, Germany, and England
+also; and the same law of reciprocal demand gives the
+ratio of interchange. That this explanation is consistent with
+the facts is to be seen when we notice how eagerly the exporters
+of American staples watch the conditions which increase
+or diminish the foreign demand for these commodities, looking
+at them as the causes which directly affect their exchange value,
+or price.
+</p>
+</quote>
+
+<p>
+When cost of carriage is added, it will increase the price
+of corn to England and of iron to the United States. But, as
+every one knows, an increase of price affects the demand; and,
+as the demand on each side is affected, a new ratio of exchange
+will finally be reached consistent with the strength of desires
+on each side. Who, therefore, will pay the most of the cost
+of carriage England or the United States? That will, again,
+depend on whether England has the greatest relative demand
+for American goods, as compared with the demand of the
+United States for English goods.
+</p>
+
+<p>
+No absolute rule, therefore, can be laid down for the
+division of the cost, no more than for the division of the advantage;
+and it does not follow that, in whatever ratio the
+one is divided, the other will be divided in the same. It is
+impossible to say, if the cost of carriage could be annihilated,
+whether the producing or the importing country would be
+most benefited. This would depend on the play of international
+demand.
+</p>
+
+<p>
+Cost of carriage has one effect more. But for it, every
+commodity would (if trade be supposed free) be either regularly
+imported or regularly exported. A country would
+make nothing for itself which it did not also make for other
+countries. But in consequence of cost of carriage there are
+many things, especially bulky articles, which every, or almost
+<pb n='396'/><anchor id='Pg396'/>
+every, country produces within itself. After exporting the
+things in which it can employ itself most advantageously,
+and importing those in which it is under the greatest disadvantage,
+there are many lying between, of which the relative
+cost of production in that and in other countries differs so
+little that the cost of carriage would absorb more than the
+whole saving in cost of production which would be obtained
+by importing one and exporting another. This is the case
+with numerous commodities of common consumption, including
+the coarser qualities of many articles of food and
+manufacture, of which the finer kinds are the subject of
+extensive international traffic.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;As illustrated by trade in cloth and linen between England
+and Germany.</head>
+
+<quote rend='display'>
+Mr. Mill still further illustrates the operation of the law
+of reciprocal demand by the case of a trade between England
+and Germany in cloth and linen, as follows:
+</quote>
+
+<p>
+<q>Suppose that ten yards of broadcloth cost in England as
+much labor as fifteen yards of linen, and in Germany as
+much as twenty.</q> This supposition then being made, it
+would be the interest of England to import linen from Germany,
+and of Germany to import cloth from England.
+<q rend='pre'>When each country produced both commodities for itself,
+ten yards of cloth exchanged for fifteen yards of linen in
+England, and for twenty in Germany. They will now exchange
+for the same number of yards of linen in both. For
+what number? If for fifteen yards, England will be just as
+she was, and Germany will gain all. If for twenty yards,
+Germany will be as before, and England will derive the
+whole of the benefit. If for any number intermediate between
+fifteen and twenty, the advantage will be shared between
+the two countries. If, for example, ten yards of cloth
+exchange for eighteen of linen, England will gain an advantage
+of three yards on every fifteen, Germany will save two
+out of every twenty. The problem is, what are the causes
+which determine the proportion in which the cloth of England
+and the linen of Germany will exchange for each other?
+Let us suppose, then, that by the effect of what Adam Smith
+<pb n='397'/><anchor id='Pg397'/>
+calls the higgling of the market, ten yards of cloth, in both
+countries, exchange for seventeen yards of linen.</q>
+</p>
+
+<p>
+<q rend='pre'>The demand for a commodity, that is, the quantity of
+it which can find a purchaser, varies, as we have before remarked,
+according to the price. In Germany the price of
+ten yards of cloth is now seventeen yards of linen, or whatever
+quantity of money is equivalent in Germany to seventeen
+yards of linen. Now, that being the price, there is
+some particular number of yards of cloth, which will be in
+demand, or will find purchasers, at that price. There is
+some given quantity of cloth, more than which could not be
+disposed of at that price; less than which, at that price,
+would not fully satisfy the demand. Let us suppose this
+quantity to be 1,000 times ten yards.</q>
+</p>
+
+<p>
+<q rend='pre'>Let us now turn our attention to England. There the
+price of seventeen yards of linen is ten yards of cloth, or
+whatever quantity of money is equivalent in England to ten
+yards of cloth. There is some particular number of yards of
+linen which, at that price, will exactly satisfy the demand,
+and no more. Let us suppose that this number is 1,000
+times seventeen yards.</q>
+</p>
+
+<p>
+<q rend='pre'>As seventeen yards of linen are to ten yards of cloth, so
+are 1,000 times seventeen yards to 1,000 times ten yards.
+At the existing exchange value, the linen which England
+requires will exactly pay for the quantity of cloth which, on
+the same terms of interchange, Germany requires. The demand
+on each side is precisely sufficient to carry off the supply
+on the other. The conditions required by the principle
+of demand and supply are fulfilled, and the two commodities
+will continue to be interchanged, as we supposed them to be,
+in the ratio of seventeen yards of linen for ten yards of
+cloth.</q>
+</p>
+
+<p>
+<q rend='pre'>But our suppositions might have been different. Suppose
+that, at the assumed rate of interchange, England had
+been disposed to consume no greater quantity of linen than
+800 times seventeen yards; it is evident that, at the rate supposed,
+this would not have sufficed to pay for the 1,000 times
+<pb n='398'/><anchor id='Pg398'/>
+ten yards of cloth which we have supposed Germany to require
+at the assumed value. Germany would be able to procure
+no more than 800 times ten yards at that price. To
+procure the remaining 200, which she would have no means
+of doing but by bidding higher for them, she would offer
+more than seventeen yards of linen in exchange for ten yards
+of cloth; let us suppose her to offer eighteen. At this price,
+perhaps, England would be inclined to purchase a greater
+quantity of linen. She would consume, possibly, at that
+price, 900 times eighteen yards. On the other hand, cloth
+having risen in price, the demand of Germany for it would
+probably have diminished. If, instead of 1,000 times ten
+yards, she is now contented with 900 times ten yards, these
+will exactly pay for the 900 times eighteen yards of linen
+which England is willing to take at the altered price; the
+demand on each side will again exactly suffice to take off the
+corresponding supply; and ten yards for eighteen will be the
+rate at which, in both countries, cloth will exchange for linen.</q>
+</p>
+
+<p>
+<q>The converse of all this would have happened if, instead
+of 800 times seventeen yards, we had supposed that
+England, at the rate of ten for seventeen, would have taken
+1,200 times seventeen yards of linen. In this case, it is England
+whose demand is not fully supplied; it is England who,
+by bidding for more linen, will alter the rate of interchange
+to her own disadvantage; and ten yards of cloth will fall, in
+both countries, below the value of seventeen yards of linen.
+By this fall of cloth, or, what is the same thing, this rise of
+linen, the demand of Germany for cloth will increase, and
+the demand of England for linen will diminish, till the rate
+of interchange has so adjusted itself that the cloth and the
+linen will exactly pay for one another; and, when once this
+point is attained, values will remain without further alteration.</q>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. The conclusion states in the Equation of International Demand.</head>
+
+<p>
+<q>It may be considered, therefore, as established, that
+when two countries trade together in two commodities, the
+exchange value of these commodities relatively to each other
+will adjust itself to the inclinations and circumstances of the
+consumers on both sides, in such manner that the quantities
+<pb n='399'/><anchor id='Pg399'/>
+required by each country, of the articles which it imports
+from its neighbor, shall be exactly sufficient to pay for one
+another. As the inclinations and circumstances of consumers
+can not be reduced to any rule, so neither can the proportions
+in which the two commodities will be interchanged. We
+know that the limits within which the variation is confined
+are the ratio between their costs of production in the one
+country and the ratio between their costs of production in
+the other. Ten yards of cloth can not exchange for more
+than twenty yards of linen, nor for less than fifteen. But
+they may exchange for any intermediate number. The ratios,
+therefore, in which the advantage of the trade may be divided
+between the two nations are various. The circumstances on
+which the proportionate share of each country more remotely
+depends admit only of a very general indication.</q>
+</p>
+
+<p>
+If, therefore, it be asked what country draws to itself the
+greatest share of the advantage of any trade it carries on, the
+answer is, the country for whose productions there is in other
+countries the greatest demand, and a demand the most susceptible
+of increase from additional cheapness. In so far as
+the productions of any country possess this property, the
+country obtains all foreign commodities at less cost. It gets
+its imports cheaper, the greater the intensity of the demand
+in foreign countries for its exports. It also gets its
+imports cheaper, the less the extent and intensity of its own
+demand for them. The market is cheapest to those whose
+demand is small. A country which desires few foreign productions,
+and only a limited quantity of them, while its own
+commodities are in great request in foreign countries, will
+obtain its limited imports at extremely small cost, that is, in
+exchange for the produce of a very small quantity of its labor
+and capital.
+</p>
+
+<p>
+The law which we have now illustrated may be appropriately
+named the Equation of International Demand. It
+may be concisely stated as follows: The produce of a country
+exchanges for the produce of other countries at such values
+as are required in order that the whole of her exports may
+<pb n='400'/><anchor id='Pg400'/>
+exactly pay for the whole of her imports. This law of International
+Values is but an extension of the more general law
+of Value, which we called the Equation of Supply and Demand.<note place='foot'><ref
+target='Book_III_Chapter_I_Section_3'>Book
+III, Chap. I, § 3</ref>.</note>
+We have seen that the value of a commodity always
+so adjusts itself as to bring the demand to the exact level of
+the supply. But all trade, either between nations or individuals,
+is an interchange of commodities, in which the things
+that they respectively have to sell constitute also their means
+of purchase: the supply brought by the one constitutes his
+demand for what is brought by the other. So that supply
+and demand are but another expression for reciprocal demand;
+and to say that value will adjust itself so as to equalize
+demand with supply, is, in fact, to say that it will adjust
+itself so as to equalize the demand on one side with the demand
+on the other.
+</p>
+
+<quote rend='display'>
+The <emph>tendency</emph> of imports to balance exports may be seen
+from Chart <ref target='Chart_XIII'>No. XIII</ref>, on the next page, which shows the
+relation between the exports and imports solely of merchandise,
+and exclusive of specie, to and from the United States. From
+1850 to 1860, after the discoveries of the precious metals in
+this country, we sent great quantities of gold and silver out of
+the country, purely as merchandise, so that, if we should include
+the precious metals among the exports in those years,
+the total exports would more nearly equal the total imports.
+The transmission of gold at that time was effected exactly as
+that of other merchandise; so that to the date of the civil
+war there was a very evident equilibrium between exports and
+imports. Then came the war, with the period of extravagance
+and speculation following, which led to great purchases abroad,
+and which was closed only by the panic of 1873. Since then
+more exports than imports were needed to pay for the great
+purchases of the former period; and the epoch of great exports,
+from 1875 to 1883, balanced the opposite conditions in
+the period preceding. It would seem, therefore, that we had
+reached a normal period about the year 1882.<note place='foot'>See
+<q>Statistical Abstract,</q> 1883, pp. 32, 33.</note> A fuller statement
+as to the fluctuations of exports and imports about the
+equilibrium will be given when the introduction of money in
+international trade is made. The full statement must also include
+the financial account.
+</quote>
+
+<pb n='401'/><anchor id='Pg401'/>
+
+<anchor id='Chart_XIII'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxiii.png' rend='width: 80%'>
+ <head>Chart XIII. <hi rend='italic'>Value of Merchandise</hi> <hi rend='smallcaps'>imported</hi>
+<hi rend='italic'>into (dotted line) and</hi> <hi rend='smallcaps'>exported</hi>
+<hi rend='italic'>from (black line) the United States from 1835 to 1883</hi>.</head>
+ <figDesc>Illustration: Chart XIII.</figDesc>
+ </figure>
+</p>
+
+</div>
+
+<pb n='402'/><anchor id='Pg402'/>
+
+<div>
+<index index='toc'/>
+<head>§ 5. The cost to a country of its imports depends not only on the ratio of
+exchange, but on the efficiency of its labor.</head>
+
+<p>
+We now pass to another essential part of the theory
+of the subject. There are two senses in which a country obtains
+commodities cheaper by foreign trade: in the sense of
+value and in the sense of cost: (1.) It gets them cheaper in
+the first sense, by their falling in value relatively to other
+things; the same quantity of them exchanging, in the country,
+for a smaller quantity than before of the other produce of
+the country. To revert to our original figures [of the trade
+with Germany in cloth and linen]: in England, all consumers
+of linen obtained, after the trade was opened, seventeen
+or some greater number of yards for the same quantity
+of all other things for which they before obtained only
+fifteen. The degree of cheapness, in this sense of the term,
+depends on the laws of International Demand, so copiously
+illustrated in the preceding sections. (2.) But, in the other
+sense, that of cost, a country gets a commodity cheaper
+when it obtains a greater quantity of the commodity with
+the same expenditure of labor and capital. In this sense
+of the term, cheapness in a great measure depends upon a
+cause of a different nature: a country gets its imports cheaper,
+in proportion to the general productiveness of its domestic
+industry; to the general efficiency of its labor. The labor
+of one country may be, as a whole, much more efficient than
+that of another: all or most of the commodities capable of
+being produced in both may be produced in one at less
+absolute cost than in the other; which, as we have seen, will
+not necessarily prevent the two countries from exchanging
+commodities. The things which the more favored country
+will import from others are, of course, those in which it is
+least superior; but, by importing them, it acquires, even in
+those commodities, the same advantage which it possesses
+in the articles it gives in exchange for them. What her
+imports cost to her is a function of two variables: (1) the
+quantity of her own commodities which she gives for them,
+and (2) the cost of those commodities. Of these, the
+last alone depends on the efficiency of her labor; the first
+depends on the law of international values; that is, on the
+<pb n='403'/><anchor id='Pg403'/>
+intensity and extensibility of the foreign demand for her
+commodities, compared with her demand for foreign commodities.
+</p>
+
+<quote rend='display'>
+<p>
+The great productiveness of any industry in our country
+has thus two results: (1) it gives a larger total out of which
+labor and capital at home can receive greater rewards; and
+(2) the commodities being cheaper in comparison than other
+commodities not so easily produced, furnish the very articles
+which are most likely to be sent abroad, in accordance
+with the doctrine of comparative cost. In the United States,
+those things in the production of which labor and capital are
+most efficient, and so earn the largest rewards, are precisely the
+articles entering most largely into our foreign trade. That is,
+we get foreign articles cheaper precisely because these exports
+cost us less in labor and capital. These, of course, since we
+inhabit a country whose natural resources are not yet fully
+worked, are largely the products of the extractive industries,
+as may be seen by the following table of the value of goods
+entering to the greatest extent into our foreign export trade in
+1883:
+</p>
+
+<table rend="latexcolumns: 'p{3cm} p{2cm}';
+ tblcolumns: 'lw(25) lw(20)'">
+<row><cell>Raw cotton</cell><cell>$247,328,721</cell></row>
+<row><cell>Breadstuffs</cell><cell>208,040,850</cell></row>
+<row><cell>Provisions and animals</cell><cell>118,177,555</cell></row>
+<row><cell>Mineral oils</cell><cell>40,555,492</cell></row>
+<row><cell>Wood</cell><cell>26,793,708</cell></row>
+<row><cell>Tobacco</cell><cell>22,095,229</cell></row>
+</table>
+
+<p>
+These six classes of commodities are arranged in the order
+in which they enter into our export trade, and are the six which
+come first and highest in the list.
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='404'/><anchor id='Pg404'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_XV'/>
+<head>Chapter XV. Of Money Considered As An Imported Commodity.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Money imported on two modes; as a Commodity, and as a medium
+of Exchange.</head>
+
+<p>
+The degree of progress which we have now made
+in the theory of foreign trade puts it in our power to supply
+what was previously deficient in our view of the theory
+of money; and this, when completed, will in its turn enable
+us to conclude the subject of foreign trade.
+</p>
+
+<p>
+Money, or the material of which it is composed, is, in
+Great Britain, and in most other countries, a foreign commodity.
+Its value and distribution must therefore be regulated,
+not by the law of value which obtains in adjacent
+places, but by that which is applicable to imported commodities&mdash;the
+law of international values.
+</p>
+
+<p>
+In the discussion into which we are now about to enter,
+I shall use the terms money and the precious metals indiscriminately.
+This may be done without leading to any error;
+it having been shown that the value of money, when it
+consists of the precious metals, or of a paper currency convertible
+into them on demand, is entirely governed by the
+value of the metals themselves: from which it never permanently
+differs, except by the expense of coinage, when
+this is paid by the individual and not by the state.
+</p>
+
+<p>
+Money is brought into a country in two different ways.
+It is imported (chiefly in the form of bullion) like any other
+merchandise, as being an advantageous article of commerce.
+It is also imported in its other character of a medium of
+exchange, to pay some debt due to the country, either for
+goods exported or on any other account. The existence of
+these two distinct modes in which money flows into a country,
+<pb n='405'/><anchor id='Pg405'/>
+while other commodities are habitually introduced only
+in the first of these modes, occasions somewhat more of complexity
+and obscurity than exists in the case of other commodities,
+and for this reason only is any special and minute
+exposition necessary.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. As a commodity, it obeys the same laws of Value as other imported
+Commodities.</head>
+
+<p>
+In so far as the precious metals are imported in the
+ordinary way of commerce, their value must depend on the
+same causes, and conform to the same laws, as the value of
+any other foreign production. It is in this mode chiefly that
+gold and silver diffuse themselves from the mining countries
+into all other parts of the commercial world. They are the
+staple commodities of those countries, or at least are among
+their great articles of regular export; and are shipped on
+speculation, in the same manner as other exportable commodities.
+The quantity, therefore, which a country (say
+England) will give of its own produce, for a certain quantity
+of bullion, will depend, if we suppose only two countries and
+two commodities, upon the demand in England for bullion,
+compared with the demand in the mining country (which we
+will call the United States<note place='foot'>This
+substitution has been made for Brazil.</note>) for what England has to give.
+</p>
+
+<p>
+The bullion required by England must exactly pay for
+the cottons or other English commodities required by the
+United States. If, however, we substitute for this simplicity
+the degree of complication which really exists, the equation
+of international demand must be established not between the
+bullion wanted in England and the cottons or broadcloth
+wanted in the United States, but between the whole of the
+imports of England and the whole of her exports. The demand
+in foreign countries for English products must be
+brought into equilibrium with the demand in England for
+the products of foreign countries; and all foreign commodities,
+bullion among the rest, must be exchanged against
+English products in such proportions as will, by the effect
+they produce on the demand, establish this equilibrium.
+</p>
+
+<p>
+There is nothing in the peculiar nature or uses of the
+<pb n='406'/><anchor id='Pg406'/>
+precious metals which should make them an exception to the
+general principles of demand. So far as they are wanted for
+purposes of luxury or the arts, the demand increases with
+the cheapness, in the same irregular way as the demand for
+any other commodity. So far as they are required for
+money, the demand increases with the cheapness in a perfectly
+regular way, the quantity needed being always in inverse
+proportion to the value. This is the only real difference,
+in respect to demand, between money and other things.
+</p>
+
+<p>
+Money, then, if imported solely as a merchandise, will,
+like other imported commodities, be of lowest value in the
+countries for whose exports there is the greatest foreign
+demand, and which have themselves the least demand for
+foreign commodities. To these two circumstances it is, however,
+necessary to add two others, which produce their effect
+through cost of carriage. The cost of obtaining bullion is
+compounded of two elements; the goods given to purchase
+it and the expense of transport; of which last, the bullion
+countries will bear a part (though an uncertain part) in the
+adjustment of international values. The expense of transport
+is partly that of carrying the goods to the bullion countries,
+and partly that of bringing back the bullion; both these
+items are influenced by the distance from the mines; and
+the former is also much affected by the bulkiness of the
+goods. Countries whose exportable produce consists of the
+finer manufactures obtain bullion, as well as all other foreign
+articles, <hi rend='italic'>cæteris paribus</hi>, at less expense than countries which
+export nothing but bulky raw produce.
+</p>
+
+<p>
+To be quite accurate, therefore, we must say: The countries
+whose exportable productions (1) are most in demand
+abroad, and (2) contain greatest value in smallest bulk, (3)
+which are nearest to the mines, and (4) which have least demand
+for foreign productions, are those in which money
+will be of lowest value, or, in other words, in which prices
+will habitually range the highest. If we are speaking not
+of the value of money, but of its cost (that is, the quantity
+of the country's labor which must be expended to obtain it),
+<pb n='407'/><anchor id='Pg407'/>
+we must add (5) to these four conditions of cheapness a fifth
+condition, namely, <q>whose productive industry is the most
+efficient.</q> This last, however, does not at all affect the value
+of money, estimated in commodities; it affects the general
+abundance and facility with which all things, money and
+commodities together, can be obtained.<note place='foot'>See close of last chapter.</note>
+</p>
+
+<quote rend='display'>
+The accompanying Chart, <ref target='Chart_XIV'>No. XIV</ref>, on the next page, gives
+the excess of exports from the United States of gold and silver
+coin and bullion over imports, and the excess of imports over
+exports. The movement of the line above the horizontal baseline
+shows distinctly how largely we have been sending the
+precious metals abroad from our mines, simply as a regular
+article of export, like merchandise. From 1850 to 1879 the
+exports are clearly not in the nature of payments for trade
+balances; since it indicates a steady movement out of the
+country (with the exception of the first year of the war, when
+gold came to this country). The phenomenal increase of specie
+exports during the war, and until 1879, was due to the fact
+that we had a depreciated paper currency, which sent the
+metals out of the country as merchandise. This chart should
+be studied in connection with Chart <ref target='Chart_XIII'>No. XIII</ref>.
+</quote>
+
+<anchor id='Chart_XIV'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxiv.png' rend='width: 80%'>
+ <head>Chart XIV. <hi rend='italic'>Chart showing the Excess of Exports and Imports of Gold
+and Silver Coin and Bullion, from and into the United States, from
+1835 to 1883. The line when above the base-line shows the excess of exports; when
+below, the excess of imports.</hi></head>
+ <figDesc>Illustration: Chart XIV.</figDesc>
+ </figure>
+</p>
+
+<p>
+From the preceding considerations, it appears that those
+are greatly in error who contend that the value of money,
+in countries where it is an imported commodity, must be
+entirely regulated by its value in the countries which produce
+it; and can not be raised or lowered in any permanent
+manner unless some change has taken place in the cost of
+production at the mines. On the contrary, any circumstance
+which disturbs the equation of international demand with
+respect to a particular country not only may, but must,
+affect the value of money in that country&mdash;its value at the
+mines remaining the same. The opening of a new branch
+of export trade from England; an increase in the foreign
+demand for English products, either by the natural course
+of events or by the abrogation of duties; a check to the
+demand in England for foreign commodities, by the laying
+on of import duties in England or of export duties elsewhere;
+these and all other events of similar tendency would
+<pb n='409'/><anchor id='Pg409'/>
+make the imports of England (bullion and other things taken
+together) no longer an equivalent for the exports; and the
+countries which take her exports would be obliged to offer
+their commodities, and bullion among the rest, on cheaper
+terms, in order to re-establish the equation of demand; and
+thus England would obtain money cheaper, and would acquire
+a generally higher range of prices. A country which,
+from any of the causes mentioned, gets money cheaper, obtains
+all its other imports cheaper likewise.
+</p>
+
+<p>
+It is by no means necessary that the increased demand
+for English commodities, which enables England to supply
+herself with bullion at a cheaper rate, should be a demand
+in the mining countries. England might export nothing
+whatever to those countries, and yet might be the country
+which obtained bullion from them on the lowest terms, provided
+there were a sufficient intensity of demand in other
+foreign countries for English goods, which would be paid
+for circuitously, with gold and silver from the mining countries.
+The whole of its exports are what a country exchanges
+against the whole of its imports, and not its exports
+and imports to and from any one country.
+</p>
+
+</div>
+
+</div>
+
+<pb n='410'/><anchor id='Pg410'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter XVI. Of The Foreign Exchanges.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Money passes from country to country as a Medium of Exchange,
+through the Exchanges.</head>
+
+<p>
+We have thus far considered the precious metals as
+a commodity, imported like other commodities in the common
+course of trade, and have examined what are the circumstances
+which would in that case determine their value.
+But those metals are also imported in another character, that
+which belongs to them as a medium of exchange; not as an
+article of commerce, to be sold for money, but as themselves
+money, to pay a debt, or effect a transfer of property.
+</p>
+
+<p>
+Money is sent from one country to another for various
+purposes: the most usual purpose, however, is that of payment
+for goods. To show in what circumstances money
+actually passes from country to country for this or any of
+the other purposes mentioned, it is necessary briefly to state
+the nature of the mechanism by which international trade is
+carried on, when it takes place not by barter but through the
+medium of money.
+</p>
+
+<p>
+In practice, the exports and imports of a country not
+only are not exchanged directly against each other, but often
+do not even pass through the same hands. Each is separately
+bought and paid for with money. We have seen, however,
+that, even in the same country, money does not actually pass
+from hand to hand each time that purchases are made with
+it, and still less does this happen between different countries.
+The habitual mode of paying and receiving payment for
+commodities, between country and country, is by bills of
+exchange.
+</p>
+
+<p>
+A merchant in the United States, A, has exported American
+<pb n='411'/><anchor id='Pg411'/>
+commodities, consigning them to his correspondent, B, in
+England. Another merchant in England, C, has exported
+English commodities, suppose of equivalent value, to a merchant,
+D, in the United States. It is evidently unnecessary
+that B in England should send money to A in the United
+States, and that D in the United States should send an equal
+sum of money to C in England. The one debt may be applied
+to the payment of
+the other, and the double
+cost and risk of carriage
+be thus saved. A draws
+a bill on B for the amount
+which B owes to him: D,
+having an equal amount to pay in England, buys this bill from
+A, and sends it to C, who, at the expiration of the number of
+days which the bill has to run, presents it to B for payment.
+Thus the debt due from England to the United States, and
+the debt due from the United States to England, are both
+paid without sending an ounce of gold or silver from one
+country to the other.<note place='foot'>I have also
+changed the illustrations in this chapter so as to apply to the
+United States.</note>
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/foreign-exchange.png' rend='width: 80%'>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+<p>
+This implies (if we exclude for the present any other
+international payments than those occurring in the course
+of commerce) that the exports and imports exactly pay for
+one another, or, in other words, that the equation of international
+demand is established. When such is the fact, the
+international transactions are liquidated without the passage
+of any money from one country to the other. But, if there
+is a greater sum due from the United States to England
+than is due from England to the United States, or <hi rend='italic'>vice versa</hi>,
+the debts can not be simply written off against one another.
+After the one has been applied, as far as it will go, toward
+covering the other, the balance must be transmitted in the
+precious metals. In point of fact, the merchant who has the
+amount to pay will even then pay for it by a bill. When a
+person has a remittance to make to a foreign country, he does
+<pb n='412'/><anchor id='Pg412'/>
+not himself search for some one who has money to receive
+from that country, and ask him for a bill of exchange. In
+this, as in other branches of business, there is a class of middle-men
+or brokers, who bring buyers and sellers together,
+or stand between them, buying bills from those who have
+money to receive, and selling bills to those who have money
+to pay. When a customer comes to a broker for a bill on
+Paris or Amsterdam, the broker sells to him perhaps the
+bill he may himself have bought that morning from a merchant,
+perhaps a bill on his own correspondent in the foreign
+city; and, to enable his correspondent to pay, when due, all
+the bills he has granted, he remits to him all those which he
+has bought and has not resold. In this manner these brokers
+take upon themselves the whole settlement of the pecuniary
+transactions between distant places, being remunerated by a
+small commission or percentage on the amount of each bill
+which they either sell or buy. Now, if the brokers find that
+they are asked for bills, on the one part, to a greater amount
+than bills are offered to them on the other, they do not on
+this account refuse to give them; but since, in that case,
+they have no means of enabling the correspondents on whom
+their bills are drawn to pay them when due, except by transmitting
+part of the amount in gold or silver, they require
+from those to whom they sell bills an additional price, sufficient
+to cover the freight and insurance of the gold and
+silver, with a profit sufficient to compensate them for their
+trouble and for the temporary occupation of a portion of
+their capital. This premium (as it is called) the buyers are
+willing to pay, because they must otherwise go to the expense
+of remitting the precious metals themselves, and it is
+done cheaper by those who make doing it a part of their
+especial business. But, though only some of those who have
+a debt to pay would have actually to remit money, all will
+be obliged, by each other's competition, to pay the premium;
+and the brokers are for the same reason obliged to pay it to
+those whose bills they buy. The reverse of all this happens,
+if, on the comparison of exports and imports, the country,
+<pb n='413'/><anchor id='Pg413'/>
+instead of having a balance to pay, has a balance to receive.
+The brokers find more bills offered to them than are sufficient
+to cover those which they are required to grant. Bills
+on foreign countries consequently fall to a discount; and the
+competition among the brokers, which is exceedingly active,
+prevents them from retaining this discount as a profit for
+themselves, and obliges them to give the benefit of it to
+those who buy the bills for purposes of remittance.
+</p>
+
+<p>
+When the United States had the same number of dollars
+to pay to England which England had to pay to her, one set
+of merchants in the United States would want bills, and
+another set would have bills to dispose of, for the very same
+number of dollars; and consequently a bill on England for
+$1,000 would sell for exactly $1,000, or, in the phraseology
+of merchants, the exchange would be at par. As England
+also, on this supposition, would have an equal number of
+dollars to pay and to receive, bills on the United States would
+be at par in England, whenever bills on England were at par
+in the United States.
+</p>
+
+<p>
+If, however, the United States had a larger sum to pay to
+England than to receive from her, there would be persons
+requiring bills on England for a greater number of dollars
+than there were bills drawn by persons to whom money was
+due. A bill on England for $1,000 would then sell for more
+than $1,000, and bills would be said to be at a premium.
+The premium, however, could not exceed the cost and risk
+of making the remittance in gold, together with a trifling
+profit; because, if it did, the debtor would send the gold
+itself, in preference to buying the bill.
+</p>
+
+<p>
+If, on the contrary, the United States had more money
+to receive from England than to pay, there would be bills
+offered for a greater number of dollars than were wanted for
+remittance, and the price of bills would fall below par: a
+bill for $1,000 might be bought for somewhat less than
+$1,000, and bills would be said to be at a discount.
+</p>
+
+<p>
+When the United States has more to pay than to receive,
+England has more to receive than to pay, and <hi rend='italic'>vice versa</hi>.
+<pb n='414'/><anchor id='Pg414'/>
+When, therefore, in the United States, bills on England bear
+a premium, then, in England, bills on the United States are
+at a discount; and, when bills on England are at a discount
+in the United States, bills on the United States are at a premium
+in England. If they are at par in either country, they
+are so, as we have already seen, in both.<note place='foot'>The examples
+in this and the next section have been altered so as to apply
+to the United States.</note>
+</p>
+
+<p>
+Thus do matters stand between countries, or places which
+have the same currency. So much of barbarism, however,
+still remains in the transactions of the most civilized nations,
+that almost all independent countries choose to assert their
+nationality by having, to their own inconvenience and that
+of their neighbors, a peculiar currency of their own. To our
+present purpose this makes no other difference than that,
+instead of speaking of <emph>equal</emph> sums of money, we have to
+speak of <emph>equivalent</emph> sums. By equivalent sums, when both
+currencies are composed of the same metal, are meant sums
+which contain exactly the same quantity of the metal, in
+weight and fineness.
+</p>
+
+<quote rend='display'>
+<p>
+The quantity of gold in the English pound is equivalent to
+$4.8666+ of our gold coins. If the bills offered are about equal
+to those wanted, a claim to a pound in England will sell for $4.86.
+If many are wanted, and but few to be had, their price will go
+up, of course; but it can not go more than a small fraction beyond
+$4.90, since about 3-¼ cents is sufficient to cover the brokerage,
+insurance, and freight per pound sterling in a shipment
+of gold to London. Therefore, in order to get money to a
+creditor in London, no one will pay more for a pound in the
+form of a bill than he will be obliged to pay for sending it across
+in the form of bullion. Bills of exchange, then, can not rise in
+price beyond the point ($4.90 +) since, rather than pay a higher
+sum for a bill, gold will be sent. This point is called the <q>shipping-point</q>
+of gold. When the exchanges are at $4.90, it will
+be found that gold is going abroad. On the other hand, when
+the supply of bills is greater than the demand, their price will
+fall. A man having a bill on London to sell&mdash;i.e., a claim to a
+pound in London&mdash;will not sell it at a price here lower than
+$4.86, by more than the expense of bringing the gold itself
+across. Since this expense is about 3-¼ cents, bills can not fall
+below about $4.83. When exchange is at that price, it will be
+<pb n='415'/><anchor id='Pg415'/>
+found that gold is coming to the United States from England.
+This price is the <q>shipping-point</q> for imports of gold. This,
+of course, applies to sight-bills only.
+</p>
+
+<p>
+Formerly, we computed exchange on a scale of percentages,
+the real par being about 109. This was given up after the war.
+</p>
+</quote>
+
+<p>
+When bills on foreign countries are at a premium, it is
+customary to say that the exchanges are against the country,
+or unfavorable to it. In order to understand these phrases,
+we must take notice of what <q>the exchange,</q> in the language
+of merchants, really means. It means the power which the
+money of the country has of purchasing the money of other
+countries. Supposing $4.86 to be the exact par of exchange,
+then when it requires more than $1,000 to buy a bill of £205,
+$1,000 of American money are worth less than their real
+equivalent of English money: and this is called an exchange
+unfavorable to the United States. The only persons in the
+United States, however, to whom it is really unfavorable are
+those who have money to pay in England, for they come into
+the bill market as buyers, and have to pay a premium; but
+to those who have money to receive in England the same
+state of things is favorable; for they come as sellers and receive
+the premium. The premium, however, indicates that
+a balance is due by the United States, which must be eventually
+liquidated in the precious metals; and since, according
+to the old theory, the benefit of a trade consisted in bringing
+money into the country, this prejudice introduced the practice
+of calling the exchange favorable when it indicated a
+balance to receive, and unfavorable when it indicated one to
+pay; and the phrases in turn tended to maintain the prejudice.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Distinction between Variations in the Exchanges which are self-adjusting
+and those which can only be rectified through Prices.</head>
+
+<p>
+It might be supposed at first sight that when the
+exchange is unfavorable, or, in other words, when bills are
+at a premium, the premium must always amount to a full
+equivalent for the cost of transmitting money. But a small
+excess of imports above exports, or any other small amount
+of debt to be paid to foreign countries, does not usually
+affect the exchanges to the full extent of the cost and risk of
+transporting bullion. The length of credit allowed generally
+permits, on the part of some of the debtors, a postponement
+<pb n='416'/><anchor id='Pg416'/>
+of payment, and in the mean time the balance may turn the
+other way, and restore the equality of debts and credits without
+any actual transmission of the metals. And this is the
+more likely to happen, as there is a self-adjusting power in
+the variations of the exchange itself. Bills are at a premium
+because a greater money value has been imported than exported.
+But the premium is itself an extra profit to those
+who export. Besides the price they obtain for their goods,
+they draw for the amount and gain the premium. It is, on
+the other hand, a diminution of profit to those who import.
+Besides the price of the goods, they have to pay a premium
+for remittance. So that what is called an unfavorable exchange
+is an encouragement to export, and a discouragement
+to import. And if the balance due is of small amount, and
+is the consequence of some merely casual disturbance in the
+ordinary course of trade, it is soon liquidated in commodities,
+and the account adjusted by means of bills, without the
+transmission of any bullion. Not so, however, when the
+excess of imports above exports, which has made the exchange
+unfavorable, arises from a permanent cause. In that
+case, what disturbed the equilibrium must have been the
+state of prices, and it can only be restored by acting on
+prices. It is impossible that prices should be such as to invite
+to an excess of imports, and yet that the exports should
+be kept permanently up to the imports by the extra profit on
+exportation derived from the premium on bills; for, if the
+exports were kept up to the imports, bills would not be at a
+premium, and the extra profit would not exist. It is through
+the prices of commodities that the correction must be administered.
+</p>
+
+<p>
+Disturbances, therefore, of the equilibrium of imports
+and exports, and consequent disturbances of the exchange,
+may be considered as of two classes: the one casual or accidental,
+which, if not on too large a scale, correct themselves
+through the premium on bills, without any transmission of
+the precious metals; the other arising from the general state
+of prices, which can not be corrected without the subtraction
+<pb n='417'/><anchor id='Pg417'/>
+of actual money from the circulation of one of the countries,
+or an annihilation of credit equivalent to it.
+</p>
+
+<p>
+It remains to observe that the exchanges do not depend
+on the balance of debts and credits with each country separately,
+but with all countries taken together. The United
+States may owe a balance of payments to England; but it
+does not follow that the exchange with England will be
+against the United States, and that bills on England will be
+at a premium; because a balance may be due to the United
+States from Holland or Hamburg, and she may pay her debts
+to England with bills on those places; which is technically
+called arbitration of exchange. There is some little additional
+expense, partly commission and partly loss of interest
+in settling debts in this circuitous manner, and to the extent
+of that small difference the exchange with one country may
+vary apart from that with others.
+</p>
+
+<quote rend='display'>
+<p>
+A common use of bills of exchange is that by which, when
+three countries are concerned, two of them may strike a balance
+through the third, if both countries
+have dealings with that third
+country. New York merchants may
+buy of China, but China may not be
+buying of New York, although both
+may have dealings with London.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/balance-of-debts.png' rend='width: 80%'>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+
+<p>
+A, we will suppose, is a buyer of
+£1,000 worth of tea from F, in Hong-Kong;
+B is an exporter of wheat
+(£1,000) to C in London; D has sent
+£1,000 worth of cotton goods to E
+in Hong-Kong. A can now pay F
+through London without the transmission
+of coin. A buys B's claim
+on C for £1,000, and sends it to F.
+E wishes to pay D in London for
+the cotton goods he bought of him;
+therefore, he buys from F for £1,000
+the claim he now holds (i.e., a bill of exchange on London)
+against C for £1,000. E sends it to D, and, when D collects it
+from C, the whole circle of exchanges is completed without the
+transmission of the precious metals.
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='418'/><anchor id='Pg418'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter XVII. Of The Distribution Of The Precious Metals Through
+The Commercial World.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The substitution of money for barter makes no difference in exports
+and imports, nor in the Law of international Values.</head>
+
+<p>
+Having now examined the mechanism by which the
+commercial transactions between nations are actually conducted,
+we have next to inquire whether this mode of conducting
+them makes any difference in the conclusions respecting international
+values, which we previously arrived at on the
+hypothesis of barter.
+</p>
+
+<p>
+The nearest analogy would lead us to presume the negative.
+We did not find that the intervention of money and
+its substitutes made any difference in the law of value as applied
+to adjacent places. Things which would have been
+equal in value if the mode of exchange had been by barter
+are worth equal sums of money. The introduction of money
+is a mere addition of one more commodity, of which the value
+is regulated by the same laws as that of all other commodities.
+We shall not be surprised, therefore, if we find that international
+values also are determined by the same causes under a
+money and bill system as they would be under a system of
+barter, and that money has little to do in the matter, except
+to furnish a convenient mode of comparing values.
+</p>
+
+<p>
+All interchange is, in substance and effect, barter; whoever
+sells commodities for money, and with that money buys
+other goods, really buys those goods with his own commodities.
+And so of nations: their trade is a mere exchange of
+exports for imports; and, whether money is employed or not,
+things are only in their permanent state when the exports
+and imports exactly pay for each other. When this is the
+<pb n='419'/><anchor id='Pg419'/>
+case, equal sums of money are due from each country to the
+other, the debts are settled by bills, and there is no balance
+to be paid in the precious metals. The trade is in a state
+like that which is called in mechanics a condition of stable
+equilibrium.
+</p>
+
+<p>
+But the process by which things are brought back to this
+state when they happen to deviate from it is, at least outwardly,
+not the same in a barter system and in a money system.
+Under the first, the country which wants more imports
+than its exports will pay for must offer its exports at
+a cheaper rate, as the sole means of creating a demand for
+them sufficient to re-establish the equilibrium. When money
+is used, the country seems to do a thing totally different.
+She takes the additional imports at the same price as before,
+and, as she exports no equivalent, the balance of payments
+turns against her; the exchange becomes unfavorable, and
+the difference has to be paid in money. This is, in appearance,
+a very distinct operation from the former. Let us see
+if it differs in its essence, or only in its mechanism.
+</p>
+
+<p>
+Let the country which has the balance to pay be the
+United States,<note place='foot'>I have
+changed the names of the countries in the illustrations contained in
+this chapter, but have not further altered the language beyond the occasional
+change of a pronoun.</note> and the country which receives it, England.
+By this transmission of the precious metals, the quantity of
+the currency is diminished in the United States, and increased
+in England. This I am at liberty to assume. We are now
+supposing that there is an excess of imports over exports,
+arising from the fact that the equation of international demand
+is not yet established: that there is at the ordinary
+prices a permanent demand in the United States for more
+English goods than the American goods required in England
+at the ordinary prices will pay for. When this is the case,
+if a change were not made in the prices, there would be a
+perpetually renewed balance to be paid in money. The imports
+require to be permanently diminished, or the exports
+to be increased, which can only be accomplished through
+<pb n='420'/><anchor id='Pg420'/>
+prices; and hence, even if the balances are at first paid from
+hoards, or by the exportation of bullion, they will reach the
+circulation at last, for, until they do, nothing can stop the
+drain.
+</p>
+
+<p>
+When, therefore, the state of prices is such that the equation
+of international demand can not establish itself, the
+country requiring more imports than can be paid for by the
+exports, it is a sign that the country has more of the precious
+metals, or their substitutes, in circulation, than can permanently
+circulate, and must necessarily part with some of them
+before the balance can be restored. The currency is accordingly
+contracted: prices fall, and, among the rest, the prices
+of exportable articles; for which, accordingly, there arises,
+in foreign countries, a greater demand: while imported commodities
+have possibly risen in price, from the influx of
+money into foreign countries, and at all events have not participated
+in the general fall. But, until the increased cheapness
+of American goods induces foreign countries to take a
+greater pecuniary value, or until the increased dearness (positive
+or comparative) of foreign goods makes the United
+States take a less pecuniary value, the exports of the United
+States will be no nearer to paying for the imports than before,
+and the stream of the precious metals which had begun
+to flow out of the United States will still flow on. This
+efflux will continue until the fall of prices in the United
+States brings within reach of the foreign market some commodity
+which the United States did not previously send
+thither; or, until the reduced price of the things which she
+did send has forced a demand abroad for a sufficient quantity
+to pay for the imports, aided perhaps by a reduction of
+the American demand for foreign goods, through their enhanced
+price, either positive or comparative.
+</p>
+
+<p>
+Now, this is the very process which took place on our
+original supposition of barter. Not only, therefore, does the
+trade between nations tend to the same equilibrium between
+exports and imports, whether money is employed or not, but
+the means by which this equilibrium is established are essentially
+<pb n='421'/><anchor id='Pg421'/>
+the same. The country whose exports are not sufficient
+to pay for her imports offers them on cheaper terms, until
+she succeeds in forcing the necessary demand: in other
+words, the equation of international demand, under a money
+system as well as under a barter system, is the law of international
+trade. Every country exports and imports the very
+same things, and in the very same quantity, under the one
+system as under the other. In a barter system, the trade
+gravitates to the point at which the sum of the imports exactly
+exchanges for the sum of the exports: in a money system,
+it gravitates to the point at which the sum of the imports
+and the sum of the exports exchange for the same
+quantity of money. And, since things which are equal to the
+same thing are equal to one another, the exports and imports
+which are equal in money price would, if money were not
+used, precisely exchange for one another.<note place='foot'><p>The
+subjoined extract from the separate essay [<q>Some Unsettled Questions
+of Political Economy</q>] previously referred to will give some assistance in
+following the course of the phenomena. It is adapted to the imaginary case
+used for illustration throughout that essay, the case of a trade between England
+and Germany in cloth and linen.
+</p>
+<p>
+<q rend='pre'>We may, at first, make whatever supposition we will with respect to the
+value of money. Let us suppose, therefore, that, before the opening of the
+trade, the price of cloth is the same in both countries, namely, six shillings per
+yard. As ten yards of cloth were supposed to exchange in England for fifteen
+yards of linen, in Germany for twenty, we must suppose that linen is sold in
+England at four shillings per yard, in Germany at three. Cost of carriage and
+importer's profit are left, as before, out of consideration.</q>
+</p>
+<p>
+<q rend='pre'>In this state of prices, cloth, it is evident, can not yet be exported from
+England into Germany; but linen can be imported from Germany into England.
+It will be so; and, in the first instance, the linen will be paid for in money.</q>
+</p>
+<p>
+<q rend='pre'>The efflux of money from England and its influx into Germany will raise
+money prices in the latter country, and lower them in the former. Linen will
+rise in Germany above three shillings per yard, and cloth above six shillings.
+Linen in England, being imported from Germany, will (since cost of carriage is
+not reckoned) sink to the same price as in that country, while cloth will fall below
+six shillings. As soon as the price of cloth is lower in England than in
+Germany, it will begin to be exported, and the price of cloth in Germany will
+fall to what it is in England. As long as the cloth exported does not suffice to
+pay for the linen imported, money will continue to flow from England into Germany,
+and prices generally will continue to fall in England and rise in Germany.</q>
+</p>
+<p>
+<q rend='pre'>By the fall, however, of cloth in England, cloth will fall in Germany
+also, and the demand for it will increase. By the rise of linen in Germany, linen must
+rise in England also, and the demand for it will diminish. As cloth fell in price
+and linen rose, there would be some particular price of both articles at which
+the cloth exported and the linen imported would exactly pay for each other.
+At this point prices would remain, because money would then cease to move out
+of England into Germany. What this point might be would entirely depend
+upon the circumstances and inclinations of the purchasers on both sides. If the
+fall of cloth did not much increase the demand for it in Germany, and the rise
+of linen did not diminish very rapidly the demand for it in England, much
+money must pass before the equilibrium is restored; cloth would fall very much,
+and linen would rise, until England, perhaps, had to pay nearly as much for it as
+when she produced it for herself. But, if, on the contrary, the fall of cloth
+caused a very rapid increase of the demand for it in Germany, and the rise of
+linen in Germany reduced very rapidly the demand in England from what it was
+under the influence of the first cheapness produced by the opening of the trade,
+the cloth would very soon suffice to pay for the linen, little money would pass
+between the two countries, and England would derive a large portion of the
+benefit of the trade. We have thus arrived at precisely the same conclusion, in
+supposing the employment of money, which we found to hold under the supposition
+of barter.</q>
+</p>
+<p>
+<q rend='pre'>In what shape the benefit accrues to the two nations from the trade is clear
+enough. Germany, before the commencement of the trade, paid six shillings
+per yard for broadcloth; she now obtains it at a lower price. This, however, is
+not the whole of her advantage. As the money-prices of all her other commodities
+have risen, the money-incomes of all her producers have increased. This is
+no advantage to them in buying from each other, because the price of what they
+buy has risen in the same ratio with their means of paying for it: but it is an
+advantage to them in buying anything which has not risen, and, still more, anything
+which has fallen. They, therefore, benefit as consumers of cloth, not
+merely to the extent to which cloth has fallen, but also to the extent to which
+other prices have risen. Suppose that this is one tenth. The same proportion
+of their money-incomes as before will suffice to supply their other wants; and
+the remainder, being increased one tenth in amount, will enable them to purchase
+one tenth more cloth than before, even though cloth had not fallen: but
+it has fallen; so that they are doubly gainers. They purchase the same quantity
+with less money, and have more to expend upon their other wants.</q>
+</p>
+<p>
+<q rend='pre'>In England, on the contrary, general money-prices have fallen. Linen,
+however, has fallen more than the rest, having been lowered in price by importation
+from a country where it was cheaper; whereas the others have fallen only
+from the consequent efflux of money. Notwithstanding, therefore, the general
+fall of money-prices, the English producers will be exactly as they were in all
+other respects, while they will gain as purchasers of linen.</q>
+</p>
+<p>
+<q>The greater the efflux of money required to restore the equilibrium, the
+greater will be the gain of Germany, both by the fall of cloth and by the rise of
+her general prices. The less the efflux of money requisite, the greater will be
+the gain of England; because the price of linen will continue lower, and her
+general prices will not be reduced so much. It must not, however, be imagined
+that high money-prices are a good, and low money-prices an evil, in themselves.
+But, the higher the general money-prices in any country, the greater will be that
+country's means of purchasing those commodities, which, being imported from
+abroad, are independent of the causes which keep prices high at home.</q>
+</p>
+<p>
+<q>In practice, the cloth and the linen would not, as here supposed, be at the
+same price in England and in Germany: each would be dearer in money-price
+in the country which imported than in that which produced it, by the amount of
+the cost of carriage, together with the ordinary profit on the importer's capital
+for the average length of time which elapsed before the commodity could be disposed
+of. But it does not follow that each country pays the cost of carriage of
+the commodity it imports; for the addition of this item to the price may operate
+as a greater check to demand on one side than on the other; and the equation
+of international demand, and consequent equilibrium of payments, may not be
+maintained. Money would then flow out of one country into the other, until, in
+the manner already illustrated, the equilibrium was restored: and, when this
+was effected, one country would be paying more than its own cost of carriage,
+and the other less.</q>&mdash;<hi rend='smallcaps'>Mill</hi>.
+</p></note>
+</p>
+
+</div>
+
+<pb n='422'/><anchor id='Pg422'/>
+
+<div>
+<index index='toc'/>
+<head>§ 2. The preceding Theorem further illustrated.</head>
+
+<p>
+Let us proceed to [examine] to what extent the benefit
+of an improvement in the production of an exportable
+article is participated in by the countries importing it.
+</p>
+
+<p>
+The improvement may either consist in the cheapening
+of some article which was already a staple production of the
+country, or in the establishment of some new branch of industry,
+or of some process rendering an article exportable
+which had not till then been exported at all. It will be
+convenient to begin with the case of a new export, as being
+somewhat the simpler of the two.
+</p>
+
+<pb n='423'/><anchor id='Pg423'/>
+
+<p>
+The first effect is that the article falls in price, and a
+demand arises for it abroad. This new exportation disturbs
+the balance, turns the exchanges, money flows into the country
+(which we shall suppose to be the United States), and
+continues to flow until prices rise. This higher range of
+prices will somewhat check the demand in foreign countries
+for the new article of export; and will diminish the demand
+which existed abroad for the other things which the United
+States was in the habit of exporting. The exports will thus
+be diminished; while at the same time the American public,
+<pb n='424'/><anchor id='Pg424'/>
+having more money, will have a greater power of purchasing
+foreign commodities. If they make use of this increased
+power of purchase, there will be an increase of imports;
+and by this, and the check to exportation, the equilibrium
+of imports and exports will be restored. The result to foreign
+countries will be, that they have to pay dearer than before
+for their other imports, and obtain the new commodity
+cheaper than before, but not so much cheaper as the United
+States herself does. I say this, being well aware that the
+article would be actually at the very same price (cost of carriage
+excepted) in the United States and in other countries.
+The cheapness, however, of the article is not measured solely
+by the money-price, but by that price compared with the
+money-incomes of the consumers. The price is the same to
+the American and to the foreign consumers; but the former
+pay that price from money-incomes which have been increased
+by the new distribution of the precious metals;
+while the latter have had their money-incomes probably diminished
+by the same cause. The trade, therefore, has not
+imparted to the foreign consumer the whole, but only a portion,
+of the benefit which the American consumer has derived
+from the improvement; while the United States has
+also benefited in the prices of foreign commodities. Thus,
+then, any industrial improvement which leads to the opening
+of a new branch of export trade benefits a country not
+only by the cheapness of the article in which the improvement
+has taken place, but by a general cheapening of all imported
+products.
+</p>
+
+<p>
+Let us now change the hypothesis, and suppose that the
+improvement, instead of creating a new export from the
+United States, cheapens an existing one. Let the commodity
+in which there is an improvement be [cotton] cloth. The
+first effect of the improvement is that its price falls, and
+there is an increased demand for it in the foreign market.
+But this demand is of uncertain amount. Suppose the foreign
+consumers to increase their purchases in the exact ratio
+of the cheapness, or, in other words, to lay out in cloth the
+<pb n='425'/><anchor id='Pg425'/>
+same sum of money as before; the same aggregate payment
+as before will be due from foreign countries to the United
+States; the equilibrium of exports and imports will remain
+undisturbed, and foreigners will obtain the full advantage of
+the increased cheapness of cloth. But if the foreign demand
+for cloth is of such a character as to increase in a greater
+ratio than the cheapness, a larger sum than formerly will be
+due to the United States for cloth, and when paid will raise
+American prices, the price of cloth included; this rise, however,
+will affect only the foreign purchaser, American incomes
+being raised in a corresponding proportion; and the
+foreign consumer will thus derive a less advantage than the
+United States from the improvement. If, on the contrary,
+the cheapening of cloth does not extend the foreign demand
+for it in a proportional degree, a less sum of debts than before
+will be due to the United States for cloth, while there
+will be the usual sum of debts due from the United States
+to foreign countries; the balance of trade will turn against
+the United States, money will be exported, prices (that of
+cloth included) will fall, and cloth will eventually be cheapened
+to the foreign purchaser in a still greater ratio than the
+improvement has cheapened it to the United States. These
+are the very conclusions which [would be] deduced on the
+hypothesis of barter.<note place='foot'>See Book III, Chap.
+XVIII, § 5, of Mill's original work.</note>
+</p>
+
+<p>
+The result of the preceding discussion can not be better
+summed up than in the words of Ricardo.<note place='foot'><q>Principles
+of Political Economy and Taxation,</q> third edition, p. 143.</note> <q>Gold and silver
+having been chosen for the general medium of circulation,
+they are, by the competition of commerce, distributed
+in such proportions among the different countries of the
+world as to accommodate themselves to the natural traffic
+which would take place if no such metals existed, and the
+trade between countries were purely a trade of barter.</q> Of
+this principle, so fertile in consequences, previous to which
+the theory of foreign trade was an unintelligible chaos, Mr.
+<pb n='426'/><anchor id='Pg426'/>
+Ricardo, though he did not pursue it into its ramifications,
+was the real originator.
+</p>
+
+<quote rend='display'>
+On the principles of trade which we have before explained,
+the same rule will apply to the distribution of money in different
+parts of the same country, especially of a large country
+with various kinds of production, like the United States. The
+medium of exchange will, by the competition of commerce, be
+distributed in such proportions among the different parts of the
+United States, by natural laws, as to accommodate itself to the
+number of transactions which would take place if no such medium
+existed. For this reason, we find more money in the so-called
+great financial centers, because there are more exchanges
+of goods there. In sparsely settled parts of the West there
+will be less money precisely because there are fewer transactions
+than in the older and more settled districts. So that there
+could be no worse folly than the following legislation of Congress
+to distribute the national-bank circulation: <q>That $150,000,000
+of the entire amount of circulating notes authorized to
+be issued shall be apportioned to associations in the States, in
+the District of Columbia, and in the Territories, <emph>according to
+representative population</emph></q> (act of March 3, 1865).
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. The precious metals, as money, are of the same Value, and distribute themselves
+according to the same Law, with the precious metals as a Commodity.</head>
+
+<p>
+It is now necessary to inquire in what manner this
+law of the distribution of the precious metals by means of
+the exchanges affects the exchange value of money itself;
+and how it tallies with the law by which we found that the
+value of money is regulated when imported as a mere article
+of merchandise.
+</p>
+
+<p>
+The causes which bring money into or carry it out of a
+country (1) through the exchanges, to restore the equilibrium
+of trade, and which thereby raise its value in some countries
+and lower it in others, are the very same causes on which
+the local value of money would depend, if it were never imported
+except (2) as a merchandise, and never except directly
+from the mines. When the value of money in a country is
+permanently lowered (1) [as a medium of exchange] by an
+influx of it through the balance of trade, the cause, if it is
+not diminished cost of production, must be one of those
+causes which compel a new adjustment, more favorable to the
+country, of the equation of international demand&mdash;namely,
+either an increased demand abroad for her commodities, or
+<pb n='427'/><anchor id='Pg427'/>
+a diminished demand on her part for those of foreign countries.
+Now, an increased foreign demand for the commodities
+of a country, or a diminished demand in the country for
+imported commodities, are the very causes which, on the
+general principles of trade, enable a country to purchase all
+imports, and consequently (2) the precious metals, at a lower
+value. There is, therefore, no contradiction, but the most
+perfect accordance, in the results of the two different modes
+[(1) as a medium of exchange; and (2) as merchandise] in
+which the precious metals may be obtained. When money
+[as a medium of exchange] flows from country to country
+in consequence of changes in the international demand for
+commodities, and by so doing alters its own local value, it
+merely realizes, by a more rapid process, the effect which
+would otherwise take place more slowly by an alteration in
+the relative breadth of the streams by which the precious
+metals [as merchandise] flow into different regions of the
+earth from the mining countries. As, therefore, we before
+saw that the use of money as a medium of exchange does
+not in the least alter the law on which the values of other
+things, either in the same country or internationally, depend,
+so neither does it alter the law of the value of the precious
+metals itself; and there is in the whole doctrine of international
+values, as now laid down, a unity and harmony which
+are a strong collateral presumption of truth.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. International payments entering into the <q>financial account.</q></head>
+
+<p>
+Before closing this discussion, it is fitting to point
+out in what manner and degree the preceding conclusions are
+affected by the existence of international payments not originating
+in commerce, and for which no equivalent in either
+money or commodities is expected or received&mdash;such as a
+tribute, or remittances, or interest to foreign creditors, or a
+government expenditure abroad.
+</p>
+
+<p>
+To begin with the case of barter. The supposed annual
+remittances being made in commodities, and being exports
+for which there is to be no return, it is no longer requisite
+that the imports and exports should pay for one another; on
+the contrary, there must be an annual excess of exports over
+<pb n='428'/><anchor id='Pg428'/>
+imports, equal to the value of the remittance. If, before
+the country became liable to the annual payment, foreign
+commerce was in its natural state of equilibrium, it will now
+be necessary, for the purpose of effecting the remittances,
+that foreign countries should be induced to take a greater
+quantity of exports than before, which can only be done by
+offering those exports on cheaper terms, or, in other words,
+by paying dearer for foreign commodities. The international
+values will so adjust themselves that, either by greater exports
+or smaller imports, or both, the requisite excess on the
+side of exports will be brought about, and this excess will
+become the permanent state. The result is, that a country
+which makes regular payments to foreign countries, besides
+losing what it pays, loses also something more, by the less
+advantageous terms on which it is forced to exchange its
+productions for foreign commodities.
+</p>
+
+<p>
+The same results follow on the supposition of money.
+Commerce being supposed to be in a state of equilibrium
+when the obligatory remittances begin, the first remittance
+is necessarily made in money. This lowers prices in the
+remitting country, and raises them in the receiving. The
+natural effect is, that more commodities are exported than
+before, and fewer imported, and that, on the score of commerce
+alone, a balance of money will be constantly due from
+the receiving to the paying country. When the debt thus
+annually due to the tributary country becomes equal to the
+annual tribute or other regular payment due from it, no further
+transmission of money takes place; the equilibrium of
+exports and imports will no longer exist, but that of payments
+will; the exchange will be at par, the two debts will
+be set off against one another, and the tribute or remittance
+will be virtually paid in goods. The result to the interests of
+the two countries will be as already pointed out&mdash;the paying
+country will give a higher price for all that it buys from the
+receiving country, while the latter, besides receiving the
+tribute, obtains the exportable produce of the tributary
+country at a lower price.
+</p>
+
+<pb n='429'/><anchor id='Pg429'/>
+
+<quote rend='display'>
+It has been seen, as in Chart <ref target='Chart_XIII'>No. XIII</ref>, that, considering
+the exports and imports merely as merchandise, there is, in
+fact, no actual equilibrium at any given time in accordance
+with the equation of International Demand. Another element,
+the <q>financial account</q> between the United States and foreign
+countries, must be considered before we can know all the factors
+necessary to bring about the equation. If we had been borrowing
+largely of England, Holland, and Germany, we should
+owe a regular annual sum as interest, and our exports must, as
+a rule, be exactly that much more (under right and normal
+conditions) than the imports. Or, take another case, if capital
+is borrowed in Europe for railways in the United States, this
+capital generally comes over in the form of imports of various
+kinds; but, if our exports are not sufficient at once to balance
+the increased imports, we go in debt for a time&mdash;or, in other
+words, in order to establish the balance, we send United States
+securities abroad instead of actual exports. This shipment of
+securities is not seen and recorded as among the exports; and
+so we find a period, like that during and after the war, from
+1862 to 1873, of a vast excess of imports. Since 1873 the
+country has been practically paying the indebtedness incurred
+in the former period; and there has been a vast excess of exports
+over imports, and an apparent discrepancy in the equilibrium.
+But our government bonds and other securities have
+been coming back to us, producing a return current to balance
+the excessive exports.<note place='foot'>For an
+exceedingly good study on the conditions of our foreign trade down
+to 1873, and a prophecy of the panic of 1873, see Cairnes, <q>Leading Principles,</q>
+pp. 364-374.</note> In brief, the use of securities and various
+forms of indebtedness permits the period of actual payment
+to be deferred, so that an excess of imports at one time may be
+offset by an excess of exports at another, and generally a later,
+time. Moreover, the large expenses of people traveling in
+Europe will require us to remit abroad in the form of exports
+more than would ordinarily balance our imports by the amount
+spent by the travelers. The financial operations, therefore,
+between the United States and foreign countries, must be well
+considered in striking the equation between our exports and
+imports. As formulated by Mr. Cairnes,<note place='foot'><q>Leading
+Principles,</q> p. 357.</note> the Equation of
+International Demand should be stated more broadly, as follows:
+<q>The state of international demand which results in
+commercial equilibrium is realized when the reciprocal demand
+of trading countries produces such a relation of exports and
+imports among them as enables each country by means of her
+exports to discharge <emph>all her foreign liabilities</emph>.</q> If we were a
+great lending instead of a great borrowing country, we should
+have, as a rule, a permanent excess of imports.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='430'/><anchor id='Pg430'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter XVIII. Influence Of The Currency On The Exchanges And On
+Foreign Trade.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Variations in the exchange, which originate in the Currency.</head>
+
+<p>
+In our inquiry into the laws of international trade,
+we commenced with the principles which determine international
+exchanges and international values on the hypothesis
+of barter. We next showed that the introduction of
+money, as a medium of exchange, makes no difference in
+the laws of exchanges and of values between country and
+country, no more than between individual and individual:
+since the precious metals, under the influence of those same
+laws, distribute themselves in such proportions among the
+different countries of the world as to allow the very same
+exchanges to go on, and at the same values, as would be
+the case under a system of barter. We lastly considered
+how the value of money itself is affected by those alterations
+in the state of trade which arise from alterations
+either in the demand and supply of commodities or in their
+cost of production. It remains to consider the alterations
+in the state of trade which originate not in commodities but
+in money.
+</p>
+
+<p>
+Gold and silver may vary like other things, though they
+are not so likely to vary as other things in their cost of production.
+The demand for them in foreign countries may
+also vary. It may increase by augmented employment of
+the metals for purposes of art and ornament, or because the
+increase of production and of transactions has created a
+greater amount of business to be done by the circulating
+medium. It may diminish, for the opposite reasons; or,
+<pb n='431'/><anchor id='Pg431'/>
+from the extension of the economizing expedients by which
+the use of metallic money is partially dispensed with.
+These changes act upon the trade between other countries
+and the mining countries, and upon the value of the precious
+metals, according to the general laws of the value of
+imported commodities: which have been set forth in the
+previous chapters with sufficient fullness.
+</p>
+
+<p>
+What I propose to examine in the present chapter is not
+those circumstances affecting money which alter the permanent
+conditions of its value, but the effects produced on international
+trade by casual or temporary variations in the
+value of money, which have no connection with any causes
+affecting its permanent value.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Effect of a sudden increase of a metallic Currency, or of the sudden
+creation of Bank-Notes or other substitutes for Money.</head>
+
+<p>
+Let us suppose in any country a circulating medium
+purely metallic, and a sudden casual increase made to it; for
+example, by bringing into circulation hoards of treasure,
+which had been concealed in a previous period of foreign invasion
+or internal disorder. The natural effect would be a
+rise of prices. This would check exports and encourage imports;
+the imports would exceed the exports, the exchanges
+would become unfavorable, and a newly acquired stock of
+money would diffuse itself over all countries with which the
+supposed country carried on trade, and from them, progressively,
+through all parts of the commercial world. The
+money which thus overflowed would spread itself to an equal
+depth over all commercial countries. For it would go on
+flowing until the exports and imports again balanced one
+another; and this (as no change is supposed in the permanent
+circumstances of international demand) could only be
+when the money had diffused itself so equally that prices had
+risen in the same ratio in all countries, so that the alteration
+of price would be for all practical purposes ineffective, and
+the exports and imports, though at a higher money valuation,
+would be exactly the same as they were originally.
+This diminished value of money throughout the world (at
+least if the diminution was considerable) would cause a suspension,
+or at least a diminution, of the annual supply from
+<pb n='432'/><anchor id='Pg432'/>
+the mines, since the metal would no longer command a value
+equivalent to its highest cost of production. The annual
+waste would, therefore, not be fully made up, and the usual
+causes of destruction would gradually reduce the aggregate
+quantity of the precious metals to its former amount; after
+which their production would recommence on its former
+scale. The discovery of the treasure would thus produce
+only temporary effects; namely, a brief disturbance of international
+trade until the treasure had disseminated itself
+through the world, and then a temporary depression in the
+value of the metal below that which corresponds to the cost
+of producing or of obtaining it; which depression would
+gradually be corrected by a temporarily diminished production
+in the producing countries and importation in the importing
+countries.
+</p>
+
+<p>
+The same effects which would thus arise from the discovery
+of a treasure accompany the process by which bank-notes,
+or any of the other substitutes for money, take the place
+of the precious metals. Suppose<note place='foot'>The illustrations
+in this chapter have also been changed, but only so far as
+to make them apply to the United States.</note> that the United States
+possessed a currency, wholly metallic, of $200,000,000, and
+that suddenly $200,000,000 of bank-notes were sent into circulation.
+If these were issued by bankers, they would be
+employed in loans, or in the purchase of securities, and would
+therefore create a sudden fall in the rate of interest, which
+would probably send a great part of the $200,000,000 of gold
+out of the country as capital, to seek a higher rate of interest
+elsewhere, before there had been time for any action on prices.
+But we will suppose that the notes are not issued by bankers,
+or money-lenders of any kind, but by manufacturers, in the
+payment of wages and the purchase of materials, or by the
+Government [as, e.g., greenbacks] in its ordinary expenses, so
+that the whole amount would be rapidly carried into the markets
+for commodities. The following would be the natural
+order of consequences: All prices would rise greatly. Exportation
+would almost cease; importation would be prodigiously
+<pb n='433'/><anchor id='Pg433'/>
+stimulated. A great balance of payments would
+become due, the exchanges would turn against the United
+States, to the full extent of the cost of exporting money;
+and the surplus coin would pour itself rapidly forth, over the
+various countries of the world, in the order of their proximity,
+geographically and commercially, to the United States.
+</p>
+
+<quote rend='display'>
+A study of Chart <ref target='Chart_XIV'>No. XIV</ref> will show how exactly this
+description fits the case of our country, when the rise of prices
+stimulated imports of merchandise (see Chart <ref target='Chart_XIII'>No. XIII</ref>) in
+1862, and sent gold out of the country.
+</quote>
+
+<p>
+The efflux would continue until the currencies of all countries
+had come to a level; by which I do not mean, until
+money became of the same value everywhere, but until the
+differences were only those which existed before, and which
+corresponded to permanent differences in the cost of obtaining
+it. When the rise of prices had extended itself in an
+equal degree to all countries, exports and imports would
+everywhere revert to what they were at first, would balance
+one another, and the exchanges would return to par. If such
+a sum of money as $200,000,000, when spread over the whole
+surface of the commercial world, were sufficient to raise the
+general level in a perceptible degree, the effect would be of
+no long duration. No alteration having occurred in the general
+conditions under which the metals were procured, either
+in the world at large or in any part of it, the reduced value
+would no longer be remunerating, and the supply from the
+mines would cease partially or wholly, until the $200,000,000
+were absorbed.<note place='foot'>I am here
+supposing a state of things in which gold and silver mining are
+a permanent branch of industry, carried on under known conditions; and not
+the present state of uncertainty, in which gold-gathering is a game of chance,
+prosecuted (for the present) in the spirit of an adventure, not in that of a regular
+industrial pursuit.&mdash;<hi rend='smallcaps'>Mill.</hi>
+It is, however, worth recalling that gold and silver
+mining have not been&mdash;for large effects on the value of the metals&mdash;anything
+like a permanent branch of industry, but that, in the main, great additions have
+been obtained suddenly and by chance discoveries.&mdash;J. L. L.</note>
+</p>
+
+<p>
+Effects of another kind, however, will have been produced:
+$200,000,000, which formerly existed in the unproductive
+<pb n='434'/><anchor id='Pg434'/>
+form of metallic money, have been converted into
+what is, or is capable of becoming, productive capital. This
+gain is at first made by the United States at the expense
+of other countries, who have taken her superfluity of this
+costly and unproductive article off her hands, giving for it an
+equivalent value in other commodities. By degrees the loss
+is made up to those countries by diminished influx from the
+mines, and finally the world has gained a virtual addition
+of $200,000,000 to its productive resources. Adam Smith's
+illustration, though so well known, deserves for its extreme
+aptness to be once more repeated. He compares the substitution
+of paper in the room of the precious metals to the construction
+of a highway through the air, by which the ground
+now occupied by roads would become available for agriculture.
+As in that case a portion of the soil, so in this a part
+of the accumulated wealth of the country, would be relieved
+from a function in which it was only employed in rendering
+other soils and capitals productive, and would itself become
+applicable to production; the office it previously fulfilled
+being equally well discharged by a medium which costs
+nothing.
+</p>
+
+<p>
+The value saved to the community by thus dispensing
+with metallic money is a clear gain to those who provide the
+substitute. They have the use of $200,000,000 of circulating
+medium which have cost them only the expense of an
+engraver's plate. If they employ this accession to their fortunes
+as productive capital, the produce of the country is
+increased and the community benefited, as much as by any
+other capital of equal amount. Whether it is so employed
+or not depends, in some degree, upon the mode of issuing it.
+If issued by the Government, and employed in paying off
+debt, it would probably become productive capital. The
+Government, however, may prefer employing this extraordinary
+resource in its ordinary expenses; may squander it uselessly,
+or make it a mere temporary substitute for taxation
+to an equivalent amount; in which last case the amount is
+saved by the tax-payers at large, who either add it to their
+<pb n='435'/><anchor id='Pg435'/>
+capital or spend it as income. When [a part of the] paper
+currency is supplied, as in our own country, by banking
+companies, the amount is almost wholly turned into productive
+capital; for the issuers, being at all times liable to be
+called upon to refund the value, are under the strongest inducements
+not to squander it, and the only cases in which it
+is not forthcoming are cases of fraud or mismanagement. A
+banker's profession being that of a money-lender, his issue
+of notes is a simple extension of his ordinary occupation.
+He lends the amount to farmers, manufacturers, or dealers,
+who employ it in their several businesses. So employed, it
+yields, like any other capital, wages of labor, and profits of
+stock. The profit is shared between the banker, who receives
+interest, and a succession of borrowers, mostly for
+short periods, who, after paying the interest, gain a profit in
+addition, or a convenience equivalent to profit. The capital
+itself in the long run becomes entirely wages, and, when
+replaced by the sale of the produce, becomes wages again;
+thus affording a perpetual fund, of the value of $200,000,000,
+for the maintenance of productive labor, and increasing the
+annual produce of the country by all that can be produced
+through the means of a capital of that value. To this gain
+must be added a further saving to the country, of the annual
+supply of the precious metals necessary for repairing the
+wear and tear, and other waste, of a metallic currency.
+</p>
+
+<p>
+The substitution, therefore, of paper for the precious
+metals should always be carried as far as is consistent with
+safety, no greater amount of metallic currency being retained
+than is necessary to maintain, both in fact and in
+public belief, the convertibility of the paper.
+</p>
+
+<p>
+But since gold wanted for exportation is almost invariably
+drawn from the reserves of the banks, and is never likely
+to be taken directly from the circulation while the banks
+remain solvent, the only advantage which can be obtained
+from retaining partially a metallic currency for daily purposes
+is, that the banks may occasionally replenish their
+reserves from it.
+</p>
+
+</div>
+
+<pb n='436'/><anchor id='Pg436'/>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Effect of the increase of an inconvertible paper Currency.
+Real and nominal exchange.</head>
+
+<p>
+When metallic money had been entirely superseded
+and expelled from circulation, by the substitution of
+an equal amount of bank-notes, any attempt to keep a still
+further quantity of paper in circulation must, if the notes are
+convertible [into gold], be a complete failure.
+</p>
+
+<quote rend='display'>
+This brings up the whole question at issue between the
+<q>Currency Principle</q> and the <q>Banking Principle.</q> The
+latter, maintained by Fullerton, Wilson, Price, and Tooke
+(in his later writings), held that, if notes were convertible, the
+value of notes could not differ from the value of the metal
+into which they were convertible; while the former, advocated
+by Lord Overstone, G. W. Norman, Colonel Torrens, Tooke
+(in his earlier writings), and Sir Robert Peel, implied that
+even a convertible paper was liable to over-issues. This last
+school brought about the Bank Act of 1844.<note place='foot'>See
+Walker, <q>Money,</q> Chap. XIX.</note>
+</quote>
+
+<p>
+[A] new issue would again set in motion the same train
+of consequences by which the gold coin had already been expelled.
+The metals would, as before, be required for exportation,
+and would be for that purpose demanded from the
+banks, to the full extent of the superfluous notes, which thus
+could not possibly be retained in circulation. If, indeed, the
+notes were inconvertible, there would be no such obstacle to
+the increase in their quantity. An inconvertible paper acts in
+the same way as a convertible, while there remains any coin
+for it to supersede; the difference begins to manifest itself
+when all the coin is driven from circulation (except what may
+be retained for the convenience of small change), and the
+issues still go on increasing. When the paper begins to exceed
+in quantity the metallic currency which it superseded,
+prices of course rise; things which were worth $25 in metallic
+money become worth $30 in inconvertible paper, or
+more, as the case may be. But this rise of price will not, as
+in the cases before examined, stimulate import and discourage
+export. The imports and exports are determined by the
+metallic prices of things, not by the paper prices; and it is
+only when the paper is exchangeable at pleasure for the
+metals that paper prices and metallic prices must correspond.
+</p>
+
+<pb n='437'/><anchor id='Pg437'/>
+
+<p>
+Let us suppose that the United States is the country
+which has the depreciated paper. Suppose that some American
+production could be bought, while the currency was still
+metallic, for $25, and sold in England for $27.50, the difference
+covering the expense and risk, and affording a profit to
+the merchant. On account of the depreciation, this commodity
+will now cost in the United States $30, and can not be sold
+in England for more than $27.50, and yet it will be exported
+as before. Why? Because the $27.50 which the exporter
+can get for it in England is not depreciated paper, but gold
+or silver; and since in the United States bullion has risen
+in the same proportion with other things&mdash;if the merchant
+brings the gold or silver to the United States, he can sell his
+$27.50 [in coin] for $33 [in paper], and obtain as before 10
+per cent for profit and expenses.
+</p>
+
+<p>
+It thus appears that a depreciation of the currency does
+not affect the foreign trade of the country: this is carried
+on precisely as if the currency maintained its value. But,
+though the trade is not affected, the exchanges are. When
+the imports and exports are in equilibrium, the exchange, in
+a metallic currency, would be at par; a bill on England for
+the equivalent of $25 would be worth $25. But $25, or the
+quantity of gold contained in them, having come to be
+worth in the United States $30, it follows that a bill on
+England for $25 will be worth $30. When, therefore, the
+<emph>real</emph> exchange is at par, there will be a <emph>nominal</emph> exchange
+against the country of as much per cent as the amount of
+the depreciation. If the currency is depreciated 10, 15, or
+20 per cent, then in whatever way the real exchange, arising
+from the variations of international debts and credits, may
+vary, the quoted exchange will always differ 10, 15, or 20
+per cent from it. However high this nominal premium may
+be, it has no tendency to send gold out of the country for
+the purpose of drawing a bill against it and profiting by the
+premium; because the gold so sent must be procured, not
+from the banks and at par, as in the case of a convertible
+currency, but in the market, at an advance of price equal
+<pb n='438'/><anchor id='Pg438'/>
+to the premium. In such cases, instead of saying that the
+exchange is unfavorable, it would be a more correct representation
+to say that the par has altered, since there is now
+required a larger quantity of American currency to be
+equivalent to the same quantity of foreign. The exchanges,
+however, continue to be computed according to the metallic
+par. The quoted exchanges, therefore, when there is a depreciated
+currency, are compounded of two elements or factors:
+(1) the real exchange, which follows the variations of
+international payments, and (2) the nominal exchange, which
+varies with the depreciation of the currency, but which,
+while there is any depreciation at all, must always be unfavorable.
+Since the amount of depreciation is exactly measured
+by the degree in which the market price of bullion
+exceeds the mint valuation, we have a sure criterion to determine
+what portion of the quoted exchange, being referable
+to depreciation, may be struck off as nominal, the result
+so corrected expressing the real exchange.
+</p>
+
+<p>
+The same disturbance of the exchanges and of international
+trade which is produced by an increased issue of convertible
+bank-notes is in like manner produced by those extensions
+of credit which, as was so fully shown in a preceding
+chapter, have the same effect on prices as an increase of
+the currency. Whenever circumstances have given such an
+impulse to the spirit of speculation as to occasion a great increase
+of purchases on credit, money prices rise, just as much as
+they would have risen if each person who so buys on credit had
+bought with money. All the effects, therefore, must be similar.
+As a consequence of high prices, exportation is checked
+and importation stimulated; though in fact the increase of
+importation seldom waits for the rise of prices which is the
+consequence of speculation, inasmuch as some of the great articles
+of import are usually among the things in which speculative
+overtrading first shows itself. There is, therefore, in
+such periods, usually a great excess of imports over exports;
+and, when the time comes at which these must be paid for,
+the exchanges become unfavorable and gold flows out of the
+<pb n='439'/><anchor id='Pg439'/>
+country. This efflux of gold takes effect on prices [by withdrawing
+gold from the reserves of the banks, and so by stopping
+loans and the use of credit, or purchasing power]: its
+effect is to make them recoil downward. The recoil once begun,
+generally becomes a total rout, and the unusual extension
+of credit is rapidly exchanged for an unusual contraction
+of it. Accordingly, when credit has been imprudently
+stretched, and the speculative spirit carried to excess, the turn
+of the exchanges and consequent pressure on the banks to
+obtain gold for exportation are generally the proximate cause
+of the catastrophe.
+</p>
+
+<quote rend='display'>
+A glance at Chart <ref target='Chart_XIII'>No. XIII</ref> will give illustration to the
+situation here described. After the war, and until 1873, while
+the United States was under the influence of high prices and a
+speculation which has been seldom equaled in our history, the
+resulting great excess of imports became very striking. It
+was an unhealthy and abnormal condition of trade. The sudden
+reversal of the trade by the crisis in 1873 is equally striking,
+and, as prices fell, exports began to increase. The effect
+on international trade of a collapse of credit is thus clearly
+marked by the lines on the chart.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='440'/><anchor id='Pg440'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter XIX. Of The Rate Of Interest.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The Rate of Interest depends on the Demand and Supply of Loans.</head>
+
+<p>
+The two topics of Currency and Loans, though in
+themselves distinct, are so intimately blended in the phenomena
+of what is called the money market, that it is impossible
+to understand the one without the other, and in many
+minds the two subjects are mixed up in the most inextricable
+confusion.
+</p>
+
+<p>
+In the preceding book<note place='foot'><ref target='Book_II_Chapter_V_Section_1'>Book
+II, Chap. V, § 1</ref>.</note> we defined the relation in which
+interest stands to profit. We found that the gross profit of
+capital might be distinguished into three parts, which are respectively
+the remuneration for risk, for trouble, and for the
+capital itself, and may be termed insurance, wages of superintendence,
+and interest. After making compensation for
+risk, that is, after covering the average losses to which capital
+is exposed either by the general circumstances of society
+or by the hazards of the particular employment, there remains
+a surplus, which partly goes to repay the owner of the
+capital for his abstinence, and partly the employer of it for
+his time and trouble. How much goes to the one and how
+much to the other is shown by the amount of the remuneration
+which, when the two functions are separated, the owner
+of capital can obtain from the employer for its use. This is
+evidently a question of demand and supply. Nor have demand
+and supply any different meaning or effect in this case
+from what they have in all others. The rate of interest will
+be such as to equalize the demand for loans with the supply
+<pb n='441'/><anchor id='Pg441'/>
+of them. It will be such that, exactly as much as some
+people are desirous to borrow at that rate, others shall be
+willing to lend. If there is more offered than demanded, interest
+will fall; if more is demanded than offered, it will rise;
+and in both cases, to the point at which the equation of supply
+and demand is re-established.
+</p>
+
+<p>
+The desire to borrow and the willingness to lend are
+more or less influenced by every circumstance which affects
+the state or prospects of industry or commerce, either generally
+or in any of their branches. The rate of interest, therefore,
+on good security, which alone we have here to consider
+(for interest in which considerations of risk bear a part may
+swell to any amount), is seldom, in the great centers of money
+transactions, precisely the same for two days together; as is
+shown by the never-ceasing variations in the quoted prices
+of the funds and other negotiable securities. Nevertheless,
+there must be, as in other cases of value, some rate which
+(in the language of Adam Smith and Ricardo) may be called
+the natural rate; some rate about which the market rate oscillates,
+and to which it always tends to return. This rate
+partly depends on the amount of accumulation going on in
+the hands of persons who can not themselves attend to the
+employment of their savings, and partly on the comparative
+taste existing in the community for the active pursuits of
+industry, or for the leisure, ease, and independence of an
+annuitant.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Circumstances which Determine the Permanent Demand and Supply of Loans.</head>
+
+<p>
+In [ordinary] circumstances, the more thriving producers
+and traders have their capital fully employed, and many
+are able to transact business to a considerably greater extent
+than they have capital for. These are naturally borrowers:
+and the amount which they desire to borrow, and can give
+security for, constitutes the demand for loans on account of
+productive employment. To these must be added the loans
+required by Government, and by land-owners, or other unproductive
+consumers who have good security to give. This
+constitutes the mass of loans for which there is an habitual
+demand.
+</p>
+
+<pb n='442'/><anchor id='Pg442'/>
+
+<p>
+Now, it is conceivable that there might exist, in the hands
+of persons disinclined or disqualified for engaging personally
+in business, (1) a mass of capital equal to, and even exceeding,
+this demand. In that case there would be an habitual
+excess of competition on the part of lenders, and the rate of
+interest would bear a low proportion to the rate of profit.
+Interest would be forced down to the point which would
+either tempt borrowers to take a greater amount of loans than
+they had a reasonable expectation of being able to employ in
+their business, or would so discourage a portion of the lenders
+as to make them either forbear to accumulate or endeavor
+to increase their income by engaging in business on their own
+account, and incurring the risks, if not the labors, of industrial
+employment.
+</p>
+
+<quote rend='display'>
+The low rates of interest, rather, tempt people to take some
+additional risk, and enter into investments which offer a higher
+rate of dividends; so that a period of low interest is a time
+when speculative enterprises find victims, and then by bad and
+worthless investments much of the loanable funds is actually
+lost; thereby reducing the total quantity of loans more nearly
+to that demand which will give an ordinary rate of interest.
+</quote>
+
+<p>
+(2.) On the other hand, the capital owned by persons who
+prefer lending it at interest, or whose avocations prevent
+them from personally superintending its employment, may
+be short of the habitual demand for loans. It may be in
+great part absorbed by the investments afforded by the public
+debt and by mortgages, and the remainder may not be
+sufficient to supply the wants of commerce. If so, the rate
+of interest will be raised so high as in some way to re-establish
+the equilibrium. When there is only a small difference
+between interest and profit, many borrowers may no longer
+be willing to increase their responsibilities and involve their
+credit for so small a remuneration: or some, who would otherwise
+have engaged in business, may prefer leisure, and become
+lenders instead of borrowers: or others, under the
+inducement of high interest and easy investment for their
+capital, may retire from business earlier, and with smaller
+fortunes, than they otherwise would have done.
+</p>
+
+<pb n='443'/><anchor id='Pg443'/>
+
+<p>
+Or, lastly, instead of [capital] being afforded by persons
+not in business, the affording it may itself become a business.
+A portion of the capital employed in trade may be supplied
+by a class of professional money-lenders. These money-lenders,
+however, must have more than a mere interest; they
+must have the ordinary rate of profit on their capital, risk
+and all other circumstances being allowed for. [For] it can
+never answer, to any one who borrows for the purposes of his
+business, to pay a full profit for capital from which he will
+only derive a full profit: and money-lending, as an employment,
+for the regular supply of trade, can not, therefore, be
+carried on except by persons who, in addition to their own
+capital, can lend their credit, or, in other words, the capital
+of other people. A bank which lends its notes lends capital
+which it borrows from the community, and for which it pays
+no interest.
+</p>
+
+<quote rend='display'>
+Of late years, however, banks are generally not permitted
+to issue notes on their simple credit. That privilege has been
+so often abused in this country that now, in the national banking
+system, a separate part of the resources are set aside for
+the security of the circulating notes (as is also true of the Bank
+of England since 1844). It is not generally true, then, that
+banks now create the means to make loans by issuing notes
+by which they borrow capital from the community without paying
+interest. They do, however, depend almost entirely on deposits.
+</quote>
+
+<p>
+A bank of deposit lends capital which it collects from the
+community in small parcels, sometimes without paying any
+interest, and, if it does pay interest, it still pays much less
+than it receives; for the depositors, who in any other way
+could mostly obtain for such small balances no interest worth
+taking any trouble for, are glad to receive even a little. Having
+this subsidiary resource, bankers are enabled to obtain,
+by lending at interest, the ordinary rate of profit on their
+own capital. The disposable capital deposited in banks, together
+with the funds belonging to those who, either from
+necessity or preference, live upon the interest of their property,
+constitute the general loan fund of the country; and
+<pb n='444'/><anchor id='Pg444'/>
+the amount of this aggregate fund, when set against the habitual
+demands of producers and dealers, and those of the Government
+and of unproductive consumers, determines the permanent
+or average rate of interest, which must always be
+such as to adjust these two amounts to one another.<note place='foot'>I do
+not include in the general loan fund of the country the capitals, large
+as they sometimes are, which are habitually employed in speculatively buying
+and selling the public funds and other
+securities.&mdash;<hi rend='smallcaps'>Mill.</hi></note> But,
+while the whole of this mass of lent capital takes effect upon
+the <emph>permanent</emph> rate of interest, the <emph>fluctuations</emph> depend almost
+entirely upon the portion which is in the hands of
+bankers; for it is that portion almost exclusively which,
+being lent for short times only, is continually in the market
+seeking an investment. The capital of those who live on
+the interest of their own fortunes has generally sought and
+found some fixed investment, such as the public funds,
+mortgages, or the bonds of public companies, which investment,
+except under peculiar temptations or necessities, is not
+changed.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Circumstances which Determine the Fluctuations.</head>
+
+<p>
+Fluctuations in the rate of interest arise from variations
+either in the demand for loans or in the supply. The
+supply is liable to variation, though less so than the demand.
+The willingness to lend is greater than usual at the commencement
+of a period of speculation, and much less than
+usual during the revulsion which follows. In speculative
+times, money-lenders as well as other people are inclined to
+extend their business by stretching their credit; they lend
+more than usual (just as other classes of dealers and producers
+employ more than usual) of capital which does not
+belong to them. Accordingly, these are the times when the
+rate of interest is low; though for this too (as we shall immediately
+see) there are other causes. During the revulsion,
+on the contrary, interest always rises inordinately, because,
+while there is a most pressing need on the part of many
+persons to borrow, there is a general disinclination to lend.<note place='foot'>The
+rate of interest at such crises in New York has several times risen to
+400 or 500 per cent per annum.</note>
+</p>
+
+<pb n='445'/><anchor id='Pg445'/>
+
+<p>
+This disinclination, when at its extreme point, is called a
+panic. It occurs when a succession of unexpected failures
+has created in the mercantile, and sometimes also in the non-mercantile
+public, a general distrust in each other's solvency;
+disposing every one not only to refuse fresh credit, except
+on very onerous terms, but to call in, if possible, all credit
+which he has already given. Deposits are withdrawn from
+banks; notes are returned on the issuers in exchange for specie;
+bankers raise their rate of discount, and withhold their
+customary advances; merchants refuse to renew mercantile
+bills. At such times the most calamitous consequences were
+formerly experienced from the attempt of the law to prevent
+more than a certain limited rate of interest from being given
+or taken. Persons who could not borrow at five per cent
+had to pay, not six or seven, but ten or fifteen per cent, to
+compensate the lender for risking the penalties of the law;
+or had to sell securities or goods for ready money at a still
+greater sacrifice.
+</p>
+
+<quote rend='display'>
+The pernicious and hurtful custom exists in various States
+in this country of making any interest beyond a certain rate
+illegal. When it is remembered that legitimate business is
+often largely done on credit&mdash;until the proceeds of goods sold
+on credit are collected&mdash;the rate of interest from day to day is
+very important to trade. So, when there is a sudden demand
+for loans, a rate higher than the legal one will certainly be
+paid, and the law violated, if the getting of a loan is absolutely
+necessary to save the borrower from commercial ruin. The effect
+of a legal rate is to stop loans at the very time when loans
+are most essential to the business public. It would be far better
+to adopt such a sliding scale as exists at great European banks,
+which allows the rate of interest to rise with the demand. No
+one, then, with good security, need want loans if he is willing
+to pay the high rates; and those not really in need will defer
+their demand until the sudden emergency is past. Already in
+New York the legal penalty has been removed for loaning at
+higher than the legal rates when charged upon call-loans; and
+it has mitigated the extreme fluctuations of the rate in a market
+when financial necessity is contending against the law.
+</quote>
+
+<p>
+Except at such periods, the amount of capital disposable on
+loan is subject to little other variation than that which arises
+from the gradual process of accumulation; which process,
+<pb n='446'/><anchor id='Pg446'/>
+however, in the great commercial countries, is sufficiently
+rapid to account for the almost periodical recurrence of these
+fits of speculation; since, when a few years have elapsed
+without a crisis, and no new and tempting channel for investment
+has been opened in the mean time, there is always
+found to have occurred in those few years so large an increase
+of capital seeking investment as to have lowered considerably
+the rate of interest, whether indicated by the prices of securities
+or by the rate of discount on bills; and this diminution
+of interest tempts the possessors to incur hazards in hopes of
+a more considerable return.
+</p>
+
+<p>
+The demand for loans varies much more largely than the
+supply, and embraces longer cycles of years in its aberrations.
+A time of war, for example, is a period of unusual draughts
+on the loan market. The Government, at such times, generally
+incurs new loans, and, as these usually succeed each
+other rapidly as long as the war lasts, the general rate of interest
+is kept higher in war than in peace, without reference
+to the rate of profit, and productive industry is stinted of its
+usual supplies.
+</p>
+
+<quote rend='display'>
+The United States during the late war found that it could
+not borrow at even six or seven per cent. By receiving depreciated
+paper at par for its bonds it really agreed to pay six
+gold dollars on each loan of one hundred dollars in paper
+(worth, perhaps, at the worst only forty gold dollars), which
+was equivalent to fifteen per cent. This high rate was largely
+due to the weakened credit of the Government; but still it
+remains true that the rate was higher because the United
+States was in the market as a competitor for large loans. Now
+the Government can refund its bonds at three per cent.
+</quote>
+
+<p>
+Nor does the influence of these loans altogether cease when
+the Government ceases to contract others; for those already
+contracted continue to afford an investment for a greatly
+increased amount of the disposable capital of the country,
+which, if the national debt were paid off, would be added to
+the mass of capital seeking investment, and (independently
+of temporary disturbance) could not but, to some extent, permanently
+lower the rate of interest.
+</p>
+
+<pb n='447'/><anchor id='Pg447'/>
+
+<quote rend='display'>
+The rapid payment of the public debt by the United States,
+$137,823,253 in 1882-1883, and more than $100,000,000 in 1883-1884,
+has taken away the former investment for enormous sums
+of loanable funds, and to the same extent increased the supply
+in the market. Without doubt this aids in making the present
+rate of interest a very low one. Whether the rate will remain
+<q>permanently lower,</q> however, will depend upon whether the
+field of investment in the United States is already practically
+occupied. We believe it is not.
+</quote>
+
+<p>
+The same effect on interest which is produced by government
+loans for war expenditure is produced by the sudden
+opening of any new and generally attractive mode of permanent
+investment. The only instance of the kind in recent
+history, on a scale comparable to that of the war loans, is the
+absorption of capital in the construction of railways. This
+capital must have been principally drawn from the deposits
+in banks, or from savings which would have gone into deposit,
+and which were destined to be ultimately employed
+in buying securities from persons who would have employed
+the purchase-money in discounts or other loans at interest:
+in either case, it was a draft on the general loan fund. It
+is, in fact, evident that, unless savings were made expressly
+to be employed in railway adventure, the amount thus employed
+must have been derived either from the actual capital
+of persons in business or from capital which would have
+been lent to persons in business.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. The Rate of Interest not really Connected with the value of Money,
+but often confounded with it.</head>
+
+<p>
+From the preceding considerations it would be seen,
+even if it were not otherwise evident, how great an error it
+is to imagine that the rate of interest bears any necessary
+relation to the quantity or value of the money in circulation.
+An increase of the currency has in itself no effect, and is
+incapable of having any effect, on the rate of interest. A
+paper currency issued by Government in the payment of its
+ordinary expenses, in however great excess it may be issued,
+affects the rate of interest in no manner whatever. It
+diminishes, indeed, the power of money to buy commodities,
+but not the power of money to buy money. If a hundred
+dollars will buy a perpetual annuity of four dollars a year, a
+<pb n='448'/><anchor id='Pg448'/>
+depreciation which makes the hundred dollars worth only
+half as much as before has precisely the same effect on the
+four dollars, and therefore can not alter the relation between
+the two. Unless, indeed, it is known and reckoned upon
+that the depreciation will only be temporary; for people
+certainly might be willing to lend the depreciated currency
+on cheaper terms if they expected to be repaid in money of
+full value.
+</p>
+
+<p>
+In considering the effect produced by the proceedings of
+banks in encouraging the excesses of speculation, an immense
+effect is usually attributed to their issues of notes, but until
+of late hardly any attention was paid to the management of
+their deposits, though nothing is more certain than that their
+imprudent extensions of credit take place more frequently
+by means of their deposits than of their issues. Says Mr.
+Tooke: <q>Supposing all the deposits received by a banker to
+be in coin, is he not, just as much as the issuing banker, exposed
+to the importunity of customers, whom it may be impolitic
+to refuse, for loans or discounts, or to be tempted by
+a high interest; and may he not be induced to encroach so
+much upon his deposits as to leave him, under not improbable
+circumstances, unable to meet the demands of his depositors?</q>
+</p>
+
+<quote rend='display'>
+In truth, the most difficult questions of banking center
+around the functions of discount and deposit. The separation
+of the Issue from the Banking Department by the act of 1844,
+which renewed the charter of the Bank of England, makes this
+perfectly clear. After entirely removing from their effect on
+credit all influences due to issues, England has had the same
+difficulties to encounter as before, which shows that the real
+question is concerned with the two essential functions of banking&mdash;discount
+and deposit. Since 1844, there have been the
+commercial disturbances of 1847, 1857, 1866, and 1873. Although
+no expansion of notes, without a corresponding deposit
+of specie, is possible.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_XIX_Section_5'/>
+<head>§ 5. The Rate of Interest determines the price of land and of Securities.</head>
+
+<p>
+Before quitting the general subject of this chapter,
+I will make the obvious remark that the rate of interest
+determines the value and price of all those salable articles
+which are desired and bought, not for themselves, but for
+<pb n='449'/><anchor id='Pg449'/>
+the income which they are capable of yielding. The public
+funds, shares in joint-stock companies, and all descriptions
+of securities, are at a high price in proportion as the rate of
+interest is low. They are sold at the price which will give
+the market rate of interest on the purchase-money, with
+allowance for all differences in the risk incurred, or in any
+circumstance of convenience.
+</p>
+
+<p>
+The price of land, mines, and all other fixed sources of
+income, depends in like manner on the rate of interest. Land
+usually sells at a higher price, in proportion to the income
+afforded by it, than the public funds, not only because it is
+thought, even in [England], to be somewhat more secure,
+but because ideas of power and dignity are associated with
+its possession. But these differences are constant, or nearly
+so; and, in the variations of price, land follows,
+<foreign lang='la' rend='italic'>cæteris paribus</foreign>,
+the permanent (though, of course, not the daily) variations
+of the rate of interest. When interest is low, land will
+naturally be dear; when interest is high, land will be cheap.
+</p>
+
+<quote rend='display'>
+<p>
+A lot of land, which fifty years ago gave an annual return
+of $100, if ten per cent was then the common rate of interest,
+would sell for $1,000. If the return from the land remains
+the same ($100) to-day, and if the usual rate of interest is
+now five per cent, the same piece of land, therefore, would sell
+for $2,000, since $100 is five per cent of $2,000.
+</p>
+
+<p>
+The price of a bond, it may be said, also varies with the
+time it has to run. At the same rate of interest, a bond running
+for a long term of years is better for an investment than
+one for a short term. The lumberman, who looks at two trees
+of <emph>equal diameter</emph> at the base, estimates the total value of each
+according to the <emph>height</emph> of the tree. Then, again, a bond running
+for a short term may be worth less than one for a long
+term, even though the first bears a higher rate of interest.
+That is, to resume the illustration, one tree, not rising very
+high, although <emph>larger</emph> at the bottom, may not contain so many
+square feet as another, with perhaps a <emph>less</emph> diameter at the bottom,
+but which stretches much higher up into the air.
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='450'/><anchor id='Pg450'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_XX'/>
+<head>Chapter XX. Of The Competition Of Different Countries In The Same Market.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Causes which enable one Country to undersell another.</head>
+
+<p>
+In the phraseology of the Mercantile System, there
+is no word of more frequent recurrence or more perilous import
+than the word <emph>underselling</emph>. To undersell other countries&mdash;not
+to be undersold by other countries&mdash;were spoken
+of, and are still very often spoken of, almost as if they were
+the sole purposes for which production and commodities
+exist.
+</p>
+
+<quote rend='display'>
+Nations may, like individual dealers, be competitors, with
+opposite interests, in the markets of some commodities, while
+in others they are in the more fortunate relation of reciprocal
+customers. The benefit of commerce does not consist, as it
+was once thought to do, in the commodities sold; but, since
+the commodities sold are the means of obtaining those which
+are bought, a nation would be cut off from the real advantage
+of commerce, the imports, if it could not induce other
+nations to take any of its commodities in exchange; and in
+proportion as the competition of other countries compels it
+to offer its commodities on cheaper terms, on pain of not
+selling them at all, the imports which it obtains by its foreign
+trade are procured at greater cost.
+</quote>
+
+<p>
+One country (A) can only undersell another (B) in a
+given market, to the extent of entirely expelling her from it,
+on two conditions: (1) In the first place, she (A) must have
+a greater advantage than the second country (B) in the production
+of the article exported by both; meaning by a greater
+advantage (as has been already so fully explained) not absolutely,
+<pb n='451'/><anchor id='Pg451'/>
+but in comparison with other commodities; and (2)
+in the second place, such must be her (A's) relation with the
+customer-country in respect to the demand for each other's
+products, and such the consequent state of international
+values, as to give away to the customer-country more than
+the whole advantage possessed by the rival country (B); otherwise
+the rival will still be able to hold her ground in the
+market.
+</p>
+
+<quote rend='display'>
+Let us suppose a trade between England and the United
+States, in iron and wheat. England being capable of producing
+ten cwts. of iron at the same cost as fifteen bushels of
+wheat, the United States at the same cost as twenty bushels,
+and the two commodities being exchanged between the two
+countries (cost of carriage apart) at some intermediate rate, say
+ten for seventeen. The United States could not be permanently
+undersold in the English market, and expelled from it,
+unless by a country (such as India) which offered not merely
+more than seventeen, but more than twenty bushels of wheat
+for ten cwts. of iron. Short of that, the competition would
+only oblige the United States to pay dearer for iron, but would
+not disable her from exporting wheat. The country, therefore,
+which could undersell the United States, must, in the first
+place, be able to produce wheat at less cost, compared with
+iron, than the United States herself; and, in the next place,
+must have such a demand for iron, or other English commodities,
+as would compel her, even when she became sole occupant
+of the market, to give a greater advantage to England than the
+United States could give by resigning the whole of hers; to
+give, for example, twenty-one bushels for ten cwts. For if
+not&mdash;if, for example, the equation of international demand,
+after the United States was excluded, gave a ratio of eighteen
+for ten&mdash;the United States would be now the underselling nation;
+and there would be a point, perhaps nineteen for ten, at
+which both countries would be able to maintain their ground,
+and to sell in England enough wheat to pay for the iron, or
+other English commodities, for which, on these newly adjusted
+terms of interchange, they had a demand. In like manner,
+England, as an exporter of iron, could only be driven from the
+American market by some rival whose superior advantages in
+the production of iron enabled her, and the intensity of whose
+demand for American produce compelled her, to offer ten cwts.
+of iron, not merely for less than seventeen bushels of wheat,
+but for less than fifteen. In that case, England could no
+longer carry on the trade without loss; but, in any case short
+<pb n='452'/><anchor id='Pg452'/>
+of this, she would merely be obliged to give to the United
+States more iron for less wheat than she had previously given.<note place='foot'>In
+this illustration I have retained as nearly as possible the form of that
+given by Mr. Mill for the trade between England and Germany in cloth and linen.</note>
+</quote>
+
+<p>
+It thus appears that the alarm of being permanently
+undersold may be taken much too easily; may be taken
+when the thing really to be anticipated is not the loss of the
+trade, but the minor inconvenience of carrying it on at a
+diminished advantage; an inconvenience chiefly falling on
+the consumers of foreign commodities, and not on the producers
+or sellers of the exported article. It is no sufficient
+ground of apprehension to the [American] producers, to find
+that some other country can sell [wheat] in foreign markets,
+at some particular time, a trifle cheaper than they can themselves
+afford to do in the existing state of prices in [the
+United States]. Suppose them to be temporarily unsold, and
+their exports diminished; the imports will exceed the exports,
+there will be a new distribution of the precious metals,
+prices will fall, and, as all the money expenses of the
+[American] producers will be diminished, they will be able
+(if the case falls short of that stated in the preceding paragraph)
+again to compete with their rivals.
+</p>
+
+<p>
+The loss which [the United States] will incur will not fall
+upon the exporters, but upon those who consume imported
+commodities; who, with money incomes reduced in amount,
+will have to pay the same or even an increased price for all
+things produced in foreign countries.
+</p>
+
+<quote rend='display'>
+But the business world would regard what was going on
+under economic laws as a great and dreaded disaster, if it
+meant that prices were to fall, and gold leave the country.
+Those holding large stocks of goods would for that time suffer;
+and so, at first, it might really happen that <q>exporters,</q> in the
+sense of exporting agents (not the producers, perhaps, of the
+exportable article), would incur a loss. In the end, of course,
+the consumers of imports suffer. But, temporarily, and on the
+face of it, exporters do lose.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. High wages do not prevent one Country from underselling another.</head>
+
+<p>
+According to the preceding doctrine, a country can
+not be undersold in any commodity, unless the rival country
+<pb n='453'/><anchor id='Pg453'/>
+has a stronger inducement than itself for devoting its labor
+and capital to the production of the commodity; arising
+from the fact that by doing so it occasions a greater saving
+of labor and capital, to be shared between itself and its customers&mdash;a
+greater increase of the aggregate produce of the
+world. The underselling, therefore, though a loss to the
+undersold country, is an advantage to the world at large; the
+substituted commerce being one which economizes more of
+the labor and capital of mankind, and adds more to their collective
+wealth, than the commerce superseded by it. The
+advantage, of course, consists in being able to produce the
+commodity of better quality, or with less labor (compared
+with other things); or perhaps not with less labor, but in
+less time; with a less prolonged detention of the capital employed.
+This may arise from greater natural advantages
+(such as soil, climate, richness of mines); superior capability,
+either natural or acquired, in the laborers; better division of
+labor, and better tools, or machinery. But there is no place
+left in this theory for the case of lower wages. This, however,
+in the theories commonly current, is a favorite cause
+of underselling. We continually hear of the disadvantage
+under which the [American] producer labors, both in foreign
+markets and even in his own, through the lower wages paid
+by his foreign rivals. These lower wages, we are told, enable,
+or are always on the point of enabling, them to sell at
+lower prices, and to dislodge the [American] manufacturer
+from all markets in which he is not artificially protected.
+</p>
+
+<quote rend='display'>
+<p>
+It will be remembered that, as we have before seen, international
+trade, in actual practice, depends on comparative prices
+within the same country (even though the exporter may not
+consciously make a comparison). We send wheat abroad, because
+it is low in price relatively to certain manufactured goods;
+that is, we send the wheat, but we do not send the manufactured
+goods. But, so far, this is considering only the comparative
+prices in the same country. Yet we shall fail to realize in
+actual practice the application of the above principles, when we
+use the terms prices and money, if we do not admit that there
+is in the matter of underselling a comparison, also, between the
+absolute price of the goods in one country and the absolute
+<pb n='454'/><anchor id='Pg454'/>
+price of the same goods in the competing country. For example,
+wheat is not shipped to England unless the price is
+lower here than there. If India or Morocco were to send wheat
+into the English market in close competition with the United
+States, and the price were to fall in London, it would mean that,
+if we continued our shipments of wheat to England, we must
+part with our wheat at a less advantage in the international
+exchange. In the illustration already used, we must, for example,
+offer more than seventeen bushels of wheat for ten cwts.
+of iron. The fall in the price of wheat, without any change in
+that of iron, implies the necessity of offering a greater quantity
+of wheat for the same quantity of iron, perhaps nineteen or
+twenty bushels for ten cwts. of iron. If the price went so low
+as to require twenty-one bushels to pay for ten cwts. of iron,
+then we should be entirely undersold; and the price here as
+compared with the price in London would be an indication of
+the fact. So that the comparison of prices here with prices
+abroad is merely a register of the terms at which our international
+exchanges are performed; but not the cause of the existence
+of the international trade. If the price falls so low in
+a foreign market that we can not sell wheat there, it simply
+means that we have reached in the exchange ratios the limit of
+our comparative advantages in wheat and iron; so that we are
+obliged to offer twenty or more bushels of wheat for ten cwts.
+of iron.
+</p>
+
+<p>
+But in all this it must be noted that this price must include
+the return to capital also, and that it must be equal to
+the usual reward for capital in other competing industries,
+that is, the ordinary rate of profit. In exporting wheat from
+the United States the capital engaged will insist on getting
+the rate of profit to be found in other occupations to which
+the capital can go, in the United States. Now, the price,
+if it stands for the value (which is supposed to be governed
+by cost of production in this case), is the sum out of which
+wages and profits are paid. If the price were to fall in the
+foreign market, then there might not be the means with which
+to pay the usual rate of wages and the usual rate of profit
+also. Then we should probably hear of complaints by the
+shippers that there is no profit in the exportation of wheat, and
+of a falling off in the trade. In other words, as the capitalist
+is the one who manages the operation, and is the one first affected,
+the diminution of advantage in foreign trade arising
+from competition, generally shows itself first in lessened profits.
+The price, then, is the means by which we determine
+whether a certain article gives us that comparative advantage
+which will insure a gain from international trade.
+</p>
+
+<p>
+An exportable article whose price in this country is low&mdash;since
+<pb n='455'/><anchor id='Pg455'/>
+it is for this reason selected as an export&mdash;is one whose
+cost is low. If the cost be low, it means that the industry
+is very productive; that the same capital and labor produce
+more for their exertion in this than in other industries. And
+yet it is precisely in the most productive industries that higher
+wages and profits can be, and are, paid. Although each article
+is sold at a low price, the great quantity produced makes
+the total sum, or value, out of which the industrial rewards,
+profits, and wages, are paid, large. That is, the price may be
+very low (lower, also, in direct comparison with prices abroad)
+and yet pay the rate of wages and profits current in this country.
+Consequently, although wages and profits may be very
+high (relatively to older countries) in those industries of the
+United States whose productiveness is great, yet the very fact
+of this low cost, and consequently this low price (where competition
+is effective), is that which fits the commodity for exportation.
+We are, therefore, inevitably led to a position in
+which we see that high wages and low prices naturally go
+together in an exportable commodity. In practice, certainly,
+the high wages do not, by raising the price, prevent us, by comparing
+our price with English prices, from sending goods
+abroad&mdash;because we send goods abroad from our most productive
+employments. As an illustration of this principle, it is
+found that the leading exports of the United States, in 1883,
+were cotton, breadstuffs, provisions, tobacco, mineral oils, and
+wood.
+</p>
+
+<p>
+But, since a direct comparison is in practice made between
+prices here and prices in England (for example), in order to
+determine whether the trade can be a profitable one, we constantly
+hear it said that we can not send goods abroad because
+our labor is so dear. It need scarcely be observed that we do
+not hear this from those engaged in any of the extractive industries
+just mentioned as furnishing large exports, which are
+admittedly very productive; it is generally heard in regard to
+certain kinds of manufactured goods. The difficulty arises
+not with regard to articles in which we have the greatest advantage
+in productiveness, but those in which we have a less
+advantage. If the majority of occupations are so productive
+as to assure a generally high reward to labor and capital
+throughout the country, these less advantageously situated industries&mdash;not
+being so productive as others (either from lack
+of skill or good management, or high cost of machinery and
+materials, or peculiarities of climate, or heavy taxation)&mdash;can
+not pay the usual high reward to labor, and at the same time
+get for the capitalist the same high reward he can everywhere
+else receive at home. For, at a price low enough to warrant an
+exportation, the quantity made by a given amount of labor and
+<pb n='456'/><anchor id='Pg456'/>
+capital does not yield a total value so great as is given in the
+majority of other occupations to the same amount of labor and
+capital, and out of which the usual high wages and profits can
+be paid. The less productiveness of an industry, compared with
+other industries in the same country, then, is the real cause which
+prevents it from competing with foreign countries consistently
+with receiving the ordinary rate of profit. It is the high rate
+of profits as well as the high rate of wages common in the
+country which prevents selling abroad. It is absurd to say
+that it is only high wages: it is just as much high profits.
+Of course, if the less productive industries wish to compete
+with England, and if they pay&mdash;as we know they must&mdash;the
+high rate of wages due to the general productiveness of our
+country's industries, they must submit to less profits for the
+pleasure of having that particular desire. It is not possible that
+we should produce everything equally well here; nor is it possible
+that England should produce everything equally well. If
+we wish to send any goods at all to England, we must receive
+some goods from her. In order to get the gain arising from
+our productiveness, we must earnestly wish that England should
+have some commodity also in which she has a comparative advantage,
+in order that any trade whatever may exist. It is not,
+however, worth while, in my opinion, to go on in this discussion
+to consider the position of those who would shut us off
+from any and all foreign trade.
+</p>
+
+<p>
+Our present high wages should be a cause for congratulation,
+because they are due to the generally high productiveness of our
+resources, or, in other words, due to low cost; and it is to be
+hoped that they may long continue high. We do not seem to
+be in imminent danger of not having goods which we can export
+in quantities which will buy for us all we may wish to import
+from abroad. (See Chart <ref target='Chart_XIII'>No. XIII</ref>, and note the vast
+increase of exports at the same time that wages are known to be higher in
+this country than abroad.) So long as wages continue high, we
+may possibly be unwilling to see gratified that false and ignorant
+desire which leads some people to think that we ought to
+produce, equally well with any competitor in the world, everything
+that is made. If, as was pointed out under the discussion
+on cost of labor,<note place='foot'><ref target='Book_II_Chapter_V_Section_5'>Book
+II, Chap. V, § 5</ref>.</note> we must necessarily connect with efficiency
+of labor all natural advantages under which labor works,
+it is easy to see that high wages are entirely consistent with
+low prices; and that high wages do not prevent us to-day from
+having an hitherto unequaled export trade. Even if all wages
+and all profits were lower, it would, however, affect all industries
+alike, and some would still be more productive relatively
+<pb n='457'/><anchor id='Pg457'/>
+to others, and the same inequality would remain. If, however,
+we learn to use our materials better, use machinery with more
+effect on the quantity produced, adapt our industries to our
+climate, get the raw products more cheaply, free ourselves from
+excessive and unreasonable taxation, it would be difficult to
+say what commodities we might not be able eventually to
+manufacture in competition with the rest of the world. For
+we have scarcely ever, as a country, had the advantage of such
+conditions to aid us in our foreign trade.
+</p>
+
+<p>
+Mr. Mill now goes on to consider the suggestive fact that
+wages are higher in England than on the Continent, and yet
+that the English have no difficulty in underselling their Continental
+rivals.
+</p>
+</quote>
+
+<p>
+Before examining this opinion on grounds of principle,
+it is worth while to bestow a moment's consideration upon
+it as a question of fact. Is it true that the wages of manufacturing
+labor are lower in foreign countries than in England,
+in any sense in which low wages are an advantage to
+the capitalist? The artisan of Ghent or Lyons may earn less
+wages in a day, but does he not do less work? Degrees of
+efficiency considered, does his labor cost less to his employer?
+Though wages may be lower on the Continent, is not the
+Cost of Labor, which is the real element in the competition,
+very nearly the same? That it is so seems the opinion of
+competent judges, and is confirmed by the very little difference
+in the rate of profit between England and the Continental
+countries. But, if so, the opinion is absurd that English
+producers can be undersold by their Continental rivals
+from this cause. It is only in America that the supposition
+is <foreign lang='la' rend='italic'>prima facie</foreign>
+admissible. In America wages are much
+higher than in England, if we mean by wages the daily earnings
+of a laborer; but the productive power of American
+labor is so great&mdash;its efficiency, combined with the favorable
+circumstances in which it is exerted, makes it worth so much
+to the purchaser&mdash;that the Cost of Labor is lower in America
+than in England; as is proved by the fact that the general
+rate of profits and of interest is very much higher.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Low wages enable a Country to undersell another, when Peculiar to certain
+branches of Industry.</head>
+
+<p>
+But is it true that low wages, even in the sense of
+low Cost of Labor, enable a country to sell cheaper in the
+<pb n='458'/><anchor id='Pg458'/>
+foreign market? I mean, of course, low wages which are
+common to the whole productive industry of the country.
+</p>
+
+<p>
+If wages, in any of the departments of industry which
+supply exports, are kept, artificially or by some accidental
+cause, below the general rate of wages in the country, this
+is a real advantage in the foreign market. It lessens the
+<emph>comparative</emph> cost of production of those articles in relation
+to others, and has the same effect as if their production required
+so much less labor. Take, for instance, the case of
+the United States in respect to certain commodities. In that
+country tobacco and cotton, two great articles of export, are
+produced by slave-labor, while food and manufactures generally
+are produced by free laborers, who either work on
+their own account or are paid by wages. In spite of the
+inferior efficiency of slave-labor, there can be no reasonable
+doubt that, in a country where the wages of free labor are
+so high, the work executed by slaves is a better bargain to
+the capitalist. To whatever extent it is so, this smaller cost
+of labor, being not general, but limited to those employments,
+is just as much a cause of cheapness in the products,
+both in the home and in the foreign market, as if they had
+been made by a less quantity of labor. If the slaves in the
+Southern States were emancipated, and their wages rose to
+the general level of the earnings of free labor in America,
+that country might be obliged to erase some of the slave-grown
+articles from the catalogue of its exports, and would
+certainly be unable to sell any of them in the foreign market
+at the present price. Their cheapness is partly an artificial
+cheapness, which may be compared to that produced by a
+bounty on production or on exportation; or, considering the
+means by which it is obtained, an apter comparison would be
+with the cheapness of stolen goods.
+</p>
+
+<anchor id='Chart_XV'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxv.png' rend='width: 80%'>
+ <head>Chart XV.</head>
+ <figDesc>Illustration: Chart XV.</figDesc>
+ </figure>
+</p>
+
+<quote rend='display'>
+How far Mr. Mill was in error may be seen by Chart <ref target='Chart_XV'>No.
+XV</ref>, which shows the enormous increase of cotton production
+under the <hi rend='italic'>régime</hi> of free labor as compared with that
+of slave-labor in the United States. The abolition of slavery
+has been an economic gain to the South. Moreover, the exports
+of raw cotton have increased from 644,327,921 pounds in
+<pb n='460'/><anchor id='Pg460'/>
+1869, to 2,288,075,062 pounds in 1883; while for corresponding
+years the exports of tobacco increased from 181,527,630 to
+235,628,360 pounds. In other words, exports of tobacco were
+increased by 30 per cent, and those of raw cotton by no less
+than 255 per cent. Besides, the prices of cotton and tobacco
+are no higher now than before 1850.
+</quote>
+
+<p>
+An advantage of a similar economical, though of a very
+different moral character, is that possessed by domestic manufactures;
+fabrics produced in the leisure hours of families
+partially occupied in other pursuits, who, not depending for
+subsistence on the produce of the manufacture, can afford to
+sell it at any price, however low, for which they think it
+worth while to take the trouble of producing. The workman
+of Zürich is to-day a manufacturer, to-morrow again an
+agriculturist, and changes his occupations with the seasons in
+a continual round. Manufacturing industry and tillage advance
+hand in hand, in inseparable alliance, and in this union
+of the two occupations the secret may be found why the
+simple and unlearned Swiss manufacturer can always go on
+competing and increasing in prosperity in the face of those
+extensive establishments fitted out with great economic and
+(what is still more important) intellectual resources.
+</p>
+
+<p>
+In the case of these domestic manufactures, the comparative
+cost of production, on which the interchange between
+countries depends, is much lower than in proportion to the
+quantity of labor employed. The work-people, looking to
+the earnings of their loom for a part only, if for any part,
+of their actual maintenance, can afford to work for a less remuneration
+than the lowest rate of wages which can permanently
+exist in the employments by which the laborer has to
+support the whole expense of a family. Working, as they
+do, not for an employer but for themselves, they may be
+said to carry on the manufacture at no cost at all, except the
+small expense of a loom and of the material; and the limit
+of possible cheapness is not the necessity of living by their
+trade, but that of earning enough by the work to make that
+social employment of their leisure hours not disagreeable.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_III_Chapter_XX_Section_4'/>
+<head>§ 4. &mdash;But not when common to All.</head>
+
+<p>
+These two cases, of slave-labor and of domestic
+<pb n='461'/><anchor id='Pg461'/>
+manufactures, exemplify the conditions under which low
+wages enable a country to sell its commodities cheaper in
+foreign markets, and consequently to undersell its rivals, or
+to avoid being undersold by them. But no such advantage
+is conferred by low wages when common to all branches of
+industry. General low wages never caused any country to
+undersell its rivals, nor did general high wages ever hinder
+it from doing so.
+</p>
+
+<p>
+To demonstrate this, we must turn to an elementary
+principle which was discussed in a former
+chapter.<note place='foot'><ref target='Book_II_Chapter_II_Section_3'>Book
+II, Chap. II, § 3</ref>.</note> General
+low wages do not cause low prices, nor high wages high
+prices, within the country itself. General prices are not
+raised by a rise of wages, any more than they would be
+raised by an increase of the quantity of labor required in
+all production. Expenses which affect all commodities equally
+have no influence on prices. If the maker of broadcloth
+or cutlery, and nobody else, had to pay higher wages, the
+price of his commodity would rise, just as it would if he had
+to employ more labor; because otherwise he would gain less
+profit than other producers, and nobody would engage in the
+employment. But if everybody has to pay higher wages,
+or everybody to employ more labor, the loss must be submitted
+to; as it affects everybody alike, no one can hope to get
+rid of it by a change of employment; each, therefore, resigns
+himself to a diminution of profits, and prices remain
+as they were. In like manner, general low wages, or a general
+increase in the productiveness of labor, does not make
+prices low, but profits high. If wages fall (meaning here
+by wages the cost of labor), why, on that account, should the
+producer lower his price? He will be forced, it may be
+said, by the competition of other capitalists who will crowd
+into his employment. But other capitalists are also paying
+lower wages, and by entering into competition with him
+they would gain nothing but what they are gaining already.
+The rate, then, at which labor is paid, as well as the quantity
+<pb n='462'/><anchor id='Pg462'/>
+of it which is employed, affects neither the value nor the
+price of the commodity produced, except in so far as it is
+peculiar to that commodity, and not common to commodities
+generally.
+</p>
+
+<quote rend='display'>
+However, without there being any change in the productiveness
+of any industry, if the price of the article should rise,
+for instance, from an increased demand, that would make the
+total value arising from the products of the industry larger in
+its purchasing power, and so there would be a larger sum to
+be divided among labor and capital. If there be free competition,
+more capital would move into this one industry under
+the hope of larger profits, and so wages would rise. Therefore,
+it is possible that high wages and high prices may go together,
+but not as cause and effect. In fact, the change in
+price generally precedes the change in wages. On the other
+hand, while low wages are not the cause of low prices nor
+high wages of high prices, yet the two may be found together,
+as both due to a common cause, viz., the small or great value
+of the total product.<note place='foot'>Cf. Cairnes, <q>Leading
+Principles,</q> p. 209.</note>
+</quote>
+
+<p>
+Since low wages are not a cause of low prices in the
+country itself, so neither do they cause it to offer its commodities
+in foreign markets at a lower price. It is quite
+true that, if the cost of labor is lower in America than in
+England, America could sell her cottons to Cuba at a lower
+price than England, and still gain as high a profit as the
+English manufacturer. But it is not with the profit of the
+English manufacturer that the American cotton-spinner will
+make his comparison; it is with the profits of other American
+capitalists. These enjoy, in common with himself, the
+benefit of a low cost of labor, and have accordingly a high
+rate of profit. This high profit the cotton-spinner must also
+have: he will not content himself with the English profit.
+It is true he may go on for a time at that lower rate, rather
+than change his employment; and a trade may be carried
+on, sometimes for a long period, at a much lower profit than
+that for which it would have been originally engaged in.
+Countries which have a low cost of labor and high profits do
+not for that reason undersell others, but they do oppose a
+<pb n='463'/><anchor id='Pg463'/>
+more obstinate resistance to being undersold, because the producers
+can often submit to a diminution of profit without
+being unable to live, and even to thrive, by their business.
+But this is all which their advantage does for them; and in
+this resistance they will not long persevere when a change
+of times which may give them equal profits with the rest of
+their countrymen has become manifestly hopeless.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Low profits as affecting the carrying Trade.</head>
+
+<p>
+It is worth while also to notice a third class of small,
+but in this case mostly independent communities, which have
+supported and enriched themselves almost without any productions
+of their own (except ships and marine equipments),
+by a mere carrying-trade, and commerce of entrepot; by buying
+the produce of one country, to sell it at a profit in another.
+Such were Venice and the Hanse Towns.
+</p>
+
+<p>
+When the Venetians became the agents of the general
+commerce of Southern Europe, they had scarcely any competitors:
+the thing would not have been done at all without
+them, and there was really no limit to their profits except
+the limit to what the ignorant feudal nobility could and
+would give for the unknown luxuries then first presented to
+their sight. At a later period competition arose, and the
+profit of this operation, like that of others, became amenable
+to natural laws. The carrying-trade was taken up by Holland,
+a country with productions of its own and a large accumulated
+capital. The other nations of Europe also had
+now capital to spare, and were capable of conducting their
+foreign trade for themselves: but Holland, having, from the
+variety of circumstances, a lower rate of profit at home, could
+afford to carry for other countries at a smaller advance on
+the original cost of the goods than would have been required
+by their own capitalists; and Holland, therefore, engrossed
+the greatest part of the carrying-trade of all those countries
+which did not keep it to themselves by navigation laws,<note place='foot'>For
+a brief bibliography on our own Navigation Laws and the Shipping
+Question, see <ref target='Appendix_I'>Appendix I</ref>.</note> constructed,
+like those of England, for the express purpose.
+</p>
+
+<pb n='464'/><anchor id='Pg464'/>
+
+<quote rend='display'>
+In the United States, early in the century, a retaliatory
+policy against England gave us a body of navigation laws
+copied after the mediæval statutes of England and the Continent,
+which still remain on the statute-book. They do not
+permit an American to buy a vessel abroad and sail it under
+our flag without paying enormous duties; a provision which
+is intended to foster ship-building in the United States. Even
+with this legislation, ships, as a fact, are not built here for
+the foreign trade; and our ship-builders practically supply
+the coasting-trade only (which is not open to foreigners). The
+ability to buy ships anywhere, and enter them to registry under
+our flag free of duty, is what is meant by the demand for
+<q>free ships.</q> This, however, has to do with ship-building. But
+ship-owning or ship-sailing, is quite distinct from it. The
+ability to get as great a return from capital and labor invested
+in a ship as from other occupations open to Americans is another
+thing. Even if we had <q>free ships,</q> the higher returns in other
+industries in our country, particularly as regards profits, might
+cause capitalists naturally to neglect a less for a more productive
+business. In 1884 Congress has very properly taken
+away many vexatious restrictions upon ships, which diminished
+the returns from ship-sailing, and it remains to be seen whether
+we can thereby regain any of our foreign carrying-trade. At
+present we have a very small tonnage even in that part of the
+shipping engaged in carrying our own goods.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='465'/><anchor id='Pg465'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_III_Chapter_XXI'/>
+<head>Chapter XXI. Of Distribution, As Affected By Exchange.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Exchange and money make no Difference in the law of Wages.</head>
+
+<p>
+The division of the produce among the three classes,
+laborers, capitalists, and landlords, when considered without
+any reference to exchange, appeared to depend on certain
+general laws. It is fit that we should now consider whether
+these same laws still operate, when the distribution takes
+place through the complex mechanism of exchange and
+money; or whether the properties of the mechanism interfere
+with and modify the presiding principles.
+</p>
+
+<p>
+The primary division of the produce of human exertion
+and frugality is, as we have seen, into three shares&mdash;wages,
+profits, and rents; and these shares are portioned out, to the
+persons entitled to them, in the form of money and by a
+process of exchange; or, rather, the capitalist, with whom in
+the usual arrangements of society the produce remains, pays
+in money, to the other two sharers, the market value of their
+labor and land. If we examine on what the pecuniary value
+of labor and the pecuniary value of the use of land depend,
+we shall find that it is on the very same causes by which we
+found that wages and rent would be regulated if there were
+no money and no exchange of commodities.
+</p>
+
+<p>
+It is evident, in the first place, that the law of wages is
+not affected by the existence or non-existence of exchange or
+money. Wages depend on the ratio between population and
+capital [taking into account the nature of a country's industries];
+and would do so if all the capital in the world were
+the property of one association, or if the capitalists among
+<pb n='466'/><anchor id='Pg466'/>
+whom it is shared maintained each an establishment for the
+production of every article consumed in the community, exchange
+of commodities having no existence. As the ratio
+between capital and population, everywhere but in new colonies,
+depends on the strength of the checks by which the
+too rapid increase of population is restrained, it may be said,
+popularly speaking, that wages depend on the checks to population;
+that, when the check is not death by starvation or
+disease, wages depend on the prudence of the laboring people;
+and that wages in any country are habitually at the
+lowest rate to which in that country the laborer will suffer
+them to be depressed rather than put a restraint upon multiplication.
+</p>
+
+<p>
+What is here meant, however, by wages, is the laborer's
+real scale of comfort; the quantity he obtains of the things
+which nature or habit has made necessary or agreeable to
+him: wages in the sense in which they are of importance to
+the receiver. In the sense in which they are of importance
+to the payer, they do not depend exclusively on such simple
+principles. Wages in the first sense, the wages on which the
+laborer's comfort depends, we will call real wages, or wages
+in kind. Wages in the second sense we may be permitted
+to call, for the present, money wages; assuming, as it is allowable
+to do, that money remains for the time an invariable
+standard, no alteration taking place in the conditions under
+which the circulating medium itself is produced or obtained.
+If money itself undergoes no variation in cost, the money
+price of labor is an exact measure of the cost of labor, and
+may be made use of as a convenient symbol to express it
+[if the efficiency of labor also be supposed to remain the
+same].
+</p>
+
+<p>
+The money wages of labor are a compound result of two
+elements: first, real wages, or wages in kind, or, in other
+words, the quantity which the laborer obtains of the ordinary
+articles of consumption; and, secondly, the money prices
+of those articles. In all old countries&mdash;all countries in which
+the increase of population is in any degree checked by the
+<pb n='467'/><anchor id='Pg467'/>
+difficulty of obtaining subsistence&mdash;the habitual money price
+of labor is that which will just enable the laborers, one
+with another, to purchase the commodities without which
+they either can not or will not keep up the population at its
+customary rate of increase. Their standard of comfort being
+given (and by the standard of comfort in a laboring class is
+meant that rather than forego which they will abstain from
+multiplication), money wages depend on the money price,
+and therefore on the cost of production, of the various articles
+which the laborers habitually consume: because, if their
+wages can not procure them a given quantity of these, their
+increase will slacken and their wages rise. Of these articles,
+food and other agricultural produce are so much the principal
+as to leave little influence to anything else.
+</p>
+
+<p>
+It is at this point that we are enabled to invoke the aid
+of the principles which have been laid down in this Third
+Part. The cost of production of food and agricultural produce
+has been analyzed in a preceding chapter. It depends
+on the productiveness of the least fertile land, or of the least
+productively employed portion of capital, which the necessities
+of society have as yet put in requisition for agricultural
+purposes. The cost of production of the food grown in
+these least advantageous circumstances determines, as we
+have seen, the exchange value and money price of the whole.
+In any given state, therefore, of the laborers' habits, their
+money wages depend on the productiveness of the least fertile
+land, or least productive agricultural capital: on the point
+which cultivation has reached in its downward progress&mdash;in
+its encroachments on the barren lands, and its gradually increased
+strain upon the powers of the more fertile. Now,
+the force which urges cultivation in this downward course
+is the increase of people; while the counter-force, which
+checks the descent, is the improvement of agricultural science
+and practice, enabling the same soil to yield to the same
+labor more ample returns. The costliness of the most costly
+part of the produce of cultivation is an exact expression of
+the state, at any given moment, of the race which population
+<pb n='468'/><anchor id='Pg468'/>
+and agricultural skill are always running against each
+other.
+</p>
+
+<quote rend='display'>
+It will be noted, in this exposition, that Mr. Mill has in view
+an old country, with a population so dense that numbers are
+always pressing close upon subsistence; that their wages are
+so low as to give the laborers little more than the necessary
+wants of life. That these are not the economic conditions in
+the United States goes without saying. First of all, the margin
+of cultivation is high: only soils of high productiveness
+are in cultivation, and the returns to labor and capital are, consequently,
+very large. High wages are found together with
+low prices of food. The existing population is not so numerous
+as to require for the cultivation of food any but lands of a
+very high grade of fertility. The ability to command a high
+reward for labor (as compared with European industries), owing
+to the general prevalence of high returns in the United States,
+has resulted in the establishment of a higher standard for our
+laborers. The standard being relatively so high, there is no
+intimate connection between the increase of population here
+and the price of food; for, as a rule, wages are not so low that
+any change in the cost of producing food would require checks
+upon population. There is a considerable margin above necessaries,
+in the laborer's real wages in the United States, which
+may go for comforts, decencies, and amusements.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. In the law of Rent.</head>
+
+<p>
+The degree of productiveness of this extreme margin
+is an index to the existing state of the distribution of the
+produce among the three classes, of laborers, capitalists, and
+landlords. When the demand of an increasing population
+for more food can not be satisfied without extending cultivation
+to less fertile land, or incurring additional outlay, with
+a less proportional return, on land already in cultivation, it is
+a necessary condition of this increase of agricultural produce
+that the value and price of that produce must first rise. The
+price of food will always on the average be such that the
+worst land, and the least productive installment of the capital
+employed on the better lands, shall just replace the expenses
+with the ordinary profit. If the least favored land and capital
+just do thus much, all other land and capital will yield an
+extra profit, equal to the proceeds of the extra produce due
+to their superior productiveness; and this extra profit becomes,
+by competition, the prize of the landlords. Exchange
+<pb n='469'/><anchor id='Pg469'/>
+and money, therefore, make no difference in the law of rent:
+it is the same as we
+originally<note place='foot'><ref target='Book_III_Chapter_III_Section_1'>Book
+III, Chap. III, § 1</ref>.</note> found it. Rent is the extra
+return made to agricultural capital when employed with peculiar
+advantages; the exact equivalent of what those advantages
+enable the producers to economize in the cost of production:
+the value and price of the produce being regulated
+by the cost of production to those producers who have no
+advantages; by the return to that portion of agricultural
+capital the circumstances of which are the least favorable.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;Nor in the law of Profits.</head>
+
+<p>
+Wages and rent being thus regulated by the same
+principles when paid in money, as they would be if apportioned
+in kind, it follows that Profits are so likewise. For
+the surplus, after replacing wages and paying rent, constitutes
+Profits.
+</p>
+
+<p>
+We found, in the last chapter of the Second Book, that
+the advances of the capitalist, when analyzed to their ultimate
+elements, consist either in the purchase or maintenance
+of labor, or in the profits of former capitalists; and that,
+therefore, profits in the last resort depend upon the Cost of
+Labor, falling as that rises, and rising as it falls. Let us endeavor
+to trace more minutely the operation of this law.
+</p>
+
+<p>
+There are two modes in which the Cost of Labor, which
+is correctly represented (money being supposed invariable as
+well as efficiency) by the money wages of the laborer, may
+be increased. The laborer may obtain greater comforts;
+wages in kind&mdash;real wages&mdash;may rise. Or the progress of
+population may force down cultivation to inferior soils and
+more costly processes; thus raising the cost of production,
+the value, and the price, of the chief articles of the laborer's
+consumption. On either of these suppositions the rate of
+profit will fall.
+</p>
+
+<p>
+If the laborer obtains more abundant commodities only
+by reason of their greater cheapness, if he obtains a greater
+quantity, but not on the whole a greater cost, real wages
+will be increased, but not money wages, and there will be
+<pb n='470'/><anchor id='Pg470'/>
+nothing to affect the rate of profit. But, if he obtains a
+greater quantity of commodities of which the cost of production
+is not lowered, he obtains a greater cost; his money
+wages are higher. The expense of these increased money
+wages falls wholly on the capitalist. There are no conceivable
+means by which he can shake it off. It may be said&mdash;it
+used formerly to be said&mdash;that he will get rid of it by raising
+his price. But this opinion we have already, and more
+than once, fully refuted.<note place='foot'><hi rend='italic'>Supra</hi>,
+Book III, <ref target='Book_III_Chapter_II_Section_2'>Chap. II, § 2</ref>,
+and <ref target='Book_III_Chapter_XX_Section_4'>Chap. XX, § 4</ref>.</note>
+</p>
+
+<p>
+The doctrine, indeed, that a rise of wages causes an
+equivalent rise of prices, is, as we formerly observed, self-contradictory:
+for, if it did so, it would not be a rise of
+wages; the laborer would get no more of any commodity
+than he had before, let his money wages rise ever so much;
+a rise of real wages would be an impossibility. This being
+equally contrary to reason and to fact, it is evident that a rise
+of money wages does not raise prices; that high wages are
+not a cause of high prices. A rise of general wages falls on
+profits. There is no possible alternative.
+</p>
+
+<p>
+Having disposed of the case in which the increase of
+money wages, and of the Cost of Labor, arises from the
+laborer's obtaining more ample wages in kind, let us now
+suppose it to arise from the increased cost of production of
+the things which he consumes, owing to an increase of population
+unaccompanied by an equivalent increase of agricultural
+skill. The augmented supply required by the population
+would not be obtained, unless the price of food rose
+sufficiently to remunerate the farmer for the increased cost
+of production. The farmer, however, in this case sustains a
+twofold disadvantage. He has to carry on his cultivation
+under less favorable conditions of productiveness than before.
+For this, as it is a disadvantage belonging to him only as a
+farmer, and not shared by other employers, he will, on the
+general principles of value, be compensated by a rise of the
+price of his commodity; indeed, until this rise has taken
+<pb n='471'/><anchor id='Pg471'/>
+place, he will not bring to market the required increase of
+produce. But this very rise of price involves him in another
+necessity, for which he is not compensated. He must pay
+higher money wages to his laborers [if they retain the same
+quantity of real wages]. This necessity, being common to
+him with all other capitalists, forms no ground for a rise of
+price. The price will rise, until it has placed him in as good
+a situation, in respect of profits, as other employers of labor;
+it will rise so as to indemnify him for the increased labor
+which he must now employ in order to produce a given
+quantity of food; but the increased wages of that labor are
+a burden common to all, and for which no one can be indemnified.
+It will be paid wholly from profits.
+</p>
+
+<p>
+Thus we see that increased wages, when common to all
+descriptions of productive laborers, and when really representing
+a greater Cost of Labor, are always and necessarily
+at the expense of profits. And by reversing the cases, we
+should find in like manner that diminished wages, when
+representing a really diminished Cost of Labor, are equivalent
+to a rise of profits. But the opposition of pecuniary
+interest thus indicated between the class of capitalists and
+that of laborers is to a great extent only apparent. Real
+wages are a very different thing from the Cost of Labor, and
+are generally highest at the times and places where, from
+the easy terms on which the land yields all the produce as
+yet required from it, the value and price of food being low,
+the cost of labor to the employer, notwithstanding its ample
+remuneration, is comparatively cheap, and the rate of profit
+consequently high, as at present in the United States. We
+thus obtain a full confirmation of our original theorem that
+Profits depend on the Cost of Labor: or, to express the
+meaning with still greater accuracy, the rate of profit and
+the cost of labor vary inversely as one another, and are joint
+effects of the same agencies or causes.
+</p>
+
+</div>
+
+</div>
+
+</div>
+
+<pb n='475'/><anchor id='Pg475'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Book IV. Influence Of The Progress Of Society On Production And
+Distribution.</head>
+
+<div>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_IV_Chapter_I'/>
+<head>Chapter I. Influence Of The Progress Of Industry And Population
+On Values And Prices.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Tendency of the progress of society toward increased Command over the
+powers of Nature; increased Security, and increased Capacity of Co-Operation.</head>
+
+<p>
+In the leading countries of the world, and in all others
+as they come within the influence of those leading countries,
+there is at least one progressive movement which continues
+with little interruption from year to year and from generation
+to generation&mdash;a progress in wealth; an advancement
+in what is called material prosperity. All the nations which
+we are accustomed to call civilized increase gradually in production
+and in population: and there is no reason to doubt
+that not only these nations will for some time continue so to
+increase, but that most of the other nations of the world,
+including some not yet founded, will successively enter upon
+the same career. It will, therefore, be our first object to
+examine the nature and consequences of this progressive
+change, the elements which constitute it, and the effects it
+produces on the various economical facts of which we have
+been tracing the laws, and especially on wages, profits, rents,
+values, and prices.
+</p>
+
+<p>
+Of the features which characterize this progressive economical
+movement of civilized nations, that which first excites
+attention, through its intimate connection with the phenomena
+of Production, is the perpetual, and, so far as human
+foresight can extend (1), the unlimited, growth of man's
+<pb n='476'/><anchor id='Pg476'/>
+power over nature. Our knowledge of the properties and
+laws of physical objects shows no sign of approaching its
+ultimate boundaries: it is advancing more rapidly, and in a
+greater number of directions at once, than in any previous
+age or generation, and affording such frequent glimpses of
+unexplored fields beyond as to justify the belief that our
+acquaintance with nature is still almost in its infancy.
+</p>
+
+<p>
+Another change, which has always hitherto characterized,
+and will assuredly continue to characterize, the progress of
+civilized society, is (2) a continual increase of the security of
+person and property. Of this increased security, one of the
+most unfailing effects is a great increase both of production
+and of accumulation. Industry and frugality can not exist
+where there is not a preponderant probability that those who
+labor and spare will be permitted to enjoy.
+</p>
+
+<p>
+One of the changes which most infallibly attend the
+progress of modern society is, (3) an improvement in the
+business capacities of the general mass of mankind. I do
+not mean that the practical sagacity of an individual human
+being is greater than formerly. What is lost in the separate
+efficiency of each is far more than made up by the greater
+capacity of united action. Works of all sorts, impracticable
+to the savage or the half-civilized, are daily accomplished by
+civilized nations, not by any greatness of faculties in the
+actual agents, but through the fact that each is able to rely
+with certainty on the others for the portion of the work
+which they respectively undertake. The peculiar characteristic,
+in short, of civilized beings, is the capacity of co-operation;
+and this, like other faculties, tends to improve by practice,
+and becomes capable of assuming a constantly wider
+sphere of action.
+</p>
+
+<p>
+[This progress affords] space and scope for an indefinite
+increase of capital and production, and for the increase of
+population which is its ordinary accompaniment. That the
+growth of population will overpass the increase of production,
+there is not much reason to apprehend. It is, however,
+quite possible that there might be a great progress in industrial
+<pb n='477'/><anchor id='Pg477'/>
+improvement, and in the signs of what is commonly
+called national prosperity; a great increase of aggregate
+wealth, and even, in some respects, a better distribution of
+it; that not only the rich might grow richer, but many of
+the poor might grow rich, that the intermediate classes might
+become more numerous and powerful, and the means of enjoyable
+existence be more and more largely diffused, while
+yet the great class at the base of the whole might increase in
+numbers only, and not in comfort nor in cultivation. We
+must, therefore, in considering the effects of the progress of
+industry, admit as a supposition, however greatly we deprecate
+as a fact, an increase of population as long-continued, as
+indefinite, and possibly even as rapid, as the increase of production
+and accumulation.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_IV_Chapter_I_Section_2'/>
+<head>§ 2. Tendency to a Decline of the Value and Cost of Production of all
+Commodities.</head>
+
+<p>
+The changes which the progress of industry causes
+or presupposes in the circumstances of production are necessarily
+attended with changes in the values of commodities.
+</p>
+
+<p>
+The permanent values of all things which are neither
+under a natural nor under an artificial monopoly depend, as
+we have seen, on their cost of production. (1.) But the increasing
+power which mankind are constantly acquiring over
+nature increases more and more the efficiency of human exertion,
+or, in other words, diminishes cost of production. All
+inventions by which a greater quantity of any commodity
+can be produced with the same labor, or the same quantity
+with less labor, or which abridge the process, so that the
+capital employed needs not be advanced for so long a time,
+lessen the cost of production of the commodity. As, however,
+value is relative, if inventions and improvements in
+production were made in all commodities, and all in the same
+degree, there would be no alteration in values.
+</p>
+
+<p>
+As for prices, in these circumstances they would be affected
+or not, according as the improvements in production
+did or did not extend to the precious metals. If the materials
+of money were an exception to the general diminution
+of cost of production, the values of all other things would fall
+in relation to money&mdash;that is, there would be a fall of general
+<pb n='478'/><anchor id='Pg478'/>
+prices throughout the world. But if money, like other
+things, and in the same degree as other things, were obtained
+in greater abundance and cheapness, prices would be no more
+affected than values would.
+</p>
+
+<quote rend='display'>
+<p>
+As regards the precious metals, it is to be said that since
+1850 there has been a vast increase in their amount, and probably
+in greater proportion than the need arising from increased
+transactions. This is certainly true of silver; and it is admitted
+to be true of gold as late as about 1865. It has been asserted
+by Mr. Goschen that since then, especially since 1873, gold has
+not existed in a quantity that would permit it to keep its
+former proportions to commodities, and that it had appreciated.
+An appreciation, of course, would show itself in lower gold
+prices. On the other hand, gold has, as I think, not appreciated.
+Prices, even in the collapse of credit after the panic of 1873
+down to 1879, were not quite so low as in 1845-1850, as is seen
+by the following table taken from the London <q>Economist</q>&mdash;2,200
+indicating the price of a given number of articles in 1845-1850,
+as the basis of the table with which the prices of other
+years are compared:
+</p>
+
+<table rend="latexcolumns: 'p{3cm} p{3cm}';
+ tblcolumns: 'lw(20) lw(20)'">
+<row><cell>Year.</cell><cell>Index numbers.</cell></row>
+<row><cell>1845-1850</cell><cell>2,200</cell></row>
+<row><cell>1857, July 1</cell><cell>2,996</cell></row>
+<row><cell>1858, January 1</cell><cell>2,612</cell></row>
+<row><cell>1865</cell><cell>3,575</cell></row>
+<row><cell>1866</cell><cell>3,564</cell></row>
+<row><cell>1867</cell><cell>3,024</cell></row>
+<row><cell>1868</cell><cell>2,682</cell></row>
+<row><cell>1869</cell><cell>2,666</cell></row>
+<row><cell>1870</cell><cell>2,689</cell></row>
+<row><cell>1871</cell><cell>2,590</cell></row>
+<row><cell>1872</cell><cell>2,835</cell></row>
+<row><cell>1873</cell><cell>2,947</cell></row>
+<row><cell>1874 (Depression)</cell><cell>2,891</cell></row>
+<row><cell>1875 (Depression)</cell><cell>2,778</cell></row>
+<row><cell>1876 (Depression)</cell><cell>2,711</cell></row>
+<row><cell>1877 (Depression)</cell><cell>2,723</cell></row>
+<row><cell>1878 (Depression)</cell><cell>2,529</cell></row>
+<row><cell>1879 (Depression)</cell><cell>2,202</cell></row>
+<row><cell>1880</cell><cell>2,538</cell></row>
+<row><cell>1881</cell><cell>2,376</cell></row>
+<row><cell>1882</cell><cell>2,435</cell></row>
+<row><cell>1883</cell><cell>2,343</cell></row>
+</table>
+
+<p>
+But the progress of society, particularly in the direction of
+improved and cheapened processes of manufacturing, has vastly
+lowered the cost of a great number of articles of common consumption.
+The process has been already seen in the diminished
+charge for railway transportation (see Chart <ref target='Chart_V'>No. V</ref>).
+Moreover, the years of a depression are exactly those in which there
+is always a forced economy, and generally form a period in
+which cheapening goes on at its best. Hence, if prices have had
+a tendency to fall, owing to the lowered cost of production consequent
+on improvements&mdash;and if they are not, as a rule, lower
+than in 1850&mdash;it shows that they are still supported by the
+high tide of the great gold production of this century. And
+<pb n='479'/><anchor id='Pg479'/>
+even the access to more fertile land in the world has acted to
+prevent an increase in the prices of agricultural products such as
+would offset the fall of manufactured goods. That is, the fact
+that prices have not fallen as much as might be expected, indicates
+that the gold has prevented the lower costs due to the
+progress of industry from being fully seen.
+</p>
+</quote>
+
+<p>
+Improvements in production are not the only circumstance
+accompanying the progress of industry, which tends
+to diminish the cost of producing, or at least of obtaining,
+commodities. (2.) Another circumstance is the increase of
+intercourse between different parts of the world. As commerce
+extends, and the ignorant attempts to restrain it by
+tariffs become obsolete, commodities tend more and more to
+be produced in the places in which their production can be
+carried on at the least expense of labor and capital to mankind.
+(3.) Much will also depend on the increasing migration
+of labor and capital to unoccupied parts of the earth, of
+which the soil, climate, and situation are found, by the ample
+means of exploration now possessed, to promise not only a
+large return to industry, but great facilities of producing
+commodities suited to the markets of old countries. Much
+as the collective industry of the earth is likely to be increased
+in efficiency by the extension of science and of the industrial
+arts, a still more active source of increased cheapness of production
+will be found, probably, for some time to come, in
+the gradually unfolding consequences of Free Trade, and in
+the increasing scale on which Emigration and Colonization
+will be carried on.
+</p>
+
+<p>
+From the causes now enumerated, unless counteracted by
+others, the progress of things enables a country to obtain, at
+less and less of real cost, not only its own productions but
+those of foreign countries. Indeed, whatever diminishes the
+cost of its own productions, when of an exportable character,
+enables it, as we have already seen, to obtain its imports at
+less real cost.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;except the products of Agriculture and Mining, which have a
+tendency to Rise.</head>
+
+<p>
+Are no causes of an opposite character, brought into
+operation by the same progress, sufficient in some cases not
+only to neutralize but to overcome the former, and convert
+<pb n='480'/><anchor id='Pg480'/>
+the descending movement of cost of production into an
+ascending movement? We are already aware that there are
+such causes, and that, in the case of the most important
+classes of commodities, food, and materials, there is a tendency
+diametrically opposite to that of which we have been
+speaking. The cost of production of these commodities
+tends to increase.
+</p>
+
+<p>
+This is not a property inherent in the commodities themselves.
+If population were stationary, and the produce of
+the earth never needed to be augmented in quantity, there
+would be no cause for greater cost of production.<note place='foot'>Henry
+George, however, asserts that, <q>irrespective of the increase of
+population, the effect of improvements in methods of production and exchange
+is to increase rent</q> (<q>Progress and Poverty,</q> p. 220).</note> The only
+products of industry which, if population did not increase,
+would be liable to a real increase of cost of production, are
+those which, depending on a material which is not renewed,
+are either wholly or partially exhaustible, such as coal, and
+most if not all metals; for even iron, the most abundant as
+well as most useful of metallic products, which forms an ingredient
+of most minerals and of almost all rocks, is susceptible
+of exhaustion so far as regards its richest and most tractable
+ores.
+</p>
+
+<p>
+When, however, population increases, as it has never yet
+failed to do, then comes into effect that fundamental law
+of production from the soil on which we have so frequently
+had occasion to expatiate, the law that increased labor, in
+any given state of agricultural skill, is attended with a less
+than proportional increase of produce. The cost of production
+of the fruits of the earth increases,
+<foreign lang='la' rend='italic'>cæteris paribus</foreign>, with
+every increase of the demand.
+</p>
+
+<quote rend='display'>
+<p>
+Mr. Cairnes has made some essential contributions to the
+discussion of changes of value arising from the progress of
+society:<note place='foot'><q>Leading Principles,</q> Part I,
+chap. v.</note> <q>When a colony establishes itself in a new country,
+the course of its industrial development naturally follows the
+character of the opportunities offered to industrial enterprise
+<pb n='481'/><anchor id='Pg481'/>
+by the environment. These will, of course, vary a good deal,
+according to the part of the world in which the new society
+happens to be placed; but, speaking broadly, they will be such
+as to draw the bulk of the industrial activity of the new people
+into some one or more of those branches of industry which
+have been conveniently designated <q>extractive.</q> Agriculture,
+pastoral and mining pursuits, and the cutting of lumber, are
+among the principal of such industries.</q> To these pursuits
+apply <q rend='pre'>that law of Political Economy, or, more properly, of
+physical nature, which Mr. Mill has rightly characterized as
+the most important proposition in economic science&mdash;the law,
+as he phrased it, of <q>diminishing productiveness.</q> It may be
+thus briefly stated: In any given state of the arts of production,
+the returns to human industry employed upon natural
+agents will, up to a certain point, be the maximum which
+those natural agents, cultivated with the degree of skill
+brought to bear upon them, are capable of yielding; but, after
+this point has been passed, though an increased application of
+labor and capital will obtain an increased return, it will not
+obtain a proportionally increased return; on the contrary,
+every further increase of outlay&mdash;always assuming that the
+skill employed in applying it continues the same as before&mdash;will
+be attended with a return constantly diminishing....
+What I am now concerned to show is the manner in which,
+with the progress of society, the law in question affects the
+course of normal<note place='foot'>For the distinction between
+normal and market values, see <hi rend='italic'>supra</hi>,
+<ref target='Book_III_Chapter_II_Section_4'>Book III, Chap. II, § 4</ref>, and p.
+<ref target='Pg269'>269</ref>.</note> values in all commodities coming under its
+influence.</q>
+</p>
+
+<p>
+<q>The class of commodities in the production of which the
+facilities possessed by new communities, as compared with old,
+attain their greatest height, are those of which timber and
+meat may be taken as the type, and comprises such articles as
+wool, game, furs, hides, horns, pitch, resin, etc. The circumstance
+which most powerfully affects the course of values in
+the products of extractive industry, and in the commodities
+just referred to among the rest, is the degree in which they
+admit of being transported from place to place&mdash;that is to say,
+their <emph>portableness</emph>&mdash;depending, as it does, partly on their durability
+and partly on their bulk.</q> It is found that, taking timber
+and meat as a type&mdash;one possessing portableness in a vastly
+greater degree than the other&mdash;in the early settlement of a
+new country, the portable article, like timber, at once rises in
+price <q>to a level lower than that prevailing in old countries only
+by the cost of transport</q>; on the other hand, perishable articles
+like meat are <q>confined for a market, if not to the immediate
+<pb n='482'/><anchor id='Pg482'/>
+locality where it is produced, at least to the bordering countries;
+and, being raised in new countries at very low cost, their
+value during the early stages of their growth is necessarily
+low. But, as population advances, and agriculture encroaches
+on the natural pasture-lands originally available for the rearing
+of cattle, still more as it becomes necessary to cultivate land
+for the purpose of pasture, the cost of meat constantly rises.</q>
+As population increases there will be an increased demand for
+dairy-products, eggs, small fruits, fresh vegetables, milk, etc.,
+and thereby it becomes more profitable to employ land near
+populous centers for such perishable products than for the
+products of large farming. Almost every one, who knows the
+high prices of butter, eggs, and vegetables in large cities as
+compared with their prices in country districts, is familiar with
+the phenomena which illustrate this principle. Moreover, as a
+denser population settles on our Western prairies, now given
+over to ranches and vast pasturing-grounds for cattle&mdash;since
+cattle in general require a large extent of land&mdash;the cost of
+meat will rise. The prices of perishable articles, therefore,
+will rise without any limit except that set by increasing numbers,
+and can not be kept down by the force of competition
+from other distant places, as is the case with such easily transportable
+things as timber and wool. What has been said of the
+transportableness of meat, however, is to be modified somewhat
+by the introduction of improved processes of transporting
+meat in refrigerator-cars; but there still exist commodities
+of which meat was only taken as a type.
+</p>
+</quote>
+
+<p>
+No tendency of a like kind exists with respect to manufactured
+articles. The tendency is in the contrary direction.
+The larger the scale on which manufacturing operations are
+carried on, the more cheaply they can in general be performed.
+As manufactures, however, depend for their materials
+either upon agriculture, or mining, or the spontaneous
+produce of the earth, manufacturing industry is subject, in
+respect of one of its essentials, to the same law as agriculture.
+But the crude material generally forms so small a portion of
+the total cost that any tendency which may exist to a progressive
+increase in that single item is much overbalanced
+by the diminution continually taking place in all the other
+elements; to which diminution it is impossible at present to
+assign any limit.
+</p>
+
+<p>
+It follows that the exchange values of manufactured articles,
+<pb n='483'/><anchor id='Pg483'/>
+compared with the products of agriculture and of
+mines, have, as population and industry advance, a certain
+and decided tendency to fall. Money being a product of
+mines, it may also be laid down as a rule that manufactured
+articles tend, as society advances, to fall in money price.
+The industrial history of modern nations, especially during
+the last hundred years, fully bears out this assertion.
+</p>
+
+<quote rend='display'>
+<p>
+In regard to manufactures, as opposed to raw products, it
+is to be remarked <q>that, as the course of price in the field of
+raw products is, on the whole, upward, so in that of manufactured
+goods the course is, not less strikingly, in the opposite
+direction. The reasons of this are exceedingly plain. In the
+first place, <emph>division of labor</emph>&mdash;the first and most powerful of
+all cheapeners of production, but for which there is in extractive
+industry but very limited scope&mdash;finds in manufacturing
+industry an almost unbounded range for its application; and,
+secondly, it is in manufacturing industry also that <emph>machinery</emph>,
+the other great cheapener of production, admits of being employed
+on the largest scale, and has, in fact, been employed
+with the most signal success. It follows at once from these
+facts, taken in connection with the further fact that industrial
+invention does not take place <foreign lang='la' rend='italic'>per saltum</foreign>,
+but gradually&mdash;one
+invention ever treading on the heels of another&mdash;and that its
+advance seems to be subject to no limitation; it follows, I say,
+from these considerations, that that portion of the cost of manufactured
+goods which properly belongs to the manufacturing
+process must, with the progress of society, undergo constant
+diminution.... In all the great branches of manufacturing
+industry the portion of the cost incurred in the manufacturing
+process bears in general a large proportion to that represented
+by the raw material, while the influence of industrial
+invention, in reducing this portion of the cost, is, as every one
+knows, great and unremitting in its action.</q>
+</p>
+
+<p>
+As has been said, <q>the two great cheapeners of production
+are division of labor and machinery, and the degree in which
+these admit of being applied to manufacture is mainly dependent
+upon the scale on which the manufacturing process is carried
+on. Those manufactures, therefore, that are produced
+upon a large scale are the sort of manufactures in which we
+may expect the greatest reduction in cost; in which, therefore,
+the fall in price, with the progress of society, will be
+most marked. But the manufactures which are produced upon
+the largest scale are those for which there exists the largest
+demand&mdash;that is to say, are those which enter most extensively
+into the consumption of the great mass of people. They are
+<pb n='484'/><anchor id='Pg484'/>
+also, I may add, those in which a fall in price is apt to stimulate
+a great increase of demand. All the common kinds of
+clothing, furniture, and utensils fall within the scope of this
+remark; and it is in these, rather than in the commodities consumed
+exclusively or mainly by the richer classes, that we should,
+accordingly, expect to find the greatest marvels of cheapening.</q>
+But the articles of common consumption are those in
+which <q>the amount of manufacture bestowed upon them bears
+a smaller proportion to the raw material than is the case with
+the more elaborate manufactures. Such coarser manufactures,
+therefore, would feel the effects of the advancing cost of the
+raw material more sensibly than the refined sorts. Nevertheless,
+it can not be supposed to compensate the advantages due
+to the causes I have pointed out which fall to the share of the
+commoner sorts. It is in this class of goods that the most remarkable
+reductions in price have been accomplished in the
+past, and it is in them, probably, that we shall witness in the
+future the greatest results of the same kind.</q>
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_IV_Chapter_I_Section_4'/>
+<head>§ 4. &mdash;that tendency from time to time Counteracted by Improvements in
+Production.</head>
+
+<p>
+Whether agricultural produce increases in absolute
+as well as comparative cost of production depends on the
+conflict of the two antagonist agencies&mdash;increase of population
+and improvement in agricultural skill. In some, perhaps
+in most, states of society (looking at the whole surface
+of the earth), both agricultural skill and population are either
+stationary, or increase very slowly, and the cost of production
+of food, therefore, is nearly stationary. In a society
+which is advancing in wealth, population generally increases
+faster than agricultural skill, and food consequently tends to
+become more costly; but there are times when a strong impulse
+sets in toward agricultural improvement. Such an impulse
+has shown itself in Great Britain during the last fifteen
+or twenty years [before 1847]. In England and Scotland
+agricultural skill has of late increased considerably faster
+than population, insomuch that food and other agricultural
+produce, notwithstanding the increase of people, can be
+grown at less cost than they were thirty years ago; and the
+abolition of the Corn Laws has given an additional stimulus
+to the spirit of improvement. In some other countries, and
+particularly in France, the improvement of agriculture gains
+ground still more decidedly upon population, because though
+<pb n='485'/><anchor id='Pg485'/>
+agriculture, except in a few provinces, advances slowly,
+population advances still more slowly, and even with increasing
+slowness, its growth being kept down, not by poverty,
+which is diminishing, but by prudence.
+</p>
+
+<quote rend='display'>
+Moreover, the cheapened cost of transportation has admitted
+to England and the Continent the wheat supplies of our
+Western States at a low price even after having been carried to
+transatlantic markets. New methods of getting food-supplies
+from foreign countries act equally with improvements at home.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Effect of the Progress of Society in moderating fluctuations of Value.</head>
+
+<p>
+Thus far, of the effect of the progress of society on
+the permanent or average values and prices of commodities.
+It remains to be considered in what manner the same progress
+affects their fluctuations. Concerning the answer to this
+question there can be no doubt. It tends in a very high degree
+to diminish them.
+</p>
+
+<p>
+In poor and backward societies, as in the East, and in
+Europe during the middle ages, extraordinary differences in
+the price of the same commodity might exist in places not
+very distant from each other, because the want of roads and
+canals, the imperfection of marine navigation, and the insecurity
+of communications generally, prevented things from
+being transported from the places where they were cheap
+to those where they were dear. The things most liable to
+fluctuations in value, those directly influenced by the seasons,
+and especially food, were seldom carried to any great
+distances. In most years, accordingly, there was, in some
+part or other of any large country, a real dearth; while a
+deficiency at all considerable, extending to the whole world,
+is [now] a thing almost unknown. In modern times, therefore,
+there is only dearth, where there formerly would have
+been famine, and sufficiency everywhere when anciently
+there would have been scarcity in some places and superfluity
+in others.
+</p>
+
+<p>
+The same change has taken place with respect to all other
+articles of commerce. The safety and cheapness of communications,
+which enable a deficiency in one place to be supplied
+from the surplus of another, at a moderate or even a
+<pb n='486'/><anchor id='Pg486'/>
+small advance on the ordinary price, render the fluctuations
+of prices much less extreme than formerly. This effect is
+much promoted by the existence of large capitals, belonging
+to what are called speculative merchants, whose business it
+is to buy goods in order to resell them at a profit. These
+dealers naturally buying things when they are cheapest, and
+storing them up to be brought again into the market when
+the price has become unusually high, the tendency of their
+operations is to equalize price, or at least to moderate its inequalities.
+The prices of things are neither so much depressed
+at one time, nor so much raised at another, as they would be
+if speculative dealers did not exist.
+</p>
+
+<quote rend='display'>
+Mr. Mill uses the term <q>speculative</q> in a different sense
+from that which is customary in this country. Merchants who
+buy outright and store up grain are not speculators in the
+sense in which the word is used with us; but those gamblers
+who purchase, <q>for future delivery,</q> grain which they never
+see, and which they sell in the same way, are here known as
+speculators.
+</quote>
+
+<p>
+It appears, then, that the fluctuations of values and prices
+arising from variations of supply, or from alterations in real
+(as distinguished from speculative) demand, may be expected
+to become more moderate as society advances. With regard
+to those which arise from miscalculation, and especially from
+the alternations of undue expansion and excessive contraction
+of credit, which occupy so conspicuous a place among
+commercial phenomena, the same thing can not be affirmed
+with equal confidence. Such vicissitudes, beginning with
+irrational speculation and ending with a commercial crisis,
+have not hitherto become either less frequent or less violent
+with the growth of capital and extension of industry. Rather
+they may be said to have become more so, in consequence,
+as is often said, of increased competition, but, as I prefer to
+say, of a lower rate of profits and interest, which makes capitalists
+dissatisfied with the ordinary course of safe mercantile
+gains. The connection of this low rate of profit with the
+advance of population and accumulation is one of the points
+to be illustrated in the ensuing chapters.
+</p>
+
+<pb n='487'/><anchor id='Pg487'/>
+
+<quote rend='display'>
+<p>
+Mr. Cairnes also adds some investigations as to the fluctuations
+of value: <q rend='pre'>Hitherto I have examined the derivative laws
+of value in so far only as they are exemplified in the movements
+of <emph>normal</emph> prices. It will be interesting now to consider
+whether it is possible to discover in the movements of <emph>market</emph>
+prices any corresponding phenomena.</q>
+</p>
+
+<p>
+<q rend='pre'>Taking manufactures first, it is evident at once that, as
+regards conditions of protection, the circumstances of the case
+are such as to secure, in general, (1.) great rapidity and great
+certainty in bringing commodities to market. A deal table
+may be made in a few hours, a piece of cloth in a few weeks,
+and a moderate-sized house in a month or little more. Tables,
+cloth, and houses may be produced with certainty in any quantity
+required. It results from this that it is scarcely possible
+that, under ordinary circumstances, the selling price of a product
+of manufacture should for any long time much exceed its
+normal price. (2.) The nature of manufactures is, in general,
+such as to fit them admirably for distant transport. Any considerable
+elevation of price, therefore, is pretty certain to attract
+supplies from remote sources. (3.) Further, considered in
+their relation to human needs, I think it may be said of manufactured
+goods, that either the need for them is not very urgent,
+or, where it happens to be so, substitutes ... may easily be
+found. From all these circumstances it results that an advance
+in the price ... either attracts supplies, or deters purchasers, ...
+preventing any great departure from the usual terms of
+the market.</q>
+</p>
+
+<p>
+<q>Turning now to the products of agricultural, pastoral, or,
+more generally, <q>extractive</q> industry, we find the circumstances
+under which this class of goods is brought to market
+in all respects extremely different from those which we have
+just examined, and such as to permit a much wider margin of
+deviation for the market from the normal price. Here the
+period of production is longer, the result of the process much
+more uncertain, the commodity at once more perishable and
+less portable, and human requirements in relation to it are mostly
+of a more urgent kind: (1.) The shortest period within which
+additions can be made to the supply of food and raw material
+of the vegetable kind is in general a year, and, if the commodity
+be of animal origin, the minimum is considerably larger.
+(2.) Again, the farmer may decide upon the breadth of ground
+to be devoted to a particular crop, or upon the number of cattle
+he will maintain; but the actual returns will vary according
+to the season, and may prove far in excess or far in defect
+of his calculations. These circumstances all present obstacles
+to the adjustment of supply and demand, and consequently
+tend to produce frequent and extensive deviations of the market
+<pb n='488'/><anchor id='Pg488'/>
+from the normal price. Nor are the other conditions of the
+case such as to neutralize the influence of such disturbing agencies.
+(3.) The nature, indeed, of some of the principal agricultural
+products fits them sufficiently well for distant transport,
+and so far tends to correct fluctuations of price. But, on
+the other hand, (4.) the relation of these products to human
+wants is such as greatly to enhance that tendency to violent
+fluctuation incident to the conditions of their production. More
+especially is this the case with the commodity, whatever it may
+be, which forms the staple food of a people. For observe the
+peculiar nature of human requirements with reference to such
+a commodity. They are of this kind, that, given the number of
+a population, the quantity of the staple food required is nearly
+a fixed quantity, and this almost irrespective of price. Except
+among the poorest, increased cheapness will not stimulate a
+larger consumption; while, on the other hand, all, at any cost
+within the range of their means, will obtain their usual supply.
+The consequence is that, when even a moderate deficiency or
+excess occurs in the supply of the staple food of a people, in
+the one case (<hi rend='italic'>a</hi>), the competition of consumers for their usual
+quantum of food rapidly forces up the price far out of proportion
+to the diminution in the supply; in the other (<hi rend='italic'>b</hi>), no one
+being inclined to increase his usual consumption, the competition
+of sellers, in their eagerness to find a market for the superfluous
+portion of the supply, is equally powerful to depress it.</q>
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='489'/><anchor id='Pg489'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_IV_Chapter_II'/>
+<head>Chapter II. Influence Of The Progress Of Industry And Population On
+Rents, Profits, And Wages.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Characteristic features of industrial Progress.</head>
+
+<p>
+Continuing the inquiry into the nature of the economical
+changes taking place in a society which is in a state
+of industrial progress, we shall next consider what is the
+effect of that progress on the distribution of the produce
+among the various classes who share in it. We may confine
+our attention to the system of distribution which is the most
+complex, and which virtually includes all others&mdash;that in
+which the produce of manufactures is shared between two
+classes, laborers and capitalists, and the produce of agriculture
+among three, laborers, capitalists, and landlords.
+</p>
+
+<p>
+The characteristic features of what is commonly meant
+by industrial progress resolve themselves mainly into three,
+increase of capital, increase of population, and improvements
+in production; understanding the last expression, in its
+widest sense, to include the process of procuring commodities
+from a distance, as well as that of producing them. It
+will be convenient to set out by considering each of the three
+causes, as operating separately; after which we can suppose
+them combined in any manner we think fit.<note place='foot'>Before
+beginning this discussion the reader is advised to review the relation
+of profits to cost of labor, and the dependence of the latter on its three
+factors, <ref target='Book_II_Chapter_V_Section_5'>Book II, Chap. V, § 5</ref>.</note>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. First two cases, Population and Capital increasing, the arts of
+production stationary.</head>
+
+<quote rend='display'>
+<p>
+For the sake of clearness we will form two general
+groups of these causes:
+</p>
+
+<p>
+A. <hi rend='italic'>The Influence of Population and Capital</hi>
+(<hi rend='italic'>Improvements
+remaining stationary</hi>).
+</p>
+
+<p>
+B. <hi rend='italic'>The Influence of Improvements</hi>
+(<hi rend='italic'>Population and Capital
+remaining stationary</hi>).
+</p>
+
+<pb n='490'/><anchor id='Pg490'/>
+
+<p>
+We will first take up A, and under this division make for
+convenience two separate suppositions:
+</p>
+
+<p>
+I. The first is that, while Population is advancing, Capital
+is stationary. By this means we can study separately the operation
+of one of the factors of societary progress, Population, and
+see its influence on rents, profits, and wages. There being only
+the same given quantity of wealth in the form of capital to
+be now distributed among more laborers (1), real wages must
+fall; whereupon, if the same capital purchases more labor, and
+obtains more produce (2), profits rise. Now, if the laborers
+were so well off before as to suffer the reduction of wages to
+take place not in their food, but in their other comforts, then,
+if each laborer uses as much food as before, and if, as by the
+supposition, there are more laborers, an increased quantity of
+food will be required from the soil. This supply can be produced
+only at a greater cost, and, as inferior soils are called
+into cultivation (3), rents will rise. This last action (3), however,
+will have an influence on the rise of profits (2). For it
+was only by a reduction of real wages that profits rose; but if
+the cost of food, that is, the real wages, have since risen, then
+one of the elements entering into cost of labor has risen, and
+in so far will offset the fall of real wages; so that profits will
+not gain so much as if rents had not risen. The result of this
+first supposition, then, is, that the landlord is the chief gainer:
+</p>
+
+<p>
+I. (1.) Wages fall.<lb/>
+(2.) Profits rise (less if rents rise).<lb/>
+(3.) Rents rise.
+</p>
+
+<p>
+II. We will now take up the second supposition under A,
+that while Capital is advancing Population remains stationary.
+Then, of course (1), wages will rise; and, as there is no improvement
+to cheapen the cost of their real wages, there will
+be an increase in cost of labor to the capitalist, and (2) profits
+will fall. If, now, the laborers, being better off, demand
+more food, the new food would cost more, as the margin of
+cultivation was pushed down, and (3) rents would inevitably
+rise. But not only have the laborers received more real wages,
+but since that change the cost, as just described, of these real
+wages has increased. Therefore (2), profits would fall still
+more than by the rise of real wages. In this supposition, consequently,
+while the laborer gains, so does the landlord:
+</p>
+
+<p>
+II. (1.) Wages rise.<lb/>
+(2.) Profits fall (more if rents rise).<lb/>
+(3.) Rents rise.
+</p>
+
+<p>
+A. It is easy for us now to take into our view the total
+effects under A, and see what the combined action of I and
+<pb n='491'/><anchor id='Pg491'/>
+II would be. That is, if both Capital and Population (improvements
+remaining stationary) increase, what will be the
+effect on Wages, Profits, and Rent? Of course, we must suppose
+that Capital and Population just keep pace with each
+other; and in that case (1) real wages remain the same, each
+laborer receiving the same quantity and same quality of commodities
+as before. Hence, if each laborer receives the same
+quantity as before, and there are many more laborers, there
+will be an increased demand put upon the soil for food, poorer
+soils will be cultivated, and the cost of the products will rise.
+So (3) rents rise. But if each laborer receives the same quantity
+of real wages as before, and the cost of them has risen, as
+just explained, an increased cost of labor will result which
+must come out of profits. (2) Profits will fall. So that the
+results of A upon distribution, taken separately from B, are
+that the owner of capital loses; but the owner of land again
+gains.
+</p>
+
+<p>
+A. (1.) Wages the same.<lb/>
+(2.) Profits fall.<lb/>
+(3.) Rents rise.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. The arts of production advancing, capital and population stationary.</head>
+
+<quote rend='display'>
+<p>
+Now, let us go back to our first general group of
+causes, B&mdash;an advance in the arts of production (while capital
+and population remain stationary). We can now study by
+themselves the effect of improvements on wages, profits, and
+rent. The general effects arising from the extended introduction
+of machinery into agriculture and manufactures, the
+lowered cost of transportation by steam, have been to lessen
+the value of articles consumed chiefly by the laboring-classes.
+For the sake of clearness, imagine that the improvement comes
+suddenly. The first effect will be to lower the value and price
+of articles entering into the real wages of the laborers; and, if
+those consist mostly of food, there will be a rise in the margin
+of cultivation and a fall in rents (3). It has been previously
+shown<note place='foot'><ref target='Book_I_Chapter_IX'>Book I, Chap.
+IX</ref></note> that improvements retard, or put back, the law of
+diminishing returns from land (or in manufactures compensate
+for it), and so lower rents. The poorest soil cultivated is now of
+a better grade than before, and the produce is yielded at a less
+cost and value; so that the land with which the best grades are
+compared, to determine the rent, is not separated from the best
+grades by so wide a gap. It would at first blush seem, then,
+that the interests of the landlord were antagonistic to improvements,
+since they lower rents; but, in practice, it is not so, as
+we shall soon see.
+</p>
+
+<p>
+We have seen that improvements cheapen the price of articles
+<pb n='492'/><anchor id='Pg492'/>
+entering into the real wages of the laborer. Having had
+a given sum as money wages before the change, then, when
+the sudden change of improvements came, it lowered prices to
+the laborer, and the same money wages bought more (1) real
+wages. If nothing more happened, we could see that improvements
+raised real wages&mdash;without lowering (2) profits (because
+cost of labor remains the same, since the lowered cost of the
+articles consumed was exactly in proportion to the increase of
+real wages). And, if the laborers chose to retain this higher
+standard, this would be the situation. Sadly enough, however,
+in practice they are apt to be satisfied with the old standard;
+and the amount of real wages to give the old standard of living
+can be had now for less money wages. While only the
+same number, without any increase, can live at the new (higher)
+standard, a larger number can live at the old (lower) standard.
+In short, the obstacles to an increase of population will be removed
+by the possession of higher money wages. After a
+generation, it is very probable that a larger number of laborers
+will be in existence living at the same (or possibly a slightly
+higher) standard of real wages, and money wages will have
+fallen.
+</p>
+
+<p>
+Now we can understand better than before what would be
+the practical result of the causes under B. (3.) Rent has fallen;
+money wages have fallen (even if (2) real wages have not);
+and, since real wages have not fallen in the proportion that
+their cost has been reduced, (2) profits will have risen. The
+general result of the causes under B alone, acting as just described,
+will then be:
+</p>
+
+<p>
+B. (1.) Real wages remain the same; money wages less.<lb/>
+(2.) Profits rise.<lb/>
+(3.) Rents fall.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Theoretical results, if all three Elements progressive.</head>
+
+<quote rend='display'>
+<p>
+We have considered, on the one hand, under A, the
+manner in which the distribution of the produce into rent,
+profits, and wages is affected by the ordinary increase of Population
+and Capital; and on the other, under B, how it is affected
+by improvements in production, and more especially in agriculture,
+as follows:
+</p>
+
+<p>
+A. (1.) Wages the same. B. (1.) Real wages the same, money wages less.<lb/>
+A. (2.) Profits fall. B. (2.) Profits rise.<lb/>
+A. (3.) Rents rise. B. (3.) Rents fall.
+</p>
+
+<p>
+The effects are clearly contrasted. Under A, we see a tendency
+to a rise of rents (3), an increased cost of labor, and a fall
+of profits (2); under B, a fall of rents (3), a diminished cost of
+labor, and a rise of profits (2). We have, therefore, analyzed
+<pb n='493'/><anchor id='Pg493'/>
+the forces belonging to the progress of industry, and found two
+distinct and antagonistic forces, working against each other.
+If, at any period, improvements (B) advance faster than population
+and capital (A), rent and money wages will tend downward
+and profits upward. If, on the other hand, population
+advances faster than improvements (B) either the laborers will
+submit to a reduction in the quantity or quality of their food,
+or, if not, rent and money wages will progressively rise, and
+profits will fall.
+</p>
+
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Practical Results.</head>
+
+<quote rend='display'>
+This, however, is not the final and practical result.
+We have hitherto supposed that improvements, B, come suddenly.
+In point of fact, agricultural skill is slowly diffused,
+and inventions and discoveries are, in general, only occasional,
+not continuous in their action, as is the increase of capital and
+population. Inasmuch as it seldom happens that improvement
+has so much the start of population and capital as actually to
+lower rent, or raise the rate of profits, population almost everywhere
+<q>treads close on the heels of agricultural improvement,</q>
+and effaces its effects as fast as they are produced.
+</quote>
+
+<p>
+The reason why agricultural improvement seldom lowers
+rent is, that it seldom cheapens food, but only prevents it
+from growing dearer; and seldom, if ever, throws land out
+of cultivation, but only enables worse and worse land to be
+taken in for the supply of an increasing demand. What is
+sometimes called the natural state of a country which is but
+half cultivated, namely, that the land is highly productive,
+and food obtained in great abundance by little labor, is only
+true of unoccupied countries colonized by a civilized people.
+In the United States the worst land in cultivation is of a high
+quality (except sometimes in the immediate vicinity of markets
+or means of conveyance, where a bad quality is compensated
+by a good situation); and even if no further improvements
+were made in agriculture or locomotion, cultivation
+would have many steps yet to descend, before the increase
+of population and capital would be brought to a stand; but
+in Europe five hundred years ago, though so thinly peopled
+in comparison to the present population, it is probable that
+the worst land under the plow was, from the rude state of
+agriculture, quite as unproductive as the worst land now cultivated,
+and that cultivation had approached as near to the
+ultimate limit of profitable tillage in those times as in the
+<pb n='494'/><anchor id='Pg494'/>
+present. What the agricultural improvements since made
+have really done is, by increasing the capacity of production
+of land in general, to enable tillage to extend downward to
+a much worse natural quality of land than the worst which
+at that time would have admitted of cultivation by a capitalist
+for profit; thus rendering a much greater increase of capital
+and population possible, and removing always a little and
+a little further off the barrier which restrains them; population
+meanwhile always pressing so hard against the barrier
+that there is never any visible margin left for it to seize,
+every inch of ground made vacant for it by improvement
+being at once filled up by its advancing columns. Agricultural
+improvement may thus be considered to be not so much
+a counter-force conflicting with increase of population as a
+partial relaxation of the bonds which confine that increase.
+</p>
+
+<quote rend='display'>
+Now, since improvements enable a much poorer quality of
+land to be ultimately cultivated, under the constant pressure of
+the increase of population and capital, improvements enable
+rent (3) in the end to rise gradually to a much higher limit than
+it could otherwise have attained.
+</quote>
+
+<p>
+If a great agricultural improvement were suddenly introduced,
+it might throw back rent for a considerable space, leaving it
+to regain its lost ground by the progress of population and
+capital, and afterward to go on further. But taking place,
+as such improvement always does, very gradually, it causes no
+retrograde movement of either rent or cultivation; it merely
+enables the one to go on rising, and the other extending, long
+after they must otherwise have stopped.
+</p>
+
+<quote rend='display'>
+<p>
+Inasmuch as, in point of fact, B never gets the start of A,
+but follows along with A, the general result will be that which
+we found true under A&mdash;a rise of rents (3), and increased cost
+of labor to the capitalist, arising from an increased cost of laborers'
+subsistence and a fall of profits (2). The effect of a more
+rapid advance of improvements, at any one time, will temporarily
+better the condition of the laborers and also raise
+profits; but, if it is followed immediately by an increase of
+population, the land-owners will reap the benefits of the improvement
+in the rise of rent. The final result, then, is as follows:
+</p>
+
+<pb n='495'/><anchor id='Pg495'/>
+
+<p>
+(1.) Real wages, probably higher.<lb/>
+(2.) Profits fall.<lb/>
+(3.) Rents rise.
+</p>
+
+<p>
+It is possible that a different combination from the above
+may sometimes occur in the causes which underlie the progress
+of society: (1.) There may be a period in which capital is increasing
+more rapidly than population, and when there seems
+to be an era of industrial improvements also. Then both wages
+and profits will be high, and it will be a period of general
+satisfaction. (2.) If capital goes on increasing, but improvements
+are few, wages will rise; but profits must suffer a fall. In
+this country, where population has not yet increased so as to
+press seriously against subsistence, and where capital increases
+with incredible swiftness, these cases are often exemplified.
+The extraordinary resources of the newer States have permitted
+an unlimited increase of population, and capital has found no
+difficulty in finding an investment. But yet those States which
+have been burdened with the disabilities of the old slave
+<foreign lang='fr' rend='italic'>régime</foreign>
+are far behind the others. The changes in the rank of the
+States, in respect of population, at each decade, as seen in Chart
+No. XVI, are suggestive.
+</p>
+
+<pb n='496'/><anchor id='Pg496'/>
+
+<p rend='text-align: center'>
+ <figure url='images/chartxvi.png' rend='width: 80%'>
+ <head>Chart XVI. <hi rend='italic'>Changes of the Rank of the States in
+the Scale of Relative Population, from 1790 to 1880.</hi></head>
+ <figDesc>Illustration: Chart XVI.</figDesc>
+ </figure>
+</p>
+
+</quote>
+
+</div>
+
+</div>
+
+<pb n='497'/><anchor id='Pg497'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_IV_Chapter_III'/>
+<head>Chapter III. Of The Tendency Of Profits To A Minimum.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Different Theories as to the fall of Profits.</head>
+
+<p>
+The tendency of profits to fall as society advances,
+which has been brought to notice in the preceding chapter,
+was early recognized by writers on industry and commerce;
+but, the laws which govern profits not being then understood,
+the phenomenon was ascribed to a wrong cause. Adam
+Smith considered profits to be determined by what he called
+the competition of capital. In Adam Smith's opinion, the
+manner in which the competition of capital lowers profits is by
+lowering prices; that being usually the mode in which an
+increased investment of capital in any particular trade lowers
+the profits of that trade. But, if this was his meaning, he
+overlooked the circumstance that the fall of price, which, if
+confined to one commodity, really does lower the profits of
+the producer, ceases to have that effect as soon as it extends to
+all commodities; because, when all things have fallen, nothing
+has really fallen, except nominally; and, even computed in
+money, the expenses of every producer have diminished as
+much as his returns. Unless, indeed, labor be the one commodity
+which has not fallen in money price, when all other
+things have: if so, what has really taken place is a rise of
+wages; and it is that, and not the fall of prices, which has
+lowered the profits of capital. There is another thing which
+escaped the notice of Adam Smith; that the supposed universal
+fall of prices, through increased competition of capitals,
+is a thing which can not take place. Prices are not determined
+by the competition of the sellers only, but also by that
+of the buyers; by demand as well as supply. The demand
+which affects money prices consists of all the money in the
+<pb n='498'/><anchor id='Pg498'/>
+hands of the community destined to be laid out in commodities;
+and, as long as the proportion of this to the commodities
+is not diminished, there is no fall of general prices. Now,
+howsoever capital may increase, and give rise to an increased
+production of commodities, a full share of the capital will be
+drawn to the business of producing or importing money, and
+the quantity of money will be augmented in an equal ratio
+with the quantity of commodities. For, if this were not the
+case, and if money, therefore, were, as the theory supposes,
+perpetually acquiring increased purchasing power, those who
+produced or imported it would obtain constantly increasing
+profits; and this could not happen without attracting labor
+and capital to that occupation from other employments. If
+a general fall of prices and increased value of money were
+really to occur, it could only be as a consequence of increased
+cost of production, from the gradual exhaustion of the mines.
+</p>
+
+<p>
+It is not tenable, therefore, in theory, that the increase
+of capital produces, or tends to produce, a general decline of
+money prices. Neither is it true that any general decline of
+prices, as capital increased, has manifested itself in fact. The
+only things observed to fall in price with the progress of society
+are those in which there have been improvements in production,
+greater than have taken place in the production of the
+precious metals; as, for example, all spun and woven fabrics.
+Other things, again, instead of falling, have risen in price,
+because their cost of production, compared with that of gold
+and silver, has increased. Among these are all kinds of food,
+comparison being made with a much earlier period of history.
+The doctrine, therefore, that competition of capital lowers
+profits by lowering prices, is incorrect in fact, as well as
+unsound in principle.
+</p>
+
+<p>
+Mr. Wakefield, in his Commentary on Adam Smith, and
+his important writings on Colonization, takes a much clearer
+view of the subject, and arrives, through a substantially correct
+series of deductions, at practical conclusions which appear
+to me just and important. Mr. Wakefield's explanation
+of the fall of profits is briefly this: Production is limited not
+<pb n='499'/><anchor id='Pg499'/>
+solely by the quantity of capital and of labor, but also by the
+extent of the <q>field of employment.</q> The field of employment
+for capital is twofold: the land of the country, and the
+capacity of foreign markets to take its manufactured commodities.
+On a limited extent of land, only a limited quantity
+of capital can find employment at a profit. As the quantity
+of capital approaches this limit, profit falls; when the limit
+is attained, profit is annihilated, and can only be restored
+through an extension of the field of employment, either by
+the acquisition of fertile land, or by opening new markets in
+foreign countries, from which food and materials can be purchased
+with the products of domestic capital.<note place='foot'>Mr. Mill
+commended, as the most scientific treatment of the subject with
+which he had met, an <q>Essay on the Effects of Machinery,</q> by William Ellis,
+<q>Westminster Review,</q> January, 1826.</note>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. What determines the minimum rate of Profit?</head>
+
+<p>
+There is at every time and place some particular rate
+of profit which is the lowest that will induce the people of
+that country and time to accumulate savings, and to employ
+those savings productively. This minimum rate of profit
+varies according to circumstances. It depends on two elements:
+One is the strength of the effective desire of accumulation;
+the comparative estimate, made by the people of that
+place and era, of future interests when weighed against present.
+This element chiefly affects the inclination to save.
+The other element, which affects not so much the willingness
+to save as the disposition to employ savings productively, is
+the degree of security of capital engaged in industrial operations.
+In employing any funds which a person may possess
+as capital on his own account, or in lending it to others to be
+so employed, there is always some additional risk over and
+above that incurred by keeping it idle in his own custody.
+This extra risk is great in proportion as the general state of
+society is insecure: it may be equivalent to twenty, thirty,
+or fifty per cent, or to no more than one or two; something
+however, it must always be; and for this the expectation of
+profit must be sufficient to compensate.
+</p>
+
+<pb n='500'/><anchor id='Pg500'/>
+
+<p>
+There would be adequate motives for a certain amount
+of saving, even if capital yielded no profit. There would be
+an inducement to lay by in good times a provision for bad;
+to reserve something for sickness and infirmity, or as a
+means of leisure and independence in the latter part of life,
+or a help to children in the outset of it. Savings, however,
+which have only these ends in view, have not much tendency
+to increase the amount of capital permanently in existence.
+The savings by which an addition is made to the national
+capital usually emanate from the desire of persons to improve
+what is termed their condition in life, or to make a
+provision for children or others, independent of their exertions.
+Now, to the strength of these inclinations it makes a
+very material difference how much of the desired object can
+be effected by a given amount and duration of self-denial;
+which again depends on the rate of profit. And there is in
+every country some rate of profit below which persons in
+general will not find sufficient motive to save for the mere
+purpose of growing richer, or of leaving others better off
+than themselves. Any accumulation, therefore, by which the
+general capital is increased, requires as its necessary condition
+a certain rate of profit&mdash;a rate which an average person will
+deem to be an equivalent for abstinence, with the addition
+of a sufficient insurance against risk.
+</p>
+
+<p>
+I have already observed that this minimum rate of profit,
+less than which is not consistent with the further increase of
+capital, is lower in some states of society than in others; and
+I may add that the kind of social progress characteristic of
+our present civilization tends to diminish it: (1.) In the
+first place, one of the acknowledged effects of that progress
+is an increase of general security. Destruction by wars and
+spoliation by private or public violence are less and less to
+be apprehended. The risks attending the investment of savings
+in productive employment require, therefore, a smaller
+rate of profit to compensate for them than was required a
+century ago, and will hereafter require less than at present.
+(2.) In the second place, it is also one of the consequences of
+<pb n='501'/><anchor id='Pg501'/>
+civilization that mankind become less the slaves of the moment,
+and more habituated to carry their desires and purposes
+forward into a distant future. This increase of providence
+is a natural result of the increased assurance with
+which futurity can be looked forward to; and is, besides,
+favored by most of the influences which an industrial life
+exercises over the passions and inclinations of human nature.
+In proportion as life has fewer vicissitudes, as habits become
+more fixed, and great prizes are less and less to be hoped for
+by any other means than long perseverance, mankind become
+more willing to sacrifice present indulgence for future objects.
+But, though the minimum rate of profit is liable to
+vary, and though to specify exactly what it is would at any
+given time be impossible, such a minimum always exists;
+and, whether it be high or low, when once it is reached, no
+further increase of capital can for the present take place.
+The country has then attained what is known to political
+economists under the name of the stationary state.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. In old and opulent countries, profits habitually near to the minimum.</head>
+
+<p>
+We now arrive at the fundamental proposition
+which this chapter is intended to inculcate. When a country
+has long possessed a large production, and a large net
+income to make savings from, and when, therefore, the
+means have long existed of making a great annual addition
+to capital (the country not having, like America, a large reserve
+of fertile land still unused), it is one of the characteristics
+of such a country that the rate of profit is habitually
+within, as it were, a hand's breadth of the minimum, and
+the country, therefore, on the very verge of the stationary
+state. My meaning is, that it would require but a short time
+to reduce profits to the minimum, if capital continued to increase
+at its present rate, and no circumstances having a tendency
+to raise the rate of profit occurred in the mean time.
+</p>
+
+<p>
+In England, the ordinary rate of interest on government
+securities, in which the risk is next to nothing, may be estimated
+at a little more than three per cent: in all other investments,
+therefore, the interest or profit calculated upon
+(exclusively of what is properly a remuneration for talent
+<pb n='502'/><anchor id='Pg502'/>
+or exertion) must be as much more than this amount as is
+equivalent to the degree of risk to which the capital is
+thought to be exposed. Let us suppose that in England
+even so small a net profit as one per cent, exclusive of insurance
+against risk, would constitute a sufficient inducement
+to save, but that less than this would not be a sufficient inducement.
+I now say that the mere continuance of the
+present annual increase of capital, if no circumstance occurred
+to counteract its effect, would suffice in a small
+number of years to reduce the rate of net profit to one per
+cent.
+</p>
+
+<p>
+To fulfill the conditions of the hypothesis, we must suppose
+an entire cessation of the exportation of capital for foreign
+investment. We must suppose the entire savings of the
+community to be annually invested in really productive employment
+within the country itself, and no new channels
+opened by industrial inventions, or by a more extensive substitution
+of the best-known processes for inferior ones.
+</p>
+
+<p>
+The difficulty in finding remunerative employment every
+year for so much new capital would not consist in any want
+of a market. If the new capital were duly shared among
+many varieties of employment, it would raise up a demand
+for its own produce, and there would be no cause why any
+part of that produce should remain longer on hand than
+formerly. What would really be, not merely difficult, but
+impossible, would be to employ this capital without submitting
+to a rapid reduction of the rate of profit.
+</p>
+
+<p>
+As capital increased, population either would also increase,
+or it would not. If it did not, wages would rise, and
+a greater capital would be distributed in wages among the
+same number of laborers. There being no more labor than
+before, and no improvements to render the labor more efficient,
+there would not be any increase of the produce; and,
+as the capital, however largely increased, would only obtain
+the same gross return, the whole savings of each year would
+be exactly so much subtracted from the profits of the next
+and of every following year.
+</p>
+
+<pb n='503'/><anchor id='Pg503'/>
+
+<p rend='text-align: center'>
+ <figure url='images/capital-vessel.png' rend='width: 50%'>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+<quote rend='display'>
+This can be illustrated by supposing that the whole capital
+is handed out to the producers in a vessel which is returned
+full at the end of the period of production with the
+original outlay, plus an advance called profit. B C represents
+the total outlay, A C the total produce, and A B the profit on
+B C. Now, since the conditions of production remain
+the same, the same number of laborers can produce,
+as before, no more than A C; even though in the
+second year some of last year's profit, represented
+by D B, is saved and added to the outlay by the
+capitalist. If D C is now the outlay of capital, the
+profit can only be A C, minus D C, or A D; that
+is, the profit of the second year is diminished by
+D B, exactly the amount of savings of the year before. And
+this would be repeated each successive year, each saving added
+to B C being <q>exactly so much subtracted from the profits
+of the next and of every following year.</q>
+</quote>
+
+<p>
+It is hardly necessary to say that in such circumstances
+profits would very soon fall to the point at which further increase
+of capital would cease. An augmentation of capital,
+much more rapid than that of population, must soon reach
+its extreme limit, unless accompanied by increased efficiency
+of labor (through inventions and discoveries, or improved
+mental and physical education), or unless some of the idle
+people, or of the unproductive laborers, became productive.
+</p>
+
+<p>
+If population did increase with the increase of capital
+and in proportion to it, the fall of profits would still be inevitable.
+Increased population implies increased demand
+for agricultural produce. In the absence of industrial improvements,
+this demand can only be supplied at an increased
+cost of production, either by cultivating worse land,
+or by a more elaborate and costly cultivation of the land
+already under tillage. The cost of the laborer's subsistence
+is therefore increased, and, unless the laborer submits to a
+deterioration of his condition, profits must fall. In an old
+country like England, if, in addition to supposing all improvement
+in domestic agriculture suspended, we suppose
+that there is no increased production in foreign countries for
+the English market, the fall of profits would be very rapid.
+If both these avenues to an increased supply of food were
+<pb n='504'/><anchor id='Pg504'/>
+closed, and population continued to increase, as it is said to
+do, at the rate of a thousand a day, all waste land which
+admits of cultivation in the existing state of knowledge
+would soon be cultivated, and the cost of production and
+price of food would be so increased that, if the laborers received
+the increased money wages necessary to compensate
+for their increased expenses, profits would very soon reach
+the minimum. The fall of profits would be retarded if
+money wages did not rise, or rose in a less degree; but the
+margin which can be gained by a deterioration of the laborers'
+condition is a very narrow one: in general, they <emph>can not</emph>
+bear much reduction; when they can, they have also a higher
+standard of necessary requirements, and <emph>will</emph> not. On the
+whole, therefore, we may assume that in such a country as
+England, if the present annual amount of savings were to
+continue, without any of the counteracting circumstances
+which now keep in check the natural influence of those savings
+in reducing profit, the rate of profit would speedily attain
+the minimum, and all further accumulation of capital
+would for the present cease.
+</p>
+
+<quote rend='display'>
+Mr. Carey, on the other hand, asserts the existence of a law
+of increasing returns from land, and that, while wages are
+constantly increasing with the progress of society, there is a
+diminution in the rate of profit, although the increasing returns
+permit an increase of absolute, if not of proportional, profit.
+That is, although wages increase more in proportion than profit,
+there is still a larger gross amount to be divided among capitalists
+as profit, out of a larger product.
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;prevented from reaching it by commercial revulsions.</head>
+
+<p>
+What, then, are these counteracting circumstances
+which, in the existing state of things, maintain a tolerably
+equal struggle against the downward tendency of profits, and
+prevent the great annual savings which take place in this
+country from depressing the rate of profit much nearer to
+that lowest point to which it is always tending, and which,
+left to itself, it would so promptly attain? The resisting
+agencies are of several kinds.
+</p>
+
+<p>
+First among them is the waste of capital in periods of
+overtrading and rash speculation, and in the commercial revulsions
+<pb n='505'/><anchor id='Pg505'/>
+by which such times are always followed. Mines
+are opened, railways or bridges made, and many other works
+of uncertain profit commenced, and in these enterprises much
+capital is sunk which yields either no return, or none adequate
+to the outlay. Factories are built and machinery
+erected beyond what the market requires, or can keep in
+employment. Even if they are kept in employment, the
+capital is no less sunk; it has been converted from circulating
+into fixed capital, and has ceased to have any influence
+on wages or profits. Besides this, there is a great unproductive
+consumption of capital during the stagnation which
+follows a period of general overtrading. Establishments are
+shut up, or kept working without any profit. Such are the
+effects of a commercial revulsion; and that such revulsions
+are almost periodical is a consequence of the very tendency
+of profits which we are considering. By the time a few
+years have passed over without a crisis, so much additional
+capital has been accumulated that it is no longer possible to
+invest it at the accustomed profit; all public securities rise
+to a high price, the rate of interest on the best mercantile
+security falls very low, and the complaint is general among
+persons in business that no money is to be made. But the
+diminished scale of all safe gains inclines persons to give a
+ready ear to any projects which hold out, though at the risk
+of loss, the hope of a higher rate of profit; and speculations
+ensue, which, with the subsequent revulsions, destroy, or
+transfer to foreigners, a considerable amount of capital, produce
+a temporary rise of interest and profit, make room for
+fresh accumulations, and the same round is recommenced.
+</p>
+
+<p>
+This, doubtless, is one considerable cause which arrests
+profits in their descent to the minimum, by sweeping away
+from time to time a part of the accumulated mass by which
+they are forced down. But this is not, as might be inferred
+from the language of some writers, the principal cause. If
+it were, the capital of the country would not increase; but
+in England it does increase greatly and rapidly. This is
+shown by the increasing productiveness of almost all taxes,
+<pb n='506'/><anchor id='Pg506'/>
+by the continual growth of all the signs of national wealth,
+and by the rapid increase of population, while the condition
+of the laborers certainly is not on the whole declining.<note place='foot'>Although
+their needs now attract more attention through the extension of
+newspapers and cheap books, the condition of the laboring-class is certainly
+better than it was fifty years ago. See Mr. Robert Giffen's <q>Progress of the
+Working-Classes in the Last Half-Century</q> (1884), referred to in
+<ref target='Book_IV_Chapter_V_Section_1'>Book IV, Chap. V, § 1</ref>.</note>
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_IV_Chapter_III_Section_5'/>
+<head>§ 5. &mdash;by improvements in Production.</head>
+
+<p>
+This brings us to the second of the counter-agencies,
+namely, improvements in production. These evidently have
+the effect of extending what Mr. Wakefield terms the field
+of employment, that is, they enable a greater amount of capital
+to be accumulated and employed without depressing the
+rate of profit; provided always that they do not raise, to a
+proportional extent, the habits and requirements of the laborer.
+If the laboring-class gain the full advantage of the
+increased cheapness, in other words, if money wages do not
+fall, profits are not raised, nor their fall retarded. But, if the
+laborers people up to the improvement in their condition,
+and so relapse to their previous state, profits will rise. All
+inventions which cheapen any of the things consumed by the
+laborers, unless their requirements are raised in an equivalent
+degree, in time lower money wages, and, by doing so, enable
+a greater capital to be accumulated and employed, before
+profits fall back to what they were previously.
+</p>
+
+<p>
+Improvements which only affect things consumed exclusively
+by the richer classes do not operate precisely in the
+same manner. The cheapening of lace or velvet has no
+effect in diminishing the cost of labor; and no mode can be
+pointed out in which it can raise the rate of profit, so as to
+make room for a larger capital before the minimum is attained.
+It, however, produces an effect which is virtually
+equivalent; it lowers, or tends to lower, the minimum itself.
+In the first place, increased cheapness of articles of consumption
+promotes the inclination to save, by affording to all consumers
+a surplus which they may lay by, consistently with
+their accustomed manner of living. In the next place, whatever
+<pb n='507'/><anchor id='Pg507'/>
+enables people to live equally well on a smaller income
+inclines them to lay by capital for a lower rate of profit. If
+people can live on an independence of [$1,000] a year in the
+same manner as they formerly could on one of [$2,000], some
+persons will be induced to save in hopes of the one, who
+would have been deterred by the more remote prospect of
+the other. All improvements, therefore, in the production
+of almost any commodity tend in some degree to widen the
+interval which has to be passed before arriving at the stationary
+state.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. &mdash;by the importation of cheap Necessaries and Implements.</head>
+
+<p>
+Equivalent in effect to improvements in production
+is the acquisition of any new power of obtaining cheap commodities
+from foreign countries. If necessaries are cheapened,
+whether they are so by improvements at home or importation
+from abroad, is exactly the same thing to wages
+and profits. Unless the laborer obtains and, by an improvement
+of his habitual standard, keeps the whole benefit, the
+cost of labor is lowered and the rate of profit raised. As
+long as food can continue to be imported for an increasing
+population without any diminution of cheapness, so long the
+declension of profits through the increase of population and
+capital is arrested, and accumulation may go on without making
+the rate of profit draw nearer to the minimum. And on
+this ground it is believed by some that the repeal of the corn
+laws has opened to [England] a long era of rapid increase of
+capital with an undiminished rate of profit.
+</p>
+
+<p>
+Before inquiring whether this expectation is reasonable,
+one remark must be made, which is much at variance with
+commonly received notions. Foreign trade does not necessarily
+increase the field of employment for capital. When
+foreign trade makes room for more capital at the same
+profit, it is by enabling the necessaries of life, or the habitual
+articles of the laborer's consumption, to be obtained
+at smaller cost. It may do this in two ways: by the importation
+either of those commodities themselves, or of the means
+and appliances for producing them. Cheap iron has, in a
+certain measure, the same effect on profits and the cost of
+<pb n='508'/><anchor id='Pg508'/>
+labor as cheap corn, because cheap iron makes cheap tools for
+agriculture and cheap machinery for clothing. But a foreign
+trade, which neither directly nor by any indirect consequence
+increases the cheapness of anything consumed by the laborers,
+does not, any more than an invention or discovery in the
+like case, tend to raise profits or retard their fall; it merely
+substitutes the production of goods for foreign markets in
+the room of the home production of luxuries, leaving the employment
+for capital neither greater nor less than before.
+</p>
+
+<p>
+It must, of course, be supposed that, with the increase of
+capital, population also increases; for, if it did not, the consequent
+rise of wages would bring down profits, in spite of any
+cheapness of food. Suppose, then, that the population of
+Great Britain goes on increasing at its present rate, and demands
+every year a supply of imported food considerably beyond
+that of the year preceding. This annual increase in the
+food demanded from the exporting countries can only be
+obtained either by great improvements in their agriculture, or
+by the application of a great additional capital to the growth
+of food. The former is likely to be a very slow process, from
+the rudeness and ignorance of the agricultural classes in the
+food-exporting countries of Europe, while the British colonies
+and the United States are already in possession of most of the
+improvements yet made, so far as suitable to their circumstances.
+There remains, as a resource, the extension of cultivation.
+And on this it is to be remarked that the capital by
+which any such extension can take place is mostly still to be
+created. In Poland, Russia, Hungary, Spain, the increase of
+capital is extremely slow. In America it is rapid, but not
+more rapid than the population. The principal fund at present
+available for supplying this country with a yearly increasing
+importation of food is that portion of the annual savings
+of America which has heretofore been applied to increasing
+the manufacturing establishments of the United States, and
+which free trade in corn may possibly divert from that purpose
+to growing food for our market. This limited source of
+supply, unless great improvements take place in agriculture,
+<pb n='509'/><anchor id='Pg509'/>
+can not be expected to keep pace with the growing demand
+of so rapidly increasing a population as that of Great Britain;
+and, if our population and capital continue to increase with
+their present rapidity, the only mode in which food can continue
+to be supplied cheaply to the one is by sending the
+other abroad to produce it.
+</p>
+
+<anchor id='Chart_XVII'/>
+<p>
+Chart XVII.
+<hi rend='italic'>Grain-Crops of the United States.</hi>
+</p>
+
+<table rend="latexcolumns: 'p{3cm} p{2cm}';
+ tblcolumns: 'lw(10) lw(20)'">
+<row><cell>Year.</cell><cell>Bushels.</cell></row>
+<row><cell>1865</cell><cell>1,127,499,187</cell></row>
+<row><cell>1866</cell><cell>1,343,027,868</cell></row>
+<row><cell>1867</cell><cell>1,329,729,400</cell></row>
+<row><cell>1868</cell><cell>1,450,789,000</cell></row>
+<row><cell>1869</cell><cell>1,491,412,100</cell></row>
+<row><cell>1870</cell><cell>1,629,027,600</cell></row>
+<row><cell>1871</cell><cell>1,528,776,100</cell></row>
+<row><cell>1872</cell><cell>1,664,331,600</cell></row>
+<row><cell>1873</cell><cell>1,538,892,891</cell></row>
+<row><cell>1874</cell><cell>1,455,180,200</cell></row>
+<row><cell>1875</cell><cell>2,032,235,300</cell></row>
+<row><cell>1876</cell><cell>1,962,821,600</cell></row>
+<row><cell>1877</cell><cell>2,178,934,646</cell></row>
+<row><cell>1878</cell><cell>2,302,254,950</cell></row>
+<row><cell>1879</cell><cell>2,434,884,541</cell></row>
+<row><cell>1880</cell><cell>2,448,079,181</cell></row>
+<row><cell>1881</cell><cell>2,699,394,496</cell></row>
+<row><cell>1882</cell><cell>2,699,394,496</cell></row>
+<row><cell>1883</cell><cell>2,623,319,089</cell></row>
+</table>
+
+<quote rend='display'>
+Not even Americans have any adequate knowledge of the
+productive capacity of the United States. The grain-fields
+are not yet all occupied; and we can easily produce the total
+cotton consumption of the world on that quantity of land in
+Texas alone by which the whole cultivable area of that State
+exceeds the corresponding area of the empire of Austria-Hungary
+(see Chart <ref target='Chart_XVIII'>No. XVIII</ref>, which shows the remarkable
+proportion of land possessed by the United States as compared
+with European countries); and the exports of agricultural
+food from the United States are now six times what they
+were in 1850, about the time when Mr. Mill made the above
+statements. Immense areas of our soil have not yet been
+<pb n='510'/><anchor id='Pg510'/>
+broken by the plow, and the quantities of cereals grown in the
+United States seem to be steadily increasing. In fact, the
+greatest grain-crop yet grown in this country was that of 1882.
+The comparison of the crops of late years with those just succeeding
+the war (as seen in Chart <ref target='Chart_XVII'>No. XVII</ref>) shows a very suggestive
+increase; since it indicates where employment has
+been given to vast numbers of laborers, and where investment
+has been found for our rapidly growing capital.<note place='foot'>A comparison
+of Chart <ref target='Chart_XVII'>No. XVII</ref> with Chart
+<ref target='Chart_VI'>No. VI</ref> will furnish some
+means of learning whether the building of railways has gone on faster than is
+warranted by the increase of our crops (see <hi rend='italic'>supra</hi>, pp.
+<ref target='Pg138'>138</ref>).</note>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 7. &mdash;by the emigration of Capital.</head>
+
+<p>
+This brings us to the last of the counter-forces which
+check the downward tendency of profits in a country whose
+capital increases faster than that of its neighbors, and whose
+profits are therefore nearer to the minimum. This is, the
+perpetual overflow of capital into colonies or foreign countries,
+to seek higher profits than can be obtained at home. I
+believe this to have been for many years one of the principal
+causes by which the decline of profits in England has been
+arrested. It has a twofold operation: In the first place, it
+does what a fire, or an inundation, or a commercial crisis
+would have done&mdash;it carries off a part of the increase of capital
+from which the reduction of profits proceeds; secondly,
+the capital so carried off is not lost, but is chiefly employed
+either in founding colonies, which become large exporters of
+cheap agricultural produce, or in extending and perhaps improving
+the agriculture of older communities.
+</p>
+
+<p>
+In countries which are further advanced in industry and
+population, and have therefore a lower rate of profit, than
+others, there is always, long before the actual minimum is
+reached, a practical minimum, viz., when profits have fallen
+so much below what they are elsewhere that, were they to
+fall lower, all further accumulations would go abroad. As
+long as there are old countries where capital increases very
+rapidly, and new countries where profit is still high, profits
+in the old countries will not sink to the rate which would
+put a stop to accumulation: the fall is stopped at the point
+which sends capital abroad.
+</p>
+
+</div>
+
+</div>
+
+<pb n='511'/><anchor id='Pg511'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Book_IV_Chapter_IV'/>
+<head>Chapter IV. Consequences Of The Tendency Of Profits To A Minimum,
+And The Stationary State.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Abstraction of Capital not necessarily a national loss.</head>
+
+<p>
+The theory of the effect of accumulation on profits
+must greatly abate, or rather, altogether destroy, in countries
+where profits are low, the immense importance which used
+to be attached by political economists to the effects which an
+event or a measure of government might have in adding to
+or subtracting from the capital of the country. We have
+now seen that the lowness of profits is a proof that the spirit
+of accumulation is so active, and that the increase of capital
+has proceeded at so rapid a rate, as to outstrip the two counter-agencies,
+improvements in production and increased supply
+of cheap necessaries from abroad. A sudden abstraction
+of capital, unless of inordinate amount, [would not] have
+any real effect in impoverishing the country. After a few
+months or years, there would exist in the country just as
+much capital as if none had been taken away. The abstraction,
+by raising profits and interest, would give a fresh
+stimulus to the accumulative principle, which would speedily
+fill up the vacuum. Probably, indeed, the only effect that
+would ensue would be that for some time afterward less
+capital would be exported, and less thrown away in hazardous
+speculation.
+</p>
+
+<p>
+In the first place, then, this view of things greatly weakens,
+in a wealthy and industrious country, the force of the
+economical argument against the expenditure of public
+money for really valuable, even though industriously unproductive,
+purposes. In poor countries, the capital of the
+country requires the legislator's sedulous care; he is bound
+<pb n='512'/><anchor id='Pg512'/>
+to be most cautious of encroaching upon it, and should favor
+to the utmost its accumulation at home, and its introduction
+from abroad. But in rich, populous, and highly cultivated
+countries, it is not capital which is the deficient element, but
+fertile land; and what the legislator should desire and promote,
+is not a greater aggregate saving, but a greater return
+to savings, either by improved cultivation, or by access to
+the produce of more fertile lands in other parts of the
+globe.
+</p>
+
+<p>
+The same considerations enable us to throw aside as unworthy
+of regard one of the common arguments against emigration
+as a means of relief for the laboring-class. Emigration,
+it is said, can do no good to the laborers, if, in order to
+defray the cost, as much must be taken away from the capital
+of the country as from its population. If one tenth of
+the laboring people of England were transferred to the colonies,
+and along with them one tenth of the circulating capital
+of the country, either wages, or profits, or both, would be
+greatly benefited, by the diminished pressure of capital and
+population upon the fertility of the land. The landlords
+alone would sustain some loss of income; and even they,
+only if colonization went to the length of actually diminishing
+capital and population, but not if it merely carried off
+the annual increase.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. In opulent countries, the extension of machinery not detrimental but
+beneficial to Laborers.</head>
+
+<p>
+From the same principles we are now able to arrive
+at a final conclusion respecting the effects which machinery,
+and generally the sinking of capital for a productive purpose,
+produce upon the immediate and ultimate interests of
+the laboring-class. The characteristic property of this class
+of industrial improvements is the conversion of circulating
+capital into fixed: and it was shown in the first
+book<note place='foot'><ref target='Book_I_Chapter_V_Section_2'>Book I,
+Chap. V, § 2</ref>.</note> that,
+in a country where capital accumulates slowly, the introduction
+of machinery, permanent improvements of land, and
+the like, might be, for the time, extremely injurious; since
+the capital so employed might be directly taken from the
+<pb n='513'/><anchor id='Pg513'/>
+wages fund, the subsistence of the people and the employment
+for labor curtailed, and the gross annual produce of
+the country actually diminished. But in a country of great
+annual savings and low profits no such effects need be apprehended.
+It merely draws off at one orifice what was already
+flowing out at another; or, if not, the greater vacant
+space left in the reservoir does but cause a greater quantity
+to flow in. Accordingly, in spite of the mischievous derangements
+of the money market which have been occasioned
+by the great sums in process of being sunk in railways, I
+can not agree with those who apprehend any mischief, from
+this source, to the productive resources of the country. Not
+on the absurd ground (which to any one acquainted with the
+elements of the subject needs no confutation) that railway
+expenditure is a mere transfer of capital from hand to hand,
+by which nothing is lost or destroyed. This is true of what
+is spent in the purchase of the land; a portion too of what is
+paid to agents, counsels, engineers, and surveyors, is saved
+by those who receive it, and becomes capital again: but what
+is laid out in the <hi rend='italic'>bona fide</hi> construction of the railway itself
+is lost and gone; when once expended, it is incapable of ever
+being paid in wages or applied to the maintenance of laborers
+again; as a matter of account, the result is, that so much
+food and clothing and tools have been consumed, and the
+country has got a railway instead.
+</p>
+
+<p>
+It already appears, from these considerations, that the
+conversion of circulating capital into fixed, whether by railways,
+or manufactories, or ships, or machinery, or canals, or
+mines, or works of drainage and irrigation, is not likely, in
+any rich country, to diminish the gross produce or the
+amount of employment for labor. There is hardly any increase
+of fixed capital which does not enable the country to
+contain eventually a larger circulating capital than it otherwise
+could possess and employ within its own limits; for there
+is hardly any creation of fixed capital which, when it proves
+successful, does not cheapen the articles on which wages are
+habitually expended.
+</p>
+
+<pb n='514'/><anchor id='Pg514'/>
+
+<quote rend='display'>
+As regards the effects upon the material condition of the
+wages-receiving class, since it seems clear that capital increases
+faster than improvements, and probably faster even than population,
+it follows that in countries where the laboring-classes
+are evidently growing in intelligence, they gain in wages with
+the progress of society. Such certainly seems to be the teaching
+of Mr. Giffen's late studies (see
+<ref target='Book_IV_Chapter_III_Section_5'>Book IV, Chap. III, § 5</ref>).
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Stationary state of wealth and population dreaded by some writers, but
+not in itself undesirable.</head>
+
+<p>
+Toward what ultimate point is society tending by its
+industrial progress? When the progress ceases, in what condition
+are we to expect that it will leave mankind?
+</p>
+
+<p>
+It must always have been seen, more or less distinctly, by
+political economists, that the increase of wealth is not boundless;
+that at the end of what they term the progressive state
+lies the stationary state, that all progress in wealth is but a
+postponement of this, and that each step in advance is an approach
+to it. We have now been led to recognize that this
+ultimate goal is at all times near enough to be fully in view;
+that we are always on the verge of it, and that, if we have
+not reached it long ago, it is because the goal itself flies before
+us. The richest and most prosperous countries would
+very soon attain the stationary state, if no further improvements
+were made in the productive arts, and if there were a
+suspension of the overflow of capital from those countries
+into the uncultivated or ill-cultivated regions of the earth.
+Adam Smith always assumes that the condition of the mass
+of the people, though it may not be positively distressed,
+must be pinched and stinted in a stationary condition of
+wealth, and can only be satisfactory in a progressive state.
+The doctrine that, to however distant a time incessant struggling
+may put off our doom, the progress of society must
+<q>end in shallows and in miseries,</q> far from being, as many
+people still believe, a wicked invention of Mr. Malthus, was
+either expressly or tacitly affirmed by his most distinguished
+predecessors, and can only be successfully combated on his
+principles.
+</p>
+
+<p>
+Even in a progressive state of capital, in old countries, a
+conscientious or prudential restraint on population is indispensable,
+to prevent the increase of numbers from outstripping
+<pb n='515'/><anchor id='Pg515'/>
+the increase of capital, and the condition of the classes
+who are at the bottom of society from being deteriorated.
+Where there is not, in the people, or in some very large proportion
+of them, a resolute resistance to this deterioration&mdash;a
+determination to preserve an established standard of comfort&mdash;the
+condition of the poorest class sinks, even in a progressive
+state, to the lowest point which they will consent to endure.
+The same determination would be equally effectual
+to keep up their condition in the stationary state, and would
+be quite as likely to exist.
+</p>
+
+<p>
+I can not, therefore, regard the stationary state of capital
+and wealth with the unaffected aversion so generally manifested
+toward it by political economists of the old school. I
+am inclined to believe that it would be, on the whole, a
+very considerable improvement on our present condition.
+</p>
+
+<p>
+It is only in the backward countries of the world that
+increased production is still an important object; in those
+most advanced, what is economically needed is a better distribution,
+of which one indispensable means is a stricter restraint
+on population. On the other hand, we may suppose
+this better distribution of property attained, by the
+joint effect of the prudence and frugality of individuals,
+and of a system of legislation favoring equality of fortunes,
+so far as is consistent with the just claim of the individual
+to the fruits, whether great or small, of his or her
+own industry. We may suppose, for instance (according
+to the suggestion thrown out in a former
+chapter<note place='foot'><ref target='Book_II_Chapter_I_Section_6'>Book II,
+Chap. I, § 6</ref>.</note>), a limitation
+of the sum which any one person may acquire by
+gift or inheritance, to the amount sufficient to constitute
+a moderate independence. Under this twofold influence,
+society would exhibit these leading features: a well-paid
+and affluent body of laborers; no enormous fortunes, except
+what were earned and accumulated during a single
+lifetime; but a much larger body of persons than at present,
+not only exempt from the coarser toils, but with sufficient
+<pb n='516'/><anchor id='Pg516'/>
+leisure, both physical and mental, from mechanical details, to
+cultivate freely the graces of life, and afford examples of
+them to the classes less favorably circumstanced for their
+growth. This condition of society, so greatly preferable to
+the present, is not only perfectly compatible with the stationary
+state, but, it would seem, more naturally allied with that
+state than with any other.
+</p>
+
+<p>
+There is room in the world, no doubt, and even in old
+countries, for a great increase of population, supposing the
+arts of life to go on improving, and capital to increase. But
+even if innocuous, I confess I see very little reason for desiring
+it. The density of population necessary to enable mankind
+to obtain, in the greatest degree, all the advantages
+both of co-operation and of social intercourse, has, in all the
+most populous countries, been attained. If the earth must
+lose that great portion of its pleasantness which it owes to
+things that the unlimited increase of wealth and population
+would extirpate from it, for the mere purpose of enabling it
+to support a larger but not a better or a happier population,
+I sincerely hope, for the sake of posterity, that they will be
+content to be stationary, long before necessity compels them
+to it.
+</p>
+
+<p>
+It is scarcely necessary to remark that a stationary condition
+of capital and population implies no stationary state of
+human improvement. Even the industrial arts might be as
+earnestly and as successfully cultivated, with this sole difference,
+that instead of serving no purpose but the increase of
+wealth, industrial improvements would produce their legitimate
+effect, that of abridging labor. Hitherto it is questionable
+if all the mechanical inventions yet made have lightened
+the day's toil of any human being. They have enabled a
+greater population to live the same life of drudgery and imprisonment,
+and an increased number of manufacturers and
+others to make fortunes. They have increased the comforts
+of the middle classes.
+</p>
+
+<quote rend='display'>
+<p>
+The statement that inventions have not <q>lightened the day's
+toil of any human being</q> has been persistently misquoted
+<pb n='517'/><anchor id='Pg517'/>
+by many persons and has been taken out of its connection.
+Mr. Mill distinctly holds that the laborer's lot could have
+been improved had there been any limitation of population;
+that it is the constant growth of population as society progresses
+which destroys the gains afforded to the laboring-classes
+by improvements. But it is quite certain that the material
+facts of Mr. Mill's statement are no longer true. In the
+United States wages have risen, with an additional gain in
+lower prices; and Mr. Giffen shows the same progress in England.
+Moreover, travelers on the Continent speak of a similar
+movement already noticeable there. Mr. Giffen's statement in
+his comparison<note place='foot'><q>Progress of the Working-Classes
+in the Last Half-Century</q> (1884), page 8.</note> with fifty years ago, is as follows:
+</p>
+
+<p>
+<q>While the money wages have increased as we have seen,
+the hours of labor have diminished. It is difficult to estimate
+what the extent of this diminution has been, but collecting one
+or two scattered notices I should be inclined to say very nearly
+20 per cent. There has been at least this reduction in the textile,
+engineering, and house-building trades. The workman
+gets from 50 to 100 per cent more money for 20 per cent less
+work; in round figures he has gained from 70 to 120 per cent
+in fifty years in money return. It is just possible, of course,
+that the workman may do as much, or nearly as much, in the
+shorter period as he did in his longer hours. Still, there is the
+positive gain in his being less time at his task, which many of
+the classes still tugging lengthily day by day at the oar would
+appreciate.</q>
+</p>
+</quote>
+
+</div>
+
+</div>
+
+<pb n='518'/><anchor id='Pg518'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter V. On The Possible Futurity Of The Laboring-Classes.</head>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_IV_Chapter_V_Section_1'/>
+<head>§ 1. The possibility of improvement while Laborers remain merely receivers
+of Wages.</head>
+
+<quote rend='display'>
+<p>
+There has probably never been a time when more attention
+has been called to the material and social conditions of
+the working-classes than in the last few years. The great increase
+of literature and the extension of the newspaper has
+brought to every reader, even where public and private charities
+have not sent eye-witnesses into direct contact with distress,
+a more explicit knowledge of the working-classes than
+ever before. The revelation of existing poverty and misery is,
+often wrongly, taken to be a proof of the increasing degradation
+of the working-men, and the cause has been ascribed to the
+grasping cruelty of capitalists. Instances of injustice arising
+from the relations of employers and employed will occur so
+long as human nature remains imperfect. But the world hopes
+that some other relation than that of master and workman may
+be evolved in which not only many admitted wrongs may be
+avoided, but also new forces may be applied to raise the laborer
+out of his dependence on other classes in the community.
+</p>
+
+<p>
+We are, at present, living under a
+<foreign lang='fr' rend='italic'>régime</foreign> of private property
+and competition. But certainly the progress of the laborer
+is not that which can excite enthusiastic hopes for the future,
+so long as he remains a mere receiver of wages. The progress
+of industrial improvements has resulted, says Mr. Cairnes, in <q>a
+temporary improvement of the laborer's condition, followed
+by an increase of population and an enlarged demand for the
+cheapened commodity.... Laborers' commodities, however,
+are for the most part commodities of raw produce, or in which
+the raw material constitutes the chief element of the value
+(clothing is, in truth, the only important exception); and of
+all such commodities it is the well-known law that an augmentation
+of quantity can only be obtained, other things being
+the same, at an increasing proportional cost. Thus, it has happened
+that the gain in productiveness obtained by improved
+processes has, after a generation, to a great extent been lost&mdash;lost,
+<pb n='519'/><anchor id='Pg519'/>
+that is to say, for any benefit that can be derived from
+it in favor of wages and profits.... The large addition to
+the wealth of the country has gone neither to profits nor to
+wages, nor yet to the public at large [as consumers], but to
+swell a fund ever growing even while its proprietors sleep&mdash;the
+rent-roll of the owners of the soil.... The aggregate return
+from the land has immensely increased; but the cost of
+the costliest portion of the produce, which is that which determines
+the price of the whole, remains pretty nearly as it was.
+Profits, therefore, have not risen at all, and the real remuneration
+of the laborer, taking the whole field of labor, in but a
+slight degree&mdash;at all events in a degree very far from commensurate
+with the general progress of industry.</q><note place='foot'><q>Leading
+Principles,</q> pp. 278-280.</note>
+</p>
+
+<p>
+Under these conditions, it seems that the only hope of an
+improvement for the laboring-classes lies in the limitation of
+population&mdash;or at least in an increase of numbers less than the
+increase of capital and improvements. It is possible, however,
+that Mr. Cairnes, with many others, has failed to recognize the
+full extent of the improvement which is taking place in the
+wages of the laborer under the existing social order. Although
+we hear much of the wrongs of the working-men&mdash;and they no
+doubt exist&mdash;yet it is unquestionable that their condition has
+vastly improved within the last fifty years; largely, in my opinion,
+because improvements have outstripped population, and because
+wide areas of fertile land in new and peaceful countries
+have drawn off the surplus population in the older countries,
+and because the available spots in the newer countries like the
+United States have not yet been covered over with a population
+sufficiently dense to keep real wages anything below a
+relatively high standard. The facts to substantiate this opinion,
+so far as regards Great Britain, are to be found in a recent
+investigation<note place='foot'><q>Progress of the Working-Classes
+in the Last Half-Century</q> (1884), being
+his inaugural address as President of the London Statistical Society, November
+20, 1883.</note> by Mr. Giffen, the statistician of the English
+Board of Trade. For a very considerable reduction in hours
+of daily labor, the workman now receives wages on an average
+about 70 per cent higher than fifty years ago, as may be seen
+by the following table:
+</p>
+</quote>
+
+<pb n='520'/><anchor id='Pg520'/>
+
+<table rend="latexcolumns: 'p{2.6cm} p{2cm} p{1.3cm} p{1.3cm} p{2cm}';
+ tblcolumns: 'lw(15) lw(10) lw(10) lw(10) lw(10)'">
+<row><cell>Occupation.</cell><cell>Place.</cell>
+ <cell>Wages fifty years ago, per week.</cell>
+ <cell>Wages, present time, per week.</cell>
+ <cell>Increase or decrease, amount, per cent.</cell></row>
+<row><cell>Carpenters</cell><cell>Manchester</cell><cell>24 0</cell>
+ <cell>34 0</cell><cell>10 0 (+) 42</cell></row>
+<row><cell></cell><cell>Glasgow</cell><cell>14 0</cell><cell>26 0</cell>
+ <cell>12 0 (+) 85</cell></row>
+<row><cell>Bricklayers</cell><cell>Manchester<note place='foot'>1825.</note></cell>
+ <cell>24 0</cell><cell>36 0</cell><cell>12 0 (+) 50</cell></row>
+<row><cell></cell><cell>Glasgow</cell><cell>15 0</cell><cell>27 0</cell>
+ <cell>12 0 (+) 80</cell></row>
+<row><cell>Masons</cell><cell>Manchester<note place='foot'>1825.</note></cell>
+ <cell>24 0</cell><cell>29 10</cell><cell>5 10 (+) 24</cell></row>
+<row><cell></cell><cell>Glasgow</cell><cell>14 0</cell><cell>23 8</cell>
+ <cell>9 8 (+) 69</cell></row>
+<row><cell>Miners</cell><cell>Staffordshire</cell><cell>2 8<note place='foot'>Wages
+per day.</note></cell><cell>4 0<note place='foot'>Wages per day.</note></cell>
+ <cell>1 4 (+) 50</cell></row>
+<row><cell>Pattern-weavers</cell><cell>Huddersfield</cell><cell>16 0</cell>
+ <cell>25 0</cell><cell>9 0 (+) 55</cell></row>
+<row><cell>Wool-scourers</cell><cell>"</cell><cell>17 0</cell><cell>22 0</cell>
+ <cell>5 0 (+) 30</cell></row>
+<row><cell>Mule-spinners</cell><cell>"</cell><cell>25 6</cell><cell>30 0</cell>
+ <cell>4 6 (+) 20</cell></row>
+<row><cell>Weavers</cell><cell>"</cell><cell>12 0</cell><cell>26 0</cell>
+ <cell>14 0 (+) 115</cell></row>
+<row><cell>Warpers and beamers</cell><cell>"</cell><cell>17 0</cell>
+ <cell>27 0</cell><cell>10 0 (+) 58</cell></row>
+<row><cell>Winders and reelers</cell><cell>"</cell><cell>6 0</cell>
+ <cell>11 0</cell><cell>5 0 (+) 83</cell></row>
+<row><cell>Weavers (men)</cell><cell>Bradford</cell><cell>8 3</cell>
+ <cell>20 6</cell><cell>12 3 (+) 150</cell></row>
+<row><cell>Reeling and warping</cell><cell>"</cell><cell>7 9</cell><cell>15 6</cell>
+ <cell>7 9 (+) 100</cell></row>
+<row><cell>Spinning (children)</cell><cell>"</cell><cell>4 5</cell><cell>11 6</cell>
+ <cell>7 1 (+) 160</cell></row>
+</table>
+
+<quote rend='display'>
+<p>
+With increased wages, prices are not much higher than fifty
+years ago. But the clearest evidence as to their bettered material
+condition is to be found in the following table, which
+shows the amount of food consumed per head by the total population
+of Great Britain:
+</p>
+
+<table rend="latexcolumns: 'p{3cm} p{2cm} p{2cm}';
+ tblcolumns: 'lw(20) lw(10) lw(10)'">
+<row><cell>Articles.</cell><cell>1840.</cell><cell>1881.</cell></row>
+<row><cell>Bacon and hams, Pounds.</cell><cell>0.01</cell><cell>13.93</cell></row>
+<row><cell>Butter, Pounds.</cell><cell>1.05</cell><cell>6.36</cell></row>
+<row><cell>Cheese, Pounds.</cell><cell>0.92</cell><cell>5.77</cell></row>
+<row><cell>Currants and raisins, Pounds.</cell><cell>1.45</cell><cell>4.34</cell></row>
+<row><cell>Eggs, No.</cell><cell>3.63</cell><cell>21.65</cell></row>
+<row><cell>Potatoes, Pounds.</cell><cell>0.01</cell><cell>12.5</cell></row>
+<row><cell>Rice, Pounds.</cell><cell>0.90</cell><cell>16.32</cell></row>
+<row><cell>Cocoa, Pounds.</cell><cell>0.08</cell><cell>0.31</cell></row>
+<row><cell>Coffee, Pounds.</cell><cell>1.08</cell><cell>0.89</cell></row>
+<row><cell>Corn, wheat, and wheat-flour, Pounds.</cell><cell>42.47</cell>
+ <cell>216.92</cell></row>
+<row><cell>Raw sugar, Pounds.</cell><cell>15.20</cell><cell>58.92</cell></row>
+<row><cell>Refined sugar, Pounds.</cell><cell>Nil.</cell><cell>8.44</cell></row>
+<row><cell>Tea, Pounds.</cell><cell>1.22</cell><cell>4.58</cell></row>
+<row><cell>Tobacco, Pounds.</cell><cell>0.86</cell><cell>1.41</cell></row>
+<row><cell>Wine, Gallons.</cell><cell>0.25</cell><cell>0.45</cell></row>
+<row><cell>Spirits, Gallons.</cell><cell>0.97</cell><cell>1.08</cell></row>
+<row><cell>Malt, Bushels.</cell><cell>1.59</cell><cell>1.91<note place='foot'>Year
+1878.</note></cell></row>
+</table>
+
+<p>
+The question then at once arises, whether capital has been
+shown by the statistics to have gained accordingly, or whether
+there has been a proportionally less increase than in wages.
+<pb n='521'/><anchor id='Pg521'/>
+Says Mr. Giffen: <q>If the return to capital had doubled, as the
+wages of the working-classes appear to have doubled, the aggregate
+income of the capitalist classes returned to the income-tax
+would now be £800,000,000 instead of £400,000,000....
+The capitalist, as such, gets a low interest for his money, and
+the aggregate returns to capital is not a third part of the aggregate
+income of the country, which may be put at not less than
+£1,200,000,000.</q> It is found, moreover&mdash;as a suggestion that
+property is more generally diffused&mdash;that while there were
+25,368 estates entered to probate in 1838, of an average value
+of £2,160 each, there were 55,359 estates in 1882 of an average
+value of £2,500 each.
+</p>
+
+<p>
+But yet the vast increase of wealth made possible by improvements
+and the growth of capital would have bettered the
+condition of all still more had population been somewhat more
+limited. As it is, the material gain has been large in spite of
+an increase in the population from 16,500,000 in 1831 to nearly
+30,000,000 in 1881. In other words, the landlords have been
+great gainers, while the laborers have intercepted much more
+than Mr. Cairnes supposed.
+</p>
+
+<p>
+There are at hand some very striking data relating to the
+United States which point in the same direction as those of Mr.
+Giffen. Charts No. <ref target='Chart_XIX'>XIX</ref> and
+<ref target='Chart_XX'>XX</ref> show vividly how far the
+increased productiveness of an industry, arising from greater
+skill and greater efficiency of labor in the connection of improved
+machinery, has enabled manufacturers to steadily lower
+the price of their goods, and yet increase the wages paid to
+their operatives. What was true of these two cotton-mills
+was true of others within New England; for the rate of wages
+paid by these mills was the rate current in the country in 1830
+and in 1884. While each spindle and loom has become vastly
+more effective, we see by Chart No. <ref target='Chart_XIX'>XIX</ref>
+that the average production
+of each operative constantly increased from 4,321 yards
+per year in 1830, to 28,032 yards in 1884; and this it was
+which made possible the corresponding increase in the rate of
+wages from $164 in 1830, to $290 in 1884. The sum of $290 a
+year as an average for each operative, is a stipend too small to
+cause any general satisfaction; but he must be gloomy indeed
+who does not see that $290 is a cheerful possession as compared
+with $164. There is, then, abundant ground for believing that
+in the past fifty years the condition of the working-classes in
+the United States has been materially improved. The diminishing
+proportion of the price which goes to the capital is a
+significant fact, and illustrates the tendency of profits to fall
+with the increase of capital.<note place='foot'>These mills have
+not been able to pay ten per cent regularly,
+as mentioned in Chart No. <ref target='Chart_XIX'>XIX</ref>,
+but it has merely been supposed that ten per cent were demanded
+by capital, in order to show that, for such a dividend, it required a
+diminishing proportion of the price to meet that estimate.</note>
+The same truth seems to be
+<pb n='522'/><anchor id='Pg522'/>
+seen in the table given in a previous
+chapter,<note place='foot'><ref target='Book_II_Chapter_V_Section_5'>Book II,
+Chap. V, § 5</ref>; see also <q>North American Review,</q> May, 1884, p.
+517.</note> where the wages
+have been increased, but the hours have fallen per day from
+thirteen to eleven since 1840.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_IV_Chapter_V_Section_2'/>
+<head>§ 2.&mdash;through small holdings, by which the landlord's gain is shared.</head>
+
+<quote rend='display'>
+<p>
+So far we have considered the chances for improvement
+in an industrial order in which the present separation of
+capitalists from laborers is maintained. But this does not take
+into account that future time when cultivation in the United
+States shall be forced down upon inferior land, and no more
+remains to be occupied, and when capital may no longer increase
+as fast as population. What must be the ultimate outlook
+for wages-receivers? Or, more practically, what is the
+outlook now for those who are wages-receivers, and for whom
+a more equitable distribution of the product seems desirable?
+How can they escape the thralldom of dependence on the accumulations
+of others?
+</p>
+
+<p>
+In this connection, and of primary importance, is the avenue
+opened to all holders of small properties to share in the increase
+which goes to owners of land. It has been seen that
+owners of the soil constantly gain from the inevitable tendencies
+of industrial progress. If one large owner gains, why should
+not the increment be the same if ten owners held the property
+instead of one? The more the land is subdivided, the more
+the vast increase arising from rent will be shared by a larger
+number. This, in my opinion, is the strongest reason for the
+encouragement of small holdings in every country. The greater
+the extension of small properties among the working-class, the
+more will they gain a share of that part of the product which goes
+to the owner of land by the persistent increase of population.
+If, then, the gain arising from improvements is largely passed
+to the credit of land-owners, as Mr. Cairnes believes, it should
+be absolutely necessary to spread among the working-classes
+the doctrine that if they own their own homes, and buy the
+land they live on, to that extent will they <q>grow rich while
+they sleep,</q> independently of their other exertions. Land worth
+$500 to-day when bought by the savings of a laborer, besides
+the self-respect<note place='foot'>For the influences of small
+properties in restraining an undue increase of population, see
+<hi rend='italic'>supra</hi>, p. <ref target='Pg119'>119</ref>.
+For a more general account of the benefits arising
+from such holdings, consult Mill's original work, Book II, Chaps. VI and
+VII, and T. E. Cliffe Leslie's <q>Land Systems.</q></note>
+it gives him, will increase in value with the
+<pb n='523'/><anchor id='Pg523'/>
+density of population, and become worth $600 or more without
+other sacrifice of his.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;through co-operation, by which the manager's wages are shared.</head>
+
+<quote rend='display'>
+<p>
+It will be found, however, that, of the various industrial
+rewards, profits tend to diminish, meaning by <q>profits</q>
+only the interest and insurance given for abstinence and risk in
+the use of capital; but that the manager's wages (wages of superintendence)
+are larger than is commonly supposed in relation
+to other industrial rewards, owing to the position of monopoly
+practically held by such executive ability as is competent to
+successfully manage large business interests. To the laborer
+this large payment to the manager seems to be paid for the
+possession of capital. This we now know to be wrong. The
+manager's wages are payments of exactly the same nature as
+any laborer's wages. It makes no difference whether wages are
+paid for manual or mental labor. The payment to capital, purely
+as such, known as interest (with insurance for risk), is unmistakably
+decreasing, even in the United States. And yet we see
+men gain by industrial operations enormous rewards; but these
+returns are in their essence solely manager's wages. For in
+many instances, as hitherto discussed, we have seen that the
+manager is not the owner of the capital he employs. To what
+does this lead us? Inevitably to the conclusion that the laborer,
+if he would become something more than a receiver of
+wages, in the ordinary sense, must himself move up in the
+scale of laborers until he reaches the skill and power also to
+command manager's wages. The importance of this principle
+to the working-man can not be exaggerated, and there flows
+from it important consequences to the whole social condition
+of the lower classes. It leads us directly to the means by
+which the lower classes may raise themselves to a higher position&mdash;the
+actual details of which, of course, are difficult, but,
+as they are not included in political economy, they must be left
+to sociology&mdash;and forms the essential basis of hope for any
+proper extension of productive co-operation. In short, co-operation
+owes its existence to the possibility of dividing the manager's
+wages, to a greater or less degree, among the so-called
+wages-receivers, or the <q>laboring-class.</q> And it is from this
+point of view that co-operation is seen more truly and fitly
+than in any other way. For it is to be said that in some of
+its forms co-operation gives the most promising economic results
+as regards the condition of the laborer which have yet
+been reached in the long discussion upon the relations of labor
+and capital.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Distributive Co-operation.</head>
+
+<quote rend='display'>
+<p>
+It will be my object, then, to describe the chief forms in
+which the co-operative principle has manifested itself. These
+may be said, in general, to be four: (1) distributive co-operation,
+by which goods already produced are bought and sold to
+<pb n='524'/><anchor id='Pg524'/>
+members without the aid of retail dealers; (2) productive co-operation,
+by which associations are formed for producing and
+manufacturing goods for the market; (3) partial productive
+co-operation in the form of industrial partnerships between laborers
+and employers, without dispensing with the latter; and
+(4) co-operative, or People's, banks. There are, of course, many
+other forms in which the principle of co-operation has been
+applied; but these four are probably the most characteristic.
+</p>
+
+<p>
+Distributive co-operation is at once the simplest and the
+most successful form, not merely because it requires less for capital
+than any other for its inception, but also because it calls
+for less business and executive capacity. The number of persons
+capable of managing a small retail store is vastly greater
+than the class fit to assume control of the very complex duties
+involved in the care of wholesale houses&mdash;or, at all events, of
+mills and factories. Distributive co-operation has its origin in
+the fact that the expenses of a middle-man between the producer
+and consumer may be entirely dispensed with, and in
+the fact that more capital had collected in the business of distribution
+than could economically be so employed. Its educating
+power on the men concerned in teaching them to save,
+in showing the need of business methods, and in instilling the
+elements of industrial management, is of no little importance.
+It is, therefore, the best gateway to any further or more difficult
+co-operative experiments&mdash;such experiments as can be attempted
+only after the proper capital is saved, and the necessary
+executive capacity is discovered, or developed by training.
+In England co-operation began its history in distributive
+stores, and has finally led to such a stimulus of self-help in the
+laborer, that now co-operative gymnasiums, libraries, gardens,
+and other results have proved the wisdom of calling upon the
+laborers for their own exertions. Under the system which
+separates employers and the employed, high wages are not
+found to be the only boon which the receivers could wish; for
+it is sometimes found that the best-paid workmen are the most
+unwise and intemperate.<note place='foot'>Cf. E. L. Godkin,
+<q>North American Review,</q> 1868, p. 150.</note> For the most ignorant and unskilled
+of the workmen in the lowest strata the object would seem to
+be to give not merely more wages, but give more in such a way
+as might excite new and better motives, a desire as well as a
+possibility of improvement. Self-help must be stimulated, not
+deadened by stifling dependence on a class of superiors, or on
+the state. The extraordinary growth of co-operation is one of
+the most cheering signs of modern times. Distributive co-operation
+originated in Rochdale, in England, about 1844, with
+a few laborers desirous of saving themselves from the high
+prices paid for poor provisions. By uniting, they purchased
+<pb n='525'/><anchor id='Pg525'/>
+tea by the chest, sugar by the hogshead, which they sold to
+each member at market prices. They were surprised to find
+a large profit by the operation, which they divided proportionally
+to the capital subscribed. Others soon joined them; they
+took a store-room, and in 1882 there were 10,894 members, with
+a share capital of $1,576,215, and with realized profits in that
+year of $162,885. They have erected expensive steam flour-mills,
+and the society occupies eighteen branch establishments
+in Rochdale. Libraries containing more than 15,000 volumes,
+and classes in science, language, and the technical arts, attended
+by 500 students, have been maintained. The extension of the
+Rochdale store led to the necessity of a wholesale establishment
+of their own. It is now a large institution with branches
+in London and Newcastle. <q>It owns manufactories in London,
+Manchester, Newcastle, Leicester, Durham, and Crumpsall;
+and it has depots in Cork, Limerick, Kilmallock, Waterford,
+Tipperary, Tralee, and Armagh, for the purchase of butter, potatoes,
+and eggs. It has buyers in New York and Copenhagen,
+and it owns two steamships. It has a banking department
+with a turn-over of more than £12,000,000 annually.</q><note place='foot'>Fawcett,
+<q>Manual of Political Economy</q> (last edition), chapter on Co-operation.</note>
+</p>
+
+<p>
+The following figures for England and Wales tell their own
+story as to the progress of co-operation:<note place='foot'>Giffen,
+<q>Progress of the Working-Classes in the Last Half-Century,</q> p. 19.</note>
+</p>
+
+<table rend="latexcolumns: 'p{3cm} p{2cm} p{2cm}';
+ tblcolumns: 'lw(20) lw(10) lw(10)'">
+<row><cell></cell><cell>1862.</cell><cell>1881.</cell></row>
+<row><cell>Number of members</cell><cell>90,000</cell><cell>525,000</cell></row>
+<row><cell>Capital: Share</cell><cell>428,000</cell><cell>5,881,000</cell></row>
+<row><cell>Capital: Loan</cell><cell>55,000</cell><cell>1,267,000</cell></row>
+<row><cell>Sales</cell><cell>2,333,000</cell><cell>20,901,000</cell></row>
+<row><cell>Net profit</cell><cell>165,000</cell><cell>1,617,000</cell></row>
+</table>
+
+<p>
+Several persons each subscribe a sum to make up the share
+capital of a store, and a person is selected to take charge of the
+purchase and care of the goods. The advantages of the plan
+are: (1) A division among the co-operators of all the net profits
+of the retail trade; (2) a saving in advertisements, since members
+are always purchasers without solicitation; (3) no loss by
+bad debts, since only cash sales are permitted; and (4) security
+against fraud as to the character of the goods, because there is
+no inducement to make gains by adulterations. It is often
+found that the capital is turned over ten times in the course of
+a year; while the cost of management in the wholesale Rochdale
+stores does not amount to one per cent on the returns.
+</p>
+
+<pb n='526'/><anchor id='Pg526'/>
+
+<p>
+The arrangement of obligations in due order of their priority,
+which has been recommended by Mr. Holyoake,<note place='foot'><q>History
+of Co-operation in England</q> (2 vols., 1879), p. 105.</note> is as
+follows: of funds in the store, payment should be made, (1) of
+the expenses of management; (2) of interest due on all loans;
+(3) of an amount equivalent to ten per cent of the value of the
+fixed stock to cover the annual depreciation from wear and
+tear; (4) of dividends on the subscribed capital of the members;<note place='foot'>Mr.
+Holyoake (<q>History of Co-operation in England,</q> p. 99) quotes as follows
+from another's experience: <q>My own pass-book shows that I paid on November
+3d, of last year (1860), £1 to become a member of a co-operative store.
+I have paid nothing since, and I am now credited with £3 16<hi rend='italic'>s.</hi>
+6<hi rend='italic'>d.</hi>, nearly three
+hundred per cent on my capital in a single year. Of course, that arises from
+my purchases having been large in proportion to my investment. In a co-operative
+store you get five per cent upon the money which you invest as a
+shareholder; and, if the store be well conducted, you will get seven and a half
+per cent addition.</q></note>
+(5) of such a sum as may be necessary for an extension
+of the business; (6) of two and a half per cent of the remaining
+profit, after all the above items are provided for, for educational
+purposes; (7) of the residue, and that only, among all
+the persons employed, and members of the store, in proportion
+to the amount of their wages, or of their respective purchases
+during the quarter.<note place='foot'>For a
+full account of the proper steps to be taken in establishing a store,
+with many practical details, see Charles Barnard's <q>Co-operation as a Business,</q>
+p. 119.</note> The payment of dividends to customers
+on their purchases seems now to be considered an essential element
+of success.
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Productive Co-Operation.</head>
+
+<quote rend='display'>
+<p>
+Productive co-operation presents many serious difficulties,
+the chief of which is the need of managing ability.
+Some one in the association must know the wholesale markets
+well, the expectation of crops connected with his materials
+used, the proper time to buy; he must know the processes of
+the special production thoroughly, the best machinery, the
+best adaptation of labor to the given end; he must know the
+whims of purchasers, and be ready to change his products accordingly&mdash;in
+short, a man eminently fitted for success in his
+own factory is essential to the profitable management of one
+belonging to a body of co-operators. It has been already seen
+how large a variation in profit is due to manager's wages; and
+it is very often only his skill, prudence, and experience that
+make the difference between a failure and a success in business.
+Unless co-operators are willing to pay as large a sum
+for the services of a good manager as he could get in his own
+<pb n='527'/><anchor id='Pg527'/>
+establishment, they can not secure the talent which will make
+their venture succeed.<note place='foot'>Cf. Walker,
+<q>Wages Question,</q> p. 276.</note>
+</p>
+
+<p>
+In France the national workshops of Louis Blanc, established
+in 1848, were a failure. Nowhere has it been more
+clearly seen that state help has been disastrous than in France,
+where the Constituent Assembly voted 3,000,000 francs for co-operative
+experiments, all of which failed. Curiously enough,
+distributive co-operation has not succeeded in France, because,
+owing to a wide-spread dislike of the wages system, workmen
+will try nothing less than productive schemes. And their success
+in this has been no greater than might be expected, when
+inexperience is put to a task beyond its powers.<note place='foot'>Godkin,
+<q>North American Review,</q> 1868.</note>
+</p>
+
+<p>
+In Great Britain and the United States there have been some
+successful experiments in production; and Mr. Holyoake<note place='foot'><q>History
+of Co-operation,</q> vol. ii, chap. ix.</note> holds
+that, although workmen certainly do begrudge the manager's
+salary, productive associations are possible when managed by
+a board of elected directors. He urges, moreover, that, as in
+distributive co-operation, if profits are shared with customers,
+there will be insured both popularity and continuity of custom
+without the cost of advertising, and such expenses as those
+of travelers and commissions. The plan of actual operations
+upon which successes have been reached in England seems to
+be briefly this: (1) To save capital, chiefly through co-operative
+associations; (2) to purchase or lease premises; (3) to
+engage managers, accountants, and officers at the ordinary
+salaries which such men can command in the market according
+to their ability; (4) to borrow capital on the credit of
+the association; (5) to pay upon capital subscribed by members
+the same rate of interest as that upon borrowed capital;
+(6) to regard as profit only that which remains after making
+payment for rent, materials, wages, all business outlays, and
+interest on capital; and (7) to divide the profits according to
+the salaries of all officers, wages of workmen, and purchases of
+customers. Those mills and factories which have sprung out
+of the extension of distributive associations, as at Rochdale,
+seem, and naturally so, to have been most successful. They
+have gradually trained themselves somewhat for the work, and
+their customers were beforehand secured. That is, where the
+difficulties of the manager's function have been lessened, they
+have a better chance of success. And yet it must be said that
+productive associations will gain largely from the efficiency of
+the labor when working for its own interest; and this is an important
+consideration to be urged in favor of such associations.
+</p>
+
+<pb n='528'/><anchor id='Pg528'/>
+<p>
+The Sun Mill,<note place='foot'>Holyoake, <q>History of Co-operation,</q>
+p. 131.</note> at Oldham, England, was established for
+spinning cotton in 1861 by the exertions of some co-operative
+bodies. Beginning with a share capital of $250,000, and a loan
+capital of a like amount, it set 80,000 spindles in operation. In
+1874 they had a share capital of $375,000 (all subscribed except
+$1,000), and an equal amount of loan capital, while the
+whole plant was estimated as worth $615,000. Two and a half
+per cent per annum has been set apart for the depreciation in
+the value of the mill, and seven and a half per cent for the machinery;
+so that in the first ten years a total sum of $160,000
+was set aside for depreciation of the property. The profits
+have varied from two to forty per cent; and, while only five
+per cent interest was paid on the loan capital, large dividends
+were made on the share capital. During the last few years the
+Sun Mill has on an average realized a profit of 12-½ per cent,
+although it is known that the cotton trade has suffered during
+this time from a serious depression.
+</p>
+
+<p>
+Many experiments, however, have proved failures; and sometimes,
+when they are successful (as in the case of the Hatters'
+Association in Newark, New Jersey<note place='foot'>Godkin,
+<q>North American Review,</q> 1868.</note>), the workmen have no desire
+to share their benefits with others, and practically form a
+corporation by themselves. The mere fact that they do sometimes
+succeed is an important thing. Then, too, they have an
+opportunity of securing by salaries that executive ability in the
+community which exists separate from the possession of capital.
+And in these days, in large corporations, the manager is
+not necessarily (although he often is) a large owner of capital.
+The last annual report of the Co-operative Congress (1882)
+shows the existence in England and Scotland of productive
+associations for the manufacture of cloth, flannel, fustian,
+hosiery, quilts, worsted, nails, watches, linen, and silk, as well
+as those for engineering, printing, and quarrying; and these
+were but a few of them.<note place='foot'>Pp. 27, 31, 32.</note>
+</p>
+
+<p>
+In the United States there have been some successes as well
+as failures. In January, 1872, a number of machinists and
+other working-men organized in the town of Beaver Falls, Pennsylvania,
+a Co-operative Foundry Association for the manufacture
+of stoves, hollow-ware, and fine castings. On a small capital
+of only $4,000 they have steadily prospered, paid the market
+rate of wages, and also paid annual dividends, over and above
+all expenses and interest on the plant, of from twelve to fifteen
+per cent. In 1867 thirty workmen started a co-operative foundry
+in Somerset, Massachusetts, with a capital of about $14,000.
+<pb n='529'/><anchor id='Pg529'/>
+In the years 1874-1875 the company spent $5,400 for new
+flasks and patterns, and yet showed a net gain of $11,914. In
+1876 it had a capital of $30,000, and a surplus fund of
+$28,924.<note place='foot'>Barnard,
+<q>Co-operation as a Business,</q> pp. 150-152.</note>
+</p>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. Industrial Partnership.</head>
+
+<quote rend='display'>
+<p>
+The difficulties of productive co-operation arising from
+the need of skilled management, together with the existing unsatisfactory
+relation between employers and laborers when
+wholly separate from each other, have led to a most promising
+plan of industrial partnership by which the manager retains
+the control of the business operations, but shares his profits
+with the workmen. The gain through increased efficiency,
+greater economy, and superior workmanship, recoups the manager
+for the voluntary subtraction from his share, and yet
+the laborers receive an additional share; but more than this,
+it educates the laborer in industrial methods, discloses the difficulties
+of management, and stimulates him to saving habits
+and greater regularity of work. This system is particularly
+adapted to reaching those laborers who would not themselves
+rise to the demands of productive co-operation.
+</p>
+
+<p>
+The principle was tried on one of the Belgian railways.
+<q>Ninety-five kilogrammes of coke were consumed for every
+league of distance run, but this was known to be more than
+necessary; but how to remedy the evil was the problem. A
+bonus of 3-½<hi rend='italic'>d.</hi> on every hectolitre of coke saved on this average
+of ninety-five to the league was offered to the men concerned,
+and this trifling bonus worked the miracle. The work was
+done equally well, or better, with forty-eight kilogrammes of
+coke instead of ninety-five; just one half, or nearly, saved by
+careful work, at an expense of probably less than one tenth of
+the saving.</q><note place='foot'>Holyoake,
+<q>History of Co-operation,</q> p. 235.</note>
+</p>
+
+<p>
+The experiment which has attracted most attention in the
+past has been that of the Messrs. Briggs, at their collieries in
+Yorkshire, England.<note place='foot'>See Thornton,
+<q>On Labor,</q> p. 370. Also see <q>Parliamentary Documents,</q>
+1868, 1869, xxxi; <q>Trades-Unions of England,</q> by the Count de Paris; Brassey's
+<q>Work and Wages,</q> chap. xiii.</note> The relations between the owners and
+the laborers were as bad as they could well be. <q>All coal-masters
+is devils, and Briggs is the prince of devils,</q> ran the
+talk of the miners, when they did not choose to send letters
+threatening to shoot the owners. In 1865 Messrs. Briggs tried
+the plan of an industrial partnership with their men, purely
+from business considerations. Seventy per cent of the cost of
+raising coal consisted of wages, and fully fifteen per cent of
+materials which were habitually wasted. The whole property
+<pb n='530'/><anchor id='Pg530'/>
+was valued, and divided into shares of $50 each, of which the
+owners retained two thirds, together with the control of the business.
+The remaining one third of the shares was offered to
+the employés. If any subscriber was too poor to pay $50 for a
+share, the subsequent dividends and payments were to be applied
+to purchasing the share. After reserving a fair allowance
+for expenses, like the redemption of capital, whenever the remaining
+profits exceeded ten per cent on the capital, that excess
+was to be divided into two equal parts, one of which was
+to be distributed among all persons employed by the company
+in proportion to their wages, and the other was to be retained
+by the capital. In previous years but once had they made ten
+per cent profit on their capital, and twice only five per cent.
+In the first year after the new system came into operation, the
+total profits were fourteen per cent, and the four per cent of
+excess was divided, two to the laborers' bonus, and two to the
+capital, so that capital received twelve per cent. In the second
+year the profits were sixteen per cent, in the third year seventeen
+per cent; the first year the work-people received in addition
+to their wages $9,000, in the second $13,500, in the third
+$15,750. The moral effect was striking. Work was done
+regularly, forbearance was exercised, habits improved, and the
+faces of the men were set toward improvement in life. The
+scheme worked successfully for years, but was finally ended
+by the pressure of the outside trades-unions, who compelled the
+workmen to give up the arrangement.
+</p>
+
+<p>
+A similar experiment was tried by the Messrs. Brewster,
+carriage-manufacturers, of New York. They offered to their
+workmen ten per cent of their profits, before any allowance
+was made for interest on the capital invested, or before any
+payment was made for the services of the firm as managers.
+In one year as much as $11,000 was divided among the laborers.
+Again, as in the case of the Briggs colliery, the experiment
+was brought to an end by an unreasoning submission to
+the pressure of outside workmen during a strike.<note place='foot'>See Walker,
+<q>Wages Question,</q> p. 283. Also see Mill, Book IV, Chap.
+VII, § 5, for an account of M. Leclaire's experiments in France with
+house-painters.</note>
+</p>
+
+<p>
+But, all in all, industrial partnership<note place='foot'><p>See also
+Von Böhmert, <q>Gewinnbetheiligung,</q> second edition, 1878, and
+Jevons's <q>Methods of Social Reform</q> (1883). Professor Jevons (<q>The State in
+Relation to Labor,</q> pp. 146, 147) has given a brief bibliography, which I reproduce
+here:
+</p>
+<p>
+Charles Babbage, <q>Economy of Manufactures,</q> chap. xxvi; H. C. Briggs,
+<q>Social Science Association,</q> 1869; H. C. and A. Briggs, <q>Evidence before
+the Trades-Union Commission,</q> March 4, 1868, Questions 12,485 to 12,753
+[Parliamentary Documents]; <q>The Industrial Partnerships Record</q>; Pare,
+<q>Co-operative Agriculture</q> (Longmans) 1870; Jean Billon, <q>Participation des
+Ouvriers aux Bénéfices des Patrons,</q> Genève, 1877; Fougerousse, <q>Patrons et
+Ouvriers de Paris</q> (Chaix), 1880; Sedley Taylor, <q>Society of Arts Journal,</q>
+February 18, 1881, vol. xxix, pp. 260-270; also in <q>Nineteenth Century,</q> May,
+1881, pp. 802-811, <q>On Profit-Sharing</q>; J. C. Van Marken, <q>La Question
+Ouvrière: Essai de Solution Pratique</q> (Chaix) 1881.</p></note> offers a great field for
+<pb n='531'/><anchor id='Pg531'/>
+that kind of improvement which is worth more than a mere
+increase of wages, and seems to make it possible to reach the
+heavy weight of sluggishness among the lower and more hopeless
+strata of society. And it is possible that it will stir in
+them the powers which may afterward find employment in
+the harder problems of productive co-operation.<note place='foot'>In his
+last edition of his <q>Manual,</q> Professor Fawcett thus describes a
+co-operative experiment in agriculture: <q>The one that has attracted the most
+attention was made nearly forty years since by Mr. Gurdon, on his estate at
+Assington, near Sudbury, in Suffolk. Mr. Gurdon was so much impressed with
+the miserable condition of the agricultural laborers who were employed on his
+estate, that he was prompted to do something on their behalf. When, therefore,
+one of his farms became vacant, he offered to let it at the ordinary rent,
+£150 a year, to the laborers who worked upon it. As they, of course, had not
+sufficient capital to cultivate it, he in the first instance loaned them the requisite
+stock and implements. The laborers were, in fact, formed into a company in
+which there were eleven shares, and no laborer was permitted to hold more
+than one share. The plan was so eminently successful that in a few years sufficient
+had been saved out of the profits to repay all that had been advanced,
+and the stock and implements became the property of the laborers. Each
+share greatly increased in value. Mr. Gurdon was so much encouraged, not
+only by the pecuniary advantages secured to the laborers, but also by the general
+improvement effected in their condition, that some years afterward he let
+another and a larger farm on similar terms. Although no statement of accounts
+has ever been published, the remarkable pecuniary advantages secured
+to the laborers is proved by the fact that, after enjoying at least as high wages
+as were paid in the district, they were able in a few years to become the owners
+of a valuable property, consisting of the stock and implements on the farms.
+One of the most significant and hopeful circumstances connected with the
+experiment is, that it was not carried out by a picked body of men; and if so
+much could be done by laborers who were probably among the worst educated
+in the country, it maybe fairly concluded, that when the intelligence of our rural
+population has been better developed, co-operation may be applied in a more
+complete form to agriculture, and with even more striking results than were
+obtained at Assington.... In the description which has been frequently given
+of the system of peasant proprietorship, it is shown how powerfully the industry
+of the laborer is stimulated by the feeling of property. When he cultivates
+his own plot of ground, he exerts himself to the utmost, because he knows that
+he will enjoy all that is yielded by his labor. Each year, with the extended use
+of machinery in agriculture, it is becoming more advantageous to carry on farming
+on a large scale. When, therefore, co-operative agriculture becomes practicable,
+land may be cultivated by associations of laborers, and thus many of the
+advantages associated with the system of peasant proprietorship may be secured,
+while at the same time the disadvantages of small farming may be avoided. The
+progress toward co-operative agriculture will no doubt be slow and gradual.</q></note>
+</p>
+
+</quote>
+
+</div>
+
+<pb n='532'/><anchor id='Pg532'/>
+
+<div>
+<index index='toc'/>
+<head>§ 7. People's Banks.</head>
+
+<quote rend='display'>
+<p>
+In Germany the struggle between the two theories&mdash;self-help
+and state-help&mdash;was fought out by Schultze-Delitsch&mdash;that
+is, Schultze of Delitsch, a town in Saxony&mdash;and Lasalle, and
+the victory given to the former. Schultze-Delitsch, as a consequence,
+was successful in directing the co-operative principle in
+Germany to giving workmen credit in purchasing tools, etc.,
+when he had no security but his character. This form of co-operation
+works to give the energetic and industrious workmen
+a lever by which, through the possession of credit, they can
+raise themselves to the position of small capitalists, and thus
+widen the field of possible improvement. While the former
+schemes of co-operation described above have given the wages-receivers
+a share of the unearned increment from land, and
+tend to give them a share of the manager's wages, the plan of
+Schultze was to assist them to gain a share in the advantages
+belonging to the possession of capital. The capital was to be
+accumulated by their own exertions, and, in his scheme depended
+on the principle of self-help. The following is the plan of
+banks adopted:
+</p>
+
+<p>
+<q>Every member is obliged to make a certain weekly payment
+into the common stock. As soon as it reaches a certain
+sum he is allowed to raise a loan exceeding his share in the inverse
+ratio of the amount of his deposit. For instance, after
+he has deposited one dollar, he is allowed to borrow five or six;
+but, if he had deposited twenty dollars, he is allowed only to
+borrow thirty. The security he is compelled to offer is his own
+and that of two other members of the association, who become
+jointly and severally liable. He may have no assets whatever
+beyond the amount of his deposits, nor may his guarantors;
+the bank relies simply on the character of the three, and the
+two securities rely on the character of their principal; and the
+remarkable fact is, that the security has been found sufficient,
+that the interest of the men in the institutions and the fear of
+the opinion of their fellows has produced a display of honesty
+and punctuality such as perhaps is not to be found in the history
+of any other banking institutions. Such is the confidence
+inspired by these institutions that they hold on deposit, or as
+loans from third parties, an amount exceeding by more than
+three fourths the total amount of their own capital. The
+<pb n='533'/><anchor id='Pg533'/>
+monthly contributions of the members may be as low as ten
+cents, but the amount which each member is allowed to have
+in some banks is not more than seven or eight dollars, in none
+more than three hundred dollars. He has a right to borrow to
+the full amount of his deposit without giving security; if he
+desires to borrow a larger sum, he must furnish security in the
+manner we have described. The liability of the members is
+unlimited. The plan of limiting the liability to the amount
+of the capital deposited was tried at first, but it inspired no
+confidence, and the enterprise did not succeed till every member
+was made generally liable. Each member, on entering, is
+obliged to pay a small fee, which goes toward forming or
+maintaining a reserve fund, apart from the active capital. The
+profits are derived from the interest paid by borrowers, which
+amounts to from eight to ten per cent, which may not sound
+very large in our ears, but in Germany is very high. Not over
+five per cent is paid on capital borrowed from outsiders. All
+profits are distributed in dividends among the members of the
+association, in the proportion of the amount of their deposits&mdash;after
+the payment of the expenses of management, of course&mdash;and
+the apportionment of a certain percentage to the reserve-fund.
+Every member, as we have said, has a right to borrow
+to the extent of his deposit without security; but then, if he
+seeks to borrow more, whether he shall obtain any loan, and, if
+so, how large a one, is decided by the board of management,
+who are guided in making their decision just as all bank officers
+are&mdash;by a consideration of the circumstances of the bank
+as well as those of the borrower. All the affairs of the association
+are discussed and decided in the last resort by a general
+assembly composed of all the members.</q><note place='foot'>Godkin,
+<q>North American Review,</q> 1868. Also see Hermann Schultze-Delitsch,
+<q>Die Entwickelung des Genossenschaftswesens in Deutschland</q> (1870).
+This eminent philanthropist died April 29, 1883. For other forms of co-operation,
+building associations, etc., see Barnard, <q>Co-operation as a Business</q>;
+Pajot, <q>Du Progrès par les Sociétés de Secours Mutuels</q> (1878).</note>
+The main part of
+the capital loaned by the banks is obtained from outside sources
+on the credit of the associations. In 1865 there were 961
+of these institutions in Germany; in 1877 there were 1,827,
+with over 1,000,000 members, owning $40,000,000 of capital,
+with $100,000,000 more on loan, and doing a business of
+$550,000,000.<note place='foot'>See <q>Economics
+of Industry,</q> by Mr. and Mrs. Marshall, p. 223.</note>
+</p>
+</quote>
+
+</div>
+
+</div>
+
+</div>
+
+<pb n='537'/><anchor id='Pg537'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Book V. On The Influence Of Government.</head>
+
+<div>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter I. On The General Principles Of Taxation.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Four fundamental rules of Taxation.</head>
+
+<p>
+One of the most disputed questions, both in political
+science and in practical statesmanship at this particular period,
+relates to the proper limits of the functions and agency
+of governments.
+</p>
+
+<p>
+We shall first consider the economical effects arising from
+the manner in which governments perform their necessary
+and acknowledged functions.
+</p>
+
+<p>
+We shall then pass to certain governmental interferences
+of what I have termed the optional kind (i.e., overstepping
+the boundaries of the universally acknowledged functions)
+which have heretofore taken place, and in some cases still
+take place, under the influence of false general theories.
+</p>
+
+<p>
+The first of these divisions is of an extremely miscellaneous
+character: since the necessary functions of government,
+and those which are so manifestly expedient that they have
+never or very rarely been objected to, are too various to be
+brought under any very simple classification. We commence,
+[under] the first head, with the theory of Taxation.
+</p>
+
+<p>
+The qualities desirable, economically speaking, in a
+system of taxation, have been embodied by Adam Smith in
+four maxims or principles, which, having been generally concurred
+in by subsequent writers, may be said to have become
+<pb n='538'/><anchor id='Pg538'/>
+classical, and this chapter can not be better commenced than
+by quoting them:<note place='foot'><q>Wealth of Nations,</q> Book V, chap. ii.</note>
+</p>
+
+<p>
+<q rend='pre'>1. The subjects of every state ought to contribute to the
+support of the government, as nearly as possible in proportion
+to their respective abilities: that is, in proportion to the
+revenue which they respectively enjoy under the protection of
+the state. In the observation or neglect of this maxim consists
+what is called the equality or inequality of taxation.</q>
+</p>
+
+<p>
+<q rend='pre'>2. The tax which each individual is bound to pay ought
+to be certain, and not arbitrary. The time of payment, the
+manner of payment, the quantity to be paid, ought all to be
+clear and plain to the contributor, and to every other person.
+The certainty of what each individual ought to pay is, in taxation,
+a matter of so great importance, that a very considerable
+degree of inequality, it appears, I believe, from the experience
+of all nations, is not near so great an evil as a very
+small degree of uncertainty.</q>
+</p>
+
+<p>
+<q rend='pre'>3. Every tax ought to be levied at the time, or in the
+manner, in which it is most likely to be convenient for the
+contributor to pay it. Taxes upon such consumable goods as
+are articles of luxury are all finally paid by the consumer,
+and generally in a manner that is very convenient to him.
+He pays them little by little, as he has occasion to buy the
+goods. As he is at liberty, too, either to buy or not to buy,
+as he pleases, it must be his own fault if he ever suffers any
+considerable inconvenience from such taxes.</q>
+</p>
+
+<p>
+<q>4. Every tax ought to be so contrived as both to take
+out and to keep out of the pockets of the people as little as
+possible over and above what it brings into the public treasury
+of the state. A tax may either take out or keep out of the
+pockets of the people a great deal more than it brings into
+the public treasury in the four following ways: First, the
+levying of it may require a great number of officers, whose
+salaries may eat up the greater part of the produce of the tax,
+and whose perquisites may impose another additional tax upon
+<pb n='539'/><anchor id='Pg539'/>
+the people.</q> Secondly, it may divert a portion of the labor
+and capital of the community from a more to a less productive
+employment. <q>Thirdly, by the forfeitures and other
+penalties which those unfortunate individuals incur who
+attempt unsuccessfully to evade the tax it may frequently
+ruin them, and thereby put an end to the benefit which the
+community might have derived from the employment of their
+capitals. An injudicious tax offers a great temptation to
+smuggling. Fourthly, by subjecting the people to the frequent
+visits and the odious examination of the tax-gatherers it
+may expose them to much unnecessary trouble, vexation, and
+oppression</q>: to which may be added that the restrictive
+regulations to which trades and manufactures are often subjected,
+to prevent evasion of a tax, are not only in themselves
+troublesome and expensive, but often oppose insuperable obstacles
+to making improvements in the processes.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Grounds of the principle of Equality of Taxation.</head>
+
+<p>
+The first of the four points, equality of taxation,
+requires to be more fully examined, being a thing often imperfectly
+understood, and on which many false notions have
+become to a certain degree accredited, through the absence of
+any definite principles of judgment in the popular mind.
+</p>
+
+<p>
+For what reason ought equality to be the rule in matters
+of taxation? For the reason that it ought to be so in
+all affairs of government. A government ought to make no
+distinction of persons or classes in the strength of their claims
+on it. If any one bears less than his fair share of the burden,
+some other person must suffer more than his share.
+Equality of taxation, therefore, as a maxim of politics, means
+equality of sacrifice. It means apportioning the contribution
+of each person toward the expenses of government, so that
+he shall feel neither more nor less inconvenience from his
+share of the payment than every other person experiences
+from his. There are persons, however, who regard the taxes
+paid by each member of the community as an equivalent
+for value received, in the shape of service to himself; and
+they prefer to rest the justice of making each contribute in
+proportion to his means upon the ground that he who has
+<pb n='540'/><anchor id='Pg540'/>
+twice as much property to be protected receives, on an accurate
+calculation, twice as much protection, and ought, on the
+principles of bargain and sale, to pay twice as much for it.
+Since, however, the assumption that government exists solely
+for the protection of property is not one to be deliberately
+adhered to, some consistent adherents of the <hi rend='italic'>quid pro quo</hi>
+principle go on to observe that protection being required for
+persons as well as property, and everybody's person receiving
+the same amount of protection, a poll-tax of a fixed sum per
+head is a proper equivalent for this part of the benefits of
+government, while the remaining part, protection to property,
+should be paid for in proportion to property. But, in the
+first place, it is not admissible that the protection of persons
+and that of property are the sole purposes of government. In
+the second place, the practice of setting definite values on
+things essentially indefinite, and making them a ground of
+practical conclusions, is peculiarly fertile in the false views
+of social questions. It can not be admitted that to be protected
+in the ownership of ten times as much property is to
+be ten times as much protected. If we wanted to estimate
+the degrees of benefit which different persons derive from
+the protection of government, we should have to consider
+who would suffer most if that protection were withdrawn: to
+which question, if any answer could be made, it must be, that
+those would suffer most who were weakest in mind or body,
+either by nature or by position.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Should the same percentage be levied on all amounts of Income?</head>
+
+<p>
+Setting out, then, from the maxim that equal sacrifices
+ought to be demanded from all, we have next to inquire
+whether this is in fact done, by making each contribute the
+same percentage on his pecuniary means. Many persons
+maintain the negative, saying that a tenth part taken from a
+small income is a heavier burden than the same fraction deducted
+from one much larger; and on this is grounded the
+very popular scheme of what is called a graduated property-tax,
+viz., an income-tax in which the percentage rises with
+the amount of the income.
+</p>
+
+<p>
+On the best consideration I am able to give to this question,
+<pb n='541'/><anchor id='Pg541'/>
+it appears to me that the portion of truth which the
+doctrine contains arises principally from the difference between
+a tax which can be saved from luxuries and one which
+trenches, in ever so small a degree, upon the necessaries of
+life. To take a thousand a year from the possessor of ten
+thousand would not deprive him of anything really conducive
+either to the support or to the comfort of existence; and,
+if such <emph>would</emph> be the effect of taking five pounds from one
+whose income is fifty, the sacrifice required from the last is
+not only greater than, but entirely incommensurable with,
+that imposed upon the first. The mode of adjusting these
+inequalities of pressure which seems to be the most equitable
+is that recommended by Bentham, of leaving a certain minimum
+of income, sufficient to provide the necessaries of life,
+untaxed. Suppose [$250] a year to be sufficient to provide
+the number of persons ordinarily supported from a single income
+with the requisites of life and health, and with protection
+against habitual bodily suffering, but not with any indulgence.
+This then should be made the minimum, and incomes
+exceeding it should pay taxes not upon their whole amount,
+but upon the surplus. If the tax be ten per cent, an income
+of [$300] should be considered as a net income of [$50], and
+charged with [$5] a year, while an income of [$5,000] should
+be charged as one of [$4,750]. An income not exceeding
+[$250] should not be taxed at all, either directly or by taxes
+on necessaries; for, as by supposition this is the smallest
+income which labor ought to be able to command, the government
+ought not to be a party to making it smaller.
+</p>
+
+<p>
+Both in England and on the Continent a graduated property-tax
+(<foreign lang='fr' rend='italic'>l'impôt progressif</foreign>) has been advocated, on the
+avowed ground that the state should use the instrument of
+taxation as a means of mitigating the inequalities of wealth.
+I am as desirous as any one that means should be taken to
+diminish those inequalities, but not so as to relieve the prodigal
+at the expense of the prudent. To tax the larger incomes
+at a higher percentage than the smaller is to lay a tax on
+industry and economy; to impose a penalty on people for
+<pb n='542'/><anchor id='Pg542'/>
+having worked harder and saved more than their neighbors.
+It is not the fortunes which are earned, but those which are
+unearned, that it is for the public good to place under limitation.
+With respect to the large fortunes acquired by gift or
+inheritance, the power of bequeathing is one of those privileges
+of property which are fit subjects for regulation on
+grounds of general expediency; and I have already
+suggested,<note place='foot'><ref target='Book_II_Chapter_I_Section_6'>Book II,
+Chap. I, § 6</ref>.</note>
+as the most eligible mode of restraining the accumulation
+of large fortunes in the hands of those who have
+not earned them by exertion, a limitation of the amount
+which any one person should be permitted to acquire by gift,
+bequest, or inheritance. I conceive that inheritances and
+legacies, exceeding a certain amount, are highly proper subjects
+for taxation; and that the revenue from them should
+be as great as it can be made without giving rise to evasions,
+by donation <foreign rend='italic'>inter vivos</foreign> or concealment of property,
+such as it would be impossible adequately to check. The principle
+of graduation (as it is called), that is, of levying a larger percentage
+on a larger sum, though its application to general
+taxation would be in my opinion objectionable, seems to me
+both just and expedient as applied to legacy and inheritance
+duties.
+</p>
+
+<p>
+The objection to a graduated property-tax applies in an
+aggravated degree to the proposition of an exclusive tax on
+what is called <q>realized property,</q> that is, property not
+forming a part of any capital engaged in business, or rather
+in business under the superintendence of the owner; as land,
+the public funds, money lent on mortgage, and shares in
+stock companies. Except the proposal of applying a sponge
+to the national debt, no such palpable violation of common
+honesty has found sufficient support in this country, during
+the present generation, to be regarded as within the domain
+of discussion. It has not the palliation of a graduated property-tax,
+that of laying the burden on those best able to bear
+it; for <q>realized property</q> includes the far larger portion of
+<pb n='543'/><anchor id='Pg543'/>
+the provision made for those who are unable to work, and
+consists, in great part, of extremely small fractions. I can
+hardly conceive a more shameless pretension than that the
+major part of the property of the country, that of merchants,
+manufacturers, farmers, and shopkeepers, should be exempted
+from its share of taxation; that these classes should only
+begin to pay their proportion after retiring from business,
+and if they never retire should be excused from it altogether.
+But even this does not give an adequate idea of the injustice
+of the proposition. The burden thus exclusively thrown on
+the owners of the smaller portion of the wealth of the community
+would not even be a burden on that <emph>class</emph> of persons
+in perpetual succession, but would fall exclusively on those
+who happened to compose it when the tax was laid on. As
+land and those particular securities would thenceforth yield
+a smaller net income, relatively to the general interest of
+capital and to the profits of trade, the balance would rectify
+itself by a permanent depreciation of those kinds of property.
+Future buyers would acquire land and securities at a reduction
+of price, equivalent to the peculiar tax, which tax they
+would, therefore, escape from paying; while the original
+possessors would remain burdened with it even after parting
+with the property, since they would have sold their land or
+securities at a loss of value equivalent to the fee-simple of
+the tax. Its imposition would thus be tantamount to the
+confiscation for public uses of a percentage of their property
+equal to the percentage laid on their income by the tax.
+</p>
+
+<quote rend='display'>
+The above proposition has been extended, by those in the
+United States who appeal to class prejudice, to a proposal to
+tax the incomes of those who hold government bonds. It so
+happened that, for example, the six dollars income on a one-hundred-dollar
+bond of the United States was not, in the war
+period, deemed a sufficient equivalent for the risk of loaning
+one hundred dollars to the state; and Congress, therefore,
+agreed to relieve them of taxation. It is the same thing to a
+lender if he receive six per cent directly from the Government,
+or if he receive seven per cent, and is obliged to pay back
+one per cent to the treasury in the form of taxation; but to the
+Government it is another thing, because if it sell a taxed bond
+<pb n='544'/><anchor id='Pg544'/>
+at seven per cent interest, it does not receive back the whole of
+the one per cent tax, but the one per cent tax less the expense
+of levying it. In other words the Government, in the latter
+case, pays six per cent interest plus the cost of levying the tax;
+and consequently borrowed more cheaply in the form of an untaxed
+bond, as was the hope when the provision was made. If,
+then, a tax were now to be put upon the bonds, it would fall
+exclusively on the present holders of them; for, since it diminishes
+the net income from the bond, it lowers the selling price
+of the bond itself, as before
+explained.<note place='foot'><ref target='Book_III_Chapter_XIX_Section_5'>Book
+III, Chap. XIX, § 5</ref>.</note>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Should the same percentage be levied on Perpetual and on Terminable
+Incomes?</head>
+
+<p>
+Whether the profits of trade may not rightfully be
+taxed at a lower rate than incomes derived from interest or
+rent is part of the more comprehensive question whether life-incomes
+should be subjected to the same rate of taxation as
+perpetual incomes; whether salaries, for example, or annuities,
+or the gains of professions, should pay the same percentage
+as the income from inheritable property.
+</p>
+
+<p>
+The existing tax [in England] treats all kinds of incomes
+exactly alike,<note place='foot'>A higher rate is now imposed on
+landed than on professional incomes.</note> taking its [fivepence] in the pound as well
+from the person whose income dies with him as from the
+landholder, stockholder, or mortgagee, who can transmit his
+fortune undiminished to his descendants. This is a visible
+injustice; yet it does not arithmetically violate the rule that
+taxation ought to be in proportion to means. When it is said
+that a temporary income ought to be taxed less than a permanent
+one, the reply is irresistible that it is taxed less: for
+the income which lasts only ten years pays the tax only ten
+years, while that which lasts forever pays forever. The
+claim in favor of terminable incomes does not rest on grounds
+of arithmetic, but of human wants and feelings. It is not
+because the temporary annuitant has smaller means, but because
+he has greater necessities, that he ought to be assessed
+at a lower rate.
+</p>
+
+<p>
+In spite of the nominal equality of income, A, an annuitant
+of £1,000 a year, can not so well afford to pay £100 out
+of it as B, who derives the same annual sum from heritable
+property; A having usually a demand on his income which
+<pb n='545'/><anchor id='Pg545'/>
+B has not, namely, to provide by saving for children or
+others; to which, in the case of salaries or professional gains,
+must generally be added a provision for his own later years;
+while B may expend his whole income without injury to his
+old age, and still have it all to bestow on others after his
+death. If A, in order to meet these exigencies, must lay by
+£300 of his income, to take £100 from him as income-tax is
+to take £100 from £700, since it must be retrenched from
+that part only of his means which he can afford to spend
+on his own consumption. Were he to throw it ratably on
+what he spends and on what he saves, abating £70 from his
+consumption and £30 from his annual saving, then indeed
+his immediate sacrifice would be proportionally the same as
+B's; but then his children or his old age would be worse provided
+for in consequence of the tax. The capital sum which
+would be accumulated for them would be one tenth less, and
+on the reduced income afforded by this reduced capital they
+would be a second time charged with income-tax; while B's
+heirs would only be charged once.
+</p>
+
+<p>
+The principle, therefore, of equality of taxation, interpreted
+in its only just sense, equality of sacrifice, requires
+that a person who has no means of providing for old age, or
+for those in whom he is interested, except by saving from
+income, should have the tax remitted on all that part of
+his income which is really and <hi rend='italic'>bona fide</hi> applied to that
+purpose.
+</p>
+
+<p>
+If, indeed, reliance could be placed on the conscience of
+the contributors, or sufficient security taken for the correctness
+of their statements by collateral precautions, the proper
+mode of assessing an income-tax would be to tax only the
+part of income devoted to expenditure, exempting that
+which is saved. For when saved and invested (and all savings,
+speaking generally, are invested) it thenceforth pays
+income-tax on the interest or profit which it brings, notwithstanding
+that it has already been taxed on the principal.
+Unless, therefore, savings are exempted from income-tax,
+the contributors are twice taxed on what they save, and only
+<pb n='546'/><anchor id='Pg546'/>
+once on what they spend. To tax the sum invested, and
+afterward tax also the proceeds of the investment, is to tax
+the same portion of the contributor's means twice over.
+</p>
+
+<p>
+No income-tax is really just from which savings are not
+exempted; and no income-tax ought to be voted without
+that provision, if the form of the returns and the nature of
+the evidence required could be so arranged as to prevent
+the exemption from being taken fraudulent advantage of,
+by saving with one hand and getting into debt with the other,
+or by spending in the following year what had been passed
+tax-free as saving in the year preceding. But, if no plan can
+be devised for the exemption of actual savings, sufficiently
+free from liability to fraud, it is necessary, as the next thing
+in point of justice, to take into account, in assessing the tax,
+what the different classes of contributors <emph>ought</emph> to save. In
+fixing the proportion between the two rates, there must inevitably
+be something arbitrary; perhaps a deduction of one
+fourth in favor of life-incomes would be as little objectionable
+as any which could be made.
+</p>
+
+<p>
+Of the net profits of persons in business, a part, as before
+observed, may be considered as interest on capital, and of a
+perpetual character, and the remaining part as remuneration
+for the skill and labor of superintendence. The surplus beyond
+interest depends on the life of the individual, and even
+on his continuance in business, and is entitled to the full
+amount of exemption allowed to terminable incomes.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. The increase of the rent of land from natural causes a fit subject of
+peculiar Taxation.</head>
+
+<p>
+Suppose that there is a kind of income which constantly
+tends to increase, without any exertion or sacrifice on
+the part of the owners: those owners constituting a class in
+the community, whom the natural course of things progressively
+enriches, consistently with complete passiveness on their
+own part. In such a case it would be no violation of the
+principles on which private property is grounded, if the state
+should appropriate this increase of wealth, or part of it, as it
+arises. This would not properly be taking anything from
+anybody; it would merely be applying an accession of wealth,
+created by circumstances, to the benefit of society, instead of
+<pb n='547'/><anchor id='Pg547'/>
+allowing it to become an unearned appendage to the riches
+of a particular class.
+</p>
+
+<p>
+Now, this is actually the case with rent. The ordinary
+progress of a society which increases in wealth is at all times
+tending to augment the incomes of landlords; to give them
+both a greater amount and a greater proportion of the wealth
+of the community, independently of any trouble or outlay
+incurred by themselves. They grow richer, as it were, in
+their sleep, without working, risking, or economizing. What
+claim have they, on the general principle of social justice,
+to this accession of riches? In what would they have been
+wronged if society had, from the beginning, reserved the
+right of taxing the spontaneous increase of rent, to the highest
+amount required by financial exigencies? The only admissible
+mode of proceeding would be by a general measure.
+The first step should be a valuation of all the land in the
+country. The present value of all land should be exempt
+from the tax; but after an interval had elapsed, during
+which society had increased in population and capital, a
+rough estimate might be made of the spontaneous increase
+which had accrued to rent since the valuation was made.
+Of this the average price of produce would be some criterion:
+if that had risen, it would be certain that rent had increased,
+and (as already shown) even in a greater ratio than the rise
+of price. On this and other data, an approximate estimate
+might be made how much value had been added to the land
+of the country by natural causes; and in laying on a general
+land-tax, which for fear of miscalculation should be considerably
+within the amount thus indicated, there would be an
+assurance of not touching any increase of income which might
+be the result of capital expended or industry exerted by the
+proprietor.
+</p>
+
+<p>
+With reference to such a tax, perhaps a safer criterion
+than either a rise of rents or a rise of the price of corn,
+would be a general rise in the price of land. It would be
+easy to keep the tax within the amount which would reduce
+the market value of land below the original valuation; and
+<pb n='548'/><anchor id='Pg548'/>
+up to that point, whatever the amount of the tax might be,
+no injustice would be done to the proprietors.
+</p>
+
+<quote rend='display'>
+In 1870 Mr. Mill became President of the Land Tenure Association,
+one of whose objects was: <q>To claim for the benefit
+of the State the Interception by Taxation of the Future Unearned
+Increase of the Rent of Land (so far as the same can be
+ascertained), or a great part of that increase, which is continually
+taking place, without any effort or outlay by the proprietors,
+merely through the growth of population and wealth;
+reserving to owners the option of relinquishing their property
+to the state at the market value which it may have acquired at
+the time when this principle may be adopted by the Legislature.</q>
+It is urged against this plan that, if the Government
+take for itself the increase from rent, it should also make compensation
+for loss arising from declining rents, whenever there
+happens to be any readjustment of values in land.<note place='foot'>Cf. Walker,
+<q>Land and Rent,</q> page 134.</note>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. Taxes falling on Capital not necessarily objectionable.</head>
+
+<p>
+In addition to the preceding rules, another general
+rule of taxation is sometimes laid down&mdash;namely, that it
+should fall on income and not on capital.
+</p>
+
+<p>
+To provide that taxation shall fall entirely on income,
+and not at all on capital, is beyond the power of any system
+of fiscal arrangements. There is no tax which is not partly
+paid from what would otherwise have been saved; no tax,
+the amount of which, if remitted, would be wholly employed
+in increased expenditure, and no part whatever laid by as an
+addition to capital. All taxes, therefore, are in some sense
+partly paid out of capital; and in a poor country it is impossible
+to impose any tax which will not impede the increase of
+the national wealth. But, in a country where capital abounds
+and the spirit of accumulation is strong, this effect of taxation
+is scarcely felt. To take from capital by taxation what
+emigration would remove, or a commercial crisis destroy, is
+only to do what either of those causes would have done&mdash;namely,
+to make a clear space for further saving.
+</p>
+
+<p>
+I can not, therefore, attach any importance, in a wealthy
+country, to the objection made against taxes on legacies and
+inheritances, that they are taxes on capital. It is perfectly
+true that they are so. As Ricardo observes, if £100 are taken
+<pb n='549'/><anchor id='Pg549'/>
+from any one in a tax on houses or on wine, he will probably
+save it, or a part of it, by living in a cheaper house, consuming
+less wine, or retrenching from some other of his expenses;
+but, if the same sum be taken from him because he
+has received a legacy of £1,000, he considers the legacy as
+only £900, and feels no more inducement than at any other
+time (probably feels rather less inducement) to economize in
+his expenditure. The tax, therefore, is wholly paid out of
+capital; and there are countries in which this would be a
+serious objection. But, in the first place, the argument can
+not apply to any country which has a national debt and devotes
+any portion of revenue to paying it off, since the produce
+of the tax, thus applied, still remains capital, and is
+merely transferred from the tax-payer to the fund-holder.
+But the objection is never applicable in a country which
+increases rapidly in wealth.
+</p>
+
+</div>
+
+</div>
+
+<pb n='550'/><anchor id='Pg550'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter II. Of Direct Taxes.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Direct taxes either on income or expenditure.</head>
+
+<p>
+Taxes are either direct or indirect. A direct tax is
+one which is demanded from the very persons who, it is intended
+or desired, should pay it. Indirect taxes are those
+which are demanded from one person in the expectation and
+intention that he shall indemnify himself at the expense of
+another: such as the excise or customs. The producer or
+importer of a commodity is called upon to pay tax on it, not
+with the intention to levy a peculiar contribution upon him,
+but to tax through him the consumers of the commodity,
+from whom it is supposed that he will recover the amount
+by means of an advance in price.
+</p>
+
+<p>
+Direct taxes are either on income or on expenditure.
+Most taxes on expenditure are indirect, but some are direct,
+being imposed, not on the producer or seller of an article,
+but immediately on the consumer. A house-tax, for example,
+is a direct tax on expenditure, if levied, as it usually is,
+on the occupier of the house. If levied on the builder or
+owner, it would be an indirect tax. A window-tax is a
+direct tax on expenditure; so are the taxes on horses and
+carriages.
+</p>
+
+<p>
+The sources of income are rent, profits, and wages. This
+includes every sort of income, except gift or plunder. Taxes
+may be laid on any one of the three kinds of income, or a
+uniform tax on all of them. We will consider these in their
+order.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Taxes on rent.</head>
+
+<p>
+A tax on rent falls wholly on the landlord. There
+<pb n='551'/><anchor id='Pg551'/>
+are no means by which he can shift the burden upon any
+one else. It does not affect the value or price of agricultural
+produce, for this is determined by the cost of production in
+the most unfavorable circumstances, and in those circumstances,
+as we have so often demonstrated, no rent is paid.
+</p>
+
+<p>
+This, however, is, in strict exactness, only true of the
+rent which is the result either of natural causes, or of improvements
+made by tenants. When the landlord makes
+improvements which increase the productive power of his
+land, he is remunerated for them by an extra payment from
+the tenant; and this payment, which to the landlord is properly
+a profit on capital, is blended and confounded with rent.
+A tax on rent, if extending to this portion of it, would discourage
+landlords from making improvements; but whatever
+hinders improvements from being made in the manner
+in which people prefer to make them, will often prevent
+them from being made at all; and on this account a tax on
+rent would be inexpedient unless some means could be devised
+of excluding from its operation that portion of the
+nominal rent which may be regarded as landlord's profit.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;on profits.</head>
+
+<p>
+A tax on profits, like a tax on rent, must, at least in
+its immediate operation, fall wholly on the payer. All profits
+being alike affected, no relief can be obtained by a change
+of employment. If a tax were laid on the profits of any
+one branch of productive employment, the tax would be
+virtually an increase of the cost of production, and the value
+and price of the article would rise accordingly; by which
+the tax would be thrown upon the consumers of the commodity,
+and would not affect profits. But a general and
+equal tax on all profits would not affect general prices, and
+would fall, at least in the first instance, on capitalists alone.
+</p>
+
+<p>
+There is, however, an ulterior effect, which, in a rich and
+prosperous country, requires to be taken into account. It
+may operate in two different ways: (1.) The curtailment of
+profit, and the consequent increased difficulty in making a
+fortune or obtaining a subsistence by the employment of
+capital, may act as a stimulus to inventions, and to the use
+<pb n='552'/><anchor id='Pg552'/>
+of them when made. If improvements in production are
+much accelerated, and if these improvements cheapen, directly
+or indirectly, any of the things habitually consumed
+by the laborer, profits may rise, and rise sufficiently to make
+up for all that is taken from them by the tax. In that case
+the tax will have been realized without loss to any one, the
+produce of the country being increased by an equal, or what
+would in that case be a far greater, amount. The tax, however,
+must even in this case be considered as paid from profits,
+because the receivers of profits are those who would be
+benefited if it were taken off.
+</p>
+
+<p>
+But (2.) though the artificial abstraction of a portion of
+profits would have a real tendency to accelerate improvements
+in production, no considerable improvements might
+actually result, or only of such a kind as not to raise general
+profits at all, or not to raise them so much as the tax had
+diminished them. If so, the rate of profit would be brought
+closer to that practical minimum to which it is constantly approaching.
+At its first imposition the tax falls wholly on
+profits; but the amount of increase of capital, which the tax
+prevents, would, if it had been allowed to continue, have
+tended to reduce profits to the same level; and at every
+period of ten or twenty years there will be found less difference
+between profits as they are and profits as they would
+in that case have been, until at last there is no difference,
+and the tax is thrown either upon the laborer or upon the
+landlord. The real effect of a tax on profits is to make the
+country possess at any given period a smaller capital and a
+smaller aggregate production, and to make the stationary
+state be attained earlier, and with a smaller sum of national
+wealth.
+</p>
+
+<p>
+Even in countries which do not accumulate so fast as to
+be always within a short interval of the stationary state, it
+seems impossible that, if capital is accumulating at all, its
+accumulation should not be in some degree retarded by the
+abstraction of a portion of its profit; and, unless the effect
+in stimulating improvements be a full counterbalance, it is
+<pb n='553'/><anchor id='Pg553'/>
+inevitable that a part of the burden will be thrown off the
+capitalist, upon the laborer or the landlord. One or other
+of these is always the loser by a diminished rate of accumulation.
+If population continues to increase as before, the
+laborer suffers; if not, cultivation is checked in its advance,
+and the landlords lose the accession of rent which would
+have accrued to them. The only countries in which a tax on
+profits seems likely to be permanently a burden on capitalists
+exclusively are those in which capital is stationary, because
+there is no new accumulation. In such countries the
+tax might not prevent the old capital from being kept up
+through habit, or from unwillingness to submit to impoverishment,
+and so the capitalists might continue to bear the
+whole of the tax.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;on Wages.</head>
+
+<p>
+We now turn to Taxes on Wages. The incidence of
+these is very different, according as the wages taxed as those
+of ordinary unskilled labor, or are the remuneration of such
+skilled or privileged employments, whether manual or intellectual,
+as are taken out of the sphere of competition by a
+natural or conferred monopoly.
+</p>
+
+<p>
+I have already remarked that, in the present low state of
+popular education, all the higher grades of mental or educated
+labor are at a monopoly price, exceeding the wages of
+common workmen in a degree very far beyond that which is
+due to the expense, trouble, and loss of time required in
+qualifying for the employment. Any tax levied on these
+gains, which still leaves them above (or not below) their just
+proportion, falls on those who pay it; they have no means of
+relieving themselves at the expense of any other class. The
+same thing is true of ordinary wages, in cases like that of the
+United States, or of a new colony, where, capital increasing
+as rapidly as population can increase, wages are kept up by
+the increase of capital, and not by the adherence of the laborers
+to a fixed standard of comforts. In such a case, some
+deterioration of their condition, whether by a tax or otherwise,
+might possibly take place without checking the increase
+of population. The tax would in that case fall on the laborers
+<pb n='554'/><anchor id='Pg554'/>
+themselves, and would reduce them prematurely to that
+lower state to which, on the same supposition with regard to
+their habits, they would in any case have been reduced ultimately,
+by the inevitable diminution in the rate of increase
+of capital, through the occupation of all the fertile land.
+</p>
+
+<p>
+Some will object that, even in this case, a tax on wages
+can not be detrimental to the laborers, since the money raised
+by it, being expended in the country, comes back to the laborers
+again through the demand for labor. Without, however,
+reverting to general principles, we may rely on an obvious
+<foreign lang='la' rend='italic'>reductio ad absurdum</foreign>.
+If to take money from the laborers
+and spend it in commodities is giving it back to the laborers,
+then, to take money from other classes, and spend it in the
+same manner, must be giving it to the laborers; consequently,
+the more a government takes in taxes, the greater will be the
+demand for labor, and the more opulent the condition of the
+laborers&mdash;a proposition the absurdity of which no one can
+fail to see.
+</p>
+
+<p>
+In the condition of most communities, wages are regulated
+by the habitual standard of living to which the laborers adhere,
+and on less than which they will not multiply.
+Where there exists such a standard, a tax on wages will indeed
+for a time be borne by the laborers themselves; but, unless
+this temporary depression has the effect of lowering the standard
+itself, the increase of population will receive a check,
+which will raise wages, and restore the laborers to their previous
+condition. On whom, in this case, will the tax fall?
+A rise of wages occasioned by a tax must, like any other increase
+of the cost of labor, be defrayed from profits. To
+attempt to tax day-laborers, in an old country, is merely to
+impose an extra tax upon all employers of common labor;
+unless the tax has the much worse effect of permanently lowering
+the standard of comfortable subsistence in the minds
+of the poorest class.
+</p>
+
+<p>
+We find in the preceding considerations an additional
+argument for the opinion, already expressed, that direct taxation
+should stop short of the class of incomes which do not
+<pb n='555'/><anchor id='Pg555'/>
+exceed what is necessary for healthful existence. These
+very small incomes are mostly derived from manual labor;
+and, as we now see, any tax imposed on these, either permanently
+degrades the habits of the laboring-class, or falls
+on profits, and burdens capitalists with an indirect tax, in
+addition to their share of the direct taxes; which is doubly
+objectionable, both as a violation of the fundamental rule of
+equality, and for the reasons which, as already shown, render
+a peculiar tax on profits detrimental to the public wealth,
+and consequently to the means which society possesses of
+paying any taxes whatever.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. &mdash;on Income.</head>
+
+<p>
+We now pass, from taxes on the separate kinds of
+income, to a tax attempted to be assessed fairly upon all
+kinds; in other words, an Income-Tax. The discussion of
+the conditions necessary for making this tax consistent with
+justice has been anticipated in the last chapter. We shall
+suppose, therefore, that these conditions are complied with.
+They are, first, that incomes below a certain amount should
+be altogether untaxed. This minimum should not be higher
+than the amount which suffices for the necessaries of the existing
+population. The second condition is, that incomes
+above the limit should be taxed only in proportion to the
+surplus by which they exceed the limit. Thirdly, that all
+sums saved from income and invested should be exempt
+from the tax; or, if this be found impracticable, that life-incomes
+and incomes from business and professions should be
+less heavily taxed than inheritable incomes.
+</p>
+
+<p>
+An income-tax, fairly assessed on these principles, would
+be, in point of justice, the least exceptionable of all taxes.
+The objection to it, in the present state of public morality,
+is the impossibility of ascertaining the real incomes of
+the contributors. Notwithstanding, too, what is called the
+inquisitorial nature of the tax, no amount of inquisitorial
+power which would be tolerated by a people the most disposed
+to submit to it could enable the revenue officers to
+assess the tax from actual knowledge of the circumstances
+of contributors. Rents, salaries, annuities, and all fixed incomes,
+<pb n='556'/><anchor id='Pg556'/>
+can be exactly ascertained. But the variable gains
+of professions, and still more the profits of business, which
+the person interested can not always himself exactly ascertain,
+can still less be estimated with any approach to fairness by a
+tax-collector. The main reliance must be placed, and always
+has been placed, on the returns made by the person
+himself. The tax, therefore, on whatever principles of equality
+it may be imposed, is in practice unequal in one of the
+worst ways, falling heaviest on the most conscientious.
+</p>
+
+<p>
+It is to be feared, therefore, that the fairness which belongs
+to the principle of an income-tax can not be made to
+attach to it in practice. This consideration would lead us to
+concur in the opinion which, until of late, has usually prevailed&mdash;that
+direct taxes on income should be reserved as
+an extraordinary resource for great national emergencies, in
+which the necessity of a large additional revenue overrules
+all objections.
+</p>
+
+<p>
+The difficulties of a fair income-tax have elicited a proposition
+for a direct tax of so much per cent, not on income
+but on expenditure; the aggregate amount of each person's
+expenditure being ascertained as the amount of income now
+is, from statements furnished by the contributors themselves.
+The only security would still be the veracity of individuals,
+and there is no reason for supposing that their
+statements would be more trustworthy on the subject of their
+expenses than on that of their revenues. The taxes on expenditure
+at present in force, either in this or in other countries,
+fall only on particular kinds of expenditure, and differ
+no otherwise from taxes on commodities than in being paid
+directly by the person who consumes or uses the article,
+instead of being advanced by the producer or seller, and
+reimbursed in the price. The taxes on horses and carriages,
+on dogs, on servants, are of this nature. They evidently fall
+on the persons from whom they are levied&mdash;those who use
+the commodity taxed. A tax of a similar description, and
+more important, is a house-tax, which must be considered at
+somewhat greater length.
+</p>
+
+</div>
+
+<pb n='557'/><anchor id='Pg557'/>
+
+<div>
+<index index='toc'/>
+<head>§ 6. A House-Tax.</head>
+
+<p>
+The rent of a house consists of two parts, the ground-rent,
+and what Adam Smith calls the building-rent. The
+first is determined by the ordinary principles of rent. It is
+the remuneration given for the use of the portion of land
+occupied by the house and its appurtenances; and varies
+from a mere equivalent for the rent which the ground would
+afford in agriculture to the monopoly rents paid for advantageous
+situations in populous thoroughfares. The rent of
+the house itself, as distinguished from the ground, is the
+equivalent given for the labor and capital expended on the
+building. The fact of its being received in quarterly or
+half-yearly payments makes no difference in the principles
+by which it is regulated. It comprises the ordinary profit
+on the builder's capital, and an annuity, sufficient at the current
+rate of interest, after paying for all repairs chargeable
+on the proprietor, to replace the original capital by the time
+the house is worn out, or by the expiration of the usual term
+of a building-lease.
+</p>
+
+<p>
+A tax of so much per cent on the gross rent falls on both
+those portions alike. The more highly a house is rented, the
+more it pays to the tax, whether the quality of the situation
+or that of the house itself is the cause. The incidence, however,
+of these two portions of the tax must be considered
+separately.
+</p>
+
+<p>
+As much of it as is a tax on building-rent must ultimately
+fall on the consumer, in other words, the occupier.
+For, as the profits of building are already not above the ordinary
+rate, they would, if the tax fell on the owner and not
+on the occupier, become lower than the profits of untaxed
+employments, and houses would not be built. It is probable,
+however, that for some time after the tax was first imposed,
+a great part of it would fall, not on the renter, but
+on the owner of the house. A large proportion of the consumers
+either could not afford, or would not choose, to pay
+their former rent with the tax in addition, but would content
+themselves with a lower scale of accommodation. Houses,
+therefore, would be for a time in excess of the demand. The
+<pb n='558'/><anchor id='Pg558'/>
+consequence of such excess, in the case of most other articles,
+would be an almost immediate diminution of the supply;
+but so durable a commodity as houses does not rapidly diminish
+in amount. New buildings, indeed, of the class for
+which the demand had decreased, would cease to be erected,
+except for special reasons; but in the mean time the temporary
+superfluity would lower rents, and the consumers would
+obtain, perhaps, nearly the same accommodation as formerly,
+for the same aggregate payment, rent and tax together. By
+degrees, however, as the existing houses wore out, or as increase
+of population demanded a greater supply, rents would
+again rise; until it became profitable to recommence building,
+which would not be until the tax was wholly transferred
+to the occupier. In the end, therefore, the occupier bears
+that portion of a tax on rent which falls on the payment
+made for the house itself, exclusively of the ground it stands
+on.
+</p>
+
+<p>
+The case is partly different with the portion which is a
+tax on ground-rent. As taxes on rent, properly so called,
+fall on the landlord, a tax on ground-rent, one would suppose,
+must fall on the ground-landlord, at least after the expiration
+of the building-lease. It will not, however, fall
+wholly on the landlord, unless with the tax on ground-rent
+there is combined an equivalent tax on agricultural rent.
+The lowest rent of land let for building is very little above
+the rent which the same ground would yield in agriculture:
+since it is reasonable to suppose that land, unless in case of
+exceptional circumstances, is let or sold for building as soon
+as it is decidedly worth more for that purpose than for cultivation.
+If, therefore, a tax were laid on ground-rents without
+being also laid on agricultural rents, it would, unless of
+trifling amount, reduce the return from the lowest ground-rents
+below the ordinary return from land, and would check
+further building quite as effectually as if it were a tax on
+building-rents, until either the increased demand of a growing
+population, or a diminution of supply by the ordinary
+causes of destruction, had raised the rent by a full equivalent
+<pb n='559'/><anchor id='Pg559'/>
+for the tax. But whatever raises the lowest ground-rents
+raises all others, since each exceeds the lowest by the market
+value of its peculiar advantages. If, therefore, the tax on
+ground-rents were a fixed sum per square foot, the more
+valuable situations paying no more than those least in request,
+this fixed payment would ultimately fall on the occupier.
+Suppose the lowest ground-rent to be $50 per acre,
+and the highest $5,000, a tax of $5 per acre on ground-rents
+would ultimately raise the former to $55, and the latter consequently
+to $5,005, since the difference of value between
+the two situations would be exactly what it was before: the
+annual $5, therefore, would be paid by the occupier. But a
+tax on ground-rent is supposed to be a portion of a house-tax
+which is not a fixed payment, but a percentage on the rent.
+The cheapest site, therefore, being supposed as before to pay
+$5, the dearest would pay $500, of which only the $5 could
+be thrown upon the occupier, since the rent would still be
+only raised to $5,005. Consequently, $495 of the $500 levied
+from the expensive site would fall on the ground-landlord.<note place='foot'>I have
+changed the sums mentioned in this illustration into our own money.</note>
+A house-tax thus requires to be considered in a double aspect,
+as a tax on all occupiers of houses, and a tax on ground-rents.
+</p>
+
+<p>
+In the vast majority of houses the ground-rent forms
+but a small proportion of the annual payment made for the
+house, and nearly all the tax falls on the occupier. It is
+only in exceptional cases, like that of the favorite situations
+in large towns, that the predominant element in the rent of
+the house is the ground-rent; and, among the very few kinds
+of income which are fit subjects for peculiar taxation, these
+ground-rents hold the principal place, being the most gigantic
+example extant of enormous accessions of riches acquired
+rapidly, and in many cases unexpectedly, by a few families,
+from the mere accident of their possessing certain tracts of
+land without their having themselves aided in the acquisition
+by the smallest exertion, outlay, or risk. So far, therefore,
+as a house-tax falls on the ground-landlord, it is liable
+to no valid objection.
+</p>
+
+<pb n='560'/><anchor id='Pg560'/>
+
+<p>
+In so far as it falls on the occupier, if justly proportioned
+to the value of the house, it is one of the fairest and most
+unobjectionable of all taxes. No part of a person's expenditure
+is a better criterion of his means, or bears, on the whole,
+more nearly the same proportion to them. The equality of
+this tax can only be seriously questioned on two grounds.
+The first is, that a miser may escape it. This objection applies
+to all taxes on expenditure; nothing but a direct tax
+on income can reach a miser. The second objection is, that
+a person may require a larger and more expensive house, not
+from having greater means, but from having a larger family.
+Of this, however, he is not entitled to complain, since having
+a large family is at a person's own choice; and, so far as
+concerns the public interest, is a thing rather to be discouraged
+than promoted.<note place='foot'><p>Another common
+objection is that large and expensive accommodation is
+often required, not as a residence, but for business. But it is an admitted principle
+that buildings, or portions of buildings, occupied exclusively for business,
+such as shops, warehouses, or manufactories, ought to be exempted from house-tax.
+</p>
+<p>
+It has been also objected that house-rent in the rural districts is much lower
+than in towns, and lower in some towns and in some rural districts than in
+others; so that a tax proportioned to it would have a corresponding inequality
+of pressure. To this, however, it may be answered that, in places where house-rent
+is low, persons of the same amount of income usually live in larger and
+better houses, and thus expend in house-rent more nearly the same proportion
+of their incomes than might at first sight appear. Or, if not, the probability
+will be that many of them live in those places precisely because they are too
+poor to live elsewhere, and have, therefore, the strongest claim to be taxed
+lightly. In some cases it is precisely because the people are poor that house-rent
+remains low.&mdash;<hi rend='smallcaps'>Mill.</hi></p></note>
+</p>
+
+<p>
+A valuation should be made of the house, not at what it
+would sell for, but at what would be the cost of rebuilding
+it, and this valuation might be periodically corrected by an
+allowance for what it had lost in value by time, or gained by
+repairs and improvements. The amount of the amended
+valuation would form a principal sum, the interest of which,
+at the current price of the public funds, would form the annual
+value at which the building should be assessed to the tax.
+</p>
+
+<pb n='561'/><anchor id='Pg561'/>
+
+<p>
+As incomes below a certain amount ought to be exempt
+from income-tax, so ought houses below a certain value from
+house-tax, on the universal principle of sparing from all
+taxation the absolute necessaries of healthful existence. In
+order that the occupiers of lodgings, as well as of houses,
+might benefit, as in justice they ought, by this exemption, it
+might be optional with the owners to have every portion of
+a house which is occupied by a separate tenant valued and
+assessed separately.
+</p>
+
+</div>
+
+</div>
+
+<pb n='562'/><anchor id='Pg562'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter III. Of Taxes On Commodities, Or Indirect Taxes.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. A Tax on all commodities would fall on Profits.</head>
+
+<p>
+By taxes on commodities are commonly meant those
+which are levied either on the producers, or on the carriers
+or dealers who intervene between them and the final purchasers
+for consumption; the phrase being, by custom, confined
+to indirect taxes&mdash;those which are advanced by one
+person, to be, as is expected and intended, reimbursed by
+another.
+</p>
+
+<p>
+Taxes on commodities are either on production within
+the country, or on importation into it, or on conveyance or
+sale within it, and are classed respectively as excise, customs,
+or tolls and transit duties. To whichever class they belong,
+and at whatever stage in the progress of the community
+they may be imposed, they are equivalent to an increase of
+the cost of production; using that term in its most enlarged
+sense, which includes the cost of transport and distribution,
+or, in common phrase, of bringing the commodity to market.
+</p>
+
+<p>
+When the cost of production is increased artificially by a
+tax, the effect is the same as when it is increased by natural
+causes. If only one or a few commodities are affected, their
+value and price rise, so as to compensate the producer or
+dealer for the peculiar burden; but if there were a tax on all
+commodities, exactly proportioned to their value, no such
+compensation would be obtained; there would neither be a
+general rise of values, which is an absurdity, nor of prices,
+which depend on causes entirely different. There would,
+however, as Mr. McCulloch has pointed out, be a disturbance
+<pb n='563'/><anchor id='Pg563'/>
+of values, some falling, others rising, owing to a circumstance,
+the effect of which on values and prices we formerly
+discussed&mdash;the different durability of the capital employed
+in different occupations. The gross produce of industry consists
+of two parts; one portion serving to replace the capital
+consumed, while the other portion is profit. Now, equal
+capital in two branches of production must have equal expectations
+of profit; but if a greater portion of the one than
+of the other is fixed capital, or if that fixed capital is more
+durable, there will be a less consumption of capital in the
+year, and less will be required to replace it, so that the profit,
+if absolutely the same, will form a greater proportion of the
+annual returns. To derive from a capital of $1,000 a profit
+of $100, the one producer may have to sell produce to the
+value of $1,100, the other only to the value of $500. If on
+these two branches of industry a tax be imposed of five per
+cent <foreign lang='la' rend='italic'>ad valorem</foreign>,
+the last will be charged only with $25, the
+first with $55; leaving to the one $75 profit, to the other
+only $45. To equalize, therefore, their expectation of profit,
+the one commodity must rise in price, or the other must fall,
+or both.<note place='foot'>I have here also changed the amounts
+into our own money.</note> Commodities made chiefly by immediate labor
+must rise in value, as compared with those which are chiefly
+made by machinery. It is unnecessary to prosecute this
+branch of the inquiry any further.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Taxes on particular commodities fall on the consumer.</head>
+
+<p>
+A tax on any one commodity, whether laid on its
+production, its importation, its carriage from place to place,
+or its sale, and whether the tax be a fixed sum of money for
+a given quantity of the commodity, or an
+<foreign lang='la' rend='italic'>ad valorem</foreign> duty,
+will, as a general rule, raise the value and price of the commodity
+by at least the amount of the tax. There are few
+cases in which it does not raise them by more than that
+amount. In the first place, there are few taxes on production
+on account of which it is not found or deemed necessary
+to impose restrictive regulations on the manufacturers
+or dealers, in order to check evasions of the tax. These
+<pb n='564'/><anchor id='Pg564'/>
+regulations are always sources of trouble and annoyance, and
+generally of expense, for all of which, being peculiar disadvantages,
+the producers or dealers must have compensation
+in the price of their commodity. These restrictions also frequently
+interfere with the processes of manufacture, requiring
+the producer to carry on his operations in the way most
+convenient to the revenue, though not the cheapest or most
+efficient for purposes of production. Any regulations whatever,
+enforced by law, make it difficult for the producer to
+adopt new and improved processes. Further, the necessity
+of advancing the tax obliges producers and dealers to carry
+on their business with larger capitals than would otherwise
+be necessary, on the whole of which they must receive the
+ordinary rate of profit, though a part only is employed in
+defraying the real expenses of production or importation.
+The price of the article must be such as to afford a profit on
+more than its natural value, instead of a profit on only its
+natural value. Neither ought it to be forgotten that whatever
+renders a larger capital necessary in any trade or business
+limits the competition in that business, and, by giving
+something like a monopoly to a few dealers, may enable
+them either to keep up the price beyond what would afford
+the ordinary rate of profit, or to obtain the ordinary rate of
+profit with a less degree of exertion for improving and cheapening
+their commodity. In these several modes, taxes on
+commodities often cost to the consumer, through the increased
+price of the article, much more than they bring into
+the treasury of the state. There is still another consideration:
+the higher price necessitated by the tax almost always
+checks the demand for the commodity; and, since
+there are many improvements in production which, to make
+them practicable, require a certain extent of demand, such
+improvements are obstructed, and many of them prevented
+altogether. It is a well-known fact that the branches of
+production in which fewest improvements are made are
+those with which the revenue-officer interferes; and that
+nothing, in general, gives a greater impulse to improvements
+<pb n='565'/><anchor id='Pg565'/>
+in the production of a commodity than taking off a tax which
+narrowed the market for it.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Peculiar effects of taxes on Necessaries.</head>
+
+<p>
+Such are the effects of taxes on commodities, considered
+generally; but, as there are some commodities (those
+composing the necessaries of the laborer) of which the values
+have an influence on the distribution of wealth among different
+classes of the community, it is requisite to trace the
+effects of taxes on those particular articles somewhat further.
+If a tax be laid, say on corn, and the price rises in proportion
+to the tax, the rise of price may operate in two ways: First,
+it may lower the condition of the laboring-classes; temporarily,
+indeed, it can scarcely fail to do so. If it diminishes
+their consumption of the produce of the earth, or makes
+them resort to a food which the soil produces more abundantly,
+and therefore more cheaply, it to that extent contributes
+to throw back agriculture upon more fertile lands or less
+costly processes, and to lower the value and price of corn;
+which therefore ultimately settles at a price, increased not
+by the whole amount of the tax, but by only a part of its
+amount. Secondly, however, it may happen that the dearness
+of the taxed food does not lower the habitual standard
+of the laborer's requirements, but that wages, on the contrary,
+through an action on population, rise, in shorter or longer
+periods, so as to compensate the laborers for their portion of
+the tax, the compensation being of course at the expense of
+profits. Taxes on necessaries must thus have one of two
+effects: either they lower the condition of the laboring-classes,
+or they exact from the owners of capital, in addition to the
+amount due to the state on their own necessaries, the amount
+due on those consumed by the laborers. In the last case, the
+tax on necessaries, like a tax on wages, is equivalent to a peculiar
+tax on profits; which is, like all other partial taxation, unjust,
+and is specially prejudicial to the increase of the national
+wealth.
+</p>
+
+<p>
+It remains to speak of the effect on rent. Assuming
+(what is usually the fact) that the consumption of food is not
+diminished, the same cultivation as before will be necessary
+<pb n='566'/><anchor id='Pg566'/>
+to supply the wants of the community; the margin of cultivation,
+to use Dr. Chalmers's expression, remains where it
+was; and the same land or capital, which, as the least productive,
+already regulated the value and price of the whole
+produce, will continue to regulate them. The effect which a
+tax on agricultural produce will have on rent depends on its
+affecting or not affecting the difference between the return
+to this least productive land or capital and the returns to
+other lands and capitals. Now, this depends on the manner
+in which the tax is imposed. If it is an
+<foreign lang='la' rend='italic'>ad valorem</foreign> tax, or,
+what is the same thing, a fixed proportion of the produce,
+such as tithe for example, it evidently lowers corn-rents. For
+it takes more corn from the better lands than from the worse,
+and exactly in the degree in which they are better, land of
+twice the productiveness paying twice as much to the tithe.
+Whatever takes more from the greater of two quantities than
+from the less, diminishes the difference between them. The
+imposition of a tithe on corn would take a tithe also from
+corn-rent: for, if we reduce a series of numbers by a tenth
+each, the differences between them are reduced one tenth.
+</p>
+
+<p>
+For example, let there be five qualities of land, which
+severally yield, on the same extent of ground and with the
+same expenditure, 100, 90, 80, 70, and 60 bushels of wheat,
+the last of these being the lowest quality which the demand
+for food renders it necessary to cultivate. The rent of these
+lands will be as follows:
+</p>
+
+<p>
+The land producing 100 bushels will yield a rent of 100-60, or 40 bushels.<lb/>
+That producing 90 bushels, a rent of 90-60, or 30 bushels.<lb/>
+That producing 80 bushels, a rent of 80-60, or 20 bushels.<lb/>
+That producing 70 bushels, a rent of 70-60, or 10 bushels.<lb/>
+That producing 60 bushels, will yield no rent.
+</p>
+
+<p>
+Now let a tithe be imposed, which takes from these five
+pieces of land 10, 9, 8, 7, and 6 bushels respectively, the fifth
+quality still being the one which regulates the price, but returning
+to the farmer, after payment of tithe, no more than
+54 bushels:
+</p>
+
+<pb n='567'/><anchor id='Pg567'/>
+
+<p>
+The land producing 100 bushels reduced to 90 will yield a rent of 90-54, or 36
+bushels.<lb/>
+That producing 90 bushels reduced to 81, a rent of 81-54, or 27 bushels.<lb/>
+That producing 80 bushels reduced to 72, a rent of 72-54, or 18 bushels.<lb/>
+That producing 70 bushels reduced to 63, a rent of 63-54, or 9 bushels.
+</p>
+
+<p>
+and that producing 60 bushels, reduced to 54, will yield, as
+before, no rent. So that the rent of the first quality of land
+has lost four bushels; of the second, three; of the third,
+two; and of the fourth, one: that is, each has lost exactly
+one tenth. A tax, therefore, of a fixed proportion of the
+produce lowers, in the same proportion, corn-rent.
+</p>
+
+<p>
+But it is only corn-rent that is lowered, and not rent estimated
+in money, or in any other commodity. For, in the
+same proportion as corn-rent is reduced in quantity, the corn
+composing it is raised in value. Under the tithe, 54 bushels
+will be worth in the market what 60 were before; and nine
+tenths will in all cases sell for as much as the whole ten tenths
+previously sold for. The landlords will therefore be compensated
+in value and price for what they lose in quantity, and
+will suffer only so far as they consume their rent in kind, or,
+after receiving it in money, expend it in agricultural produce;
+that is, they only suffer as consumers of agricultural produce,
+and in common with all the other consumers. Considered as
+landlords, they have the same income as before; the tithe,
+therefore, falls on the consumer, and not on the landlord.
+</p>
+
+<p>
+The same effect would be produced on rent if the tax,
+instead of being a fixed proportion of the produce, were a
+fixed sum per quarter or per bushel. A tax which takes a
+shilling for every bushel takes more shillings from one field
+than from another, just in proportion as it produces more
+bushels; and operates exactly like tithe, except that tithe is
+not only the same proportion on all lands, but is also the same
+proportion at all times, while a fixed sum of money per
+bushel will amount to a greater or less proportion, according
+as corn is cheap or dear.
+</p>
+
+<p>
+There are other modes of taxing agriculture, which would
+affect rent differently. A tax proportioned to the rent would
+<pb n='568'/><anchor id='Pg568'/>
+fall wholly on the rent, and would not at all raise the price
+of corn, which is regulated by the portion of the produce
+that pays no rent. A fixed tax of so much per cultivated
+acre, without distinction of value, would have effects directly
+the reverse. Taking no more from the best qualities of land
+than from the worst, it would leave the differences the same
+as before, and consequently the same corn-rents, and the
+landlords would profit to the full extent of the rise of price.
+To put the thing in another manner: the price must rise
+sufficiently to enable the worst land to pay the tax, thus enabling
+all lands which produce more than the worst to pay
+not only the tax, but also an increased rent to the landlords.
+These, however, are not so much taxes on the produce of
+land as taxes on the land itself. Taxes on the produce,
+properly so called, whether fixed or
+<foreign lang='la' rend='italic'>ad valorem</foreign>, do not affect
+rent, but fall on the consumer, profits, however, generally
+bearing either the whole or the greatest part of the portion
+which is levied on the consumption of the laboring-classes.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;how modified by the tendency of profits to a minimum.</head>
+
+<p>
+The preceding is, I apprehend, a correct statement of
+the manner in which taxes on agricultural produce operate
+when first laid on. When, however, they are of old standing,
+their effect may be different. Now, the effect of accumulation,
+when attended by its usual accompaniment, an increase
+of population, is to increase the value and price of
+food, to raise rent, and to lower profits; that is, to do precisely
+what is done by a tax on agricultural produce, except
+that this does not raise rent. The tax, therefore, merely
+anticipates the rise of price and fall of profits which would
+have taken place ultimately through the mere progress of
+accumulation, while it at the same time prevents, or at least
+retards, that progress. If the rate of profit was such that
+the effect of the tithe reduces it to the practical minimum,
+after a lapse of time which would have admitted of a rise of
+one tenth from the natural progress of wealth, the consumer
+will be paying no more than he would have paid if the tithe
+had never existed; he will have ceased to pay any portion
+of it, and the person who will really pay it is the landlord,
+<pb n='569'/><anchor id='Pg569'/>
+whom it deprives of the increase of rent which would by that
+time have accrued to him. At every successive point in this
+interval of time, less of the burden will rest on the consumer,
+and more of it on the landlord; and, in the ultimate result,
+the minimum of profits will be reached with a smaller capital
+and population and a lower rental than if the course of
+things had not been disturbed by the imposition of the tax.
+If, on the other hand, the tithe or other tax on agricultural
+produce does not reduce profits to the minimum, but to
+something above the minimum, accumulation will not be
+stopped, but only slackened; and, if population also increases,
+the twofold increase will continue to produce its effects&mdash;a
+rise of the price of corn and an increase of rent. These consequences,
+however, will not take place with the same rapidity
+as if the higher rate of profit had continued. At the end
+of twenty years the country will have a smaller population
+and capital than, but for the tax, it would by that time have
+had; the landlords will have a smaller rent, and the price of
+corn, having increased less rapidly than it would otherwise
+have done, will not be so much as a tenth higher than what,
+if there had been no tax, it would by that time have become.
+A part of the tax, therefore, will already have ceased to fall
+on the consumer and devolved upon the landlord, and the
+proportion will become greater and greater by lapse of time.
+</p>
+
+<p>
+But though tithes and other taxes on agricultural produce,
+when of long standing, either do not raise the price of food
+and lower profits at all, or, if at all, not in proportion to the
+tax, yet the abrogation of such taxes, when they exist, does
+not the less diminish price, and, in general, raise the rate of
+profit. The abolition of a tithe takes one tenth from the
+cost of production, and consequently from the price, of all
+agricultural produce; and, unless it permanently raises the
+laborer's requirements, it lowers the cost of labor and raises
+profits. Rent, estimated in money or in commodities, generally
+remains as before; estimated in agricultural produce, it
+is raised. The country adds as much, by the repeal of a tithe,
+to the margin which intervenes between it and the stationary
+<pb n='570'/><anchor id='Pg570'/>
+state as was cut off from that margin by the tithe when first
+imposed. Accumulation is greatly accelerated, and, if population
+also increases, the price of corn immediately begins to
+recover itself and rent to rise, thus gradually transferring
+the benefit of the remission from the consumer to the landlord.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. Effects of discriminating Duties.</head>
+
+<p>
+We have hitherto inquired into the effects of taxes
+on commodities, on the assumption that they are levied impartially
+on every mode in which the commodity can be produced
+or brought to market. Another class of considerations
+is opened, if we suppose that this impartiality is not maintained,
+and that the tax is imposed, not on the commodity,
+but on some particular mode of obtaining it.
+</p>
+
+<p>
+Suppose that a commodity is capable of being made by
+two different processes&mdash;as a manufactured commodity may
+be produced either by hand or by steam-power&mdash;sugar may
+be made either from the sugar-cane or from beet-root, cattle
+fattened either on hay and green crops or on oil-cake and
+the refuse of breweries. It is the interest of the community
+that, of the two methods, producers should adopt that which
+produces the best article at the lowest price. This being also
+the interest of the producers, unless protected against competition,
+and shielded from the penalties of indolence, the
+process most advantageous to the community is that which,
+if not interfered with by Government, they ultimately find it
+to their advantage to adopt. Suppose, however, that a tax is
+laid on one of the processes, and no tax at all, or one of
+smaller amount, on the other. If the taxed process is the
+one which the producers would not have adopted, the measure
+is simply nugatory. But if the tax falls, as it is of
+course intended to do, upon the one which they would have
+adopted, it creates an artificial motive for preferring the untaxed
+process, though the inferior of the two. If, therefore,
+it has any effect at all, it causes the commodity to be produced
+of worse quality, or at a greater expense of labor; it
+causes so much of the labor of the community to be wasted,
+and the capital employed in supporting and remunerating
+<pb n='571'/><anchor id='Pg571'/>
+that labor to be expended as uselessly as if it were spent in
+hiring men to dig holes and fill them up again. This waste
+of labor and capital constitutes an addition to the cost of
+production of the commodity, which raises its value and price
+in a corresponding ratio, and thus the owners of the capital
+are indemnified. The loss falls on the consumers; though
+the capital of the country is also eventually diminished, by
+the diminution of their means of saving, and, in some degree,
+of their inducements to save.
+</p>
+
+<p>
+The kind of tax, therefore, which comes under the general
+denomination of a discriminating duty, transgresses the
+rule that taxes should take as little as possible from the taxpayer
+beyond what they bring into the treasury of the state.
+A discriminating duty makes the consumer pay two distinct
+taxes, only one of which is paid to the Government, and that
+frequently the less onerous of the two. If a tax were laid
+on sugar produced from the cane, leaving the sugar from
+beet-root untaxed, then in so far as cane-sugar continued to
+be used, the tax on it would be paid to the treasury, and
+might be as unobjectionable as most other taxes; but if cane-sugar,
+having previously been cheaper than beet-root sugar,
+was now dearer, and beet-root sugar was to any considerable
+amount substituted for it, and fields laid out and manufactories
+established in consequence, the Government would gain
+no revenue from the beet-root sugar, while the consumers of
+it would pay a real tax. They would pay for beet-root sugar
+more than they had previously paid for cane-sugar, and the
+difference would go to indemnify producers for a portion of
+the labor of the country actually thrown away, in producing
+by the labor of (say) three hundred men what could be obtained
+by the other process with the labor of two hundred.
+</p>
+
+<quote rend='display'>
+An interesting illustration, in late years, of the operation of
+a discriminating duty is to be found in the case of different
+grades of sugar imported into the United States. Our tariff
+levied certain duties on different grades of sugar classified by
+color, on the theory that color was a test of saccharine strength.
+Cargoes were examined and compared with graded sugars hermetically
+sealed in glass bottles and distributed by the Dutch
+<pb n='572'/><anchor id='Pg572'/>
+authorities, whence came the name of <q>Dutch standard.</q>
+Grades from No. 1 (melado) to No. 10 must go to the refiner
+before consumption; but the grades to No. 13, although
+some might have gone into immediate consumption, were usually
+sent to be manufactured into the highest grades of soft
+and hard sugars. So long as the sugar was secured by evaporation
+in open coppers, or by passing the molasses through a
+layer of clay, saccharine strength and color went fairly well
+together. But with the invention of the vacuum-pan and
+the centrifugal wheel, by which the sugar is reduced through a
+shorter and more effective process, sugar of a certain grade of
+color by the Dutch standard contained a much greater degree
+of sweetness than that produced by the old methods. Cuban
+planters, therefore, were permitted to send sugar into this country
+at a duty which was really levied on grades much inferior,
+and so paid a less duty than other sugars. The products of
+one country were discriminated against in favor of another.
+The difficulty was settled by using the polariscope, which gave
+an absolute chemical test of the sweetness, irrespective of color.
+</quote>
+
+<p>
+One of the commonest cases of discriminating duties is
+that of a tax on the importation of a commodity capable of
+being produced at home, unaccompanied by an equivalent
+tax on the home production. A commodity is never permanently
+imported, unless it can be obtained from abroad at a
+smaller cost of labor and capital, on the whole, than is necessary
+for producing it. If, therefore, by a duty on the importation,
+it is rendered cheaper to produce the article than to
+import it, an extra quantity of labor and capital is expended,
+without any extra result. The labor is useless, and the capital
+is spent in paying people for laboriously doing nothing.
+All custom duties which operate as an encouragement to the
+home production of the taxed article are thus an eminently
+wasteful mode of raising a revenue.
+</p>
+
+<p>
+This character belongs in a peculiar degree to custom
+duties on the produce of land, unless countervailed by excise
+duties on the home production. Such taxes bring less into
+the public treasury, compared with what they take from the
+consumers, than any other imposts to which civilized nations
+are usually subject. If the wheat produced in a country is
+twenty millions of quarters, and the consumption twenty-one
+millions, a million being annually imported, and if on this
+<pb n='573'/><anchor id='Pg573'/>
+million a duty is laid which raises the price ten shillings per
+quarter, the price which is raised is not that of the million
+only, but of the whole twenty-one millions. Taking the
+most favorable but extremely improbable supposition, that
+the importation is not at all checked, nor the home production
+enlarged, the state gains a revenue of only half a million,
+while the consumers are taxed ten millions and a half,
+the ten millions being a contribution to the home growers,
+who are forced by competition to resign it all to the landlords.
+The consumer thus pays to the owners of land an additional
+tax, equal to twenty times that which he pays to the
+state. Let us now suppose that the tax really checks importation.
+Suppose importation stopped altogether in ordinary
+years; it being found that the million of quarters can be obtained,
+by a more elaborate cultivation, or by breaking up
+inferior land, at a less advance than ten shillings upon the previous
+price&mdash;say, for instance, five shillings a quarter. The
+revenue now obtains nothing, except from the extraordinary
+imports which may happen to take place in a season of scarcity.
+But the consumers pay every year a tax of five shillings
+on the whole twenty-one millions of quarters, amounting to
+£5,250,000 sterling. Of this the odd £250,000 goes to compensate
+the growers of the last million of quarters for the labor
+and capital wasted under the compulsion of the law. The
+remaining £5,000,000 go to enrich the landlords as before.
+</p>
+
+<p>
+Such is the operation of what are technically termed
+corn laws, when first laid on; and such continues to be their
+operation so long as they have any effect at all in raising the
+price of corn. The difference between a country without
+corn laws and a country which has long had corn laws is not
+so much that the last has a higher price or a larger rental,
+but that it has the same price and the same rental with a
+smaller aggregate capital and a smaller population. The imposition
+of corn laws raises rents, but retards that progress
+of accumulation which would in no long period have raised
+them fully as much. The repeal of corn laws tends to lower
+rents, but it unchains a force which, in a progressive state of
+<pb n='574'/><anchor id='Pg574'/>
+capital and population, restores and even increases the former
+amount.
+</p>
+
+<p>
+What we have said of duties on importation generally is
+equally applicable to discriminating duties which favor importation
+from one place, or in one particular manner, in
+contradistinction to others; such as the preference given to
+the produce of a colony, or of a country with which there is
+a commercial treaty; or the higher duties formerly imposed
+by our navigation laws on goods imported in other than
+British shipping. Whatever else may be alleged in favor
+of such distinctions, whenever they are not nugatory, they
+are economically wasteful. They induce a resort to a more
+costly mode of obtaining a commodity in lieu of one less
+costly, and thus cause a portion of the labor which the country
+employs in providing itself with foreign commodities to
+be sacrificed without return.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 6. Effects produced on international Exchange by Duties on Exports
+and on Imports.</head>
+
+<p>
+There is one more point, relating to the operation
+of taxes on commodities conveyed from one country to
+another, which requires notice: the influences which they
+exert on international exchanges. Every tax on a commodity
+tends to raise its price, and consequently to lessen the
+demand for it in the market in which it is sold. All taxes
+on international trade tend, therefore, to produce a disturbance,
+and a readjustment of what we have termed the
+equation of international demand.
+</p>
+
+<p>
+Taxes on foreign trade are of two kinds&mdash;taxes on imports
+and on exports. On the first aspect of the matter it
+would seem that both these taxes are paid by the consumers
+of the commodity; that taxes on exports consequently fall
+entirely on foreigners, taxes on imports wholly on the home
+consumer. The true state of the case, however, is much
+more complicated.
+</p>
+
+<p>
+<q>By taxing exports we may, in certain circumstances,
+produce a division of the advantage of the trade more favorable
+to ourselves. In some cases we may draw into our coffers,
+at the expense of foreigners, not only the whole tax,
+but more than the tax; in other cases we should gain exactly
+<pb n='575'/><anchor id='Pg575'/>
+the tax; in others, less than the tax. In this last case a part
+of the tax is borne by ourselves; possibly the whole, possibly
+even, as we shall show, more than the whole.</q>
+</p>
+
+<p>
+Reverting to the supposititious case employed of a trade
+between England and the United States in iron and corn,
+suppose that the United States taxes her export of corn, the
+tax not being supposed high enough to induce England to
+produce corn for herself. The price at which corn can be
+sold in England is augmented by the tax. This will probably
+diminish the quantity consumed. It may diminish it
+so much that, even at the increased price, there will not be
+required so great a money value as before. Or it may not
+diminish it at all, or so little that, in consequence of the
+higher price, a greater money value will be purchased than
+before. In this last case, the United States will gain, at the
+expense of England, not only the whole amount of the duty,
+but more; for, the money value of her exports to England
+being increased, while her imports remain the same, money
+will flow into the United States from England. The price
+of corn will rise in the United States, and consequently in
+England; but the price of iron will fall in England, and consequently
+in the United States. We shall export less corn
+and import more iron, till the equilibrium is restored. It
+thus appears (what is at first sight somewhat remarkable)
+that, by taxing her exports, the United States would, in
+some conceivable circumstances, not only gain from her
+foreign customers the whole amount of the tax, but would
+also get her imports cheaper. She would get them cheaper
+in two ways, for she would obtain them for less money, and
+would have more money to purchase them with. England,
+on the other hand, would suffer doubly: she would have to
+pay for her corn a price increased not only by the duty, but
+by the influx of money into the United States, while the
+same change in the distribution of the circulating medium
+would leave her less money to purchase it with.<note place='foot'>This
+illustration has also been changed, but only so far as to fit the trade
+between England and the United States.</note>
+</p>
+
+<pb n='576'/><anchor id='Pg576'/>
+
+<p>
+This, however, is only one of three possible cases. If,
+after the imposition of the duty, England requires so diminished
+a quantity of corn that its total value is exactly the
+same as before, the balance of trade would be undisturbed;
+the United States will gain the duty, England will lose
+it, and nothing more. If, again, the imposition of the duty
+occasions such a falling off in the demand that England requires
+a less pecuniary value than before, our exports will
+no longer pay for our imports; money must pass from the
+United States into England; and England's share of the
+advantage of the trade will be increased. By the change in
+the distribution of money, corn will fall in the United States,
+and therefore it will, of course, fall in England. Thus England
+will not pay the whole of the tax. From the same
+cause, iron will rise in England, and consequently in the
+United States. When this alteration of prices has so adjusted
+the demand that the corn and the iron again pay for
+one another, the result is that England has paid only a part
+of the tax, and the remainder of what has been received
+into our treasury has come indirectly out of the pockets of
+our own consumers of iron, who pay a higher price for that
+imported commodity in consequence of the tax on our exports,
+while at the same time they, in consequence of the
+efflux of money and the fall of prices, have smaller money
+incomes wherewith to pay for the iron at that advanced price.
+</p>
+
+<p>
+It is not an impossible supposition that by taxing our exports
+we might not only gain nothing from the foreigner,
+the tax being paid out of our own pockets, but might even
+compel our own people to pay a second tax to the foreigner.
+Suppose, as before, that the demand of England for corn
+falls off so much on the imposition of the duty that she requires
+a smaller money value than before, but that the case
+is so different with iron in the United States that when the
+price rises the demand either does not fall off at all, or so
+little that the money value required is greater than before.
+The first effect of laying on the duty is, as before, that the
+corn exported will no longer pay for the iron imported.
+</p>
+
+<pb n='577'/><anchor id='Pg577'/>
+
+<p>
+Money will therefore flow out of the United States into England.
+One effect is to raise the price of iron in England, and
+consequently in the United States. But this, by the supposition,
+instead of stopping the efflux of money, only makes
+it greater; because, the higher the price, the greater the
+money value of the iron consumed. The balance, therefore,
+can only be restored by the other effect, which is going on
+at the same time, namely, the fall of corn in the American
+and consequently in the English market. Even when corn
+has fallen so low that its price with the duty is only equal to
+what its price without the duty was at first, it is not a
+necessary consequence that the fall will stop; for the same
+amount of exportation as before will not now suffice to pay
+the increased money value of the imports; and although
+the English consumers have now not only corn at the old
+price, but likewise increased money incomes, it is not certain
+that they will be inclined to employ the increase of their incomes
+in increasing their purchases of corn. The price of
+corn, therefore, must perhaps fall, to restore the equilibrium,
+more than the whole amount of the duty; England may be
+enabled to import corn at a lower price when it is taxed
+than when it was untaxed; and this gain she will acquire at
+the expense of the American consumers of iron, who, in
+addition, will be the real payers of the whole of what is received
+at their own custom-house under the name of duties
+on the export of corn.
+</p>
+
+<p>
+In general, however, there could be little doubt that a
+country which imposed such taxes would succeed in making
+foreign countries contribute something to its revenue; but,
+unless the taxed article be one for which their demand is
+extremely urgent, they will seldom pay the whole of the
+amount which the tax brings in.<note place='foot'>Probably the
+strongest known instance of a large revenue raised from foreigners
+by a tax on exports is the opium-trade with China. The high price
+of the article under the Government monopoly (which is equivalent to a high
+export duty) has so little effect in discouraging its consumption that it is said
+to have been occasionally sold in China for as much as its weight in
+silver.&mdash;<hi rend='smallcaps'>Mill.</hi></note>
+</p>
+
+<pb n='578'/><anchor id='Pg578'/>
+
+<quote rend='display'>
+The result of this investigation may, then, be generally formulated
+as follows: That country which has the strongest demand
+for the commodities of other countries as compared with
+the demand of other countries for its own commodities will
+pay the burden of the export duty.
+</quote>
+
+<p>
+Thus far of duties on exports. We now proceed to the
+more ordinary case of duties on imports: <q rend='pre'>We have had
+an example of a tax on exports, that is, on foreigners, falling
+in part on ourselves. We shall therefore not be surprised
+if we find a tax on imports, that is, on ourselves, partly
+falling upon foreigners.</q>
+</p>
+
+<p>
+<q rend='pre'>Instead of taxing the corn which we export, suppose
+that we tax the iron which we import. The duty which we
+are now supposing must not be what is termed a protecting
+duty, that is, a duty sufficiently high to induce us to produce
+the article at home. If it had this effect, it would destroy
+entirely the trade both in corn and in iron, and both countries
+would lose the whole of the advantage which they previously
+gained by exchanging those commodities with one
+another. We suppose a duty which might diminish the
+consumption of the article, but which would not prevent us
+from continuing to import, as before, whatever iron we did
+consume.</q>
+</p>
+
+<p>
+<q rend='pre'>The equilibrium of trade would be disturbed if the imposition
+of the tax diminished, in the slightest degree, the
+quantity of iron consumed. For, as the tax is levied at our
+own custom-house, the English exporter only receives the
+same price as formerly, though the American consumer pays
+a higher one. If, therefore, there be any diminution of the
+quantity bought, although a larger sum of money may be
+actually laid out in the article, a smaller one will be due from
+the United States to England: this sum will no longer be an
+equivalent for the sum due from England to the United
+States for corn, the balance therefore must be paid in money.
+Prices will fall in England and rise in the United States;
+iron will fall in the English market; corn will rise in the
+American. The English will pay a higher price for corn,
+<pb n='579'/><anchor id='Pg579'/>
+and will have smaller money incomes to buy it with; while
+the Americans will obtain iron cheaper, that is, its price will
+exceed what it previously was by less than the amount of the
+duty, while their means of purchasing it will be increased by
+the increase of their money incomes.</q>
+</p>
+
+<p>
+<q rend='pre'>If the imposition of the tax does not diminish the demand,
+it will leave the trade exactly as it was before. We
+shall import as much, and export as much; the whole of the
+tax will be paid out of our own pockets.</q>
+</p>
+
+<p>
+<q>But the imposition of a tax on a commodity almost
+always diminishes the demand more or less; and it can never,
+or scarcely ever, increase the demand. It may, therefore, be
+laid down as a principle that a tax on imported commodities,
+when it really operates as a tax, and not as a prohibition
+either total or partial, almost always falls in part upon the
+foreigners who consume our goods; and that this is a mode
+in which a nation may appropriate to itself, at the expense
+of foreigners, a larger share than would otherwise belong to
+it of the increase in the general productiveness of the labor
+and capital of the world, which results from the interchange
+of commodities among nations.</q>
+</p>
+
+<p>
+Those are, therefore, in the right who maintain that
+taxes on imports are partly paid by foreigners; but they are
+mistaken when they say that it is by the foreign producer.
+It is not on the person from whom we buy, but on all those
+who buy from us, that a portion of our custom duties spontaneously
+falls. It is the foreign consumer of our exported
+commodities who is obliged to pay a higher price for them
+because we maintain revenue duties on foreign goods.
+</p>
+
+<p>
+There are but two cases in which duties on commodities
+can in any degree, or in any manner, fall on the producer.
+One is, when the article is a strict monopoly, and at a scarcity
+price. The price in this case being only limited by the desires
+of the buyer&mdash;the sum obtained for the restricted supply being
+the utmost which the buyers would consent to give rather
+than go without it&mdash;if the treasury intercepts a part of this,
+the price can not be further raised to compensate for the tax,
+<pb n='580'/><anchor id='Pg580'/>
+and it must be paid from the monopoly profits. A tax on
+rare and high-priced wines will fall wholly on the growers, or
+rather, on the owners of the vineyards. The second case, in
+which the producer sometimes bears a portion of the tax, is
+more important: the case of duties on the produce of land
+or of mines. These might be so high as to diminish materially
+the demand for the produce, and compel the abandonment
+of some of the inferior qualities of land or mines. Supposing
+this to be the effect, the consumers, both in the country
+itself and in those which dealt with it, would obtain the produce
+at smaller cost; and a part only, instead of the whole,
+of the duty would fall on the purchaser, who would be indemnified
+chiefly at the expense of the land-owners or mine-owners
+in the producing country.
+</p>
+
+<p>
+Duties on importation may, then, be divided <q rend='pre'>into two
+classes: (1) those which have the effect of encouraging some
+particular branch of domestic industry [protective duties],
+(2) and those which have not [revenue duties]. The former
+are purely mischievous, both to the country imposing them
+and to those with whom it trades. They prevent a saving of
+labor and capital, which, if permitted to be made, would be
+divided in some proportion or other between the importing
+country and the countries which buy what that country does
+or might export.</q>
+</p>
+
+<p>
+<q rend='pre'>The other class of duties are those which do not encourage
+one mode of procuring an article at the expense of
+another, but allow interchange to take place just as if the
+duty did not exist, and to produce the saving of labor which
+constitutes the motive to international as to all other commerce.
+Of this kind are duties on the importation of any
+commodity which could not by any possibility be produced
+at home, and duties not sufficiently high to counterbalance
+the difference of expense between the production of the article
+at home and its importation. Of the money which is
+brought into the treasury of any country by taxes of this last
+description, a part only is paid by the people of that country;
+the remainder by the foreign consumers of their goods.</q>
+</p>
+
+<pb n='581'/><anchor id='Pg581'/>
+
+<p>
+<q rend='pre'>Nevertheless, this latter kind of taxes are in principle
+as ineligible as the former, though not precisely on the same
+ground. A protecting duty can never be a cause of gain,
+but always and necessarily of loss, to the country imposing
+it, just so far as it is efficacious to its end. A non-protecting
+duty, on the contrary, would in most cases be a source of
+gain to the country imposing it, in so far as throwing part
+of the weight of its taxes upon other people is a gain; but
+it would be a means which it could seldom be advisable to
+adopt, being so easily counteracted by a precisely similar
+proceeding on the other side.</q>
+</p>
+
+<p>
+<q rend='pre'>If the United States, in the case already supposed,
+sought to obtain for herself more than her natural share of
+the advantage of the trade with England, by imposing a
+duty upon iron, England would only have to impose a duty
+upon corn sufficient to diminish the demand for that article
+about as much as the demand for iron had been diminished
+in the United States by the tax. Things would then be as
+before, and each country would pay its own tax&mdash;unless,
+indeed, the sum of the two duties exceeded the entire advantage
+of the trade, for in that case the trade and its
+advantage would cease entirely.</q>
+</p>
+
+<p>
+<q>There would be no advantage, therefore, in imposing
+duties of this kind with a view to gain by them in the manner
+which has been pointed out. But, when any part of the
+revenue is derived from taxes on commodities, these may
+often be as little objectionable as the rest. It is evident,
+too, that considerations of reciprocity, which are quite unessential
+when the matter in debate is a protecting duty, are
+of material importance when the repeal of duties of this
+other description is discussed. A country can not be expected
+to renounce the power of taxing foreigners unless
+foreigners will in return practice toward itself the same forbearance.
+The only mode in which a country can save
+itself from being a loser by the revenue duties imposed by
+other countries on its commodities is, to impose corresponding
+revenue duties on theirs. Only it must take care that
+<pb n='582'/><anchor id='Pg582'/>
+those duties be not so high as to exceed all that remains of
+the advantage of the trade, and put an end to importation
+altogether, causing the article to be either produced at home,
+or imported from another and a dearer market.</q>
+</p>
+
+<quote rend='display'>
+By <q>reciprocity</q> is meant that, when one country admits
+goods free of duty from a second country, this latter country
+will also admit the commodities of the former free of duty;
+or, as is often the case, if not free of duty, at a less than the
+usual rate. Until the last few years we have had a reciprocity
+treaty with Canada, but it is not now in force; and an arrangement
+for closer commercial relations with Mexico is now under
+consideration.
+</quote>
+
+</div>
+
+</div>
+
+<pb n='583'/><anchor id='Pg583'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter IV. Comparison Between Direct And Indirect Taxation.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Arguments for and against direct Taxation.</head>
+
+<p>
+Are direct or indirect taxes the most eligible? A
+man dislikes not so much the payment as the act of paying.
+He dislikes seeing the face of the tax-collector, and being
+subjected to his peremptory demand. Perhaps, too, the
+money which he is required to pay directly out of his pocket
+is the only taxation which he is quite sure that he pays at
+all. That a tax of two shillings per pound on tea, or of
+three shillings per bottle on wine, raises the price of each
+pound of tea and bottle of wine which he consumes, by that
+and more than that amount, can not, indeed, be denied; it is
+the fact, and is intended to be so, and he himself, at times, is
+perfectly aware of it; but it makes hardly any impression on
+his practical feelings and associations, serving to illustrate
+the distinction between what is merely known to be true and
+what is felt to be so. The unpopularity of direct taxation,
+contrasted with the easy manner in which the public consent
+to let themselves be fleeced in the prices of commodities, has
+generated in many friends of improvement a directly opposite
+mode of thinking to the foregoing. They contend that
+the very reason which makes direct taxation disagreeable
+makes it preferable. Under it every one knows how much
+he really pays; and, if he votes for a war, or any other expensive
+national luxury, he does so with his eyes open to
+what it costs him. If all taxes were direct, taxation would
+be much more perceived than at present, and there would be
+a security, which now there is not, for economy in the public
+expenditure.
+</p>
+
+<pb n='584'/><anchor id='Pg584'/>
+
+<p>
+Although this argument is not without force, its weight
+is likely to be constantly diminishing. The real incidence
+of indirect taxation is every day more generally understood
+and more familiarly recognized. The mere distinction between
+paying money directly to the tax-collector and contributing
+the same sum through the intervention of the tea-dealer
+or the wine-merchant no longer makes the whole
+difference between dislike or opposition and passive acquiescence.
+</p>
+
+<p>
+If our present revenue [of $400,000,000 in 1883] were all
+raised by direct taxes, an extreme dissatisfaction would certainly
+arise at having to pay so much; but while men's
+minds are so little guided by reason, as such a change of
+feeling from so irrelevant a cause would imply, so great an
+aversion to taxation might not be an unqualified good. Of
+the [$400,000,000] in question, nearly [$60,000,000] are
+pledged, under the most binding obligations, to those whose
+property has been borrowed and spent by the state; and,
+while this debt remains unredeemed, a greatly increased impatience
+of taxation would involve no little danger of a
+breach of faith. That part, indeed, of the public expenditure
+which is devoted to the maintenance of civil and military
+establishments [$206,000,000] (that is, all except the interest
+of the national debt), affords, in many of its details, ample
+scope for retrenchment. If so great an addition were made
+to the public dislike of taxation as might be the consequence
+of confining it to the direct form, the classes who profit by
+the misapplication of public money might probably succeed
+in saving that by which they profit, at the expense of that
+which would only be useful to the public.
+</p>
+
+<p>
+There is, however, a frequent plea in support of indirect
+taxation, which must be altogether rejected as grounded on
+a fallacy. We are often told that taxes on commodities are
+less burdensome than other taxes, because the contributor
+can escape from them by ceasing to use the taxed commodity.
+He certainly can, if that be his object, deprive the Government
+of the money; but he does so by a sacrifice of his own
+<pb n='585'/><anchor id='Pg585'/>
+indulgences, which (if he chose to undergo it) would equally
+make up to him for the same amount taken from him by
+direct taxation. Suppose a tax laid on wine, sufficient to add
+[$25] to the price of the quantity of wine which he consumes
+in a year. He has only (we are told) to diminish his consumption
+of wine by [$25], and he escapes the burden. True, but
+if the [$25], instead of being laid on wine, had been taken
+from him by an income-tax, he could, by expending [$25]
+less in wine, equally save the amount of the tax, so that the
+difference between the two cases is really illusory. If the
+Government takes from the contributor [$25] a year, whether
+in one way or another, exactly that amount must be retrenched
+from his consumption to leave him as well off as before; and
+in either way the same amount of sacrifice, neither more nor
+less, is imposed on him.
+</p>
+
+<p>
+On the other hand, it is some advantage on the side of
+indirect taxes that what they exact from the contributor is
+taken at a time and in a manner likely to be convenient to
+him. It is paid at a time when he has at any rate a payment
+to make; it causes, therefore, no additional trouble, nor (unless
+the tax be on necessaries) any inconvenience but what is
+inseparable from the payment of the amount. He can also,
+except in the case of very perishable articles, select his own
+time for laying in a stock of the commodity, and consequently
+for payment of the tax. The producer or dealer who advances
+these taxes is, indeed, sometimes subjected to inconvenience;
+but, in the case of imported goods, this inconvenience
+is reduced to a minimum by what is called the Warehousing
+System, under which, instead of paying the duty at
+the time of importation, he is only required to do so when
+he takes out the goods for consumption, which is seldom
+done until he has either actually found, or has the prospect
+of immediately finding, a purchaser.
+</p>
+
+<p>
+The strongest objection, however, to raising the whole or
+the greater part of a large revenue by direct taxes, is the impossibility
+of assessing them fairly without a conscientious
+co-operation on the part of the contributors, not to be hoped
+<pb n='586'/><anchor id='Pg586'/>
+for in the present low state of public morality. In the case
+of an income-tax, we have already seen that, unless it be found
+practicable to exempt savings altogether from the tax, the
+burden can not be apportioned with any tolerable approach
+to fairness upon those whose incomes are derived from business
+or professions; and this is in fact admitted by most of
+the advocates of direct taxation who, I am afraid, generally
+get over the difficulty by leaving those classes untaxed, and
+confining their projected income-tax to <q>realized property,</q>
+in which form it certainly has the merit of being a very easy
+form of plunder. But enough has been said in condemnation
+of this expedient. We have seen, however, that a house-tax
+is a form of direct taxation not liable to the same objections
+as an income-tax, and indeed liable to as few objections
+of any kind as perhaps any of our indirect taxes. But it
+would be impossible to raise, by a house-tax alone, the greatest
+part of the revenue, without producing a very objectionable
+overcrowding of the population, through the strong
+motive which all persons would have to avoid the tax by restricting
+their house accommodation.
+</p>
+
+<p>
+A certain amount of revenue may, as we have seen, be
+obtained without injustice by a peculiar tax on rent. Besides
+(1) the land-tax,<note place='foot'>A land-tax is,
+to its extent, an evidence that the state claims a certain
+right in the soil, and that it stands to the contributor, as it were, in the place of
+a landlord. This tax, however, is generally so small that it does not materially
+diminish the rent of land. So far as it goes, it is a tax on
+rent.</note> and (2) an equivalent for the revenue
+derived from stamp duties on the conveyance of land, some
+further taxation might, I have contended, at some future
+period be imposed, (3) to enable the state to participate in
+the progressive increase of the incomes of landlords from
+natural causes. (4) Legacies and inheritances, we have also
+seen, ought to be subjected to taxation sufficient to yield a
+considerable revenue. With these taxes, and (5) a house-tax
+of suitable amount, we should, I think, have reached the
+prudent limits of direct taxation. The remainder of the
+revenue would have to be provided by taxes on consumption,
+<pb n='587'/><anchor id='Pg587'/>
+and the question is, which of these are the least objectionable.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. What forms of indirect taxation are most eligible?</head>
+
+<p>
+There are some forms of indirect taxation which
+must be peremptorily excluded. (1.) Taxes on commodities,
+for revenue purposes, must not operate as protecting duties,
+but must be levied impartially on every mode in which the
+articles can be obtained, whether produced in the country
+itself, or imported. (2.) An exclusion must also be put upon
+all taxes on the necessaries of life, or on the materials or instruments
+employed in producing those necessaries. Such
+taxes are always liable to encroach on what should be left
+untaxed, the incomes barely sufficient for healthful existence;
+and on the most favorable supposition, namely, that
+wages rise to compensate the laborers for the tax, it operates
+as a peculiar tax on profits, which is at once unjust and
+detrimental to national wealth.<note place='foot'>Some argue
+that the materials and instruments of all production should be
+exempt from taxation; but these, when they do not enter into the production
+of necessaries, seem as proper subjects of taxation as the finished article. It is
+chiefly with reference to foreign trade that such taxes have been considered injurious.
+Internationally speaking, they may be looked upon as export duties,
+and, unless in cases in which an export duty is advisable, they should be accompanied
+with an equivalent drawback on exportation. But there is no sufficient
+reason against taxing the materials and instruments used in the production of
+anything which is itself a fit object of
+taxation.&mdash;<hi rend='smallcaps'>Mill.</hi></note> What remain are taxes on
+luxuries. And these have some properties which strongly
+recommend them. In the first place, they can never, by
+any possibility, touch those whose whole income is expended
+on necessaries; while they do reach those by whom what
+is required for necessaries is expended on indulgences. In
+the next place, they operate in some cases as a useful, and
+the only useful, kind of sumptuary law. A great portion of
+the expense of the higher and middle classes in most countries
+is not incurred for the sake of the pleasure afforded by
+the things on which the money is spent, but from regard to
+opinion, and an idea that certain expenses are expected from
+them, as an appendage of station; and I can not but think
+that expenditure of this sort is a most desirable subject of
+<pb n='588'/><anchor id='Pg588'/>
+taxation. When a thing is bought, not for its use but for
+its costliness, cheapness is no recommendation.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. Practical rules for indirect taxation.</head>
+
+<p>
+In order to reduce as much as possible the inconveniences,
+and increase the advantages, incident to taxes
+on commodities, the following are the practical rules which
+suggest themselves: 1. To raise as large a revenue as conveniently
+may be, from those classes of luxuries which have
+most connection with vanity, and least with positive enjoyment;
+such as the more costly qualities of all kinds of personal
+equipment and ornament. But with regard to horses
+and carriages, as there are many persons to whom, from health
+or constitution, these are not so much luxuries as necessaries,
+the tax paid by those who have but one riding-horse, or but
+one carriage, especially of the cheaper descriptions, should
+be low; while taxation should rise very rapidly with the
+number of horses and carriages, and with their costliness.
+2. Whenever possible, to demand the tax, not from the producer,
+but directly from the consumer, since, when levied on
+the producer, it raises the price always by more, and often
+by much more, than the mere amount of the tax. 3. But
+as the only indirect taxes which yield a large revenue are
+those which fall on articles of universal or very general consumption,
+and as it is therefore necessary to have some taxes
+on real luxuries, that is, on things which afford pleasure in
+themselves, and are valued on that account rather than for
+their cost, these taxes should, if possible, be so adjusted as
+to fall with the same proportional weight on small, on moderate,
+and on large incomes. This is not an easy matter; since
+the things which are the subjects of the more productive
+taxes are in proportion more largely consumed by the poorer
+members of the community than by the rich. Tea, coffee,
+sugar, tobacco, fermented drinks, can hardly be so taxed
+that the poor shall not bear more than their due share of the
+burden. Something might be done by making the duty on
+the superior qualities, which are used by the richer consumers,
+much higher in proportion to the value; but in some
+cases the difficulty of at all adjusting the duty to the value,
+<pb n='589'/><anchor id='Pg589'/>
+so as to prevent evasion, is said, with what truth I know not,
+to be insuperable; so that it is thought necessary to levy the
+same fixed duty on all the qualities alike. 4. As far as is
+consistent with the preceding rules, taxation should rather
+be concentrated on a few articles than diffused over many,
+in order that the expenses of collection may be smaller, and
+that as few employments as possible may be burdensomely
+and vexatiously interfered with. 5. Among luxuries of general
+consumption, taxation should by preference attach itself
+to stimulants, because these, though in themselves as legitimate
+indulgences as any others, are more liable than most
+others to be used in excess, so that the check to consumption,
+naturally arising from taxation, is on the whole better
+applied to them than to other things. 6. As far as other
+considerations permit, taxation should be confined to imported
+articles, since these can be taxed with a less degree of
+vexatious interference, and with fewer incidental bad effects,
+than when a tax is levied on the field or on the workshop.
+Custom duties are, <foreign lang='la' rend='italic'>cæteris paribus</foreign>,
+much less objectionable
+than excise: but they must be laid only on things which
+either can not, or at least will not, be produced in the country
+itself; or else their production there must be prohibited
+(as in England is the case with tobacco), or subjected to an
+excise duty of equivalent amount. 7. No tax ought to be
+kept so high as to furnish a motive to its evasion, too strong
+to be counteracted by ordinary means of prevention; and
+especially no commodity should be taxed so highly as to raise
+up a class of lawless characters&mdash;smugglers, illicit distillers,
+and the like.
+</p>
+
+<quote rend='display'>
+<p>
+The experience of the United States is pregnant with lessons
+in this direction. During the war we imposed an internal-revenue
+tax on distilled spirits of so large an amount that it not
+only produced less revenue than a smaller tax would have done,
+but it created gigantic frauds, public corruption, and infinite
+devices to escape the payment. The following table will show
+how the production, as indicated by the tax, fell off when the
+tax was excessive. It forced evasions by distillers. It has been
+found by various experiences that with a less rate the revenue
+is largely increased.
+</p>
+
+<pb n='590'/><anchor id='Pg590'/>
+
+<table rend="latexcolumns: 'l r p{2cm} l';
+ tblcolumns: 'lw(15) lw(10) lw(10) lw(20)'">
+<row><cell>Year.</cell><cell>Revenue.</cell>
+ <cell>Production indicated by the tax (gallons).</cell>
+ <cell>Amount of tax.</cell></row>
+<row><cell>1862-1863</cell><cell>$3,200,000</cell><cell>16,000,000</cell>
+ <cell>July, 1862, 20 c. per gallon.</cell></row>
+<row><cell>1867-1868</cell><cell>14,200,000</cell><cell>7,000,000</cell>
+ <cell>Jan., 1865, $2 per gallon.</cell></row>
+<row><cell>1868-1869</cell><cell>34,200,000</cell><cell>16,000,000</cell>
+ <cell>July, 1868, 50 c. per gallon.</cell></row>
+<row><cell>1869-1870</cell><cell>39,200,000</cell><cell>18,000,000</cell>
+ <cell></cell></row>
+</table>
+
+<p>
+The actual amount reached by taxation is very much less
+than that known to be actually used by from ten to fifteen
+millions of gallons, or nearly one half the product. The openness
+of the frauds can be judged by the fact that proof spirits
+were <q>openly sold in the market, and even quoted in price-currents,
+at from five to fifteen cents less per gallon than the
+rate of tax and the average cost of manufacture.</q><note place='foot'>See Lalor's
+<q>Cyclopædia,</q> article <q>Distilled Spirits,</q> by David A. Wells.</note>
+</p>
+</quote>
+
+<p>
+In what manner the finer articles of manufacture, consumed
+by the rich, might most advantageously be taxed, I
+must leave to be decided by those who have the requisite
+practical knowledge. The difficulty would be, to effect it
+without an inadmissible degree of interference with production.
+In countries which, like the United States, import
+the principal part of the finer manufactures which they consume,
+there is little difficulty in the matter; and, even where
+nothing is imported but the raw material, that may be taxed,
+especially the qualities of it which are exclusively employed
+for the fabrics used by the richer class of consumers. Thus,
+in England a high custom duty on raw silk would be consistent
+with principle; and it might perhaps be practicable
+to tax the finer qualities of cotton or linen yarn, whether
+spun in the country itself or imported.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. Taxation systems of the United States and other Countries.</head>
+
+<quote rend='display'>
+<p>
+It will now well repay study to examine Chart <ref target='Chart_XXI'>No.
+XXI</ref>, which shows in what manner the United States have
+raised their revenues, and to consider how far the right rules
+of taxation have been followed.
+</p>
+
+<p>
+I. For means of comparison, I shall give the last annual
+budget of the United States in order to make clear from what
+sources the country derives its revenues:
+</p>
+
+<pb n='591'/><anchor id='Pg591'/>
+
+<anchor id='Chart_XXI'/>
+<p>
+Chart XXI.
+</p>
+
+<p>
+United States Budget, Year Ending June 30, 1883.
+</p>
+
+<p>
+[In millions and tenths of millions.]
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Receipts:</hi></cell><cell></cell></row>
+<row><cell>Customs</cell><cell>$214.7</cell></row>
+<row><cell>Internal revenue</cell><cell>144.7</cell></row>
+<row><cell>Direct tax</cell><cell>.1</cell></row>
+<row><cell>Sale of public lands</cell><cell>7.9</cell></row>
+<row><cell>Miscellaneous</cell><cell>30.8</cell></row>
+<row><cell>Net ordinary receipts</cell><cell>$398.2</cell></row>
+</table>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Expenditures:</hi></cell><cell></cell></row>
+<row><cell>War Department</cell><cell>$48.9</cell></row>
+<row><cell>Navy Department</cell><cell>15.3</cell></row>
+<row><cell>Indians</cell><cell>7.3</cell></row>
+<row><cell>Pensions</cell><cell>66.0</cell></row>
+<row><cell>Miscellaneous</cell><cell>68.7</cell></row>
+<row><cell>Net ordinary expenditures</cell><cell>$206.2</cell></row>
+<row><cell>Interest on public debt</cell><cell>59.2</cell></row>
+<row><cell>Total</cell><cell>$265.4</cell></row>
+</table>
+
+<p>
+This leaves a surplus of $132,839,444 above all expenditures,
+and our problem is now where to reduce taxation. The annual
+interest charge is lessening with the payment of the public
+debt, having fallen from its highest figure of $143,781,591 in
+1867, to $59,160,131 in 1883.<note place='foot'><q>United
+States Statistical Abstract,</q> 1883, pp. 2, 3.</note>
+Our national taxation is practically
+all indirect, that of internal taxation being chiefly levied
+on tobacco and distilled spirits, and our customs falling on
+almost all articles which can be imported, materials as well as
+manufactures.
+</p>
+
+<p>
+In the United States direct taxation on real and personal
+property is very generally levied for State, county, and municipal
+purposes. In fact, nearly all the perceptible taxation is
+the property tax, and, inasmuch as the State and county tax is
+very light, the burden is almost always owing to municipal and
+town expenditures. People do not seem to be aware of the
+enormous national burden, because the taxes are indirect, and
+only increase the prices of commodities. Other countries, it
+will be seen, make a greater use of direct taxation than the
+United States. In fact, the comparison of the ways by which
+different countries collect their revenues may naturally show
+us where we may gain by their experience.
+</p>
+
+<p>
+II. The English system is especially interesting, because,
+after having had an extended scheme of customs duties, they
+abandoned it, and raised their revenue, some on imported articles,
+<pb n='592'/><anchor id='Pg592'/>
+it is true (generally on those which could not be produced
+in England), but by the income-tax, and other forms.<note place='foot'>The
+old condition of things was well described by Sydney Smith: <q>We
+must pay taxes upon every article which enters into the mouth or covers the
+back, or is placed under the foot. Taxes upon everything which is pleasant to
+see, hear, feel, smell, and taste. Taxes upon warmth, light, and locomotion.
+Taxes upon everything upon earth and the waters under the earth. On everything
+that comes from abroad or is grown at home. Taxes on raw material.
+Taxes on every value that is added to it by the industry of man. Taxes on the
+sauce which pampers man's appetite and the drug which restores him to health.
+On the ermine which decorates the judge and the rope which hangs the criminal.
+On the brass nails of the coffin and on the ribbons of the bride. At bed or at
+board, couchant or levant, we must pay. The beardless youth manages his
+taxed horse with a taxed bridle on a taxed road, and the dying Englishman,
+pouring his medicine (which has paid 7 per cent) into a spoon (which has paid
+30 per cent), throws himself back upon his chintz bed (which has paid 22 per
+cent), makes his will, and expires in the arms of the apothecary (who has paid
+£100 for the privilege of putting him to death). His whole property is then
+taxed from 2 to 10 per cent; besides the probate, large fees are demanded for
+burying him in the chancel: his virtues are handed down to posterity on taxed
+marble, and he is then gathered to his fathers to be taxed no more.</q></note>
+</p>
+
+<p>
+In 1842 Sir Robert Peel found 1,200 articles subject to customs-duties.
+He began (1) by removing all prohibitions; (2)
+by reducing duties on raw materials to 5 per cent or less; (3)
+by limiting the rates on partially manufactured goods to 12
+per cent; and (4) those on wholly manufactured goods to 20
+per cent. Now customs-duties are levied only on beer, cards,
+chiccory, chocolate, cocoa, coffee, dried fruit, plate, spirits, tea,
+tobacco, and wine. The following budget gives the sources of
+revenue for Great Britain:<note place='foot'><q>Financial
+Reform Almanac,</q> 1883, pp. 107-109.</note>
+</p>
+
+<p>
+Budget Of Great Britain, 1883.
+</p>
+
+<p>
+[In millions and tenths of millions.]
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Receipts:</hi></cell><cell></cell></row>
+<row><cell>Customs</cell><cell>$98.4</cell></row>
+<row><cell>Excise (such as on tobacco and spirits)</cell><cell>134.9</cell></row>
+<row><cell>Stamps</cell><cell>58.5</cell></row>
+<row><cell>Land tax</cell><cell>5.2</cell></row>
+<row><cell>House duty</cell><cell>8.9</cell></row>
+<row><cell>Income tax</cell><cell>60.9</cell></row>
+<row><cell>Post-Office</cell><cell>36.5</cell></row>
+<row><cell>Telegraph</cell><cell>8.6</cell></row>
+<row><cell>Crown lands</cell><cell>2.0</cell></row>
+<row><cell>Interest (on loans, Suez Canal, etc.)</cell><cell>6.1</cell></row>
+<row><cell>Miscellaneous</cell><cell>26.4</cell></row>
+<row><cell>Total</cell><cell>$446.4</cell></row>
+</table>
+
+<pb n='593'/><anchor id='Pg593'/>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Expenditures:</hi></cell><cell></cell></row>
+<row><cell>Interest on national debt</cell><cell>$148.4</cell></row>
+<row><cell>Army, navy, etc.</cell><cell>157.1</cell></row>
+<row><cell>Cost of revenue departments</cell><cell>45.1</cell></row>
+<row><cell>Public works</cell><cell>9.1</cell></row>
+<row><cell>Public departments, salaries, etc.</cell><cell>12.5</cell></row>
+<row><cell>Law and justice</cell><cell>35.7</cell></row>
+<row><cell>Education, science, and art</cell><cell>22.9</cell></row>
+<row><cell>Colonial and consular</cell><cell>3.4</cell></row>
+<row><cell>Civil list</cell><cell>2.0</cell></row>
+<row><cell>Pensions</cell><cell>2.0</cell></row>
+<row><cell>Miscellaneous</cell><cell>6.8</cell></row>
+<row><cell>Total expenditures</cell><cell>$445.0</cell></row>
+</table>
+
+<p>
+From this it will be seen that in the land, income, and
+house taxes, Great Britain raises by direct taxation about
+$75,000,000, and in customs and excise, by indirect taxation,
+about $233,000,000.
+</p>
+
+<p>
+III. The following is the system adopted by Germany
+(Prussia):
+</p>
+
+<p>
+German Budget, 1881-1882.
+</p>
+
+<p>
+[In millions and tenths of millions.]
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Receipts:</hi></cell><cell></cell></row>
+<row><cell>(1.) Property income from domains and forests</cell><cell>$11.7</cell></row>
+<row><cell>From mines and salt-works</cell><cell>2.5</cell></row>
+<row><cell>From railways</cell><cell>22.5</cell></row>
+<row><cell>Miscellaneous</cell><cell>5.0</cell></row>
+<row><cell></cell><cell>$41.7</cell></row>
+<row><cell>(2.) Royal Lottery</cell><cell>1.0</cell></row>
+<row><cell>(3.) Bureau of Justice</cell><cell>$12.7</cell></row>
+<row><cell>Harbors and bridges</cell><cell>.5</cell></row>
+<row><cell></cell><cell>13.2</cell></row>
+<row><cell>(4.) Direct taxes</cell><cell>$35.5</cell></row>
+<row><cell>(5.) Indirect taxes (for Prussia)</cell><cell>12.3</cell></row>
+<row><cell>Total receipts</cell><cell>$103.6</cell></row>
+</table>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Expenditures:</hi></cell><cell></cell></row>
+<row><cell>(1.) Civil list</cell><cell>3.0</cell></row>
+<row><cell>(2.) Debt</cell><cell>25.0</cell></row>
+<row><cell>(3.) Various ministries, schools, etc.</cell><cell>49.5</cell></row>
+<row><cell>(4.) Pensions</cell><cell>4.0</cell></row>
+<row><cell>(5.) Miscellaneous</cell><cell>19.5</cell></row>
+<row><cell>Total expenditures<note place='foot'><q>Handbuch
+der Verfassung und Verwaltung in Preussen und dem Deutschen
+Reich,</q> by Graf Hue de Grais (second edition, 1882), p. 138.</note></cell>
+ <cell>$101.0</cell></row>
+</table>
+
+<p>
+The Prussian <emph>direct</emph> taxes include (1) a land-tax, (2) a house-tax,
+(3) an income-tax, (4) a class-tax, (5) a trade-tax, and (6)
+miscellaneous taxes.
+</p>
+
+<pb n='594'/><anchor id='Pg594'/>
+
+<p>
+IV. How the French supply themselves may be seen by the
+following statement:<note place='foot'><q>Le Budget. Revenus
+et Dépenses de la France,</q> by M. Block (1881), pp.
+57, 82.</note>
+</p>
+
+<p>
+French Budget, 1881.
+</p>
+
+<p>
+[In millions and tenths of millions.]
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Receipts:</hi></cell><cell></cell></row>
+<row><cell>Direct taxes</cell><cell>$75.9</cell></row>
+<row><cell>Similar taxes</cell><cell>4.7</cell></row>
+<row><cell>Registry, stamps, etc</cell><cell>135.1</cell></row>
+<row><cell>Forests</cell><cell>7.6</cell></row>
+<row><cell>Customs (and salt duty $3.5)</cell><cell>65.4</cell></row>
+<row><cell>Indirect taxes (including tobacco)</cell><cell>209.7</cell></row>
+<row><cell>Post-Office and telegraph</cell><cell>27.2</cell></row>
+<row><cell>Miscellaneous</cell><cell>29.8</cell></row>
+<row><cell>Total receipts</cell><cell>$555.4</cell></row>
+</table>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell><hi rend='italic'>Expenditures:</hi></cell><cell></cell></row>
+<row><cell>Public debt, etc.</cell><cell>$249.0</cell></row>
+<row><cell>General functions of the ministries</cell><cell>243.7</cell></row>
+<row><cell>Administrative expenses, cost of revenue collections, etc.</cell>
+ <cell>58.5</cell></row>
+<row><cell>Miscellaneous</cell><cell>3.5</cell></row>
+<row><cell>Total expenditures</cell><cell>$554.7</cell></row>
+</table>
+
+<p>
+The direct taxes are (1) on property; (2) one nearly like
+our poll-tax together with a species of income-tax; (3) a tax
+on doors and windows; and (4) one on licenses.
+</p>
+
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. A <hi rend='italic'>Résumé</hi> of the general principles of taxation.</head>
+
+<p>
+After the manner of our classification and
+<foreign lang='fr' rend='italic'>résumé</foreign> of
+the subject of value and money, it may be convenient to here
+insert a recapitulation of the various principles under the treatment
+of taxation.<note place='foot'>Taken, with modifications,
+from Milnes's <q>Problems in Political Economy,</q>
+p. 377.</note>
+</p>
+
+<pb n='595'/><anchor id='Pg595'/>
+
+<p>
+Comparison Between Direct And Indirect Taxation.
+</p>
+
+<p>
+Adam Smith's <q>Canons of Taxation.</q>&mdash;A tax should be: I. <emph>Equal</emph>
+(in amount of <emph>sacrifice</emph> entailed). II. <emph>Certain.</emph>
+III. <emph>Timely.</emph> IV. <emph>All for the state.</emph>
+</p>
+
+<p>
+A Tax is either:<lb/>
+Direct.<lb/>
+Indirect (on commodities.)
+</p>
+
+<p>
+Direct taxes are:<lb/>
+On Income.<lb/>
+On Expenditure.
+</p>
+
+<p>
+Taxes on Income are:<lb/>
+General.<lb/>
+Special.
+</p>
+
+<p>
+General income taxes.
+The best of taxes, if people were all honest. As it is, it falls
+most heavily on the conscientious. Should be reserved for emergency. All
+<emph>savings</emph> and a fixed amount in <emph>all</emph> incomes should
+be exempt.
+</p>
+
+<p>
+Special taxes are on:<lb/>
+Rent.<lb/>
+Wages.<lb/>
+Profits.
+</p>
+
+<p>
+Taxes on Rent. Agricultural rent is meant. It falls entirely on the landlord, and, if not
+balanced by taxes on other classes, is unjust. May be blended with a tax on profits, if
+on rent due to landlord's improvements.
+</p>
+
+<p>
+Taxes on Wages are:<lb/>
+On Skilled.<lb/>
+On Unskilled.
+</p>
+
+<p>
+Skilled wages are at a monopoly price, and taxes on them are paid by the laborers, so
+long as wages are not reduced below their just proportion.
+</p>
+
+<p>
+Unskilled wages. (1) <hi rend='italic'>Population diminished by it.</hi> Paid by profits.
+(2) <hi rend='italic'>Population left stationary.</hi> Shared between profits and
+wages. (3) <hi rend='italic'>Population increasing in spite of it.</hi> Falls
+entirely on wages.
+</p>
+
+<p>
+Taxes on Profits. May possible stimulate production, and is then a good all round,
+contributing to the state, and leaving no one any poorer. If not, if profits are
+really diminished by the tax, capital may be diminished also.
+This (a) may, or (b) may not diminish population. If (a), then the margin of
+cultivation ceases to be extended, and part of the tax,
+<foreign lang='la' rend='italic'>pro tanto</foreign>, falls on the landlords. If (b),
+then wages fall, and part of the tax falls on the laborer. Total result is a nearer
+approach to the stationary state.
+</p>
+
+<p>
+Taxes on Expenditure are open to the same objections as the general income-tax.
+They may be:<lb/>
+Assessed taxes.<lb/>
+House-tax.
+</p>
+
+<p>
+Assessed taxes, such as on servants, dogs, etc. These are rigidly <emph>direct</emph>.
+</p>
+
+<p>
+House-taxes are:<lb/>
+On building-rent.<lb/>
+On ground-rent.
+</p>
+
+<p>
+House-taxes on building-rent are paid by occupier. This tax is <emph>indirect</emph>.
+</p>
+
+<p>
+House-taxes on ground-rent are (1.) with, or (2.) without an equivalent tax
+on agricultural rent. (1.) Are paid by ground landlord wholly, and
+therefore <emph>direct</emph>. (2.) Are part by occupier, and therefore
+<emph>indirect</emph>.
+</p>
+
+<p>
+Indirect taxes are:
+Excise,<lb/>
+Customs, or<lb/>
+Tolls.
+</p>
+
+<p>
+Indirect taxes may be on (1.) Long or (2.) Short investments of capital.
+</p>
+
+<p>
+Indirect taxes on Long investments are always unadvisable, in view of Canon IV.
+</p>
+
+<p>
+Indirect taxes on Short investments are subject to the laws of indirect taxation.
+1. Tax vanities rather than positive enjoyments (e.g., liveries rather than
+servants). 2. The consumer and not the producer should pay the tax collector (Canon
+IV). That is, collect the tax as near the actual consumer as possible. 3. Taxes on
+real enjoyments to be kept as equal as possible for large and small means. 4. Tax as
+few articles as possible. England taxes only a very small number of imports.
+The United States taxes nearly everything imported. 5. Tax stimulants freely.
+The United States collect $91,000,000 from spirits and liquors, and $42,000,000 from
+tobacco (1883). 6. Tax imports of commodities not made at home, or whose home production
+is under an excise (internal revenue) duty equal to the customs tax. 7. Keep the
+rate of tax low, in order to get most revenue.
+</p>
+
+</div>
+
+</div>
+
+<pb n='596'/><anchor id='Pg596'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter V. Of A National Debt.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. Is it desirable to defray extraordinary public expenses by loans?</head>
+
+<p>
+The question must now be considered, how far it is
+right or expedient to raise money for the purposes of government,
+not by laying on taxes to the amount required, but
+by taking a portion of the capital of the country in the form
+of a loan, and charging the public revenue with only the
+interest.
+</p>
+
+<p>
+This question has already been touched upon in the First
+Book.<note place='foot'><ref target='Book_I_Chapter_IV_Section_5'>Book I,
+Chap. IV, § 5</ref>.</note> We remarked, that if the capital taken in loans is
+abstracted from funds either engaged in production, or destined
+to be employed in it, their diversion from that purpose
+is equivalent to taking the amount from the wages of the
+laboring-classes. Borrowing, in this case, is not a substitute
+for raising the supplies within the year. A government
+which borrows does actually take the amount within the
+year, and that too by a tax exclusively on the laboring-classes,
+than which it could have done nothing worse, if it
+had supplied its wants by avowed taxation; and in that case
+the transaction, and its evils, would have ended with the
+emergency; while, by the circuitous mode adopted, the value
+exacted from the laborers is gained, not by the state, but by
+the employers of labor, the state remaining charged with the
+debt besides, and with its interest in perpetuity. The system
+of public loans, in such circumstances, may be pronounced
+the very worst which, in the present state of civilization,
+<pb n='597'/><anchor id='Pg597'/>
+is still included in the catalogue of financial expedients.
+</p>
+
+<p>
+We, however, remarked that there are other circumstances
+in which loans are not chargeable with these pernicious
+consequences: namely, first, when what is borrowed is
+foreign capital, the overflowings of the general accumulation
+of the world; or, secondly, when it is capital which either
+would not have been saved at all, unless this mode of investment
+had been open to it, or, after being saved, would have
+been wasted in unproductive enterprises, or sent to seek employment
+in foreign countries. When the progress of accumulation
+has reduced profits either to the ultimate or to the
+practical minimum&mdash;to the rate less than which would either
+put a stop to the increase of capital, or send the whole of
+the new accumulations abroad&mdash;government may annually
+intercept these new accumulations, without trenching on the
+employment or wages of the laboring-classes in the country
+itself, or perhaps in any other country. To this extent,
+therefore, the loan system may be carried, without being liable
+to the utter and peremptory condemnation which is due
+to it when it overpasses this limit. What is wanted is an
+index to determine whether, in any given series of years, as
+during the last great war, for example, the limit has been
+exceeded or not.
+</p>
+
+<p>
+Such an index exists, at once a certain and an obvious
+one. Did the Government, by its loan operations, augment
+the rate of interest? If it only opened a channel for capital
+which would not otherwise have been accumulated, or which,
+if accumulated, would not have been employed within the
+country, this implies that the capital, which the Government
+took and expended, could not have found employment
+at the existing rate of interest. So long as the loans do no
+more than absorb this surplus, they prevent any tendency
+to a fall of the rate of interest, but they can not occasion
+any rise. [But] To the full extent to which the loans of
+government, during the war, caused the rate of interest to
+exceed what it was before, and what it has been since, those
+<pb n='598'/><anchor id='Pg598'/>
+loans are chargeable with all the evils which have been described.
+If it be objected that interest only rose because
+profits rose, I reply that this does not weaken, but strengthens,
+the argument. If the Government loans produced the
+rise of profits by the great amount of capital which they absorbed,
+by what means can they have had this effect, unless
+by lowering the wages of labor? It will, perhaps, be said
+that what kept profits high during the war was not the drafts
+made on the national capital by the loans, but the rapid progress
+of industrial improvements. This, in a great measure,
+was the fact; and it, no doubt, alleviated the hardship to the
+laboring-classes, and made the financial system which was
+pursued less actively mischievous, but not less contrary to
+principle. These very improvements in industry made room
+for a larger amount of capital; and the Government, by
+draining away a great part of the annual accumulations, did
+not indeed prevent that capital from existing ultimately (for
+it started into existence with great rapidity after the peace),
+but prevented it from existing at the time, and subtracted
+just so much, while the war lasted, from distribution among
+productive laborers. If the Government had abstained from
+taking this capital by loan, and had allowed it to reach the
+laborers, but had raised the supplies which it required by a
+direct tax on the laboring-classes, it would have produced (in
+every respect but the expense and inconvenience of collecting
+the tax) the very same economical effects which it did
+produce, except that we should not now have had the debt.
+The course it actually took was therefore worse than the
+very worst mode which it could possibly have adopted of
+raising the supplies within the year; and the only excuse, or
+justification, which it admits of (so far as that excuse could be
+truly pleaded) was hard necessity; the impossibility of raising
+so enormous an annual sum by taxation, without resorting
+to taxes which from their odiousness, or from the facility of
+evasion, it would have been found impracticable to enforce.<note place='foot'>Although
+Mr. Mill had reference to the French wars in the beginning of this
+century, his words apply also to the circumstances of our own late war,
+1861-1865.</note>
+</p>
+
+<pb n='599'/><anchor id='Pg599'/>
+
+<p>
+When government loans are limited to the overflowings
+of the national capital, or to those accumulations which would
+not take place at all unless suffered to overflow, they are at
+least not liable to this grave condemnation. In this case,
+therefore, the question really is, what it is commonly supposed
+to be in all cases&mdash;namely, a choice between a great
+sacrifice at once, and a small one indefinitely prolonged. On
+this matter it seems rational to think that the prudence of a
+nation will dictate the same conduct as the prudence of an
+individual; to submit to as much of the privation immediately
+as can easily be borne, and, only when any further burden
+would distress or cripple them too much, to provide for
+the remainder by mortgaging their future income. It is an
+excellent maxim to make present resources suffice for present
+wants; the future will have its own wants to provide for.
+On the other hand, it may reasonably be taken into consideration
+that, in a country increasing in wealth, the necessary
+expenses of government do not increase in the same ratio as
+capital or population; any burden, therefore, is always less
+and less felt; and, since those extraordinary expenses of government
+which are fit to be incurred at all are mostly beneficial
+beyond the existing generation, there is no injustice in
+making posterity pay a part of the price, if the inconvenience
+would be extreme of defraying the whole of it by
+the exertions and sacrifices of the generation which first
+incurred it.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. Not desirable to redeem a national Debt by a general Contribution.</head>
+
+<p>
+When a country, wisely or unwisely, has burdened
+itself with a debt, is it expedient to take steps for redeeming
+that debt? In principle it is impossible not to maintain
+the affirmative.
+</p>
+
+<p>
+Two modes have been contemplated of paying off a national
+debt: either at once by a general contribution, or
+gradually by a surplus revenue. The first would be incomparably
+the best, if it were practicable; and it would be
+practicable if it could justly be done by assessment on property
+alone. If property bore the whole interest of the debt,
+property might, with great advantage to itself, pay it off;
+<pb n='600'/><anchor id='Pg600'/>
+since this would be merely surrendering to a creditor the
+principal sum, the whole annual proceeds of which were
+already his by law, and would be equivalent to what a
+land-owner does when he sells part of his estate, to free the
+remainder from a mortgage. But property, it need hardly
+be said, does not pay, and can not justly be required to pay,
+the whole interest of the debt. Whatever is the fitting contribution
+from property to the general expenses of the state,
+in the same, and in no greater proportion, should it contribute
+toward either the interest or the repayment of the
+national debt. This, however, if admitted, is fatal to any
+scheme for the extinction of the debt by a general assessment
+on the community. Persons of property could pay
+their share of the amount by a sacrifice of property, and
+have the same net income as before.
+</p>
+
+<p rend='text-align: center'>
+ <figure url='images/debt-contributions.png' rend='width: 50%'>
+ <figDesc>Illustration.</figDesc>
+ </figure>
+</p>
+
+<quote rend='display'>
+If a person owns a property, A B, which returns him
+$1,000 income, and if he pays $10 a year in taxes as his share
+of interest on the public debt, suppose that part of his estate
+represented by X, which returns him
+annually $10 (and which return he
+has annually handed over to the state),
+to be carved out of it, and that he is
+to be hereafter relieved of his share
+of taxes. He would then, after having
+paid the capitalized value (X) of that which was his share
+of the annual tax to the state on account of the public debt,
+have the same net income as before; for he was never able to
+enjoy the income of X.
+</quote>
+
+<p>
+If those who have no accumulations, but only incomes,
+were required to make up by a single payment the equivalent
+of the annual charge laid on them by the taxes maintained
+to pay the interest of the debt, they could only do so
+by incurring a private debt equal to their share of the public
+debt; while, from the insufficiency, in most cases, of the
+security which they could give, the interest would amount
+to a much larger annual sum than their share of that now
+paid by the state. Besides, a collective debt defrayed by
+taxes has, over the same debt parceled out among individuals,
+the immense advantage that it is virtually a mutual insurance
+<pb n='601'/><anchor id='Pg601'/>
+among the contributors. If the fortune of a contributor
+diminishes, his taxes diminish; if he is ruined, they
+cease altogether, and his portion of the debt is wholly transferred
+to the solvent members of the community. If it
+were laid on him as a private obligation, he would still be
+liable to it, even when penniless.
+</p>
+
+<p>
+When the state possesses property, in land or otherwise,
+which there are not strong reasons of public utility for its
+retaining at its disposal, this should be employed, as far as
+it will go, in extinguishing debt. Any casual gain, or god-send,
+is naturally devoted to the same purpose. Beyond this,
+the only mode which is both just and feasible, of extinguishing
+or reducing a national debt, is by means of a surplus
+revenue.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. In what cases desirable to maintain a surplus revenue for the redemption
+of Debt.</head>
+
+<p>
+The desirableness, <hi rend='italic'>per se</hi>, of maintaining a surplus
+for this purpose does not, I think, admit of a doubt.
+</p>
+
+<p>
+It is not, however, advisable in all cases to maintain a
+surplus revenue for the extinction of debt. The advantage
+of paying off the national debt is, that it would enable us
+to get rid of the worst half of our taxation. But of this
+worst half some portions must be worse than others, and to
+get rid of those would be a greater benefit proportionally
+than to get rid of the rest. If renouncing a surplus revenue
+would enable us to dispense with a tax, we ought to consider
+the very worst of all our taxes as precisely the one
+which we are keeping up for the sake of ultimately abolishing
+taxes not so bad as itself. In a country advancing in
+wealth, whose increasing revenue gives it the power of ridding
+itself from time to time of the most inconvenient portions
+of its taxation, I conceive that the increase of revenue
+should rather be disposed of by taking off taxes, than by
+liquidating debt, as long as any very objectionable imposts
+remain. In the present state of England, therefore, I hold
+it to be good policy in the Government, when it has a surplus
+of an apparently permanent character, to take off taxes,
+provided these are rightly selected. Even when no taxes
+remain but such as are not unfit to form part of a permanent
+<pb n='602'/><anchor id='Pg602'/>
+system, it is wise to continue the same policy by experimental
+reductions of those taxes, until the point is discovered
+at which a given amount of revenue can be raised
+with the smallest pressure on the contributors. After this,
+such surplus revenue as might arise from any further increase
+of the produce of the taxes should not, I conceive,
+be remitted, but applied to the redemption of debt. Eventually,
+it might be expedient to appropriate the entire produce
+of particular taxes to this purpose; since there would be
+more assurance that the liquidation would be persisted in, if
+the fund destined to it were kept apart, and not blended
+with the general revenues of the state. The succession duties
+would be peculiarly suited to such a purpose, since taxes
+paid as they are, out of capital, would be better employed in
+reimbursing capital than in defraying current expenditure.
+If this separate appropriation were made, any surplus afterward
+arising from the increasing produce of the other taxes,
+and from the saving of interest on the successive portions
+of debt paid off, might form a ground for a remission of
+taxation.
+</p>
+
+<quote rend='display'>
+<p>
+The relative amount of the United States public debt may
+be seen, by Chart <ref target='Chart_XXII'>No. XXII</ref>,
+from an early date down to 1880.
+Since the war, the surplus revenue of the United States has
+been constantly appropriated for the payment of the public
+debt incurred during the late war, until, what with the reduction
+of debt and the fall in the interest charge, our income is
+now so much greater than expenditure that we are (1884) actually
+in difficulties owing to the surplus. To the present time
+the Treasury has been able to use its excess of receipts in redeeming
+matured debt; but the rapidity of the payment has
+been such that in two years or more no matured debt will exist
+to be redeemed: $250,000,000 of 4-½ per cent bonds remain, but
+they do not fall due until 1891; and the 4 per cent bonds to
+the amount of $737,620,700 do not mature until 1907. Having
+once raised a large revenue under war pressure, it seems very
+difficult for people to understand now why heavy duties were
+originally levied, and the extraordinary suggestion is often
+made that the surplus should remain, and new channels of expenditure
+should be made (such as enormous pensions), simply
+in order to keep up the heavy taxation. The difficulty is, however,
+that the unnecessary surplus exists because of customs
+<pb n='603'/><anchor id='Pg603'/>
+duties levied for war purposes. But the heavy burden of war
+taxation ought not to be continued, adding to the cost of production
+in all industries, without doing a greater wrong than
+would be done by the passing&mdash;and only possible&mdash;trouble of a
+redistribution of capital in a few cases; especially since that
+distribution of capital will be one from less productive to more
+productive industries; otherwise, no change would be made.
+</p>
+
+<p>
+The condition of foreign debts, and the progress made in
+their reduction, may be studied in Chart <ref target='Chart_XXIII'>No. XXIII</ref>.
+That of the United States is exceptional. The interest-bearing debt,
+as given by the last report of the Secretary of the Treasury,
+1883, has been reduced to $1,312,446,050, and the reduction is
+more striking than is indicated in the chart for the year 1880.
+</p>
+
+<pb n='604'/><anchor id='Pg604'/>
+
+<anchor id='Chart_XXIII'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxxiii.png' rend='width: 80%'>
+ <head>Chart XXIII. Reduction of National Debts in Various Countries.</head>
+ <figDesc>Illustration: Chart XXIII.</figDesc>
+ </figure>
+</p>
+
+</quote>
+
+</div>
+
+</div>
+
+<pb n='605'/><anchor id='Pg605'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Chapter VI. Of An Interference Of Government Grounded On Erroneous Theories.</head>
+
+<div>
+<index index='toc'/>
+<head>§ 1. The doctrine of Protection to Native Industry.</head>
+
+<p>
+We proceed to the functions of government which
+belong to what I have termed, for want of a better designation,
+the optional class; those which are sometimes assumed
+by governments and sometimes not, and which it is not
+unanimously admitted that they ought to exercise. We will
+begin by passing in review false theories which have from
+time to time formed the ground of acts of government more
+or less economically injurious.
+</p>
+
+<p>
+Of these false theories, the most notable is the doctrine
+of Protection to Native Industry&mdash;a phrase meaning the
+prohibition, or the discouragement by heavy duties, of such
+foreign commodities as are capable of being produced at
+home. If the theory involved in this system had been correct,
+the practical conclusions grounded on it would not
+have been unreasonable. The theory was that, to buy things
+produced at home was a national benefit, and the introduction
+of foreign commodities generally a national loss. It
+being at the same time evident that the interest of the consumer
+is to buy foreign commodities in preference to domestic
+whenever they are either cheaper or better, the interest
+of the consumer appeared in this respect to be contrary to
+the public interest; he was certain, if left to his own inclinations,
+to do what according to the theory was injurious to
+the public.
+</p>
+
+<p>
+It was shown, however, in our analysis of the effects of
+international trade, as it had been often shown by former
+<pb n='606'/><anchor id='Pg606'/>
+writers, that the importation of foreign commodities, in the
+common course of traffic, never takes place except when it
+is, economically speaking, a national good, by causing the
+same amount of commodities to be obtained at a smaller
+cost of labor and capital to the country. To prohibit, therefore,
+this importation, or impose duties which prevent it, is
+to render the labor and capital of the country less efficient
+in production than they would otherwise be, and compel a
+waste of the difference between the labor and capital necessary
+for the home production of the commodity and that
+which is required for producing the things with which it
+can be purchased from abroad. The amount of national
+loss thus occasioned is measured by the excess of the price
+at which the commodity is produced over that at which it
+could be imported. In the case of manufactured goods the
+whole difference between the two prices is absorbed in indemnifying
+the producers for waste of labor, or of the capital
+which supports that labor. Those who are supposed to
+be benefited, namely, the makers of the protected articles
+(unless they form an exclusive company, and have a monopoly
+against their own countrymen as well as against foreigners),
+do not obtain higher profits than other people. All is
+sheer loss to the country as well as to the consumer.
+</p>
+
+<quote rend='display'>
+Of the industries in a country some are said to <q>need protection</q>
+and others not&mdash;that is, those industries which are
+carried on at a relative disadvantage are the only ones which
+need protection in order that they may continue in operation.
+By relative disadvantage is meant a greater relative cost, or
+sacrifice, to the same amount of labor and capital. Those industries
+which can not yield so great a value for the labor and
+capital engaged in them as other more profitable industries are
+those which are said to <q>need protection.</q> Wherever protective
+duties exist it is implied by those who lay them on that
+there production is carried on under more onerous conditions
+than in other competing places or occupations. After duties
+are thus supposed to have protected the less advantageously
+situated occupations, it may be said that all industries will then
+have an equal chance. <q>No doubt,</q> as Mr. Cairnes says, <q>they
+would be equalized just as by compelling every one to move
+about with a weight attached to his leg. The weight would,
+<pb n='607'/><anchor id='Pg607'/>
+indeed, be an impediment to locomotion, but, provided it were
+in each case exactly proportioned to the strength of the limb
+which drew it, no one ... would have any reason to complain.
+No one would walk as fast as if his limbs were free,
+but then his neighbor would be equally fettered, and, if it took
+him twice as long to reach his destination as before, he would
+at least have company on his journey.</q><note place='foot'>Cairnes,
+<q>Leading Principles,</q> pp. 381, 382.</note>
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 2. &mdash;had its origin in the Mercantile System.</head>
+
+<p>
+The restrictive and prohibitory policy was originally
+grounded on what is called the Mercantile System, which,
+representing the advantage of foreign trade to consist solely
+in bringing money into the country, gave artificial encouragement
+to exportation of goods, and discountenanced their
+importation. The only exceptions to the system were those
+required by the system itself. The materials and instruments
+of production were the subject of a contrary policy,
+directed, however, to the same end; they were freely imported,
+and not permitted to be exported, in order that manufacturers,
+being more cheaply supplied with the requisites
+of manufacture, might be able to sell cheaper, and therefore
+to export more largely. For a similar reason importation
+was allowed and even favored, when confined to the productions
+of countries which were supposed to take from the
+country still more than it took from them, thus enriching it
+by a favorable balance of trade. As part of the same system
+colonies were founded, for the supposed advantage of
+compelling them to buy our commodities, or at all events
+not to buy those of any other country: in return for which
+restriction we were generally willing to come under an
+equivalent obligation with respect to the staple productions
+of the colonists. The consequences of the theory were
+pushed so far that it was not unusual even to give bounties
+on exportation, and induce foreigners to buy from [England]
+rather than from other countries by a cheapness which [England]
+artificially produced, by paying part of the price for
+them out of [their] own taxes. This is a stretch beyond the
+point yet reached by any private tradesman in his competition
+<pb n='608'/><anchor id='Pg608'/>
+for business. No shopkeeper, I should think, ever
+made a practice of bribing customers by selling goods to
+them at a permanent loss, making it up to himself from
+other funds in his possession.
+</p>
+
+<p>
+The principle of the Mercantile Theory is now given up
+even by writers and governments who still cling to the
+restrictive system. Whatever hold that system has over
+men's minds, independently of the private interests exposed
+to real or apprehended loss by its abandonment, is derived
+from fallacies other than the old notion of the benefits of
+heaping up money in the country. The most effective of
+these is the specious plea of employing our own countrymen
+and our national industry, instead of feeding and supporting
+the industry of foreigners. The answer to this, from the
+principles laid down in former chapters, is evident. Without
+reverting to the fundamental theorem discussed in an
+early part of the present
+treatise,<note place='foot'><ref target='Book_I_Chapter_IV'>Book
+I, Chap. IV</ref>.</note> respecting the nature and
+sources of employment for labor, it is sufficient to say, what
+has usually been said by the advocates of free trade, that the
+alternative is not between employing our own people and
+foreigners, but between employing one class and another of
+our own people. The imported commodity is always paid
+for, directly or indirectly, with the produce of our own industry:
+that industry being, at the same time, rendered more
+productive, since, with the same labor and outlay, we are
+enabled to possess ourselves of a greater quantity of the article.
+Those who have not well considered the subject are apt
+to suppose that our exporting an equivalent in our own produce,
+for the foreign articles we consume, depends on contingencies&mdash;on
+the consent of foreign countries to make some
+corresponding relaxation of their own restrictions, or on the
+question whether those from whom we buy are induced by
+that circumstance to buy more from us; and that, if these
+things, or things equivalent to them, do not happen, the payment
+must be made in money. Now, in the first place, there
+<pb n='609'/><anchor id='Pg609'/>
+is nothing more objectionable in a money payment than in
+payment by any other medium, if the state of the market
+makes it the most advantageous remittance; and the money
+itself was first acquired, and would again be replenished, by
+the export of an equivalent value of our own products.
+But, in the next place, a very short interval of paying in
+money would so lower prices as either to stop a part of the
+importation, or raise up a foreign demand for our produce,
+sufficient to pay for the imports. I grant that this disturbance
+of the equation of international demand would be in
+some degree to our disadvantage, in the purchase of other
+imported articles; and that a country which prohibits some
+foreign commodities, does, <hi rend='italic'>cæteris paribus</hi>, obtain those which
+it does not prohibit at a less price than it would otherwise
+have to pay. To express the same thing in other words:
+a country which destroys or prevents altogether certain
+branches of foreign trade, thereby annihilating a general
+gain to the world, which would be shared in some proportion
+between itself and other countries, does, in some circumstances,
+draw to itself, at the expense of foreigners, a larger
+share than would else belong to it of the gain arising from
+that portion of its foreign trade which it suffers to subsist.
+But even this it can only be enabled to do, if foreigners do
+not maintain equivalent prohibitions or restrictions against its
+commodities. In any case, the justice or expediency of destroying
+one of two gains, in order to engross a rather larger share
+of the other, does not require much discussion; the gain,
+too, which is destroyed, being, in proportion to the magnitude
+of the transactions, the larger of the two, since it is the one
+which capital, left to itself, is supposed to seek by preference.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 3. &mdash;supported by pleas of national subsistence and national
+defense.</head>
+
+<p>
+Defeated as a general theory, the Protectionist doctrine
+finds support in some particular cases from considerations
+which, when really in point, involve greater interests
+than mere saving of labor&mdash;the interests of national subsistence
+and of national defense.<note place='foot'>Mr. Mill here takes up
+political considerations, which are not properly to be
+included in a purely economic treatment. (See the beginning
+of <ref target='Book_IV_Chapter_VI_Section_6'>§ 6</ref>.)</note> The discussions on the
+Corn <pb n='610'/><anchor id='Pg610'/>
+Laws have familiarized everybody with the plea that we
+ought to be independent of foreigners for the food of the
+people; and the Navigation Laws were grounded, in theory
+and profession, on the necessity of keeping up a <q>nursery of
+seamen</q> for the navy. On this last subject I at once admit
+that the object is worth the sacrifice; and that a country exposed
+to invasion by sea, if it can not otherwise have sufficient
+ships and sailors of its own to secure the means of
+manning on an emergency an adequate fleet, is quite right in
+obtaining those means, even at an economical sacrifice in point
+of cheapness of transport. When the English navigation
+laws were enacted, the Dutch, from their maritime skill and
+their low rate of profit at home, were able to carry for other
+nations, England included, at cheaper rates than those nations
+could carry for themselves: which placed all other countries
+at a great comparative disadvantage in obtaining experienced
+seamen for their ships of war. The navigation laws, by
+which this deficiency was remedied, and at the same time a
+blow struck against the maritime power of a nation with
+which England was then frequently engaged in hostilities,
+were probably, though economically disadvantageous, politically
+expedient. But English ships and sailors can now
+navigate as cheaply as those of any other country, maintaining
+at least an equal competition with the other maritime
+nations even in their own trade. The ends which may once
+have justified navigation laws require them no longer, and
+afford no reason for maintaining this invidious exception
+to the general rule of free trade.
+</p>
+
+<quote rend='display'>
+<p>
+Since the introduction of steamships and the advance of invention
+in naval contrivances, the plea for navigation laws on
+the ground that they keep up a <q>nursery of seamen</q> for the
+navy is practically obsolete. The <q>seaman</q> employed on the
+modern naval ships more nearly resembles the artisan in a
+manufacturing establishment; he need have but comparatively
+little knowledge of the sea, since the days of sailing-vessels
+have passed by, so far as naval warfare is concerned. Steam
+and mechanical appliances now do what was before done by
+wind and sail.
+</p>
+
+<p>
+While Mr. Mill thinks navigation laws were economically&mdash;that
+<pb n='611'/><anchor id='Pg611'/>
+is, so far as increase of wealth is concerned&mdash;disadvantageous,
+yet he believes that they may have been <q>politically
+expedient.</q> It is possible, for example, that retaliation by the
+United States and other countries against England early in this
+century brought about the remission of the English restrictions
+on foreign shipping. But it is quite another thing to say that
+such laws produced an ability to sail ships more cheaply.
+That the English navigation acts of 1651 built up English shipping
+is not supported by many proofs; whereas it is very
+distinctly shown that English shipping languished and suffered
+under them.<note place='foot'>See <q>Sketch of the History of Political Economy,</q>
+<hi rend='italic'>supra</hi>, p. <ref target='Pg006'>6</ref>,
+note 1.</note> Moreover, under the
+<foreign lang='fr' rend='italic'>régime</foreign> of steam and iron
+(which drew out England's peculiar advantages in iron and
+coal), in all its history English shipping never prospered more
+than it has since the abolition in 1849 of the navigation laws&mdash;events
+which have taken place since Mr. Mill wrote.
+</p>
+
+<p>
+The United States is still weighed down by navigation laws
+adapted to mediæval conditions, and the relics of a time when
+retaliation was the cause of their enactment. So long as
+wooden vessels did the carrying-trade, the natural advantages of
+the United States gave us a proud position on the ocean. Now,
+however, when it is a question of cheaper iron, steel, and coal for
+vessels of iron and steel, we are at a possible disadvantage, and
+the bulk of navigation laws proposed in these days are intended
+to draw capital either by raising prices through duties on
+ships and materials, or by outright bounties and subsidies from
+industries in which we have advantages, to building ships.
+And until of late no distinction has been made between ship-building
+and ship-owning (or ship-sailing). Within the last
+year (1884) many burdens on ship-sailing have been removed;
+but even when we are permitted to sail ships on equal terms
+with foreigners, we can not yet build them with as small a
+cost as England (which is proved by the very demand of the
+builders of iron vessels for the retention of protective duties),
+and our laws do not as yet allow us to buy ships abroad and
+sail them under our own flag.<note place='foot'>For bibliography
+of the United States shipping question, see <ref target='Appendix_I'>Appendix
+I</ref>.</note>
+</p>
+</quote>
+
+<p>
+With regard to subsistence, the plea of the Protectionists
+has been so often and so triumphantly met, that it requires
+little notice here. That country is the most steadily as well
+as the most abundantly supplied with food which draws its
+supplies from the largest surface. It is ridiculous to found a
+general system of policy on so improbable a danger as that of
+being at war with all the nations of the world at once; or to
+<pb n='612'/><anchor id='Pg612'/>
+suppose that, even if inferior at sea, a whole country could
+be blockaded like a town, or that the growers of food in
+other countries would not be as anxious not to lose an advantageous
+market as we should be not to be deprived of their
+corn.
+</p>
+
+<p>
+In countries in which the system of Protection is declining,
+but not yet wholly given up, such as the United States,
+a doctrine has come into notice which is a sort of compromise
+between free trade and restriction, namely, that protection
+for protection's sake is improper, but that there is nothing
+objectionable in having as much protection as may incidentally
+result from a tariff framed solely for revenue. Even
+in England regret is sometimes expressed that a <q>moderate
+fixed duty</q> was not preserved on corn, on account of the
+revenue it would yield. Independently, however, of the
+general impolicy of taxes on the necessaries of life, this doctrine
+overlooks the fact that revenue is received only on the
+quantity imported, but that the tax is paid on the entire
+quantity consumed. To make the public pay much, that the
+treasury may receive a little, is no eligible mode of obtaining
+a revenue. In the case of manufactured articles the doctrine
+involves a palpable inconsistency. The object of the duty
+as a means of revenue is inconsistent with its affording, even
+incidentally, any protection. It can only operate as protection
+in so far as it prevents importation, and to whatever
+degree it prevents importation it affords no revenue.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 4. &mdash;on the ground of encouraging young industries; colonial policy.</head>
+
+<p>
+The only case in which, on mere principles of political
+economy, protecting duties can be defensible, is when
+they are imposed temporarily (especially in a young and
+rising nation) in hopes of naturalizing a foreign industry, in
+itself perfectly suitable to the circumstances of the country.
+The superiority of one country over another in a branch of
+production often arises only from having begun it sooner.
+There may be no inherent advantage on one part, or disadvantage
+on the other, but only a present superiority of acquired
+skill and experience. A country which has this skill
+and experience yet to acquire may in other respects be better
+<pb n='613'/><anchor id='Pg613'/>
+adapted to the production than those which were earlier in
+the field; and, besides, it is a just remark of Mr. Rae that
+nothing has a greater tendency to promote improvements in
+any branch of production than its trial under a new set of
+conditions. But it can not be expected that individuals
+should, at their own risk, or rather to their certain loss, introduce
+a new manufacture, and bear the burden of carrying
+it on, until the producers have been educated up to the level
+of those with whom the processes are traditional. A protecting
+duty, continued for a reasonable time, will sometimes be
+the least inconvenient mode in which the nation can tax itself
+for the support of such an experiment. But the protection
+should be confined to cases in which there is good ground of
+assurance that the industry which it fosters will after a time
+be able to dispense with it; nor should the domestic producers
+ever be allowed to expect that it will be continued to
+them beyond the time necessary for a fair trial of what they
+are capable of accomplishing.
+</p>
+
+<quote rend='display'>
+<p>
+The great difficulty with this proposal is that it introduces
+(what is inconsistent with Mr. Mill's general system) the Socialistic
+basis of state-help, instead of self-help. If industries
+will never support themselves, then, of course, it is a misappropriation
+of the property of its citizens whenever a government
+takes a slice by taxation from productive industries and
+gives it to a less productive one to make up its deficiencies. The
+only possible theory of protection to young industries is that,
+if protected for a season, the industries may soon grow strong
+and stand alone. Mr. Mill never contemplated anything else.
+But the difficulty is constantly met with, in putting this theory
+into practice, that the industry, once that it has learned to depend
+on the help of the state, never reaches a stage when it is
+willing to give up the assistance of the duties. Dependence on
+legislation begets a want of self-reliance, and destroys the stimulus
+to progress and good management. It is said: <q>There
+has never been an instance in the history of the country where
+the representatives of such industries, who have enjoyed protection
+for a long series of years, have been willing to submit
+to a reduction of the tariff, or have proposed it. But, on the
+contrary, their demands for still higher and higher duties are
+insatiable, and never intermitted.</q><note place='foot'>D. A. Wells,
+<q>Cobden Club Essays,</q> second series, p. 533.</note> The question of fact, as
+<pb n='614'/><anchor id='Pg614'/>
+to whether or not the United States is indebted for its present
+manufacturing position to protection when our industries were
+young, seems to be capable of answer, and an answer which
+shows that protection was imposed generally after the industries
+got a foothold, and that very little assistance was derived
+from the duties on imports.<note place='foot'>See F. W. Taussig's
+<q>Protection to Young Industries as applied in the
+United States</q> (1883).</note>
+</p>
+
+<p>
+The following explanation by Mr. Mill<note place='foot'>In a letter
+written February 26, 1866, to Mr. Horace White, published in
+the Chicago <q>Tribune,</q> and reprinted in the New York <q>Nation,</q> May 29,
+1873.</note> of the meaning put
+upon his argument of protection to young industries by those
+who have applied it to the United States will be of no slight
+interest:
+</p>
+</quote>
+
+<p>
+<q>The passage has been made use of to show the inapplicability
+of free trade to the United States, and for similar
+purpose in the Australian colonies, erroneously in my opinion,
+but certainly with more plausibility than can be the case
+in the United States, for Australia really is a new country
+whose capabilities for carrying on manufactures can not yet
+be said to have been tested; but the manufacturing parts of
+the United States&mdash;New England and Pennsylvania&mdash;are no
+longer new countries; they have carried on manufactures on
+a large scale, and with the benefit of high protecting duties,
+for at least two generations; their operatives have had full
+time to acquire the manufacturing skill in which those of
+England had preceded them; there has been ample experience
+to prove that the alleged inability of their manufactures
+to compete in the American market with those of Great
+Britain does not arise merely from the more recent date of
+their establishment, but from the fact that American labor
+and capital can, in the present circumstances of America, be
+employed with greater return, and greater advantage to the
+national wealth, in the production of other articles. I have
+never for a moment recommended or countenanced any protecting
+industry except for the purpose of enabling the protected
+branch of industry, in a very moderate time, to become
+independent of protection. That moderate time in the
+<pb n='615'/><anchor id='Pg615'/>
+United States has been exceeded, and if the cotton and iron
+of America still need protection against those of the other
+hemisphere, it is in my eyes a complete proof that they aught
+not to have it, and that the longer it is continued the greater
+the injustice and the waste of national resources will be.</q>
+</p>
+
+<p>
+There is only one part of the protectionist scheme which
+requires any further notice: its policy toward colonies and
+foreign dependencies; that of compelling them to trade exclusively
+with the dominant country. A country which thus
+secures to itself an extra foreign demand for its commodities,
+undoubtedly gives itself some advantage in the distribution
+of the general gains of the commercial world. Since, however,
+it causes the industry and capital of the colony to be
+diverted from channels which are proved to be the most productive,
+inasmuch as they are those into which industry and
+capital spontaneously tend to flow, there is a loss, on the
+whole, to the productive powers of the world, and the mother-country
+does not gain so much as she makes the colony lose.
+If, therefore, the mother-country refuses to acknowledge any
+reciprocity of obligations, she imposes a tribute on the colony
+in an indirect mode, greatly more oppressive and injurious
+than the direct.
+</p>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 5. &mdash;on the ground of high wages.</head>
+
+<quote rend='display'>
+<p>
+The discussion by Mr. Cairnes on the question of wages
+as affected by the tariff is such that I have quoted it as fully as
+possible: <q rend='pre'>The position taken in the United States is that protection
+is only needed and only asked for where American industry
+is placed under a disadvantage, as compared with the
+industry of foreign countries.... The rates of wages measured
+in money are higher in the United States than in Europe,
+and, therefore, it is argued, the cost of producing commodities
+is higher.... The high rates of wages in the United States
+are not peculiar to any branch of industry, but are universal
+throughout its whole range. If, therefore, a high rate of
+wages proves a high cost of production, and a high cost of production
+proves a need of protection, it follows that the farmers
+of Illinois and the cotton-planters of the Southern States stand
+in as much need of fostering legislation as the cotton-spinners
+of New England or the iron-masters of Pennsylvania! A criterion
+which leads to such results must, I think, be regarded as
+sufficiently condemned. The fallacy is, in truth, ... that all
+<pb n='616'/><anchor id='Pg616'/>
+industries are not in each country equally favored or disfavored
+by nature, and have not, therefore, equal need of this protecting
+care. If American protectionists are not prepared to demand
+protective duties in favor of the Illinois farmer against
+the competition of his English rival, they are bound to admit
+either that a high cost of production is not incompatible with
+effective competition, or else that a high rate of wages does not
+prove a high cost of production; and if this is not so in Illinois,
+then I wish to know why the case should be different in
+Pennsylvania or in New England. If a high rate of wages in
+the first of these States be consistent with a low cost of production,
+why may not a high rate of wages in Pennsylvania be
+consistent with a low cost of producing coal and iron?</q>
+</p>
+
+<p>
+<q rend='pre'>The rate of wages, whether measured in money or in the
+real remuneration of the laborer, affords an approximate criterion
+of the cost of production,<note place='foot'>Business men constantly
+use the term <q>cost of production</q> when in reality
+they mean that which to the economist is expressed by <q>cost of labor.</q> If cost of
+labor becomes higher, it takes from profits&mdash;the place where they feel the
+difficulties of competition&mdash;but they say that the cost of production has risen:
+the cost, to them, only has risen, that is, the <q>cost of labor,</q> not
+<q>cost of production.</q></note> either of money, or of the commodities
+that enter into the laborer's real remuneration, <emph>but in
+a sense the inverse of that in which it is understood in the
+argument under consideration</emph>: in other words, a high rate of
+wages indicates not a high but a low cost of production.<note place='foot'>Cf. Cairnes,
+<q>Leading Principles,</q> pp. 324-341; and <hi rend='italic'>supra</hi>,
+<ref target='Book_III_Chapter_II_Section_4'>Book III, Chap. II, § 4</ref>.</note> ...
+Thus in the United States the rate of wages is high, whether
+measured in gold or in the most important articles of the laborer's
+consumption&mdash;a fact which proves that the cost of producing
+gold, as well as that of producing those other commodities,
+is low in the United States.... I would ask [objectors] to
+consider what are the true causes of the high remuneration of
+American industry. It will surely be admitted that, in the last
+resort, these resolve themselves into the one great fact of its
+high productive power.... I must, therefore, contend that
+the high scale of industrial remuneration in America, instead
+of being evidence of a high cost of production in that country,
+is distinctly evidence of a low cost of production&mdash;of a low
+cost of production, that is to say, in the first place, of gold, and,
+in the next, of the commodities which mainly constitute the
+real wages of labor&mdash;a description which embraces at once the
+most important raw materials of industry and the most important
+articles of general consumption. As regards commodities
+not included in this description, the criterion of wages stands
+in no constant relation of any kind to their cost, and is, therefore,
+<pb n='617'/><anchor id='Pg617'/>
+simply irrelevant to the point at issue. And now we
+may see what this claim for protection to American industry,
+<emph>founded on the high scale of American remuneration</emph>, really
+comes to: it is a demand for special legislative aid in consideration
+of the possession of special industrial facilities&mdash;a complaint,
+in short, against the exceptional bounty of nature.</q>
+</p>
+
+<p>
+<q>Perhaps I shall here be asked, How, if the case be so&mdash;if
+the high rate of industrial remuneration in America be only
+evidence of a low cost of production&mdash;the fact is to be explained,
+since fact it undoubtedly is, that the people of the
+United States are unable to compete in neutral markets, in the
+sale of certain important wares, with England and other European
+countries?<note place='foot'>The fact (sufficiently established
+by Mr. Brassey) is not considered also that
+England gives higher wages to operatives than the Continent, and yet England is
+able to undersell France and Germany in neutral markets. It is evident, however,
+that England can undersell only in occupations in which she has
+advantages.</note> No one will say that the people of New England,
+New York, and Pennsylvania, are deficient in any industrial
+qualities possessed by the workmen of any country in the
+world. How happens it, then, that, enjoying industrial advantages
+superior to other countries, they are yet unable to hold
+their own against them in the general markets of commerce? I
+shall endeavor to meet this objection fairly, and, in the first
+place, let me state what my contention is with regard to the cost
+of production in America. I do not contend that it is low in the
+case of all commodities capable of being produced in the country,
+but only in that of a large, very important, but still limited
+group. With regard to commodities lying outside this group,
+I hold that the rate of wages is simply no evidence as to the
+cost of their production, one way or the other. But, secondly,
+I beg the reader to consider what is meant by the alleged <q>inability</q>
+of New England and Pennsylvania to compete, let us
+say, with Manchester and Sheffield, in the manufacture of calico
+and cutlery. What it means, and what it only can mean, is
+that they are unable to do so <emph>consistently with obtaining that
+rate of remuneration on their industry which is current in the
+United States</emph>. If only American laborers and capitalists would
+be content with the wages and profits current in Great Britain,
+there is nothing that I know of to prevent them from holding
+their own in any markets to which Manchester and Sheffield
+can send their wares. And this brings us to the heart of the
+question. Over a large portion of the great field of industry
+the people of the United States enjoy, as compared with those
+of Europe, (1) advantages of a very exceptional kind; over
+the rest (2) the advantage is less decided, or (3) they stand on
+a par with Europeans, or (4) possibly they are, in some instances,
+<pb n='618'/><anchor id='Pg618'/>
+at a disadvantage. Engaging in the branches of industry
+in which their advantage over Europe is great, they reap
+industrial returns proportionally great; and, so long as they
+confine themselves to these occupations, they can compete in
+neutral markets against all the world, and still secure the high
+rewards accruing from their exceptionally rich resources. But
+the people of the Union decline to confine themselves within
+these liberal bounds. They would cover the whole domain of
+industrial activity, and think it hard that they should not reap
+the same rich harvests from every part of the field. They
+must descend into the arena with Sheffield and Manchester,
+and yet secure the rewards of Chicago and St. Louis. They
+must employ European conditions of production, and obtain
+American results. What is this but to quarrel with the laws
+of nature? These laws have assigned to an extensive range
+of industries carried on in the United States a high scale of
+return, far in excess of what Europe can command, to a few
+others a return on a scale not exceeding the European proportion.
+American enterprise would engage in all departments
+alike, and obtain upon all the high rewards which nature has
+assigned only to some. Here we find the real meaning of the
+<q>inability</q> of Americans to compete with the <q>pauper labor</q>
+of Europe. They can not do so, and at the same time secure
+the American rate of return on their work. The inability no
+doubt exists, but it is one created, not by the drawbacks, but
+by the exceptional advantages of their position. It is as if a
+skilled artisan should complain that he could not compete with
+the hedger and ditcher. Let him only be content with the
+hedger and ditcher's rate of pay, and there will be nothing to prevent
+him from entering the lists even against this rival.</q><note place='foot'>Cairnes,
+<q>Leading Principles,</q> pp. 382-388.</note>
+</p>
+
+<p>
+It is often said that wages are kept at a high rate in the
+United States by the existence of protected industries. On the
+other hand, the truth is that the protected industries must pay
+the current high rate of wages fixed by the general productiveness
+of all industries in the country. When the facts are investigated,
+it is surprising how small a portion of the laborers
+of the United States are employed in occupations which owe
+their existence to the tariff. A general view of the relative
+numbers engaged in different occupations may be seen by
+reference to Chart <ref target='Chart_XXIV'>No. XXIV</ref>,
+based on the returns for the census of 1880.
+The data are well worth examination:<note place='foot'><q>Compendium,</q> 1880,
+pp. 1343-1377.</note>
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm}';
+ tblcolumns: 'lw(30) r'">
+<row><cell>(1.) Agriculture</cell><cell>7,670,493</cell></row>
+<row><cell>(2.) Manufacturing, mechanical, and mining</cell><cell>3,837,112</cell></row>
+<row><cell>(3.) Trade and transportation</cell><cell>1,810,256</cell></row>
+<row><cell>(4.) Professional and personal services</cell><cell>4,074,238</cell></row>
+<row><cell>All occupations</cell><cell>17,392,099</cell></row>
+</table>
+
+<pb n='619'/><anchor id='Pg619'/>
+
+<anchor id='Chart_XXIV'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxxiv.png' rend='width: 80%'>
+ <head>Chart XXIV. <hi rend='italic'>Chart showing for the United States, in 1880,
+the ratio between the total population
+over ten years of age and the number of persons reported as engaged
+in each principal class of gainful occupations. Compiled from the returns
+of the Tenth Census, by the Editor.</hi>
+<hi rend='smallcaps'>Note.</hi>&mdash;The interior square represents the proportion
+of the population which
+is accounted for as engaged in gainful occupations. The unshaded space between
+the inner and outer squares represents the proportion of the population not so
+accounted for.</head>
+ <figDesc>Illustration: Chart XXIV.</figDesc>
+ </figure>
+</p>
+
+<pb n='620'/><anchor id='Pg620'/>
+
+<p>
+Of the second class, less than 450,000 work-people are engaged
+in the chief protected industries&mdash;cotton, woolen, and
+iron and steel, combined. This class, it is to be noted, in the
+census returns, includes bakers, blacksmiths, brick-makers, builders,
+butchers, cabinet-makers, carpenters, carriage-makers, and
+so on through the whole list of similar occupations practically
+unaffected by the tariff (so far as protection to them is concerned).
+So that, at the most, there are less than a million
+laborers engaged in industries directly dependent on the tariff,
+and the number is undoubtedly very much less than a million.
+When some writers assert, therefore, that the existence of customs-duties
+allows industries (even including all those employed
+in producing cotton, wool, iron, and steel) to employ less than a
+million laborers in such a way that the remuneration is fixed
+for the remaining 16,000,000 laborers in the United States,
+keeping wages high for 16,000,000 by paying current wages
+for less than a million, the extravagance and ignorance of
+the statement are at once apparent; while, on the other hand,
+it is distinctly seen that the causes fixing the generally high
+rates of wages for the 16,000,000 are those governing the majority
+of occupations, and that the less than one million must
+be paid the wages which can be obtained elsewhere in the more
+productive industries. The facts thus strikingly bear out the
+principles as stated above.
+</p>
+
+<p>
+Confirmation&mdash;if confirmation now seems necessary&mdash;may
+be found in a study<note place='foot'><q>Princeton Review,</q>
+1883, p. 222.</note> by our ablest statistician, Francis A.
+Walker, upon the causes which have operated on the growth
+of American manufactures. This growth has not been commensurate,
+he finds, with the remarkable inventive and industrial
+capacity of our people, and with the richness of our
+national resources: <q rend='pre'>I answer that the cause of that comparative
+failure is found, primarily and principally, in the extraordinary
+success of our agriculture, as already intimated in what
+has been said of the investment of capital. The enormous
+profits of cultivating a virgin soil without the need of artificial
+fertilization; the advantages which a sparse population derives
+from the privilege of selecting for tillage only the choicest
+spots,<note place='foot'>The United States have at the present
+time but five persons engaged in
+agriculture for each square mile of settled area.</note>
+those most accessible, most fertile, most easily brought
+under the plow; and the consequent abundance of food and
+other necessaries enjoyed by the agricultural class, have tended
+continually to disparage mechanical industries, in the eyes
+alike of the capitalist, looking to the most remunerative investment
+<pb n='621'/><anchor id='Pg621'/>
+of his savings, and of the laborer, seeking that avocation
+which should promise the most liberal and constant support.</q>
+</p>
+
+<p>
+<q>It has been the competition of the farm with the shop
+which, throughout the entire century of our national independence,
+has most effectually hindered the growth of manufactures.
+A people who are privileged to cultivate a reasonably
+fertile soil, under the conditions indicated above, can secure for
+themselves subsistence up to the highest limit of physical well-being.
+If that people possess the added advantage of great
+skill in the use of tools, and great adroitness in meeting the
+large and the little exigencies of the occupation and cultivation
+of the soil, the fruits of their labor will include not only everything
+which is essential to health and comfort, but much that
+is of the nature of luxury.</q>
+</p>
+
+<p>
+It remains to be said in this connection that workmen are
+already discerning the practical and real causes at work affecting
+their wages&mdash;affecting them more directly than any tariff system
+possibly could&mdash;by showing no small alarm at the immigration
+of foreigners, such as the Hungarian miners and Italian laborers,
+who willingly underbid them. In other words, they are
+beginning to realize, in a practical way, the truth that increasing
+numbers are far more potent than anything else in reducing
+wages. So long as immigration is free to any race or
+nationality, there is no such thing as <q>protection to home
+laborers</q>; the only protection to them&mdash;not that I am urging
+the desirability of such measures&mdash;can come solely from forces
+which limit the number of workmen who enter into competition
+with them. Any other protection to laboring-men than
+the prohibition of immigration&mdash;which no one thinks of (except
+for the Chinese)&mdash;is an economic delusion. Instead of
+<q>protecting</q> them to the extent of affording higher wages,
+the tariff increases the cost of woolen clothing and other articles
+of their consumption, in addition to forcing capital into
+employments which yield a less return, and so insure lower
+wages.
+</p>
+
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<anchor id='Book_IV_Chapter_VI_Section_6'/>
+<head>§ 6. &mdash;on the ground of creating a diversity of industries.</head>
+
+<quote rend='display'>
+<p>
+It must be kept in mind that Political Economy deals
+only with the phenomena of material wealth; it does not supply
+ethical or political grounds of action. It is quite conceivable
+that a legislator, in coming to a decision, may have to balance
+economic gains against moral or political losses, and may
+choose to give up the former to prevent the latter. But the
+economic truth remains unchanged. Political economy, for instance,
+to the question, Is there any gain in international trade?
+answers, unequivocally, yes. Would it be a loss of wealth to
+the community to have the goods formerly bought abroad now
+produced at home? The answer is, certainly it would. But
+here it has been ably urged by intelligent writers that a state
+<pb n='622'/><anchor id='Pg622'/>
+has other ends to gain than the accumulation of mere riches; that
+it must aim to secure the greatest moral, social, and elevating
+influences possible for the working-classes; and that while free
+exchange of goods may add to wealth, it may injure the social
+and political well-being of a nation. So far as these are social
+and political questions they do not belong to Political Economy.
+But the commonest form of argument is that, under free exchange,
+the United States would become purely an <q>agricultural</q>
+country, its social horizon would become narrowed, and
+a lower standard of industrial activity would then ensue; instead
+of which, it is said, we should, by protection, keep in
+existence diversified industries by which the national mind may
+be better stimulated, and greater enterprise may be encouraged
+in all branches of industry. This argument for <q>diversity of
+industries,</q> however, is not merely a sociological question; it
+can only be fully discussed from an economic stand-point, and
+deserves even more than the brief attention we can give it here.
+</p>
+
+<p>
+In the first place, as soon as any purely agricultural country
+gains even a slight density of population&mdash;a density only such
+as to warrant the introduction of the principle of division of
+labor&mdash;there comes an inevitable differentiation of pursuits,
+wholly outside of legislation, and through the operation of natural
+causes. Not all of any population is required in agriculture
+to provide the whole with food. By a division of labor, one
+man in agriculture can produce the sustenance of himself and
+many others. <q>The United States have at the present time
+but five persons engaged in agriculture for each square mile of
+settled area.</q> By the side of the farm must early spring up a
+wide circle of industries&mdash;the shoemaker, the carpenter, the
+blacksmith, the wagon-maker, the painter, the builder, the
+mason, and all the ordinary employments which arise in any
+small community from the earliest division of labor. Moreover,
+<q>agriculture</q> is often used in a too limited sense as confined
+to producing food alone (although even in that limited
+sense employing nearly one half of the total number of our laborers).
+In a new country the natural field of employment is
+found in the <q>extractive industries,</q> which include the preparation
+for the market not only of food, but also of all ores, coal,
+minerals, oils, hides, leather, wool, lumber, and the industries
+intimately connected with them; all the employments which
+transport these from one part of the country to another (employing
+at present over one ninth of all our laborers); and professional
+and personal services of an extended variety. Even,
+therefore, if we were obliged to forego manufactures entirely,
+the <q>extractive industries</q> would necessarily involve a very
+extensive diversity of employments.
+</p>
+
+<p>
+The real question, however, for most persons, centers in the
+<pb n='623'/><anchor id='Pg623'/>
+next stage of the industrial evolution&mdash;that of the manufactures
+of these above-mentioned products of the <q>extractive industries.</q>
+It will be remembered, here, that a country does not
+possess an equal ability in producing each of these or any commodities:
+the timber formerly near great rivers may vanish
+into the interior; the oil-sources may be more or less fertile; or
+the ore-deposits may be more or less rich, more or less accessible,
+than those of other countries. This being understood, then,
+as soon as the demand in the country calls for an increased
+quantity of a particular article, the cost may increase under
+the law of diminishing returns until a foreign country&mdash;having
+inferior agents of production as compared with our best&mdash;may
+be able to send supplies into our markets. It all depends
+on whether the United States wants more articles than can be
+produced on grades of natural agents superior to those possessed
+by foreigners, taking cost of carriage to this country
+into consideration. Even though foreign competition appears
+when we reach poorer grades of natural agents, it does not
+follow that some of the particular articles will not be produced.
+What ought to be clear is, that untrammeled exchange
+between countries will not prevent the existence of various
+industries, but only limit production to those grades of agents
+which are its best. This may be better seen by a simple diagram:
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{0.4cm} p{0.4cm} p{0.4cm} p{0.4cm} p{0.4cm} p{0.4cm}
+ p{0.4cm}'; tblcolumns: 'lw(30) r r r r r r r'">
+<row><cell>Iron and Coal: England</cell><cell>7</cell><cell>6</cell><cell>5</cell>
+ <cell>4</cell><cell>3</cell><cell>2</cell><cell>1</cell></row>
+<row><cell>Iron and Coal: United States</cell><cell>4</cell><cell>3</cell><cell>2</cell>
+ <cell>1</cell><cell></cell><cell></cell><cell></cell></row>
+<row><cell>Wheat: England</cell><cell>4</cell><cell>3</cell><cell>2</cell>
+ <cell>1</cell><cell></cell><cell></cell><cell></cell></row>
+<row><cell>Wheat: United States</cell><cell>7</cell><cell>6</cell><cell>5</cell>
+ <cell>4</cell><cell>3</cell><cell>2</cell><cell>1</cell></row>
+</table>
+
+<p>
+England may have seven different grades of productiveness
+in her iron and coal supplies, of which her grades 1, 2, and
+3 are superior to the best grade of the United States, while
+grades 1, 2, 3, and 4 in the United States may compare only
+with grades 4, 5, 6, 7 of England. So long as England can
+supply herself and the United States also with coal and iron
+from the three superior grades, the United States can not work
+grade 1 at home. But if the supply for England and the world
+requires grade 5 to be worked, then the United States can begin
+the industry on her best grade, although that is far inferior to
+the best grade in England. Likewise, if the United States has
+three grades of wheat-land superior to England's best grade,
+the ability of England to grow wheat depends on whether the
+United States can, or can not, supply both herself and England
+from grades 1, 2, and 3. If we must resort to grade 4, then
+England can begin to grow wheat as well as we. In short,
+<pb n='624'/><anchor id='Pg624'/>
+under a system of free exchange, as great a diversity as under
+protection is probably possible, but only in such a way that the
+best possible advantages in each particular industry are employed.
+Smaller amounts in some branches, and greater amounts
+in others, may be produced under a free than under a restrictive
+system, but with all the greater gain which arises from a
+proper and healthy adjustment of trade. The most poorly endowed
+enterprises in each occupation would be given up, but
+not the whole industry itself. No class of persons feel the
+competition of rivals more than English farmers since American
+wheat has come into English markets, and yet it does not follow
+that England can not grow a bushel of wheat. The fact
+is, merely, that some kinds of lands were thrown out of cultivation,
+and a readjustment made, to the benefit of those wanting
+cheaper food. So with us: we should not, by the free exchange,
+be forced to give up the iron and coal industries entirely;
+for the best mines would still keep that occupation in
+existence to <q>diversify</q> the others.
+</p>
+
+<p>
+So far the explanation covers the <q>extractive industries</q>
+only, or those industries affected by the law of diminishing
+returns when a larger quantity is demanded. The real question
+arises as to the manufactures of these materials. But we
+count upon larger industrial rewards, in the form of wages, and
+profits, here than in England; we must get more from an industry
+than England in order to satisfy us. Our grades of
+occupations, therefore, must be more productive to a certain
+extent, grade for grade, than English grades, in order to allow
+of their remaining free from competition. But we have this
+superiority, as regards our home market, owing to natural
+causes: (1) cheap raw materials (if we except wool and other
+commodities whose price is raised by the tariff); (2) advantage
+over England in cost of transportation of raw products; and
+(3) in the cost of transportation, again, of the finished goods
+in reaching our markets. Now, the processes of manufacture
+which do not put much labor upon the materials, especially
+where the articles are bulky, are conducted in this country
+without fear of foreign competition. And the range of this
+class of manufactures is surprisingly large. It includes the
+manufactures of iron, such as stoves, and the common utensils
+of every-day life; of hides, such as leather, harnesses, etc.;
+and of wood, such as all the furniture of common use. The
+list is too long to be fully stated here. These industries are
+not kept in existence by the tariff; and a diversity as wide as
+this would arise under a system of free exchange, as well as
+of restriction. Indeed, if duties were removed from so-called
+<q>raw materials,</q> it is altogether probable that a wider diversity
+would exist than ever before.
+</p>
+
+<pb n='625'/><anchor id='Pg625'/>
+
+<p>
+And yet, it will be said, there are some things we can not
+produce in free competition with England. Of course there
+are; and it is to be hoped it will long continue so. If there
+are not some kinds of commodities which foreigners can produce
+to better advantage than we, then there will be no possibility
+of any foreign trade whatever; since, if they can send
+us nothing, they can take nothing from us. To deny this position,
+is to say that the export and import trade of the United
+States (amounting in 1883 to more than $1,500,000,000) is of
+no profit, and had best be entirely destroyed, in order that a
+few industries in which we have no natural advantages (and
+which employ less than one seventeenth of the laborers in the
+United States) should be continued at a loss to the general productiveness
+of our labor and capital, and so to a general diminution
+of wages and profits.
+</p>
+
+</quote>
+
+</div>
+
+<div>
+<index index='toc'/>
+<head>§ 7. &mdash;on the ground that it lowers prices.</head>
+
+<quote rend='display'>
+<p>
+The argument&mdash;heard less frequently now than formerly&mdash;has
+been advanced, drawn inductively from statistics,
+that protection does not raise prices; because, after duties are
+put on, a larger quantity is produced, the advantages of large
+production are reaped, and then the price of the manufactured
+commodity falls lower here than it was before the duty was
+imposed. The position is then held that protection does not
+raise prices. It is, of course, understood to mean the prices of
+protected commodities&mdash;a necessary precaution, because we find
+our own agricultural (unprotected) commodities cited to show
+that prices are lower here than in England.
+</p>
+
+<p>
+No one, however, will deny that there has been a fall in the
+prices of textile fabrics and manufactured goods. That is the
+result of a general law of value, and of the tendencies of a
+progressive state of industry.<note place='foot'><ref
+target='Book_IV_Chapter_I_Section_2'>Book IV, Chap. I, § 2</ref>.</note>
+The causes of this
+acknowledged fall would be at work, no matter whether tariffs existed
+or not. It is the result of the general forward march of improvements,
+as evidenced in the application of new inventions
+and the display of skill and ingenuity in new processes. To
+say that it comes because of a tariff, is
+a complete <hi rend='italic'>non sequitur.</hi>
+How true this is may be seen by observing that a country like
+England, without tariffs, shares in the general fall of prices of
+manufactured goods equally with the country which has heavy
+customs-duties. The causes must be wider than tariffs, if they
+are seen working alike in tariff and non-tariff countries.
+</p>
+
+<p>
+But the fact itself can not be gainsaid that protection does
+raise the prices of the protected goods in the home market. The
+comparison is not to be made between prices as they now are in
+this country and as they were twenty or forty years ago also in
+this country, for this would show only the general march of
+<pb n='626'/><anchor id='Pg626'/>
+improvements in this country; but a comparison is to be made
+between prices in this country to-day and present prices in
+foreign countries. Does, for instance, the tariff increase the
+price of woolen goods and clothing to every consumer far beyond
+what the price would be if the duty on imported woolens
+were removed? The very existence of a protecting duty is
+the answer to this. If the duty does not raise the price, then
+why does the woolen industry wish a continuance of the duties?
+If goods can be sold as cheaply here as the foreign goods, why
+do protectionists want any duties? The duties are intended
+to keep foreign goods out of our markets; and they would be
+unnecessary if our goods could be sold as cheaply as the foreign
+wares.
+</p>
+
+<p>
+The facts, however, are at hand to show that the statement
+of principle as made above is corroborated by the statistics. In
+1883, although average weekly wages in Massachusetts were
+over 77 per cent higher than in England, the American laborer
+had to pay more for the articles entering into his real wages;
+and to that extent lost the advantage of his higher reward in
+this country. This is to be seen in the following figures,<note place='foot'><q>Fifteenth
+Annual Report of the Massachusetts Bureau of Statistics, 1884,</q>
+by Carroll D. Wright.</note> which
+show, in percentages, whether prices are higher or lower here
+than in England:
+</p>
+
+<table rend="latexcolumns: 'p{4cm} p{2cm} p{2cm}';
+ tblcolumns: 'lw(30) r r'">
+<row><cell>Classes of Articles.</cell><cell>Higher Percent.</cell>
+ <cell>Lower Percent.</cell></row>
+<row><cell>Groceries</cell><cell>16</cell><cell></cell></row>
+<row><cell>Provisions, including meat, eggs, butter, and potatoes</cell><cell></cell>
+ <cell>23</cell></row>
+<row><cell>Dry goods (all grades)</cell><cell>13</cell><cell></cell></row>
+<row><cell>Boots, shoes, and slippers</cell><cell>62</cell><cell></cell></row>
+<row><cell>Clothing</cell><cell>45</cell><cell></cell></row>
+</table>
+
+<p>
+And yet, in spite of the high prices, 31 per cent of the
+Massachusetts workman's expenditure represents more comfort
+and better home surroundings than is enjoyed by the English
+workman. If the American could purchase at English prices,
+he would have no less than 37 per cent of a surplus for additional
+enjoyments (after making due allowance for the higher
+rents paid here than in England). In other words, higher
+prices cut off the American laborer from reaping all the superiority
+in comfort which might be expected from knowing that
+he had an advantage over the English laborer of 77 per cent
+in the money wages received.
+</p>
+
+<pb n='627'/><anchor id='Pg627'/>
+
+<p>
+In order that the reader may easily find the arguments of the protectionists,
+he is referred to the following books:
+</p>
+
+<p>
+Carey's <q>Principles of Social Science</q> (3 vols.). The form of argument
+is, briefly, that all industries should be kept going within the
+bounds of a country so as to avoid foreign trade. The change of form
+into the finished commodity should, he holds, take place near the spot
+where the raw materials are produced, so that not so great a share
+should go to the mere middle-men, or transporters.
+</p>
+
+<p>
+Bowen's <q>Political Economy,</q> Chap. XX, advocates protection on
+the ground that it is needed to secure diversity of industries, and that
+it lowers the prices of imported goods.
+</p>
+
+<p>
+Sir J. B. Byles's <q>Sophisms of Free Trade</q> is an answer to Bastiat's
+<q>Sophisms of Protection,</q> the latter having been translated into
+English by Horace White.
+</p>
+
+<p>
+Erastus B. Bigelow's <q>The Tariff Question.</q> This is one of the
+ablest discussions, from the protectionist point of view, based on statistical
+tables and comparisons of the policy of England and the United
+States.
+</p>
+
+<p>
+Stebbins's <q>Protectionists' Manual</q> is a brief and handy statement.
+</p>
+
+<p>
+Ellis H. Roberts's <q>Government Revenue</q> is the form into which
+he has thrown his lectures at Cornell University (1884) on protection,
+and is the latest statement emanating from that side of the discussion.
+He goes at length into the history of taxes in various countries; holds
+that wages are higher here than in England because of protection; that
+our manufactures are more flourishing than our agriculture, etc.
+</p>
+
+<p>
+Frederick List's <q>National Economy</q> is the German statement of
+protection, much on Carey's own grounds.
+</p>
+
+<p>
+<q>The Congressional Globe</q> contains numerous speeches of members
+of Congress on the tariff; and the Iron and Steel Association of
+Philadelphia send out pamphlets explaining the protectionist position.
+</p>
+
+<p>
+The free-trade arguments may be found also in W. M. Grosvenor's
+<q>Does Protection Protect?</q> He studies the results of the various
+tariffs of the United States, and gives many very valuable tables and
+collections of statistics bearing upon this question.
+</p>
+
+<p>
+W. G. Sumner's <q>History of Protection in the United States</q> is a
+very vigorous account of the evils of the various tariffs and the protective
+system.
+</p>
+
+<p>
+D. A. Wells's <q>Reports</q> as Special Commissioner of the Revenue,
+and his numerous pamphlets (see Putnams' publisher's catalogue), are
+<pb n='628'/><anchor id='Pg628'/>
+full of facts, and give the results of special study of the subject as affecting
+the United States.
+</p>
+
+<p>
+A. L. Perry's <q>Political Economy</q> gives a radical free-trade view.
+</p>
+
+<p>
+Henry Fawcett's <q>Free Trade and Protection</q> explains the causes
+which have retarded the more general adoption of free trade.
+</p>
+
+<p>
+J. E. Cairnes's <q>Leading Principles of Political Economy</q> gives the
+ablest discussion of the economic principles involved in the question
+which has yet been offered to the reader. Moreover, almost all our
+systematic writers on political economy (excepting, perhaps, Bowen
+and R. E. Thompson) give the system of free exchange their support on
+economic grounds.
+</p>
+
+</quote>
+
+</div>
+
+</div>
+
+</div>
+
+<pb n='631'/><anchor id='Pg631'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<anchor id='Appendix_I'/>
+<head>Appendix I. Bibliographies.</head>
+
+<div>
+<head>A Brief Bibliography Of The Tariffs Of The United States.</head>
+
+<p>
+I. <hi rend='italic'>General Works.</hi>&mdash;Young's
+<q>Special Report on the Customs-Tariff
+Legislation of the United States</q> contains useful extracts from debates
+of Congress, and also valuable tables of duties; in the Index, p. cciii,
+under <q>Tariff Act,</q> will be found references to, and dates of, all acts
+to 1870. See, also, Sumner's <q>History of American Currency,</q> and his
+<q>Lectures on Protection in the United States</q>; A. L. Perry's <q>Political
+Economy,</q> chap. xiii; Grosvenor's <q>Does Protection Protect?</q>
+A valuable study is E. J. James's <q>Studien über den Amerikanischen
+Zoll tariff.</q> For different views, see Carey's <q>Social Science</q>; Bolles's
+<q>Financial History of the United States,</q> vol. ii, Bk. i, chap. v, Bk. iii,
+chaps. iii to x; and Stebbins's <q>American Protectionists' Manual.</q>
+</p>
+
+<p>
+II. <hi rend='italic'>Earlier Periods.</hi>&mdash;H. C. Adams's
+<q>Taxation in the United States,
+1789-1816</q>; F. W. Taussig's <q>Protection to Young Industries</q>; the
+works of Hamilton, Madison, Jefferson, Webster, and Clay; <q>The
+Statesman's Manual</q>; and of course the Debates in Congress, etc.
+See, also, Bristed's <q>Resources of the United States</q>; Pitkin's <q>Statistical
+View of the Commerce of the United States</q>; Seybert's <q>Statistical
+Annals</q> (1818); and the <q>American Almanac.</q>
+</p>
+
+<p>
+III. <hi rend='italic'>Noteworthy Documents.</hi>&mdash;Hamilton's Reports:
+<q>Report on
+Manufactures,</q> Works, ii, pp. 192-284, or American State Papers, Finance,
+i, 123-144. Dallas, Treasury Report of 1816, American State
+Papers, Finance, iii, 87-91.
+</p>
+
+<p>
+A report which is of the greatest importance and weight is Albert
+Gallatin's <q>Memorial in Favor of Tariff Reform</q> (1832). Printed separately.
+Unfortunately, not in his collected works.
+</p>
+
+<p>
+Walker's Report, see Finance Report, December 3, 1845.
+</p>
+
+<p>
+J. Q. Adams's Report of 1832, Congressional Documents, 1831-1832,
+H. R. No. 481.
+</p>
+
+<p>
+D. A. Wells's <q>Reports as Special Commissioner of the Revenue,</q>
+1866, Senate Documents, second session, Thirty-ninth Congress, vol. i,
+No. 2; 1868, House Executive Documents, second session, Fortieth Congress,
+<pb n='632'/><anchor id='Pg632'/>
+vol. ix, No. 81; 1869, House Executive Documents, third session,
+Fortieth Congress, vol. vii, No. 16; 1869, House Executive Documents,
+second session, Forty-first Congress, vol. v, No. 27; and his paper in
+the Cobden Club Essays (second series).
+</p>
+
+<p>
+W. D. Kelley's <q>Speeches, Addresses, and Letters.</q>
+</p>
+
+<p>
+<q>Report of the Tariff Commission,</q> 1882 (two vols). H. R. Miscellaneous
+Documents, No. 6, Part I, Forty-seventh Congress, second session.
+</p>
+
+<p>
+IV. <hi rend='italic'>Pauper-Labor Argument.</hi>&mdash;See
+Taussig, <q>Protection to Young
+Industries,</q> p. 69, note 1; Calhoun's speech, Works, iv, pp. 201-212;
+Greeley's speech of 1843; Cooper's <q>Politics,</q> pp. 99-109; Webster's
+Works, v, pp. 161-235; Cairnes, <q>Leading Principles,</q> pp. 382-388.
+Fifteenth Annual Report of the Massachusetts Bureau of Statistics
+(1884), by Carroll D. Wright. D. A. Wells, <q>Princeton Review,</q> November,
+1883, p. 261; Schoenhof, <q>Wages and Trade.</q>
+</p>
+
+<p>
+V. <hi rend='italic'>View of Early Manufactures.</hi>&mdash;Bishop,
+<q>History of American
+Manufactures</q>; Batchelder's <q>Introduction and Early Progress of the
+Cotton Manufacture in the United States</q>; N. Appleton, <q>Origin of
+Lowell</q>; G. S. White, <q>Memoir of Samuel Slater</q>; B. F. French,
+<q>History of the Rise and Progress of the Iron Trade of the United
+States for 1621-1857</q>; H. Scrivenor, <q>History of the Iron Trade</q>;
+<q>Bulletin of the National Association of Woolen Manufactures,</q> ii, pp.
+479-488. Tench Coxe, <q>Statement of the Arts and Manufactures of
+the United States for 1810</q> (1814).
+</p>
+
+<p>
+VI. <hi rend='italic'>Later View of Manufactures</hi>:
+</p>
+
+<p>
+(1.) <hi rend='smallcaps'>The Iron Manufacture</hi>.&mdash;See
+Swank's <q>Reports of Iron and
+Steel Association,</q> 1882; ibid., <q>Census Report,</q> 1880; ibid., <q>Iron
+Trade,</q> 1876; J. S. Newberry, for an excellent article in <q>International
+Review,</q> i, pp. 768-780.
+</p>
+
+<p>
+For Bessemer steel, Swank, <q>Census Report,</q> 1880, pp. 149-153;
+and Schoenhof, <q>Destructive Influences of the Tariff,</q> chap. vii. A.
+S. Hewett, Speech in Congress, May 16, 1882. Separately printed.
+</p>
+
+<p>
+(2.) <hi rend='smallcaps'>Wool, Woolens, and Cottons</hi>.&mdash;Production
+and importation
+of wool, see <q>United States Statistical Abstract</q>; <q>Tariff Commission
+Report,</q> i, pp. 1782-1785; ii, p. 2432.
+</p>
+
+<p>
+Production and importation of woolens, see <q>Bulletin of Woolen
+Manufacturers,</q> vii, p. 359; <q>Commerce and Navigation Reports.</q>
+</p>
+
+<p>
+Prosperity of woolen manufacturers after 1867, see Wells, <q>Wool
+and the Tariff</q> (a letter to the <q>New York Tribune,</q> March 20, 1873);
+R. W. Robinson, article of December, 1872, in <q>Bulletin of Woolen
+Manufacturers,</q> iii, p. 354. Edward Harris, <q>Memorial of the Manufacturers
+of Woolen Goods to the Committee of Ways and Means,</q>
+Washington, 1872. John L. Hayes, <q>The Fleece and the Loom.</q>
+</p>
+
+<p>
+Production and importation of cottons, see <q>Commerce and Navigation
+Reports</q>; Census Report of 1880.
+</p>
+
+<pb n='633'/><anchor id='Pg633'/>
+
+<p>
+(3.) <hi rend='smallcaps'>Silk</hi>.&mdash;Manufacture since
+1860, see <q>Silk Association Reports</q>;
+Wyckoff, <q>Silk Manufacture in the United States</q> (1883) for recent
+history, pp. 42-51. Wyckoff, <q>The Silk Goods of America</q> (1880),
+on methods of manufacture, chaps. ii, iv, vi.
+</p>
+
+<p>
+(4.) <hi rend='smallcaps'>Sugar Duties</hi>.&mdash;D.
+A. Wells, <q>Princeton Review,</q> vi (November,
+1880), pp. 319-335; and <q>The Sugar Industry of the United States
+and the Tariff</q> (1878).
+</p>
+
+<p>
+VII. <hi rend='italic'>Present Tariff.</hi>&mdash;Heyl's
+<q>United States Duties on Imports</q>
+(1881) contains all acts in force to date of publication, and gives all acts
+since the year 1861 in full. It is used by the United States officials.
+</p>
+
+<p>
+<q>Imports Duties from 1867 to 1883 inclusive</q> (House of Representatives,
+Miscellaneous Documents, No. 49, Forty-eighth Congress, first
+session) gives duties on each article by years, and reduces specific to
+<hi rend='italic'>ad valorem</hi> rates.
+</p>
+
+<p>
+<q>The Existing Tariff on Imports into the United States,</q> 1884
+(Senate Document, Report, No. 12, Forty-eighth Congress, first session).
+</p>
+
+</div>
+
+<div>
+<head>A Brief Bibliography Of Bimetallism.</head>
+
+<p>
+<q>The Report of the International Monetary Conference, 1878</q> (p.
+754), contains an extended bibliography on money, by S. Dana Horton.
+Chevalier's third volume of his <q>Cours d'Économie politique,</q> entitled
+<q>Monnaie,</q> also gives a bibliography.
+</p>
+
+<p>
+I. <hi rend='italic'>Standard of Value.</hi>&mdash;See
+Jevons, <q>Money and the Mechanism of
+Exchange,</q> chaps iii, xxv; S. Dana Horton, <q>Gold and Silver,</q> chap.
+iv, p. 36; F. A. Walker, <q>Political Economy,</q> pp. 363-368, <q>Money,
+Trade, and Industry,</q> pp. 56-77; Wolowski, <q>L'Or et l'Argent,</q> pp. 7,
+22, 207; Mill, <q>Principles of Political Economy,</q> book iii, chap. xv;
+Walras, <q>Journal des Économistes,</q> October, 1882, pp. 5-13.
+</p>
+
+<p>
+II. <hi rend='italic'>Bimetallic Theory.</hi>&mdash;Horton,
+<q>Gold and Silver,</q> p. 29; F. A.
+Walker, <q>Money, Trade, and Industry,</q> p. 157, <q>Political Economy,</q> p.
+408; Giffen, <q>Fortnightly Review,</q> vol. xxxii (1879), p. 279; Wolowski,
+<q>L'Or et l'Argent,</q> p. 35; Jevons, ibid., chap, xii; A. J. Wilson, <q>Reciprocity,
+Bimetallism, and Land Reform,</q> p. 107; S. Bourne, <q>Trade,
+Population, and Food,</q> p. 227; Seyd, <q>The Decline of Prosperity,</q> and
+the various pamphlets of Cernuschi.
+</p>
+
+<p>
+III. <hi rend='italic'>Operation of Gresham's Law.</hi>&mdash;Macaulay,
+chap. xxi for clipped
+coin of 1695; Jevons, ibid., pp. 80-85, also gives an example taken
+from the Japanese currency; for the case of France, see <q>Report of the
+Select Committee of the House of Commons on the Depreciation of Silver,
+1876,</q> p. xlii, and Appendix, pp. 86, 148; for the United States,
+see <hi rend='italic'>supra</hi>, <ref target='Book_III_Chapter_VII_Section_3'>book
+iii, chap. vii, § 3</ref>. See, also, Lord Liverpool's <q>Treatise
+on the Coins of the Realm,</q> chap. xii, for changes in the coin of England.
+</p>
+
+<pb n='634'/><anchor id='Pg634'/>
+
+<p>
+IV. <hi rend='italic'>Compensatory Effect of Two Standards.</hi>&mdash;Jevons,
+ibid., pp. 139,
+140; F. A. Walker, <q>Political Economy,</q> pp. 411-416; Wolowski,
+<q>L'Or et l'Argent,</q> p. 28; Mannequin, <q>Journal des Économistes,</q>
+August, 1878, p. 202.
+</p>
+
+<p>
+V. <hi rend='italic'>Effect of a League of States,
+or Law, on the Relative Value of Gold
+and Silver.</hi>&mdash;Giffen, <q>Fortnightly Review,</q> vol. xxxii (1879), pp. 285-290;
+Wolowski, <q>L'Or et l'Argent,</q> pp. 23, 24, 31; F. A. Walker, <q>Political
+Economy,</q> p. 410, <q>Report of the International Monetary Conference,
+1878,</q> p. 74; Sumner, <q>Princeton Review,</q> vol. iv, p. 563; S. Dana
+Horton, <q>Report of the International Monetary Conference, 1878,</q>
+p. 741; Bourne, <q>Trade, Population, and Food,</q> pp. 228, 230; Jevons,
+<q>Contemporary Review,</q> vol. xxxix (1881), p. 750; S. Newcomb, <q>International
+Review</q> (1879), p. 314.
+</p>
+
+<p>
+VI. <hi rend='italic'>Production of Gold and Silver; Relative Value of the Two
+Metals.</hi>&mdash;Ad. Soetbeer, Petermann's <q>Mittheilungen,</q> No. 57; <q>House
+of Commons Report on Depreciation of Silver,</q> 1876, Appendix, pp.
+11, 12, 24; Bourne, <q>Statistical Journal,</q> vol. xlii, p. 409, gives Sir H.
+Hay's figures corrected by him to 1878; Spofford's <q>American Almanac,</q>
+1878, gives tables from the <q>Journal des Économistes</q>; the
+figures of Seyd, Hay, Jacob, and Tooke and Newmarch are in the
+<q>House of Commons Report,</q> above. Also see, <hi rend='italic'>supra</hi>,
+<ref target='Book_III_Chapter_VI'>book iii, chap.
+vi</ref>, for references.
+</p>
+
+<p>
+The relative values of gold and silver since 1834, as given in Pixley
+and Abell's (London) tables, are trustworthy. Previous to 1834 there
+is much uncertainty. Soetbeer, ibid., gives Hamburg quotations since
+1687. Another table, probably incorrect in places, is that of White, see
+<q>Report of the International Monetary Conference,</q> 1878, p. 647.
+</p>
+
+<p>
+VII. <hi rend='italic'>Demonetization of Silver by Germany.</hi>&mdash;For
+copy of laws of
+1871 and 1873, see <q>Report of Directors of the United States Mint, 1873,</q>
+p. 82; <q>House of Commons Report on Depreciation of Silver,</q> 1876,
+p. 18; <q>Conférence Monétaire Internationale,</q> 1881, index, p. 215 for
+<q>Allemagne.</q>
+</p>
+
+<p>
+VIII. <hi rend='italic'>Latin Union.</hi>&mdash;For
+treaty, see <q>Journal des Économistes,</q>
+May, 1866; <q>House of Commons Report,</q> ibid, xxxviii, Appendix, pp.
+92, 98, 106-109, 116; <q>Report of Monetary Conference,</q> 1878, pp.
+779-787.
+</p>
+
+<p>
+IX. <hi rend='italic'>Flow of Silver to the East.</hi>&mdash;The
+figures of Sir Hector Hay
+after 1851, <q>House of Commons Report,</q> ibid., App., p. 24, are fullest,
+and should be combined with Pixley and Abell's figures for years before
+1851, ibid., Appendix, p. 21. See also Bourne, <q>Statistical Journal,</q>
+1879, p. 422; Waterfield, <q>House of Commons Report,</q> ibid., Appendix,
+pp. 171, 172, 174; Quetteville, ibid., p. 184; <q>Conférence Monétaire
+Internationale,</q> 1881, p. 197; London <q>Economist,</q> February
+24, 1883, Supplement, p. 7; <q>Parliamentary Documents,</q> 1881, vol.
+<pb n='635'/><anchor id='Pg635'/>
+xciii; <q>Report of the Director of the United States Mint,</q> 1880 (in
+the Finance Report, 1880, p. 194); J. B. Robertson, <q>Westminster Review,</q>
+vol. cxv, p. 200.
+</p>
+
+<p>
+X. <hi rend='italic'>Depreciation of Silver,
+1876.</hi>&mdash;Causes, Bourne, ibid., pp. 206,
+212, 222, 233; Wilson, ibid., p. 128; <q>House of Commons Report,</q>
+ibid.; Sumner, <q>Princeton Review,</q> vol. iv., p. 570; S. Newcomb,
+<q>International Review,</q> vol. vi (1879), p. 326; Cochut, <q>Revue des Deux
+Mondes,</q> i, December, 1883, p. 514; Cairnes, <q>Essays</q>; F. Bowen,
+<q>Minority Report of the United States Silver Commission,</q> 1878.
+</p>
+
+<p>
+Supposed cause of panic of 1873, see Williamson, <q>Contemporary
+Review,</q> April 1879; Seyd, <q>Decline of Prosperity</q>; Bourne, ibid.,
+pp. 226, 227.
+</p>
+
+<p>
+XI. <hi rend='italic'>Appreciation of Gold.</hi>&mdash;Giffen,
+<q>Statistical Journal,</q> vol. xlii,
+p. 36, started the theory for the period 1873-1879. Also see Bourne,
+<q>Statistical Journal,</q> vol. xlii, p. 406; S. Newcomb, <q>International Review,</q>
+1879, p. 329; Wolowski, ibid., pp. 29, 30; Goschen, <q>Journal of
+the Institute of Bankers</q> (London), vol. iv, part vi, May, 1883; Patterson,
+<q>Statistical Journal,</q> vol. xliii, p. 1; for table of prices see London
+<q>Economist</q> (e.g., December 28, 1878).
+</p>
+
+<p>
+XII. <hi rend='italic'>Bimetallism in the United States.</hi>&mdash;See
+<hi rend='italic'>supra</hi>, <ref target='Book_III_Chapter_VII'>book iii, chap.
+vii</ref>; for a vast array of materials, see <q>Report of the International Monetary
+Conference,</q> 1878; Linderman's <q>Money and Legal Tender</q>; the
+Finance Reports of the United States; and Congressional Documents.
+For the coinage laws of 1792, 1834, 1853, 1873, 1878, see pamphlet,
+<q>Extracts from the Laws of the United States relating to Currency
+and Finance,</q> by C. F. Dunbar. For detailed account of passage of
+Act of 1873, see <q>Report of the Comptroller of the Currency,</q> 1876, p.
+170. Present situation, <q>Atlantic Monthly,</q> May, 1884, <q>The Silver
+Danger.</q>
+</p>
+
+</div>
+
+<div>
+<head>A Brief Bibliography Of American Shipping.</head>
+
+<p>
+I. <hi rend='italic'>English Navigation Acts.</hi>&mdash;Macpherson's
+<q>Annals,</q> ii, pp. 442,
+484; Scobell, <q>Collection of Acts,</q> p. 176; Ruffhead, <q>Statutes at
+Large,</q> iii, p. 182; Roger Coke, <q>Treatise on Trade</q> (1671), p. 36; Sir
+Josiah Child, <q>New Discourse on Trade</q> (1671); Sir Matthew Decker,
+<q>Essay on the Causes of the Decline of Foreign Trade</q> (1744); Joshua
+Gee, <q>Trade and Navigation of Great Britain</q> (1730); Lindsay, <q>History
+of Merchant Shipping and Ancient Commerce</q>; McCulloch,
+<q>Dictionary of Commerce</q> (new edition), articles <q>Navigation</q> and
+<q>Colonial Trade</q>; ibid., edition of Adam Smith, note xii, p. 534; Huskisson,
+speeches, iii, 13, 351; Levi, <q>History of British Commerce,</q> p.
+158.
+</p>
+
+<pb n='636'/><anchor id='Pg636'/>
+
+<p>
+II. <hi rend='italic'>Navigation Laws of the United States.</hi>&mdash;<q>United
+States Statutes
+at Large,</q> i, 27, 287, 305; Act of 1817, Statutes, iii, 351; Revised Statutes
+(1878), <q>Commerce and Navigation,</q> p. 795; Lord Sheffield, <q>Observations
+on the Commerce of the United States</q>; Pitkin, <q>Statistical
+View of the Commerce of the United States,</q> chap, i; D. A.
+Wells, <q>Our Merchant Marine,</q> chap. v; Seybert's <q>Statistical Annals</q>;
+Macgregor, <q>Commercial Statistics of America.</q>
+</p>
+
+<p>
+III. <hi rend='italic'>Growth of American Shipping.</hi>&mdash;Rapid growth, 1840-1856.
+Levi, <q>History of British Commerce,</q> p. 582; Bigelow, <q>Tariff Question,</q>
+Appendix No. 57; <q>Harper's Magazine,</q> January, 1884, p. 217;
+Lindsay, <q>History of Merchant Shipping,</q> iii, p. 187; for ship-building,
+see Report of the United States Bureau of Statistics, <q>Commerce and
+Navigation,</q> 1881, p. 927; for tonnage, ibid., pp. 928-930; also, see
+<q>United States Statistical Abstract</q>; Dingley's Report to House of
+Representatives, December 15, 1882, No. 1,827, Forty-seventh Congress,
+second session, pp. 5, 8, 254.
+</p>
+
+<p>
+IV. <hi rend='italic'>Steam and Iron Ships.</hi>&mdash;Preble,
+<q>History of Steam Navigation</q>;
+Colden, <q>Life of Fulton</q>; Porter, <q>Progress of the Nation,</q> section
+3, chap. iv; Nimmo, <q>Report to the Secretary of the Treasury in
+Relation to the Foreign Commerce of the United States and the Decadence
+of American Shipping</q> (1870); Dingley's Report, pp. 4, 23; Kelley,
+<q>The Question of Ships,</q> Appendix ii, p. 208.
+</p>
+
+<p>
+V. <hi rend='italic'>Decline of American Shipping.</hi>&mdash;<q>Report on Commerce and
+Navigation</q> (1881), pp. 927, 928; Lindsay, ibid., iii, pp. 83, 187, 593,
+645; ibid., iv, pp. 163-180, 292, 316, 376; <q>North American Review,</q>
+October, 1864, p. 489; <q>Report on Commerce and Navigation,</q> 1881,
+lxv, pp. 915, 916, 922, 934; Lynch, Report to House of Representatives
+on <q>Causes of the Reduction of American Tonnage,</q> February 17,
+1878, pp. ix, 80, 176, 195-213; remission of duties, Revised Statutes of
+the United States (edition of 1878), section 2,513; Report on <q>Commerce
+and Navigation,</q> xi, 83, 210; Dingley's Report; Nimmo, <q>Decadence
+of American Shipping</q> (which gives several charts), p. 17, <q>The
+Practical Workings of our Relations of Maritime Reciprocity</q> (1871);
+Kelley, ibid.; Reports of the New York Chamber of Commerce; Sumner,
+<q>Shall Americans own Ships?</q> in <q>North American Review,</q>
+June, 1880; Codman, <q>Free Ships</q>; for high-rate profit in the United
+States, Dingley's Report, p. 4.
+</p>
+
+<p>
+VI. <hi rend='italic'>Burdens on Ship-Owners.</hi>&mdash;Tonnage
+duties, Wells, p. 179; sailors'
+wages, Revised Statutes, sections 4,561, 4,578, 4,580-4,584, 4,600;
+consular fees, Dingley's Report, p. 9; pilotage, taxation, Wells, p. 172,
+<hi rend='italic'>et seq.</hi>; see also Act of 1884, abolishing many of these burdens.
+</p>
+
+</div>
+
+</div>
+
+<pb n='637'/><anchor id='Pg637'/>
+
+<div rend='page-break-before: always'>
+<index index='toc'/>
+<index index='pdf'/>
+<head>Appendix II. Examination Questions.</head>
+
+<p>
+The following problems and questions have been arranged to indicate
+to the reader the character of examinations set by English<note place='foot'>See
+Milnes's <q>Problems in Political Economy.</q></note> and
+American universities. They have been taken in each case from papers
+actually given. It is hardly necessary to state, perhaps, that these questions
+do not exhaust the subject, and are only some of a kind of which
+many more might be added:
+</p>
+
+<p>
+<hi rend='smallcaps'>Definitions</hi>.
+</p>
+
+<p>
+1. Define briefly, Fixed Capital; Unproductive Consumption; Law of
+Diminishing Returns; Effective Desire of Accumulation; Law of Increase
+of Labor; Communism; Wages Fund; Wages of Superintendence; Real
+Wages; Value; Price; Demand; Medium of Exchange; Gresham's Law.
+</p>
+
+<p>
+2. Explain carefully the following terms: Productive Consumption,
+Effectual Demand, Margin of Cultivation, Cost of Production, Value of
+Money, Cost of Labor, Wealth, and Abstinence.
+</p>
+
+<p>
+3. Explain the following terms: Real Wages, Fixed Capital, Allowance
+System, Margin of Cultivation, Price, Demand, Medium of Exchange,
+Seignorage, Value of Money, and Bill of Exchange.
+</p>
+
+<p>
+4. Define Supply, Value of Money, Productive Consumption, Cost
+of Production, Cost of Labor, Exchange Value, Law of Production from
+Land, Rate of Profit, Capital, and Gresham's Law.
+</p>
+
+<p>
+5. Define Political Economy: State the parts into which it may be
+divided, and show how they are mutually related.
+</p>
+
+<p>
+<hi rend='smallcaps'>Labor</hi>.
+</p>
+
+<p>
+6. Distinguish between direct and indirect labor, and give an illustration
+of the distinction.
+</p>
+
+<p>
+7. Apply the distinction between productive and unproductive labor,
+and productive and unproductive consumption, respectively, to each of
+<pb n='638'/><anchor id='Pg638'/>
+the following persons: a tailor, an architect, an annuitant, a sailor, and
+a brick-layer.
+</p>
+
+<p>
+8. Is an actor to be classed as a productive laborer? The inventor
+of a machine? A confectioner?
+</p>
+
+<p>
+9. In which of the two classes of laborers, productive and unproductive,
+would you place the following?
+</p>
+
+<list>
+<item>(1.) The officers of our Government.</item>
+<item>(2.) The maker of an organ.</item>
+<item>(3.) An organist.</item>
+<item>(4.) A schoolmaster.</item>
+<item>(5.) An artist.</item>
+<item>(6.) He who makes an article for which there is no use.</item>
+</list>
+
+<p>
+10. Classify as productive or unproductive the following laborers:
+a clergyman, musical-instrument maker, actor, soldier, and lace-maker.
+</p>
+
+<p>
+<hi rend='smallcaps'>Capital.</hi>
+</p>
+
+<p>
+11. Explain fully what you understand by capital, and what function
+it discharges in production. Consider whether or not the following
+ought to be included in capital: (1) the original and acquired powers
+of the laborer, (2) the original properties of the soil, (3) improvements
+on land, (4) credit, (5) unsold stock in the hands of a merchant, (6)
+articles purchased but still in the consumer's hands.
+</p>
+
+<p>
+12. Does a national loan add to the capital of a country?
+</p>
+
+<p>
+13. Inquire how far, or in what cases, or in what sense, it may be
+said that a common dwelling-house, an hotel, a school-house, a police-station,
+a theatre, and a fortification, constitute part of the capital of
+the country.
+</p>
+
+<p>
+14. Discuss carefully the question whether money lying in a bank (or
+corn lying in a granary) is always capital, or whether its economic
+nature depends upon the intentions of the owner.
+</p>
+
+<p>
+15. Are railway-shares, stocks of wine, wheat, munitions of war, and
+land, to be considered capital, or not?
+</p>
+
+<p>
+16. Explain fully whether you consider that United States bonds are
+capital or not.
+</p>
+
+<p>
+17. Is an investment in government funds capital, or not? Give
+your reasons.
+</p>
+
+<p>
+18. In what manner does a large expenditure for military purposes
+affect the operations of capital and labor?
+</p>
+
+<p>
+19. Distinguish between wealth and capital. Show that there is no
+assignable limit to the employment of capital in bettering the condition
+of the members of a community.
+</p>
+
+<p>
+20. <q>If there are human beings capable of work, and food to feed
+them, they may always be employed in producing something.</q> Explain
+the meaning of this fully.
+</p>
+
+<pb n='639'/><anchor id='Pg639'/>
+
+<p>
+21. What is meant by saying wealth can only perform the functions
+of capital by being wholly or partially consumed?
+</p>
+
+<p>
+22. Explain and illustrate the statement that demand for commodities
+is not demand for labor.
+</p>
+
+<p>
+23. Show that expenditure of money does not necessarily increase
+the demand for labor.
+</p>
+
+<p>
+24. In what way would a general demand for luxuries affect productive
+laborers and the wealth of the community?
+</p>
+
+<p>
+25. In a community where capital is all employed, what would be
+the effect if one employer gradually withdrew some of his capital, and
+spent this for personal luxuries?
+</p>
+
+<p>
+26. It is contended that <q>the demand for commodities, which can
+only be got by labor, is as much a demand for labor as a demand for
+beef is a demand for bullocks.</q> Criticise this position.
+</p>
+
+<p>
+27. <q>It is often said that, though employment is withdrawn from
+labor in one department, an exactly equivalent employment is opened
+for it in others, because what the consumers save in the increased cheapness
+of one particular article enables them to augment their consumption
+of others, thereby increasing the demand for other kinds of labor.</q>
+Point out the fallacy.
+</p>
+
+<p>
+28. A college undergraduate, with the applause of shopkeepers,
+bought twenty waistcoats, under the plea that he was doing good to
+trade. Examine the economical soundness of his act.
+</p>
+
+<p>
+29. A man invested a portion of his capital in a loan to a state which
+subsequently repudiated its debts. The man thereupon gave up his
+carriage, discharged superfluous gardeners, and reduced the number of
+his domestic servants. Examine the effect of these changes on the
+employment of labor in the district where he resides.
+</p>
+
+<p>
+30. In the sixteenth century a great change in the mode of expenditure
+took place. Retainers were dismissed, households were reduced
+and a demand for commodities was substituted for a demand for labor.
+How would this change affect wages, and why?
+</p>
+
+<p>
+31. It is supposed by some persons that expenditure by the rich in
+costly entertainments is good for trade. What is your opinion on the
+subject?
+</p>
+
+<p>
+32. A is an absentee who spends his income abroad. B spends his
+income chiefly on American pictures and other works of art. C spends
+most of his income on American servants. D saves and buys United
+States bonds. E employs most of his income in the production of
+manufactures. Explain the various effects of these different modes of
+expenditure on the amount of wealth in the United States, and on
+the working-classes of the country.
+</p>
+
+<p>
+33. Compare the economic effects of defraying war expenditure (1)
+by loans, (2) by increased taxation.
+</p>
+
+<pb n='640'/><anchor id='Pg640'/>
+
+<p>
+34. Define the term capital, and distinguish between fixed and circulating
+capital, giving instances of each.
+</p>
+
+<p>
+35. Distinguish between fixed and circulating capital, and point out
+how far, or in what manner, each of the following articles belongs to
+one kind or the other: a dwelling-house, a crop of corn, a wagon, a
+load of coal, an ingot of gold, a railway-engine, a bale of cotton goods.
+</p>
+
+<p>
+36. Of the following, which would you class under fixed and which
+under circulating capital: cash in the hands of a merchant, a cotton-mill,
+a plow, diamonds in a jeweler's shop, a locomotive, a nursery-gardener's
+seeds, greenhouses, manures; a carpenter's tools, woods,
+nails?
+</p>
+
+<p>
+37. If in a country like this a large amount of capital becomes fixed
+in the building of railroads, what effect will this change taken by itself
+have upon the laboring-class, supposing the capital to be (1) domestic,
+or (2) borrowed wholly or in part from abroad?
+</p>
+
+<p>
+38. What conclusion is reached by Mr. Mill respecting the objections
+to the use of labor-saving machinery?
+</p>
+
+<p>
+39. Is the extension of machinery beneficial to laborers?
+</p>
+
+<p>
+40. What is <q>the conclusive answer to the objections against machinery</q>?
+</p>
+
+<p>
+<hi rend='smallcaps'>Efficiency of Production.</hi>
+</p>
+
+<p>
+41. Explain briefly the chief causes on which the productiveness of
+labor depends.
+</p>
+
+<p>
+42. What are the principal ways in which advantage arises from the
+division of labor?
+</p>
+
+<p>
+43. What are the principal advantages of division of labor? In
+what cases and why is it better to carry on a productive enterprise on a
+large scale?
+</p>
+
+<p>
+44. Under what circumstances, and in what callings, can the division
+of employment be carried out to the fullest extent?
+</p>
+
+<p>
+45. Show how the amount of available capital and the extent of the
+market for products limit division of labor.
+</p>
+
+<p>
+<hi rend='smallcaps'>Population.</hi>
+</p>
+
+<p>
+46. Give a brief statement of Malthus's theory of population, explaining
+the different checks on population in different stages of civilization.
+</p>
+
+<p>
+47. Enunciate Malthus's law of population, and give an outline of the
+reasoning by which he established it. Give an account of any objections
+that have been brought against Malthus's position, and criticise
+those objections.
+</p>
+
+<p>
+48. When the growth of population outstrips the progress of improvements,
+what are the means of relief for the laborer?
+</p>
+
+<pb n='641'/><anchor id='Pg641'/>
+
+<p>
+49. Does the increased facility of emigration nullify the Malthusian
+law of population in your opinion or not, and why?
+</p>
+
+<p>
+50. Explain the law of diminishing return and the Malthusian doctrine
+of population; and trace the connection between them.
+</p>
+
+<p>
+<hi rend='smallcaps'>Increase of Production.</hi>
+</p>
+
+<p>
+51. Compare the motives to saving in the case of savages, and of a
+country like the United States. State the causes of diversity in the
+strength of the effective desire of accumulation.
+</p>
+
+<p>
+52. Capital is said to be accumulated by saving; what is saving? Is
+hoarded money a saving while hoarded?
+</p>
+
+<p>
+53. How far does the increasing productiveness of manufacturing
+industry tend to neutralize the effect on profits of the diminishing productiveness
+of agricultural industry?
+</p>
+
+<p>
+54. What conclusion as to the limit to the increase of production
+does Mr. Mill deduce from his investigation of the laws of the various
+requisites of production?
+</p>
+
+<p>
+<hi rend='smallcaps'>Property.</hi>
+</p>
+
+<p>
+55. What are the essential elements of property? Are the grounds
+of property in land the same as those of property in movables?
+</p>
+
+<p>
+56. Give what you conceive to be the chief arguments in favor of
+the institution of private property, as opposed to common ownership.
+</p>
+
+<p>
+57. What arguments does Mr. Mill suggest in favor of some redistribution
+of landed property?
+</p>
+
+<p>
+58. What are the economic arguments for and against Communism?
+</p>
+
+<p>
+59. In what way, and by what means, do Socialists want to alter
+the present distribution of wealth?
+</p>
+
+<p>
+60. Sketch the principal forms of Communistic and Non-communistic
+Socialism.
+</p>
+
+<p>
+61. Should the power of bequest be limited?
+</p>
+
+<p>
+<hi rend='smallcaps'>Wages.</hi>
+</p>
+
+<p>
+62. On what, according to Mill, does the rate of wages depend?
+Hence, show the fallacy of the popularly proposed remedies for low
+wages.
+</p>
+
+<p>
+63. State and examine the principal theories which have been put
+forward as to the circumstances which regulate the general rate of wages,
+saying which you deem to be correct, and why so.
+</p>
+
+<p>
+64. Mr. Thornton argues that the wages-fund is neither <q>determined</q>
+nor <q>limited</q>: not <q>determined,</q> because there is no <q>law</q>
+to compel capitalists to devote any portion of their wealth to the payment
+<pb n='642'/><anchor id='Pg642'/>
+of labor, nor are they morally <q>bound</q> to do so; and not <q>limited,</q>
+because there is nothing to prevent them from adding to the
+portion of their wealth so applied. Criticise this argument, and, if you
+dissent from Mr. Thornton's view, state the causes which <q>determine</q>
+and <q>limit</q> the fund in question.
+</p>
+
+<p>
+65. State precisely what you mean by the <q>wages-fund,</q> and explain
+the conditions on which its growth depends.
+</p>
+
+<p>
+66. Explain generally the circumstances which determine the rate of
+wages. Mention some of the reasons why wages should be higher in
+one occupation than in another.
+</p>
+
+<p>
+67. In what way does dearness or cheapness of food affect money
+wages?
+</p>
+
+<p>
+68. What determines&mdash;
+</p>
+
+<list>
+<item>(1.) The general rate of wages in a country?</item>
+<item>(2.) The relative rates of wages in different employments?</item>
+</list>
+
+<p>
+69. What causes different rates of wages in different employments,
+and by what methods might wages be raised?
+</p>
+
+<p>
+70. How do you explain the fact that some of the most disagreeable
+kinds of labor are the most badly paid?
+</p>
+
+<p>
+71. What, according to Mr. Mill, are the most promising means for
+the improvement of the laboring-classes?
+</p>
+
+<p>
+72. In the Island of Laputa a law was passed compelling each workman
+to work with his left hand tied behind his back, and the law was
+justified on the ground that the demand for labor was more than
+doubled by it. Examine this argument.
+</p>
+
+<p>
+73. Some coal-workers are calling for a diminution of the output of
+coal, so as to keep up their wages. Examine how far, if at all, this result
+would follow from their proposed action.
+</p>
+
+<p>
+74. Discuss any remedies for low wages that have been or might be
+suggested.
+</p>
+
+<p>
+75. Why are the wages of women habitually lower than those of
+men?
+</p>
+
+<p>
+<hi rend='smallcaps'>Profits</hi>.
+</p>
+
+<p>
+76. What is the cause of the existence of profits? And what, according
+to Mr. Mill, are the circumstances which determine the respective
+shares of the laborer and the capitalist?
+</p>
+
+<p>
+77. (1.) What is the lowest rate of profit which can permanently
+exist? (2.) Why is this minimum variable?
+</p>
+
+<p>
+78. Analyze the remuneration received by any of the following: (1)
+the proprietor of a cotton-mill managing his own mill; (2) a merchant
+conducting his own business; (3) a railway shareholder; (4) a
+holder of government funds.
+</p>
+
+<p>
+79. Into what portions may we divide the return which is usually
+<pb n='643'/><anchor id='Pg643'/>
+called profit? Which of these portions would be received by a merchant
+carrying on business with borrowed capital?
+</p>
+
+<p>
+80. Analyze the payment called profits into its various elements.
+Point out in what respects the earnings of the employer differ from or
+resemble the wages paid to other classes of laborers.
+</p>
+
+<p>
+81. It is asserted that <q>profits tend to an equality.</q> What conditions
+must be satisfied before this position can be maintained?
+</p>
+
+<p>
+82. How is the alleged tendency of profits to equivalence in different
+employments to be reconciled with the notorious difference in the profit
+of different individuals?
+</p>
+
+<p>
+83. Which one of the elements in profit has the greatest effect on
+its amount? Explain by comparing the causes which regulate each element.
+</p>
+
+<p>
+84. How does Mill reconcile the high wages in America with Ricardo's
+law of profits?
+</p>
+
+<p>
+85. Explain the proposition that the rate of profits depends on the
+cost of labor, stating carefully what elements are included in cost of
+labor.
+</p>
+
+<p>
+86. Explain what connection there may be between an increase of
+population and any of the elements entering into cost of labor.
+</p>
+
+<p>
+87. What effect would an increase or diminution of population
+have upon cost of labor?
+</p>
+
+<p>
+88. Explain Mill's view as to the cost of labor being a function of three
+variables, considering the passages in which he says, 1. <q>If without
+labor becoming less efficient its remuneration fell, <emph>no increase taking
+place in the cost of the articles composing that remuneration</emph>;</q> 2. <q>If the
+laborer obtained a higher remuneration, <emph>without any increased cheapness
+in the things composing it</emph>; or if, without his obtaining more, <emph>that
+which he did obtain would become more costly</emph></q>: profits in the last two cases
+would suffer a diminution; and discussing&mdash;Firstly, if the remuneration
+of labor falls, what can the cost of the articles composing that remuneration
+signify to the capitalist? Secondly, if the laborer gets a higher
+remuneration, what can the increased cheapness of the things composing
+it signify to the capitalist?
+</p>
+
+<p>
+89. Is the contest between capital and labor permanent and fundamental?
+If not, give your reasons for your answer.
+</p>
+
+<p>
+90. What is the effect on wages and profits of the introduction of
+machinery?
+</p>
+
+<p>
+<hi rend='smallcaps'>Rent.</hi>
+</p>
+
+<p>
+91. What connection exists between the law of Malthus and Ricardo's
+doctrine of rent?
+</p>
+
+<p>
+92. What is the reason why land-owners can demand rent?
+</p>
+
+<pb n='644'/><anchor id='Pg644'/>
+
+<p>
+93. Explain and illustrate the distinction between rent and profits.
+In what cases are they nearly indistinguishable?
+</p>
+
+<p>
+94. It has often been observed that in America land is much less
+highly cultivated than in England. Explain the economic reasons for
+this.
+</p>
+
+<p>
+95. How does the theory of rent apply in a country like the United
+States, where the farmer owns his land instead of hiring it?
+</p>
+
+<p>
+96. How is it that some agricultural capital pays rent, even if resort
+is not had to different grades of land?
+</p>
+
+<p>
+97. Give a brief description of the theory of rent, and point out to
+what payments not usually called rent the theory may be applied.
+</p>
+
+<p>
+98. State briefly Ricardo's theory of rent, and show that, if it be
+true, the following statements of Adam Smith must be false:
+</p>
+
+<p>
+<q>The most fertile coal-mine regulates the price of coals at all the
+other mines in the neighborhood.</q>
+</p>
+
+<p>
+<q>In the price of corn one part pays the rent of the landlord, another
+pays the wages, and another the profit of the farmer.</q>
+</p>
+
+<p>
+99. Why does the farming business pay rent, and the cotton business
+(ground-rent excluded) pay none? Define rent.
+</p>
+
+<p>
+100. <q>As population increases, rents estimated in corn increase, and
+the price of corn rises; rents, therefore, doubly tend to increase.</q>
+Prove this.
+</p>
+
+<p>
+101. Professor Rogers adduces, in refutation of the common theory
+of rent, the fact that land near New York pays a high rent, while land
+of the same natural fertility in the Western States pays no rent. How
+far do you admit the force of this objection?
+</p>
+
+<p>
+102. Examine the following doctrine:
+</p>
+
+<quote rend='display'>
+<q>If invention and improvement still go on, the efficiency of labor will be
+further increased, and the amount of labor and capital necessary to produce a
+given result further diminished. The same causes will lead to the utilization of
+this new gain in productive power for the production of more wealth; the margin
+of cultivation will be again extended, and rent will increase, both in proportion
+and amount, without any increase in wages and interest. And so, ... will ... rent
+constantly increase, though population should remain stationary.</q>&mdash;Henry
+George, <q>Progress and Poverty</q> (p. 226).
+</quote>
+
+<p>
+103. What answer is made to Mr. Carey's objection to Ricardo's
+theory of rent, that in point of fact the poorer, not the richer, lands are
+first brought under cultivation?
+</p>
+
+<p>
+104. Explain how land, <q>even apart from differences of situation,... would
+all of it, on a certain supposition, pay rent.</q>
+</p>
+
+<p>
+105. Explain clearly how it is possible for the land of a country
+which is all of uniform fertility to pay rent.
+</p>
+
+<p>
+106. <q>If the earth had a perfectly smooth surface the same everywhere,
+<pb n='645'/><anchor id='Pg645'/>
+and if it were all tilled and cultivated in exactly the same way,
+there would be no such thing as rent.</q> Examine this proposition.
+</p>
+
+<p>
+107. Show that rent does not increase the price of bread.
+</p>
+
+<p>
+108. How is it shown that <q>rent does not really form any part of
+the expenses of production or of the advances of the capitalist?</q>
+</p>
+
+<p>
+109. (1.) What connection exists between the price of agricultural
+products and the amount of rent paid? (2.) Can rent affect the price?
+</p>
+
+<p>
+110. <q>Rent is the effect and not the cause of price.</q> Prove this.
+</p>
+
+<p>
+111. Does rent enter into the cost of production of the following
+commodities or not, and why: Corn, cloth, the wine of the best vineyards?
+</p>
+
+<p>
+112. <q>Rent arises from the difference between the least fertile and
+the most fertile soils, and from the fact that the former have been
+taken into cultivation.... Rent is the difference between the market
+price of produce and the cost of production.</q> Harmonize these statements.
+</p>
+
+<p>
+113. In order that the actual payments made by farmers to landlords
+should generally correspond with <q>economic rent,</q> what conditions
+must be observed?
+</p>
+
+<p>
+114. What is assumed, as to competition, in all Mr. Mill's reasoning
+on wages, profits, and rent? Explain its action in each case.
+</p>
+
+<p>
+<hi rend='smallcaps'>Value.</hi>
+</p>
+
+<p>
+115. Enumerate, compare, and criticise any opinions known to you
+which have been held concerning the nature, origin, or measure of value
+in exchange.
+</p>
+
+<p>
+116. Define precisely what it is which gives value to objects, and
+point out the causes which vary the value of the same object under
+differing circumstances.
+</p>
+
+<p>
+117. Do men dive to the bottom of the sea to get pearls because
+they are valuable; or are pearls valuable because men must dive to
+the bottom of the sea to get them?
+</p>
+
+<p>
+118. There are three forms of difficulty of attainment. State the
+law of value applicable to each.
+</p>
+
+<p>
+119. Explain the exact economic meaning of the words supply and
+demand.
+</p>
+
+<p>
+120. When it is said that the value of certain commodities depends
+upon supply and demand, what is meant by demand?
+</p>
+
+<p>
+121. If the supply of all commodities were suddenly doubled, would
+any changes in their relative values ensue or not, and why?
+</p>
+
+<p>
+122. State the laws which regulate the permanent and temporary
+values of agricultural products.
+</p>
+
+<p>
+123. How far does the value of commodities depend on the quantity
+of labor required for their production?
+</p>
+
+<pb n='646'/><anchor id='Pg646'/>
+
+<p>
+124. Has the term exchange value any precise meaning when we
+are comparing times or places very remote from one another?
+</p>
+
+<p>
+125. What is meant by the natural (or normal) price and the market
+price of commodities? To what extent can they differ?
+</p>
+
+<p>
+126. Does a general rise of wages raise the prices of commodities in
+general or not, and why? Does it tend to cause any change in the
+relative prices of commodities or not, and why?
+</p>
+
+<p>
+127. Suppose that wages were double, would the values of commodities
+be affected? What would be the effect on prices and profits
+of such an increase of wages?
+</p>
+
+<p>
+128. Are wages and profits influenced by prices?
+</p>
+
+<p>
+129. Can employers recoup themselves by a rise of prices for a rise
+of&mdash;
+</p>
+
+<list>
+<item>(a.) Wages in particular employments?</item>
+<item>(b.) General wages?</item>
+</list>
+
+<p>
+How does this question bear on the efficacy of trades-unionism?
+</p>
+
+<p>
+130. Do values depend on wages?
+</p>
+
+<p>
+131. Explain the following statement: <q>It is true the absolute
+wages paid have no effect upon values; but neither has the absolute
+quantity of labor.</q>
+</p>
+
+<p>
+132. Explain the statement that <q>high general profits can not, any
+more than high general wages, be a cause of high values.... In so
+far as profits enter into the cost of production of all things, they can not
+affect the value of any.</q>
+</p>
+
+<p>
+133. Explain fully why it is that capitalists can not compensate themselves
+for a general high cost of labor through any action on values and
+prices.
+</p>
+
+<p>
+134. <q>The value of a commodity depends on its cost of production.</q>
+Under what conditions is this true, and what causes interfere with
+it?
+</p>
+
+<p>
+135. Describe the hindrances which impede the free movement of
+capital to those fields which apparently offer the highest return for its
+employment.
+</p>
+
+<p>
+136. Give J. S. Mill's analysis of the <q>cost of production,</q> and also
+Professor Cairnes's, with the arguments for and against each.
+</p>
+
+<p>
+137. Analyze cost of production. What is its connection with cost
+of labor?
+</p>
+
+<p>
+138. Give an analysis of cost of production of any commodity.
+</p>
+
+<p>
+139. Show carefully the distinction between wages, cost of labor,
+and cost of production.
+</p>
+
+<p>
+140. Define clearly value, price, real wages, and cost of production.
+</p>
+
+<p>
+141. Define real wages, money wages, cost of labor.
+</p>
+
+<pb n='647'/><anchor id='Pg647'/>
+
+<p>
+<hi rend='smallcaps'>Money.</hi>
+</p>
+
+<p>
+142. Point out the difference between the scientific and popular conceptions
+implied in the terms wealth and money.
+</p>
+
+<p>
+143. Show the fallacy of confounding capital with money. Can
+there be a glut of capital?
+</p>
+
+<p>
+144. What is money? To what sort of necessity does it owe its
+existence? What articles have been used for money? Enumerate the
+qualities which render a commodity fit to serve as money.
+</p>
+
+<p>
+145. What are the qualities requisite in any commodity in order that
+it may serve as money?
+</p>
+
+<p>
+146. Distinguish accurately between the functions of money.
+</p>
+
+<p>
+147. How far is a fixed standard of value possible?
+</p>
+
+<p>
+148. What effect does the great durability of gold and silver have
+upon the value of money?
+</p>
+
+<p>
+149. How far does the law of demand and supply govern the value
+of money?
+</p>
+
+<p>
+150. Explain fully how it is that the value of the precious metals is
+affected by <q>questions of quantity only, with little reference to cost of
+production.</q>
+</p>
+
+<p>
+151. What is to be said to the following: <q>Some political economists
+have objected altogether to the statement that the value of money
+depends on its quantity combined with the rapidity of circulation;
+which, they think, is assuming a law for money that does not exist for
+any other commodity</q>?
+</p>
+
+<p>
+152. Under what conditions is it true that the <q>value of money is
+inversely as its quantity</q>?
+</p>
+
+<p>
+153. Explain carefully the following: <q>The average value of gold is
+made to conform to its natural value in the same manner as the values
+of other things are made to conform to their natural value.</q>
+</p>
+
+<p>
+154. In what various meanings is the phrase <q>the value of money</q>
+used? How far does the value of money in each of these meanings depend
+on (1) the cost of production, (2) supply and demand?
+</p>
+
+<p>
+155. Are the values of gold and silver subject to exactly the same
+natural laws as other commodities?
+</p>
+
+<p>
+156. Give the explanations and qualifications required to render the
+following proposition true: <q>The quantity of coin in every country is
+regulated by the value of the commodities which are to be circulated
+by it.</q>
+</p>
+
+<p>
+157. Would the world be richer if every individual in it suddenly
+found the quantity of money in his possession doubled?
+</p>
+
+<p>
+158. How far, or in what way, do you consider it correct to say that
+the general level of prices in a country depends upon the quantity of
+gold coin existing in that country?
+</p>
+
+<pb n='648'/><anchor id='Pg648'/>
+
+<p>
+159. A single good harvest causes a considerable fall in the value of
+<emph>wheat</emph>; but a great addition to the year's supply of <emph>gold</emph>
+from the mines produces little effect on its general value. How do you account for the
+difference?
+</p>
+
+<p>
+160. Show the effect of establishing a double standard.
+</p>
+
+<p>
+161. Show how Gresham's law is illustrated by the history of the
+currency in the United States between 1834 and 1873.
+</p>
+
+<p>
+162. What effect had the discovery of gold in this century upon the
+coinage of the United States?
+</p>
+
+<p>
+163. What is the system upon which the small silver currency of the
+United States is coined and issued?
+</p>
+
+<p>
+164. State briefly the aim of the United States coinage act of 1853.
+</p>
+
+<p>
+<hi rend='smallcaps'>Credit.</hi>
+</p>
+
+<p>
+165. How do you define credit? Form a classification of credit
+documents.
+</p>
+
+<p>
+166. It has been said that <q>credit is capital.</q> Is this so or not?
+</p>
+
+<p>
+167. Define capital, and examine the meaning of the term in the following
+statements:
+</p>
+
+<p>
+(<hi rend='italic'>a.</hi>) Demand for commodities can not create capital.
+</p>
+
+<p>
+(<hi rend='italic'>b.</hi>) Credit is not a creation, but a transfer of capital.
+</p>
+
+<p>
+(<hi rend='italic'>c.</hi>) Wages depend upon the proportion between population and
+capital.
+</p>
+
+<p>
+168. State the law of the value of money which governs general
+prices. What change is to be made in the statement, if credit is to be
+taken into consideration?
+</p>
+
+<p>
+169. What is the part which instruments of credit, other than bank-notes,
+play in the exchange of commodities?
+</p>
+
+<p>
+170. Mention some of the principal features of a credit crisis.
+</p>
+
+<p>
+171. What are inconvertible notes? What objections are there to
+currency of this description?
+</p>
+
+<p>
+172. Can an inconvertible currency be made to maintain the same
+value as a convertible currency, and, if so, how? Supposing that it can,
+what objections are there, nevertheless, to it?
+</p>
+
+<p>
+173. <q>Nothing is subject to more variation than paper money, even
+when it is limited, and has no guarantees; for this simple reason, that,
+having no value of its own, it depends on the idea that each person
+forms of those guarantees.</q> Comment on this passage.
+</p>
+
+<p>
+174. How is it that a bad dollar does the work of buying as well as
+a good one until it is found out? Is it that it makes no difference
+whether it is made of gold or not?
+</p>
+
+<p>
+175. To what extent is a government capable of giving fictitious
+value to a paper or a metallic currency?
+</p>
+
+<pb n='649'/><anchor id='Pg649'/>
+
+<p>
+176. In a country with an inconvertible paper currency, how can it
+be determined whether the issues are excessive or not, and why?
+</p>
+
+<p>
+177. What will be the effect if the circulating medium of a country
+is increased beyond its natural amount&mdash;
+</p>
+
+<list>
+<item>(1) when the medium is coin?</item>
+<item>(2) when it is coin and convertible paper?</item>
+<item>(3) when it is inconvertible paper?</item>
+</list>
+
+<p>
+178. What is the error involved in the assumption, frequently made
+by writers and public speakers, that the currency of a country ought to
+increase in like ratio with its wealth and population?
+</p>
+
+<p>
+179. On what does the desire to use credit depend? What connection
+exists between the amount of notes and coin in circulation and the
+use of credit?
+</p>
+
+<p>
+180. Compare the advantages and disadvantages of a metallic and
+paper currency.
+</p>
+
+<p>
+181. A member of Congress advocated expansion of the paper currency
+by the following argument: <q>Our currency, as well as everything
+else, must keep pace with our growth as a nation.... France has a
+circulation <hi rend='italic'>per capita</hi> of thirty
+dollars; England, of twenty-five; and
+we, with our extent of territory and improvements, certainly require
+more than either.</q> State your opinion of this argument.
+</p>
+
+<p>
+182. Trace the effects, immediate and ultimate, on general prices of
+(<hi rend='italic'>a</hi>) an extended system of credit,
+(<hi rend='italic'>b</hi>) an enlarged issue of paper money, and
+(<hi rend='italic'>c</hi>) an addition to the stock of precious metals, respectively.
+</p>
+
+<p>
+183. What is the error in the common notion that <q>a paper currency
+can not be issued in excess so long as every note <emph>represents</emph> property, or
+has a <emph>foundation</emph> of actual property to rest on</q>?
+</p>
+
+<p>
+184. Explain the action of the check and clearing-house system,
+and state what is meant by the restoration of barter.
+</p>
+
+<p>
+<hi rend='smallcaps'>Over-Production</hi>.
+</p>
+
+<p>
+185. State the relation between supply and demand as aggregates,
+e.g., between the aggregate supply of commodities in a given community
+and the aggregate demand for them, and show the bearing of the
+principle involved on the doctrine of <q>general over-production.</q>
+</p>
+
+<p>
+186. Prove that the increase of capital and the extension of industry
+can not lead to a general over-production of commodities.
+</p>
+
+<p>
+187. What is the error of those who believe in the danger of over-production?
+</p>
+
+<p>
+188. Distinguish <q>excess of supply</q> from a <q>commercial crisis.</q>
+</p>
+
+<p>
+189. Give the substance of Mill's examination of the theories of excess
+of supply.
+</p>
+
+<p>
+190. <q>When production is fully equal to consumption, every discovery
+in the arts, or in mechanics, is a calamity, because it only adds to
+<pb n='650'/><anchor id='Pg650'/>
+the enjoyment of consumers the opportunity of obtaining commodities
+at a cheaper rate, while it deprives the producers of even life itself.</q>
+Discuss this opinion of Sismondi.
+</p>
+
+<p>
+191. Explain the difference in the theories of Dr. Chalmers and Mr.
+Mill on over-production, and the excess of supply.
+</p>
+
+<p>
+<hi rend='smallcaps'>Peculiar Cases of Value.</hi>
+</p>
+
+<p>
+192. It costs as much to produce straw as to produce grain; how,
+then, do you explain the comparatively low value of straw?
+</p>
+
+<p>
+193. Suppose a considerable rise in the price of wool to be foreseen,
+how should farmers expect the prices of mutton to be affected, and
+why?
+</p>
+
+<p>
+194. Explain the operation of the laws of value by which the relative
+prices of wool and mutton are regulated.
+</p>
+
+<p>
+<hi rend='smallcaps'>International Trade and Values.</hi>
+</p>
+
+<p>
+195. What is the meaning of the statement that <q>it is not a difference
+in the <emph>absolute</emph> cost of production which determines the interchange
+[of commodities between countries], but a difference in the <emph>comparative</emph>
+cost</q>?
+</p>
+
+<p>
+196. What are the advantages which a country derives from foreign
+trade?
+</p>
+
+<p>
+197. Explain clearly the following passage: <q>We may often, by
+trading with foreigners, obtain their commodities at a smaller expense
+of labor and capital than they cost to the foreigners themselves.</q>
+</p>
+
+<p>
+198. Is there any essential difference between trade between country
+and country, and trade between county and county, or even between
+man and man? What is the real nature of trade in all cases?
+</p>
+
+<p>
+199. Why is it necessary to make any different statement of the laws
+of value for foreign than for domestic products? What is the cause for
+the existence of any international trade?
+</p>
+
+<p>
+200. How would a serious decline in the efficiency of England, as
+compared with other countries, in the production of manufactures affect
+the scale of money incomes and prices in England, and why?
+</p>
+
+<p>
+201. Mr. Mill refers the value of home products to the <q>cost of production</q>;
+of foreign products to the <q>cost of acquisition.</q> Examine
+the truth of this distinction.
+</p>
+
+<p>
+202. It is said that in the home market the value of commodities depends
+on the cost of production, in the foreign market on the cost of
+acquisition. Comment on this distinction.
+</p>
+
+<p>
+203. Is the cost of production the regulator of international values?
+</p>
+
+<p>
+204. Discuss the following statement: <q>International value is regulated
+just as inter-provincial or inter-parishional value is. Coals and
+<pb n='651'/><anchor id='Pg651'/>
+hops are exchanged between Northumberland and Kent on absolutely
+the same principles as iron and wine between Lancashire and Spain.</q>&mdash;Ruskin,
+<q>Munera Pulveris,</q> p. 84.
+</p>
+
+<p>
+205. What determines the value of imported commodities?
+</p>
+
+<p>
+206. Why does cost of production fail to determine the value of commodities
+brought from a foreign country? Does it also fail in the case
+of commodities brought from distant parts of the same country?
+</p>
+
+<p>
+207. It is on the matter of fact that there is not much migration of
+capital and labor from country to country that Mr. Mill has based his
+whole doctrine of <q>international trade and international values.</q> Explain
+and comment on the above statement.
+</p>
+
+<p>
+208. What are the causes which determine for a nation the cost of
+its imports?
+</p>
+
+<p>
+209. It follows from the theory of international values, as laid down
+by Mill, that the permanent residence of Americans in Europe may
+enhance the cost of foreign imports to Americans residing at home.
+Explain in what way.
+</p>
+
+<p>
+210. Suppose two countries, A and B, isolated from the rest of the
+world, and a trade established between them. In consequence of the
+labor of A becoming less effective, the cost of production of every article
+which can be produced in that country is greatly increased, but so
+that the relation between the costs of any two articles remains the same.
+What, if any, will be the effect of the change on the trade between A
+and B? Does your answer depend upon your using the phrase <q>cost
+of production</q> in a sense different from that given to it by some economists?
+</p>
+
+<p>
+211. Show that every country gets its imports at less cost in proportion
+to the efficiency of its labor.
+</p>
+
+<p>
+<hi rend='smallcaps'>Foreign Exchanges.</hi>
+</p>
+
+<p>
+212. What is the ordinary limit to the premium on foreign bills of
+exchange, and why?
+</p>
+
+<p>
+213. What are the chief effects on the foreign exchanges which are
+produced by the breaking out of a war? Account for the fact that in
+1861 the exchanges on England in America fell considerably below
+specie point.
+</p>
+
+<p>
+214. Suppose that the next harvest in England should be very defective,
+and extraordinary supplies of American grain needed. How
+would this probably affect the price of bills of exchange between England
+and America, and the profit on the exportation of English manufactures
+to the latter, and why?
+</p>
+
+<p>
+215. Trace the process by which the precious metals spread from the
+mines over the world.
+</p>
+
+<pb n='652'/><anchor id='Pg652'/>
+
+<p>
+216. Suppose the exchange between England and the United States
+to be heavily against England, how will this fact affect the export and
+import trade between the two countries, and why?
+</p>
+
+<p>
+217. What is meant by exchanges being against a country?
+</p>
+
+<p>
+218. Enumerate the principal circumstances which affect the rate of
+exchange between two countries. How is the <hi rend='italic'>par</hi>
+of exchange ascertained?
+</p>
+
+<p>
+219. In what way are gold and silver distributed among the different
+trading countries? Between different parts of the same country?
+</p>
+
+<p>
+220. Trace the effects of large and continuous issues of inconvertible
+paper currency on the prices of commodities, on importation and exportation,
+and on the foreign exchanges.
+</p>
+
+<p>
+221. State the conditions under which international trade can permanently
+exist. What will be the ultimate effect of a large movement of
+foreign gold upon prices, imports, and exports in the receiving country?
+</p>
+
+<p>
+222. State the theory of the value of money (i.e., <q>metallic
+money</q>), and clear up any apparent inconsistencies between the following
+statements: (1.) The value of money depends on the cost of production
+at the worst mines; (2.) The value of money varies inversely as its
+quantity multiplied by its rapidity of circulation; (3.) The countries
+whose products are most in demand abroad and contain the greatest
+value in the smallest bulk, which are nearest the mines and have the
+least demand for foreign productions, are those in which money will be
+of lowest value.
+</p>
+
+<p>
+228. The effects of the depreciation of the paper currency in the
+United States are thus described by Mr. Wells: <q>It renders it impossible
+to sell abroad the products which have cost too much at home, and
+invites from other countries the products of a cheaper labor paid for in
+a sounder currency. It exaggerates imports, while destroying our ability
+to pay in kind.</q> State how far you agree with the deductions here
+drawn, assigning your reasons where you differ.
+</p>
+
+<p>
+224. When the foreign exchanges are manifestly against a country,
+and a balance of indebtedness is the cause, the equilibrium can be restored
+in two ways. State and explain the operation of each.
+</p>
+
+<p>
+225. What are the conditions which determine for a country a high
+range of general prices? How far is this advantageous?
+</p>
+
+<p>
+226. What is the effect of the imposition of a tribute by one country
+on another upon the course of trade between them, and the terms on
+which they exchange commodities; and why?
+</p>
+
+<p>
+227. For what reasons may a nation's exports habitually exceed or
+fall short of its imports?
+</p>
+
+<p>
+228. Explain the real and nominal exchange.
+</p>
+
+<p>
+229. Expound Mr. Mill's theory of the influence which a convertible
+currency exercises on foreign trade.
+</p>
+
+<pb n='653'/><anchor id='Pg653'/>
+
+<p>
+230. What is the effect of a depreciated currency on (1) foreign
+trade, and (2) the exchanges?
+</p>
+
+<p>
+<hi rend='smallcaps'>Interest.</hi>
+</p>
+
+<p>
+231. How does the general rate of interest determine the selling
+price of stocks and land?
+</p>
+
+<p>
+232. Is there any relation between the rate of interest and the value
+of money?
+</p>
+
+<p>
+233. What are the relations of interest and profit? On what causes
+does the rate of interest depend?
+</p>
+
+<p>
+234. <q>High interest means bad security.</q> Comment on this saying.
+</p>
+
+<p>
+235. Is the rate of interest affected by the supply of the precious
+metals?
+</p>
+
+<p>
+236. What determines the rate of interest on the loanable funds?
+Is the <q>current [or ordinary] rate of interest the measure of the relative
+abundance or scarcity of capital</q>?
+</p>
+
+<p>
+237. What are the chief causes that determine the rate of interest?
+</p>
+
+<p>
+238. If it be true that in America every man, however rich, is engaged
+in some business, but that in England many rich men have no
+trade or profession, how is the rate of interest in each country affected
+in consequence, and why?
+</p>
+
+<p>
+239. How does a fall in the purchasing power of money tend to
+affect, if at all, and why, (1) the rate of interest, (2) the price of land,
+(3) the price of government bonds, (4) the price of gold and silver ornaments
+and plate?
+</p>
+
+<p>
+<hi rend='smallcaps'>Foreign Competition.</hi>
+</p>
+
+<p>
+240. Explain the grounds of Mr. Mill's proposition that general low
+wages never caused any country to undersell its rivals, nor did general
+high wages ever hinder it from doing so. If you think the proposition
+needs qualification, give your reason.
+</p>
+
+<p>
+241. (1.) What is the true theory of one country underselling another
+in a foreign market? (2.) What weight should be attributed to the fact
+of generally higher or lower wages in one of the competing countries?
+</p>
+
+<p>
+242. Discuss the question whether a high rate of wages necessarily
+lays the commerce of a country under a disadvantage with reference to
+a country where the rate of wages is lower.
+</p>
+
+<p>
+243. What are the conditions under which one country can permanently
+undersell another in a foreign market?
+</p>
+
+<p>
+244. Point out distinctly the connection between the money wages
+of laborers in the United States and the productiveness of the soil.
+</p>
+
+<p>
+245. In the Eastern States iron-molders earn from fourteen to seventeen
+dollars a week; in California their wages run from twenty-one to
+twenty-seven dollars. Account for this variation.
+</p>
+
+<pb n='654'/><anchor id='Pg654'/>
+
+<p>
+<hi rend='smallcaps'>Progress of Society</hi>.
+</p>
+
+<p>
+246. What are the reasons for the change in the normal values of
+manufactured and of agricultural commodities, respectively, during the
+progress of society?
+</p>
+
+<p>
+247. Wages and profits in different employments and neighborhoods
+are not uniformly proportional to the efforts of labor and abstinence
+of which they are the respective rewards. Classify the circumstances
+which prevent this correspondence, and show how far their effect is
+likely to be reduced (<hi rend='italic'>a</hi>) by
+general economical progress, and (<hi rend='italic'>b</hi>) by the
+extension of the division of labor.
+</p>
+
+<p>
+248. What is the law of diminishing returns? Can you point out any
+connection between this law and the following phenomena?&mdash;
+</p>
+
+<list>
+<item>(<hi rend='italic'>a.</hi>) Density of population.</item>
+<item>(<hi rend='italic'>b.</hi>) Rate of wages.</item>
+<item>(<hi rend='italic'>c.</hi>) Rate of profits in different countries.</item>
+</list>
+
+<p>
+249. Sketch the influence on rents and profits of an increase of population
+and capital concurrently with a stationary state of the arts of
+production.
+</p>
+
+<p>
+250. Is there reason to believe that Mr. Mill has underrated the
+powers possessed by man of extending the area of production and facilitating
+the market of food? If such a statement has been made, to what
+extent is his theory of population modified, and the risks he had indicated
+rendered distant?
+</p>
+
+<p>
+251. Compare the effects on rent, profits, and wages, of a sudden
+improvement in the production (<hi rend='italic'>a</hi>)
+of food, (<hi rend='italic'>b</hi>) of some manufactured
+articles largely consumed by the working-classes.
+</p>
+
+<p>
+252. Trace the connection between Ricardo's theory of rent and the
+decline in the general rate of profits as a country increases in population.
+Explain clearly the connection which exists between wages and
+profits.
+</p>
+
+<p>
+253. What effect is produced upon rents, profits, and wages, respectively,
+in a country like France, where population is stationary and capital
+advancing?
+</p>
+
+<p>
+254. If capital continued to increase and population did not, explain
+the proposition that <q>the whole savings of each year would be exactly
+so much subtracted from the profits of the next and of every following
+year,</q> if improvements were stationary.
+</p>
+
+<p>
+255. How does social and industrial progress tend to affect the prices
+of land, raw produce, and manufactures, respectively, and why?
+</p>
+
+<p>
+256. The capitalized value of land rises, in the progress of society,
+from two causes&mdash;from one which affects land in common with all investments;
+from another which is peculiar to land.
+</p>
+
+<pb n='655'/><anchor id='Pg655'/>
+
+<p>
+257. <q>The tendency of improved communications is to lower existing
+rents.</q> How far is this true, and in what directions is it true?
+</p>
+
+<p>
+258. What would be the effect on profits, wages, and rents of an
+improvement in a manufactured article consumed by the laboring-class?
+</p>
+
+<p>
+259. Explain the doctrine of the tendency of profits to a minimum,
+the cause of that tendency, and the circumstances which counteract
+it.
+</p>
+
+<p>
+260. What was Adam Smith's doctrine as to the decline of profit in
+progressive communities? Criticise his argument.
+</p>
+
+<p>
+261. Mention some of the principal causes which, in the ordinary
+progress of society, respectively tend to increase or to reduce the current
+rate of profits.
+</p>
+
+<p>
+262. Why do profits tend to fall as population increases, and how
+may this result be retarded or prevented?
+</p>
+
+<p>
+263. What is the effect of a general rise of money wages, apart from
+the consideration of a greater efficiency of labor, in prices, profits, and
+rent? Give reasons for your answer.
+</p>
+
+<p>
+264. How does the general progress of society in wealth and industrial
+efficiency tend to affect the rate of wages, the rate of profit, and
+the rate of rent, respectively?
+</p>
+
+<p>
+265. What is the general effect of the progress of society on the land-owner,
+the capitalist, and the laborer?
+</p>
+
+<p>
+<hi rend='smallcaps'>Future of Laboring-Classes.</hi>
+</p>
+
+<p>
+266. Examine the influences of machinery on the economic condition
+of the working-classes.
+</p>
+
+<p>
+267. Mention and discuss some of the popular remedies for low
+wages, and especially the effect of the subdivision of landed property
+among peasant proprietors.
+</p>
+
+<p>
+268. Explain briefly what is meant by co-operation, and indicate the
+more prominent forms assumed by the co-operative movement.
+</p>
+
+<p>
+269. What is meant by the co-operative system of industry? Show
+ways in which this system may affect, for good or for evil, the productiveness
+of labor; and mention any moral benefits, or the opposite, in
+which it may be expected to issue.
+</p>
+
+<p>
+270. What are the difficulties in the way of co-operation for the production
+of salable objects?
+</p>
+
+<p>
+271. Explain the advantages of industrial partnership, in which the
+employés share, in proportion to the wages received, half the profits of
+the business beyond a certain fixed minimum which is assigned to the
+employers.
+</p>
+
+<pb n='656'/><anchor id='Pg656'/>
+
+<p>
+<hi rend='smallcaps'>Taxation.</hi>
+</p>
+
+<p>
+272. How is the state justified in undertaking any manufacture or
+service which might be performed by private enterprise?
+</p>
+
+<p>
+273. Enumerate Adam Smith's canons of taxation.
+</p>
+
+<p>
+274. Examine the argument in favor of the resumption by the state
+of what is called the unearned increment in the value of land arising
+from the development of society.
+</p>
+
+<p>
+275. A picture by Gainsborough and a house in Broadway are sold
+in the same year at the same price; at the end of fifty years each sells
+for five times its first cost. Is there any, and, if so, what, reason why
+the increase should be sequestrated for the public benefit in the one case
+and not in the other?
+</p>
+
+<p>
+276. Explain the incidence of taxes laid on wages.
+</p>
+
+<p>
+277. Why should a tax on profits, if no improvements follow, fall
+on the laborer and capitalist?
+</p>
+
+<p>
+278. Explain what effect, if any, will be produced on the price of
+corn by&mdash;
+</p>
+
+<list>
+<item>(1) a tax upon rent;</item>
+<item>(2) a tithe;</item>
+<item>(3) a tax of so much per acre, irrespective of value;</item>
+<item>(4) a tax of so much per bushel.</item>
+</list>
+
+<p>
+279. On whom does a tax of a fixed proportion of agricultural
+produce fall?
+</p>
+
+<p>
+280. Discuss the question whether the income-tax ought to be a
+tax upon income and property, or upon expenditure.
+</p>
+
+<p>
+281. Discuss the expediency of a graduated income-tax.
+</p>
+
+<p>
+282. State the arguments which you think strongest both for and
+against exempting savings from the income-tax.
+</p>
+
+<p>
+283. Explain the conditions which should be observed in imposing
+taxes on commodities.
+</p>
+
+<p>
+284. What taxes does a tradesman get back in the price of the articles
+he sells, and what does he not?
+</p>
+
+<p>
+285. Test by Adam Smith's four maxims of taxation the policy of
+indirect taxes on the necessaries of life.
+</p>
+
+<p>
+286. All indirect taxation violates Adam Smith's fourth canon.
+</p>
+
+<p>
+287. Discuss the following:
+</p>
+
+<p>
+<q>A man with $100,000 in United States bonds comes to Boston,
+hires a house...; thus he lives in luxury.... I am in favor of taxing
+idle investments such as this, and allowing manufacturing investments
+to go untaxed.</q>
+</p>
+
+<p>
+288. Compare the advantages and disadvantages of direct and indirect
+taxation.
+</p>
+
+<pb n='657'/><anchor id='Pg657'/>
+
+<p>
+289. On what principles is this country now taxed?
+</p>
+
+<p>
+290. Explain the arguments for and against the policy of maintaining
+a surplus for the purpose of redeeming a national debt.
+</p>
+
+<p>
+291. In estimating the ability of the United States to pay its public
+debts, it is usual to include among the data of the question the increased
+productiveness of industry in that country. How far is this a pertinent
+consideration?
+</p>
+
+<p>
+<hi rend='smallcaps'>Protection.</hi>
+</p>
+
+<p>
+292. Mention some of the principal arguments brought forward in
+favor of protective tariffs.
+</p>
+
+<p>
+293. Connect the principle of the division of employments (or labor)
+with the policy of free trade and the functions of government.
+</p>
+
+<p>
+294. Sketch the effects of discriminating duties, including the operation
+of the corn laws.
+</p>
+
+<p>
+295. Examine the following argument, emending, if you think it
+necessary, the free-trader's doctrine on the point raised: The free-trader's
+belief is that a customs duty is added to the price of the article
+upon which it is imposed. If the article is imported, according to his
+theory, the increase of the price goes into the public treasury; if the
+article is made in the country, the increase of the price goes into the
+pocket of the producer. But in the former case there is no protection;
+and competition will prevent the latter. Therefore protection does not
+increase the price of the protected article. If a customs duty is imposed
+upon a commodity, and its price is not raised in consequence,
+what inference can you draw?
+</p>
+
+<p>
+296. Under what circumstances did Mr. Mill think nascent states
+might be justified in adopting a policy of protection? Criticise his
+opinion, and, if you agree with it, give some examples of its application.
+</p>
+
+<p>
+297. American protectionists allege that the high rate of wages prevailing
+in the United States disables them from competing with <q>the
+pauper labor</q> of Europe. Examine the grounds of this statement, and
+consider how far it forms a justification for protection to American
+industry.
+</p>
+
+<p>
+298. A high rate of wages indicates, not a high, but a low cost of
+production for all commodities measured in which the rate of wages is
+high.
+</p>
+
+<p>
+Explain and prove this proposition, and illustrate it from the circumstances
+of the United States.
+</p>
+
+<p>
+299. State under what limitations the proposition is correct, that
+profits vary inversely with wages. Explain the circumstances which
+cause both a higher rate of wages and profits to prevail in a young
+country, such as the United States, than in England.
+</p>
+
+<p>
+300. In America wages are much higher than in England, yet the
+<pb n='658'/><anchor id='Pg658'/>
+general rate of profits is higher also, according to Mr. Mill. How do
+you reconcile the two facts?
+</p>
+
+<p>
+301. Examine the following:
+</p>
+
+<p>
+<q>It seems to me that protection is absolutely essential to the encouragement
+of capital, and equally necessary for the protection of the
+American laborer.... He must have good food, enough of it, good
+clothing, school-houses for his children, comforts for his home, and a
+fair chance to improve his condition. To this end I would protect him
+against competition with the half-paid laborers of European
+countries.</q>&mdash;<hi rend='italic'>Congressional
+Globe</hi>.
+</p>
+
+<p>
+302. An American newspaper has said of the burning of Chicago:
+<q>The money to replace what has been burned will not be sent abroad
+to enrich foreign manufacturers; but, thanks to the wise policy of protection
+which has built up American industries, it will stimulate our
+own manufactures, set our mills running faster, and give employment
+to thousands of idle working-men.</q> Comment on this passage.
+</p>
+
+<p>
+303. On whom does a tax on imports, if not prohibitory, fall?
+</p>
+
+<p>
+304. In what cases would duties on imported commodities fall on
+the producers?
+</p>
+
+<p>
+305. Are taxes on imports in any way paid by foreigners?
+</p>
+
+<p>
+306. Discuss the effects of duties on exports.
+</p>
+
+<p>
+307. Trace the effects of duties on the importation of raw materials,
+and distinguish, with examples, between duties that violate and duties
+which do not violate the principle of free trade.
+</p>
+
+<p>
+308. Is it possible for any country by legislative enactments to engross
+a larger share of the advantages of foreign trade than it would
+naturally have? Discuss the question fully.
+</p>
+
+<p>
+309. <q>Those are, therefore, in the right who maintain that taxes
+on imports are partly paid by foreigners; but they are mistaken when
+they say it is by the foreign producer. It is not on the person from
+whom we buy, but on all those who buy from us, that a portion of our
+customs duties spontaneously falls.</q> Explain and examine the reasons
+for this conclusion.
+</p>
+
+<p>
+310. State the principle which determines the relation between the
+amount of a country's imports and that of its exports, and show how
+this relation is affected by a system of protective duties.
+</p>
+
+<p>
+THE END.
+</p>
+
+</div>
+
+<pb n='659'/><anchor id='Pg659'/>
+
+<div rend='page-break-before: always'>
+<head>Advertisements.</head>
+
+<p>
+SCIENCE.
+</p>
+
+<p>
+<hi rend='bold'>Huxley and Youmans's Physiology and Hygiene.</hi>
+By <hi rend='smallcaps'>Thomas H. Huxley</hi>, LL. D.,
+F.R.S., and <hi rend='smallcaps'>William J.
+Youmans</hi>, M.D. New and revised edition. With numerous Illustrations.
+12mo. 420 pages.
+</p>
+
+<p>
+<hi rend='bold'>Coming's Class-Book of Physiology.</hi> With 24
+Plates, and numerous Engravings on Wood. 12mo. 324 pages.
+</p>
+
+<p>
+<hi rend='bold'>Youmans's Hand-Book of Household Science.</hi>
+A Popular Account of Heat, Light, Air, Aliment, and
+Cleansing, in their Scientific Principles and Domestic Applications.
+With numerous illustrative Diagrams. 12mo. 470 pages.
+</p>
+
+<p>
+<hi rend='bold'>Physiography</hi>: An Introduction to the Study of Nature.
+By <hi rend='smallcaps'>Thomas H. Huxley</hi>. With Illustrations and Colored Plates.
+12mo.
+</p>
+
+<p>
+<hi rend='bold'>Nicholson's Biology.</hi> Illustrated. 12mo. 163 pages.
+</p>
+
+<p>
+<hi rend='bold'>Nicholson's Ancient Life-History of the
+Earth.</hi> A Comprehensive Outline of the Principles and Leading
+Facts of Paleontological Science. 12mo. 407 pages.
+</p>
+
+<p>
+<hi rend='bold'>Anthropology</hi>: An Introduction to the Study of Man and
+Civilization. By <hi rend='smallcaps'>Edward B. Tylor</hi>,
+D.C.L., F.R.S. With 78 Illustrations.
+12mo. 448 pages.
+</p>
+
+<p>
+<hi rend='bold'>Science Primers.</hi> Edited by <hi rend='smallcaps'>Professors Huxley</hi>, <hi rend='smallcaps'>Roscoe</hi>,
+and <hi rend='smallcaps'>Balfour Stewart</hi>.
+</p>
+
+<list>
+<item>Chemistry: <hi rend='smallcaps'>H. E. Roscoe</hi>.</item>
+<item>Physics: <hi rend='smallcaps'>Balfour Stewart</hi>.</item>
+<item>Physical Geography: <hi rend='smallcaps'>A. Geikie</hi>.</item>
+<item>Geology: <hi rend='smallcaps'>A. Geikie</hi>.</item>
+<item>Physiology: <hi rend='smallcaps'>M. Foster</hi>.</item>
+<item>Astronomy: <hi rend='smallcaps'>J. N. Lockyer</hi>.</item>
+<item>Botany: <hi rend='smallcaps'>J. D. Hooker</hi>.</item>
+<item>Logic: <hi rend='smallcaps'>W. S. Jevons</hi>.</item>
+<item>Inventional Geometry: <hi rend='smallcaps'>W. G. Spencer</hi>.</item>
+<item>Pianoforte: <hi rend='smallcaps'>Franklin Taylor</hi>.</item>
+<item>Political Economy: <hi rend='smallcaps'>W. S. Jevons</hi>.</item>
+<item>Natural Resources of the United States:
+<hi rend='smallcaps'>J. Harris Patton</hi>.</item>
+<item>Scientific Agriculture: <hi rend='smallcaps'>N. T. Lupton</hi>.</item>
+</list>
+
+<p>
+<hi rend='italic'>D. APPLETON &amp; CO., Publishers,</hi>
+</p>
+
+<lg>
+<l>NEW YORK, BOSTON, CHICAGO, SAN FRANCISCO.</l>
+</lg>
+
+<pb n='660'/><anchor id='Pg660'/>
+
+<p>
+PHYSICS.
+</p>
+
+<p>
+<hi rend='bold'>Quackenbos's Natural Philosophy.</hi> Embracing
+the most Recent Discoveries in the Various Branches of Physics.
+12mo. 455 pages.
+</p>
+
+<p>
+The revised edition of this standard text-book continues to be a favorite in the
+schools. Its numerous illustrations (338 in number) and full descriptions of experiments
+adapt it specially for use in institutions that have little or no apparatus,
+and it is particularly happy in showing the application of scientific principles in
+every-day life.
+</p>
+
+<p>
+<hi rend='bold'>Ganot's Natural Philosophy.</hi> For Schools and
+General Readers. Translated and edited by <hi rend='smallcaps'>E. Atkinson</hi>, Ph.D.,
+F.C.S. Revised edition. 12mo. Copiously illustrated. 575 pages.
+</p>
+
+<p>
+<hi rend='bold'>Arnott's Elements of Physics</hi>; or, Natural Philosophy.
+Seventh edition, edited by <hi rend='smallcaps'>Alexander Bain</hi>, LL.D., and
+<hi rend='smallcaps'>Alfred Swaine Taylor</hi>, M.D., F.R.S. 873 pages.
+</p>
+
+<p>
+<hi rend='bold'>Elementary Treatise on Natural Philosophy.</hi>
+By <hi rend='smallcaps'>A. Privat Deschanel</hi>,
+formerly Professor of Physics in the Lycée
+Louis-le-Grand, Inspector of the Academy of Paris. Translated and
+edited, with Extensive Additions, by J. D. Everett, Professor of Natural
+Philosophy in the Queen's College, Belfast. In Four Parts.
+12mo. Flexible cloth. Part I. <hi rend='smallcaps'>Mechanics, Hydrostatics, and
+Pneumatics.</hi> Part II. <hi rend='smallcaps'>Heat.</hi>
+Part III. <hi rend='smallcaps'>Electricity and Magnetism.</hi>
+Part IV. <hi rend='smallcaps'>Sound and Light.</hi> Complete in one volume, 8vo.
+1,156 pages. Illustrated with 783 fine Engravings on Wood and
+Three Colored Plates.
+</p>
+
+<p>
+<hi rend='bold'>Science Primer: Physics.</hi> 18mo. Flexible cloth.
+135 pages.
+</p>
+
+<p>
+<hi rend='bold'>Experimental Series.</hi> By
+<hi rend='smallcaps'>Alfred M. Mayer</hi> and
+<hi rend='smallcaps'>Charles Barnard</hi>.
+</p>
+
+<p>
+<hi rend='bold'>Light:</hi> A Series of Simple, Entertaining,
+and Inexpensive Experiments
+in the Phenomena of Light. By <hi rend='smallcaps'>Alfred M. Mayer</hi> and
+<hi rend='smallcaps'>Charles Barnard</hi>. 12mo. 112 pages.
+</p>
+
+<p>
+<hi rend='bold'>Sound:</hi> A Series of Simple,
+Entertaining, and Inexpensive Experiments
+in the Phenomena of Sound, for the Use of Students of every
+Age. By <hi rend='smallcaps'>Alfred M. Mayer</hi>. 12mo. 178 pages.
+</p>
+
+<p>
+D. APPLETON &amp; CO., Publishers,
+</p>
+
+<p>
+NEW YORK, BOSTON, CHICAGO, SAN FRANCISCO.
+</p>
+
+</div>
+
+<pb n='661'/><anchor id='Pg661'/>
+
+<div rend='page-break-before: always'>
+<head>Charts.</head>
+
+<anchor id='Chart_XII'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxii.png' rend='width: 80%'>
+ <head>Chart XII. Fluctuations in the Price of Gold, from January 1st 1862, to
+December, 1865.</head>
+ <figDesc>Illustration: Chart XII.</figDesc>
+ </figure>
+</p>
+
+<pb n='662'/><anchor id='Pg662'/>
+
+<anchor id='Chart_XVIII'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxviii.png' rend='width: 80%'>
+ <head>Chart XVIII. Graphical Presentation of the Comparative Areas
+of the States and Territories of the United States and the Countries of Europe, omitting
+Russia and Alaska.</head>
+ <figDesc>Illustration: Chart XVIII.</figDesc>
+ </figure>
+</p>
+
+<pb n='663'/><anchor id='Pg663'/>
+
+<anchor id='Chart_XIX'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxix.png' rend='width: 80%'>
+ <head>Chart XIX. Giving the actual figures, compiled from
+the accounts of two Cotton-Mills in New England by Edward Atkinson, of Wages,
+Cost of Labor, etc., from 1830 to 1884, working on Standard Sheetings, No.
+14 yarn.</head>
+ <figDesc>Illustration: Chart XIX.</figDesc>
+ </figure>
+</p>
+
+<pb n='664'/><anchor id='Pg664'/>
+
+<anchor id='Chart_XX'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxx.png' rend='width: 80%'>
+ <head>Chart XX. Comparison of 1840 with 1883-1884, of
+the Relations of Labor and Capital in the same Mills.</head>
+ <figDesc>Illustration: Chart XX.</figDesc>
+ </figure>
+</p>
+
+<pb n='665'/><anchor id='Pg665'/>
+
+<p rend='text-align: center'>
+ <figure url='images/chartxxi-1.png' rend='width: 80%'>
+ <head>Chart XXI Part 1.</head>
+ <figDesc>Illustration: Chart XXI Part 1.</figDesc>
+ </figure>
+</p>
+
+<pb n='666'/><anchor id='Pg666'/>
+
+<p rend='text-align: center'>
+ <figure url='images/chartxxi-2.png' rend='width: 80%'>
+ <head>Chart XXI Part 2.</head>
+ <figDesc>Illustration: Chart XXI Part 2.</figDesc>
+ </figure>
+</p>
+
+<pb n='667'/><anchor id='Pg667'/>
+
+<anchor id='Chart_XXII'/>
+<p rend='text-align: center'>
+ <figure url='images/chartxxii.png' rend='width: 80%'>
+ <head>Chart XXII. Outstanding Principal Of The Public Debt From 1791 To 1881.</head>
+ <figDesc>Illustration: Chart XXII.</figDesc>
+ </figure>
+</p>
+
+</div>
+
+</body>
+<back rend="page-break-before: right">
+ <div id="footnotes">
+ <index index="toc" />
+ <index index="pdf" />
+ <head>Footnotes</head>
+ <divGen type="footnotes"/>
+ </div>
+ <div rend="page-break-before: right">
+ <divGen type="pgfooter" />
+ </div>
+</back>
+</text>
+</TEI.2>
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